Dezerv

Fund Overview

Fund Size

Fund Size

₹2,229 Cr

Expense Ratio

Expense Ratio

1.94%

ISIN

ISIN

INF194KA1UE8

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

10 Oct 2014

About this fund

Bandhan Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 9 years, 7 months and 8 days, having been launched on 10-Oct-14.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹21.97, Assets Under Management (AUM) of 2228.68 Crores, and an expense ratio of 1.94%.
  • Bandhan Balanced Advantage Fund Regular Growth has given a CAGR return of 8.54% since inception.
  • The fund's asset allocation comprises around 38.90% in equities, 21.49% in debts, and 39.61% in cash & cash equivalents.
  • You can start investing in Bandhan Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.95%

+22.86% (Cat Avg.)

3 Years

+10.10%

+12.70% (Cat Avg.)

5 Years

+10.95%

+12.40% (Cat Avg.)

Since Inception

+8.54%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity866.96 Cr38.90%
Debt479.04 Cr21.49%
Others882.68 Cr39.61%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset836.38 Cr37.53%
ICICI Bank LtdEquity211.18 Cr9.48%
Future on ICICI Bank LtdEquity - Future-161.84 Cr7.26%
7.18% Govt Stock 2033Bond - Gov't/Treasury114.87 Cr5.15%
7.06% Govt Stock 2028Bond - Gov't/Treasury89.59 Cr4.02%
Bajaj Finance LtdEquity88.24 Cr3.96%
Infosys LtdEquity86.16 Cr3.87%
Future on Bajaj Finance LtdEquity - Future-81.2 Cr3.64%
HDFC Bank LtdEquity80.35 Cr3.61%
Reliance Industries LtdEquity77.46 Cr3.48%
Bajaj Finance LimitedBond - Corporate Bond74.71 Cr3.35%
Hdfc Bank Limited May 2024 FutureEquity - Future-67.75 Cr3.04%
Infosys Limited May 2024 FutureEquity - Future-64.17 Cr2.88%
State Bank of IndiaEquity57.17 Cr2.57%
Future on Cholamandalam Investment and Finance Co LtdEquity - Future-56.59 Cr2.54%
Cholamandalam Investment and Finance Co LtdEquity56.23 Cr2.52%
HDFC Bank LimitedBond - Corporate Bond49.92 Cr2.24%
7.18% Govt Stock 2037Bond - Gov't/Treasury49.76 Cr2.23%
Larsen & Toubro LtdEquity47.6 Cr2.14%
Future on Godrej Consumer Products LtdEquity - Future-46.57 Cr2.09%
Godrej Consumer Products LtdEquity46.34 Cr2.08%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit38.18 Cr1.71%
Future on Tata Consultancy Services LtdEquity - Future-35.79 Cr1.61%
Tata Consultancy Services LtdEquity35.77 Cr1.61%
Future on State Bank of IndiaEquity - Future-32.16 Cr1.44%
Hindustan Unilever LtdEquity31.11 Cr1.40%
Maruti Suzuki India LtdEquity30.76 Cr1.38%
Tata Motors LtdEquity29.26 Cr1.31%
Future on Kotak Mahindra Bank LtdEquity - Future-29.13 Cr1.31%
Kotak Mahindra Bank LtdEquity28.91 Cr1.30%
Bharti Airtel LtdEquity27.94 Cr1.25%
Future on United Spirits LtdEquity - Future-27.37 Cr1.23%
United Spirits LtdEquity27.19 Cr1.22%
Zomato LtdEquity27.04 Cr1.21%
Future on HDFC Life Insurance Company LimitedEquity - Future-26.37 Cr1.18%
HDFC Life Insurance Company LimitedEquity26.19 Cr1.18%
Small Industries Development Bank of India 7.75%Bond - Corporate Bond24.98 Cr1.12%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.79 Cr1.11%
Future on Hindustan Unilever LtdEquity - Future-24.6 Cr1.10%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.54 Cr1.10%
ITC LtdEquity24.17 Cr1.08%
Future on Reliance Industries LtdEquity - Future-23.93 Cr1.07%
Mphasis LtdEquity23.53 Cr1.06%
GAIL (India) LtdEquity23 Cr1.03%
Info Edge (India) LtdEquity21.19 Cr0.95%
Axis Bank LtdEquity20.75 Cr0.93%
Power Grid Corp Of India LtdEquity20.42 Cr0.92%
