Kotak Equity Savings Fund Regular Growth

Fund Overview

Fund Size

₹8,487 Cr

Expense Ratio

1.76%

ISIN

INF174K01C78

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

13 Oct 2014

About this fund

Kotak Equity Savings Fund Regular Growth is a Equity Savings mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 10 years, 11 months and 2 days, having been launched on 13-Oct-14.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹26.48, Assets Under Management (AUM) of 8486.87 Crores, and an expense ratio of 1.76%.

Kotak Equity Savings Fund Regular Growth has given a CAGR return of 9.33% since inception.
The fund's asset allocation comprises around 37.27% in equities, 15.79% in debts, and 46.06% in cash & cash equivalents.
You can start investing in Kotak Equity Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.62%

+4.25% (Cat Avg.)

3 Years

+11.40%

+9.74% (Cat Avg.)

5 Years

+11.54%

+10.92% (Cat Avg.)

10 Years

+9.41%

+8.38% (Cat Avg.)

Since Inception

+9.33%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2025

Equity	₹3,162.7 Cr	37.27%
Debt	₹1,340.2 Cr	15.79%
Others	₹3,983.97 Cr	46.94%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹2,502.64 Cr	29.49%
Triparty Repo	Cash - Repurchase Agreement	₹1,099.2 Cr	12.95%
State Bank of India	Equity	₹569.04 Cr	6.70%
Bharti Airtel Ltd	Equity	₹481.79 Cr	5.68%
Kotak Liquid Dir Gr	Mutual Fund - Open End	₹441.31 Cr	5.20%
Bharti Airtel Ltd-SEP2025	Equity - Future	₹-335.64 Cr	3.95%
STATE BANK OF INDIA-SEP2025	Equity - Future	₹-328.4 Cr	3.87%
Indus Towers Ltd Ordinary Shares	Equity	₹305.69 Cr	3.60%
Maruti Suzuki India Ltd	Equity	₹297.28 Cr	3.50%
Cnx Nifty-Sep2025	Equity Index - Future	₹-294.82 Cr	3.47%
Net Current Assets/(Liabilities)	Cash	₹-273.79 Cr	3.23%
Reliance Industries Ltd	Equity	₹268.99 Cr	3.17%
Hero MotoCorp Ltd	Equity	₹264.56 Cr	3.12%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹228.61 Cr	2.69%
NTPC Ltd	Equity	₹202.83 Cr	2.39%
Adani Port and Special Economic Zone Ltd.-SEP2025	Equity - Future	₹-199.14 Cr	2.35%
Adani Ports & Special Economic Zone Ltd	Equity	₹198.17 Cr	2.34%
Radico Khaitan Ltd	Equity	₹171.13 Cr	2.02%
Indus Towers Ltd.-SEP2025	Equity - Future	₹-163.47 Cr	1.93%
Kotak Low Duration Dir Gr	Mutual Fund - Open End	₹160.85 Cr	1.90%
Vedanta Ltd.-SEP2025	Equity - Future	₹-156.62 Cr	1.85%
Vedanta Ltd	Equity	₹155.62 Cr	1.83%
Power Finance Corp Ltd	Equity	₹145.83 Cr	1.72%
6.68% Govt Stock 2040	Bond - Gov't/Treasury	₹145.77 Cr	1.72%
Poonawalla Fincorp Ltd	Equity	₹141.04 Cr	1.66%
Eternal Ltd	Equity	₹135 Cr	1.59%
