Bandhan Balanced Advantage Fund Regular Growth

Fund Overview

Fund Size

₹2,264 Cr

Expense Ratio

1.94%

ISIN

INF194KA1UE8

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

10 Oct 2014

About this fund

Bandhan Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 9 years, 9 months and 16 days, having been launched on 10-Oct-14.
As of 25-Jul-24, it has a Net Asset Value (NAV) of ₹23.05, Assets Under Management (AUM) of 2264.44 Crores, and an expense ratio of 1.94%.

Bandhan Balanced Advantage Fund Regular Growth has given a CAGR return of 8.90% since inception.
The fund's asset allocation comprises around 40.95% in equities, 19.16% in debts, and 39.89% in cash & cash equivalents.
You can start investing in Bandhan Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+18.48%

+23.53% (Cat Avg.)

3 Years

+9.72%

+12.79% (Cat Avg.)

5 Years

+11.83%

+13.60% (Cat Avg.)

Since Inception

+8.90%

— (Cat Avg.)

Portfolio Summaryas of 30th June 2024

Equity	₹927.19 Cr	40.95%
Debt	₹433.85 Cr	19.16%
Others	₹903.39 Cr	39.89%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹860.31 Cr	37.99%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹112.95 Cr	4.99%
HDFC Bank Ltd	Equity	₹105.84 Cr	4.67%
Infosys Ltd	Equity	₹95.02 Cr	4.20%
Bajaj Finance Ltd	Equity	₹90.69 Cr	4.00%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹90.14 Cr	3.98%
Future on Bajaj Finance Ltd	Equity - Future	₹-83.46 Cr	3.69%
Reliance Industries Ltd	Equity	₹82.66 Cr	3.65%
Hdfc Bank Limited July 2024 Future	Equity - Future	₹-75.87 Cr	3.35%
Bajaj Finance Limited	Bond - Corporate Bond	₹74.8 Cr	3.30%
Infosys Limited July 2024 Future	Equity - Future	₹-70.53 Cr	3.11%
Future on Cholamandalam Investment and Finance Co Ltd	Equity - Future	₹-67.09 Cr	2.96%
Cholamandalam Investment and Finance Co Ltd	Equity	₹67.08 Cr	2.96%
State Bank of India	Equity	₹66.59 Cr	2.94%
ICICI Bank Ltd	Equity	₹58.51 Cr	2.58%
Future on State Bank of India	Equity - Future	₹-58.34 Cr	2.58%
Bharti Airtel Ltd	Equity	₹55.21 Cr	2.44%
Future on Godrej Consumer Products Ltd	Equity - Future	₹-52.58 Cr	2.32%
Godrej Consumer Products Ltd	Equity	₹52.28 Cr	2.31%
HDFC Bank Limited	Bond - Corporate Bond	₹49.89 Cr	2.20%
Tata Motors Ltd	Equity	₹47.81 Cr	2.11%
Larsen & Toubro Ltd	Equity	₹47 Cr	2.08%
Future on Bharti Airtel Ltd	Equity - Future	₹-45.95 Cr	2.03%
Mahindra & Mahindra Ltd	Equity	₹41.14 Cr	1.82%
Future on Mahindra & Mahindra Ltd	Equity - Future	₹-41.12 Cr	1.82%
Future on Tata Motors Ltd	Equity - Future	₹-37.69 Cr	1.66%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-36.72 Cr	1.62%
Tata Consultancy Services Ltd	Equity	₹36.55 Cr	1.61%
Hindustan Unilever Ltd	Equity	₹35.74 Cr	1.58%
Tech Mahindra Ltd	Equity	₹32.43 Cr	1.43%
Future on Kotak Mahindra Bank Ltd	Equity - Future	₹-32.31 Cr	1.43%
Kotak Mahindra Bank Ltd	Equity	₹32.08 Cr	1.42%
Triparty Repo	Cash - Repurchase Agreement	₹32.07 Cr	1.42%
Sun Pharmaceuticals Industries Ltd	Equity	₹30.23 Cr	1.33%
Future on United Spirits Ltd	Equity - Future	₹-29.57 Cr	1.31%
United Spirits Ltd	Equity	₹29.49 Cr	1.30%
Axis Bank Ltd	Equity	₹28.84 Cr	1.27%
Future on Hindustan Unilever Ltd	Equity - Future	₹-27.22 Cr	1.20%
Future on HDFC Life Insurance Company Limited	Equity - Future	₹-26.83 Cr	1.18%
HDFC Life Insurance Company Limited	Equity	₹26.71 Cr	1.18%
Future on Reliance Industries Ltd	Equity - Future	₹-25.53 Cr	1.13%
7.18% Govt Stock 2037	Bond - Gov't/Treasury	₹25.29 Cr	1.12%
Small Industries Development Bank of India 7.75%	Bond - Corporate Bond	₹25.02 Cr	1.10%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹24.83 Cr	1.10%
Indus Towers Ltd Ordinary Shares	Equity	₹24.61 Cr	1.09%
Bharat Heavy Electricals Ltd	Equity	₹24.07 Cr	1.06%
Info Edge (India) Ltd	Equity	₹23.75 Cr	1.05%
Maruti Suzuki India Ltd	Equity	₹23.65 Cr	1.04%
ITC Ltd	Equity	₹23.58 Cr	1.04%
Power Grid Corp Of India Ltd	Equity	₹22.38 Cr	0.99%
Zomato Ltd	Equity	₹22.06 Cr	0.97%
REC Ltd	Equity	₹21.02 Cr	0.93%
