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Union Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (12-Sep-25)
₹21.980.18%1D
Returns (Since Inception)
10.79%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,351 Cr
Expense Ratio
0.99%
ISIN
INF582M01DE9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
04 Jan 2018
About this fund
Union Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 7 years, 8 months and 11 days, having been launched on 04-Jan-18.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹21.98, Assets Under Management (AUM) of 1351.30 Crores, and an expense ratio of 0.99%.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹21.98, Assets Under Management (AUM) of 1351.30 Crores, and an expense ratio of 0.99%.
- Union Balanced Advantage Fund Direct Growth has given a CAGR return of 10.79% since inception.
- The fund's asset allocation comprises around 58.46% in equities, 18.47% in debts, and 23.05% in cash & cash equivalents.
- You can start investing in Union Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.24%
+0.87% (Cat Avg.)
3 Years
+11.21%
+11.93% (Cat Avg.)
5 Years
+12.15%
+13.18% (Cat Avg.)
Since Inception
+10.79%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2025
| Equity | ₹789.96 Cr | 58.46% |
| Debt | ₹249.58 Cr | 18.47% |
| Others | ₹311.52 Cr | 23.05% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹129.65 Cr | 9.59% |
| Cash Offset For Derivatives | Cash - General Offset | ₹110.72 Cr | 8.19% |
| HDFC Bank Ltd | Equity | ₹72.28 Cr | 5.35% |
| Reliance Industries Ltd | Equity | ₹53.28 Cr | 3.94% |
| ICICI Bank Ltd | Equity | ₹47.8 Cr | 3.54% |
| Bharti Airtel Ltd | Equity | ₹44.26 Cr | 3.27% |
| Net Receivable / Payable | Cash - Collateral | ₹43.58 Cr | 3.23% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹29.82 Cr | 2.21% |
| Eternal Ltd | Equity | ₹28.91 Cr | 2.14% |
| Infosys Ltd | Equity | ₹28.22 Cr | 2.09% |
| Larsen & Toubro Ltd | Equity | ₹27.08 Cr | 2.00% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.53 Cr | 1.89% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.51 Cr | 1.89% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.39 Cr | 1.88% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.19 Cr | 1.86% |
| Hindustan Unilever Ltd | Equity | ₹25.08 Cr | 1.86% |
| Treasury Bills | Bond - Gov't/Treasury | ₹21.9 Cr | 1.62% |
| Mahindra & Mahindra Ltd | Equity | ₹21.66 Cr | 1.60% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.66 Cr | 1.53% |
| State Bank of India | Equity | ₹19.78 Cr | 1.46% |
| TVS Motor Co Ltd | Equity | ₹19.42 Cr | 1.44% |
| Bajaj Finance Ltd | Equity | ₹18.16 Cr | 1.34% |
| Max Financial Services Ltd | Equity | ₹17.94 Cr | 1.33% |
| Maruti Suzuki India Ltd | Equity | ₹17.29 Cr | 1.28% |
| ITC Ltd | Equity | ₹16.27 Cr | 1.20% |
| Gabriel India Ltd | Equity | ₹15.38 Cr | 1.14% |
| Kotak Mahindra Bank Ltd | Equity | ₹15.33 Cr | 1.13% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.32 Cr | 1.13% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.26 Cr | 1.13% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.24 Cr | 1.13% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹15.18 Cr | 1.12% |
| Canara Bank** | Cash - CD/Time Deposit | ₹14.52 Cr | 1.07% |
| UltraTech Cement Ltd | Equity | ₹14.09 Cr | 1.04% |
| Jio Financial Services Ltd | Equity | ₹13.92 Cr | 1.03% |
| Axis Bank Ltd | Equity | ₹13.82 Cr | 1.02% |
| Future on Eternal Ltd | Equity - Future | ₹-13.55 Cr | 1.00% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹13.03 Cr | 0.96% |