ICICI Bank Ltd	Equity	₹111.26 Cr	1.31%
Bank of Baroda	Equity	₹104.51 Cr	1.23%
ITC Ltd	Equity	₹103.27 Cr	1.22%
6.79% Govt Stock 2031	Bond - Gov't/Treasury	₹101.21 Cr	1.19%
NTPC LTD-SEP2025	Equity - Future	₹-100.96 Cr	1.19%
Mankind Pharma Limited	Bond - Corporate Bond	₹100.89 Cr	1.19%
Embassy Office Parks Reit	Bond - Corporate Bond	₹100.4 Cr	1.18%
RELIANCE INDUSTRIES LTD.-SEP2025	Equity - Future	₹-99.74 Cr	1.18%
National Housing Bank	Bond - Corporate Bond	₹98.76 Cr	1.16%
NLC India Ltd	Equity	₹98.56 Cr	1.16%
Sapphire Foods India Ltd	Equity	₹95.28 Cr	1.12%
FSN E-COMMERCE VENTURES LTD.-SEP2025	Equity - Future	₹88.78 Cr	1.05%
Ambuja Cements Ltd.-SEP2025	Equity - Future	₹-86.42 Cr	1.02%
Swiggy Ltd	Equity	₹86.4 Cr	1.02%
Ambuja Cements Ltd	Equity	₹86.1 Cr	1.01%
Shree Cement Ltd	Equity	₹82.85 Cr	0.98%
HINDUSTAN AERONAUTICS LTD.-SEP2025	Equity - Future	₹-77.91 Cr	0.92%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹77.47 Cr	0.91%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹76.06 Cr	0.90%
Axis Bank Ltd.-SEP2025	Equity - Future	₹-75.49 Cr	0.89%
Axis Bank Ltd	Equity	₹74.99 Cr	0.88%
Union Bank of India	Equity	₹74.89 Cr	0.88%
IndusInd Bank Ltd	Equity	₹73.95 Cr	0.87%
Bharat Highways Invit	Mutual Fund - Unspecified	₹73.35 Cr	0.86%
HDFC Bank Ltd.-SEP2025	Equity - Future	₹-72.93 Cr	0.86%
HDFC Bank Ltd	Equity	₹72.44 Cr	0.85%
Mphasis Ltd	Equity	₹70.64 Cr	0.83%
Kotak Money Market Dir Gr	Mutual Fund - Open End	₹62.11 Cr	0.73%
Oracle Financial Services Software Ltd	Equity	₹58.2 Cr	0.69%
Vikram Solar Ltd	Equity	₹57.8 Cr	0.68%
Hindustan Petroleum Corp Ltd	Equity	₹56.39 Cr	0.66%
Tech Mahindra Ltd	Equity	₹55.33 Cr	0.65%
Life Insurance Corporation of India	Equity	₹52.46 Cr	0.62%
Mahindra & Mahindra Ltd.-SEP2025	Equity - Future	₹-50.71 Cr	0.60%
Mahindra & Mahindra Ltd	Equity	₹50.42 Cr	0.59%
Tata Housing Development Co Ltd.	Cash - Commercial Paper	₹49.6 Cr	0.58%
FSN E-Commerce Ventures Ltd	Equity	₹48.26 Cr	0.57%
Wipro Ltd	Equity	₹41.7 Cr	0.49%
BAJAJ FINANCE LTD.-SEP2025	Equity - Future	₹-41.46 Cr	0.49%
Bajaj Finance Ltd	Equity	₹41.28 Cr	0.49%
Adani Enterprises Ltd.-SEP2025	Equity - Future	₹-41.14 Cr	0.48%
Adani Enterprises Ltd	Equity	₹40.88 Cr	0.48%
6.9% Govt Stock 2065	Bond - Gov't/Treasury	₹37.54 Cr	0.44%
Infosys Ltd	Equity	₹36.86 Cr	0.43%
Hindalco Industries Ltd-SEP2025	Equity - Future	₹-36.1 Cr	0.43%
Hindalco Industries Ltd	Equity	₹35.97 Cr	0.42%
Steel Authority Of India Ltd	Equity	₹35.64 Cr	0.42%
Steel Authority of India Ltd.-SEP2025	Equity - Future	₹-35.32 Cr	0.42%
