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Bandhan Equity Savings Fund Direct Growth
HybridEquity SavingsLow to Moderate Risk
Direct
NAV (23-Feb-26)
₹35.750.20%1D
Returns (Since Inception)
7.62%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹400 Cr
Expense Ratio
0.19%
ISIN
INF194K01Z02
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
01 Jan 2014
About this fund
Bandhan Equity Savings Fund Direct Growth is a Equity Savings mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 12 years, 1 months and 23 days, having been launched on 01-Jan-14.
As of 23-Feb-26, it has a Net Asset Value (NAV) of ₹35.75, Assets Under Management (AUM) of 400.04 Crores, and an expense ratio of 0.19%.
As of 23-Feb-26, it has a Net Asset Value (NAV) of ₹35.75, Assets Under Management (AUM) of 400.04 Crores, and an expense ratio of 0.19%.
- Bandhan Equity Savings Fund Direct Growth has given a CAGR return of 7.62% since inception.
- The fund's asset allocation comprises around 20.05% in equities, 23.58% in debts, and 56.36% in cash & cash equivalents.
- You can start investing in Bandhan Equity Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.92%
+8.26% (Cat Avg.)
3 Years
+8.93%
+10.25% (Cat Avg.)
5 Years
+7.87%
+8.77% (Cat Avg.)
10 Years
+7.59%
+8.75% (Cat Avg.)
Since Inception
+7.62%
— (Cat Avg.)
Portfolio Summaryas of 31st January 2026
| Equity | ₹80.2 Cr | 20.05% |
| Debt | ₹94.32 Cr | 23.58% |
| Others | ₹225.52 Cr | 56.37% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹180.57 Cr | 45.14% |
| Future on BANK Index | Equity Index - Future | ₹-47.73 Cr | 11.93% |
| Bandhan Money Market Dir Gr | Mutual Fund - Open End | ₹27.41 Cr | 6.85% |
| HDFC Bank Ltd | Equity | ₹19.43 Cr | 4.86% |
| Larsen & Toubro Ltd | Equity | ₹18.61 Cr | 4.65% |
| Axis Bank Ltd | Equity | ₹17.13 Cr | 4.28% |
| Larsen & Toubro Limited February 2026 Future | Equity - Future | ₹-16.07 Cr | 4.02% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.1 Cr | 3.77% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹15.08 Cr | 3.77% |
| Kotak Mahindra Bank Ltd | Equity | ₹14.63 Cr | 3.66% |
| Reliance Industries Ltd | Equity | ₹14.11 Cr | 3.53% |
| Multi Commodity Exchange Of India Limited February 2026 Future | Equity - Future | ₹-13.6 Cr | 3.40% |
| Multi Commodity Exchange of India Ltd | Equity | ₹13.59 Cr | 3.40% |
| Triparty Repo Trp_020226_val | Cash - Repurchase Agreement | ₹12.94 Cr | 3.23% |
| Maruti Suzuki India Ltd | Equity | ₹12.46 Cr | 3.11% |
| Reliance Industries Limited February 2026 Future | Equity - Future | ₹-11.48 Cr | 2.87% |
| ITC Ltd | Equity | ₹10.63 Cr | 2.66% |
| Pidilite Industries Ltd | Equity | ₹10.37 Cr | 2.59% |
| Tata Capital Limited | Bond - Corporate Bond | ₹10.08 Cr | 2.52% |
| Maruti Suzuki India Limited February 2026 Future | Equity - Future | ₹-10.05 Cr | 2.51% |
| 6.54% Gs 2032 | Bond - Gov't/Treasury | ₹9.97 Cr | 2.49% |
| Pidilite Industries Limited February 2026 Future | Equity - Future | ₹-7.88 Cr | 1.97% |
| Future on ITC | Equity - Future | ₹-7.72 Cr | 1.93% |
| 7.04% Tamilnadu Sgs 2030 | Bond - Gov't/Treasury | ₹7.7 Cr | 1.93% |
| Nestle India Ltd | Equity | ₹7.11 Cr | 1.78% |
| State Bank of India | Equity | ₹6.66 Cr | 1.66% |
| Cash Margin - Derivatives | Cash - Collateral | ₹6.6 Cr | 1.65% |
| Grasim Industries Limited February 2026 Future | Equity - Future | ₹-6.58 Cr | 1.65% |
| Grasim Industries Ltd | Equity | ₹6.55 Cr | 1.64% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹6.5 Cr | 1.62% |
| Bharti Airtel Ltd | Equity | ₹5.62 Cr | 1.40% |
| ICICI Bank Ltd | Equity | ₹5.55 Cr | 1.39% |
| Punjab National Bank Future Feb 26 | Equity - Future | ₹-5.53 Cr | 1.38% |
| Punjab National Bank | Equity | ₹5.51 Cr | 1.38% |
| Aurobindo Pharma Ltd | Equity | ₹5.31 Cr | 1.33% |
| Aurobindo Pharma Limited February 2026 Future | Equity - Future | ₹-5.31 Cr | 1.33% |
| 8.43% Uttarpradesh Sdl 2029 | Bond - Gov't/Treasury | ₹5.24 Cr | 1.31% |
