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Fund Overview

Fund Size

Fund Size

₹36 Cr

Expense Ratio

Expense Ratio

1.19%

ISIN

ISIN

INF397L01AZ5

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

01 Jan 2013

About this fund

LIC MF Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 13 years and 16 days, having been launched on 01-Jan-13.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹31.49, Assets Under Management (AUM) of 36.23 Crores, and an expense ratio of 1.19%.
  • LIC MF Equity Savings Fund Direct Growth has given a CAGR return of 7.98% since inception.
  • The fund's asset allocation comprises around 38.68% in equities, 0.00% in debts, and 61.30% in cash & cash equivalents.
  • You can start investing in LIC MF Equity Savings Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.27%

+7.02% (Cat Avg.)

3 Years

+10.19%

+10.14% (Cat Avg.)

5 Years

+8.75%

+9.03% (Cat Avg.)

10 Years

+8.16%

+8.54% (Cat Avg.)

Since Inception

+7.98%

(Cat Avg.)

Portfolio Summaryas of 31st December 2025

Equity14.01 Cr38.68%
Others22.22 Cr61.32%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset12.02 Cr33.17%
TrepsCash - Repurchase Agreement7.39 Cr20.41%
LIC MF Liquid Dir GrMutual Fund - Open End3.59 Cr9.90%
Future on Tata Steel Ltd.Equity - Future-0.9 Cr2.47%
Tata Steel LtdEquity0.89 Cr2.46%
Future on Bank of BarodaEquity - Future-0.87 Cr2.40%
Bank of BarodaEquity0.87 Cr2.39%
Net Receivables / (Payables)Cash-0.78 Cr2.17%
Ashok Leyland LtdEquity0.72 Cr1.98%
Future on National Aluminium Co LtdEquity - Future-0.71 Cr1.96%
Future on Ashok Leyland LtdEquity - Future-0.71 Cr1.95%
National Aluminium Co LtdEquity0.71 Cr1.95%
Future on Eternal LtdEquity - Future-0.68 Cr1.87%
Future on Tata Consultancy Services LtdEquity - Future-0.68 Cr1.87%
Eternal LtdEquity0.67 Cr1.86%
Tata Consultancy Services LtdEquity0.67 Cr1.86%
Future on UltraTech Cement LtdEquity - Future-0.59 Cr1.64%
UltraTech Cement LtdEquity0.59 Cr1.63%
Future on Infosys LtdEquity - Future-0.59 Cr1.62%
Infosys LtdEquity0.58 Cr1.61%
Reliance Industries LtdEquity0.54 Cr1.50%
Future on Kotak Mahindra Bank LtdEquity - Future-0.53 Cr1.46%
Kotak Mahindra Bank LtdEquity0.53 Cr1.46%
Godfrey Phillips India LtdEquity0.52 Cr1.44%
Future on Hero MotoCorp LtdEquity - Future-0.52 Cr1.44%
Larsen & Toubro LtdEquity0.52 Cr1.44%
Hero MotoCorp LtdEquity0.52 Cr1.43%
Future on Maruti Suzuki India LtdEquity - Future-0.5 Cr1.39%
Future on Bharti Airtel LtdEquity - Future-0.5 Cr1.39%
Maruti Suzuki India LtdEquity0.5 Cr1.38%
Bharti Airtel LtdEquity0.5 Cr1.38%
Future on Hindalco Industries LtdEquity - Future-0.5 Cr1.38%
Hindalco Industries LtdEquity0.5 Cr1.37%
Mahindra & Mahindra LtdEquity0.44 Cr1.21%
Future on Trent LtdEquity - Future-0.43 Cr1.19%
Trent LtdEquity0.43 Cr1.18%
