Loading...
Union Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (19-Nov-25)
₹22.440.36%1D
Returns (Since Inception)
10.81%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,374 Cr
Expense Ratio
0.99%
ISIN
INF582M01DE9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
04 Jan 2018
About this fund
Union Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 7 years, 10 months and 16 days, having been launched on 04-Jan-18.
As of 19-Nov-25, it has a Net Asset Value (NAV) of ₹22.44, Assets Under Management (AUM) of 1373.97 Crores, and an expense ratio of 0.99%.
As of 19-Nov-25, it has a Net Asset Value (NAV) of ₹22.44, Assets Under Management (AUM) of 1373.97 Crores, and an expense ratio of 0.99%.
- Union Balanced Advantage Fund Direct Growth has given a CAGR return of 10.81% since inception.
- The fund's asset allocation comprises around 60.98% in equities, 20.96% in debts, and 18.04% in cash & cash equivalents.
- You can start investing in Union Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.14%
+7.37% (Cat Avg.)
3 Years
+11.82%
+12.65% (Cat Avg.)
5 Years
+10.98%
+12.34% (Cat Avg.)
Since Inception
+10.81%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2025
| Equity | ₹837.88 Cr | 60.98% |
| Debt | ₹287.94 Cr | 20.96% |
| Others | ₹247.91 Cr | 18.04% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹132.34 Cr | 9.63% |
| HDFC Bank Ltd | Equity | ₹74.99 Cr | 5.46% |
| Treps | Cash - Repurchase Agreement | ₹64.77 Cr | 4.71% |
| Reliance Industries Ltd | Equity | ₹53.6 Cr | 3.90% |
| Bharti Airtel Ltd | Equity | ₹48.14 Cr | 3.50% |
| ICICI Bank Ltd | Equity | ₹46.01 Cr | 3.35% |
| Larsen & Toubro Ltd | Equity | ₹30.31 Cr | 2.21% |
| Net Receivable / Payable | Cash | ₹30.25 Cr | 2.20% |
| Eternal Ltd | Equity | ₹30.09 Cr | 2.19% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹30.06 Cr | 2.19% |
| State Bank of India | Equity | ₹27.6 Cr | 2.01% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.62 Cr | 1.86% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.59 Cr | 1.86% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.48 Cr | 1.85% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.45 Cr | 1.85% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.21 Cr | 1.83% |
| Kotak Mahindra Bank Ltd | Equity | ₹25.06 Cr | 1.82% |
| Infosys Ltd | Equity | ₹24.02 Cr | 1.75% |
| Mahindra & Mahindra Ltd | Equity | ₹23.61 Cr | 1.72% |
| Hindustan Unilever Ltd | Equity | ₹23.25 Cr | 1.69% |
| Bajaj Finance Ltd | Equity | ₹21.57 Cr | 1.57% |
| TVS Motor Co Ltd | Equity | ₹20.79 Cr | 1.51% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.74 Cr | 1.51% |
| Future on Patanjali Foods Ltd | Equity - Future | ₹-19.1 Cr | 1.39% |
| Patanjali Foods Ltd | Equity | ₹18.98 Cr | 1.38% |
| Maruti Suzuki India Ltd | Equity | ₹18.92 Cr | 1.38% |
| Max Financial Services Ltd | Equity | ₹17.32 Cr | 1.26% |
| Gabriel India Ltd | Equity | ₹17 Cr | 1.24% |
| ITC Ltd | Equity | ₹16.69 Cr | 1.21% |
| Axis Bank Ltd | Equity | ₹16.3 Cr | 1.19% |
| UltraTech Cement Ltd | Equity | ₹15.83 Cr | 1.15% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.35 Cr | 1.12% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.33 Cr | 1.12% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.29 Cr | 1.11% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹15.24 Cr | 1.11% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹14.67 Cr | 1.07% |
| Future on Eternal Ltd | Equity - Future | ₹-13.73 Cr | 1.00% |