Mankind Pharma Limited	Bond - Corporate Bond	₹35.19 Cr	0.41%
Vodafone Idea Ltd-SEP2025	Equity - Future	₹-30.8 Cr	0.36%
Vodafone Idea Ltd	Equity	₹30.66 Cr	0.36%
DLF Ltd.-SEP2025	Equity - Future	₹-30.43 Cr	0.36%
DLF Ltd	Equity	₹30.24 Cr	0.36%
Jyoti CNC Automation Ltd	Equity	₹26.75 Cr	0.32%
ICICI Bank Ltd.-SEP2025	Equity - Future	₹-26.58 Cr	0.31%
Sun TV Network Ltd	Equity	₹26.58 Cr	0.31%
REC LTD-SEP2025	Equity - Future	₹-25.6 Cr	0.30%
REC Ltd	Equity	₹25.44 Cr	0.30%
Cipla Ltd.-SEP2025	Equity - Future	₹-24.29 Cr	0.29%
Cipla Ltd	Equity	₹24.2 Cr	0.29%
Wipro Ltd.-SEP2025	Equity - Future	₹22.97 Cr	0.27%
Bajaj Finserv Ltd.-SEP2025	Equity - Future	₹-22.22 Cr	0.26%
Bajaj Finserv Ltd	Equity	₹22.1 Cr	0.26%
JSW Steel Ltd.-SEP2025	Equity - Future	₹-21.41 Cr	0.25%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹21.29 Cr	0.25%
JSW Steel Ltd	Equity	₹21.27 Cr	0.25%
NMDC Ltd.-SEP2025	Equity - Future	₹-20.65 Cr	0.24%
NMDC Ltd	Equity	₹20.53 Cr	0.24%
National Housing Bank	Bond - Corporate Bond	₹20.36 Cr	0.24%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹20.34 Cr	0.24%
Hindustan Unilever Ltd.-SEP2025	Equity - Future	₹-19.99 Cr	0.24%
Hindustan Unilever Ltd	Equity	₹19.87 Cr	0.23%
Lupin Ltd.-SEP2025	Equity - Future	₹-18.97 Cr	0.22%
NTPC Green Energy Ltd	Equity	₹18.93 Cr	0.22%
Lupin Ltd	Equity	₹18.84 Cr	0.22%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹18.5 Cr	0.22%
SBI Life Insurance Company Ltd-SEP2025	Equity - Future	₹-15.87 Cr	0.19%
Bharat Electronics Ltd.-SEP2025	Equity - Future	₹-15.85 Cr	0.19%
Bharat Electronics Ltd	Equity	₹15.79 Cr	0.19%
SBI Life Insurance Co Ltd	Equity	₹15.78 Cr	0.19%
Tata Steel Ltd	Equity	₹15.45 Cr	0.18%
Rec Limited	Bond - Corporate Bond	₹15.24 Cr	0.18%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹15.11 Cr	0.18%
Hdb Financial Services Limited	Bond - Corporate Bond	₹14.9 Cr	0.18%
Samvardhana Motherson International Ltd	Equity	₹13.91 Cr	0.16%
Grasim Industries Ltd.-SEP2025	Equity - Future	₹-12.68 Cr	0.15%
Grasim Industries Ltd	Equity	₹12.63 Cr	0.15%
Sun Pharmaceuticals Industries Ltd.-SEP2025	Equity - Future	₹-12.15 Cr	0.14%
Sun Pharmaceuticals Industries Ltd	Equity	₹12.11 Cr	0.14%
JIO FINANCIAL SERVICES LTD-SEP2025	Equity - Future	₹-11.83 Cr	0.14%
Jio Financial Services Ltd	Equity	₹11.79 Cr	0.14%
UNITED SPIRITS LTD.-SEP2025	Equity - Future	₹-11.48 Cr	0.14%
United Spirits Ltd	Equity	₹11.43 Cr	0.13%
Bank Of Baroda-SEP2025	Equity - Future	₹-11.41 Cr	0.13%
Aurobindo Pharma Ltd.-SEP2025	Equity - Future	₹-11.04 Cr	0.13%