| Bharat Electronics Ltd | Equity | ₹11.47 Cr | 0.85% |
| Oil & Natural Gas Corp Ltd | Equity | ₹11.23 Cr | 0.83% |
| Tata Consultancy Services Ltd | Equity | ₹11.2 Cr | 0.83% |
| Dixon Technologies (India) Ltd | Equity | ₹11.01 Cr | 0.81% |
| Lupin Ltd | Equity | ₹10.95 Cr | 0.81% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-10.59 Cr | 0.78% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹10.54 Cr | 0.78% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹10.44 Cr | 0.77% |
| Coromandel International Ltd | Equity | ₹10.39 Cr | 0.77% |
| Rec Limited | Bond - Corporate Bond | ₹10.33 Cr | 0.76% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹10.3 Cr | 0.76% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-10.29 Cr | 0.76% |
| Future on Titan Co Ltd | Equity - Future | ₹-10.21 Cr | 0.76% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.75% |
| Titan Co Ltd | Equity | ₹10.16 Cr | 0.75% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.06 Cr | 0.74% |
| Solar Industries India Ltd | Equity | ₹9.66 Cr | 0.71% |
| Cummins India Ltd | Equity | ₹9.01 Cr | 0.67% |
| Shriram Finance Ltd | Equity | ₹8.99 Cr | 0.67% |
| REC Ltd. | Bond - Corporate Bond | ₹-8.85 Cr | 0.65% |
| REC Ltd | Equity | ₹8.79 Cr | 0.65% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-8.35 Cr | 0.62% |
| Britannia Industries Ltd | Equity | ₹8.15 Cr | 0.60% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-7.98 Cr | 0.59% |
| Pidilite Industries Ltd | Equity | ₹7.82 Cr | 0.58% |
| DOMS Industries Ltd | Equity | ₹7.78 Cr | 0.58% |
| The Federal Bank Ltd | Equity | ₹7.67 Cr | 0.57% |
| NTPC Ltd | Equity | ₹7.5 Cr | 0.55% |
| Jindal Steel Ltd | Equity | ₹7.47 Cr | 0.55% |
| Mphasis Ltd | Equity | ₹7.29 Cr | 0.54% |
| Karur Vysya Bank Ltd | Equity | ₹6.81 Cr | 0.50% |
| Ajanta Pharma Ltd | Equity | ₹6.67 Cr | 0.49% |
| CG Power & Industrial Solutions Ltd | Equity | ₹6.56 Cr | 0.49% |
| HCL Technologies Ltd | Equity | ₹6.36 Cr | 0.47% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-6.32 Cr | 0.47% |
| Eicher Motors Ltd | Equity | ₹6.3 Cr | 0.47% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-6.24 Cr | 0.46% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-6.06 Cr | 0.45% |
| Grasim Industries Ltd | Equity | ₹6.04 Cr | 0.45% |
| Godrej Properties Ltd | Equity | ₹5.94 Cr | 0.44% |
| Gokaldas Exports Ltd | Equity | ₹5.91 Cr | 0.44% |
| Hindalco Industries Ltd | Equity | ₹5.76 Cr | 0.43% |
| Ethos Ltd | Equity | ₹5.75 Cr | 0.43% |
| Awfis Space Solutions Ltd | Equity | ₹5.67 Cr | 0.42% |
| JSW Energy Ltd | Equity | ₹5.49 Cr | 0.41% |
| Indian Hotels Co Ltd | Equity | ₹5.31 Cr | 0.39% |
| Tata Steel Ltd | Equity | ₹5.27 Cr | 0.39% |
| Cipla Ltd | Equity | ₹5.17 Cr | 0.38% |
| Tata Consumer Products Ltd | Equity | ₹5.16 Cr | 0.38% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.93 Cr | 0.37% |
| Blue Star Ltd | Equity | ₹4.9 Cr | 0.36% |
| Trent Ltd | Equity | ₹4.81 Cr | 0.36% |
| Coforge Ltd | Equity | ₹4.74 Cr | 0.35% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.59 Cr | 0.34% |
| Future on Infosys Ltd | Equity - Future | ₹-4.43 Cr | 0.33% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.32 Cr | 0.32% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-4.22 Cr | 0.31% |
| Techno Electric & Engineering Co Ltd | Equity | ₹4.14 Cr | 0.31% |
| Aadhar Housing Finance Ltd | Equity | ₹4.03 Cr | 0.30% |
| Power Grid Corp Of India Ltd | Equity | ₹3.71 Cr | 0.27% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-3.46 Cr | 0.26% |
