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Fund Overview

Fund Size

Fund Size

₹1,345 Cr

Expense Ratio

Expense Ratio

1.00%

ISIN

ISIN

INF582M01DE9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

04 Jan 2018

About this fund

Union Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 7 years, 9 months and 12 days, having been launched on 04-Jan-18.
As of 15-Oct-25, it has a Net Asset Value (NAV) of ₹22.17, Assets Under Management (AUM) of 1345.26 Crores, and an expense ratio of 1%.
  • Union Balanced Advantage Fund Direct Growth has given a CAGR return of 10.78% since inception.
  • The fund's asset allocation comprises around 48.87% in equities, 21.34% in debts, and 29.78% in cash & cash equivalents.
  • You can start investing in Union Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+4.18%

+1.28% (Cat Avg.)

3 Years

+12.19%

+12.89% (Cat Avg.)

5 Years

+11.95%

+12.77% (Cat Avg.)

Since Inception

+10.78%

(Cat Avg.)

Portfolio Summaryas of 30th September 2025

Equity657.37 Cr48.87%
Debt287.04 Cr21.34%
Others400.61 Cr29.78%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset270.56 Cr20.11%
Derivatives TotalEquity - Future-135.28 Cr10.06%
HDFC Bank LtdEquity72.24 Cr5.37%
TrepsCash - Repurchase Agreement64.88 Cr4.82%
Reliance Industries LtdEquity49.18 Cr3.66%
ICICI Bank LtdEquity46.1 Cr3.43%
Bharti Airtel LtdEquity44.01 Cr3.27%
Eternal LtdEquity30.82 Cr2.29%
6.92% Govt Stock 2039Bond - Gov't/Treasury30.11 Cr2.24%
Larsen & Toubro LtdEquity27.52 Cr2.05%
State Bank of IndiaEquity25.69 Cr1.91%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.54 Cr1.90%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.54 Cr1.90%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.4 Cr1.89%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.36 Cr1.88%
Power Grid Corporation Of India LimitedBond - Corporate Bond25.12 Cr1.87%
Kotak Mahindra Bank LtdEquity23.75 Cr1.77%
Hindustan Unilever LtdEquity23.71 Cr1.76%
Infosys LtdEquity23.36 Cr1.74%
Mahindra & Mahindra LtdEquity23.2 Cr1.72%
Net Receivable / PayableCash - Collateral22.72 Cr1.69%
Treasury BillsBond - Gov't/Treasury22 Cr1.64%
Indian Railway Finance Corporation LimitedBond - Corporate Bond20.67 Cr1.54%
Bajaj Finance LtdEquity20.66 Cr1.54%
TVS Motor Co LtdEquity20.38 Cr1.51%
Maruti Suzuki India LtdEquity18.73 Cr1.39%
Future on Patanjali Foods LtdEquity - Future-18.24 Cr1.36%
Patanjali Foods LtdEquity18.14 Cr1.35%
Max Financial Services LtdEquity17.65 Cr1.31%
UltraTech Cement LtdEquity16.19 Cr1.20%
ITC LtdEquity15.94 Cr1.19%
Gabriel India LtdEquity15.77 Cr1.17%
Power Grid Corporation Of India LimitedBond - Corporate Bond15.28 Cr1.14%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.25 Cr1.13%
Power Finance Corporation LimitedBond - Corporate Bond15.24 Cr1.13%
Small Industries Development Bank Of IndiaBond - Corporate Bond15.21 Cr1.13%
Axis Bank LtdEquity14.96 Cr1.11%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit14.59 Cr1.08%
Future on Eternal LtdEquity - Future-14.07 Cr1.05%
Jio Financial Services LtdEquity13.09 Cr0.97%
91 Day Treasury BillsBond - Gov't/Treasury12.86 Cr0.96%
Krishna Institute of Medical Sciences LtdEquity12.6 Cr0.94%
Bharat Electronics LtdEquity12.54 Cr0.93%
Oil & Natural Gas Corp LtdEquity11.51 Cr0.86%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-11.33 Cr0.84%
Adani Ports & Special Economic Zone LtdEquity11.27 Cr0.84%
Lupin LtdEquity11.05 Cr0.82%
Dixon Technologies (India) LtdEquity10.77 Cr0.80%
Tata Consultancy Services LtdEquity10.48 Cr0.78%
Sun Pharmaceuticals Industries LtdEquity10.44 Cr0.78%
Rec LimitedBond - Corporate Bond10.31 Cr0.77%