Aurobindo Pharma Ltd	Equity	₹10.97 Cr	0.13%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹10.16 Cr	0.12%
Hdb Financial Services Limited	Bond - Corporate Bond	₹10.14 Cr	0.12%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹10.13 Cr	0.12%
07.47 GJ Sgs 2025	Bond - Gov't/Treasury	₹10.03 Cr	0.12%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹10 Cr	0.12%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹9.73 Cr	0.11%
HDFC Bank Limited	Bond - Corporate Bond	₹9.5 Cr	0.11%
Larsen And Toubro Ltd.-SEP2025	Equity - Future	₹-9.44 Cr	0.11%
Larsen & Toubro Ltd	Equity	₹9.39 Cr	0.11%
Apollo Hospitals Enterprises Ltd.-SEP2025	Equity - Future	₹-9.38 Cr	0.11%
Apollo Hospitals Enterprise Ltd	Equity	₹9.32 Cr	0.11%
Tata Consultancy Services Ltd.-SEP2025	Equity - Future	₹-8.36 Cr	0.10%
Tata Consultancy Services Ltd	Equity	₹8.31 Cr	0.10%
L&T Finance Limited	Bond - Corporate Bond	₹8.15 Cr	0.10%
Juniper Hotels Ltd	Equity	₹7.82 Cr	0.09%
India (Republic of)	Bond - Gov't/Treasury	₹7.69 Cr	0.09%
India (Republic of)	Bond - Gov't/Treasury	₹7.41 Cr	0.09%
HDFC Bank Limited	Bond - Corporate Bond	₹7.39 Cr	0.09%
Housing & Urban Development Corp Ltd	Equity	₹7.04 Cr	0.08%
HOUSING & URBAN DEVELOPMENT CORPORATION LTD.-SEP2025	Equity - Future	₹-7.01 Cr	0.08%
INDIAN HOTELS COMPANY LTD.-SEP2025	Equity - Future	₹-5.57 Cr	0.07%
Indian Hotels Co Ltd	Equity	₹5.54 Cr	0.07%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹5.24 Cr	0.06%
Power Finance Corporation Limited	Bond - Corporate Bond	₹5.24 Cr	0.06%
HDFC Bank Limited	Bond - Corporate Bond	₹5.22 Cr	0.06%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹5.09 Cr	0.06%
Axis Finance Limited	Bond - Corporate Bond	₹5.08 Cr	0.06%
Mahindra And Mahindra Financial Services Limited	Bond - Corporate Bond	₹5.08 Cr	0.06%
Sikka Ports & Terminals Limited	Bond - Corporate Bond	₹5.06 Cr	0.06%
Axis Bank Limited	Cash - CD/Time Deposit	₹5 Cr	0.06%
SHRIRAM FINANCE LTD.-SEP2025	Equity - Future	₹-4.58 Cr	0.05%
Shriram Finance Ltd	Equity	₹4.55 Cr	0.05%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹4.34 Cr	0.05%
Tata Power Co. Ltd.-SEP2025	Equity - Future	₹-4.3 Cr	0.05%
Tata Power Co Ltd	Equity	₹4.29 Cr	0.05%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹4.07 Cr	0.05%
Titan Company Ltd.-SEP2025	Equity - Future	₹-3.51 Cr	0.04%
Titan Co Ltd	Equity	₹3.49 Cr	0.04%
Dabur India Ltd.-SEP2025	Equity - Future	₹-3.47 Cr	0.04%
Dabur India Ltd	Equity	₹3.45 Cr	0.04%
5.15% Govt Stock 2025	Bond - Gov't/Treasury	₹3.07 Cr	0.04%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹3.05 Cr	0.04%
Sundaram Finance Limited	Bond - Corporate Bond	₹3.03 Cr	0.04%
