Dezerv

Fund Overview

Fund Size

Fund Size

₹2,217 Cr

Expense Ratio

Expense Ratio

1.94%

ISIN

ISIN

INF194KA1UE8

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

10 Oct 2014

About this fund

Bandhan Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 9 years, 9 months and 2 days, having been launched on 10-Oct-14.
As of 11-Jul-24, it has a Net Asset Value (NAV) of ₹23.11, Assets Under Management (AUM) of 2216.86 Crores, and an expense ratio of 1.94%.
  • Bandhan Balanced Advantage Fund Regular Growth has given a CAGR return of 8.97% since inception.
  • The fund's asset allocation comprises around 40.95% in equities, 19.16% in debts, and 39.89% in cash & cash equivalents.
  • You can start investing in Bandhan Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+19.59%

+24.59% (Cat Avg.)

3 Years

+10.45%

+13.20% (Cat Avg.)

5 Years

+11.57%

+13.33% (Cat Avg.)

Since Inception

+8.97%

(Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity907.71 Cr40.95%
Debt424.74 Cr19.16%
Others884.41 Cr39.89%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset860.31 Cr37.99%
7.18% Govt Stock 2033Bond - Gov't/Treasury112.95 Cr4.99%
HDFC Bank LtdEquity105.84 Cr4.67%
Infosys LtdEquity95.02 Cr4.20%
Bajaj Finance LtdEquity90.69 Cr4.00%
7.06% Govt Stock 2028Bond - Gov't/Treasury90.14 Cr3.98%
Future on Bajaj Finance LtdEquity - Future-83.46 Cr3.69%
Reliance Industries LtdEquity82.66 Cr3.65%
Hdfc Bank Limited July 2024 FutureEquity - Future-75.87 Cr3.35%
Bajaj Finance LimitedBond - Corporate Bond74.8 Cr3.30%
Infosys Limited July 2024 FutureEquity - Future-70.53 Cr3.11%
Future on Cholamandalam Investment and Finance Co LtdEquity - Future-67.09 Cr2.96%
Cholamandalam Investment and Finance Co LtdEquity67.08 Cr2.96%
State Bank of IndiaEquity66.59 Cr2.94%
ICICI Bank LtdEquity58.51 Cr2.58%
Future on State Bank of IndiaEquity - Future-58.34 Cr2.58%
Bharti Airtel LtdEquity55.21 Cr2.44%
Future on Godrej Consumer Products LtdEquity - Future-52.58 Cr2.32%
Godrej Consumer Products LtdEquity52.28 Cr2.31%
HDFC Bank LimitedBond - Corporate Bond49.89 Cr2.20%
Tata Motors LtdEquity47.81 Cr2.11%
Larsen & Toubro LtdEquity47 Cr2.08%
Future on Bharti Airtel LtdEquity - Future-45.95 Cr2.03%
Mahindra & Mahindra LtdEquity41.14 Cr1.82%
Future on Mahindra & Mahindra LtdEquity - Future-41.12 Cr1.82%
Future on Tata Motors LtdEquity - Future-37.69 Cr1.66%
Future on Tata Consultancy Services LtdEquity - Future-36.72 Cr1.62%
Tata Consultancy Services LtdEquity36.55 Cr1.61%
Hindustan Unilever LtdEquity35.74 Cr1.58%
Tech Mahindra LtdEquity32.43 Cr1.43%
Future on Kotak Mahindra Bank LtdEquity - Future-32.31 Cr1.43%
Kotak Mahindra Bank LtdEquity32.08 Cr1.42%
Triparty RepoCash - Repurchase Agreement32.07 Cr1.42%
Sun Pharmaceuticals Industries LtdEquity30.23 Cr1.33%
Future on United Spirits LtdEquity - Future-29.57 Cr1.31%
United Spirits LtdEquity29.49 Cr1.30%
Axis Bank LtdEquity28.84 Cr1.27%
Future on Hindustan Unilever LtdEquity - Future-27.22 Cr1.20%
Future on HDFC Life Insurance Company LimitedEquity - Future-26.83 Cr1.18%
HDFC Life Insurance Company LimitedEquity26.71 Cr1.18%
Future on Reliance Industries LtdEquity - Future-25.53 Cr1.13%
7.18% Govt Stock 2037Bond - Gov't/Treasury25.29 Cr1.12%
Small Industries Development Bank of India 7.75%Bond - Corporate Bond25.02 Cr1.10%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.83 Cr1.10%
Indus Towers Ltd Ordinary SharesEquity24.61 Cr1.09%
Bharat Heavy Electricals LtdEquity24.07 Cr1.06%
Info Edge (India) LtdEquity23.75 Cr1.05%
Maruti Suzuki India LtdEquity23.65 Cr1.04%
ITC LtdEquity23.58 Cr1.04%
Power Grid Corp Of India LtdEquity22.38 Cr0.99%
Zomato LtdEquity22.06 Cr0.97%
REC LtdEquity21.02 Cr0.93%
Signatureglobal (India) LtdEquity20.8 Cr0.92%