Future on Bharti Airtel LtdEquity - Future-10.24 Cr0.76%
Power Finance Corporation LimitedBond - Corporate Bond10.16 Cr0.76%
Coromandel International LtdEquity10.12 Cr0.75%
Jindal Steel LtdEquity10.1 Cr0.75%
Indian Railway Finance Corporation LimitedBond - Corporate Bond10.07 Cr0.75%
Max Healthcare Institute Ltd Ordinary SharesEquity9.95 Cr0.74%
Shriram Finance LtdEquity9.55 Cr0.71%
Future on Titan Co LtdEquity - Future-9.49 Cr0.71%
Titan Co LtdEquity9.43 Cr0.70%
Rec Ltd. 28-Oct-25Equity - Future-9.42 Cr0.70%
DOMS Industries LtdEquity9.4 Cr0.70%
REC LtdEquity9.37 Cr0.70%
Solar Industries India LtdEquity9.33 Cr0.69%
Cummins India LtdEquity9.24 Cr0.69%
Future on Max Financial Services LtdEquity - Future-8.87 Cr0.66%
Future on Mahindra & Mahindra LtdEquity - Future-8.56 Cr0.64%
Britannia Industries LtdEquity8.39 Cr0.62%
Karur Vysya Bank LtdEquity8.35 Cr0.62%
Future on Hindustan Unilever LtdEquity - Future-7.9 Cr0.59%
NTPC LtdEquity7.79 Cr0.58%
The Federal Bank LtdEquity7.72 Cr0.57%
Pidilite Industries LtdEquity7.52 Cr0.56%
Future on Eicher Motors LtdEquity - Future-7.29 Cr0.54%
Eicher Motors LtdEquity7.23 Cr0.54%
CG Power & Industrial Solutions LtdEquity7 Cr0.52%
Mphasis LtdEquity6.94 Cr0.52%
Ajanta Pharma LtdEquity6.47 Cr0.48%
Future on Oil & Natural Gas Corp LtdEquity - Future-6.45 Cr0.48%
Gokaldas Exports LtdEquity6.33 Cr0.47%
Hindalco Industries LtdEquity6.24 Cr0.46%
HCL Technologies LtdEquity6.06 Cr0.45%
Future on Grasim Industries LtdEquity - Future-6.03 Cr0.45%
Godrej Properties LtdEquity6 Cr0.45%
Grasim Industries LtdEquity6 Cr0.45%
JSW Energy LtdEquity5.96 Cr0.44%
Jubilant Foodworks LtdEquity5.8 Cr0.43%
Tata Steel LtdEquity5.75 Cr0.43%
Tata Consumer Products LtdEquity5.47 Cr0.41%
Netweb Technologies India LtdEquity5.11 Cr0.38%
Indian Hotels Co LtdEquity5.04 Cr0.37%
Hindustan Aeronautics Ltd Ordinary SharesEquity5.03 Cr0.37%
Power Finance Corporation LimitedBond - Corporate Bond4.93 Cr0.37%
Blue Star LtdEquity4.9 Cr0.36%
Cipla LtdEquity4.89 Cr0.36%
Canara Bank**Cash - CD/Time Deposit4.86 Cr0.36%
Nippon Life India Asset Management Ltd Ordinary SharesEquity4.78 Cr0.36%
Coforge LtdEquity4.38 Cr0.33%
Trent LtdEquity4.24 Cr0.32%
Future on HDFC Bank LtdEquity - Future-4.21 Cr0.31%
Aadhar Housing Finance LtdEquity4.09 Cr0.30%
Future on Adani Enterprises LtdEquity - Future-3.86 Cr0.29%
Adani Enterprises LtdEquity3.83 Cr0.28%
Power Grid Corp Of India LtdEquity3.78 Cr0.28%
Techno Electric & Engineering Co LtdEquity3.65 Cr0.27%
Persistent Systems LtdEquity3.13 Cr0.23%
Future on Tata Consultancy Services LtdEquity - Future-2.99 Cr0.22%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-2.74 Cr0.20%
Crompton Greaves Consumer Electricals LtdEquity2.73 Cr0.20%
Quess Corp LtdEquity2.29 Cr0.17%
Future on Coforge LtdEquity - Future-2.16 Cr0.16%
Inventurus Knowledge Solutions LtdEquity1.88 Cr0.14%
Urban Co LtdEquity1.52 Cr0.11%
Future on Tech Mahindra LtdEquity - Future-1.44 Cr0.11%
Digitide Solutions LtdEquity1.43 Cr0.11%
Tech Mahindra LtdEquity1.43 Cr0.11%
364 DTB 04122025Bond - Gov't/Treasury0.99 Cr0.07%
Anthem Biosciences LtdEquity0.54 Cr0.04%
Tvs Motor Company LimitedPreferred Stock0.24 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

47.31%

Mid Cap Stocks

6.89%

Small Cap Stocks

5.27%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services277.99 Cr20.66%
Consumer Cyclical149.7 Cr11.13%
Industrials94.27 Cr7.01%
Technology73.18 Cr5.44%
Consumer Defensive71.65 Cr5.33%
Basic Materials71.25 Cr5.30%
Energy64.52 Cr4.80%
Healthcare57.82 Cr4.30%
Communication Services44.01 Cr3.27%
Utilities17.53 Cr1.30%
Real Estate6 Cr0.45%

Risk & Performance Ratios

Standard Deviation

This fund

6.58%

Cat. avg.

