Dezerv

Fund Overview

Fund Size

Fund Size

₹14,076 Cr

Expense Ratio

Expense Ratio

1.62%

ISIN

ISIN

INF740K01185

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

18 Jan 2007

About this fund

DSP Tax Saver Fund Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 17 years, 3 months and 5 days, having been launched on 18-Jan-07.
As of 22-Apr-24, it has a Net Asset Value (NAV) of ₹115.95, Assets Under Management (AUM) of 14075.55 Crores, and an expense ratio of 1.62%.
  • DSP Tax Saver Fund Regular Growth has given a CAGR return of 15.26% since inception.
  • The fund's asset allocation comprises around 97.43% in equities, 0.00% in debts, and 2.57% in cash & cash equivalents.
  • You can start investing in DSP Tax Saver Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+42.73%

+37.45%(Cat. Avg.)

3 Years

+21.47%

+20.06%(Cat. Avg.)

5 Years

+19.37%

+16.93%(Cat. Avg.)

10 Years

+18.10%

+16.17%(Cat. Avg.)

Since Inception

+15.26%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Equity13,713.39 Cr97.43%
Others362.17 Cr2.57%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity1,186.11 Cr8.43%
HDFC Bank LtdEquity1,047.43 Cr7.44%
State Bank of IndiaEquity659.37 Cr4.68%
Axis Bank LtdEquity439.14 Cr3.12%
Mahindra & Mahindra LtdEquity403.02 Cr2.86%
Treps / Reverse Repo Investments / Corporate Debt RepoCash - Repurchase Agreement368.46 Cr2.62%
Infosys LtdEquity356.87 Cr2.54%
Power Finance Corp LtdEquity353.18 Cr2.51%
Indus Towers Ltd Ordinary SharesEquity340.26 Cr2.42%
HCL Technologies LtdEquity326.71 Cr2.32%
Tata Motors LtdEquity322.5 Cr2.29%
Sun Pharmaceuticals Industries LtdEquity295.79 Cr2.10%
Samvardhana Motherson International LtdEquity294.8 Cr2.09%
NTPC LtdEquity282.8 Cr2.01%
Hindustan Unilever LtdEquity271.4 Cr1.93%
Bajaj Finance LtdEquity269.77 Cr1.92%
Bharat Petroleum Corp LtdEquity264.92 Cr1.88%
Coforge LtdEquity263.77 Cr1.87%
Bharti Airtel LtdEquity225.87 Cr1.60%
Suven Pharmaceuticals LtdEquity216.2 Cr1.54%
Ipca Laboratories LtdEquity209.97 Cr1.49%
REC LtdEquity206.34 Cr1.47%
Hindalco Industries LtdEquity198.86 Cr1.41%
SBI Life Insurance Company LimitedEquity189.16 Cr1.34%
GAIL (India) LtdEquity188.64 Cr1.34%
ACC LtdEquity180.86 Cr1.28%
Bharat Electronics LtdEquity171.78 Cr1.22%
Tech Mahindra LtdEquity171.58 Cr1.22%
Emami LtdEquity165.72 Cr1.18%
Bharat Forge LtdEquity161.19 Cr1.15%
Hindustan Petroleum Corp LtdEquity160.5 Cr1.14%
Marico LtdEquity160.18 Cr1.14%
ITC LtdEquity159.31 Cr1.13%
Kotak Mahindra Bank LtdEquity154.76 Cr1.10%
Cipla LtdEquity153.88 Cr1.09%
SBI Cards and Payment Services Ltd Ordinary SharesEquity148.27 Cr1.05%
Oil India LtdEquity145.74 Cr1.04%
Vardhman Textiles LtdEquity142.86 Cr1.01%
Oil & Natural Gas Corp LtdEquity136.53 Cr0.97%
Gujarat Fluorochemicals Ltd Ordinary SharesEquity134.94 Cr0.96%
Container Corporation of India LtdEquity131.69 Cr0.94%
UltraTech Cement LtdEquity131.58 Cr0.93%
Ahluwalia Contracts (India) LtdEquity130.8 Cr0.93%
Max Financial Services LtdEquity128.92 Cr0.92%
Exide Industries LtdEquity128.48 Cr0.91%
Century Plyboards (India) LtdEquity125.95 Cr0.89%
Alembic Pharmaceuticals LtdEquity123.36 Cr0.88%
KEC International LtdEquity122.68 Cr0.87%
Whirlpool of India LtdEquity113.81 Cr0.81%
Shriram Finance LtdEquity109.23 Cr0.78%
Alkem Laboratories LtdEquity107.82 Cr0.77%
Jindal Steel & Power LtdEquity106.66 Cr0.76%
Gujarat State Petronet LtdEquity106.37 Cr0.76%
Coromandel International LtdEquity103.37 Cr0.73%
Godrej Industries LtdEquity100.24 Cr0.71%
AU Small Finance Bank LtdEquity94.4 Cr0.67%
Crompton Greaves Consumer Electricals LtdEquity89 Cr0.63%
G R Infraprojects LtdEquity81.37 Cr0.58%
IIFL Finance LtdEquity79.95 Cr0.57%
Finolex Cables LtdEquity67.54 Cr0.48%
KNR Constructions LtdEquity62.6 Cr0.44%
Polycab India LtdEquity60.06 Cr0.43%
GHCL LtdEquity58.45 Cr0.42%
Atul LtdEquity53.95 Cr0.38%
Pfizer LtdEquity47.03 Cr0.33%
Dalmia Bharat LtdEquity31.38 Cr0.22%
Schaeffler India LtdEquity31.25 Cr0.22%
Bharti Airtel Ltd (Partly Paid Rs.1.25)Equity24.48 Cr0.17%
Net Receivables/PayablesCash-6.3 Cr0.04%