REC LtdEquity20.29 Cr0.91%
Ambuja Cements LtdEquity20.15 Cr0.90%
Future on Larsen & Toubro LtdEquity - Future-19.53 Cr0.88%
Future on Bharti Airtel LtdEquity - Future-19.37 Cr0.87%
Future on Tata Motors LtdEquity - Future-18.96 Cr0.85%
Hindalco Industries LtdEquity18.04 Cr0.81%
Future on JSW Steel LtdEquity - Future-17.75 Cr0.80%
JSW Steel LtdEquity17.63 Cr0.79%
Lupin LtdEquity17.02 Cr0.76%
Trent LtdEquity15.95 Cr0.72%
Indian Oil Corp LtdEquity15.9 Cr0.71%
Samvardhana Motherson International LtdEquity15.87 Cr0.71%
Bank of IndiaEquity15.51 Cr0.70%
NTPC LtdEquity14.53 Cr0.65%
MOIL LtdEquity14.22 Cr0.64%
Bharat Heavy Electricals LtdEquity14.09 Cr0.63%
IndusInd Bank LtdEquity13.6 Cr0.61%
Hitachi Energy India Ltd Ordinary SharesEquity13.41 Cr0.60%
Apar Industries LtdEquity13.37 Cr0.60%
Bharat Electronics LtdEquity13.26 Cr0.59%
Avenue Supermarts LtdEquity13.17 Cr0.59%
Oil & Natural Gas Corp LtdEquity13.09 Cr0.59%
Varun Beverages LtdEquity12.92 Cr0.58%
ISGEC Heavy Engineering LtdEquity12.82 Cr0.58%
Shriram Finance LtdEquity12.76 Cr0.57%
Tech Mahindra Limited May 2024 FutureEquity - Future-12.68 Cr0.57%
Signatureglobal (India) LtdEquity12.6 Cr0.57%
Sona BLW Precision Forgings LtdEquity12.59 Cr0.56%
Tech Mahindra LtdEquity12.58 Cr0.56%
Sun Pharmaceuticals Industries LtdEquity12.5 Cr0.56%
Container Corporation of India LtdEquity12.34 Cr0.55%
Future on Mahindra & Mahindra LtdEquity - Future-12.3 Cr0.55%
Mahindra & Mahindra LtdEquity12.23 Cr0.55%
TVS Motor Co LtdEquity12.19 Cr0.55%
Sobha LtdEquity11.72 Cr0.53%
Steel Authority Of India LtdEquity11.49 Cr0.52%
Glenmark Pharmaceuticals LtdEquity11.1 Cr0.50%
Future on ITC LtdEquity - Future-10.92 Cr0.49%
Cholamandalam Financial Holdings LtdEquity10.91 Cr0.49%
Power Finance Corporation LimitedBond - Corporate Bond10.04 Cr0.45%
Bajaj Finserv LtdEquity9.69 Cr0.43%
Aurobindo Pharma LtdEquity9.23 Cr0.41%
Future on PI Industries LtdEquity - Future-8.82 Cr0.40%
PI Industries LtdEquity8.77 Cr0.39%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity8.74 Cr0.39%
Life Insurance Corporation of IndiaEquity8.32 Cr0.37%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity8.14 Cr0.37%
Jindal Stainless LtdEquity7.78 Cr0.35%
Future on SRF LtdEquity - Future-7.21 Cr0.32%
SRF LtdEquity7.18 Cr0.32%
Electronics Mart India LtdEquity6.84 Cr0.31%
Future on Mphasis LtdEquity - Future-6.41 Cr0.29%
Praj Industries LtdEquity6.2 Cr0.28%
UNO Minda LtdEquity5.86 Cr0.26%
6.54% Govt Stock 2032Bond - Gov't/Treasury5.76 Cr0.26%
Future on DLF LtdEquity - Future-5.18 Cr0.23%
DLF LtdEquity5.15 Cr0.23%
Power Finance Corporation LimitedBond - Corporate Bond5.02 Cr0.23%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond4.97 Cr0.22%
Future on Lupin LtdEquity - Future-4.75 Cr0.21%
Acc Limited May 2024 FutureEquity - Future-4.58 Cr0.21%
ACC LtdEquity4.56 Cr0.20%
Future on UltraTech Cement LtdEquity - Future-4.41 Cr0.20%
UltraTech Cement LtdEquity4.39 Cr0.20%
Triparty RepoCash - Repurchase Agreement4.19 Cr0.19%
Future on Titan Corporation LimitedEquity - Future-4.1 Cr0.18%
Titan Co LtdEquity4.08 Cr0.18%
Net Current AssetsCash3.94 Cr0.18%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-1.38 Cr0.06%
Divi's Laboratories LtdEquity0.61 Cr0.03%
Future on Divi's Laboratories LtdEquity - Future-0.56 Cr0.03%
Ntpc LimitedBond - Corporate Bond0.1 Cr0.00%
Cash Margin - CcilCash - Collateral0 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