7.70%

Lower the better

Sharpe Ratio

This fund

0.70

Cat. avg.

0.75

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.25

Higher the better

Fund Managers

PA

Parijat Agrawal

Since January 2018

Vishal Thakker

Vishal Thakker

Since October 2025

SB

Sanjay Bembalkar

Since January 2023

Gaurav Chopra

Gaurav Chopra

Since November 2024

Additional Scheme Detailsas of 30th September 2025

ISIN
INF582M01DE9
Expense Ratio
1.00%
Exit Load
1.00%
Fund Size
₹1,345 Cr
Age
7 years 9 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty 50 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Groww Multi Asset Allocation Fund Regular Growth

Low to Moderate Risk

-1.0%₹274.07 Cr-
Groww Multi Asset Allocation Fund Direct Growth

Low to Moderate Risk

-1.0%₹274.07 Cr-
Unifi Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.9%1.0%₹893.96 Cr-
Unifi Dynamic Asset Allocation Fund Regular Growth

Moderately High risk

1.5%1.0%₹893.96 Cr-
Canara Robeco Balanced Advantage Fund Regular Growth

Very High Risk

2.1%1.0%₹1394.67 Cr0.4%
Canara Robeco Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹1394.67 Cr1.8%
Helios Balanced Advantage Fund Direct Growth

Very High Risk

0.9%1.0%₹301.30 Cr4.9%
Helios Balanced Advantage Fund Regular Growth

Very High Risk

2.4%1.0%₹301.30 Cr3.3%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth

Moderate Risk

0.6%1.0%₹2605.81 Cr5.3%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.3%1.0%₹2605.81 Cr5.7%
Samco Dynamic Asset Allocation Fund Direct Growth

Very High Risk

0.9%1.0%₹328.40 Cr-6.7%
Samco Dynamic Asset Allocation Fund Regular Growth

Very High Risk

2.4%1.0%₹328.40 Cr-8.1%
Bajaj Finserv Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹1285.76 Cr2.2%
Bajaj Finserv Balanced Advantage Fund Regular Growth

Very High Risk

2.0%1.0%₹1285.76 Cr0.7%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.9%1.0%₹1555.56 Cr3.5%
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹103041.30 Cr3.2%
HDFC Balanced Advantage Fund Regular Growth

Very High Risk

1.3%1.0%₹103041.30 Cr2.6%
Edelweiss Balanced Advantage Fund Regular Growth

Very High Risk

1.7%1.0%₹12899.19 Cr1.3%
Sundaram Balanced Advantage Fund Direct Growth

High Risk

0.6%1.0%₹1678.45 Cr3.2%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%0.0%₹8370.71 Cr5.3%
Nippon India Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹9479.97 Cr5.3%
Invesco India Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%0.0%₹1050.08 Cr2.7%
Tata Balanced Advantage Fund Regular Growth

Very High Risk

1.7%0.0%₹9748.60 Cr1.6%
Tata Balanced Advantage Fund Direct Growth

Very High Risk

0.4%0.0%₹9748.60 Cr2.9%
DSP Dynamic Asset Allocation Fund Regular Growth

Moderately High risk

1.9%1.0%₹3532.22 Cr4.6%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3532.22 Cr5.9%
HSBC Balanced Advantage Fund Regular Growth

Moderately High risk

2.1%1.0%₹1555.56 Cr2.2%
LIC MF Balanced Advantage Fund Regular Growth

Very High Risk

2.3%1.0%₹804.01 Cr3.1%
LIC MF Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹804.01 Cr4.7%
ICICI Prudential Balanced Advantage Fund Regular Growth

High Risk

1.4%1.0%₹66750.51 Cr7.1%
ITI Balanced Advantage Fund Regular Growth

Moderately High risk

2.4%0.0%₹394.00 Cr1.3%
ITI Balanced Advantage Fund Direct Growth

Moderately High risk

0.6%0.0%₹394.00 Cr3.0%
Invesco India Balanced Advantage Fund Regular Growth

Moderately High risk

2.1%0.0%₹1050.08 Cr1.4%
Sundaram Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1678.45 Cr1.7%
Union Balanced Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1345.26 Cr3.0%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1345.26 Cr4.2%
Edelweiss Balanced Advantage Fund Direct Growth

Very High Risk

0.5%1.0%₹12899.19 Cr2.5%
Bank of India Balanced Advantage Fund Regular Growth

Very High Risk

2.3%1.0%₹141.38 Cr0.4%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹141.38 Cr1.6%
Kotak Balanced Advantage Fund Regular Growth

