
Capital PreservationLiquidLow to Moderate Risk
Regular
NAV (25-May-26)
Returns (Since Inception)
Fund Size
₹31,184 Cr
Expense Ratio
0.28%
ISIN
INF789F01PH1
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
11 Dec 2003
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.16%
+5.37% (Cat Avg.)
3 Years
+6.88%
+6.22% (Cat Avg.)
5 Years
+6.05%
+5.51% (Cat Avg.)
10 Years
+6.07%
+5.06% (Cat Avg.)
Since Inception
+6.84%
— (Cat Avg.)
| Others | ₹31,183.92 Cr | 100.00% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Net Current Assets | Cash | ₹5,656.2 Cr | 18.66% |
| India (Republic of) | Bond - Short-term Government Bills | ₹896.69 Cr | 2.96% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹890.82 Cr | 2.94% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹747.5 Cr | 2.47% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹747 Cr | 2.46% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹746.23 Cr | 2.46% |
| Icici Securities Limited | Cash - Commercial Paper | ₹597.78 Cr | 1.97% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹547.62 Cr | 1.81% |
| Bank of India Ltd. | Bond - Corporate Bond | ₹499.25 Cr | 1.65% |
| Canara Bank | Cash - CD/Time Deposit | ₹498.1 Cr | 1.64% |
| Export-Import Bank of India | Cash - Commercial Paper | ₹497.9 Cr | 1.64% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹497.75 Cr | 1.64% |
| JSW Energy Ltd | Cash - Commercial Paper | ₹497.37 Cr | 1.64% |
| Punjab & Sind Bank | Cash - CD/Time Deposit | ₹497.15 Cr | 1.64% |
| Indian Bank | Cash - CD/Time Deposit | ₹495.67 Cr | 1.64% |
| Icici Securities Limited | Cash - Commercial Paper | ₹491.51 Cr | 1.62% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹449.13 Cr | 1.48% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹447.09 Cr | 1.48% |
| Day Tbill | Bond - Gov't/Treasury | ₹399.32 Cr | 1.32% |
| The Karur Vysya Bank Ltd. | Cash - CD/Time Deposit | ₹398.17 Cr | 1.31% |
| Punjab & Sind Bank | Bond - Corporate Bond | ₹397.99 Cr | 1.31% |
| Union Bank of India | Bond - Corporate Bond | ₹397.86 Cr | 1.31% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹348.8 Cr | 1.15% |
| 11/06/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹348.71 Cr | 1.15% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹324.77 Cr | 1.07% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹299.56 Cr | 0.99% |
| Sharekhan Limited | Cash - Commercial Paper | ₹299.39 Cr | 0.99% |
| HDFC Securities Ltd | Cash - Commercial Paper | ₹299.36 Cr | 0.99% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹298.84 Cr | 0.99% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹249.87 Cr | 0.82% |
| Central Bank Of India | Cash - CD/Time Deposit | ₹249.23 Cr | 0.82% |
| Small Industries Development Bank of India | Cash - Commercial Paper | ₹249.15 Cr | 0.82% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹249.08 Cr | 0.82% |
| Indian Bank | Cash - CD/Time Deposit | ₹249.05 Cr | 0.82% |
| The Karur Vysya Bank Ltd. | Cash - CD/Time Deposit | ₹248.98 Cr | 0.82% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹248.96 Cr | 0.82% |
| Mangalore Refinery And Petrochemicals Limited | Cash - Commercial Paper | ₹248.71 Cr | 0.82% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹247.82 Cr | 0.82% |
| Indian Bank | Bond - Gov't Agency Debt | ₹247.13 Cr | 0.82% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹246.54 Cr | 0.81% |
| Union Bank of India | Bond - Corporate Bond | ₹246.18 Cr | 0.81% |
| Bajaj Housing Finance Ltd. | Cash - Commercial Paper | ₹246.13 Cr | 0.81% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹246.13 Cr | 0.81% |
| Canara Bank | Bond - Gov't Agency Debt | ₹245.78 Cr | 0.81% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹199.87 Cr | 0.66% |
| Canara Bank | Cash - CD/Time Deposit | ₹199.64 Cr | 0.66% |
| Export Import Bank Of India | Cash - Commercial Paper | ₹199.64 Cr | 0.66% |
| Igh Holdings Pvt Ltd | Cash - Commercial Paper | ₹199.24 Cr | 0.66% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹199.22 Cr | 0.66% |
| Nuvoco Vistas Corporation Limited | Cash - Commercial Paper | ₹199.08 Cr | 0.66% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹199.01 Cr | 0.66% |
