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Fund Overview

Fund Size

Fund Size

₹6,161 Cr

Expense Ratio

Expense Ratio

0.60%

ISIN

ISIN

INF194K01FU8

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

17 Jan 2006

About this fund

Bandhan Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 19 years, 4 months and 23 days, having been launched on 17-Jan-06.
As of 06-Jun-25, it has a Net Asset Value (NAV) of ₹38.57, Assets Under Management (AUM) of 6160.69 Crores, and an expense ratio of 0.6%.
  • Bandhan Low Duration Fund Regular Growth has given a CAGR return of 7.21% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 59.02% in debts, and 40.72% in cash & cash equivalents.
  • You can start investing in Bandhan Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.21%

+8.16% (Cat Avg.)

3 Years

+7.17%

+7.14% (Cat Avg.)

5 Years

+5.86%

+6.31% (Cat Avg.)

10 Years

+6.87%

+5.88% (Cat Avg.)

Since Inception

+7.21%

(Cat Avg.)

Portfolio Summaryas of 15th May 2025

Debt3,635.99 Cr59.02%
Others2,524.7 Cr40.98%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Indian BankCash - CD/Time Deposit434.12 Cr6.79%
Axis Bank LimitedCash - CD/Time Deposit367.66 Cr5.75%
Triparty Repo Trp_160525Cash - Repurchase Agreement292.52 Cr4.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond228.3 Cr3.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond225.76 Cr3.53%
Bank of BarodaBond - Corporate Bond219.06 Cr3.43%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit218.05 Cr3.41%
Bajaj Housing Finance Ltd. 7.14%Bond - Corporate Bond200.41 Cr3.13%
Bajaj Housing Finance LimitedBond - Corporate Bond190.46 Cr2.98%
Small Industries Development Bank Of IndiaBond - Corporate Bond175.49 Cr2.74%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond160.07 Cr2.50%
HDFC Bank LimitedBond - Corporate Bond150.34 Cr2.35%
LIC Housing Finance LtdBond - Corporate Bond149.1 Cr2.33%
Bajaj Finance LimitedBond - Corporate Bond126.12 Cr1.97%
Bajaj Finance LimitedBond - Corporate Bond125.37 Cr1.96%
Small Industries Development Bank Of IndiaBond - Corporate Bond125.03 Cr1.96%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond124.59 Cr1.95%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond101.74 Cr1.59%
REC Ltd. 7.44%Bond - Corporate Bond101.67 Cr1.59%
LIC Housing Finance Ltd. 7.73%Bond - Corporate Bond101.18 Cr1.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond100.37 Cr1.57%
Axis Bank LimitedCash - CD/Time Deposit97.4 Cr1.52%
Axis Bank LimitedCash - CD/Time Deposit96.83 Cr1.51%
Axis Bank Ltd.Cash - CD/Time Deposit96.81 Cr1.51%
Net Current AssetsCash90.85 Cr1.42%
07.57 GJ Sgs 2026Bond - Gov't/Treasury86.63 Cr1.35%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit73.06 Cr1.14%
HDFC Bank LimitedCash - CD/Time Deposit72.34 Cr1.13%
Icici Securities LimitedCash - Commercial Paper71.15 Cr1.11%
06.10 RJ Sdl 2026Bond - Gov't/Treasury65 Cr1.02%
Kotak Mahindra Prime LimitedBond - Corporate Bond60.22 Cr0.94%
Canara BankCash - CD/Time Deposit59.82 Cr0.94%
Bajaj Housing Finance LimitedBond - Corporate Bond55.68 Cr0.87%
Bajaj Housing Finance LimitedBond - Corporate Bond51.01 Cr0.80%
Rural Electrification Corporation LimitedBond - Corporate Bond50.65 Cr0.79%
Rec LimitedBond - Corporate Bond50.54 Cr0.79%
Muthoot Finance LimitedBond - Corporate Bond50.25 Cr0.79%
LIC Housing Finance LtdBond - Corporate Bond50.18 Cr0.78%
05.82 RJ Sdl 2027Bond - Gov't/Treasury49.7 Cr0.78%
Canara BankCash - CD/Time Deposit48.23 Cr0.75%
Union Bank Of IndiaCash - CD/Time Deposit48.19 Cr0.75%
