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Aditya Birla Sun Life Regular Savings Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (25-Apr-25)
₹72.93-0.33%1D
Returns (Since Inception)
10.67%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,377 Cr
Expense Ratio
1.02%
ISIN
INF209K01XH4
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
Aditya Birla Sun Life Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 3 months and 27 days, having been launched on 01-Jan-13.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹72.93, Assets Under Management (AUM) of 1377.21 Crores, and an expense ratio of 1.02%.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹72.93, Assets Under Management (AUM) of 1377.21 Crores, and an expense ratio of 1.02%.
- Aditya Birla Sun Life Regular Savings Fund Direct Growth has given a CAGR return of 10.67% since inception.
- The fund's asset allocation comprises around 21.81% in equities, 72.97% in debts, and 4.88% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.25%
+8.48% (Cat Avg.)
3 Years
+9.61%
+8.93% (Cat Avg.)
5 Years
+13.54%
+10.60% (Cat Avg.)
10 Years
+9.56%
+7.10% (Cat Avg.)
Since Inception
+10.67%
— (Cat Avg.)
Portfolio Summaryas of 15th April 2025
| Equity | ₹300.42 Cr | 21.81% |
| Debt | ₹1,004.92 Cr | 72.97% |
| Others | ₹71.88 Cr | 5.22% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹60.61 Cr | 4.45% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹35.92 Cr | 2.64% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹31.61 Cr | 2.32% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹30.74 Cr | 2.26% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹30.72 Cr | 2.25% |
| Nuvama Wealth Finance Ltd | Bond - Corporate Bond | ₹30.15 Cr | 2.21% |
| HDFC Bank Ltd | Equity | ₹29.65 Cr | 2.18% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹29.24 Cr | 2.15% |
| ICICI Bank Ltd | Equity | ₹27 Cr | 1.98% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.22 Cr | 1.92% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹25.87 Cr | 1.90% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹25.73 Cr | 1.89% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹25.62 Cr | 1.88% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.34 Cr | 1.86% |
| Net Receivables / (Payables) | Cash - Collateral | ₹25.26 Cr | 1.85% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹25.24 Cr | 1.85% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.04 Cr | 1.84% |
| Vedanta Limited | Bond - Corporate Bond | ₹25.01 Cr | 1.83% |
| 7.46% Govt Stock 2073 | Bond - Gov't/Treasury | ₹21.56 Cr | 1.58% |
| 7.11% State Government Of Maharashtra 2036 | Bond - Gov't/Treasury | ₹20.55 Cr | 1.51% |
| State Government Securities | Bond - Gov't/Treasury | ₹20.53 Cr | 1.51% |
| State Bank Of India | Bond - Corporate Bond | ₹19.93 Cr | 1.46% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹17.21 Cr | 1.26% |
| Nexus Select Trust Reits | Equity - REIT | ₹17.18 Cr | 1.26% |
| GS CG 22/8/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹16.97 Cr | 1.25% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹16.75 Cr | 1.23% |
| Axis Bank Ltd | Equity | ₹16.69 Cr | 1.22% |
| Bharti Airtel Ltd | Equity | ₹16.19 Cr | 1.19% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹15.93 Cr | 1.17% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹15.72 Cr | 1.15% |
| State Government Securities | Bond - Gov't/Treasury | ₹15.45 Cr | 1.13% |