| Jio Financial Services Ltd | Equity | ₹13.7 Cr | 1.00% |
| Bharat Electronics Ltd | Equity | ₹13.23 Cr | 0.96% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹12.98 Cr | 0.94% |
| 91 Day Treasury Bills | Bond - Gov't/Treasury | ₹12.92 Cr | 0.94% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-11.72 Cr | 0.85% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹11.65 Cr | 0.85% |
| Shriram Finance Ltd | Equity | ₹11.61 Cr | 0.84% |
| Lupin Ltd | Equity | ₹11.35 Cr | 0.83% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-11.2 Cr | 0.81% |
| Tata Consultancy Services Ltd | Equity | ₹11.1 Cr | 0.81% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹11.07 Cr | 0.81% |
| Future on Titan Co Ltd | Equity - Future | ₹-10.55 Cr | 0.77% |
| Titan Co Ltd | Equity | ₹10.49 Cr | 0.76% |
| Rec Limited | Bond - Corporate Bond | ₹10.39 Cr | 0.76% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹10.25 Cr | 0.75% |
| Cummins India Ltd | Equity | ₹10.23 Cr | 0.74% |
| Dixon Technologies (India) Ltd | Equity | ₹10.22 Cr | 0.74% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.21 Cr | 0.74% |
| Jindal Steel Ltd | Equity | ₹10.13 Cr | 0.74% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.09 Cr | 0.73% |
| DOMS Industries Ltd | Equity | ₹9.72 Cr | 0.71% |
| Solar Industries India Ltd | Equity | ₹9.71 Cr | 0.71% |
| Karur Vysya Bank Ltd | Equity | ₹9.63 Cr | 0.70% |
| Coromandel International Ltd | Equity | ₹9.56 Cr | 0.70% |
| The Federal Bank Ltd | Equity | ₹9.46 Cr | 0.69% |
| Future on REC Ltd | Equity - Future | ₹-9.46 Cr | 0.69% |
| REC Ltd | Equity | ₹9.42 Cr | 0.69% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-8.71 Cr | 0.63% |
| Future on Max Financial Services Ltd | Equity - Future | ₹-8.69 Cr | 0.63% |
| Britannia Industries Ltd | Equity | ₹8.17 Cr | 0.59% |
| NTPC Ltd | Equity | ₹7.71 Cr | 0.56% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-7.68 Cr | 0.56% |
| Pidilite Industries Ltd | Equity | ₹7.4 Cr | 0.54% |
| Gokaldas Exports Ltd | Equity | ₹7.37 Cr | 0.54% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-7.28 Cr | 0.53% |
| Eicher Motors Ltd | Equity | ₹7.23 Cr | 0.53% |
| Mphasis Ltd | Equity | ₹7.23 Cr | 0.53% |
| Tata Capital Ltd | Equity | ₹7.03 Cr | 0.51% |
| Godrej Properties Ltd | Equity | ₹6.98 Cr | 0.51% |
| CG Power & Industrial Solutions Ltd | Equity | ₹6.96 Cr | 0.51% |
| Hindalco Industries Ltd | Equity | ₹6.94 Cr | 0.51% |
| Inventurus Knowledge Solutions Ltd | Equity | ₹6.75 Cr | 0.49% |
| HCL Technologies Ltd | Equity | ₹6.74 Cr | 0.49% |
| Ajanta Pharma Ltd | Equity | ₹6.63 Cr | 0.48% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-6.32 Cr | 0.46% |
| Grasim Industries Ltd | Equity | ₹6.29 Cr | 0.46% |
| Tata Steel Ltd | Equity | ₹6.23 Cr | 0.45% |
| JSW Energy Ltd | Equity | ₹5.92 Cr | 0.43% |
| Netweb Technologies India Ltd | Equity | ₹5.65 Cr | 0.41% |
| Tata Consumer Products Ltd | Equity | ₹5.64 Cr | 0.41% |
| Jubilant Foodworks Ltd | Equity | ₹5.62 Cr | 0.41% |
| Oil & Natural Gas Corp Ltd | Equity | ₹5.43 Cr | 0.40% |
| Indian Hotels Co Ltd | Equity | ₹5.19 Cr | 0.38% |
| Blue Star Ltd | Equity | ₹5.04 Cr | 0.37% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.97 Cr | 0.36% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.96 Cr | 0.36% |
| Coforge Ltd | Equity | ₹4.89 Cr | 0.36% |
| Canara Bank** | Cash - CD/Time Deposit | ₹4.89 Cr | 0.36% |
| Cipla Ltd | Equity | ₹4.88 Cr | 0.36% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.81 Cr | 0.35% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-4.37 Cr | 0.32% |