08.53 RJ Sdl 2028Bond - Gov't/Treasury47.92 Cr0.75%
08.16 RJ Sdl 2028Bond - Gov't/Treasury47.26 Cr0.74%
Cholamandalam Investment & Finance Co Ltd. 8.5%Bond - Corporate Bond45.6 Cr0.71%
07.39 Tn SDL 2026Bond - Gov't/Treasury40.67 Cr0.64%
LIC Housing Finance LtdBond - Corporate Bond35.1 Cr0.55%
07.80 HR Sdl 2027Bond - Gov't/Treasury30.79 Cr0.48%
08.19 KA Sdl 2029Bond - Gov't/Treasury26.48 Cr0.41%
08.13 RJ Sdl 2028Bond - Gov't/Treasury26.2 Cr0.41%
07.78 Up SDL 2027Bond - Gov't/Treasury25.65 Cr0.40%
06.98 Ts SDL 2028Bond - Gov't/Treasury25.48 Cr0.40%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond25.43 Cr0.40%
Bajaj Finance Ltd. 8.1167%Bond - Corporate Bond25.42 Cr0.40%
LIC Housing Finance LtdBond - Corporate Bond25.42 Cr0.40%
06.82 BR Sdl 2028Bond - Gov't/Treasury25.39 Cr0.40%
Kotak Mahindra Prime LimitedBond - Corporate Bond25.39 Cr0.40%
07.37 Tn SDL 2026Bond - Gov't/Treasury25.37 Cr0.40%
07.38 MP Sdl 2026Bond - Gov't/Treasury25.37 Cr0.40%
Tata Capital Housing Finance LimitedBond - Corporate Bond25.29 Cr0.40%
Bajaj Housing Finance Ltd. 7.78%Bond - Corporate Bond25.2 Cr0.39%
Bajaj Housing Finance LimitedBond - Corporate Bond25.11 Cr0.39%
06.39 AP Sdl 2026Bond - Gov't/Treasury25.07 Cr0.39%
Muthoot Finance LimitedBond - Corporate Bond25.04 Cr0.39%
LIC Housing Finance LimitedBond - Corporate Bond25.01 Cr0.39%
Muthoot Finance LimitedBond - Corporate Bond25.01 Cr0.39%
Power Finance Corporation LimitedBond - Corporate Bond25 Cr0.39%
06.12 KA Sdl 2027Bond - Gov't/Treasury24.96 Cr0.39%
Rec LimitedBond - Corporate Bond24.85 Cr0.39%
HDFC Bank Ltd.Cash - CD/Time Deposit24.46 Cr0.38%
HDFC Bank LimitedCash - CD/Time Deposit24.24 Cr0.38%
Export-Import Bank Of IndiaCash - Commercial Paper24.19 Cr0.38%
Punjab National BankCash - CD/Time Deposit24.11 Cr0.38%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.11 Cr0.38%
Canara BankCash - CD/Time Deposit24.06 Cr0.38%
Power Finance Corporation LimitedBond - Corporate Bond23.98 Cr0.37%
Union Bank Of IndiaCash - CD/Time Deposit23.89 Cr0.37%
Canara BankCash - CD/Time Deposit23.86 Cr0.37%
08.34 Tn SDL 2028Bond - Gov't/Treasury21.06 Cr0.33%
07.86 RJ Sdl 2027Bond - Gov't/Treasury20.76 Cr0.32%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End16.82 Cr0.26%
Power Finance Corporation LimitedBond - Corporate Bond15.24 Cr0.24%
Power Finance Corporation Ltd.Bond - Corporate Bond15.16 Cr0.24%
08.09 RJ Sdl 2028Bond - Gov't/Treasury10.57 Cr0.17%
08.28 RJ Sdl 2028Bond - Gov't/Treasury10.5 Cr0.16%
07.59 HR Sdl 2027Bond - Gov't/Treasury10.22 Cr0.16%
7.38% Govt Stock 2027Bond - Gov't/Treasury7.2 Cr0.11%
08.32 KA Sdl 2029Bond - Gov't/Treasury5.32 Cr0.08%
08.28 MH Sdl 2025Bond - Gov't/Treasury5.02 Cr0.08%
HDFC Bank LimitedCash - CD/Time Deposit4.89 Cr0.08%
Small Industries Development Bank of IndiaBond - Corporate Bond4.69 Cr0.07%
07.84 MH Sdl 2026Bond - Gov't/Treasury3.05 Cr0.05%
08.38 GJ Sdl 2029Bond - Gov't/Treasury2.13 Cr0.03%
08.35 GJ Sdl 2029Bond - Gov't/Treasury1.6 Cr0.02%
07.88 MP Sdl 2028Bond - Gov't/Treasury1.04 Cr0.02%
Rec LimitedBond - Corporate Bond0.99 Cr0.02%
Cash Margin - CcilCash - Repurchase Agreement0.34 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond3,416.55 Cr53.43%
Cash - CD/Time Deposit1,786.12 Cr27.93%
Bond - Gov't/Treasury696.43 Cr10.89%
Cash - Repurchase Agreement292.86 Cr4.58%
Cash - Commercial Paper95.34 Cr1.49%
Cash90.85 Cr1.42%
Mutual Fund - Open End16.82 Cr0.26%
Bond - Sub-sovereign Government Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.47%