| Nexus Select Trust | Bond - Corporate Bond | ₹15.1 Cr | 1.11% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹15.07 Cr | 1.11% |
| Bajaj Finserv Ltd | Equity | ₹14.76 Cr | 1.08% |
| Bajaj Finance Ltd. 8.1167% | Bond - Corporate Bond | ₹12.67 Cr | 0.93% |
| Union Bank Of India | Bond - Corporate Bond | ₹12.52 Cr | 0.92% |
| Hindalco Industries Ltd | Equity | ₹11.73 Cr | 0.86% |
| UltraTech Cement Ltd | Equity | ₹11.72 Cr | 0.86% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹10.93 Cr | 0.80% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹10.61 Cr | 0.78% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹10.47 Cr | 0.77% |
| 07.37 RJ Sgs 2034 | Bond - Gov't/Treasury | ₹10.39 Cr | 0.76% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹10.39 Cr | 0.76% |
| LIC Housing Finance Ltd. 7.69% | Bond - Corporate Bond | ₹10.25 Cr | 0.75% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹10.24 Cr | 0.75% |
| Tn SDL 2034 | Bond - Gov't/Treasury | ₹10.24 Cr | 0.75% |
| Tn SDL 2030 | Bond - Gov't/Treasury | ₹10.19 Cr | 0.75% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹10.19 Cr | 0.75% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.75% |
| Tata Capital Housing Finance Ltd. 8.1% | Bond - Corporate Bond | ₹10.14 Cr | 0.74% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.13 Cr | 0.74% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹10.12 Cr | 0.74% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹10.06 Cr | 0.74% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹10.03 Cr | 0.74% |
| 06.75 KA Sdl 2035 | Bond - Gov't/Treasury | ₹10.01 Cr | 0.73% |
| Infosys Ltd | Equity | ₹9.98 Cr | 0.73% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹9.95 Cr | 0.73% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹9.95 Cr | 0.73% |
| Indian Bank | Cash - CD/Time Deposit | ₹9.59 Cr | 0.70% |
| Goi120327 Str | Bond - Gov't/Treasury | ₹9.5 Cr | 0.70% |
| Reliance Industries Ltd | Equity | ₹9.3 Cr | 0.68% |
| 0% GOI- 22082026 STRIPS | Bond - Gov't/Treasury | ₹9.22 Cr | 0.68% |
| 7.36 Goi | Bond - Gov't/Treasury | ₹9.19 Cr | 0.67% |
| State Bank of India | Equity | ₹8.73 Cr | 0.64% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹8.53 Cr | 0.63% |
| State Bank Of India | Bond - Corporate Bond | ₹7.98 Cr | 0.59% |
| GS CG 17/06/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹7.7 Cr | 0.57% |
| Bharat Petroleum Corp Ltd | Equity | ₹7.36 Cr | 0.54% |
| 07.19 Tn SDL 2034 | Bond - Gov't/Treasury | ₹6.62 Cr | 0.49% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹6.06 Cr | 0.44% |
| Bajaj Auto Ltd | Equity | ₹6.02 Cr | 0.44% |
| Avenue Supermarts Ltd | Equity | ₹5.9 Cr | 0.43% |
| Coforge Ltd | Equity | ₹5.82 Cr | 0.43% |
| TD Power Systems Ltd | Equity | ₹5.78 Cr | 0.42% |
| Metropolis Healthcare Ltd | Equity | ₹5.6 Cr | 0.41% |
| Bajaj Finance Ltd | Equity | ₹5.58 Cr | 0.41% |
| Rec Limited | Bond - Corporate Bond | ₹5.3 Cr | 0.39% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹5.18 Cr | 0.38% |
| State Government Securities (20/02/2039) | Bond - Gov't/Treasury | ₹5.14 Cr | 0.38% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹5.13 Cr | 0.38% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.13 Cr | 0.38% |
| State Government Securities (21/11/2032) | Bond - Gov't/Treasury | ₹5.12 Cr | 0.38% |
| Godrej Consumer Products Ltd | Equity | ₹5.11 Cr | 0.37% |
