Bank of India S/T Income Regular Growth
DebtShort DurationModerate Risk
Regular
NAV (03-Dec-24)
Returns (Since Inception)
Fund Overview
Fund Size
₹77 Cr
Expense Ratio
1.00%
ISIN
INF761K01579
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
18 Dec 2008
About this fund
As of 03-Dec-24, it has a Net Asset Value (NAV) of ₹25.59, Assets Under Management (AUM) of 76.82 Crores, and an expense ratio of 1%.
- The fund's asset allocation comprises around 0.00% in equities, 43.04% in debts, and 56.65% in cash & cash equivalents.
- You can start investing in Bank of India S/T Income Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Portfolio Summaryas of 15th November 2024
| Debt | ₹33.07 Cr | 43.04% |
| Others | ₹43.75 Cr | 56.96% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹10.05 Cr | 13.08% |
| Repo | Cash - Repurchase Agreement | ₹6.49 Cr | 8.45% |
| Power Finance Corp Ltd. 7.6% | Bond - Corporate Bond | ₹6.05 Cr | 7.87% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹6.04 Cr | 7.86% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹6.01 Cr | 7.82% |
| Bharti Telecom Limited (17/10/2025) | Cash | ₹5.58 Cr | 7.26% |
| Bajaj Finance Ltd. 8.1167% | Bond - Corporate Bond | ₹5.03 Cr | 6.55% |
| Canara Bank (20/03/2025) ** # | Cash | ₹4.88 Cr | 6.35% |
| Hdfc Bank Limited (25/07/2025) ** # | Cash | ₹4.75 Cr | 6.19% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹3.99 Cr | 5.19% |
| National Bank for Agriculture and Rural Development 7.68% | Bond - Gov't Agency Debt | ₹3.53 Cr | 4.59% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹3.39 Cr | 4.41% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹3 Cr | 3.91% |
| Aditya Birla Finance Limited (12/03/2025) ** | Cash | ₹2.93 Cr | 3.81% |
| 7.26% Govt Stock 2033 | Bond - Gov't/Treasury | ₹2.04 Cr | 2.66% |
| 364 Day T-Bill 30.01.25 | Bond - Gov't/Treasury | ₹1.63 Cr | 2.12% |
| Net Receivables / (Payables) | Cash | ₹1.2 Cr | 1.57% |
| Corporate Debt Market Development Fund | Mutual Fund - Open End | ₹0.23 Cr | 0.30% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Bond - Corporate Bond | ₹26.13 Cr | 34.01% |
| Cash | ₹19.34 Cr | 25.18% |
| Cash - Repurchase Agreement | ₹16.54 Cr | 21.53% |
| Bond - Gov't/Treasury | ₹11.05 Cr | 14.38% |
| Bond - Gov't Agency Debt | ₹3.53 Cr | 4.59% |
| Mutual Fund - Open End | ₹0.23 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
9.61%
Cat. avg.
1.68%
Lower the better
Sharpe Ratio
This fund
0.73
Cat. avg.
-0.37
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
0.11
Higher the better
Fund Managers
Mithraem Bharucha
Since August 2021
Additional Scheme Detailsas of 15th November 2024
ISIN INF761K01579 | Expense Ratio 1.00% | Exit Load No Charges | Fund Size ₹77 Cr | Age 15 years 11 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Short Duration Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Axis Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹9301.38 Cr | - |
| Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk | 1.1% | 0.0% | ₹365.74 Cr | - |
| Tata Short Term Bond Fund Regular Growth Moderate Risk | 1.2% | 0.0% | ₹2892.55 Cr | - |
| Bandhan Bond Fund - Short Term Plan Regular Growth Moderate Risk | 0.8% | 0.0% | ₹9724.53 Cr | - |
| Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹365.74 Cr | - |
| ICICI Prudential Short Term Fund Regular Growth Moderate Risk | 1.0% | 0.0% | ₹20002.30 Cr | - |
| Mahindra Manulife Short Duration Fund Regular Growth Moderate Risk | 1.3% | 0.0% | ₹67.24 Cr | - |
| Mahindra Manulife Short Duration Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹67.24 Cr | - |
| Nippon India Short Term Fund Regular Growth Moderate Risk | 0.9% | 0.0% | ₹7665.31 Cr | - |
| HDFC Short Term Debt Fund Regular Growth Moderate Risk | 0.7% | 0.0% | ₹14972.01 Cr | - |
About the AMC
BOI Mutual Fund
Total AUM
₹10,301 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
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- Mithraem Bharucha
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