Cat. avg.

0.66%

Lower the better

Sharpe Ratio

This fund

0.79

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

3.18

Higher the better

Fund Managers

Harshal Joshi

Harshal Joshi

Since July 2021

BS

Brijesh Shah

Since June 2024

Additional Scheme Detailsas of 15th May 2025

ISIN
INF194K01FU8
Expense Ratio
0.60%
Exit Load
No Charges
Fund Size
₹6,161 Cr
Age
19 years 4 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Low Duration Debt Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Low Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Edelweiss Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹552.27 Cr-
Edelweiss Low Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹552.27 Cr-
Franklin India Low Duration Fund Regular Growth

Moderate Risk

0.9%0.0%₹331.04 Cr-
Franklin India Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹331.04 Cr-
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹509.74 Cr10.2%
LIC MF Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1975.56 Cr8.6%
Mirae Asset Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1784.29 Cr8.9%
Invesco India Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1598.90 Cr8.6%
Kotak Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹13200.69 Cr9.1%
Sundaram Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹338.18 Cr8.9%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6160.69 Cr8.5%
Nippon India Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹7512.99 Cr8.9%
JM Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹239.94 Cr8.7%
SBI Magnum Low Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹14583.07 Cr8.2%
Axis Treasury Advantage Fund Regular Growth

Moderate Risk

0.7%0.0%₹6394.51 Cr8.5%
DSP Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹5137.81 Cr8.2%
JM Low Duration Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹239.94 Cr8.2%
Nippon India Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹7512.99 Cr8.3%
Invesco India Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹1598.90 Cr7.6%
PGIM India Low Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹93.31 Cr6.3%
UTI - Treasury Advantage Fund Regular Growth

Moderate Risk

0.5%0.0%₹3270.91 Cr8.6%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5137.81 Cr8.6%
HSBC Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹509.74 Cr9.6%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

0.3%0.0%₹3270.91 Cr8.7%
Axis Treasury Advantage Fund Direct Growth

Moderate Risk

0.3%0.0%₹6394.51 Cr8.8%
Aditya BSL Low Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹12901.74 Cr8.8%
Baroda BNP Paribas Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹251.27 Cr8.7%
ICICI Prudential Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹22798.02 Cr8.8%
Canara Robeco Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1149.56 Cr8.5%
SBI Magnum Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹14583.07 Cr8.7%
Tata Treasury Advantage Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3050.20 Cr8.6%
PGIM India Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹93.31 Cr7.2%
HDFC Low Duration Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹21094.79 Cr8.9%
Aditya BSL Low Duration Fund Regular Growth

Moderate Risk

1.2%0.0%₹12901.74 Cr7.9%
LIC MF Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹1975.56 Cr7.9%
Baroda BNP Paribas Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹251.27 Cr7.9%
Sundaram Low Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹338.18 Cr8.1%
ICICI Prudential Savings Fund Regular Growth