| 07.19 GJ Sdl 2029 | Bond - Gov't/Treasury | ₹5.1 Cr | 0.37% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹5.1 Cr | 0.37% |
| 07.23 Tn SDL 2027 | Bond - Gov't/Treasury | ₹5.08 Cr | 0.37% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹5.07 Cr | 0.37% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.37% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.37% |
| Larsen & Toubro Ltd | Equity | ₹5.02 Cr | 0.37% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹5.01 Cr | 0.37% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹4.84 Cr | 0.36% |
| Goi Strips - Mat 190326 | Bond - Gov't/Treasury | ₹4.73 Cr | 0.35% |
| IRB InvIT Fund Units 2017-Series IV | Equity | ₹4.72 Cr | 0.35% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹4.67 Cr | 0.34% |
| SJS Enterprises Ltd | Equity | ₹4.6 Cr | 0.34% |
| SBFC Finance Ltd | Equity | ₹4.1 Cr | 0.30% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹4.08 Cr | 0.30% |
| Mahindra & Mahindra Ltd | Equity | ₹3.97 Cr | 0.29% |
| 0% Govt Stock 2029 | Bond - Gov't/Treasury | ₹3.91 Cr | 0.29% |
| Tech Mahindra Ltd | Equity | ₹3.91 Cr | 0.29% |
| Cummins India Ltd | Equity | ₹3.56 Cr | 0.26% |
| Eternal Ltd | Equity | ₹3.33 Cr | 0.24% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹3.23 Cr | 0.24% |
| Vinati Organics Ltd | Equity | ₹3.18 Cr | 0.23% |
| Dixon Technologies (India) Ltd | Equity | ₹3.14 Cr | 0.23% |
| Whirlpool of India Ltd | Equity | ₹3.12 Cr | 0.23% |
| Fortis Healthcare Ltd | Equity | ₹3.01 Cr | 0.22% |
| BSE Ltd | Equity | ₹2.98 Cr | 0.22% |
| Abbott India Ltd | Equity | ₹2.79 Cr | 0.20% |
| NTPC Ltd | Equity | ₹2.72 Cr | 0.20% |
| Max Financial Services Ltd | Equity | ₹2.69 Cr | 0.20% |
| 08.21 HR UDAY 2026 | Bond - Gov't Agency Debt | ₹2.44 Cr | 0.18% |
| IndiGrid Infrastructure Trust Units Series - IV | Equity | ₹1.94 Cr | 0.14% |
| V-Guard Industries Ltd | Equity | ₹1.82 Cr | 0.13% |
| 8.17% Govt Stock 2044 | Bond - Gov't/Treasury | ₹1.15 Cr | 0.08% |
| 0% Goi - 19mar29 Strips | Bond - Gov't/Treasury | ₹1.03 Cr | 0.08% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹1.03 Cr | 0.08% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹0.93 Cr | 0.07% |
| 08.83 Up SDL 2026 | Bond - Gov't/Treasury | ₹0.31 Cr | 0.02% |
| 7.54% Govt Stock 2036 | Bond - Gov't/Treasury | ₹0.06 Cr | 0.00% |
| 08.46 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹0.05 Cr | 0.00% |
| 08.08 TS UDAY 2031 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 08.04 TS UDAY 2030 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 07.95 TS UDAY 2032 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 08.07 TS UDAY 2029 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 08.27 TS UDAY 28MAR | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹0.01 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.26%
Mid Cap Stocks
1.50%
Small Cap Stocks
2.31%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹112.18 Cr | 8.23% |
| Basic Materials | ₹26.63 Cr | 1.95% |
| Industrials | ₹25.74 Cr | 1.89% |
| Technology | ₹22.84 Cr | 1.68% |
| Consumer Cyclical | ₹21.04 Cr | 1.54% |
| Healthcare | ₹19.92 Cr | 1.46% |
| Energy | ₹16.66 Cr | 1.22% |
| Communication Services | ₹16.19 Cr | 1.19% |
| Consumer Defensive | ₹14.24 Cr | 1.04% |
| Utilities | ₹4.66 Cr | 0.34% |
Risk & Performance Ratios
Standard Deviation
This fund
3.81%
Cat. avg.
4.07%
Lower the better
Sharpe Ratio
This fund
0.58
Cat. avg.