Allocation By Market Cap (Equity)

Large Cap Stocks

62.11%

Mid Cap Stocks

23.72%

Small Cap Stocks

11.60%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services5,066.03 Cr35.99%
Consumer Cyclical1,686.89 Cr11.98%
Healthcare1,154.05 Cr8.20%
Basic Materials1,126.01 Cr8.00%
Technology1,118.94 Cr7.95%
Industrials928.76 Cr6.60%
Consumer Defensive756.61 Cr5.38%
Energy707.68 Cr5.03%
Communication Services590.62 Cr4.20%
Utilities577.81 Cr4.11%

Risk & Performance Ratios

Standard Deviation

This fund

12.81%

Cat. avg.

12.78%

Lower the better

Sharpe Ratio

This fund

1.07

Cat. avg.

1.01

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.93

Higher the better

Fund Managers

Rohit Singhania

Rohit Singhania

Since July 2015

Charanjit Singh

Charanjit Singh

Since May 2023

Additional Scheme Detailsas of 31st March 2024

ISININF740K01185Expense Ratio1.62%Exit LoadNo ChargesFund Size₹14,076 CrAge18 Jan 2007Lumpsum Minimum₹500Fund StatusOpen Ended Investment CompanyBenchmarkNifty 500 TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata India Tax Savings Fund Direct Growth

Very High Risk

0.7%0.0%₹4028.26 Cr36.2%
Tata India Tax Savings Fund Regular Growth

Very High Risk

1.8%0.0%₹4028.26 Cr34.7%
Axis Long Term Equity Fund Regular Growth

Very High Risk

1.5%0.0%₹35473.88 Cr35.4%
Parag Parikh Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹3174.82 Cr34.0%
Parag Parikh Tax Saver Fund Regular Growth

Very High Risk

1.8%0.0%₹3174.82 Cr32.5%
Shriram Long Term Equity Fund Direct Growth

Very High Risk

0.8%0.0%₹47.33 Cr41.2%
Shriram Long Term Equity Fund Regular Growth

Very High Risk

2.5%0.0%₹47.33 Cr38.9%
ITI Long Term Equity Fund Direct Growth

Very High Risk

0.5%0.0%₹301.77 Cr56.3%
ITI Long Term Equity Fund Regular Growth

Very High Risk

2.3%0.0%₹301.77 Cr53.5%
Sundaram Diversified Equity Regular Growth

Very High Risk

2.2%0.0%₹1595.49 Cr29.5%

About the AMC

Total AUM

₹1,51,093 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.7%1.0%₹809.68 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹62.05 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

1.0%0.0%₹556.07 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.7%0.0%₹21.21 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.2%1.0%₹1524.43 Cr-
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹46.72 Cr7.0%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹629.56 Cr6.8%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-6.8%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---7.1%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2389.44 Cr7.0%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.8%1.0%₹3076.09 Cr21.8%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2171.51 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹505.39 Cr27.9%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹468.29 Cr63.7%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹2352.32 Cr50.1%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹58.96 Cr11.2%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4239.82 Cr7.3%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹807.70 Cr35.0%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹2296.46 Cr6.7%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹358.29 Cr7.1%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹9977.36 Cr38.0%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹755.19 Cr7.7%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.8%1.0%₹8805.52 Cr29.8%
DSP Focus Fund Direct Growth

Very High Risk

1.1%1.0%₹2188.97 Cr41.9%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹194.26 Cr16.0%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹3363.58 Cr74.1%
DSP Liquidity Fund Direct Growth

Moderate Risk

0.1%0.0%₹10943.26 Cr7.3%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.6%0.0%₹172.28 Cr14.3%
DSP Small Cap Fund Direct Growth

Very High Risk

1.0%1.0%₹13038.55 Cr48.4%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹2377.38 Cr7.6%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2962.21 Cr7.0%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹15968.56 Cr43.3%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.1%0.0%₹990.34 Cr48.7%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹10812.48 Cr47.0%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹937.50 Cr8.5%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹4036.10 Cr7.5%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹14075.55 Cr44.1%
DSP World Agriculture Direct Growth

Very High Risk

1.7%0.0%₹16.96 Cr-11.4%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3550.89 Cr37.2%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹889.25 Cr20.2%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹137.46 Cr-4.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹797.41 Cr0.2%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹152.70 Cr-4.3%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.5%0.0%₹964.40 Cr16.1%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹3810.45 Cr8.3%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2618.47 Cr6.7%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹49.10 Cr6.8%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹81.37 Cr6.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of DSP Tax Saver Fund Regular Growth, as of 22-Apr-2024, is ₹115.95.
The fund has generated 42.73% over the last 1 year and 21.47% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 97.43% in equities, 0.00% in bonds, and 2.57% in cash and cash equivalents.
The fund managers responsible for DSP Tax Saver Fund Regular Growth are:-
  1. Rohit Singhania
  2. Charanjit Singh