Franklin India Liquid Fund Regular Growth

Fund Overview

Fund Size

₹2,640 Cr

Expense Ratio

0.86%

ISIN

INF090I01BB1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

29 Apr 1998

About this fund

Franklin India Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 27 years, 8 months and 19 days, having been launched on 29-Apr-98.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹6078.17, Assets Under Management (AUM) of 2640.35 Crores, and an expense ratio of 0.86%.

Franklin India Liquid Fund Regular Growth has given a CAGR return of 6.73% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.72% in cash & cash equivalents.
You can start investing in Franklin India Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.80%

+5.91% (Cat Avg.)

3 Years

+6.25%

+6.51% (Cat Avg.)

5 Years

+5.12%

+5.45% (Cat Avg.)

10 Years

+5.49%

+5.31% (Cat Avg.)

Since Inception

+6.73%

— (Cat Avg.)

Portfolio Summaryas of 31st December 2025

Others

₹2,640.35 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Call, Cash & Other Assets	Cash - Collateral	₹-472.6 Cr	17.90%
Tbill	Bond - Gov't/Treasury	₹247.28 Cr	9.37%
Hindalco Industries Limited	Cash - Commercial Paper	₹199.52 Cr	7.56%
HDFC Bank Limited	Cash - CD/Time Deposit	₹148.99 Cr	5.64%
IDBI Bank Limited	Cash - CD/Time Deposit	₹148.7 Cr	5.63%
India (Republic of)	Bond - Short-term Government Bills	₹134.46 Cr	5.09%
Axis Bank Limited	Cash - CD/Time Deposit	₹124.3 Cr	4.71%
HDFC Bank Limited	Cash - CD/Time Deposit	₹124.03 Cr	4.70%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹123.6 Cr	4.68%
7.59% Govt Stock 2026	Bond - Gov't/Treasury	₹103.64 Cr	3.93%
Punjab National Bank	Cash - CD/Time Deposit	₹99.44 Cr	3.77%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹99.24 Cr	3.76%
Canara Bank	Cash - CD/Time Deposit	₹99.19 Cr	3.76%
Axis Securities Limited	Cash - Commercial Paper	₹99.15 Cr	3.76%
Punjab National Bank (05-Mar-2026) **	Cash - CD/Time Deposit	₹98.99 Cr	3.75%
Punjab National Bank (13-Mar-2026) **	Cash - CD/Time Deposit	₹98.86 Cr	3.74%
ICICI Securities Ltd	Cash - Commercial Paper	₹98.77 Cr	3.74%
Axis Bank Ltd	Cash - CD/Time Deposit	₹98.67 Cr	3.74%
Bajaj Financial Securities Ltd -	Cash - Commercial Paper	₹74.45 Cr	2.82%
HDFC Bank Ltd.	Bond - Corporate Bond	₹74.02 Cr	2.80%
Standard Chartered Securities (India) Limited	Cash - Commercial Paper	₹64.19 Cr	2.43%
364 DTB 15012026	Bond - Gov't/Treasury	₹49.9 Cr	1.89%
Infina Finance Private Limited	Cash - Commercial Paper	₹49.88 Cr	1.89%
Canara Bank	Cash - CD/Time Deposit	₹49.73 Cr	1.88%
Mirae Asset Financial Services (India) Pvt Ltd.	Cash - Commercial Paper	₹49.62 Cr	1.88%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹49.54 Cr	1.88%
DSP Finance Pvt Ltd.	Cash - Commercial Paper	₹49.48 Cr	1.87%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.45 Cr	1.87%
Punjab National Bank (18/03/2026)	Cash - CD/Time Deposit	₹49.39 Cr	1.87%
Canara Bank**	Cash - CD/Time Deposit	₹49.38 Cr	1.87%
Kotak Securities Ltd	Cash - Commercial Paper	₹49.33 Cr	1.87%
Axis Bank Limited	Cash - CD/Time Deposit	₹39.51 Cr	1.50%
364 DTB 29012026	Bond - Gov't/Treasury	₹24.9 Cr	0.94%
Canara Bank	Cash - CD/Time Deposit	₹24.86 Cr	0.94%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹24.86 Cr	0.94%
Bank Of Baroda	Cash - CD/Time Deposit	₹24.86 Cr	0.94%
Bank Of India	Cash - CD/Time Deposit	₹24.85 Cr	0.94%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹24.85 Cr	0.94%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹24.85 Cr	0.94%
Hsbc Investdirect Financial Services India Limited -	Cash - Commercial Paper	₹24.81 Cr	0.94%
182 Days Tbill Red 29-01-2026	Bond - Gov't/Treasury	₹9.96 Cr	0.38%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹7.43 Cr	0.28%
Treasury Bills	Bond - Gov't/Treasury	₹2 Cr	0.08%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - CD/Time Deposit	₹1,700.16 Cr	64.39%
Cash - Commercial Paper	₹759.21 Cr	28.75%
Cash - Collateral	₹-472.6 Cr	17.90%
Bond - Gov't/Treasury	₹437.68 Cr	16.58%
Bond - Short-term Government Bills	₹134.46 Cr	5.09%
Bond - Corporate Bond	₹74.02 Cr	2.80%
Mutual Fund - Open End	₹7.43 Cr	0.28%
Bond - Gov't Agency Debt	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Pallab Roy