0.39
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.68
Higher the better
Fund Managers
MS
Mohit Sharma
Since October 2024
HS
Harshil Suvarnkar
Since March 2021
Additional Scheme Detailsas of 15th April 2025
ISIN INF209K01XH4 | Expense Ratio 1.02% | Exit Load 1.00% | Fund Size ₹1,377 Cr | Age 12 years 3 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,67,306 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The NAV of Aditya Birla Sun Life Regular Savings Fund Direct Growth, as of 25-Apr-2025, is ₹72.93.
What are the returns of Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The fund has generated 11.25% over the last 1 year and 9.61% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 21.81% in equities, 72.97% in bonds, and 4.88% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Regular Savings Fund Direct Growth are:-
- Mohit Sharma
- Harshil Suvarnkar
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Aditya Birla Sun Life Regular Savings Fund Direct Growth
HybridConservative AllocationModerately High risk
Direct
NAV (25-Apr-25)
₹72.93-0.33%1D
Returns (Since Inception)
10.67%
Rated ★4.3+ on
Fund Overview
Fund Size
₹1,377 Cr
Expense Ratio
1.02%
ISIN
INF209K01XH4
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Moderately High risk
About this fund
Aditya Birla Sun Life Regular Savings Fund Direct Growth is a Conservative Allocation mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 12 years, 3 months and 27 days, having been launched on 01-Jan-13.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹72.93, Assets Under Management (AUM) of 1377.21 Crores, and an expense ratio of 1.02%.
As of 25-Apr-25, it has a Net Asset Value (NAV) of ₹72.93, Assets Under Management (AUM) of 1377.21 Crores, and an expense ratio of 1.02%.
- Aditya Birla Sun Life Regular Savings Fund Direct Growth has given a CAGR return of 10.67% since inception.
- The fund's asset allocation comprises around 21.81% in equities, 72.97% in debts, and 4.88% in cash & cash equivalents.
- You can start investing in Aditya Birla Sun Life Regular Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+11.25%
+8.48% (Cat Avg.)
3 Years
+9.61%
+8.93% (Cat Avg.)
5 Years
+13.54%
+10.60% (Cat Avg.)
10 Years
+9.56%
+7.10% (Cat Avg.)
Since Inception
+10.67%
— (Cat Avg.)
Portfolio Summaryas of 15th April 2025
| Equity | ₹300.42 Cr | 21.81% |
| Debt | ₹1,004.92 Cr | 72.97% |
| Others | ₹71.88 Cr | 5.22% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cholamandalam Investment And Fin. Co. Ltd | Bond - Corporate Bond | ₹60.61 Cr | 4.45% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹35.92 Cr | 2.64% |
| Clearing Corporation Of India Limited | Cash - Repurchase Agreement | ₹31.61 Cr | 2.32% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹30.74 Cr | 2.26% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹30.72 Cr | 2.25% |
| Nuvama Wealth Finance Ltd | Bond - Corporate Bond | ₹30.15 Cr | 2.21% |
| HDFC Bank Ltd | Equity | ₹29.65 Cr | 2.18% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹29.24 Cr | 2.15% |
| ICICI Bank Ltd | Equity | ₹27 Cr | 1.98% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹26.22 Cr | 1.92% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹25.87 Cr | 1.90% |
