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Fund Overview

Fund Size

Fund Size

₹3,416 Cr

Expense Ratio

Expense Ratio

0.37%

ISIN

ISIN

INF740K01NJ5

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

DSP Short Term Fund Direct Growth is a Short Duration mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 13 years, 9 months and 23 days, having been launched on 01-Jan-13.
As of 23-Oct-26, it has a Net Asset Value (NAV) of ₹53.80, Assets Under Management (AUM) of 3415.77 Crores, and an expense ratio of 0.37%.
  • DSP Short Term Fund Direct Growth has given a CAGR return of 7.60% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 81.73% in debts, and 18.27% in cash & cash equivalents.
  • You can start investing in DSP Short Term Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+3.99%

+3.79% (Cat Avg.)

3 Years

+7.00%

+6.78% (Cat Avg.)

5 Years

+6.14%

+6.13% (Cat Avg.)

10 Years

+6.81%

+5.99% (Cat Avg.)

Since Inception

+7.60%

— (Cat Avg.)

Portfolio Summaryas of 15th October 2026

Debt₹2,791.82 Cr81.73%
Others₹623.95 Cr18.27%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement₹637.94 Cr18.73%
6.75% Govt Stock 2033Bond - Gov't/Treasury₹156.01 Cr4.58%
Bharti Telecom LimitedBond - Corporate Bond₹138.9 Cr4.08%
INDIA UNIVERSAL TRUST AL1Bond - Asset Backed₹130.41 Cr3.83%
6.94% Govt Stock 2036Bond - Gov't/Treasury₹114.95 Cr3.38%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹99.46 Cr2.92%
Knowledge Realty TRustBond - Corporate Bond₹98.86 Cr2.90%
Indian BankBond - Gov't Agency Debt₹95.33 Cr2.80%
Net Receivables/PayablesCash₹-89.12 Cr2.62%
Muthoot Finance LimitedBond - Corporate Bond₹87.25 Cr2.56%
India Infrastructure Finance Company LimitedBond - Corporate Bond₹79.95 Cr2.35%
Indian Railway Finance Corporation LimitedBond - Corporate Bond₹77.77 Cr2.28%
Jamnagar Utilities & Power Private LimitedBond - Corporate Bond₹75.77 Cr2.22%
Tata Capital Housing Finance Limited**Bond - Corporate Bond₹74.89 Cr2.20%
Rec LimitedBond - Corporate Bond₹74.08 Cr2.18%
7.07% Gujarat Sgs 2032Bond - Gov't/Treasury₹73.61 Cr2.16%
Power Finance Corporation LimitedBond - Corporate Bond₹68.8 Cr2.02%
ICICI Home Finance Company LimitedBond - Corporate Bond₹53.16 Cr1.56%
Bajaj Finance LimitedBond - Corporate Bond₹53.06 Cr1.56%
LIC Housing Finance LtdBond - Corporate Bond₹52.68 Cr1.55%
Muthoot Finance LimitedBond - Corporate Bond₹51.57 Cr1.51%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond₹51.49 Cr1.51%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹51.22 Cr1.50%
7.02% Govt Stock 2031Bond - Gov't/Treasury₹50.78 Cr1.49%
7.83% Maharashtra Sdl 2030Bond - Gov't/Treasury₹50.62 Cr1.49%
Rec LimitedBond - Corporate Bond₹50.52 Cr1.48%
Export Import Bank Of IndiaBond - Corporate Bond₹50.51 Cr1.48%
Tata Capital Housing Finance LimitedBond - Corporate Bond₹50.5 Cr1.48%
Ultratech Cement LimitedBond - Corporate Bond₹50.09 Cr1.47%
7.12% Gujarat Sdl 2032Bond - Gov't/Treasury₹48.97 Cr1.44%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond₹40.25 Cr1.18%
LIC Housing Finance LtdBond - Corporate Bond₹39.84 Cr1.17%
Rural Electrification Corporation LimitedBond - Corporate Bond₹36.38 Cr1.07%
Muthoot Finance LimitedBond - Corporate Bond₹26.68 Cr0.78%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹26.47 Cr0.78%
LIC Housing Finance LtdBond - Corporate Bond₹26.42 Cr0.78%
LIC Housing Finance LtdBond - Corporate Bond₹26.17 Cr0.77%
Torrent Pharmaceuticals LtdBond - Corporate Bond₹25.99 Cr0.76%
Rec LimitedBond - Corporate Bond₹25.88 Cr0.76%
Bajaj Housing Finance LimitedBond - Corporate Bond₹25.87 Cr0.76%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond₹25.72 Cr0.76%
Power Finance Corporation LimitedBond - Corporate Bond₹25.38 Cr0.75%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹25.28 Cr0.74%
Power Finance Corporation LimitedBond - Corporate Bond₹25.23 Cr0.74%
Bajaj Finance LimitedBond - Corporate Bond₹25.17 Cr0.74%
Power Finance Corporation LimitedBond - Corporate Bond₹25.09 Cr0.74%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹25.05 Cr0.74%
Jio Credit LimitedBond - Corporate Bond₹24.71 Cr0.73%
Rec LimitedBond - Corporate Bond₹24.69 Cr0.72%
Bajaj Finance LimitedBond - Corporate Bond₹24.65 Cr0.72%
Mindspace Business Parks ReitBond - Corporate Bond₹24.55 Cr0.72%
Export Import Bank Of IndiaCash - CD/Time Deposit₹24.51 Cr0.72%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit₹24.48 Cr0.72%
Canara BankCash - CD/Time Deposit₹24.3 Cr0.71%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt₹24.27 Cr0.71%
Canara BankBond - Gov't Agency Debt₹23.77 Cr0.70%
Torrent Pharmaceuticals LtdBond - Corporate Bond₹19.79 Cr0.58%
SBI Funds Management Private LtdBond - Corporate Bond₹11.43 Cr0.34%
Bharti Telecom LimitedBond - Corporate Bond₹7.72 Cr0.23%
Rec LimitedBond - Corporate Bond₹5.06 Cr0.15%
Power Finance Corporation LimitedBond - Corporate Bond₹4.85 Cr0.14%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond₹2,014.88 Cr59.16%
Cash - Repurchase Agreement₹637.94 Cr18.73%
Bond - Gov't/Treasury₹494.94 Cr14.53%
Bond - Gov't Agency Debt₹143.37 Cr4.21%
Bond - Asset Backed₹130.41 Cr3.83%
Cash₹-89.12 Cr2.62%
Cash - CD/Time Deposit₹73.29 Cr2.15%

