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Sundaram Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationModerately High risk
Direct
NAV (16-Jan-26)
₹42.130.15%1D
Returns (Since Inception)
10.43%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹1,737 Cr
Expense Ratio
0.59%
ISIN
INF173K01FI7
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
Sundaram Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Sundaram Mutual Fund. This fund has been in existence for 13 years and 18 days, having been launched on 01-Jan-13.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹42.13, Assets Under Management (AUM) of 1736.50 Crores, and an expense ratio of 0.59%.
As of 16-Jan-26, it has a Net Asset Value (NAV) of ₹42.13, Assets Under Management (AUM) of 1736.50 Crores, and an expense ratio of 0.59%.
- Sundaram Balanced Advantage Fund Direct Growth has given a CAGR return of 10.43% since inception.
- The fund's asset allocation comprises around 59.09% in equities, 21.24% in debts, and 19.66% in cash & cash equivalents.
- You can start investing in Sundaram Balanced Advantage Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.92%
+6.67% (Cat Avg.)
3 Years
+12.11%
+12.49% (Cat Avg.)
5 Years
+10.99%
+10.87% (Cat Avg.)
10 Years
+9.75%
+10.64% (Cat Avg.)
Since Inception
+10.43%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2025
| Equity | ₹1,026.11 Cr | 59.09% |
| Debt | ₹368.9 Cr | 21.24% |
| Others | ₹341.49 Cr | 19.67% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹231.1 Cr | 13.31% |
| HDFC Bank Ltd | Equity | ₹105.48 Cr | 6.07% |
| ICICI Bank Ltd | Equity | ₹97.67 Cr | 5.62% |
| Reliance Industries Ltd | Equity | ₹80.17 Cr | 4.62% |
| Bharti Airtel Ltd | Equity | ₹79.86 Cr | 4.60% |
| Treps | Cash - Repurchase Agreement | ₹72.4 Cr | 4.17% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹66.86 Cr | 3.85% |
| Kotak Mahindra Bank Ltd | Equity | ₹64.75 Cr | 3.73% |
| Embassy Office Parks REIT | Equity - REIT | ₹46.8 Cr | 2.69% |
| Larsen & Toubro Ltd | Equity | ₹43.75 Cr | 2.52% |
| Mahindra & Mahindra Ltd | Equity | ₹38.81 Cr | 2.24% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹33.71 Cr | 1.94% |
| 7.32% Govt Stock 2030 | Bond - Gov't/Treasury | ₹31.15 Cr | 1.79% |
| 7.38% Govt Stock 2027 | Bond - Gov't/Treasury | ₹30.71 Cr | 1.77% |
| Icici Bank Ltd Jan-2026 | Equity - Future | ₹-30.63 Cr | 1.76% |
| Bajaj Finance Ltd | Equity | ₹29.76 Cr | 1.71% |
| Bank Of Baroda Jan-2026 | Equity - Future | ₹-27.88 Cr | 1.61% |
| Bank of Baroda | Equity | ₹27.7 Cr | 1.59% |
| HCL Technologies Ltd | Equity | ₹27.31 Cr | 1.57% |
| Bharti Airtel Ltd Jan-2026 | Equity - Future | ₹-27.28 Cr | 1.57% |
| Rec Limited | Bond - Corporate Bond | ₹25.46 Cr | 1.47% |
| Sundaram Liquid Dir Gr | Mutual Fund - Open End | ₹25.01 Cr | 1.44% |
| Eternal Ltd ( Previously Named As Zomato Ltd ) Jan-2026 | Equity - Future | ₹-24.97 Cr | 1.44% |
| Eternal Ltd | Equity | ₹24.81 Cr | 1.43% |
| Kotak Mahindra Bank Ltd Jan-2026 | Equity - Future | ₹-24.48 Cr | 1.41% |
| Cholamandalam Investment and Finance Co Ltd | Equity | ₹23.84 Cr | 1.37% |
| Reliance Industries Ltd Jan-2026 | Equity - Future | ₹-23.2 Cr | 1.34% |