| Aditya Birla Finance Limited | Bond - Corporate Bond | ₹25.73 Cr | 1.89% |
| Bharti Telecom Limited | Bond - Corporate Bond | ₹25.62 Cr | 1.88% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.34 Cr | 1.86% |
| Net Receivables / (Payables) | Cash - Collateral | ₹25.26 Cr | 1.85% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹25.24 Cr | 1.85% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.04 Cr | 1.84% |
| Vedanta Limited | Bond - Corporate Bond | ₹25.01 Cr | 1.83% |
| 7.46% Govt Stock 2073 | Bond - Gov't/Treasury | ₹21.56 Cr | 1.58% |
| 7.11% State Government Of Maharashtra 2036 | Bond - Gov't/Treasury | ₹20.55 Cr | 1.51% |
| State Government Securities | Bond - Gov't/Treasury | ₹20.53 Cr | 1.51% |
| State Bank Of India | Bond - Corporate Bond | ₹19.93 Cr | 1.46% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹17.21 Cr | 1.26% |
| Nexus Select Trust Reits | Equity - REIT | ₹17.18 Cr | 1.26% |
| GS CG 22/8/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹16.97 Cr | 1.25% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹16.75 Cr | 1.23% |
| Axis Bank Ltd | Equity | ₹16.69 Cr | 1.22% |
| Bharti Airtel Ltd | Equity | ₹16.19 Cr | 1.19% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹15.93 Cr | 1.17% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹15.72 Cr | 1.15% |
| State Government Securities | Bond - Gov't/Treasury | ₹15.45 Cr | 1.13% |
| Nexus Select Trust | Bond - Corporate Bond | ₹15.1 Cr | 1.11% |
| Shriram Transport Finance Company Limited | Bond - Corporate Bond | ₹15.07 Cr | 1.11% |
| Bajaj Finserv Ltd | Equity | ₹14.76 Cr | 1.08% |
| Bajaj Finance Ltd. 8.1167% | Bond - Corporate Bond | ₹12.67 Cr | 0.93% |
| Union Bank Of India | Bond - Corporate Bond | ₹12.52 Cr | 0.92% |
| Hindalco Industries Ltd | Equity | ₹11.73 Cr | 0.86% |
| UltraTech Cement Ltd | Equity | ₹11.72 Cr | 0.86% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹10.93 Cr | 0.80% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹10.61 Cr | 0.78% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹10.47 Cr | 0.77% |
| 07.37 RJ Sgs 2034 | Bond - Gov't/Treasury | ₹10.39 Cr | 0.76% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹10.39 Cr | 0.76% |
| LIC Housing Finance Ltd. 7.69% | Bond - Corporate Bond | ₹10.25 Cr | 0.75% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹10.24 Cr | 0.75% |
| Tn SDL 2034 | Bond - Gov't/Treasury | ₹10.24 Cr | 0.75% |
| Tn SDL 2030 | Bond - Gov't/Treasury | ₹10.19 Cr | 0.75% |
| INDIA UNIVERSAL TRUST AL2 | Bond - Asset Backed | ₹10.19 Cr | 0.75% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.75% |
| Tata Capital Housing Finance Ltd. 8.1% | Bond - Corporate Bond | ₹10.14 Cr | 0.74% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹10.13 Cr | 0.74% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹10.12 Cr | 0.74% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹10.06 Cr | 0.74% |
| Kotak Mahindra Investments Limited | Bond - Corporate Bond | ₹10.03 Cr | 0.74% |
| 06.75 KA Sdl 2035 | Bond - Gov't/Treasury | ₹10.01 Cr | 0.73% |
| Infosys Ltd | Equity | ₹9.98 Cr | 0.73% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹9.95 Cr | 0.73% |
| Summit Digitel Infrastructure Limited | Bond - Corporate Bond | ₹9.95 Cr | 0.73% |
