Baroda BNP Paribas Credit Risk Fund Direct Growth

Fund Overview

Fund Size

₹199 Cr

Expense Ratio

0.85%

ISIN

INF955L01FR6

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

23 Jan 2015

About this fund

Baroda BNP Paribas Credit Risk Fund Direct Growth is a Credit Risk mutual fund schemes offered by Baroda BNP Paribas Mutual Fund. This fund has been in existence for 10 years, 10 months and 11 days, having been launched on 23-Jan-15.
As of 03-Dec-25, it has a Net Asset Value (NAV) of ₹25.27, Assets Under Management (AUM) of 199.42 Crores, and an expense ratio of 0.85%.

Baroda BNP Paribas Credit Risk Fund Direct Growth has given a CAGR return of 8.91% since inception.
The fund's asset allocation comprises around 2.18% in equities, 86.95% in debts, and 10.56% in cash & cash equivalents.
You can start investing in Baroda BNP Paribas Credit Risk Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+9.00%

+10.53% (Cat Avg.)

3 Years

+8.77%

+8.92% (Cat Avg.)

5 Years

+10.32%

+9.34% (Cat Avg.)

10 Years

+8.65%

+6.27% (Cat Avg.)

Since Inception

+8.91%

— (Cat Avg.)

Portfolio Summaryas of 15th November 2025

Equity	₹4.34 Cr	2.18%
Debt	₹173.39 Cr	86.95%
Others	₹21.69 Cr	10.88%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Piramal Finance Limited	Bond - Corporate Bond	₹15.51 Cr	7.78%
TATA Projects Limited	Bond - Corporate Bond	₹15.23 Cr	7.63%
Nuvoco Vistas Corporation Limited	Bond - Corporate Bond	₹15.02 Cr	7.53%
JSW Steel Limited	Bond - Corporate Bond	₹13.02 Cr	6.52%
TRuhome Finance Limited	Bond - Corporate Bond	₹10.13 Cr	5.08%
Nirma Limited	Bond - Corporate Bond	₹10.12 Cr	5.07%
Adani Ports And SPecial Economic Zone Limited	Bond - Corporate Bond	₹10.11 Cr	5.07%
Vedanta Limited	Bond - Corporate Bond	₹10.05 Cr	5.04%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹9.85 Cr	4.94%
360 One Prime Limited	Bond - Corporate Bond	₹8.52 Cr	4.27%
6.48% Govt Stock 2035	Bond - Gov't/Treasury	₹8 Cr	4.01%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹7.56 Cr	3.79%
Motilal Oswal Home Finance Limited	Bond - Corporate Bond	₹7.08 Cr	3.55%
Net Receivables / (Payables)	Cash	₹6.45 Cr	3.23%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹6.1 Cr	3.06%
Vedanta Limited	Bond - Corporate Bond	₹5.02 Cr	2.52%
Rec Limited	Bond - Corporate Bond	₹5.02 Cr	2.51%
6.33% Govt Stock 2035	Bond - Gov't/Treasury	₹4.93 Cr	2.47%
7.04% Govt Stock 2029	Bond - Gov't/Treasury	₹4.13 Cr	2.07%
Nirma Limited	Bond - Corporate Bond	₹4.11 Cr	2.06%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹4.07 Cr	2.04%
6.01% Govt Stock 2030	Bond - Gov't/Treasury	₹3.97 Cr	1.99%
06.91 MH Sdl 2033	Bond - Gov't/Treasury	₹3.96 Cr	1.99%
National Highways Infra Trust Units	Equity - REIT	₹2.86 Cr	1.43%
Indostar Capital Finance Limited	Bond - Corporate Bond	₹2.01 Cr	1.01%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹1.99 Cr	1.00%
Hindustan Petroleum Corporation Limited	Bond - Corporate Bond	₹1.54 Cr	0.77%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹1.03 Cr	0.51%
IndiGrid Infrastructure Trust Units Series - IV	Equity	₹0.84 Cr	0.42%
Indus Infra Trust Unit	Equity	₹0.65 Cr	0.32%
Corporate Debt Market Development Fund #	Mutual Fund - Open End	₹0.64 Cr	0.32%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Utilities	₹0.84 Cr	0.42%
Financial Services	₹0.65 Cr	0.32%