Risk & Performance Ratios

Standard Deviation

This fund

1.46%

Cat. avg.

1.58%

Lower the better

Sharpe Ratio

This fund

0.55

Cat. avg.

0.36

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.80

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since August 2024

SG

Shantanu Godambe

Since January 2025

Additional Scheme Detailsas of 15th October 2026

ISIN
INF740K01NJ5
Expense Ratio
0.37%
Exit Load
No Charges
Fund Size
₹3,416 Cr
Age
13 years 9 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
JioBlackRock Short Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹113.06 Cr-
Franklin India Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹230.67 Cr-
Franklin India Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹230.67 Cr-
JioBlackRock Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹113.06 Cr-
Union Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹110.78 Cr3.8%
Union Short Duration Fund Regular Growth

Moderate Risk

0.8%0.0%₹110.78 Cr3.4%
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3880.69 Cr4.1%
Groww Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹93.33 Cr4.8%
Groww Short Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹93.33 Cr4.0%
Invesco India Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹540.51 Cr3.8%
ICICI Prudential Short Term Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹18889.78 Cr4.8%
Sundaram Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹176.09 Cr4.6%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.4%0.0%₹8680.22 Cr5.4%
Nippon India Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹6363.76 Cr4.4%
Kotak Bond Fund Short Term Plan Direct Growth

Moderate Risk

0.4%0.0%₹14241.27 Cr4.3%
LIC MF Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹121.62 Cr4.5%
LIC MF Short Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹121.62 Cr3.6%
Canara Robeco Short Duration Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹276.14 Cr3.7%
SBI Short Term Debt Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹13242.64 Cr3.5%
Bank of India S/T Income Regular Growth

Moderate Risk

1.2%0.0%₹259.23 Cr3.6%
Baroda BNP Paribas Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹419.27 Cr3.8%
JM Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹79.24 Cr4.3%
JM Short Duration Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹79.24 Cr3.5%
Invesco India Short Term Fund Regular Growth

Moderate Risk

1.1%0.0%₹540.51 Cr3.1%
Axis Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹7424.52 Cr4.8%
UTI Short Term Income Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹1769.64 Cr4.1%
HDFC Short Term Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹14218.52 Cr4.2%
Aditya Birla Sun Life Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹5966.14 Cr4.5%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹259.23 Cr4.2%
Baroda BNP Paribas Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹419.27 Cr4.5%
SBI Short Term Debt Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹13242.64 Cr4.0%
Tata Short Term Bond Fund Direct Growth