Apollo Hospitals Enterprise LtdEquity0.43 Cr1.18%
OneSource Specialty Pharma LtdEquity0.42 Cr1.17%
K.P.R. Mill LtdEquity0.42 Cr1.15%
Future on HDFC Life Insurance Co LtdEquity - Future-0.41 Cr1.15%
KSB LtdEquity0.41 Cr1.14%
HDFC Life Insurance Co LtdEquity0.41 Cr1.14%
MOIL LtdEquity0.4 Cr1.11%
Future on HDFC Asset Management Co LtdEquity - Future-0.4 Cr1.11%
HDFC Asset Management Co LtdEquity0.4 Cr1.11%
Bosch LtdEquity0.39 Cr1.06%
Piramal Pharma LtdEquity0.38 Cr1.06%
Future on ICICI Bank LtdEquity - Future-0.38 Cr1.04%
Future on Persistent Systems LtdEquity - Future-0.38 Cr1.04%
Persistent Systems LtdEquity0.38 Cr1.04%
ICICI Bank LtdEquity0.38 Cr1.04%
Future on Bajaj Finance LtdEquity - Future-0.37 Cr1.03%
Bajaj Finance LtdEquity0.37 Cr1.02%
Pidilite Industries LtdEquity0.36 Cr1.01%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-0.36 Cr1.00%
Vedant Fashions LtdEquity0.36 Cr1.00%
Sun Pharmaceuticals Industries LtdEquity0.36 Cr1.00%
Kirloskar Ferrous Industries LtdEquity0.35 Cr0.97%
HDFC Bank LtdEquity0.35 Cr0.96%
Orkla India LtdEquity0.35 Cr0.96%
V-Mart Retail LtdEquity0.35 Cr0.96%
Jubilant Foodworks LtdEquity0.35 Cr0.96%
Future on United Spirits LtdEquity - Future-0.35 Cr0.96%
United Spirits LtdEquity0.35 Cr0.96%
ITC LtdEquity0.34 Cr0.95%
REC LtdEquity0.34 Cr0.95%
Ujjivan Small Finance Bank Ltd Ordinary SharesEquity0.33 Cr0.92%
Aurobindo Pharma LtdEquity0.33 Cr0.91%
Shakti Pumps (India) LtdEquity0.33 Cr0.91%
Axis Bank LtdEquity0.33 Cr0.90%
Bharat Bijlee LtdEquity0.32 Cr0.87%
LG Electronics India LtdEquity0.3 Cr0.83%
TTK Prestige LtdEquity0.3 Cr0.82%
Grasim Industries LtdEquity0.28 Cr0.76%
Garware Hi-Tech Films LtdEquity0.27 Cr0.76%
V-Guard Industries LtdEquity0.27 Cr0.76%
Tata Motors LtdEquity0.27 Cr0.75%
Power Finance Corp LtdEquity0.27 Cr0.75%
Bharat Electronics LtdEquity0.27 Cr0.75%
Radico Khaitan LtdEquity0.26 Cr0.72%
Future on ABB India LtdEquity - Future-0.26 Cr0.72%
ABB India LtdEquity0.26 Cr0.71%
Hindustan Aeronautics Ltd Ordinary SharesEquity0.25 Cr0.68%
Oil India LtdEquity0.23 Cr0.64%
State Bank of IndiaEquity0.21 Cr0.59%
Future on Tube Investments of India Ltd Ordinary SharesEquity - Future-0.21 Cr0.58%
Tube Investments of India Ltd Ordinary SharesEquity0.21 Cr0.58%
Tata Power Co LtdEquity0.21 Cr0.57%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-0.18 Cr0.50%
Manorama Industries LtdEquity0.18 Cr0.50%
Crompton Greaves Consumer Electricals LtdEquity0.18 Cr0.50%
Carraro India LtdEquity0.18 Cr0.50%
Force Motors LtdEquity0.17 Cr0.47%
MAS Financial Services Ltd Ordinary SharesEquity0.12 Cr0.33%
Mphasis LtdEquity0.11 Cr0.31%
Allied Blenders and Distillers LtdEquity0.09 Cr0.26%
SKF India (Industrial) LtdEquity0.08 Cr0.23%
Vinati Organics LtdEquity0.04 Cr0.10%
Hindustan Foods LtdEquity0.02 Cr0.06%