Aditya Birla Capital Ltd.-SEP2025	Equity - Future	₹-2.78 Cr	0.03%
Aditya Birla Capital Ltd	Equity	₹2.76 Cr	0.03%
Tata Capital Limited	Bond - Corporate Bond	₹2.53 Cr	0.03%
Goi 19.03.2027 Gov	Bond - Gov't/Treasury	₹2.45 Cr	0.03%
Glenmark Pharmaceuticals Ltd-SEP2025	Equity - Future	₹-2.39 Cr	0.03%
Glenmark Pharmaceuticals Ltd	Equity	₹2.38 Cr	0.03%
Bharat Heavy Electricals Ltd.-SEP2025	Equity - Future	₹-2.36 Cr	0.03%
Bharat Heavy Electricals Ltd	Equity	₹2.35 Cr	0.03%
Power Grid Corporation Of India Ltd.-SEP2025	Equity - Future	₹-2.21 Cr	0.03%
Power Grid Corp Of India Ltd	Equity	₹2.2 Cr	0.03%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹2.03 Cr	0.02%
P I Industries Ltd-SEP2025	Equity - Future	₹-2.02 Cr	0.02%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹2.02 Cr	0.02%
PI Industries Ltd	Equity	₹2 Cr	0.02%
08.17 JH Sdl 2025nov	Bond - Gov't/Treasury	₹1.96 Cr	0.02%
Zydus Lifesciences Limited-SEP2025	Equity - Future	₹-1.69 Cr	0.02%
Zydus Lifesciences Ltd	Equity	₹1.68 Cr	0.02%
Crompton Greaves Consumer Electricals Ltd-SEP2025	Equity - Future	₹-1.67 Cr	0.02%
Crompton Greaves Consumer Electricals Ltd	Equity	₹1.66 Cr	0.02%
Tech Mahindra Ltd.-SEP2025	Equity - Future	₹-1.52 Cr	0.02%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹1.34 Cr	0.02%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹1.26 Cr	0.01%
Container Corporation of India Ltd.-SEP2025	Equity - Future	₹-1.12 Cr	0.01%
Container Corporation of India Ltd	Equity	₹1.12 Cr	0.01%
Rec Limited	Bond - Corporate Bond	₹1.01 Cr	0.01%
Power Finance Corporation Limited	Bond - Corporate Bond	₹1.01 Cr	0.01%
Hdb Financial Services Limited	Bond - Corporate Bond	₹1.01 Cr	0.01%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹0.94 Cr	0.01%
Sundaram Finance Limited	Bond - Corporate Bond	₹0.81 Cr	0.01%
Max Financial Services Ltd.-SEP2025	Equity - Future	₹-0.77 Cr	0.01%
Max Financial Services Ltd	Equity	₹0.77 Cr	0.01%
GMR AIRPORTS LIMITED-SEP2025	Equity - Future	₹-0.6 Cr	0.01%
GMR Airports Ltd	Equity	₹0.6 Cr	0.01%
Oil & Natural Gas Corp Ltd	Equity	₹0.11 Cr	0.00%
Oil & Natural Gas Corporation Ltd.-SEP2025	Equity - Future	₹-0.1 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹1,551.9 Cr	18.29%
Consumer Cyclical	₹1,009.63 Cr	11.90%
Communication Services	₹863.23 Cr	10.17%
Basic Materials	₹468.06 Cr	5.52%
Energy	₹366.36 Cr	4.32%
Industrials	₹331.64 Cr	3.91%
Technology	₹328.83 Cr	3.87%
Utilities	₹326.8 Cr	3.85%
Consumer Defensive	₹309.15 Cr	3.64%
Healthcare	₹79.5 Cr	0.94%
Real Estate	₹30.24 Cr	0.36%