Very High Risk

1.7%1.0%₹17475.08 Cr3.2%
Kotak Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹17475.08 Cr4.3%
PGIM India Balanced Advantage Fund Regular Growth

Moderately High risk

2.2%0.0%₹938.46 Cr2.6%
PGIM India Balanced Advantage Fund Direct Growth

Moderately High risk

0.5%0.0%₹938.46 Cr4.5%
Axis Balanced Advantage Fund Regular Growth

Moderately High risk

1.9%1.0%₹3591.30 Cr2.7%
Axis Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%1.0%₹3591.30 Cr3.9%
ICICI Prudential Balanced Advantage Fund Direct Growth

High Risk

0.9%1.0%₹66750.51 Cr7.7%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹4361.97 Cr4.8%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth

Very High Risk

1.9%1.0%₹4361.97 Cr3.6%
NJ Balanced Advantage Fund Regular Growth

Very High Risk

1.9%1.0%₹3815.16 Cr-3.5%
NJ Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹3815.16 Cr-2.2%

About the AMC

Union Mutual Fund

Union Mutual Fund

Total AUM

₹24,653 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Diversified Equity All Cap Active FOF Direct Growth

Very High Risk

-1.0%₹196.36 Cr-
Union Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹671.22 Cr-
Union Income Plus Arbitrage Active FOF Direct Growth

Low to Moderate Risk

0.1%0.0%₹157.88 Cr-
Union Gold ETF Fund of Fund Direct Growth

High Risk

0.3%1.0%₹85.29 Cr-
Union Short Duration Fund Direct Growth

Low Risk

0.3%0.0%₹363.64 Cr-
Union Active Momentum Fund Direct Growth

Very High Risk

1.1%1.0%₹456.55 Cr-
Union Multi Asset Allocation Fund Direct Growth

Very High Risk

1.0%1.0%₹777.90 Cr15.4%
Union Business Cycle Fund Direct Growth

Very High Risk

1.0%1.0%₹559.57 Cr-1.7%
Union Children's Fund Direct Growth

Very High Risk

1.3%0.0%₹75.09 Cr2.5%
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹1068.20 Cr1.6%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Low Risk

-0.0%₹25.17 Cr7.0%
Union Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1567.96 Cr-4.3%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹654.43 Cr3.4%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹80.25 Cr8.2%
Union Value Discovery Fund Direct Growth

Very High Risk

1.3%1.0%₹340.45 Cr-0.3%
Union Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹1274.59 Cr0.2%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1345.26 Cr4.2%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.5%1.0%₹136.00 Cr3.7%
Union Arbitrage Fund Direct Growth

Low Risk

0.5%0.0%₹299.51 Cr6.8%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.4%0.0%₹895.16 Cr0.7%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.3%1.0%₹105.53 Cr5.7%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2338.33 Cr1.0%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹6149.93 Cr6.9%
Union Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹1550.58 Cr1.5%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹126.58 Cr5.3%
Union Largecap Fund Direct Growth

Very High Risk

1.6%1.0%₹461.46 Cr0.8%
Union Retirement Fund Direct Growth

Very High Risk

1.1%0.0%₹177.93 Cr1.6%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%1.0%₹552.66 Cr8.4%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹643.55 Cr6.1%
Union Focused Fund Direct Growth

Very High Risk

1.5%1.0%₹419.20 Cr0.5%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹242.36 Cr7.5%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹914.13 Cr1.6%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

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The NAV of Union Balanced Advantage Fund Direct Growth, as of 15-Oct-2025, is ₹22.17.
The fund has generated 4.18% over the last 1 year and 12.19% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 48.87% in equities, 21.34% in bonds, and 29.78% in cash and cash equivalents.
The fund managers responsible for Union Balanced Advantage Fund Direct Growth are:-
  1. Parijat Agrawal
  2. Vishal Thakker
  3. Sanjay Bembalkar
  4. Gaurav Chopra

Fund Overview

Fund Size

Fund Size

₹1,345 Cr

Expense Ratio

Expense Ratio

1.00%

ISIN

ISIN

INF582M01DE9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

04 Jan 2018

Risk Level

Your principal amount will be at Very High Risk

Very High Risk

About this fund

Union Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 7 years, 9 months and 12 days, having been launched on 04-Jan-18.
As of 15-Oct-25, it has a Net Asset Value (NAV) of ₹22.17, Assets Under Management (AUM) of 1345.26 Crores, and an expense ratio of 1%.
  • Union Balanced Advantage Fund Direct Growth has given a CAGR return of 10.78% since inception.
  • The fund's asset allocation comprises around 48.87% in equities, 21.34% in debts, and 29.78% in cash & cash equivalents.
  • You can start investing in Union Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+4.18%

+1.28% (Cat Avg.)