Moderate Risk

0.5%0.0%₹22798.02 Cr8.7%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹1149.56 Cr8.2%
Bandhan Low Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹6160.69 Cr8.2%
HDFC Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹21094.79 Cr8.3%
Mirae Asset Savings Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1784.29 Cr7.1%
Kotak Low Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹13200.69 Cr8.2%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹3050.20 Cr8.2%
Mahindra Manulife Low Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹611.25 Cr7.9%
Mahindra Manulife Low Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹611.25 Cr8.8%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,69,192 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1870.96 Cr13.4%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹50.60 Cr9.6%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹400.73 Cr-1.5%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹176.53 Cr9.4%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹23.91 Cr11.6%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹334.47 Cr11.6%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹866.69 Cr6.5%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13495.68 Cr7.3%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹8408.32 Cr14.2%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2931.94 Cr9.5%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1828.46 Cr11.1%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹19.60 Cr10.4%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹3105.99 Cr9.7%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1764.02 Cr19.6%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.1%0.0%₹355.96 Cr12.3%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1577.17 Cr3.1%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.1%0.0%₹115.75 Cr9.3%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1478.92 Cr10.6%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹493.39 Cr8.4%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹11254.78 Cr8.5%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹9815.71 Cr10.5%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1834.04 Cr10.5%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9773.98 Cr6.1%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹7178.75 Cr10.9%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹112.65 Cr9.3%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹6806.11 Cr6.7%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6160.69 Cr8.5%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.14 Cr9.2%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹441.57 Cr8.1%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2500.28 Cr10.0%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹1008.34 Cr21.5%
Bandhan Floating Rate Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹307.37 Cr10.5%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹8656.28 Cr7.8%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.4%1.0%₹291.37 Cr17.2%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹460.04 Cr12.7%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹151.09 Cr10.1%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹536.03 Cr12.3%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4343.16 Cr7.9%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹19.57 Cr10.5%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹286.79 Cr8.2%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹132.84 Cr7.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1413.95 Cr7.6%
Bandhan All Seasons Bond Fund Direct Growth

Moderately High risk

0.0%0.0%₹299.69 Cr9.5%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹128.05 Cr-8.5%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹10244.10 Cr24.7%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹846.25 Cr18.7%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹174.65 Cr8.6%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹285.92 Cr9.5%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

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The NAV of Bandhan Low Duration Fund Regular Growth, as of 06-Jun-2025, is ₹38.57.
The fund has generated 8.21% over the last 1 year and 7.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 59.02% in bonds, and 40.72% in cash and cash equivalents.
The fund managers responsible for Bandhan Low Duration Fund Regular Growth are:-
  1. Harshal Joshi
  2. Brijesh Shah

Fund Overview

Fund Size

Fund Size

₹6,161 Cr

Expense Ratio

Expense Ratio

0.60%

ISIN

ISIN

INF194K01FU8

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

17 Jan 2006

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

About this fund

Bandhan Low Duration Fund Regular Growth is a Low Duration mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 19 years, 4 months and 23 days, having been launched on 17-Jan-06.
As of 06-Jun-25, it has a Net Asset Value (NAV) of ₹38.57, Assets Under Management (AUM) of 6160.69 Crores, and an expense ratio of 0.6%.
  • Bandhan Low Duration Fund Regular Growth has given a CAGR return of 7.21% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 59.02% in debts, and 40.72% in cash & cash equivalents.
  • You can start investing in Bandhan Low Duration Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.21%

+8.16% (Cat Avg.)

3 Years

+7.17%

+7.14% (Cat Avg.)

5 Years

+5.86%

+6.31% (Cat Avg.)

10 Years

+6.87%

+5.88% (Cat Avg.)

Since Inception

+7.21%

(Cat Avg.)

