Franklin India Liquid Fund Regular Growth

Fund Overview

Fund Size

₹1,941 Cr

Expense Ratio

0.86%

ISIN

INF090I01BB1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

29 Apr 1998

About this fund

Franklin India Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Franklin Templeton Mutual Fund. This fund has been in existence for 26 years, 8 months and 25 days, having been launched on 29-Apr-98.
As of 22-Jan-25, it has a Net Asset Value (NAV) of ₹5750.45, Assets Under Management (AUM) of 1940.78 Crores, and an expense ratio of 0.86%.

Franklin India Liquid Fund Regular Growth has given a CAGR return of 6.76% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.71% in cash & cash equivalents.
You can start investing in Franklin India Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹10000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.65%

+6.65% (Cat Avg.)

3 Years

+5.77%

+5.97% (Cat Avg.)

5 Years

+4.67%

+4.79% (Cat Avg.)

10 Years

+5.68%

+5.23% (Cat Avg.)

Since Inception

+6.76%

— (Cat Avg.)

Portfolio Summaryas of 15th January 2025

Others

₹1,940.78 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
91 DTB 23012025	Bond - Gov't/Treasury	₹149.81 Cr	7.72%
Call, Cash & Other Assets	Cash - Collateral	₹146.57 Cr	7.55%
91 DTB 06032025	Bond - Gov't/Treasury	₹128.88 Cr	6.64%
Small Industries Development Bank of India	Cash - CD/Time Deposit	₹114.05 Cr	5.88%
Aditya Birla Finance Limited	Bond - Corporate Bond	₹108.28 Cr	5.58%
Indian Railway Finance Corporation Limited	Cash - Commercial Paper	₹98.8 Cr	5.09%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹74.47 Cr	3.84%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹74.21 Cr	3.82%
National Bank for Agriculture and Rural Development	Cash - CD/Time Deposit	₹74.1 Cr	3.82%
Bank Of Baroda	Cash - CD/Time Deposit	₹74.09 Cr	3.82%
HDFC Bank Limited	Cash - CD/Time Deposit	₹74.07 Cr	3.82%
Small Industries Development Bank Of India	Cash - Commercial Paper	₹74.02 Cr	3.81%
ICICI Securities Limited	Cash - Commercial Paper	₹74 Cr	3.81%
Cp Mankind Pharma Ltd	Cash - Commercial Paper	₹70 Cr	3.61%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹49.86 Cr	2.57%
Bank Of Baroda	Cash - CD/Time Deposit	₹49.78 Cr	2.57%
National Bank for Agriculture and Rural Development	Cash - CD/Time Deposit	₹49.72 Cr	2.56%
Larsen & Toubro Limited	Cash - Commercial Paper	₹49.71 Cr	2.56%
Julius Baer Capital (India) Private Limited	Cash - Commercial Paper	₹49.7 Cr	2.56%
Punjab National Bank	Cash - CD/Time Deposit	₹49.6 Cr	2.56%
Canara Bank	Cash - CD/Time Deposit	₹49.47 Cr	2.55%
Canara Bank	Cash - CD/Time Deposit	₹49.45 Cr	2.55%
91 DTB 20032025	Bond - Gov't/Treasury	₹49.45 Cr	2.55%
Punjab National Bank	Cash - CD/Time Deposit	₹49.38 Cr	2.54%
Sbicap Securities Limited	Cash - Commercial Paper	₹49.36 Cr	2.54%
Julius Baer Capital (India) Private Limited	Cash - Commercial Paper	₹49.34 Cr	2.54%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹5.58 Cr	0.29%
182 DTB 17012025	Bond - Gov't/Treasury	₹5 Cr	0.26%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹713.48 Cr	36.76%
Cash - CD/Time Deposit	₹633.72 Cr	32.65%
Bond - Gov't/Treasury	₹333.15 Cr	17.17%
Cash - Collateral	₹146.57 Cr	7.55%
Bond - Corporate Bond	₹108.28 Cr	5.58%
Mutual Fund - Open End	₹5.58 Cr	0.29%

Risk & Performance Ratios

Fund Managers

Pallab Roy

Since June 2008

Rohan Maru

Since October 2024

Additional Scheme Detailsas of 15th January 2025

ISIN

INF090I01BB1

Expense Ratio

0.86%

Exit Load

No Charges

Fund Size

₹1,941 Cr

Age

26 years 8 months

Lumpsum Minimum

₹10,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Liquid Index A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Canara Robeco Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹3725.43 Cr	7.3%
Navi Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹76.58 Cr	6.9%
Motilal Oswal Liquid Fund Regular Growth Low to Moderate Risk	0.4%	0.0%	₹930.25 Cr	6.9%
Motilal Oswal Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹930.25 Cr	7.0%
Kotak Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹703.94 Cr	5.8%
Invesco India Liquid Fund Regular Growth Low to Moderate Risk	0.2%	0.0%	₹13033.04 Cr	7.4%
TrustMF Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹346.75 Cr	7.3%
360 ONE Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹846.40 Cr	7.2%
360 ONE Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹846.40 Cr	7.2%
TrustMF Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹346.75 Cr	7.2%