| Trent Ltd | Equity | ₹4.26 Cr | 0.31% |
| Aadhar Housing Finance Ltd | Equity | ₹4.08 Cr | 0.30% |
| Power Grid Corp Of India Ltd | Equity | ₹3.88 Cr | 0.28% |
| Persistent Systems Ltd | Equity | ₹3.84 Cr | 0.28% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-3.81 Cr | 0.28% |
| Adani Enterprises Ltd | Equity | ₹3.8 Cr | 0.28% |
| Techno Electric & Engineering Co Ltd | Equity | ₹3.61 Cr | 0.26% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-3.18 Cr | 0.23% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-2.66 Cr | 0.19% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹2.65 Cr | 0.19% |
| Future on Coforge Ltd | Equity - Future | ₹-2.42 Cr | 0.18% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-1.46 Cr | 0.11% |
| Tech Mahindra Ltd | Equity | ₹1.45 Cr | 0.11% |
| Urban Co Ltd | Equity | ₹1.43 Cr | 0.10% |
| Digitide Solutions Ltd | Equity | ₹1.43 Cr | 0.10% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹1 Cr | 0.07% |
| Anthem Biosciences Ltd | Equity | ₹0.51 Cr | 0.04% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.24 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
47.61%
Mid Cap Stocks
7.03%
Small Cap Stocks
5.69%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹298.58 Cr | 21.73% |
| Consumer Cyclical | ₹153.21 Cr | 11.15% |
| Industrials | ₹97.15 Cr | 7.07% |
| Technology | ₹76.58 Cr | 5.57% |
| Consumer Defensive | ₹72.73 Cr | 5.29% |
| Basic Materials | ₹72.1 Cr | 5.25% |
| Healthcare | ₹64.41 Cr | 4.69% |
| Energy | ₹62.82 Cr | 4.57% |
| Communication Services | ₹48.14 Cr | 3.50% |
| Utilities | ₹17.52 Cr | 1.28% |
| Real Estate | ₹6.98 Cr | 0.51% |
Risk & Performance Ratios
Standard Deviation
This fund
6.63%
Cat. avg.
7.71%
Lower the better
Sharpe Ratio
This fund
0.74
Cat. avg.
0.77
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.29
Higher the better
Fund Managers
PA
Parijat Agrawal
Since January 2018
Vishal Thakker
Since October 2025
SB
Sanjay Bembalkar
Since January 2023
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 31st October 2025
ISIN INF582M01DE9 | Expense Ratio 0.99% | Exit Load 1.00% | Fund Size ₹1,374 Cr | Age 7 years 10 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Union Mutual Fund
Total AUM
₹24,382 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Balanced Advantage Fund Direct Growth?
The NAV of Union Balanced Advantage Fund Direct Growth, as of 19-Nov-2025, is ₹22.44.
What are the returns of Union Balanced Advantage Fund Direct Growth?
The fund has generated 9.14% over the last 1 year and 11.82% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 60.98% in equities, 20.96% in bonds, and 18.04% in cash and cash equivalents.
Who manages the Union Balanced Advantage Fund Direct Growth?
The fund managers responsible for Union Balanced Advantage Fund Direct Growth are:-
- Parijat Agrawal
- Vishal Thakker
- Sanjay Bembalkar
- Gaurav Chopra
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Union Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (19-Nov-25)
₹22.440.36%1D
Returns (Since Inception)
10.81%
Rated ★4.3+ on
Fund Overview
Fund Size
₹1,374 Cr
Expense Ratio
0.99%
ISIN
INF582M01DE9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
04 Jan 2018
Risk Level
Your principal amount will be at Very High Risk
About this fund
Union Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 7 years, 10 months and 16 days, having been launched on 04-Jan-18.