Portfolio Summaryas of 15th May 2025

Debt3,635.99 Cr59.02%
Others2,524.7 Cr40.98%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Indian BankCash - CD/Time Deposit434.12 Cr6.79%
Axis Bank LimitedCash - CD/Time Deposit367.66 Cr5.75%
Triparty Repo Trp_160525Cash - Repurchase Agreement292.52 Cr4.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond228.3 Cr3.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond225.76 Cr3.53%
Bank of BarodaBond - Corporate Bond219.06 Cr3.43%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit218.05 Cr3.41%
Bajaj Housing Finance Ltd. 7.14%Bond - Corporate Bond200.41 Cr3.13%
Bajaj Housing Finance LimitedBond - Corporate Bond190.46 Cr2.98%
Small Industries Development Bank Of IndiaBond - Corporate Bond175.49 Cr2.74%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond160.07 Cr2.50%
HDFC Bank LimitedBond - Corporate Bond150.34 Cr2.35%
LIC Housing Finance LtdBond - Corporate Bond149.1 Cr2.33%
Bajaj Finance LimitedBond - Corporate Bond126.12 Cr1.97%
Bajaj Finance LimitedBond - Corporate Bond125.37 Cr1.96%
Small Industries Development Bank Of IndiaBond - Corporate Bond125.03 Cr1.96%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond124.59 Cr1.95%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond101.74 Cr1.59%
REC Ltd. 7.44%Bond - Corporate Bond101.67 Cr1.59%
LIC Housing Finance Ltd. 7.73%Bond - Corporate Bond101.18 Cr1.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond100.37 Cr1.57%
Axis Bank LimitedCash - CD/Time Deposit97.4 Cr1.52%
Axis Bank LimitedCash - CD/Time Deposit96.83 Cr1.51%
Axis Bank Ltd.Cash - CD/Time Deposit96.81 Cr1.51%
Net Current AssetsCash90.85 Cr1.42%
07.57 GJ Sgs 2026Bond - Gov't/Treasury86.63 Cr1.35%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit73.06 Cr1.14%
HDFC Bank LimitedCash - CD/Time Deposit72.34 Cr1.13%
Icici Securities LimitedCash - Commercial Paper71.15 Cr1.11%
06.10 RJ Sdl 2026Bond - Gov't/Treasury65 Cr1.02%
Kotak Mahindra Prime LimitedBond - Corporate Bond60.22 Cr0.94%
Canara BankCash - CD/Time Deposit59.82 Cr0.94%
Bajaj Housing Finance LimitedBond - Corporate Bond55.68 Cr0.87%
Bajaj Housing Finance LimitedBond - Corporate Bond51.01 Cr0.80%
Rural Electrification Corporation LimitedBond - Corporate Bond50.65 Cr0.79%
Rec LimitedBond - Corporate Bond50.54 Cr0.79%
Muthoot Finance LimitedBond - Corporate Bond50.25 Cr0.79%
LIC Housing Finance LtdBond - Corporate Bond50.18 Cr0.78%
05.82 RJ Sdl 2027Bond - Gov't/Treasury49.7 Cr0.78%
Canara BankCash - CD/Time Deposit48.23 Cr0.75%
Union Bank Of IndiaCash - CD/Time Deposit48.19 Cr0.75%
08.53 RJ Sdl 2028Bond - Gov't/Treasury47.92 Cr0.75%
08.16 RJ Sdl 2028Bond - Gov't/Treasury47.26 Cr0.74%
Cholamandalam Investment & Finance Co Ltd. 8.5%Bond - Corporate Bond45.6 Cr0.71%
07.39 Tn SDL 2026Bond - Gov't/Treasury40.67 Cr0.64%
LIC Housing Finance LtdBond - Corporate Bond35.1 Cr0.55%
07.80 HR Sdl 2027Bond - Gov't/Treasury30.79 Cr0.48%
08.19 KA Sdl 2029Bond - Gov't/Treasury26.48 Cr0.41%
08.13 RJ Sdl 2028Bond - Gov't/Treasury26.2 Cr0.41%