Since June 2008

Rohan Maru

Since October 2024

Additional Scheme Detailsas of 31st December 2025

ISIN

INF090I01BB1

Expense Ratio

0.86%

Exit Load

No Charges

Fund Size

₹2,640 Cr

Age

27 years 8 months

Lumpsum Minimum

₹10,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Liquid Index A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹119.81 Cr	5.3%
Bajaj Finserv Nifty 1D Rate Liquid ETF Low to Moderate Risk	0.2%	-	₹678.47 Cr	5.4%
DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹1866.76 Cr	5.4%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Mirae Asset Cash Management Direct Growth Low to Moderate Risk	0.1%	0.0%	₹15756.80 Cr	6.5%
LIC MF Liquid Plan Direct Growth Moderate Risk	0.1%	0.0%	₹12671.67 Cr	6.5%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹45244.37 Cr	6.5%
ITI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹52.46 Cr	6.3%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹52.46 Cr	6.5%
Navi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹69.29 Cr	6.1%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6371.28 Cr	6.5%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹14538.39 Cr	6.5%
Groww Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹165.23 Cr	6.6%
Nippon India Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹27591.03 Cr	6.5%
Union Liquid Regular Growth Low to Moderate Risk	0.2%	0.0%	₹6684.74 Cr	6.4%
JM Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2850.92 Cr	6.4%
Edelweiss Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹10414.02 Cr	6.5%
Invesco India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹16203.24 Cr	6.5%
Kotak Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹29817.08 Cr	6.5%
WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹558.95 Cr	6.4%
WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹558.95 Cr	6.3%
Mahindra Manulife Liquid Fund Regular Growth Moderate Risk	0.3%	0.0%	₹1215.68 Cr	6.4%
Mahindra Manulife Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1215.68 Cr	6.5%
Quantum Liquid Fund Regular Growth Low Risk	0.3%	0.0%	₹564.13 Cr	6.0%
Mirae Asset Cash Management Regular Growth Low to Moderate Risk	0.2%	0.0%	₹15756.80 Cr	6.4%
Axis Liquid Fund Regular Growth Moderate Risk	0.2%	0.0%	₹35653.20 Cr	6.5%
Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹5581.33 Cr	6.3%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5581.33 Cr	6.5%
SBI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹61410.99 Cr	6.3%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹23479.98 Cr	6.5%
Axis Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹35653.20 Cr	6.6%