| APL Apollo Tubes Ltd. | Cash - Commercial Paper | ₹198.93 Cr | 0.66% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹198.79 Cr | 0.66% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹198.25 Cr | 0.65% |
| Tata Projects Limited | Cash - Commercial Paper | ₹197.8 Cr | 0.65% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹196.56 Cr | 0.65% |
| Karur Vysya Bank Ltd. | Bond - Corporate Bond | ₹196.54 Cr | 0.65% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹174.74 Cr | 0.58% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹149.73 Cr | 0.49% |
| Julius Baer Capital India Pvt Ltd | Cash - Commercial Paper | ₹149.67 Cr | 0.49% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹149.28 Cr | 0.49% |
| DCB Bank Limited | Bond - Corporate Bond | ₹149.16 Cr | 0.49% |
| 25/06/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹149.15 Cr | 0.49% |
| Axis Securities Limited | Cash - Commercial Paper | ₹149.09 Cr | 0.49% |
| GIC Housing Finance Ltd. | Cash - Commercial Paper | ₹149.07 Cr | 0.49% |
| Bajaj Housing Finance Limited | Cash - Commercial Paper | ₹148.43 Cr | 0.49% |
| L&T Finance Ltd. | Cash - Commercial Paper | ₹148.1 Cr | 0.49% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹147.45 Cr | 0.49% |
| Titan Co Ltd. | Cash - Commercial Paper | ₹124.52 Cr | 0.41% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹124.31 Cr | 0.41% |
| Smfg India Credit Company Limited | Bond - Corporate Bond | ₹104.96 Cr | 0.35% |
| Tbill | Bond - Gov't/Treasury | ₹99.91 Cr | 0.33% |
| Tbill | Bond - Gov't/Treasury | ₹99.64 Cr | 0.33% |
| Sharekhan Limited | Cash - Commercial Paper | ₹99.61 Cr | 0.33% |
| THE Ramco Cements Limited | Cash - Commercial Paper | ₹99.61 Cr | 0.33% |
| Aditya Birla Money Ltd. | Cash - Commercial Paper | ₹99.6 Cr | 0.33% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹99.59 Cr | 0.33% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹99.52 Cr | 0.33% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹99.46 Cr | 0.33% |
| JK Cements Ltd | Cash - Commercial Paper | ₹99.43 Cr | 0.33% |
| Truhome Finance Ltd | Cash - Commercial Paper | ₹99.43 Cr | 0.33% |
| Nuvama Wealth Management Ltd. | Cash - Commercial Paper | ₹99.42 Cr | 0.33% |
| Cholamandalam Investment And Finance Company Limited | Cash - Commercial Paper | ₹99.4 Cr | 0.33% |
| Power Finance Corporation Limited | Cash - Commercial Paper | ₹99.33 Cr | 0.33% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹98.89 Cr | 0.33% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹98.15 Cr | 0.32% |
| Bajaj Finance Ltd. | Cash - Commercial Paper | ₹98.14 Cr | 0.32% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.95 Cr | 0.25% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹74.92 Cr | 0.25% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹74.66 Cr | 0.25% |
| Corporate Debt Market Devt Fund - A2 Units | Mutual Fund - Unspecified | ₹68.31 Cr | 0.23% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹49.85 Cr | 0.16% |
| Ceat Ltd | Cash - Commercial Paper | ₹49.82 Cr | 0.16% |
| Equitas Small Finance Bank Limited | Cash - CD/Time Deposit | ₹49.71 Cr | 0.16% |
| Nuvama Clearing Services Ltd. | Cash - Commercial Paper | ₹49.71 Cr | 0.16% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹49.69 Cr | 0.16% |
| Indusind Bank Ltd | Cash - CD/Time Deposit | ₹49.68 Cr | 0.16% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹49.67 Cr | 0.16% |
| Nuvama Clearing Services Ltd. | Cash - Commercial Paper | ₹49.67 Cr | 0.16% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹49.47 Cr | 0.16% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹49.37 Cr | 0.16% |
| Nxtra Data Limited | Cash - Commercial Paper | ₹39.81 Cr | 0.13% |
| Nuvama Wealth and Investment Ltd. | Cash - Commercial Paper | ₹24.89 Cr | 0.08% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.89 Cr | 0.08% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹10.27 Cr | 0.03% |
AAA
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹13,057.01 Cr | 43.08% |