Future on Larsen & Toubro LtdEquity - Future-19.3 Cr0.85%
Future on Sun Pharmaceuticals Industries LtdEquity - Future-19.02 Cr0.84%
JSW Steel LtdEquity18.61 Cr0.82%
Future on JSW Steel LtdEquity - Future-18.6 Cr0.82%
Aster DM Healthcare Ltd Ordinary SharesEquity17.53 Cr0.77%
MOIL LtdEquity17.3 Cr0.76%
Lupin LtdEquity16.77 Cr0.74%
Ambuja Cements LtdEquity16.76 Cr0.74%
Titan Company Limited July 2024 FutureEquity - Future-15.29 Cr0.68%
Titan Co LtdEquity15.19 Cr0.67%
NTPC LtdEquity15.13 Cr0.67%
Cholamandalam Financial Holdings LtdEquity14.73 Cr0.65%
ISGEC Heavy Engineering LtdEquity14.54 Cr0.64%
Apar Industries LtdEquity14.38 Cr0.64%
Trent LtdEquity14.34 Cr0.63%
Future on Tech Mahindra LtdEquity - Future-14.34 Cr0.63%
Bharat Electronics LtdEquity14.29 Cr0.63%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity14.24 Cr0.63%
Varun Beverages LtdEquity14.23 Cr0.63%
TVS Motor Co LtdEquity13.99 Cr0.62%
Hitachi Energy India Ltd Ordinary SharesEquity13.92 Cr0.61%
GAIL (India) LtdEquity13.17 Cr0.58%
Glenmark Pharmaceuticals LtdEquity12.92 Cr0.57%
Sobha LtdEquity12.91 Cr0.57%
Sona BLW Precision Forgings LtdEquity12.9 Cr0.57%
Oil & Natural Gas Corp LtdEquity12.69 Cr0.56%
Container Corporation of India LtdEquity12.51 Cr0.55%
Aditya Birla Fashion and Retail LtdEquity12.49 Cr0.55%
Hindalco Industries LtdEquity12.48 Cr0.55%
One97 Communications LtdEquity12.05 Cr0.53%
Future on ITC LtdEquity - Future-10.68 Cr0.47%
Indian Oil Corp LtdEquity10.63 Cr0.47%
Shriram Finance LtdEquity10.19 Cr0.45%
Power Finance Corporation LimitedBond - Corporate Bond10.03 Cr0.44%
Power Finance Corporation Ltd.Bond - Corporate Bond9.99 Cr0.44%
Samvardhana Motherson International LtdEquity9.69 Cr0.43%
Aurobindo Pharma LtdEquity9.66 Cr0.43%
Indus Towers Limited July 2024 FutureEquity - Future-9.64 Cr0.43%
Bajaj Finserv LtdEquity9.53 Cr0.42%
Future on PI Industries LtdEquity - Future-9.17 Cr0.40%
PI Industries LtdEquity9.12 Cr0.40%
Zee Entertainment Enterprises LtdEquity9.11 Cr0.40%
Jindal Stainless LtdEquity9.05 Cr0.40%
Mrs Bectors Food Specialities Ltd Ordinary SharesEquity8.77 Cr0.39%
UNO Minda LtdEquity8.67 Cr0.38%
Praj Industries LtdEquity8.25 Cr0.36%
Devyani International LtdEquity8.24 Cr0.36%
Electronics Mart India LtdEquity8.2 Cr0.36%
Future on Mphasis LtdEquity - Future-6.79 Cr0.30%
Mphasis LtdEquity6.76 Cr0.30%
Future on SRF LtdEquity - Future-6.69 Cr0.30%
SRF LtdEquity6.67 Cr0.29%
Net Current AssetsCash6.08 Cr0.27%
Bank of IndiaEquity6.03 Cr0.27%
6.54% Govt Stock 2032Bond - Gov't/Treasury5.82 Cr0.26%
Tata Motors Ltd Class AEquity5.48 Cr0.24%
UltraTech Cement LtdEquity5.13 Cr0.23%
Future on UltraTech Cement LtdEquity - Future-5.1 Cr0.23%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond5.01 Cr0.22%
Axis Bank LimitedCash - CD/Time Deposit4.85 Cr0.21%
Future on DLF LtdEquity - Future-4.78 Cr0.21%
DLF LtdEquity4.76 Cr0.21%
Acc Limited July 2024 FutureEquity - Future-4.75 Cr0.21%
ACC LtdEquity4.71 Cr0.21%
Future on Lupin LtdEquity - Future-4.71 Cr0.21%
Divi's Laboratories LtdEquity0.7 Cr0.03%
Future on Divi's Laboratories LtdEquity - Future-0.65 Cr0.03%
Sobha LimitedEquity0.25 Cr0.01%
Ntpc LimitedBond - Corporate Bond0.1 Cr0.00%
Cash Margin - CcilCash - Collateral0.09 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

46.98%

Mid Cap Stocks

6.25%

Small Cap Stocks

2.95%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services537.84 Cr23.75%
Consumer Cyclical243.86 Cr10.77%
Technology196.74 Cr8.69%
Consumer Defensive164.08 Cr7.25%
Industrials135.03 Cr5.96%
Communication Services126.92 Cr5.61%
Energy105.98 Cr4.68%
Basic Materials99.84 Cr4.41%
Healthcare87.81 Cr3.88%
Utilities50.69 Cr2.24%
Real Estate38.47 Cr1.70%

Risk & Performance Ratios

Standard Deviation

This fund

7.03%

Cat. avg.