3 Years

+12.19%

+12.89% (Cat Avg.)

5 Years

+11.95%

+12.77% (Cat Avg.)

Since Inception

+10.78%

(Cat Avg.)

Portfolio Summaryas of 30th September 2025

Equity657.37 Cr48.87%
Debt287.04 Cr21.34%
Others400.61 Cr29.78%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Cash Offset For DerivativesCash - General Offset270.56 Cr20.11%
Derivatives TotalEquity - Future-135.28 Cr10.06%
HDFC Bank LtdEquity72.24 Cr5.37%
TrepsCash - Repurchase Agreement64.88 Cr4.82%
Reliance Industries LtdEquity49.18 Cr3.66%
ICICI Bank LtdEquity46.1 Cr3.43%
Bharti Airtel LtdEquity44.01 Cr3.27%
Eternal LtdEquity30.82 Cr2.29%
6.92% Govt Stock 2039Bond - Gov't/Treasury30.11 Cr2.24%
Larsen & Toubro LtdEquity27.52 Cr2.05%
State Bank of IndiaEquity25.69 Cr1.91%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.54 Cr1.90%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.54 Cr1.90%
Indian Railway Finance Corporation LimitedBond - Corporate Bond25.4 Cr1.89%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.36 Cr1.88%
Power Grid Corporation Of India LimitedBond - Corporate Bond25.12 Cr1.87%
Kotak Mahindra Bank LtdEquity23.75 Cr1.77%
Hindustan Unilever LtdEquity23.71 Cr1.76%
Infosys LtdEquity23.36 Cr1.74%
Mahindra & Mahindra LtdEquity23.2 Cr1.72%
Net Receivable / PayableCash - Collateral22.72 Cr1.69%
Treasury BillsBond - Gov't/Treasury22 Cr1.64%
Indian Railway Finance Corporation LimitedBond - Corporate Bond20.67 Cr1.54%
Bajaj Finance LtdEquity20.66 Cr1.54%
TVS Motor Co LtdEquity20.38 Cr1.51%
Maruti Suzuki India LtdEquity18.73 Cr1.39%
Future on Patanjali Foods LtdEquity - Future-18.24 Cr1.36%
Patanjali Foods LtdEquity18.14 Cr1.35%
Max Financial Services LtdEquity17.65 Cr1.31%
UltraTech Cement LtdEquity16.19 Cr1.20%
ITC LtdEquity15.94 Cr1.19%
Gabriel India LtdEquity15.77 Cr1.17%
Power Grid Corporation Of India LimitedBond - Corporate Bond15.28 Cr1.14%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond15.25 Cr1.13%
Power Finance Corporation LimitedBond - Corporate Bond15.24 Cr1.13%
Small Industries Development Bank Of IndiaBond - Corporate Bond15.21 Cr1.13%
Axis Bank LtdEquity14.96 Cr1.11%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit14.59 Cr1.08%
Future on Eternal LtdEquity - Future-14.07 Cr1.05%
Jio Financial Services LtdEquity13.09 Cr0.97%
91 Day Treasury BillsBond - Gov't/Treasury12.86 Cr0.96%
Krishna Institute of Medical Sciences LtdEquity12.6 Cr0.94%
Bharat Electronics LtdEquity12.54 Cr0.93%
Oil & Natural Gas Corp LtdEquity11.51 Cr0.86%
Future on Adani Ports & Special Economic Zone LtdEquity - Future-11.33 Cr0.84%
Adani Ports & Special Economic Zone LtdEquity11.27 Cr0.84%
Lupin LtdEquity11.05 Cr0.82%
Dixon Technologies (India) LtdEquity10.77 Cr0.80%
Tata Consultancy Services LtdEquity10.48 Cr0.78%
Sun Pharmaceuticals Industries LtdEquity10.44 Cr0.78%
Rec LimitedBond - Corporate Bond10.31 Cr0.77%
Future on Bharti Airtel LtdEquity - Future-10.24 Cr0.76%
Power Finance Corporation LimitedBond - Corporate Bond10.16 Cr0.76%
Coromandel International LtdEquity10.12 Cr0.75%