Risk & Performance Ratios

Fund Managers

Abhishek Bisen

Since October 2014

Devender Singhal

Since April 2021

Hiten Shah

Since October 2019

Additional Scheme Detailsas of 31st August 2025

ISIN

INF174K01C78

Expense Ratio

1.76%

Exit Load

1.00%

Fund Size

₹8,487 Cr

Age

10 years 11 months

Lumpsum Minimum

₹100

Fund Status

Open Ended Investment Company

Benchmark

NIFTY Equity Savings TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Equity Savings Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Equity Savings Fund Direct Growth Low Risk	-	0.0%	-	-
Bajaj Finserv Equity Savings Fund Regular Growth Low Risk	-	0.0%	-	-
quant Equity Savings Fund Regular Growth Moderate Risk	2.3%	1.0%	₹34.10 Cr	-
quant Equity Savings Fund Direct Growth Moderate Risk	0.8%	1.0%	₹34.10 Cr	-
WhiteOak Capital Equity Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹113.68 Cr	-
WhiteOak Capital Equity Savings Fund Regular Growth Moderate Risk	2.0%	0.0%	₹113.68 Cr	-
HSBC Equity Savings Fund Direct Growth Moderately High risk	0.7%	0.0%	₹671.33 Cr	6.3%
Invesco India Equity Savings Fund Regular Growth Moderately High risk	2.3%	0.0%	₹438.39 Cr	2.3%
Invesco India Equity Savings Fund Direct Growth Moderately High risk	0.7%	0.0%	₹438.39 Cr	3.9%
Sundaram Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹1116.40 Cr	5.5%
LIC MF Equity Savings Fund Direct Growth Moderate Risk	1.2%	1.0%	₹28.43 Cr	7.2%
ICICI Prudential Equity Savings Fund Regular Growth Moderate Risk	1.0%	0.0%	₹15863.40 Cr	6.3%
ICICI Prudential Equity Savings Fund Direct Growth Moderate Risk	0.5%	0.0%	₹15863.40 Cr	6.8%
LIC MF Equity Savings Fund Regular Growth Moderate Risk	2.3%	1.0%	₹28.43 Cr	6.1%
Aditya Birla Sun Life Equity Savings Fund Regular Growth Moderate Risk	1.1%	0.0%	₹856.80 Cr	6.5%
Aditya Birla Sun Life Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹856.80 Cr	7.0%
Franklin India Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹674.03 Cr	4.7%
Franklin India Equity Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹674.03 Cr	5.5%
Union Equity Savings Fund Direct Growth Moderate Risk	1.5%	1.0%	₹150.20 Cr	3.4%
Union Equity Savings Fund Regular Growth Moderate Risk	2.0%	1.0%	₹150.20 Cr	2.9%
Axis Equity Saver Fund Regular Growth Moderately High risk	2.3%	1.0%	₹938.80 Cr	2.8%
HDFC Equity Savings Fund Direct Growth Moderately High risk	0.9%	1.0%	₹5673.94 Cr	4.2%
Axis Equity Saver Fund Direct Growth Moderately High risk	1.1%	1.0%	₹938.80 Cr	4.1%
Tata Equity Savings Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹267.80 Cr	6.0%
SBI Equity Savings Fund Direct Growth Moderately High risk	1.0%	0.0%	₹5702.87 Cr	4.8%
SBI Equity Savings Fund Regular Growth Moderately High risk	1.6%	0.0%	₹5702.87 Cr	4.3%
Nippon India Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹763.52 Cr	3.2%
Nippon India Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹763.52 Cr	4.3%
PGIM India Equity Savings Fund Direct Growth Low to Moderate Risk	0.6%	0.0%	₹73.13 Cr	5.6%
DSP Equity Savings Fund Direct Growth Moderately High risk	0.3%	0.0%	₹3500.84 Cr	5.3%
DSP Equity Savings Fund Regular Growth Moderately High risk	1.2%	0.0%	₹3500.84 Cr	4.4%
Bandhan Equity Savings Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹333.48 Cr	5.9%
UTI Equity Savings Fund Regular Growth Moderately High risk	1.6%	1.0%	₹709.42 Cr	3.5%
UTI Equity Savings Fund Direct Growth Moderately High risk	0.7%	1.0%	₹709.42 Cr	4.5%
Mirae Asset Equity Savings Fund Direct Growth Moderately High risk	0.4%	1.0%	₹1574.27 Cr	6.1%
Mirae Asset Equity Savings Fund Regular Growth Moderately High risk	1.4%	1.0%	₹1574.27 Cr	5.1%
HSBC Equity Savings Fund Regular Growth Moderately High risk	1.5%	0.0%	₹671.33 Cr	5.4%
Mahindra Manulife Equity Savings Fund Direct Growth Moderately High risk	0.7%	1.0%	₹551.87 Cr	4.1%
Mahindra Manulife Equity Savings Fund Regular Growth Moderately High risk	2.4%	1.0%	₹551.87 Cr	2.4%
HDFC Equity Savings Fund Regular Growth Moderately High risk	1.9%	1.0%	₹5673.94 Cr	3.2%
Sundaram Equity Savings Fund Regular Growth Moderate Risk	2.1%	0.0%	₹1116.40 Cr	3.9%
PGIM India Equity Savings Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹73.13 Cr	4.8%
Bandhan Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹333.48 Cr	5.0%
Tata Equity Savings Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹267.80 Cr	5.4%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.4%	1.0%	₹268.52 Cr	5.1%
Baroda BNP Paribas Equity Savings Fund Regular Growth Moderately High risk	2.5%	1.0%	₹268.52 Cr	3.9%
Edelweiss Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹750.38 Cr	7.8%
Edelweiss Equity Savings Fund Regular Growth Moderate Risk	1.6%	0.0%	₹750.38 Cr	6.7%
Kotak Equity Savings Fund Regular Growth Moderate Risk	1.8%	1.0%	₹8486.87 Cr	3.6%
Kotak Equity Savings Fund Direct Growth Moderate Risk	0.7%	1.0%	₹8486.87 Cr	4.8%