Allocation By Market Cap (Equity)

Large Cap Stocks

18.21%

Mid Cap Stocks

7.09%

Small Cap Stocks

15.85%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Consumer Cyclical5.52 Cr15.24%
Financial Services4.91 Cr13.56%
Basic Materials4.04 Cr11.15%
Industrials4.01 Cr11.06%
Consumer Defensive2.1 Cr5.80%
Technology2.04 Cr5.64%
Healthcare1.93 Cr5.32%
Energy0.78 Cr2.14%
Communication Services0.5 Cr1.38%
Utilities0.21 Cr0.57%

Risk & Performance Ratios

Standard Deviation

This fund

6.41%

Cat. avg.

4.30%

Lower the better

Sharpe Ratio

This fund

0.58

Cat. avg.

0.80

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.36

Higher the better

Fund Managers

SB

Sumit Bhatnagar

Since October 2023

PS

Pratik Shroff

Since September 2023

Additional Scheme Detailsas of 31st December 2025

ISIN
INF397L01AZ5
Expense Ratio
1.19%
Exit Load
1.00%
Fund Size
₹36 Cr
Age
13 years
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Equity Savings TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund nameExpense RatioExit LoadFund size
1Y
Bajaj Finserv Equity Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹29.86 Cr-
Bajaj Finserv Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹29.86 Cr-
quant Equity Savings Fund Regular Growth

Low Risk

2.3%1.0%₹43.95 Cr-
quant Equity Savings Fund Direct Growth

Low Risk

0.6%1.0%₹43.95 Cr-
WhiteOak Capital Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹222.87 Cr-
WhiteOak Capital Equity Savings Fund Regular Growth

Moderate Risk

2.0%0.0%₹222.87 Cr-
HSBC Equity Savings Fund Direct Growth

Moderately High risk

0.7%0.0%₹785.83 Cr4.2%
Invesco India Equity Savings Fund Regular Growth

Moderately High risk

2.3%0.0%₹393.74 Cr1.7%
Invesco India Equity Savings Fund Direct Growth

Moderately High risk

0.8%0.0%₹393.74 Cr3.4%
Sundaram Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹1206.72 Cr8.2%
LIC MF Equity Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹36.23 Cr6.3%
ICICI Prudential Equity Savings Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹18060.45 Cr7.5%
ICICI Prudential Equity Savings Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹18060.45 Cr8.0%
LIC MF Equity Savings Fund Regular Growth

Moderately High risk

2.4%1.0%₹36.23 Cr5.1%
Aditya Birla Sun Life Equity Savings Fund Regular Growth

Moderate Risk

1.0%0.0%₹1022.81 Cr9.0%
Aditya Birla Sun Life Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹1022.81 Cr9.6%
Franklin India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹685.41 Cr6.1%
Franklin India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹685.41 Cr7.0%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.5%1.0%₹146.54 Cr6.0%
Union Equity Savings Fund Regular Growth

Moderate Risk

2.0%1.0%₹146.54 Cr5.4%
Axis Equity Saver Fund Regular Growth

Moderately High risk

2.3%1.0%₹926.78 Cr5.9%
HDFC Equity Savings Fund Direct Growth

Moderately High risk

0.9%1.0%₹5897.05 Cr8.4%
Axis Equity Saver Fund Direct Growth

Moderately High risk

1.1%1.0%₹926.78 Cr7.2%
Tata Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹278.37 Cr7.4%
SBI Equity Savings Fund Direct Growth

Moderate Risk

1.0%0.0%₹5918.68 Cr6.9%
SBI Equity Savings Fund Regular Growth

Moderate Risk

1.5%0.0%₹5918.68 Cr6.3%
Nippon India Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹919.53 Cr6.4%
Nippon India Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹919.53 Cr7.5%
PGIM India Equity Savings Fund Direct Growth

Low to Moderate Risk

0.6%0.0%₹67.44 Cr6.9%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.6%0.0%₹3904.77 Cr7.2%
DSP Equity Savings Fund Regular Growth

Moderately High risk

1.5%0.0%₹3904.77 Cr6.2%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹399.11 Cr7.1%
UTI Equity Savings Fund Regular Growth

Moderately High risk

1.6%1.0%₹809.60 Cr8.6%
UTI Equity Savings Fund Direct Growth

Moderately High risk

0.6%1.0%₹809.60 Cr9.7%
Mirae Asset Equity Savings Fund Direct Growth

Moderately High risk

0.4%1.0%₹1814.31 Cr10.2%
Mirae Asset Equity Savings Fund Regular Growth

Moderately High risk

1.4%1.0%₹1814.31 Cr9.1%
HSBC Equity Savings Fund Regular Growth

Moderately High risk

1.5%0.0%₹785.83 Cr3.3%
Mahindra Manulife Equity Savings Fund Direct Growth

Moderately High risk

0.7%1.0%₹566.91 Cr9.2%
Mahindra Manulife Equity Savings Fund Regular Growth

Moderately High risk

2.4%1.0%₹566.91 Cr7.4%
HDFC Equity Savings Fund Regular Growth

Moderately High risk

1.9%1.0%₹5897.05 Cr7.4%
Sundaram Equity Savings Fund Regular Growth

Moderate Risk

2.1%0.0%₹1206.72 Cr6.5%
PGIM India Equity Savings Fund Regular Growth

Low to Moderate Risk

1.3%0.0%₹67.44 Cr6.1%
Bandhan Equity Savings Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹399.11 Cr6.1%
Tata Equity Savings Fund Regular Growth