About the AMC

Franklin Templeton Mutual Fund

+91 22 6751 9100

https://www.franklintempletonindia.com/

Total AUM

₹1,09,359 Cr

Address

Indiabulls Finance Centre; Tower 2, 12th and 13th Floor, Mumbai, 400 013

Other Funds by Franklin Templeton Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Franklin India Multi-Asset Solution Fund of Funds Direct Growth High Risk	0.5%	1.0%	₹61.17 Cr	13.6%
Franklin India Equity Savings Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹702.65 Cr	8.7%
Franklin India Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹536.63 Cr	6.7%
Franklin India Floating Rate Fund Direct Growth Moderate Risk	0.2%	0.0%	₹289.37 Cr	9.0%
Franklin India Credit Risk Fund Direct Growth High Risk	-	3.0%	₹104.00 Cr	7.5%
Franklin India Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2373.75 Cr	7.8%
Templeton India Value Fund Direct Growth Very High Risk	0.9%	1.0%	₹2153.51 Cr	12.3%
Templeton India Equity Income Fund Direct Growth Very High Risk	1.2%	1.0%	₹2367.36 Cr	16.1%
Franklin India Government Securities Direct Growth Moderate Risk	0.6%	0.0%	₹152.40 Cr	8.2%
Franklin India Corporate Debt Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹754.65 Cr	8.3%
Franklin India Pension Plan Direct Growth Moderately High risk	1.5%	3.0%	₹508.43 Cr	10.5%
Franklin India Short Term Income Plan Direct Growth Moderate Risk	-	0.0%	₹12.51 Cr	-
Franklin Asian Equity Fund Direct Growth Very High Risk	1.7%	1.0%	₹250.03 Cr	21.2%
Franklin India Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹6119.62 Cr	26.5%
Franklin Build India Direct Growth Very High Risk	1.0%	1.0%	₹2783.64 Cr	16.5%
Franklin India Bluechip Fund Direct Growth Very High Risk	1.1%	1.0%	₹7682.65 Cr	12.8%
Franklin India Flexi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹17946.77 Cr	14.1%
Franklin India Prima Fund Direct Growth Very High Risk	1.0%	1.0%	₹12570.21 Cr	20.7%
Franklin India Equity Advantage Fund Direct Growth Very High Risk	1.3%	1.0%	₹3491.35 Cr	15.5%
Franklin India Smaller Companies Fund Direct Growth Very High Risk	0.9%	1.0%	₹14068.69 Cr	10.8%
Franklin India Focused Equity Fund Direct Growth Very High Risk	0.9%	1.0%	₹12044.23 Cr	11.8%
Franklin India Taxshield Fund Direct Growth Very High Risk	1.0%	0.0%	₹6854.56 Cr	14.5%
Franklin India Technology Fund Direct Growth Very High Risk	1.0%	1.0%	₹1988.74 Cr	20.5%
Franklin India Equity Hybrid Fund Direct Growth Very High Risk	1.0%	1.0%	₹2077.66 Cr	13.4%
Franklin India Dynamic Asset Allo FOF Direct Growth High Risk	0.5%	1.0%	₹1305.25 Cr	10.2%
Franklin India NSE Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹682.01 Cr	8.2%
Franklin India Feeder - Franklin U.S. Opportunities Fund Direct Growth Very High Risk	0.6%	1.0%	₹3748.66 Cr	31.2%
Franklin India Debt Hybrid Fund Direct Growth Moderately High risk	0.7%	0.0%	₹259.20 Cr	9.9%
Franklin India Feeder - Templeton European Opportunities Fund Direct Growth Very High Risk	0.5%	1.0%	₹15.43 Cr	5.4%
Franklin India Short Term Income Plan Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹164.26 Cr	309.1%
Franklin India Income Opportunities Fund Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹45.54 Cr	309.1%
Franklin India Low Duration Fund Segregated Portfolio 2 Direct Growth Moderate Risk	-	0.0%	₹47.42 Cr	308.8%
Franklin India Dynamic Accrual Fund Segregated Portfolio 2 Direct Growth Low Risk	-	0.0%	₹29.52 Cr	309.0%
Franklin India Credit Risk Fund Segregated Portfolio 2 Direct Growth Very High Risk	-	0.0%	₹105.84 Cr	309.1%
Franklin India Debt Hybrid Fund Segregated Portfolio 1 Direct Growth Moderately High risk	0.7%	0.0%	-	-
Franklin India Short Term Income Plan Segregated Portfolio 3 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Franklin India Balanced Advantage Fund Direct Growth High Risk	0.5%	1.0%	₹2483.11 Cr	12.8%
Franklin India Banking & PSU Debt Fund Direct Growth Moderate Risk	0.2%	0.0%	₹571.28 Cr	8.1%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Franklin India Liquid Fund Regular Growth?

The NAV of Franklin India Liquid Fund Regular Growth, as of 22-Jan-2025, is ₹5750.45.

What are the returns of Franklin India Liquid Fund Regular Growth?

The fund has generated 6.65% over the last 1 year and 5.77% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Franklin India Liquid Fund Regular Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.71% in cash and cash equivalents.

Who manages the Franklin India Liquid Fund Regular Growth?

The fund managers responsible for Franklin India Liquid Fund Regular Growth are:-

Pallab Roy
Rohan Maru

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,941 Cr

Expense Ratio

0.86%

ISIN

INF090I01BB1

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

29 Apr 1998

Risk Level

Your principal amount will be at Low to Moderate Risk