| Indian Bank | Cash - CD/Time Deposit | ₹9.59 Cr | 0.70% |
| Goi120327 Str | Bond - Gov't/Treasury | ₹9.5 Cr | 0.70% |
| Reliance Industries Ltd | Equity | ₹9.3 Cr | 0.68% |
| 0% GOI- 22082026 STRIPS | Bond - Gov't/Treasury | ₹9.22 Cr | 0.68% |
| 7.36 Goi | Bond - Gov't/Treasury | ₹9.19 Cr | 0.67% |
| State Bank of India | Equity | ₹8.73 Cr | 0.64% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹8.53 Cr | 0.63% |
| State Bank Of India | Bond - Corporate Bond | ₹7.98 Cr | 0.59% |
| GS CG 17/06/2029 - (STRIPS) Strips | Bond - Gov't/Treasury | ₹7.7 Cr | 0.57% |
| Bharat Petroleum Corp Ltd | Equity | ₹7.36 Cr | 0.54% |
| 07.19 Tn SDL 2034 | Bond - Gov't/Treasury | ₹6.62 Cr | 0.49% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹6.06 Cr | 0.44% |
| Bajaj Auto Ltd | Equity | ₹6.02 Cr | 0.44% |
| Avenue Supermarts Ltd | Equity | ₹5.9 Cr | 0.43% |
| Coforge Ltd | Equity | ₹5.82 Cr | 0.43% |
| TD Power Systems Ltd | Equity | ₹5.78 Cr | 0.42% |
| Metropolis Healthcare Ltd | Equity | ₹5.6 Cr | 0.41% |
| Bajaj Finance Ltd | Equity | ₹5.58 Cr | 0.41% |
| Rec Limited | Bond - Corporate Bond | ₹5.3 Cr | 0.39% |
| 7.02% Govt Stock 2031 | Bond - Gov't/Treasury | ₹5.18 Cr | 0.38% |
| State Government Securities (20/02/2039) | Bond - Gov't/Treasury | ₹5.14 Cr | 0.38% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹5.13 Cr | 0.38% |
| 7.17% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.13 Cr | 0.38% |
| State Government Securities (21/11/2032) | Bond - Gov't/Treasury | ₹5.12 Cr | 0.38% |
| Godrej Consumer Products Ltd | Equity | ₹5.11 Cr | 0.37% |
| 07.19 GJ Sdl 2029 | Bond - Gov't/Treasury | ₹5.1 Cr | 0.37% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹5.1 Cr | 0.37% |
| 07.23 Tn SDL 2027 | Bond - Gov't/Treasury | ₹5.08 Cr | 0.37% |
| Embassy Office Parks Reit | Bond - Corporate Bond | ₹5.07 Cr | 0.37% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.37% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹5.04 Cr | 0.37% |
| Larsen & Toubro Ltd | Equity | ₹5.02 Cr | 0.37% |
| Mahindra & Mahindra Financial Services Ltd | Bond - Corporate Bond | ₹5.01 Cr | 0.37% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹4.84 Cr | 0.36% |
| Goi Strips - Mat 190326 | Bond - Gov't/Treasury | ₹4.73 Cr | 0.35% |
| IRB InvIT Fund Units 2017-Series IV | Equity | ₹4.72 Cr | 0.35% |
| SBI - Corporate Debt Market Development Fund - A2 Units | Mutual Fund - Open End | ₹4.67 Cr | 0.34% |
| SJS Enterprises Ltd | Equity | ₹4.6 Cr | 0.34% |
| SBFC Finance Ltd | Equity | ₹4.1 Cr | 0.30% |
| 08.29 AP Sdl 2026 | Bond - Gov't/Treasury | ₹4.08 Cr | 0.30% |
| Mahindra & Mahindra Ltd | Equity | ₹3.97 Cr | 0.29% |
| 0% Govt Stock 2029 | Bond - Gov't/Treasury | ₹3.91 Cr | 0.29% |
| Tech Mahindra Ltd | Equity | ₹3.91 Cr | 0.29% |
| Cummins India Ltd | Equity | ₹3.56 Cr | 0.26% |
| Eternal Ltd | Equity | ₹3.33 Cr | 0.24% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Equity | ₹3.23 Cr | 0.24% |
| Vinati Organics Ltd | Equity | ₹3.18 Cr | 0.23% |
| Dixon Technologies (India) Ltd | Equity | ₹3.14 Cr | 0.23% |
| Whirlpool of India Ltd | Equity | ₹3.12 Cr | 0.23% |
| Fortis Healthcare Ltd | Equity | ₹3.01 Cr | 0.22% |
| BSE Ltd | Equity | ₹2.98 Cr | 0.22% |
| Abbott India Ltd | Equity | ₹2.79 Cr | 0.20% |