About the AMC

Kotak Mahindra Mutual Fund

+91 22 61152100

https://www.kotakmf.com/

Total AUM

₹5,79,182 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Kotak Active Momentum Fund Direct Growth Low Risk	-	0.0%	₹1389.52 Cr	-
Kotak Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹7.72 Cr	-
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹407.54 Cr	-
Kotak Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹12.24 Cr	-
Kotak Nifty Top 10 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.44 Cr	-
Kotak Energy Opportunities Fund Direct Growth Very High Risk	0.9%	1.0%	₹208.17 Cr	-
Kotak Nifty Midcap 150 Index Fund Regular Growth Very High Risk	0.1%	0.0%	₹8.97 Cr	-
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹547.84 Cr	-
Kotak Nifty Commodities Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹27.18 Cr	-
Kotak CRISIL-IBX AAA Bond Financial Services Index - Dec 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹26.90 Cr	-
Kotak BSE Sensex Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹12.21 Cr	-
Kotak Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹32.52 Cr	-
Kotak Nifty 100 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.40 Cr	-
Kotak Nifty 50 Equal Weight Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.90 Cr	-
Kotak Transportation & Logistics Fund Direct Growth Very High Risk	0.8%	0.0%	₹489.23 Cr	-
Kotak MNC Fund Direct Growth Very High Risk	0.6%	0.0%	₹2182.89 Cr	-
Kotak Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹251.82 Cr	-
Kotak Nifty India Tourism Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹31.82 Cr	0.2%
Kotak Crisil-IBX AAA Financial Services Index - Sep 2027 Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹443.51 Cr	-
Kotak Nifty Midcap 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹57.05 Cr	-2.1%
Kotak BSE PSU Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹74.79 Cr	-6.2%
Kotak Special Opportunities Fund Direct Growth Very High Risk	0.7%	0.0%	₹1886.23 Cr	-6.4%
Kotak Nifty 100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹120.60 Cr	-2.0%
Kotak Fixed Maturity Plan Series 330 - 98 Days Direct Growth Low Risk	-	0.0%	-	-
Kotak Nifty AAA Bond Jun 2025 HTM Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹102.05 Cr	7.5%
Kotak Fixed Maturity Plan Series 329 - 90 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹150.30 Cr	3.4%
Kotak Technology Fund Direct Growth Very High Risk	0.9%	0.0%	₹590.28 Cr	-9.3%
Kotak Fixed Maturity Plan Series 328 - 90 Days Direct Growth Moderate Risk	-	0.0%	₹144.91 Cr	-
Kotak FMP Series 327 Direct Growth Moderately High risk	-	0.0%	₹206.03 Cr	-
Kotak FMP Series 326 - 175 Days Direct Growth Moderate Risk	-	-	-	-
Kotak FMP Series 325 - 90 Days Direct Growth Moderate Risk	-	0.0%	-	-
Kotak FMP Series 324 - 109 Days Direct Growth Moderately High risk	-	0.0%	-	-
Kotak Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹466.92 Cr	0.1%
Kotak FMP Series 323 Direct Growth Low Risk	-	0.0%	-	-
Kotak Consumption Fund Direct Growth Very High Risk	0.6%	0.0%	₹1488.23 Cr	0.8%
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹20.65 Cr	8.4%
Kotak Multi Asset Allocation Fund Direct Growth High Risk	0.4%	1.0%	₹8373.72 Cr	7.4%
Kotak S&P BSE Housing Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.63 Cr	-5.2%
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 308 - 1125 Days Direct Growth Moderately High risk	-	0.0%	₹94.00 Cr	8.6%
Kotak Yearly Interval Plan Series 1 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth Low to Moderate Risk	-	-	-	-
Kotak FMP Series 304 Direct Growth Moderate Risk	-	-	₹109.38 Cr	8.4%
Kotak Fixed Maturity Plan Series 262 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 291 - 1826 Days Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Fixed Maturity Plan Series 264 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak FMP Series 310 - 1131 Days Direct Growth Low to Moderate Risk	-	0.0%	₹125.59 Cr	7.4%
Kotak FMP Series 306 Direct Growth Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Kotak Equity Savings Fund Regular Growth?

The NAV of Kotak Equity Savings Fund Regular Growth, as of 12-Sep-2025, is ₹26.48.

What are the returns of Kotak Equity Savings Fund Regular Growth?

The fund has generated 3.62% over the last 1 year and 11.40% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Kotak Equity Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 37.27% in equities, 15.79% in bonds, and 46.06% in cash and cash equivalents.

Who manages the Kotak Equity Savings Fund Regular Growth?

The fund managers responsible for Kotak Equity Savings Fund Regular Growth are:-

Abhishek Bisen
Devender Singhal
Hiten Shah

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹8,487 Cr

Expense Ratio

1.76%

ISIN

INF174K01C78

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

13 Oct 2014

Risk Level

Your principal amount will be at Moderate Risk