Jindal Steel LtdEquity10.1 Cr0.75%
Indian Railway Finance Corporation LimitedBond - Corporate Bond10.07 Cr0.75%
Max Healthcare Institute Ltd Ordinary SharesEquity9.95 Cr0.74%
Shriram Finance LtdEquity9.55 Cr0.71%
Future on Titan Co LtdEquity - Future-9.49 Cr0.71%
Titan Co LtdEquity9.43 Cr0.70%
Rec Ltd. 28-Oct-25Equity - Future-9.42 Cr0.70%
DOMS Industries LtdEquity9.4 Cr0.70%
REC LtdEquity9.37 Cr0.70%
Solar Industries India LtdEquity9.33 Cr0.69%
Cummins India LtdEquity9.24 Cr0.69%
Future on Max Financial Services LtdEquity - Future-8.87 Cr0.66%
Future on Mahindra & Mahindra LtdEquity - Future-8.56 Cr0.64%
Britannia Industries LtdEquity8.39 Cr0.62%
Karur Vysya Bank LtdEquity8.35 Cr0.62%
Future on Hindustan Unilever LtdEquity - Future-7.9 Cr0.59%
NTPC LtdEquity7.79 Cr0.58%
The Federal Bank LtdEquity7.72 Cr0.57%
Pidilite Industries LtdEquity7.52 Cr0.56%
Future on Eicher Motors LtdEquity - Future-7.29 Cr0.54%
Eicher Motors LtdEquity7.23 Cr0.54%
CG Power & Industrial Solutions LtdEquity7 Cr0.52%
Mphasis LtdEquity6.94 Cr0.52%
Ajanta Pharma LtdEquity6.47 Cr0.48%
Future on Oil & Natural Gas Corp LtdEquity - Future-6.45 Cr0.48%
Gokaldas Exports LtdEquity6.33 Cr0.47%
Hindalco Industries LtdEquity6.24 Cr0.46%
HCL Technologies LtdEquity6.06 Cr0.45%
Future on Grasim Industries LtdEquity - Future-6.03 Cr0.45%
Godrej Properties LtdEquity6 Cr0.45%
Grasim Industries LtdEquity6 Cr0.45%
JSW Energy LtdEquity5.96 Cr0.44%
Jubilant Foodworks LtdEquity5.8 Cr0.43%
Tata Steel LtdEquity5.75 Cr0.43%
Tata Consumer Products LtdEquity5.47 Cr0.41%
Netweb Technologies India LtdEquity5.11 Cr0.38%
Indian Hotels Co LtdEquity5.04 Cr0.37%
Hindustan Aeronautics Ltd Ordinary SharesEquity5.03 Cr0.37%
Power Finance Corporation LimitedBond - Corporate Bond4.93 Cr0.37%
Blue Star LtdEquity4.9 Cr0.36%
Cipla LtdEquity4.89 Cr0.36%
Canara Bank**Cash - CD/Time Deposit4.86 Cr0.36%
Nippon Life India Asset Management Ltd Ordinary SharesEquity4.78 Cr0.36%
Coforge LtdEquity4.38 Cr0.33%
Trent LtdEquity4.24 Cr0.32%
Future on HDFC Bank LtdEquity - Future-4.21 Cr0.31%
Aadhar Housing Finance LtdEquity4.09 Cr0.30%
Future on Adani Enterprises LtdEquity - Future-3.86 Cr0.29%
Adani Enterprises LtdEquity3.83 Cr0.28%
Power Grid Corp Of India LtdEquity3.78 Cr0.28%
Techno Electric & Engineering Co LtdEquity3.65 Cr0.27%
Persistent Systems LtdEquity3.13 Cr0.23%
Future on Tata Consultancy Services LtdEquity - Future-2.99 Cr0.22%
Future on Crompton Greaves Consumer Electricals LtdEquity - Future-2.74 Cr0.20%
Crompton Greaves Consumer Electricals LtdEquity2.73 Cr0.20%
Quess Corp LtdEquity2.29 Cr0.17%
Future on Coforge LtdEquity - Future-2.16 Cr0.16%
Inventurus Knowledge Solutions LtdEquity1.88 Cr0.14%
Urban Co LtdEquity1.52 Cr0.11%
Future on Tech Mahindra LtdEquity - Future-1.44 Cr0.11%
Digitide Solutions LtdEquity1.43 Cr0.11%
Tech Mahindra LtdEquity1.43 Cr0.11%
364 DTB 04122025Bond - Gov't/Treasury0.99 Cr0.07%
Anthem Biosciences LtdEquity0.54 Cr0.04%
Tvs Motor Company LimitedPreferred Stock0.24 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

