Loading...

Fund Overview

Fund Size

Fund Size

₹77 Cr

Expense Ratio

Expense Ratio

0.45%

ISIN

ISIN

INF761K01736

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Bank of India S/T Income Direct Growth is a Short Duration mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 11 years, 11 months and 3 days, having been launched on 01-Jan-13.
As of 03-Dec-24, it has a Net Asset Value (NAV) of ₹27.73, Assets Under Management (AUM) of 76.82 Crores, and an expense ratio of 0.45%.
  • The fund's asset allocation comprises around 0.00% in equities, 43.04% in debts, and 56.65% in cash & cash equivalents.
  • You can start investing in Bank of India S/T Income Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Portfolio Summaryas of 15th November 2024

Debt33.07 Cr43.04%
Others43.75 Cr56.96%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TrepsCash - Repurchase Agreement10.05 Cr13.08%
RepoCash - Repurchase Agreement6.49 Cr8.45%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond6.05 Cr7.87%
Small Industries Development Bank Of IndiaBond - Corporate Bond6.04 Cr7.86%
Rural Electrification Corporation LimitedBond - Corporate Bond6.01 Cr7.82%
Bharti Telecom Limited (17/10/2025)Cash5.58 Cr7.26%
Bajaj Finance Ltd. 8.1167%Bond - Corporate Bond5.03 Cr6.55%
Canara Bank (20/03/2025) ** #Cash4.88 Cr6.35%
Hdfc Bank Limited (25/07/2025) ** #Cash4.75 Cr6.19%
6.79% Govt Stock 2034Bond - Gov't/Treasury3.99 Cr5.19%
National Bank for Agriculture and Rural Development 7.68%Bond - Gov't Agency Debt3.53 Cr4.59%
7.1% Govt Stock 2034Bond - Gov't/Treasury3.39 Cr4.41%
Tata Capital Housing Finance LimitedBond - Corporate Bond3 Cr3.91%
Aditya Birla Finance Limited (12/03/2025) **Cash2.93 Cr3.81%
7.26% Govt Stock 2033Bond - Gov't/Treasury2.04 Cr2.66%
364 Day T-Bill 30.01.25Bond - Gov't/Treasury1.63 Cr2.12%
Net Receivables / (Payables)Cash1.2 Cr1.57%
Corporate Debt Market Development FundMutual Fund - Open End0.23 Cr0.30%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond26.13 Cr34.01%
Cash19.34 Cr25.18%
Cash - Repurchase Agreement16.54 Cr21.53%
Bond - Gov't/Treasury11.05 Cr14.38%
Bond - Gov't Agency Debt3.53 Cr4.59%
Mutual Fund - Open End0.23 Cr0.30%

Risk & Performance Ratios

Standard Deviation

This fund

9.61%

Cat. avg.

1.68%

Lower the better

Sharpe Ratio

This fund

0.78

Cat. avg.

-0.37

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.11

Higher the better

Fund Managers

Mithraem Bharucha

Mithraem Bharucha

Since August 2021

Additional Scheme Detailsas of 15th November 2024

ISIN
INF761K01736
Expense Ratio
0.45%
Exit Load
No Charges
Fund Size
₹77 Cr
Age
11 years 11 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Short Term Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Axis Short Term Fund Regular Growth

Moderate Risk

0.9%0.0%₹9301.38 Cr-
Mirae Asset Short Term Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹365.74 Cr-
Tata Short Term Bond Fund Regular Growth

Moderate Risk

1.2%0.0%₹2892.55 Cr-
Bandhan Bond Fund - Short Term Plan Regular Growth

Moderate Risk

0.8%0.0%₹9724.53 Cr-
Mirae Asset Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹365.74 Cr-
ICICI Prudential Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹20002.30 Cr-
Mahindra Manulife Short Duration Fund Regular Growth

Moderate Risk

1.3%0.0%₹67.24 Cr-
Mahindra Manulife Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹67.24 Cr-
Nippon India Short Term Fund Regular Growth

Moderate Risk

0.9%0.0%₹7665.31 Cr-
HDFC Short Term Debt Fund Regular Growth

Moderate Risk

0.7%0.0%₹14972.01 Cr-

About the AMC

BOI Mutual Fund

BOI Mutual Fund

Total AUM

₹10,301 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹66.92 Cr-
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹35.83 Cr-
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

0.9%1.0%₹1009.82 Cr-
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.1%1.0%₹66.22 Cr-
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.2%1.0%₹135.02 Cr-
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹719.25 Cr-
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.0%1.0%₹192.46 Cr-
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1929.59 Cr-
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹364.78 Cr-
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1774.42 Cr-
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹76.82 Cr-
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

0.8%1.0%₹519.36 Cr-
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

0.8%0.0%₹1435.90 Cr-
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹175.29 Cr-
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.0%4.0%₹114.69 Cr-
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1537.17 Cr-
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹106.84 Cr-
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹40.76 Cr-

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
Wealth Monitor

Unlock Expert Insights!

Maximise Returns with our Wealth Monitor App. Try it now!

Still got questions?
We're here to help.

The NAV of Bank of India S/T Income Direct Growth, as of 03-Dec-2024, is ₹27.73.
The fund's allocation of assets is distributed as 0.00% in equities, 43.04% in bonds, and 56.65% in cash and cash equivalents.
The fund managers responsible for Bank of India S/T Income Direct Growth are:-
  1. Mithraem Bharucha