| 8.3% Gujarat Sdl 2029 Mar | Bond - Gov't/Treasury | ₹5.23 Cr | 1.31% |
| 8.28% Gujarat Sdl 2029 | Bond - Gov't/Treasury | ₹5.22 Cr | 1.30% |
| 7.18% Gs 2037 | Bond - Gov't/Treasury | ₹5.1 Cr | 1.27% |
| Bajaj Finance Limited | Bond - Corporate Bond | ₹5.03 Cr | 1.26% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹4.96 Cr | 1.24% |
| Titan Co Ltd | Equity | ₹4.59 Cr | 1.15% |
| Tata Steel Limited February 2026 Future | Equity - Future | ₹-4.58 Cr | 1.14% |
| Tata Steel Ltd | Equity | ₹4.57 Cr | 1.14% |
| HCL Technologies Ltd | Equity | ₹4.55 Cr | 1.14% |
| SBI Life Insurance Co Ltd | Equity | ₹4.48 Cr | 1.12% |
| Tata Power Company Limited February 2026 Future | Equity - Future | ₹-4.2 Cr | 1.05% |
| Tata Power Co Ltd | Equity | ₹4.2 Cr | 1.05% |
| Nestle Future Feb 26 | Equity - Future | ₹-4.05 Cr | 1.01% |
| Sun Pharmaceutical Industries Limited February 2026 Future | Equity - Future | ₹-3.74 Cr | 0.93% |
| Asian Paints Ltd | Equity | ₹3.43 Cr | 0.86% |
| UltraTech Cement Ltd | Equity | ₹3.26 Cr | 0.81% |
| State Bank of India Future Feb 26 | Equity - Future | ₹-3.25 Cr | 0.81% |
| Cg Power And Industrial Solutions Limited February 2026 Future | Equity - Future | ₹-3.14 Cr | 0.78% |
| CG Power & Industrial Solutions Ltd | Equity | ₹3.13 Cr | 0.78% |
| Hindalco Industries Ltd | Equity | ₹3.1 Cr | 0.77% |
| Bharti Airtel Limited February 2026 Future | Equity - Future | ₹-3.09 Cr | 0.77% |
| Hindalco Industries Limited February 2026 Future | Equity - Future | ₹-3.09 Cr | 0.77% |
| Hindustan Unilever Ltd | Equity | ₹3.09 Cr | 0.77% |
| Dabur India Limited February 2026 Future | Equity - Future | ₹-2.99 Cr | 0.75% |
| Dabur India Ltd | Equity | ₹2.98 Cr | 0.74% |
| Britannia Industries Ltd | Equity | ₹2.84 Cr | 0.71% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹2.77 Cr | 0.69% |
| Tata Consultancy Services Ltd | Equity | ₹2.74 Cr | 0.69% |
| Bajaj Auto Ltd | Equity | ₹2.68 Cr | 0.67% |
| Bosch Ltd | Equity | ₹2.63 Cr | 0.66% |
| Dr Reddy's Laboratories Ltd | Equity | ₹2.58 Cr | 0.65% |
| Torrent Pharmaceuticals Ltd | Equity | ₹2.57 Cr | 0.64% |
| Shree Cement Ltd | Equity | ₹2.56 Cr | 0.64% |
| Jsw Steel Limited February 2026 Future | Equity - Future | ₹-2.55 Cr | 0.64% |
| JSW Steel Ltd | Equity | ₹2.54 Cr | 0.64% |
| Cipla Ltd | Equity | ₹2.52 Cr | 0.63% |
| Jindal Steel Limited February 2026 Future | Equity - Future | ₹-2.48 Cr | 0.62% |
| Jindal Steel Ltd | Equity | ₹2.48 Cr | 0.62% |
| Hcl Technologies Limited February 2026 Future | Equity - Future | ₹-2.32 Cr | 0.58% |
| Bajaj Finserv Ltd | Equity | ₹2.25 Cr | 0.56% |
| Net Receivables/Payables | Cash - Collateral | ₹2.19 Cr | 0.55% |
| Infosys Ltd | Equity | ₹2.16 Cr | 0.54% |
| Wipro Ltd | Equity | ₹2.13 Cr | 0.53% |
| Trent Limited February 2026 Future | Equity - Future | ₹-1.86 Cr | 0.46% |
| Trent Ltd | Equity | ₹1.85 Cr | 0.46% |
| Titan Company Limited February 2026 Future | Equity - Future | ₹-1.81 Cr | 0.45% |
| SBI Life Future Feb 26 | Equity - Future | ₹-1.66 Cr | 0.41% |
| 8.26% Maharashtra Sdl 2029 | Bond - Gov't/Treasury | ₹1.04 Cr | 0.26% |
| Tech Mahindra Limited February 2026 Future | Equity - Future | ₹-0.84 Cr | 0.21% |
| Tech Mahindra Ltd | Equity | ₹0.84 Cr | 0.21% |
| Asian Paints Limited February 2026 Future | Equity - Future | ₹-0.79 Cr | 0.20% |
| Glenmark Pharmaceuticals Limited February 2026 Future | Equity - Future | ₹-0.76 Cr | 0.19% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹0.76 Cr | 0.19% |
| Aditya Birla Capital Limited February 2026 Future | Equity - Future | ₹-0.42 Cr | 0.11% |
| Aditya Birla Capital Ltd | Equity | ₹0.42 Cr | 0.11% |
| Cash Offsets For Shorts & Derivatives | Cash - Collateral | ₹0.39 Cr | 0.10% |
| Container Corporation of India Ltd | Equity | ₹0.38 Cr | 0.09% |
| Container Corporation Of India Limited February 2026 Future | Equity - Future | ₹-0.38 Cr | 0.09% |
| Ultratech Cement Limited February 2026 Future | Equity - Future | ₹-0.32 Cr | 0.08% |