07.78 Up SDL 2027Bond - Gov't/Treasury25.65 Cr0.40%
06.98 Ts SDL 2028Bond - Gov't/Treasury25.48 Cr0.40%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond25.43 Cr0.40%
Bajaj Finance Ltd. 8.1167%Bond - Corporate Bond25.42 Cr0.40%
LIC Housing Finance LtdBond - Corporate Bond25.42 Cr0.40%
06.82 BR Sdl 2028Bond - Gov't/Treasury25.39 Cr0.40%
Kotak Mahindra Prime LimitedBond - Corporate Bond25.39 Cr0.40%
07.37 Tn SDL 2026Bond - Gov't/Treasury25.37 Cr0.40%
07.38 MP Sdl 2026Bond - Gov't/Treasury25.37 Cr0.40%
Tata Capital Housing Finance LimitedBond - Corporate Bond25.29 Cr0.40%
Bajaj Housing Finance Ltd. 7.78%Bond - Corporate Bond25.2 Cr0.39%
Bajaj Housing Finance LimitedBond - Corporate Bond25.11 Cr0.39%
06.39 AP Sdl 2026Bond - Gov't/Treasury25.07 Cr0.39%
Muthoot Finance LimitedBond - Corporate Bond25.04 Cr0.39%
LIC Housing Finance LimitedBond - Corporate Bond25.01 Cr0.39%
Muthoot Finance LimitedBond - Corporate Bond25.01 Cr0.39%
Power Finance Corporation LimitedBond - Corporate Bond25 Cr0.39%
06.12 KA Sdl 2027Bond - Gov't/Treasury24.96 Cr0.39%
Rec LimitedBond - Corporate Bond24.85 Cr0.39%
HDFC Bank Ltd.Cash - CD/Time Deposit24.46 Cr0.38%
HDFC Bank LimitedCash - CD/Time Deposit24.24 Cr0.38%
Export-Import Bank Of IndiaCash - Commercial Paper24.19 Cr0.38%
Punjab National BankCash - CD/Time Deposit24.11 Cr0.38%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.11 Cr0.38%
Canara BankCash - CD/Time Deposit24.06 Cr0.38%
Power Finance Corporation LimitedBond - Corporate Bond23.98 Cr0.37%
Union Bank Of IndiaCash - CD/Time Deposit23.89 Cr0.37%
Canara BankCash - CD/Time Deposit23.86 Cr0.37%
08.34 Tn SDL 2028Bond - Gov't/Treasury21.06 Cr0.33%
07.86 RJ Sdl 2027Bond - Gov't/Treasury20.76 Cr0.32%
Corporate Debt Market Development Fund Class A2Mutual Fund - Open End16.82 Cr0.26%
Power Finance Corporation LimitedBond - Corporate Bond15.24 Cr0.24%
Power Finance Corporation Ltd.Bond - Corporate Bond15.16 Cr0.24%
08.09 RJ Sdl 2028Bond - Gov't/Treasury10.57 Cr0.17%
08.28 RJ Sdl 2028Bond - Gov't/Treasury10.5 Cr0.16%
07.59 HR Sdl 2027Bond - Gov't/Treasury10.22 Cr0.16%
7.38% Govt Stock 2027Bond - Gov't/Treasury7.2 Cr0.11%
08.32 KA Sdl 2029Bond - Gov't/Treasury5.32 Cr0.08%
08.28 MH Sdl 2025Bond - Gov't/Treasury5.02 Cr0.08%
HDFC Bank LimitedCash - CD/Time Deposit4.89 Cr0.08%
Small Industries Development Bank of IndiaBond - Corporate Bond4.69 Cr0.07%
07.84 MH Sdl 2026Bond - Gov't/Treasury3.05 Cr0.05%
08.38 GJ Sdl 2029Bond - Gov't/Treasury2.13 Cr0.03%
08.35 GJ Sdl 2029Bond - Gov't/Treasury1.6 Cr0.02%
07.88 MP Sdl 2028Bond - Gov't/Treasury1.04 Cr0.02%
Rec LimitedBond - Corporate Bond0.99 Cr0.02%
Cash Margin - CcilCash - Repurchase Agreement0.34 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond3,416.55 Cr53.43%
Cash - CD/Time Deposit1,786.12 Cr27.93%
Bond - Gov't/Treasury696.43 Cr10.89%
Cash - Repurchase Agreement292.86 Cr4.58%
Cash - Commercial Paper95.34 Cr1.49%
Cash90.85 Cr1.42%
Mutual Fund - Open End16.82 Cr0.26%
Bond - Sub-sovereign Government Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.47%