| Coromandel International Ltd | Equity | ₹22.09 Cr | 1.27% |
| State Bank of India | Equity | ₹21.4 Cr | 1.23% |
| Hindustan Unilever Ltd | Equity | ₹21.33 Cr | 1.23% |
| Bharat Electronics Ltd | Equity | ₹20.68 Cr | 1.19% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹20.5 Cr | 1.18% |
| 6.79% Govt Stock 2034 | Bond - Gov't/Treasury | ₹20.18 Cr | 1.16% |
| Bajaj Finserv Ltd Jan-2026 | Equity - Future | ₹-19.75 Cr | 1.14% |
| Bajaj Finserv Ltd | Equity | ₹19.69 Cr | 1.13% |
| Cummins India Ltd | Equity | ₹19.4 Cr | 1.12% |
| Jubilant Foodworks Ltd | Equity | ₹18.21 Cr | 1.05% |
| Infosys Ltd | Equity | ₹17.8 Cr | 1.03% |
| Power Finance Corp Ltd | Equity | ₹16.66 Cr | 0.96% |
| BSE Ltd | Equity | ₹16.31 Cr | 0.94% |
| PB Fintech Ltd | Equity | ₹15.98 Cr | 0.92% |
| InterGlobe Aviation Ltd | Equity | ₹15.72 Cr | 0.91% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹15.53 Cr | 0.89% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.22 Cr | 0.88% |
| Tata Consumer Products Ltd | Equity | ₹15.17 Cr | 0.87% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹15.05 Cr | 0.87% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹14.95 Cr | 0.86% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹14.9 Cr | 0.86% |
| UltraTech Cement Ltd | Equity | ₹14.77 Cr | 0.85% |
| TVS Motor Co Ltd | Equity | ₹14.6 Cr | 0.84% |
| Bharat Petroleum Corp Ltd | Equity | ₹14.55 Cr | 0.84% |
| Tata Consultancy Services Ltd Jan-2026 | Equity - Future | ₹-14.15 Cr | 0.81% |
| Hindustan Aeronautics Ltd Feb-2026 | Equity - Future | ₹-14.13 Cr | 0.81% |
| Tata Consultancy Services Ltd | Equity | ₹14.08 Cr | 0.81% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹14.02 Cr | 0.81% |
| Cash And Other Net Current Assets^ | Cash - Collateral | ₹13.9 Cr | 0.80% |
| Multi Commodity Exchange Of India Limited Jan-2026 | Equity - Future | ₹-13.15 Cr | 0.76% |
| Amber Enterprises India Ltd Ordinary Shares | Equity | ₹13.11 Cr | 0.75% |
| Multi Commodity Exchange of India Ltd | Equity | ₹13.08 Cr | 0.75% |
| Maruti Suzuki India Ltd | Equity | ₹13.06 Cr | 0.75% |
| Amara Raja Energy & Mobility Ltd | Equity | ₹13.06 Cr | 0.75% |
| Mankind Pharma Ltd | Equity | ₹12.08 Cr | 0.70% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹11.95 Cr | 0.69% |
| Bajaj Auto Ltd | Equity | ₹11.14 Cr | 0.64% |
| Home First Finance Co India Ltd --- | Equity | ₹11.03 Cr | 0.63% |
| JK Cement Ltd | Equity | ₹10.95 Cr | 0.63% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹10.8 Cr | 0.62% |
| CRISIL Ltd | Equity | ₹10.7 Cr | 0.62% |
| UNO Minda Ltd | Equity | ₹10.38 Cr | 0.60% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹10.36 Cr | 0.60% |
| 7.17% Govt Stock 2030 | Bond - Gov't/Treasury | ₹10.31 Cr | 0.59% |
| Tata Power Co Ltd | Equity | ₹10.22 Cr | 0.59% |
| Rec Limited | Bond - Corporate Bond | ₹10.03 Cr | 0.58% |
| Pnb Housing Finance Limited | Bond - Corporate Bond | ₹10 Cr | 0.58% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹9.85 Cr | 0.57% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹8.92 Cr | 0.51% |
| Pidilite Industries Ltd | Equity | ₹8.58 Cr | 0.49% |
| United Spirits Ltd | Equity | ₹8.35 Cr | 0.48% |
| Varun Beverages Ltd | Equity | ₹7.97 Cr | 0.46% |