| Cash - CD/Time Deposit | ₹6,223.48 Cr | 20.53% |
| Cash | ₹5,656.2 Cr | 18.66% |
| Bond - Corporate Bond | ₹2,809.38 Cr | 9.27% |
| Bond - Gov't/Treasury | ₹1,096.74 Cr | 3.62% |
| Bond - Short-term Government Bills | ₹896.69 Cr | 2.96% |
| Bond - Gov't Agency Debt | ₹492.91 Cr | 1.63% |
| Mutual Fund - Unspecified | ₹68.31 Cr | 0.23% |
| Cash - Repurchase Agreement | ₹10.27 Cr | 0.03% |
Standard Deviation
This fund
0.19%
Cat. avg.
0.33%
Lower the better
Sharpe Ratio
This fund
2.14
Cat. avg.
-0.70
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
7.79
Higher the better

Since July 2017
ISIN INF789F01PH1 | Expense Ratio 0.28% | Exit Load No Charges | Fund Size ₹31,184 Cr | Age 22 years 5 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark Nifty Liquid Index A-I TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹564.31 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹222.04 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹222.04 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹92.12 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹92.12 Cr | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹54.99 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹564.31 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8190.76 Cr | - |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹144.35 Cr | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹144.35 Cr | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.4% | - | ₹277.68 Cr | 5.1% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.2% | - | ₹816.78 Cr | 5.1% |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹105.15 Cr | 4.9% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹768.91 Cr | 5.1% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹130.17 Cr | 6.0% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹130.17 Cr | 5.9% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.4% | - | ₹103.88 Cr | 4.8% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk | 0.2% | - | ₹651.27 Cr | 5.0% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1650.06 Cr | 5.0% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13590.29 Cr | 6.2% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹15638.28 Cr | 6.2% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹54639.41 Cr | 6.2% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹54.64 Cr | 6.0% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹54.64 Cr | 6.2% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹75.93 Cr | 5.7% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹7085.78 Cr | 6.2% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17384.50 Cr | 6.2% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹277.54 Cr | 6.2% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹37902.76 Cr | 6.2% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8162.69 Cr | 6.1% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2835.05 Cr | 6.1% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15091.28 Cr | 6.3% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹16549.15 Cr | 6.2% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹42388.80 Cr | 6.2% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹567.80 Cr | 6.1% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹567.80 Cr | 6.0% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹1058.91 Cr | 6.1% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1058.91 Cr | 6.2% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹529.16 Cr | 5.6% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹13590.29 Cr | 6.1% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹51160.13 Cr | 6.2% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹5514.80 Cr | 6.0% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5514.80 Cr | 6.2% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹74571.12 Cr | 6.1% |
| UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹31183.92 Cr | 6.3% |

Total AUM
₹3,25,054 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Your principal amount will be at Low to Moderate Risk

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