Risk & Performance Ratios

Fund Managers

Gurvinder Wasan

Since October 2024

Vikram Pamnani

Since July 2024

Additional Scheme Detailsas of 15th November 2025

ISIN

INF955L01FR6

Expense Ratio

0.85%

Exit Load

1.00%

Fund Size

₹199 Cr

Age

10 years 10 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Credit Risk TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Credit Risk Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Credit Risk Fund Direct Growth Moderately High risk	1.0%	3.0%	₹535.11 Cr	21.3%
ICICI Prudential Credit Risk Fund Direct Growth Very High Risk	0.8%	1.0%	₹5915.79 Cr	10.4%
Nippon India Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹1003.37 Cr	9.9%
Kotak Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹725.07 Cr	10.2%
HDFC Credit Risk Debt Fund Direct Growth Moderately High risk	1.0%	1.0%	₹7029.07 Cr	8.7%
HDFC Credit Risk Debt Fund Regular Growth Moderately High risk	1.6%	1.0%	₹7029.07 Cr	8.1%
HSBC Credit Risk Fund Regular Growth Moderately High risk	1.6%	3.0%	₹535.11 Cr	20.4%
ICICI Prudential Credit Risk Fund Regular Growth Very High Risk	1.4%	1.0%	₹5915.79 Cr	9.7%
Invesco India Credit Risk Fund Regular Growth Moderately High risk	1.4%	1.0%	₹153.04 Cr	9.4%
Invesco India Credit Risk Fund Direct Growth Moderately High risk	0.3%	1.0%	₹153.04 Cr	10.7%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹257.92 Cr	8.1%
SBI Credit Risk Fund Direct Growth High Risk	0.9%	3.0%	₹2190.00 Cr	8.8%
Bank of India Credit Risk Fund Direct Growth Moderately High risk	1.0%	4.0%	₹106.30 Cr	6.8%
Bank of India Credit Risk Fund Regular Growth Moderately High risk	1.4%	4.0%	₹106.30 Cr	6.4%
DSP Credit Risk Fund Direct Growth Moderately High risk	0.4%	1.0%	₹208.47 Cr	22.2%
Axis Credit Risk Fund Direct Growth High Risk	0.8%	1.0%	₹367.08 Cr	9.6%
Axis Credit Risk Fund Regular Growth High Risk	1.6%	1.0%	₹367.08 Cr	8.8%
Kotak Credit Risk Fund Regular Growth Moderately High risk	1.7%	1.0%	₹725.07 Cr	9.2%
DSP Credit Risk Fund Regular Growth Moderately High risk	1.3%	1.0%	₹208.47 Cr	21.2%
SBI Credit Risk Fund Regular Growth High Risk	1.5%	3.0%	₹2190.00 Cr	8.1%
Nippon India Credit Risk Fund Regular Growth Moderately High risk	1.4%	1.0%	₹1003.37 Cr	9.1%
UTI Credit Risk Fund Regular Growth Moderately High risk	1.6%	1.0%	₹257.92 Cr	7.4%
Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹199.42 Cr	9.0%
Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk	1.6%	1.0%	₹199.42 Cr	8.2%
Aditya BSL Credit Risk Fund Direct Growth High Risk	0.8%	3.0%	₹1072.97 Cr	14.7%
Aditya BSL Credit Risk Fund Regular Growth High Risk	1.7%	3.0%	₹1072.97 Cr	13.7%
Bandhan Credit Risk Fund Direct Growth Moderate Risk	0.7%	1.0%	₹256.66 Cr	7.5%
Bandhan Credit Risk Fund Regular Growth Moderate Risk	1.7%	1.0%	₹256.66 Cr	6.4%