| Icici Prudential Life Insurance Company Limited February 2026 Future | Equity - Future | ₹-0.3 Cr | 0.07% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.29 Cr | 0.07% |
| Larsen & Toubro Limited 3880 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.08 Cr | 0.02% |
| State Bank Of India 1080 Call February 2026 Option | Equity - Future | ₹-0.06 Cr | 0.01% |
| Hdfc Bank Limited 950 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.04 Cr | 0.01% |
| Reliance Industries Limited 1440 Call February 2026 Option | Equity - Future | ₹-0.03 Cr | 0.01% |
| Bajaj Auto Limited 9500 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.03 Cr | 0.01% |
| Itc Limited 337.5 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.03 Cr | 0.01% |
| ^^kwality Walls (India) Limited ** | Equity | ₹0.02 Cr | 0.01% |
| Icici Bank Limited 1380 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.02 Cr | 0.01% |
| Hcl Technologies Limited 1740 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.02 Cr | 0.00% |
| Apollo Hospitals Enterprise Limited 7100 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.02 Cr | 0.00% |
| Bharti Airtel Limited 2060 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.01 Cr | 0.00% |
| Hindustan Unilever Limited 2440 Call February 2026 Option | Equity | ₹-0.01 Cr | 0.00% |
| Sbi Life Insurance Company Limited 2100 Call February 2026 Option | Equity - Future | ₹-0.01 Cr | 0.00% |
| Cash / Bank Balance | Cash - Collateral | ₹0.01 Cr | 0.00% |
| Dr. Reddy's Laboratories Limited 1260 Call February 2026 Option | Equity Index - Option (Call) | ₹-0.01 Cr | 0.00% |
| Tata Consultancy Services Limited 3240 Call February 2026 Option | Equity | ₹-0.01 Cr | 0.00% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0.01 Cr | 0.00% |
| Infosys Limited 1720 Call February 2026 Option | Equity Index - Option (Call) | ₹-0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
55.48%
Mid Cap Stocks
7.19%
Small Cap Stocks
--
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹89.94 Cr | 22.48% |
| Basic Materials | ₹38.86 Cr | 9.71% |
| Consumer Defensive | ₹26.66 Cr | 6.66% |
| Consumer Cyclical | ₹24.21 Cr | 6.05% |
| Healthcare | ₹23 Cr | 5.75% |
| Industrials | ₹22.12 Cr | 5.53% |
| Energy | ₹14.11 Cr | 3.53% |
| Technology | ₹12.43 Cr | 3.11% |
| Communication Services | ₹5.62 Cr | 1.40% |
| Utilities | ₹4.2 Cr | 1.05% |
Risk & Performance Ratios
Standard Deviation
This fund
2.02%
Cat. avg.
4.33%
Lower the better
Sharpe Ratio
This fund
1.05
Cat. avg.
0.78
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.33
Higher the better
Fund Managers
Harshal Joshi
Since October 2016
Viraj Kulkarni
Since July 2022
BS
Brijesh Shah
Since June 2024
RB
Ritika Behera
Since October 2023
GS
Gaurav Satra
Since June 2024
KK
Kapil Kankonkar
Since June 2025
Additional Scheme Detailsas of 31st January 2026
ISIN INF194K01Z02 | Expense Ratio 0.19% | Exit Load No Charges | Fund Size ₹400 Cr | Age 12 years 1 month | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Crisil Equity Savings Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Equity Savings Funds
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,95,394 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Bandhan Equity Savings Fund Direct Growth?
The NAV of Bandhan Equity Savings Fund Direct Growth, as of 23-Feb-2026, is ₹35.75.
What are the returns of Bandhan Equity Savings Fund Direct Growth?
The fund has generated 6.92% over the last 1 year and 8.93% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Equity Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 20.05% in equities, 23.58% in bonds, and 56.36% in cash and cash equivalents.
Who manages the Bandhan Equity Savings Fund Direct Growth?
The fund managers responsible for Bandhan Equity Savings Fund Direct Growth are:-
- Harshal Joshi
- Viraj Kulkarni
- Brijesh Shah
- Ritika Behera
- Gaurav Satra
- Kapil Kankonkar
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