Moderate Risk

1.1%0.0%₹278.37 Cr6.8%
Baroda BNP Paribas Equity Savings Fund Direct Growth

Moderately High risk

1.4%1.0%₹278.79 Cr8.6%
Baroda BNP Paribas Equity Savings Fund Regular Growth

Moderately High risk

2.5%1.0%₹278.79 Cr7.4%
Edelweiss Equity Savings Fund Direct Growth

Moderate Risk

0.6%0.0%₹1194.87 Cr9.3%
Edelweiss Equity Savings Fund Regular Growth

Moderate Risk

1.6%0.0%₹1194.87 Cr8.2%
Kotak Equity Savings Fund Regular Growth

Moderate Risk

1.8%1.0%₹9650.52 Cr8.4%
Kotak Equity Savings Fund Direct Growth

Moderate Risk

0.7%1.0%₹9650.52 Cr9.6%

About the AMC

LIC Mutual Fund

LIC Mutual Fund

Total AUM

₹44,672 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
LIC MF Consumption Fund Direct Growth

Very High Risk

0.6%1.0%₹527.27 Cr-
LIC MF Multi Asset Allocation Fund Regular Growth

Very High Risk

0.5%1.0%₹904.43 Cr-
LIC MF Manufacturing Fund Direct Growth

Very High Risk

0.7%1.0%₹749.76 Cr5.3%
LIC MF Large & Mid Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹3115.55 Cr3.0%
LIC MF Aggressive Hybrid Fund Direct Growth

Very High Risk

1.4%1.0%₹534.47 Cr8.3%
LIC MF Medium to Long Duration Bond Fund Direct Growth

Moderate Risk

0.2%0.0%₹199.40 Cr6.7%
LIC MF Flexi Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹1828.32 Cr4.2%
LIC MF Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹57.04 Cr2.8%
LIC MF Banking & PSU Debt Fund Direct Growth

Moderate Risk

0.3%0.0%₹1873.26 Cr7.5%
LIC MF Large Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹1493.29 Cr6.9%
LIC MF Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1938.34 Cr7.4%
LIC MF S & P Sensex Index Fund Direct Growth

Very High Risk

0.8%0.0%₹93.97 Cr9.1%
LIC MF Nifty 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹367.86 Cr11.2%
LIC MF Infrastructure Fund Direct Growth

Very High Risk

0.8%1.0%₹1002.53 Cr1.0%
LIC MF Liquid Plan Direct Growth

Moderate Risk

0.1%0.0%₹12671.67 Cr6.5%
LIC MF ELSS Direct Growth

Very High Risk

1.0%0.0%₹1097.43 Cr3.8%
LIC MF Gold ETF FOF Direct Growth

High Risk

0.3%1.0%₹623.38 Cr78.1%
LIC MF Equity Savings Fund Direct Growth

Moderately High risk

1.2%1.0%₹36.23 Cr6.3%
LIC MF Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹99.93 Cr7.2%
LIC MF Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹264.03 Cr7.7%
LIC MF Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹259.25 Cr6.8%
LIC MF Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹741.70 Cr4.7%
LIC MF Focused 30 Equity Direct Growth

Very High Risk

1.6%1.0%₹172.37 Cr3.3%
LIC MF Long Term Value Fund Direct Growth

Very High Risk

1.4%1.0%₹199.33 Cr-3.6%
LIC MF Healthcare Fund Direct Growth

Very High Risk

1.2%1.0%₹83.12 Cr0.5%
LIC MF Small Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹619.16 Cr-11.7%
LIC MF Conservative Hybrid Fund Direct Growth

Moderately High risk

1.4%1.0%₹49.19 Cr5.6%
LIC MF Midcap Fund Direct Growth

Very High Risk

1.4%1.0%₹345.56 Cr0.9%
LIC MF Banking & Financial Services Fund Direct Growth

Very High Risk

1.2%1.0%₹279.29 Cr23.3%
LIC MF Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹4006.23 Cr7.0%
LIC MF Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹794.50 Cr5.8%
LIC MF Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1828.32 Cr3.8%
LIC MF Dividend Yield Fund Direct Growth

Very High Risk

0.7%1.0%₹688.69 Cr5.3%
LIC MF Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹220.41 Cr7.0%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk

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The NAV of LIC MF Equity Savings Fund Direct Growth, as of 16-Jan-2026, is ₹31.49.
The fund has generated 6.27% over the last 1 year and 10.19% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 38.68% in equities, 0.00% in bonds, and 61.30% in cash and cash equivalents.
The fund managers responsible for LIC MF Equity Savings Fund Direct Growth are:-
  1. Sumit Bhatnagar
  2. Pratik Shroff
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