About the AMC

Baroda BNP Paribas Mutual Fund

+91 22 69209600

https://www.barodabnpparibasmf.in/

Total AUM

₹52,140 Cr

Address

Crescenzo, 7th Floor, G-Block, Mumbai, 400 051

Other Funds by Baroda BNP Paribas Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Baroda BNP Paribas Business Conglomerates Fund Direct Growth Very High Risk	0.5%	1.0%	₹773.52 Cr	-
Baroda BNP Paribas Gold ETF Fund Of Fund Direct Growth High Risk	0.1%	1.0%	₹102.07 Cr	-
Baroda BNP Paribas Health and Wellness Fund Direct Growth Very High Risk	0.4%	1.0%	₹621.16 Cr	-
Baroda BNP Paribas Multi Asset Active Fund of Funds Regular Growth Moderately High risk	0.1%	1.0%	₹122.00 Cr	-
Baroda BNP Paribas Income Plus Arbitrage Active Fund of Fund Direct Growth Moderate Risk	0.1%	0.0%	₹104.87 Cr	-
Baroda BNP Paribas Energy Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹732.19 Cr	-
Baroda BNP Paribas Children's Fund Direct Growth Very High Risk	0.4%	1.0%	₹103.64 Cr	-
Baroda BNP Paribas NIFTY Midcap 150 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹9.75 Cr	4.0%
Baroda BNP Paribas Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹25.53 Cr	-9.9%
Baroda BNP Paribas Dividend Yield Fund Direct Growth Very High Risk	0.5%	1.0%	₹870.30 Cr	4.0%
Baroda Bnp Paribas Manufacturing Fund Direct Growth Very High Risk	0.9%	1.0%	₹1102.39 Cr	6.0%
Baroda BNP Paribas Retirement Fund Direct Growth Very High Risk	1.2%	0.0%	₹391.85 Cr	6.1%
Baroda BNP Paribas Innovation Fund Direct Growth Very High Risk	1.1%	1.0%	₹933.59 Cr	1.7%
Baroda BNP Paribas NIFTY 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹62.38 Cr	7.2%
Baroda BNP Paribas Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1269.68 Cr	-5.2%
Baroda BNP Paribas Aqua Fund of Fund Direct Growth Very High Risk	0.5%	1.0%	₹30.41 Cr	12.3%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹843.29 Cr	5.9%
Baroda BNP Paribas Business Cycle Fund Direct Growth Very High Risk	0.9%	1.0%	₹580.91 Cr	0.1%
Baroda BNP Paribas Multi Asset Fund Direct Growth Very High Risk	0.9%	1.0%	₹1248.19 Cr	11.5%
Baroda BNP Paribas Floater Fund Direct Growth Moderate Risk	0.2%	0.0%	₹17.70 Cr	8.8%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹26.92 Cr	8.2%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹339.31 Cr	13.2%
Baroda BNP Paribas Gilt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1313.13 Cr	5.7%
Baroda BNP Paribas Multi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹3108.17 Cr	-2.1%
Baroda BNP Paribas Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹9630.37 Cr	6.6%
Baroda BNP Paribas Corporate Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹437.48 Cr	8.9%
Baroda BNP Paribas Large Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹2729.20 Cr	3.0%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹201.33 Cr	5.1%
Baroda BNP Paribas Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2276.13 Cr	3.2%
Baroda BNP Paribas Conservative Hybrid Fund Direct Growth Moderately High risk	0.5%	1.0%	₹823.41 Cr	6.7%
Baroda BNP Paribas Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹282.97 Cr	7.8%
Baroda BNP Paribas ELSS Fund Direct Growth Very High Risk	1.0%	0.0%	₹934.60 Cr	4.1%
Baroda BNP Paribas Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹271.94 Cr	8.4%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹4544.91 Cr	7.1%
Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹4335.34 Cr	7.7%
Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth Very High Risk	0.5%	1.0%	₹1256.37 Cr	3.7%
Baroda BNP Paribas Focused Fund Direct Growth Very High Risk	0.5%	1.0%	₹707.50 Cr	1.8%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹29.24 Cr	8.4%
Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk	0.6%	1.0%	₹1552.24 Cr	0.7%
Baroda BNP Paribas Value Fund Direct Growth Very High Risk	1.1%	1.0%	₹1210.12 Cr	-1.7%
Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹199.42 Cr	9.0%
Baroda BNP Paribas Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹1279.43 Cr	6.9%
Baroda BNP Paribas Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹1606.57 Cr	-0.4%
Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk	0.7%	1.0%	₹28.33 Cr	7.7%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.4%	1.0%	₹270.00 Cr	7.4%
Baroda BNP Paribas NIFTY SDL December 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹118.21 Cr	7.8%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1206.74 Cr	7.3%
Baroda BNP Paribas Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1230.48 Cr	1.4%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The NAV of Baroda BNP Paribas Credit Risk Fund Direct Growth, as of 03-Dec-2025, is ₹25.27.

What are the returns of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The fund has generated 9.00% over the last 1 year and 8.77% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Baroda BNP Paribas Credit Risk Fund Direct Growth?

The fund's allocation of assets is distributed as 2.18% in equities, 86.95% in bonds, and 10.56% in cash and cash equivalents.

Who manages the Baroda BNP Paribas Credit Risk Fund Direct Growth?

The fund managers responsible for Baroda BNP Paribas Credit Risk Fund Direct Growth are:-

Gurvinder Wasan
Vikram Pamnani

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹199 Cr

Expense Ratio

0.85%

ISIN

INF955L01FR6

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

23 Jan 2015

Risk Level

Your principal amount will be at Moderately High risk