| Persistent Systems Ltd | Equity | ₹3.44 Cr | 0.25% |
| Adani Enterprises Ltd | Equity | ₹3.43 Cr | 0.25% |
| LTIMindtree Ltd | Equity | ₹3.37 Cr | 0.25% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-3.2 Cr | 0.24% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-3.1 Cr | 0.23% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹3.1 Cr | 0.23% |
| Quess Corp Ltd | Equity | ₹2.41 Cr | 0.18% |
| Future on Coforge Ltd | Equity - Future | ₹-2.34 Cr | 0.17% |
| Inventurus Knowledge Solutions Ltd | Equity | ₹1.95 Cr | 0.14% |
| Digitide Solutions Ltd | Equity | ₹1.81 Cr | 0.13% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-1.52 Cr | 0.11% |
| Tech Mahindra Ltd | Equity | ₹1.51 Cr | 0.11% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹0.99 Cr | 0.07% |
| Anthem Biosciences Ltd | Equity | ₹0.58 Cr | 0.04% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.24 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
45.75%
Mid Cap Stocks
7.14%
Small Cap Stocks
5.53%
Allocation By Credit Quality (Debt)
AAA
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹259.64 Cr | 19.21% |
| Consumer Cyclical | ₹143.99 Cr | 10.66% |
| Industrials | ₹95.96 Cr | 7.10% |
| Technology | ₹77.15 Cr | 5.71% |
| Energy | ₹67.94 Cr | 5.03% |
| Basic Materials | ₹66.49 Cr | 4.92% |
| Healthcare | ₹59.1 Cr | 4.37% |
| Consumer Defensive | ₹54.66 Cr | 4.05% |
| Communication Services | ₹44.26 Cr | 3.27% |
| Utilities | ₹16.7 Cr | 1.24% |
| Real Estate | ₹5.94 Cr | 0.44% |
Risk & Performance Ratios
Standard Deviation
This fund
6.72%
Cat. avg.
7.87%
Lower the better
Sharpe Ratio
This fund
0.57
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.06
Higher the better
Fund Managers
PA
Parijat Agrawal
Since January 2018
SB
Sanjay Bembalkar
Since January 2023
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 31st August 2025
ISIN INF582M01DE9 | Expense Ratio 0.99% | Exit Load 1.00% | Fund Size ₹1,351 Cr | Age 7 years 8 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Union Mutual Fund
Total AUM
₹21,581 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Balanced Advantage Fund Direct Growth?
The NAV of Union Balanced Advantage Fund Direct Growth, as of 12-Sep-2025, is ₹21.98.
What are the returns of Union Balanced Advantage Fund Direct Growth?
The fund has generated 3.24% over the last 1 year and 11.21% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 58.46% in equities, 18.47% in bonds, and 23.05% in cash and cash equivalents.
Who manages the Union Balanced Advantage Fund Direct Growth?
The fund managers responsible for Union Balanced Advantage Fund Direct Growth are:-
- Parijat Agrawal
- Sanjay Bembalkar
- Gaurav Chopra
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Union Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (12-Sep-25)
₹21.980.18%1D
Returns (Since Inception)
10.79%
Rated ★4.3+ on
Fund Overview
Fund Size
₹1,351 Cr
Expense Ratio
0.99%
ISIN
INF582M01DE9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
04 Jan 2018
Risk Level
Your principal amount will be at Very High Risk
About this fund
Union Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 7 years, 8 months and 11 days, having been launched on 04-Jan-18.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹21.98, Assets Under Management (AUM) of 1351.30 Crores, and an expense ratio of 0.99%.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹21.98, Assets Under Management (AUM) of 1351.30 Crores, and an expense ratio of 0.99%.