| NTPC Ltd | Equity | ₹2.72 Cr | 0.20% |
| Max Financial Services Ltd | Equity | ₹2.69 Cr | 0.20% |
| 08.21 HR UDAY 2026 | Bond - Gov't Agency Debt | ₹2.44 Cr | 0.18% |
| IndiGrid Infrastructure Trust Units Series - IV | Equity | ₹1.94 Cr | 0.14% |
| V-Guard Industries Ltd | Equity | ₹1.82 Cr | 0.13% |
| 8.17% Govt Stock 2044 | Bond - Gov't/Treasury | ₹1.15 Cr | 0.08% |
| 0% Goi - 19mar29 Strips | Bond - Gov't/Treasury | ₹1.03 Cr | 0.08% |
| LIC Housing Finance Limited | Bond - Corporate Bond | ₹1.03 Cr | 0.08% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹0.93 Cr | 0.07% |
| 08.83 Up SDL 2026 | Bond - Gov't/Treasury | ₹0.31 Cr | 0.02% |
| 7.54% Govt Stock 2036 | Bond - Gov't/Treasury | ₹0.06 Cr | 0.00% |
| 08.46 GJ Sdl 2026 | Bond - Gov't/Treasury | ₹0.05 Cr | 0.00% |
| 08.08 TS UDAY 2031 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 08.04 TS UDAY 2030 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 07.95 TS UDAY 2032 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 08.07 TS UDAY 2029 | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 08.27 TS UDAY 28MAR | Bond - Gov't Agency Debt | ₹0.03 Cr | 0.00% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹0.01 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
16.26%
Mid Cap Stocks
1.50%
Small Cap Stocks
2.31%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹112.18 Cr | 8.23% |
| Basic Materials | ₹26.63 Cr | 1.95% |
| Industrials | ₹25.74 Cr | 1.89% |
| Technology | ₹22.84 Cr | 1.68% |
| Consumer Cyclical | ₹21.04 Cr | 1.54% |
| Healthcare | ₹19.92 Cr | 1.46% |
| Energy | ₹16.66 Cr | 1.22% |
| Communication Services | ₹16.19 Cr | 1.19% |
| Consumer Defensive | ₹14.24 Cr | 1.04% |
| Utilities | ₹4.66 Cr | 0.34% |
Risk & Performance Ratios
Standard Deviation
This fund
3.81%
Cat. avg.
4.07%
Lower the better
Sharpe Ratio
This fund
0.58
Cat. avg.
0.39
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.68
Higher the better
Fund Managers
MS
Mohit Sharma
Since October 2024
HS
Harshil Suvarnkar
Since March 2021
Additional Scheme Detailsas of 15th April 2025
ISIN INF209K01XH4 | Expense Ratio 1.02% | Exit Load 1.00% | Fund Size ₹1,377 Cr | Age 12 years 3 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Hybrid 85+15 - ConservativeTR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Conservative Allocation Funds
About the AMC
Aditya Birla SL Mutual Fund
Total AUM
₹3,67,306 Cr
Address
One World Centre, Tower 1, 17th Floor, Mumbai, 400 013
Other Funds by Aditya Birla SL Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The NAV of Aditya Birla Sun Life Regular Savings Fund Direct Growth, as of 25-Apr-2025, is ₹72.93.
What are the returns of Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The fund has generated 11.25% over the last 1 year and 9.61% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 21.81% in equities, 72.97% in bonds, and 4.88% in cash and cash equivalents.
Who manages the Aditya Birla Sun Life Regular Savings Fund Direct Growth?
The fund managers responsible for Aditya Birla Sun Life Regular Savings Fund Direct Growth are:-
- Mohit Sharma
- Harshil Suvarnkar
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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