47.31%

Mid Cap Stocks

6.89%

Small Cap Stocks

5.27%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services277.99 Cr20.66%
Consumer Cyclical149.7 Cr11.13%
Industrials94.27 Cr7.01%
Technology73.18 Cr5.44%
Consumer Defensive71.65 Cr5.33%
Basic Materials71.25 Cr5.30%
Energy64.52 Cr4.80%
Healthcare57.82 Cr4.30%
Communication Services44.01 Cr3.27%
Utilities17.53 Cr1.30%
Real Estate6 Cr0.45%

Risk & Performance Ratios

Standard Deviation

This fund

6.58%

Cat. avg.

7.70%

Lower the better

Sharpe Ratio

This fund

0.70

Cat. avg.

0.75

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.25

Higher the better

Fund Managers

PA

Parijat Agrawal

Since January 2018

Vishal Thakker

Vishal Thakker

Since October 2025

SB

Sanjay Bembalkar

Since January 2023

Gaurav Chopra

Gaurav Chopra

Since November 2024

Additional Scheme Detailsas of 30th September 2025

ISIN
INF582M01DE9
Expense Ratio
1.00%
Exit Load
1.00%
Fund Size
₹1,345 Cr
Age
7 years 9 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty 50 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Groww Multi Asset Allocation Fund Regular Growth

Low to Moderate Risk

-1.0%₹274.07 Cr-
Groww Multi Asset Allocation Fund Direct Growth

Low to Moderate Risk

-1.0%₹274.07 Cr-
Unifi Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.9%1.0%₹893.96 Cr-
Unifi Dynamic Asset Allocation Fund Regular Growth

Moderately High risk

1.5%1.0%₹893.96 Cr-
Canara Robeco Balanced Advantage Fund Regular Growth

Very High Risk

2.1%1.0%₹1394.67 Cr0.4%
Canara Robeco Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹1394.67 Cr1.8%
Helios Balanced Advantage Fund Direct Growth

Very High Risk

0.9%1.0%₹301.30 Cr4.9%
Helios Balanced Advantage Fund Regular Growth

Very High Risk

2.4%1.0%₹301.30 Cr3.3%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth

Moderate Risk

0.6%1.0%₹2605.81 Cr5.3%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.3%1.0%₹2605.81 Cr5.7%
Samco Dynamic Asset Allocation Fund Direct Growth

Very High Risk

0.9%1.0%₹328.40 Cr-6.7%
Samco Dynamic Asset Allocation Fund Regular Growth

Very High Risk

2.4%1.0%₹328.40 Cr-8.1%
Bajaj Finserv Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹1285.76 Cr2.2%
Bajaj Finserv Balanced Advantage Fund Regular Growth

Very High Risk

2.0%1.0%₹1285.76 Cr0.7%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.9%1.0%₹1555.56 Cr3.5%
HDFC Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹103041.30 Cr3.2%
HDFC Balanced Advantage Fund Regular Growth

Very High Risk

1.3%1.0%₹103041.30 Cr2.6%
Edelweiss Balanced Advantage Fund Regular Growth

Very High Risk

1.7%1.0%₹12899.19 Cr1.3%
Sundaram Balanced Advantage Fund Direct Growth

High Risk

0.6%1.0%₹1678.45 Cr3.2%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%0.0%₹8370.71 Cr5.3%
Nippon India Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹9479.97 Cr5.3%
Invesco India Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%0.0%₹1050.08 Cr2.7%
Tata Balanced Advantage Fund Regular Growth

Very High Risk

1.7%0.0%₹9748.60 Cr1.6%
Tata Balanced Advantage Fund Direct Growth

Very High Risk

0.4%0.0%₹9748.60 Cr2.9%
DSP Dynamic Asset Allocation Fund Regular Growth

Moderately High risk

1.9%1.0%₹3532.22 Cr4.6%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3532.22 Cr5.9%
HSBC Balanced Advantage Fund Regular Growth

Moderately High risk

2.1%1.0%₹1555.56 Cr2.2%
LIC MF Balanced Advantage Fund Regular Growth

Very High Risk

2.3%1.0%₹804.01 Cr3.1%
LIC MF Balanced Advantage Fund Direct Growth

Very High Risk

0.8%1.0%₹804.01 Cr4.7%
ICICI Prudential Balanced Advantage Fund Regular Growth

High Risk

1.4%1.0%₹66750.51 Cr7.1%
ITI Balanced Advantage Fund Regular Growth

Moderately High risk

2.4%0.0%₹394.00 Cr1.3%
ITI Balanced Advantage Fund Direct Growth

Moderately High risk

0.6%0.0%₹394.00 Cr3.0%
Invesco India Balanced Advantage Fund Regular Growth

Moderately High risk

2.1%0.0%₹1050.08 Cr1.4%
Sundaram Balanced Advantage Fund Regular Growth

High Risk

2.1%1.0%₹1678.45 Cr1.7%
Union Balanced Advantage Fund Regular Growth

Very High Risk

2.2%1.0%₹1345.26 Cr3.0%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1345.26 Cr4.2%
Edelweiss Balanced Advantage Fund Direct Growth

Very High Risk

0.5%1.0%₹12899.19 Cr2.5%
Bank of India Balanced Advantage Fund Regular Growth

Very High Risk

2.3%1.0%₹141.38 Cr0.4%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹141.38 Cr1.6%
Kotak Balanced Advantage Fund Regular Growth

Very High Risk

1.7%1.0%₹17475.08 Cr3.2%
Kotak Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹17475.08 Cr4.3%
PGIM India Balanced Advantage Fund Regular Growth