Signatureglobal (India) Ltd	Equity	₹20.8 Cr	0.92%
Future on Larsen & Toubro Ltd	Equity - Future	₹-19.3 Cr	0.85%
Future on Sun Pharmaceuticals Industries Ltd	Equity - Future	₹-19.02 Cr	0.84%
JSW Steel Ltd	Equity	₹18.61 Cr	0.82%
Future on JSW Steel Ltd	Equity - Future	₹-18.6 Cr	0.82%
Aster DM Healthcare Ltd Ordinary Shares	Equity	₹17.53 Cr	0.77%
MOIL Ltd	Equity	₹17.3 Cr	0.76%
Lupin Ltd	Equity	₹16.77 Cr	0.74%
Ambuja Cements Ltd	Equity	₹16.76 Cr	0.74%
Titan Company Limited July 2024 Future	Equity - Future	₹-15.29 Cr	0.68%
Titan Co Ltd	Equity	₹15.19 Cr	0.67%
NTPC Ltd	Equity	₹15.13 Cr	0.67%
Cholamandalam Financial Holdings Ltd	Equity	₹14.73 Cr	0.65%
ISGEC Heavy Engineering Ltd	Equity	₹14.54 Cr	0.64%
Apar Industries Ltd	Equity	₹14.38 Cr	0.64%
Trent Ltd	Equity	₹14.34 Cr	0.63%
Future on Tech Mahindra Ltd	Equity - Future	₹-14.34 Cr	0.63%
Bharat Electronics Ltd	Equity	₹14.29 Cr	0.63%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹14.24 Cr	0.63%
Varun Beverages Ltd	Equity	₹14.23 Cr	0.63%
TVS Motor Co Ltd	Equity	₹13.99 Cr	0.62%
Hitachi Energy India Ltd Ordinary Shares	Equity	₹13.92 Cr	0.61%
GAIL (India) Ltd	Equity	₹13.17 Cr	0.58%
Glenmark Pharmaceuticals Ltd	Equity	₹12.92 Cr	0.57%
Sobha Ltd	Equity	₹12.91 Cr	0.57%
Sona BLW Precision Forgings Ltd	Equity	₹12.9 Cr	0.57%
Oil & Natural Gas Corp Ltd	Equity	₹12.69 Cr	0.56%
Container Corporation of India Ltd	Equity	₹12.51 Cr	0.55%
Aditya Birla Fashion and Retail Ltd	Equity	₹12.49 Cr	0.55%
Hindalco Industries Ltd	Equity	₹12.48 Cr	0.55%
One97 Communications Ltd	Equity	₹12.05 Cr	0.53%
Future on ITC Ltd	Equity - Future	₹-10.68 Cr	0.47%
Indian Oil Corp Ltd	Equity	₹10.63 Cr	0.47%
Shriram Finance Ltd	Equity	₹10.19 Cr	0.45%
Power Finance Corporation Limited	Bond - Corporate Bond	₹10.03 Cr	0.44%
Power Finance Corporation Ltd.	Bond - Corporate Bond	₹9.99 Cr	0.44%
Samvardhana Motherson International Ltd	Equity	₹9.69 Cr	0.43%
Aurobindo Pharma Ltd	Equity	₹9.66 Cr	0.43%
Indus Towers Limited July 2024 Future	Equity - Future	₹-9.64 Cr	0.43%
Bajaj Finserv Ltd	Equity	₹9.53 Cr	0.42%
Future on PI Industries Ltd	Equity - Future	₹-9.17 Cr	0.40%
PI Industries Ltd	Equity	₹9.12 Cr	0.40%
Zee Entertainment Enterprises Ltd	Equity	₹9.11 Cr	0.40%
Jindal Stainless Ltd	Equity	₹9.05 Cr	0.40%
Mrs Bectors Food Specialities Ltd Ordinary Shares	Equity	₹8.77 Cr	0.39%
UNO Minda Ltd	Equity	₹8.67 Cr	0.38%
Praj Industries Ltd	Equity	₹8.25 Cr	0.36%
Devyani International Ltd	Equity	₹8.24 Cr	0.36%
Electronics Mart India Ltd	Equity	₹8.2 Cr	0.36%
Future on Mphasis Ltd	Equity - Future	₹-6.79 Cr	0.30%
Mphasis Ltd	Equity	₹6.76 Cr	0.30%
Future on SRF Ltd	Equity - Future	₹-6.69 Cr	0.30%
SRF Ltd	Equity	₹6.67 Cr	0.29%
Net Current Assets	Cash	₹6.08 Cr	0.27%
Bank of India	Equity	₹6.03 Cr	0.27%
6.54% Govt Stock 2032	Bond - Gov't/Treasury	₹5.82 Cr	0.26%
Tata Motors Ltd Class A	Equity	₹5.48 Cr	0.24%
UltraTech Cement Ltd	Equity	₹5.13 Cr	0.23%
Future on UltraTech Cement Ltd	Equity - Future	₹-5.1 Cr	0.23%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹5.01 Cr	0.22%
Axis Bank Limited	Cash - CD/Time Deposit	₹4.85 Cr	0.21%
Future on DLF Ltd	Equity - Future	₹-4.78 Cr	0.21%
DLF Ltd	Equity	₹4.76 Cr	0.21%
Acc Limited July 2024 Future	Equity - Future	₹-4.75 Cr	0.21%
ACC Ltd	Equity	₹4.71 Cr	0.21%
Future on Lupin Ltd	Equity - Future	₹-4.71 Cr	0.21%
Divi's Laboratories Ltd	Equity	₹0.7 Cr	0.03%
Future on Divi's Laboratories Ltd	Equity - Future	₹-0.65 Cr	0.03%
Sobha Limited	Equity	₹0.25 Cr	0.01%
Ntpc Limited	Bond - Corporate Bond	₹0.1 Cr	0.00%
Cash Margin - Ccil	Cash - Collateral	₹0.09 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹537.84 Cr	23.75%
Consumer Cyclical	₹243.86 Cr	10.77%
Technology	₹196.74 Cr	8.69%
Consumer Defensive	₹164.08 Cr	7.25%
Industrials	₹135.03 Cr	5.96%
Communication Services	₹126.92 Cr	5.61%
Energy	₹105.98 Cr	4.68%
Basic Materials	₹99.84 Cr	4.41%
Healthcare	₹87.81 Cr	3.88%
Utilities	₹50.69 Cr	2.24%
Real Estate	₹38.47 Cr	1.70%