As of 19-Nov-25, it has a Net Asset Value (NAV) of ₹22.44, Assets Under Management (AUM) of 1373.97 Crores, and an expense ratio of 0.99%.
As of 19-Nov-25, it has a Net Asset Value (NAV) of ₹22.44, Assets Under Management (AUM) of 1373.97 Crores, and an expense ratio of 0.99%.
- Union Balanced Advantage Fund Direct Growth has given a CAGR return of 10.81% since inception.
- The fund's asset allocation comprises around 60.98% in equities, 20.96% in debts, and 18.04% in cash & cash equivalents.
- You can start investing in Union Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+9.14%
+7.37% (Cat Avg.)
3 Years
+11.82%
+12.65% (Cat Avg.)
5 Years
+10.98%
+12.34% (Cat Avg.)
Since Inception
+10.81%
— (Cat Avg.)
Portfolio Summaryas of 31st October 2025
| Equity | ₹837.88 Cr | 60.98% |
| Debt | ₹287.94 Cr | 20.96% |
| Others | ₹247.91 Cr | 18.04% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹132.34 Cr | 9.63% |
| HDFC Bank Ltd | Equity | ₹74.99 Cr | 5.46% |
| Treps | Cash - Repurchase Agreement | ₹64.77 Cr | 4.71% |
| Reliance Industries Ltd | Equity | ₹53.6 Cr | 3.90% |
| Bharti Airtel Ltd | Equity | ₹48.14 Cr | 3.50% |
| ICICI Bank Ltd | Equity | ₹46.01 Cr | 3.35% |
| Larsen & Toubro Ltd | Equity | ₹30.31 Cr | 2.21% |
| Net Receivable / Payable | Cash | ₹30.25 Cr | 2.20% |
| Eternal Ltd | Equity | ₹30.09 Cr | 2.19% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹30.06 Cr | 2.19% |
| State Bank of India | Equity | ₹27.6 Cr | 2.01% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.62 Cr | 1.86% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.59 Cr | 1.86% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25.48 Cr | 1.85% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.45 Cr | 1.85% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.21 Cr | 1.83% |
| Kotak Mahindra Bank Ltd | Equity | ₹25.06 Cr | 1.82% |
| Infosys Ltd | Equity | ₹24.02 Cr | 1.75% |
| Mahindra & Mahindra Ltd | Equity | ₹23.61 Cr | 1.72% |
| Hindustan Unilever Ltd | Equity | ₹23.25 Cr | 1.69% |
| Bajaj Finance Ltd | Equity | ₹21.57 Cr | 1.57% |
| TVS Motor Co Ltd | Equity | ₹20.79 Cr | 1.51% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.74 Cr | 1.51% |
| Future on Patanjali Foods Ltd | Equity - Future | ₹-19.1 Cr | 1.39% |
| Patanjali Foods Ltd | Equity | ₹18.98 Cr | 1.38% |
| Maruti Suzuki India Ltd | Equity | ₹18.92 Cr | 1.38% |
| Max Financial Services Ltd | Equity | ₹17.32 Cr | 1.26% |
| Gabriel India Ltd | Equity | ₹17 Cr | 1.24% |
| ITC Ltd | Equity | ₹16.69 Cr | 1.21% |
| Axis Bank Ltd | Equity | ₹16.3 Cr | 1.19% |
| UltraTech Cement Ltd | Equity | ₹15.83 Cr | 1.15% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.35 Cr | 1.12% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.33 Cr | 1.12% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.29 Cr | 1.11% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹15.24 Cr | 1.11% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹14.67 Cr | 1.07% |
| Future on Eternal Ltd | Equity - Future | ₹-13.73 Cr | 1.00% |
| Jio Financial Services Ltd | Equity | ₹13.7 Cr | 1.00% |
| Bharat Electronics Ltd | Equity | ₹13.23 Cr | 0.96% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹12.98 Cr | 0.94% |