- Union Balanced Advantage Fund Direct Growth has given a CAGR return of 10.79% since inception.
- The fund's asset allocation comprises around 58.46% in equities, 18.47% in debts, and 23.05% in cash & cash equivalents.
- You can start investing in Union Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.24%
+0.87% (Cat Avg.)
3 Years
+11.21%
+11.93% (Cat Avg.)
5 Years
+12.15%
+13.18% (Cat Avg.)
Since Inception
+10.79%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2025
| Equity | ₹789.96 Cr | 58.46% |
| Debt | ₹249.58 Cr | 18.47% |
| Others | ₹311.52 Cr | 23.05% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹129.65 Cr | 9.59% |
| Cash Offset For Derivatives | Cash - General Offset | ₹110.72 Cr | 8.19% |
| HDFC Bank Ltd | Equity | ₹72.28 Cr | 5.35% |
| Reliance Industries Ltd | Equity | ₹53.28 Cr | 3.94% |
| ICICI Bank Ltd | Equity | ₹47.8 Cr | 3.54% |
| Bharti Airtel Ltd | Equity | ₹44.26 Cr | 3.27% |
| Net Receivable / Payable | Cash - Collateral | ₹43.58 Cr | 3.23% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹29.82 Cr | 2.21% |
| Eternal Ltd | Equity | ₹28.91 Cr | 2.14% |
| Infosys Ltd | Equity | ₹28.22 Cr | 2.09% |
| Larsen & Toubro Ltd | Equity | ₹27.08 Cr | 2.00% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.53 Cr | 1.89% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.51 Cr | 1.89% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹25.39 Cr | 1.88% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹25.19 Cr | 1.86% |
| Hindustan Unilever Ltd | Equity | ₹25.08 Cr | 1.86% |
| Treasury Bills | Bond - Gov't/Treasury | ₹21.9 Cr | 1.62% |
| Mahindra & Mahindra Ltd | Equity | ₹21.66 Cr | 1.60% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.66 Cr | 1.53% |
| State Bank of India | Equity | ₹19.78 Cr | 1.46% |
| TVS Motor Co Ltd | Equity | ₹19.42 Cr | 1.44% |
| Bajaj Finance Ltd | Equity | ₹18.16 Cr | 1.34% |
| Max Financial Services Ltd | Equity | ₹17.94 Cr | 1.33% |
| Maruti Suzuki India Ltd | Equity | ₹17.29 Cr | 1.28% |
| ITC Ltd | Equity | ₹16.27 Cr | 1.20% |
| Gabriel India Ltd | Equity | ₹15.38 Cr | 1.14% |
| Kotak Mahindra Bank Ltd | Equity | ₹15.33 Cr | 1.13% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹15.32 Cr | 1.13% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.26 Cr | 1.13% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.24 Cr | 1.13% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹15.18 Cr | 1.12% |
| Canara Bank** | Cash - CD/Time Deposit | ₹14.52 Cr | 1.07% |
| UltraTech Cement Ltd | Equity | ₹14.09 Cr | 1.04% |
| Jio Financial Services Ltd | Equity | ₹13.92 Cr | 1.03% |
| Axis Bank Ltd | Equity | ₹13.82 Cr | 1.02% |
| Future on Eternal Ltd | Equity - Future | ₹-13.55 Cr | 1.00% |
| Krishna Institute of Medical Sciences Ltd | Equity | ₹13.03 Cr | 0.96% |
| Bharat Electronics Ltd | Equity | ₹11.47 Cr | 0.85% |
| Oil & Natural Gas Corp Ltd | Equity | ₹11.23 Cr | 0.83% |
| Tata Consultancy Services Ltd | Equity | ₹11.2 Cr | 0.83% |
| Dixon Technologies (India) Ltd | Equity | ₹11.01 Cr | 0.81% |