Risk & Performance Ratios

Fund Managers

Manish Gunwani

Since January 2024

Sumit Agrawal

Since March 2017

Brijesh Shah

Since July 2022

Sreejith Balasubramanian

Since August 2023

Vishal Biraia

Since June 2023

Ritika Behera

Since October 2023

Additional Scheme Detailsas of 30th June 2024

ISIN

INF194KA1UE8

Expense Ratio

1.94%

Exit Load

1.00%

Fund Size

₹2,264 Cr

Age

10 Oct 2014

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Motilal Oswal Balance Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹1226.73 Cr	25.9%
Motilal Oswal Balance Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1226.73 Cr	27.4%
Quant Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.7%	1.0%	₹1196.62 Cr	57.3%
Quant Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.1%	1.0%	₹1196.62 Cr	54.9%
Bandhan Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹2264.44 Cr	20.0%
Bandhan Balanced Advantage Fund Regular Growth Moderately High risk	1.9%	1.0%	₹2264.44 Cr	18.5%
Mahindra Manulife Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹738.59 Cr	26.1%
Mahindra Manulife Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹738.59 Cr	28.3%
Mirae Asset Balanced Advantage Fund Direct Growth High Risk	0.7%	1.0%	₹1655.04 Cr	21.5%
Mirae Asset Balanced Advantage Fund Regular Growth High Risk	2.1%	1.0%	₹1655.04 Cr	19.8%