| 91 Day Treasury Bills | Bond - Gov't/Treasury | ₹12.92 Cr | 0.94% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-11.72 Cr | 0.85% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹11.65 Cr | 0.85% |
| Shriram Finance Ltd | Equity | ₹11.61 Cr | 0.84% |
| Lupin Ltd | Equity | ₹11.35 Cr | 0.83% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-11.2 Cr | 0.81% |
| Tata Consultancy Services Ltd | Equity | ₹11.1 Cr | 0.81% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹11.07 Cr | 0.81% |
| Future on Titan Co Ltd | Equity - Future | ₹-10.55 Cr | 0.77% |
| Titan Co Ltd | Equity | ₹10.49 Cr | 0.76% |
| Rec Limited | Bond - Corporate Bond | ₹10.39 Cr | 0.76% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹10.25 Cr | 0.75% |
| Cummins India Ltd | Equity | ₹10.23 Cr | 0.74% |
| Dixon Technologies (India) Ltd | Equity | ₹10.22 Cr | 0.74% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.21 Cr | 0.74% |
| Jindal Steel Ltd | Equity | ₹10.13 Cr | 0.74% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.09 Cr | 0.73% |
| DOMS Industries Ltd | Equity | ₹9.72 Cr | 0.71% |
| Solar Industries India Ltd | Equity | ₹9.71 Cr | 0.71% |
| Karur Vysya Bank Ltd | Equity | ₹9.63 Cr | 0.70% |
| Coromandel International Ltd | Equity | ₹9.56 Cr | 0.70% |
| The Federal Bank Ltd | Equity | ₹9.46 Cr | 0.69% |
| Future on REC Ltd | Equity - Future | ₹-9.46 Cr | 0.69% |
| REC Ltd | Equity | ₹9.42 Cr | 0.69% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-8.71 Cr | 0.63% |
| Future on Max Financial Services Ltd | Equity - Future | ₹-8.69 Cr | 0.63% |
| Britannia Industries Ltd | Equity | ₹8.17 Cr | 0.59% |
| NTPC Ltd | Equity | ₹7.71 Cr | 0.56% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-7.68 Cr | 0.56% |
| Pidilite Industries Ltd | Equity | ₹7.4 Cr | 0.54% |
| Gokaldas Exports Ltd | Equity | ₹7.37 Cr | 0.54% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-7.28 Cr | 0.53% |
| Eicher Motors Ltd | Equity | ₹7.23 Cr | 0.53% |
| Mphasis Ltd | Equity | ₹7.23 Cr | 0.53% |
| Tata Capital Ltd | Equity | ₹7.03 Cr | 0.51% |
| Godrej Properties Ltd | Equity | ₹6.98 Cr | 0.51% |
| CG Power & Industrial Solutions Ltd | Equity | ₹6.96 Cr | 0.51% |
| Hindalco Industries Ltd | Equity | ₹6.94 Cr | 0.51% |
| Inventurus Knowledge Solutions Ltd | Equity | ₹6.75 Cr | 0.49% |
| HCL Technologies Ltd | Equity | ₹6.74 Cr | 0.49% |
| Ajanta Pharma Ltd | Equity | ₹6.63 Cr | 0.48% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-6.32 Cr | 0.46% |
| Grasim Industries Ltd | Equity | ₹6.29 Cr | 0.46% |
| Tata Steel Ltd | Equity | ₹6.23 Cr | 0.45% |
| JSW Energy Ltd | Equity | ₹5.92 Cr | 0.43% |
| Netweb Technologies India Ltd | Equity | ₹5.65 Cr | 0.41% |
| Tata Consumer Products Ltd | Equity | ₹5.64 Cr | 0.41% |
| Jubilant Foodworks Ltd | Equity | ₹5.62 Cr | 0.41% |
| Oil & Natural Gas Corp Ltd | Equity | ₹5.43 Cr | 0.40% |
| Indian Hotels Co Ltd | Equity | ₹5.19 Cr | 0.38% |
| Blue Star Ltd | Equity | ₹5.04 Cr | 0.37% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.97 Cr | 0.36% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.96 Cr | 0.36% |
| Coforge Ltd | Equity | ₹4.89 Cr | 0.36% |
| Canara Bank** | Cash - CD/Time Deposit | ₹4.89 Cr | 0.36% |