| Lupin Ltd | Equity | ₹10.95 Cr | 0.81% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-10.59 Cr | 0.78% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹10.54 Cr | 0.78% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹10.44 Cr | 0.77% |
| Coromandel International Ltd | Equity | ₹10.39 Cr | 0.77% |
| Rec Limited | Bond - Corporate Bond | ₹10.33 Cr | 0.76% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹10.3 Cr | 0.76% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-10.29 Cr | 0.76% |
| Future on Titan Co Ltd | Equity - Future | ₹-10.21 Cr | 0.76% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.75% |
| Titan Co Ltd | Equity | ₹10.16 Cr | 0.75% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.06 Cr | 0.74% |
| Solar Industries India Ltd | Equity | ₹9.66 Cr | 0.71% |
| Cummins India Ltd | Equity | ₹9.01 Cr | 0.67% |
| Shriram Finance Ltd | Equity | ₹8.99 Cr | 0.67% |
| REC Ltd. | Bond - Corporate Bond | ₹-8.85 Cr | 0.65% |
| REC Ltd | Equity | ₹8.79 Cr | 0.65% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-8.35 Cr | 0.62% |
| Britannia Industries Ltd | Equity | ₹8.15 Cr | 0.60% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-7.98 Cr | 0.59% |
| Pidilite Industries Ltd | Equity | ₹7.82 Cr | 0.58% |
| DOMS Industries Ltd | Equity | ₹7.78 Cr | 0.58% |
| The Federal Bank Ltd | Equity | ₹7.67 Cr | 0.57% |
| NTPC Ltd | Equity | ₹7.5 Cr | 0.55% |
| Jindal Steel Ltd | Equity | ₹7.47 Cr | 0.55% |
| Mphasis Ltd | Equity | ₹7.29 Cr | 0.54% |
| Karur Vysya Bank Ltd | Equity | ₹6.81 Cr | 0.50% |
| Ajanta Pharma Ltd | Equity | ₹6.67 Cr | 0.49% |
| CG Power & Industrial Solutions Ltd | Equity | ₹6.56 Cr | 0.49% |
| HCL Technologies Ltd | Equity | ₹6.36 Cr | 0.47% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-6.32 Cr | 0.47% |
| Eicher Motors Ltd | Equity | ₹6.3 Cr | 0.47% |
| Future on Oil & Natural Gas Corp Ltd | Equity - Future | ₹-6.24 Cr | 0.46% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-6.06 Cr | 0.45% |
| Grasim Industries Ltd | Equity | ₹6.04 Cr | 0.45% |
| Godrej Properties Ltd | Equity | ₹5.94 Cr | 0.44% |
| Gokaldas Exports Ltd | Equity | ₹5.91 Cr | 0.44% |
| Hindalco Industries Ltd | Equity | ₹5.76 Cr | 0.43% |
| Ethos Ltd | Equity | ₹5.75 Cr | 0.43% |
| Awfis Space Solutions Ltd | Equity | ₹5.67 Cr | 0.42% |
| JSW Energy Ltd | Equity | ₹5.49 Cr | 0.41% |
| Indian Hotels Co Ltd | Equity | ₹5.31 Cr | 0.39% |
| Tata Steel Ltd | Equity | ₹5.27 Cr | 0.39% |
| Cipla Ltd | Equity | ₹5.17 Cr | 0.38% |
| Tata Consumer Products Ltd | Equity | ₹5.16 Cr | 0.38% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹4.93 Cr | 0.37% |
| Blue Star Ltd | Equity | ₹4.9 Cr | 0.36% |
| Trent Ltd | Equity | ₹4.81 Cr | 0.36% |
| Coforge Ltd | Equity | ₹4.74 Cr | 0.35% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹4.59 Cr | 0.34% |
| Future on Infosys Ltd | Equity - Future | ₹-4.43 Cr | 0.33% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹4.32 Cr | 0.32% |
| Future on HDFC Bank Ltd | Equity - Future | ₹-4.22 Cr | 0.31% |
| Techno Electric & Engineering Co Ltd | Equity | ₹4.14 Cr | 0.31% |