46.98%

Mid Cap Stocks

6.25%

Small Cap Stocks

2.95%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services660.09 Cr29.62%
Consumer Cyclical172.66 Cr7.75%
Technology171.45 Cr7.69%
Consumer Defensive163.05 Cr7.32%
Industrials119.67 Cr5.37%
Basic Materials114.19 Cr5.12%
Energy106.46 Cr4.78%
Utilities57.95 Cr2.60%
Communication Services57.88 Cr2.60%
Healthcare50.47 Cr2.26%
Real Estate29.47 Cr1.32%

Risk & Performance Ratios

Standard Deviation

This fund

6.95%

Cat. avg.

7.46%

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

0.95

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.90

Higher the better

Fund Managers

Manish Gunwani

Manish Gunwani

Since January 2024

SA

Sumit Agrawal

Since March 2017

BS

Brijesh Shah

Since July 2022

SB

Sreejith Balasubramanian

Since August 2023

Vishal Biraia

Vishal Biraia

Since June 2023

RB

Ritika Behera

Since October 2023

Additional Scheme Detailsas of 30th April 2024

ISININF194KA1UE8Expense Ratio1.94%Exit Load1.00%Fund Size₹2,229 CrAge10 Oct 2014Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkNifty 50 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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Motilal Oswal Balance Advantage Fund Direct Growth

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Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.6%1.0%₹2228.68 Cr20.5%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

1.9%1.0%₹2228.68 Cr18.9%
Mahindra Manulife Balanced Advantage Fund Regular Growth

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2.3%1.0%₹731.33 Cr28.9%
Mahindra Manulife Balanced Advantage Fund Direct Growth

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Mirae Asset Balanced Advantage Fund Direct Growth

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About the AMC

Total AUM

₹1,34,828 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1389.26 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹28.94 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹56.76 Cr-
Bandhan Retirement Fund Direct Growth

Very High Risk

0.6%0.0%₹157.87 Cr-
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹18.03 Cr-
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr7.0%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1362.17 Cr6.8%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13494.31 Cr7.4%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹4394.78 Cr58.3%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.8%0.0%₹2319.73 Cr7.8%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1396.11 Cr34.4%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹17.98 Cr27.0%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹2196.84 Cr8.1%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1542.62 Cr34.2%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹327.31 Cr6.4%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

1.0%0.0%₹1171.09 Cr84.9%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.2%0.0%₹116.20 Cr10.5%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.8%0.0%₹1581.38 Cr6.2%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹491.18 Cr5.9%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4531.17 Cr7.5%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹8649.34 Cr7.0%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1219.39 Cr24.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹8569.07 Cr44.5%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹7004.20 Cr36.9%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹113.86 Cr6.9%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹6432.29 Cr37.8%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5228.75 Cr7.2%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.3%1.0%₹6.16 Cr12.6%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹481.99 Cr6.6%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2093.84 Cr43.5%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹802.19 Cr-
Bandhan Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹208.74 Cr7.1%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹5733.27 Cr8.3%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

0.5%1.0%₹295.68 Cr42.6%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹381.32 Cr6.4%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹168.11 Cr6.8%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹350.10 Cr6.7%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3962.02 Cr7.4%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹18.35 Cr19.9%
Bandhan Equity Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹113.46 Cr11.5%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.1%0.0%₹174.46 Cr6.5%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹494.55 Cr31.5%
Bandhan All Seasons Bond Fund Direct Growth

Moderate Risk

0.1%0.0%₹116.93 Cr6.8%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹63.04 Cr69.2%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹4994.19 Cr75.8%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹693.61 Cr26.1%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹122.87 Cr30.9%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹350.99 Cr7.1%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Bandhan Balanced Advantage Fund Regular Growth, as of 17-May-2024, is ₹21.97.
The fund has generated 18.95% over the last 1 year and 10.10% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 38.90% in equities, 21.49% in bonds, and 39.61% in cash and cash equivalents.
The fund managers responsible for Bandhan Balanced Advantage Fund Regular Growth are:-
  1. Manish Gunwani
  2. Sumit Agrawal
  3. Brijesh Shah
  4. Sreejith Balasubramanian
  5. Vishal Biraia
  6. Ritika Behera