| Cipla Ltd | Equity | ₹4.88 Cr | 0.36% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.81 Cr | 0.35% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-4.37 Cr | 0.32% |
| Trent Ltd | Equity | ₹4.26 Cr | 0.31% |
| Aadhar Housing Finance Ltd | Equity | ₹4.08 Cr | 0.30% |
| Power Grid Corp Of India Ltd | Equity | ₹3.88 Cr | 0.28% |
| Persistent Systems Ltd | Equity | ₹3.84 Cr | 0.28% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-3.81 Cr | 0.28% |
| Adani Enterprises Ltd | Equity | ₹3.8 Cr | 0.28% |
| Techno Electric & Engineering Co Ltd | Equity | ₹3.61 Cr | 0.26% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-3.18 Cr | 0.23% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-2.66 Cr | 0.19% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹2.65 Cr | 0.19% |
| Future on Coforge Ltd | Equity - Future | ₹-2.42 Cr | 0.18% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-1.46 Cr | 0.11% |
| Tech Mahindra Ltd | Equity | ₹1.45 Cr | 0.11% |
| Urban Co Ltd | Equity | ₹1.43 Cr | 0.10% |
| Digitide Solutions Ltd | Equity | ₹1.43 Cr | 0.10% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹1 Cr | 0.07% |
| Anthem Biosciences Ltd | Equity | ₹0.51 Cr | 0.04% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.24 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
47.61%
Mid Cap Stocks
7.03%
Small Cap Stocks
5.69%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹298.58 Cr | 21.73% |
| Consumer Cyclical | ₹153.21 Cr | 11.15% |
| Industrials | ₹97.15 Cr | 7.07% |
| Technology | ₹76.58 Cr | 5.57% |
| Consumer Defensive | ₹72.73 Cr | 5.29% |
| Basic Materials | ₹72.1 Cr | 5.25% |
| Healthcare | ₹64.41 Cr | 4.69% |
| Energy | ₹62.82 Cr | 4.57% |
| Communication Services | ₹48.14 Cr | 3.50% |
| Utilities | ₹17.52 Cr | 1.28% |
| Real Estate | ₹6.98 Cr | 0.51% |
Risk & Performance Ratios
Standard Deviation
This fund
6.63%
Cat. avg.
7.71%
Lower the better
Sharpe Ratio
This fund
0.74
Cat. avg.
0.77
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.29
Higher the better
Fund Managers
PA
Parijat Agrawal
Since January 2018
Vishal Thakker
Since October 2025
SB
Sanjay Bembalkar
Since January 2023
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 31st October 2025
ISIN INF582M01DE9 | Expense Ratio 0.99% | Exit Load 1.00% | Fund Size ₹1,374 Cr | Age 7 years 10 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Union Mutual Fund
Total AUM
₹24,382 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Balanced Advantage Fund Direct Growth?
The NAV of Union Balanced Advantage Fund Direct Growth, as of 19-Nov-2025, is ₹22.44.
What are the returns of Union Balanced Advantage Fund Direct Growth?
The fund has generated 9.14% over the last 1 year and 11.82% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 60.98% in equities, 20.96% in bonds, and 18.04% in cash and cash equivalents.
Who manages the Union Balanced Advantage Fund Direct Growth?
The fund managers responsible for Union Balanced Advantage Fund Direct Growth are:-
- Parijat Agrawal
- Vishal Thakker
- Sanjay Bembalkar
- Gaurav Chopra
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2025 Dezerv. All Rights Reserved
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Get your portfolio reviewed by experts