| Aadhar Housing Finance Ltd | Equity | ₹4.03 Cr | 0.30% |
| Power Grid Corp Of India Ltd | Equity | ₹3.71 Cr | 0.27% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-3.46 Cr | 0.26% |
| Persistent Systems Ltd | Equity | ₹3.44 Cr | 0.25% |
| Adani Enterprises Ltd | Equity | ₹3.43 Cr | 0.25% |
| LTIMindtree Ltd | Equity | ₹3.37 Cr | 0.25% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-3.2 Cr | 0.24% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-3.1 Cr | 0.23% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹3.1 Cr | 0.23% |
| Quess Corp Ltd | Equity | ₹2.41 Cr | 0.18% |
| Future on Coforge Ltd | Equity - Future | ₹-2.34 Cr | 0.17% |
| Inventurus Knowledge Solutions Ltd | Equity | ₹1.95 Cr | 0.14% |
| Digitide Solutions Ltd | Equity | ₹1.81 Cr | 0.13% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-1.52 Cr | 0.11% |
| Tech Mahindra Ltd | Equity | ₹1.51 Cr | 0.11% |
| 364 DTB 04122025 | Bond - Gov't/Treasury | ₹0.99 Cr | 0.07% |
| Anthem Biosciences Ltd | Equity | ₹0.58 Cr | 0.04% |
| Tvs Motor Company Limited | Preferred Stock | ₹0.24 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
45.75%
Mid Cap Stocks
7.14%
Small Cap Stocks
5.53%
Allocation By Credit Quality (Debt)
AAA
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹259.64 Cr | 19.21% |
| Consumer Cyclical | ₹143.99 Cr | 10.66% |
| Industrials | ₹95.96 Cr | 7.10% |
| Technology | ₹77.15 Cr | 5.71% |
| Energy | ₹67.94 Cr | 5.03% |
| Basic Materials | ₹66.49 Cr | 4.92% |
| Healthcare | ₹59.1 Cr | 4.37% |
| Consumer Defensive | ₹54.66 Cr | 4.05% |
| Communication Services | ₹44.26 Cr | 3.27% |
| Utilities | ₹16.7 Cr | 1.24% |
| Real Estate | ₹5.94 Cr | 0.44% |
Risk & Performance Ratios
Standard Deviation
This fund
6.72%
Cat. avg.
7.87%
Lower the better
Sharpe Ratio
This fund
0.57
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.06
Higher the better
Fund Managers
PA
Parijat Agrawal
Since January 2018
SB
Sanjay Bembalkar
Since January 2023
Gaurav Chopra
Since November 2024
Additional Scheme Detailsas of 31st August 2025
ISIN INF582M01DE9 | Expense Ratio 0.99% | Exit Load 1.00% | Fund Size ₹1,351 Cr | Age 7 years 8 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Union Mutual Fund
Total AUM
₹21,581 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
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Still got questions?
We're here to help.
What is the current NAV of Union Balanced Advantage Fund Direct Growth?
The NAV of Union Balanced Advantage Fund Direct Growth, as of 12-Sep-2025, is ₹21.98.
What are the returns of Union Balanced Advantage Fund Direct Growth?
The fund has generated 3.24% over the last 1 year and 11.21% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 58.46% in equities, 18.47% in bonds, and 23.05% in cash and cash equivalents.
Who manages the Union Balanced Advantage Fund Direct Growth?
The fund managers responsible for Union Balanced Advantage Fund Direct Growth are:-
- Parijat Agrawal
- Sanjay Bembalkar
- Gaurav Chopra
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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