Franklin India Liquid Fund Regular Growth
Capital PreservationLiquidLow to Moderate Risk
Regular
NAV (18-Sep-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹6,082 Cr
Expense Ratio
0.20%
ISIN
INF090I01BB1
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
29 Apr 1998
About this fund
As of 18-Sep-26, it has a Net Asset Value (NAV) of ₹6322.45, Assets Under Management (AUM) of 6082.10 Crores, and an expense ratio of 0.2%.
- Franklin India Liquid Fund Regular Growth has given a CAGR return of 6.71% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 3.88% in debts, and 95.98% in cash & cash equivalents.
- You can start investing in Franklin India Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+5.77%
+5.83% (Cat Avg.)
3 Years
+6.21%
+6.37% (Cat Avg.)
5 Years
+5.60%
+5.83% (Cat Avg.)
10 Years
+5.40%
+5.20% (Cat Avg.)
Since Inception
+6.71%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2026
| Debt | ₹236.25 Cr | 3.88% |
| Others | ₹5,845.86 Cr | 96.12% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Tbill | Bond - Gov't/Treasury | ₹499.36 Cr | 8.21% |
| India (Republic of) | Bond - Short-term Government Bills | ₹497.91 Cr | 8.19% |
| Call, Cash & Other Assets | Cash - Collateral | ₹396.09 Cr | 6.51% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹249.88 Cr | 4.11% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹236.25 Cr | 3.88% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹189.65 Cr | 3.12% |
| Rec Limited | Cash - Commercial Paper | ₹173.46 Cr | 2.85% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹159.95 Cr | 2.63% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹149.77 Cr | 2.46% |
| IIFL Home Finance Limited | Cash - Commercial Paper | ₹149.75 Cr | 2.46% |
| Sundaram Finance Limited | Cash - Commercial Paper | ₹149.73 Cr | 2.46% |
| Tata Steel Ltd. | Cash - Commercial Paper | ₹149.38 Cr | 2.46% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹148.38 Cr | 2.44% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹148.19 Cr | 2.44% |
| REC Ltd. | Cash - Commercial Paper | ₹147.83 Cr | 2.43% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹147.75 Cr | 2.43% |
| Axis Securities Limited | Cash - Commercial Paper | ₹147.7 Cr | 2.43% |
| DBS Bank India Ltd. | Bond - Corporate Bond | ₹124.43 Cr | 2.05% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹109 Cr | 1.79% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹107.15 Cr | 1.76% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹99.88 Cr | 1.64% |
| Aditya Birla Capital Limited | Cash - Commercial Paper | ₹99.57 Cr | 1.64% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹99.48 Cr | 1.64% |
| Union Bank of India | Bond - Corporate Bond | ₹99.27 Cr | 1.63% |
| Union Bank of India | Bond - Corporate Bond | ₹99.18 Cr | 1.63% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹99.04 Cr | 1.63% |
| Pnb Housing Finance Limited | Cash - Commercial Paper | ₹99.01 Cr | 1.63% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.88 Cr | 1.63% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹98.62 Cr | 1.62% |
| Standard Chartered Securities (India) Limited | Cash - Commercial Paper | ₹88.78 Cr | 1.46% |
| IIFL Finance Limited | Cash - Commercial Paper | ₹74.95 Cr | 1.23% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹74.92 Cr | 1.23% |
| Sikka Ports & Terminals Limited | Cash - Commercial Paper | ₹74.41 Cr | 1.22% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹59.97 Cr | 0.99% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹51.65 Cr | 0.85% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹49.95 Cr | 0.82% |
| Manappuram Finance Limited | Cash - Commercial Paper | ₹49.87 Cr | 0.82% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹49.83 Cr | 0.82% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹49.76 Cr | 0.82% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.44 Cr | 0.81% |
| Dsp Finance Private Limited | Cash - Commercial Paper | ₹49.42 Cr | 0.81% |
| Adani Ports And SPecial Economic Zone Limited | Cash - Commercial Paper | ₹49.4 Cr | 0.81% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.38 Cr | 0.81% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.24 Cr | 0.81% |
| Aditya Birla Capital Ltd. | Cash - Commercial Paper | ₹44.29 Cr | 0.73% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹26.91 Cr | 0.44% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹25 Cr | 0.41% |
| IIFL Finance Limited | Cash - Commercial Paper | ₹24.96 Cr | 0.41% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹24.93 Cr | 0.41% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹24.91 Cr | 0.41% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹24.89 Cr | 0.41% |
| Dsp Finance Private Limited | Cash - Commercial Paper | ₹24.7 Cr | 0.41% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Unspecified | ₹8.03 Cr | 0.13% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.97 Cr | 0.08% |
| India (Republic of) | Bond - Short-term Government Bills | ₹2.99 Cr | 0.05% |
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹2,760.08 Cr | 45.38% |
| Cash - CD/Time Deposit | ₹969.82 Cr | 15.95% |
| Bond - Corporate Bond | ₹942.84 Cr | 15.50% |
| Bond - Short-term Government Bills | ₹505.87 Cr | 8.32% |
| Bond - Gov't/Treasury | ₹499.36 Cr | 8.21% |
| Cash - Collateral | ₹396.09 Cr | 6.51% |
| Mutual Fund - Unspecified | ₹8.03 Cr | 0.13% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.20%
Cat. avg.
0.35%
Lower the better
Sharpe Ratio
This fund
-0.83
Cat. avg.
0.24
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
12.71
Higher the better
Fund Managers
Pallab Roy
Since June 2008
Rohan Maru
Since October 2024
Additional Scheme Detailsas of 31st August 2026
ISIN INF090I01BB1 | Expense Ratio 0.20% | Exit Load No Charges | Fund Size ₹6,082 Cr | Age 28 years 4 months | Lumpsum Minimum ₹10,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Liquid Index A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29217.85 Cr | 6.4% |
| JioBlackRock Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | ₹12173.43 Cr | - |
| ASK Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| ASK Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| UTI Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹29217.85 Cr | 6.5% |
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29217.85 Cr | 6.4% |
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹817.92 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹559.10 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹559.10 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹98.25 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹98.25 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹817.92 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12173.43 Cr | 6.6% |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹51.79 Cr | 5.8% |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹51.79 Cr | 5.9% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹1247.38 Cr | 5.0% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹496.82 Cr | 6.3% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹496.82 Cr | 6.2% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1904.83 Cr | 5.0% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17358.70 Cr | 6.4% |
| LIC MF Liquid Plan Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17484.09 Cr | 6.5% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹62798.37 Cr | 6.5% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.01 Cr | 6.0% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.01 Cr | 6.2% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹73.81 Cr | 5.8% |
| Sundaram Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹9094.46 Cr | 6.6% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹19030.95 Cr | 6.5% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹381.39 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹43124.99 Cr | 6.5% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹7577.89 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1742.62 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13272.23 Cr | 6.5% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹20748.17 Cr | 6.5% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹49073.09 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹742.59 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹742.59 Cr | 6.3% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1392.28 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1392.28 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹556.28 Cr | 5.8% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹17358.70 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹63342.66 Cr | 6.5% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹8588.55 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8588.55 Cr | 6.5% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹92191.69 Cr | 6.4% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹33248.42 Cr | 6.4% |
About the AMC
Franklin Templeton Mutual Fund
Total AUM
₹1,34,300 Cr
Address
Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013
Other Funds by Franklin Templeton Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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Who manages the Franklin India Liquid Fund Regular Growth?
- Pallab Roy
- Rohan Maru
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