Moderately High risk

2.2%0.0%₹938.46 Cr2.6%
PGIM India Balanced Advantage Fund Direct Growth

Moderately High risk

0.5%0.0%₹938.46 Cr4.5%
Axis Balanced Advantage Fund Regular Growth

Moderately High risk

1.9%1.0%₹3591.30 Cr2.7%
Axis Balanced Advantage Fund Direct Growth

Moderately High risk

0.7%1.0%₹3591.30 Cr3.9%
ICICI Prudential Balanced Advantage Fund Direct Growth

High Risk

0.9%1.0%₹66750.51 Cr7.7%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth

Very High Risk

0.7%1.0%₹4361.97 Cr4.8%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth

Very High Risk

1.9%1.0%₹4361.97 Cr3.6%
NJ Balanced Advantage Fund Regular Growth

Very High Risk

1.9%1.0%₹3815.16 Cr-3.5%
NJ Balanced Advantage Fund Direct Growth

Very High Risk

0.6%1.0%₹3815.16 Cr-2.2%

About the AMC

Union Mutual Fund

Union Mutual Fund

Total AUM

₹24,653 Cr

Address

Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013

Other Funds by Union Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Union Diversified Equity All Cap Active FOF Direct Growth

Very High Risk

-1.0%₹196.36 Cr-
Union Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹671.22 Cr-
Union Income Plus Arbitrage Active FOF Direct Growth

Low to Moderate Risk

0.1%0.0%₹157.88 Cr-
Union Gold ETF Fund of Fund Direct Growth

High Risk

0.3%1.0%₹85.29 Cr-
Union Short Duration Fund Direct Growth

Low Risk

0.3%0.0%₹363.64 Cr-
Union Active Momentum Fund Direct Growth

Very High Risk

1.1%1.0%₹456.55 Cr-
Union Multi Asset Allocation Fund Direct Growth

Very High Risk

1.0%1.0%₹777.90 Cr15.4%
Union Business Cycle Fund Direct Growth

Very High Risk

1.0%1.0%₹559.57 Cr-1.7%
Union Children's Fund Direct Growth

Very High Risk

1.3%0.0%₹75.09 Cr2.5%
Union Innovation & Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹1068.20 Cr1.6%
Union Fixed Maturity Plan 1114 Days Series 13 Direct Growth

Low Risk

-0.0%₹25.17 Cr7.0%
Union Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹1567.96 Cr-4.3%
Union Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹654.43 Cr3.4%
Union Medium Duration Fund Direct Growth

Moderate Risk

0.6%1.0%₹80.25 Cr8.2%
Union Value Discovery Fund Direct Growth

Very High Risk

1.3%1.0%₹340.45 Cr-0.3%
Union Multicap Fund Direct Growth

Very High Risk

0.9%1.0%₹1274.59 Cr0.2%
Union Balanced Advantage Fund Direct Growth

Very High Risk

1.0%1.0%₹1345.26 Cr4.2%
Union Equity Savings Fund Direct Growth

Moderate Risk

1.5%1.0%₹136.00 Cr3.7%
Union Arbitrage Fund Direct Growth

Low Risk

0.5%0.0%₹299.51 Cr6.8%
Union Tax Saver (ELSS) Fund Direct Growth

Very High Risk

1.4%0.0%₹895.16 Cr0.7%
Union Dynamic Bond Fund Direct Growth

Moderate Risk

1.3%1.0%₹105.53 Cr5.7%
Union Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹2338.33 Cr1.0%
Union Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹6149.93 Cr6.9%
Union Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹1550.58 Cr1.5%
Union Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹126.58 Cr5.3%
Union Largecap Fund Direct Growth

Very High Risk

1.6%1.0%₹461.46 Cr0.8%
Union Retirement Fund Direct Growth

Very High Risk

1.1%0.0%₹177.93 Cr1.6%
Union Corporate Bond Fund Direct Growth

Moderate Risk

0.4%1.0%₹552.66 Cr8.4%
Union Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹643.55 Cr6.1%
Union Focused Fund Direct Growth

Very High Risk

1.5%1.0%₹419.20 Cr0.5%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹242.36 Cr7.5%
Union Large & Midcap Fund Direct Growth

Very High Risk

0.9%1.0%₹914.13 Cr1.6%

Still got questions?
We're here to help.

The NAV of Union Balanced Advantage Fund Direct Growth, as of 15-Oct-2025, is ₹22.17.
The fund has generated 4.18% over the last 1 year and 12.19% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 48.87% in equities, 21.34% in bonds, and 29.78% in cash and cash equivalents.
The fund managers responsible for Union Balanced Advantage Fund Direct Growth are:-
  1. Parijat Agrawal
  2. Vishal Thakker
  3. Sanjay Bembalkar
  4. Gaurav Chopra
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