Cat. avg.

0.66%

Lower the better

Sharpe Ratio

This fund

0.79

Cat. avg.

0.71

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

3.18

Higher the better

Fund Managers

Harshal Joshi

Harshal Joshi

Since July 2021

BS

Brijesh Shah

Since June 2024

Additional Scheme Detailsas of 15th May 2025

ISIN
INF194K01FU8
Expense Ratio
0.60%
Exit Load
No Charges
Fund Size
₹6,161 Cr
Age
19 years 4 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Low Duration Debt Index TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Low to Moderate Risk

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Low to Moderate Risk

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0.6%0.0%₹1598.90 Cr7.6%
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Low to Moderate Risk

1.2%0.0%₹93.31 Cr6.3%
UTI - Treasury Advantage Fund Regular Growth

Moderate Risk

0.5%0.0%₹3270.91 Cr8.6%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5137.81 Cr8.6%
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Low to Moderate Risk

1.1%0.0%₹509.74 Cr9.6%
UTI - Treasury Advantage Fund Direct Growth

Moderate Risk

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Axis Treasury Advantage Fund Direct Growth

Moderate Risk

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Low to Moderate Risk

0.3%0.0%₹251.27 Cr8.7%
ICICI Prudential Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹22798.02 Cr8.8%
Canara Robeco Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1149.56 Cr8.5%
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Low to Moderate Risk

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Low to Moderate Risk

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Low to Moderate Risk

0.5%0.0%₹21094.79 Cr8.9%
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Moderate Risk

1.2%0.0%₹12901.74 Cr7.9%
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Low to Moderate Risk

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Low to Moderate Risk

1.1%0.0%₹251.27 Cr7.9%
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Low to Moderate Risk

1.1%0.0%₹338.18 Cr8.1%
ICICI Prudential Savings Fund Regular Growth

Moderate Risk

0.5%0.0%₹22798.02 Cr8.7%
Canara Robeco Savings Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹1149.56 Cr8.2%
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Low to Moderate Risk

0.6%0.0%₹6160.69 Cr8.2%
HDFC Low Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹21094.79 Cr8.3%
Mirae Asset Savings Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1784.29 Cr7.1%
Kotak Low Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹13200.69 Cr8.2%
Tata Treasury Advantage Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹3050.20 Cr8.2%
Mahindra Manulife Low Duration Fund Regular Growth

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Mahindra Manulife Low Duration Fund Direct Growth

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About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,69,192 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1870.96 Cr13.4%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹50.60 Cr9.6%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹400.73 Cr-1.5%
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹176.53 Cr9.4%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹23.91 Cr11.6%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹334.47 Cr11.6%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹866.69 Cr6.5%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13495.68 Cr7.3%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹8408.32 Cr14.2%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2931.94 Cr9.5%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1828.46 Cr11.1%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹19.60 Cr10.4%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹3105.99 Cr9.7%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1764.02 Cr19.6%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.1%0.0%₹355.96 Cr12.3%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.9%0.0%₹1577.17 Cr3.1%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.1%0.0%₹115.75 Cr9.3%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1478.92 Cr10.6%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹493.39 Cr8.4%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹11254.78 Cr8.5%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹9815.71 Cr10.5%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1834.04 Cr10.5%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9773.98 Cr6.1%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹7178.75 Cr10.9%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹112.65 Cr9.3%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹6806.11 Cr6.7%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6160.69 Cr8.5%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.14 Cr9.2%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹441.57 Cr8.1%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹2500.28 Cr10.0%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹1008.34 Cr21.5%
Bandhan Floating Rate Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹307.37 Cr10.5%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹8656.28 Cr7.8%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.4%1.0%₹291.37 Cr17.2%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹460.04 Cr12.7%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹151.09 Cr10.1%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹536.03 Cr12.3%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4343.16 Cr7.9%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹19.57 Cr10.5%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹286.79 Cr8.2%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹132.84 Cr7.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1413.95 Cr7.6%
Bandhan All Seasons Bond Fund Direct Growth

Moderately High risk

0.0%0.0%₹299.69 Cr9.5%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹128.05 Cr-8.5%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹10244.10 Cr24.7%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹846.25 Cr18.7%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹174.65 Cr8.6%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹285.92 Cr9.5%

Still got questions?
We're here to help.

The NAV of Bandhan Low Duration Fund Regular Growth, as of 06-Jun-2025, is ₹38.57.
The fund has generated 8.21% over the last 1 year and 7.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 59.02% in bonds, and 40.72% in cash and cash equivalents.
The fund managers responsible for Bandhan Low Duration Fund Regular Growth are:-
  1. Harshal Joshi
  2. Brijesh Shah
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