| Prestige Estates Projects Ltd | Equity | ₹7.77 Cr | 0.45% |
| Canara Bank Jan-2026 | Equity - Future | ₹-7.33 Cr | 0.42% |
| Canara Bank | Equity | ₹7.32 Cr | 0.42% |
| Billionbrains Garage Ventures Ltd | Equity | ₹7.29 Cr | 0.42% |
| Indegene Ltd | Equity | ₹6.09 Cr | 0.35% |
| Coforge Ltd | Equity | ₹5.66 Cr | 0.33% |
| Trent Ltd | Equity | ₹5.58 Cr | 0.32% |
| Tech Mahindra Ltd | Equity | ₹5.52 Cr | 0.32% |
| SBI Life Insurance Co Ltd | Equity | ₹5.24 Cr | 0.30% |
| 6.22% Govt Stock 2028 | Bond - Gov't/Treasury | ₹5.04 Cr | 0.29% |
| 7.44% Tamil Nadu State Government Securities -20/03/2034 | Bond - Gov't/Treasury | ₹5.04 Cr | 0.29% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹4.97 Cr | 0.29% |
| Indian Hotels Co Ltd | Equity | ₹4.5 Cr | 0.26% |
| Indraprastha Gas Ltd | Equity | ₹4.41 Cr | 0.25% |
| Cipla Ltd | Equity | ₹4.16 Cr | 0.24% |
| Cipla Ltd Jan-2026 | Equity - Future | ₹-4.15 Cr | 0.24% |
| GAIL (India) Ltd | Equity | ₹3.84 Cr | 0.22% |
| Margin Money For Derivatives | Cash - Collateral | ₹-0.92 Cr | 0.05% |
| - Kwality Wall’S (India) Ltd | Equity | ₹0.36 Cr | 0.02% |
Allocation By Market Cap (Equity)
Large Cap Stocks
56.53%
Mid Cap Stocks
9.15%
Small Cap Stocks
3.33%
Allocation By Credit Quality (Debt)
AAA
AA
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹503.74 Cr | 29.01% |
| Consumer Cyclical | ₹154.2 Cr | 8.88% |
| Industrials | ₹126.63 Cr | 7.29% |
| Energy | ₹94.72 Cr | 5.45% |
| Communication Services | ₹79.86 Cr | 4.60% |
| Technology | ₹70.37 Cr | 4.05% |
| Basic Materials | ₹56.38 Cr | 3.25% |
| Consumer Defensive | ₹53.19 Cr | 3.06% |
| Healthcare | ₹33.12 Cr | 1.91% |
| Utilities | ₹18.47 Cr | 1.06% |
| Real Estate | ₹7.77 Cr | 0.45% |
Risk & Performance Ratios
Standard Deviation
This fund
7.32%
Cat. avg.
7.59%
Lower the better
Sharpe Ratio
This fund
0.73
Cat. avg.
0.81
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.38
Higher the better
Fund Managers
DS
Dwijendra Srivastava
Since January 2022
SB
S. Bharath
Since January 2022
CF
Clyton Fernandes
Since October 2024
Additional Scheme Detailsas of 31st December 2025
ISIN INF173K01FI7 | Expense Ratio 0.59% | Exit Load 1.00% | Fund Size ₹1,737 Cr | Age 13 years | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark Nifty Composite Debt Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Sundaram Mutual Fund
Total AUM
₹77,345 Cr
Address
Sundaram Towers, Chennai, 600 014
Other Funds by Sundaram Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Sundaram Balanced Advantage Fund Direct Growth?
The NAV of Sundaram Balanced Advantage Fund Direct Growth, as of 16-Jan-2026, is ₹42.13.
What are the returns of Sundaram Balanced Advantage Fund Direct Growth?
The fund has generated 7.92% over the last 1 year and 12.11% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Sundaram Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 59.09% in equities, 21.24% in bonds, and 19.66% in cash and cash equivalents.
Who manages the Sundaram Balanced Advantage Fund Direct Growth?
The fund managers responsible for Sundaram Balanced Advantage Fund Direct Growth are:-
- Dwijendra Srivastava
- S. Bharath
- Clyton Fernandes
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