7.32%

Lower the better

Sharpe Ratio

This fund

0.62

Cat. avg.

0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.62

Higher the better

Fund Managers

Manish Gunwani

Manish Gunwani

Since January 2024

SA

Sumit Agrawal

Since March 2017

BS

Brijesh Shah

Since July 2022

SB

Sreejith Balasubramanian

Since August 2023

Vishal Biraia

Vishal Biraia

Since June 2023

RB

Ritika Behera

Since October 2023

Additional Scheme Detailsas of 30th June 2024

ISIN
INF194KA1UE8
Expense Ratio
1.94%
Exit Load
1.00%
Fund Size
₹2,217 Cr
Age
10 Oct 2014
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty 50 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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Motilal Oswal Balance Advantage Fund Direct Growth

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Quant Dynamic Asset Allocation Fund Direct Growth

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0.7%1.0%₹1148.29 Cr56.9%
Quant Dynamic Asset Allocation Fund Regular Growth

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Bandhan Balanced Advantage Fund Direct Growth

Moderately High risk

0.6%1.0%₹2216.86 Cr21.1%
Bandhan Balanced Advantage Fund Regular Growth

Moderately High risk

1.9%1.0%₹2216.86 Cr19.6%
Mahindra Manulife Balanced Advantage Fund Regular Growth

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2.3%1.0%₹738.59 Cr27.8%
Mahindra Manulife Balanced Advantage Fund Direct Growth

Very High Risk

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Mirae Asset Balanced Advantage Fund Direct Growth

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0.7%1.0%₹1589.97 Cr23.2%
Mirae Asset Balanced Advantage Fund Regular Growth

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2.1%1.0%₹1589.97 Cr21.5%

About the AMC

Total AUM

₹1,44,833 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1448.35 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹29.25 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹70.06 Cr-
Bandhan Retirement Fund Direct Growth

Very High Risk

0.6%0.0%₹160.70 Cr-
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹17.05 Cr-
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr7.9%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1737.29 Cr6.8%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹14555.72 Cr7.4%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.7%1.0%₹4680.59 Cr59.2%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.8%0.0%₹2366.01 Cr9.9%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1393.17 Cr38.2%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹17.91 Cr28.1%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹2190.88 Cr10.2%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1505.55 Cr38.2%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹336.99 Cr7.9%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

1.0%0.0%₹1342.95 Cr92.2%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.2%0.0%₹114.86 Cr12.8%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1557.45 Cr7.2%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹491.25 Cr7.3%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹5068.90 Cr7.6%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹8759.17 Cr7.6%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1265.70 Cr26.4%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹9019.36 Cr43.1%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹7428.52 Cr38.2%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹114.65 Cr7.6%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹6433.56 Cr36.1%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5064.23 Cr7.3%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.3%1.0%₹6.14 Cr13.3%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹481.15 Cr7.3%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2303.70 Cr44.5%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹796.27 Cr-
Bandhan Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹205.29 Cr7.5%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹6202.72 Cr8.4%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

1.2%1.0%₹318.74 Cr43.4%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹390.15 Cr7.8%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹168.40 Cr7.7%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹357.45 Cr8.2%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3889.69 Cr7.4%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹18.44 Cr21.1%
Bandhan Equity Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹118.67 Cr11.7%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹173.12 Cr6.7%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹709.78 Cr32.4%
Bandhan All Seasons Bond Fund Direct Growth

Moderate Risk

0.1%0.0%₹129.45 Cr7.4%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹90.71 Cr68.9%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹5165.54 Cr77.2%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹692.34 Cr28.4%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹126.99 Cr32.8%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹346.14 Cr7.5%

Risk Level

Your principal amount will be at Moderately High risk

Moderately High risk
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The NAV of Bandhan Balanced Advantage Fund Regular Growth, as of 11-Jul-2024, is ₹23.11.
The fund has generated 19.59% over the last 1 year and 10.45% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 40.95% in equities, 19.16% in bonds, and 39.89% in cash and cash equivalents.
The fund managers responsible for Bandhan Balanced Advantage Fund Regular Growth are:-
  1. Manish Gunwani
  2. Sumit Agrawal
  3. Brijesh Shah
  4. Sreejith Balasubramanian
  5. Vishal Biraia
  6. Ritika Behera