About the AMC

Franklin Templeton Mutual Fund

+91 22 6751 9100

https://www.franklintempletonindia.com/

Total AUM

₹1,28,746 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Multi-Factor Fund Direct Growth Very High Risk	-	0.0%	₹467.62 Cr	-
Franklin India Multi Asset Allocation Fund Direct Growth Very High Risk	0.2%	0.0%	₹2449.71 Cr	-
Franklin India Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹392.71 Cr	-
Franklin India Long Duration Fund Direct Growth Moderately High risk	0.3%	0.0%	₹29.36 Cr	5.2%
Franklin India Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹669.23 Cr	7.2%
Franklin India Medium to Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹49.79 Cr	6.7%
Franklin India Ultra Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹325.67 Cr	7.3%
Franklin India Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹5062.26 Cr	10.0%
Franklin India Multi-Asset Solution Fund of Funds Direct Growth Moderate Risk	0.2%	0.0%	₹108.42 Cr	14.8%
Franklin India Equity Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹685.41 Cr	7.0%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹570.66 Cr	5.8%
Franklin India Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹304.96 Cr	8.2%
Franklin India Credit Risk Fund Direct Growth High Risk	-	3.0%	₹104.00 Cr	7.5%
Franklin India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹3830.50 Cr	7.5%
Templeton India Value Fund Direct Growth Very High Risk	0.9%	1.0%	₹2326.48 Cr	8.5%
Templeton India Equity Income Fund Direct Growth Very High Risk	1.2%	1.0%	₹2401.77 Cr	5.4%
Franklin India Government Securities Direct Growth Low to Moderate Risk	0.6%	0.0%	₹186.64 Cr	5.1%
Franklin India Corporate Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1338.11 Cr	9.1%
Franklin India Pension Plan Direct Growth Moderately High risk	1.5%	3.0%	₹517.39 Cr	5.4%
Franklin India Short Term Income Plan Direct Growth Moderate Risk	-	0.0%	₹12.51 Cr	6.6%
Franklin Asian Equity Fund Direct Growth Very High Risk	1.7%	1.0%	₹314.58 Cr	34.9%
Franklin India Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹8380.36 Cr	9.0%
Franklin Build India Direct Growth Very High Risk	1.0%	1.0%	₹3035.67 Cr	7.0%
Franklin India Bluechip Fund Direct Growth Very High Risk	1.1%	1.0%	₹7971.79 Cr	12.1%
Franklin India Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹19971.64 Cr	7.1%
Franklin India Prima Fund Direct Growth Very High Risk	1.0%	1.0%	₹12831.02 Cr	6.1%
Franklin India Equity Advantage Fund Direct Growth Very High Risk	1.3%	1.0%	₹3674.24 Cr	9.7%
Franklin India Smaller Companies Fund Direct Growth Very High Risk	0.9%	1.0%	₹13238.40 Cr	-3.0%
Franklin India Focused Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹12649.23 Cr	8.8%
Franklin India Taxshield Fund Direct Growth Very High Risk	1.0%	0.0%	₹6693.46 Cr	5.9%
Franklin India Technology Fund Direct Growth Very High Risk	1.0%	1.0%	₹1995.80 Cr	-0.1%
Franklin India Equity Hybrid Fund Direct Growth Very High Risk	0.9%	1.0%	₹2379.64 Cr	6.0%
Franklin India Dynamic Asset Allo FOF Direct Growth Moderately High risk	0.5%	1.0%	₹1301.02 Cr	7.9%
Franklin India NSE Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹786.93 Cr	11.5%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹4465.25 Cr	12.8%
Franklin India Debt Hybrid Fund Direct Growth Moderately High risk	0.8%	0.0%	₹214.05 Cr	6.6%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹18.41 Cr	13.1%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹164.26 Cr	309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹45.54 Cr	309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹47.42 Cr	308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth Low Risk	-	0.0%	₹29.52 Cr	309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth Very High Risk	-	0.0%	₹105.84 Cr	309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth Moderately High risk	0.7%	0.0%	-	-
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth Very High Risk	-	0.0%	-	-
Franklin India Balanced Advantage Fund Direct Growth High Risk	0.5%	1.0%	₹2884.57 Cr	6.6%
Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹484.74 Cr	7.6%

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What is the current NAV of Franklin India Liquid Fund Regular Growth?

The NAV of Franklin India Liquid Fund Regular Growth, as of 16-Jan-2026, is ₹6078.17.

What are the returns of Franklin India Liquid Fund Regular Growth?

The fund has generated 5.80% over the last 1 year and 6.25% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Franklin India Liquid Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.72% in cash and cash equivalents.

Who manages the Franklin India Liquid Fund Regular Growth?

The fund managers responsible for Franklin India Liquid Fund Regular Growth are:-

Pallab Roy
Rohan Maru

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Franklin India Liquid Fund Regular Growth

Fund Overview