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,44,833 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.4%	0.0%	₹1568.73 Cr	-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹33.68 Cr	-
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹70.06 Cr	-
Bandhan Retirement Fund Direct Growth Very High Risk	0.6%	0.0%	₹168.82 Cr	-
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹19.11 Cr	-
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹286.43 Cr	8.0%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹1737.29 Cr	6.8%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13477.83 Cr	7.4%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹5360.46 Cr	56.1%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.8%	0.0%	₹2367.78 Cr	10.4%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1514.89 Cr	36.9%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹18.22 Cr	26.8%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹2034.16 Cr	10.7%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1640.76 Cr	33.4%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.3%	0.0%	₹330.96 Cr	8.3%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.9%	0.0%	₹1592.31 Cr	83.7%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.2%	0.0%	₹116.94 Cr	12.5%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.6%	0.0%	₹1529.76 Cr	7.5%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹489.60 Cr	7.7%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹5097.21 Cr	7.6%
Bandhan Bond Fund - Short Term Plan Direct Growth Moderate Risk	0.3%	0.0%	₹8618.01 Cr	7.8%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1348.45 Cr	25.3%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9757.32 Cr	40.4%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7428.52 Cr	35.0%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹114.95 Cr	7.6%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.6%	0.0%	₹6855.60 Cr	33.9%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5450.34 Cr	7.3%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.3%	1.0%	₹6.25 Cr	13.0%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹483.26 Cr	7.4%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹2303.70 Cr	42.7%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹887.66 Cr	-
Bandhan Floating Rate Fund Direct Growth Moderate Risk	0.3%	0.0%	₹205.29 Cr	7.7%
Bandhan Arbitrage Fund Direct Growth Low Risk	0.4%	0.0%	₹6366.48 Cr	8.5%
Bandhan US Equity Fund of Fund Direct Growth Very High Risk	1.2%	1.0%	₹318.74 Cr	27.7%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth Moderate Risk	-	0.0%	₹389.79 Cr	8.1%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹169.66 Cr	7.7%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth Moderate Risk	0.2%	0.0%	₹360.39 Cr	7.9%
Bandhan Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3935.92 Cr	7.4%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth High Risk	0.4%	1.0%	₹19.30 Cr	20.0%
Bandhan Equity Savings Fund Direct Growth Moderate Risk	0.4%	0.0%	₹127.90 Cr	11.4%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth Very High Risk	0.2%	0.0%	₹162.38 Cr	7.7%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹852.39 Cr	32.8%
Bandhan All Seasons Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹112.71 Cr	7.6%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹90.71 Cr	62.3%
Bandhan Emerging Businesses Fund Direct Growth Very High Risk	0.3%	1.0%	₹5880.18 Cr	73.2%
Bandhan Hybrid Equity Fund Direct Growth Very High Risk	1.1%	1.0%	₹728.20 Cr	27.0%
Bandhan Nifty 100 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹136.00 Cr	31.0%
Bandhan Credit Risk Fund Direct Growth Moderately High risk	0.7%	1.0%	₹343.50 Cr	7.8%

Risk Level

Your principal amount will be at Moderately High risk

Still got questions?
We're here to help.

What is the current NAV of Bandhan Balanced Advantage Fund Regular Growth?

The NAV of Bandhan Balanced Advantage Fund Regular Growth, as of 25-Jul-2024, is ₹23.05.

What are the returns of Bandhan Balanced Advantage Fund Regular Growth?

The fund has generated 18.48% over the last 1 year and 9.72% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bandhan Balanced Advantage Fund Regular Growth?

The fund's allocation of assets is distributed as 40.95% in equities, 19.16% in bonds, and 39.89% in cash and cash equivalents.

Who manages the Bandhan Balanced Advantage Fund Regular Growth?

The fund managers responsible for Bandhan Balanced Advantage Fund Regular Growth are:-

Manish Gunwani
Sumit Agrawal
Brijesh Shah
Sreejith Balasubramanian
Vishal Biraia
Ritika Behera

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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