Moderate Risk

0.4%0.0%₹2911.82 Cr4.1%
Canara Robeco Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹276.14 Cr4.4%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹3415.77 Cr4.0%
PGIM India Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹27.94 Cr6.7%
HSBC Short Duration Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹3880.69 Cr3.8%
UTI Short Term Income Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1769.64 Cr3.7%
TrustMF Short Term Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹65.66 Cr4.0%
TrustMF Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹65.66 Cr4.5%
Aditya Birla Sun Life Short Term Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹5966.14 Cr3.9%
Kotak Bond Fund Short Term Plan Regular Growth

Moderate Risk

1.1%0.0%₹14241.27 Cr3.5%
Sundaram Short Duration Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹176.09 Cr4.1%
DSP Short Term Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹3415.77 Cr3.4%
PGIM India Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹27.94 Cr6.1%
HDFC Short Term Debt Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹14218.52 Cr3.9%
Nippon India Short Term Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹6363.76 Cr3.8%
Mahindra Manulife Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹78.65 Cr4.7%
Mahindra Manulife Short Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹78.65 Cr3.7%
ICICI Prudential Short Term Fund Regular Growth

Low to Moderate Risk

1.1%0.0%₹18889.78 Cr4.2%
Mirae Asset Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹512.08 Cr3.7%

About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹2,53,738 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Financial Services Sectoral Debt Fund Direct Growth

Moderate Risk

0.5%0.0%₹684.64 Cr-
DSP Multi Asset Omni Fund of Funds Direct Growth

Very High Risk

0.9%0.0%₹865.56 Cr-
DSP Nifty 500 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹16.61 Cr-
DSP Fixed Maturity Plan Series 277 789 Days Direct Growth

High Risk

-0.0%--
DSP Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.5%0.0%₹17.51 Cr-
DSP Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹17.56 Cr-
DSP Nifty500 Flexicap Quality 30 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹197.87 Cr-14.4%
DSP Nifty IT Index Fund Direct Growth

Very High Risk

0.5%0.0%₹103.29 Cr-9.3%
DSP Nifty Healthcare Index Fund Direct Growth

Very High Risk

0.4%0.0%₹24.92 Cr2.9%
DSP Silver ETF Fund of Fund Direct Growth

Very High Risk

0.9%0.0%₹682.24 Cr30.3%
DSP Nifty Private Bank Index Fund Direct Growth

Very High Risk

0.5%0.0%₹106.11 Cr-6.5%
DSP BSE SENSEX Next 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹28.22 Cr-3.9%
DSP Business Cycle Fund Direct Growth

Very High Risk

1.2%0.0%₹1473.57 Cr-5.4%
DSP Nifty Top 10 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1044.46 Cr-15.2%
DSP Nifty Bank Index Fund Direct Growth

Very High Risk

0.3%0.0%₹61.38 Cr-6.2%
DSP US Treasury Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹52.10 Cr5.2%
DSP Nifty Healthcare ETF Regular Growth

Very High Risk

0.2%-₹14.94 Cr11.4%
DSP Multicap Fund Direct Growth

Low Risk

0.7%1.0%₹2878.27 Cr-7.1%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹301.68 Cr-13.2%
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.8%0.0%₹2034.26 Cr-1.7%
DSP Gold ETF Fund of Fund Direct Growth

High Risk

1.0%0.0%₹551.49 Cr14.5%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.6%1.0%₹10819.82 Cr4.3%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low Risk

-0.0%₹54.64 Cr5.8%
DSP FMP Series 267 - 1246 Days Direct Growth

Low Risk

-0.0%₹717.68 Cr4.9%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low Risk

-0.0%₹180.35 Cr4.9%
DSP FMP Series 268 - 1281 Days Direct Growth

Low Risk

--₹122.54 Cr5.7%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low Risk

0.3%0.0%₹2589.88 Cr2.8%
DSP Dynamic Asset Allocation Fund Direct Growth

Very High Risk

1.0%1.0%₹3703.78 Cr-0.6%
DSP Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3194.12 Cr5.3%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹1047.13 Cr-11.9%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹1349.90 Cr-4.5%
DSP Healthcare Fund Direct Growth

Very High Risk

0.8%0.0%₹3750.04 Cr10.3%
DSP Global Allocation Fund Direct Growth

Very High Risk

0.7%0.0%₹1620.62 Cr4.2%
DSP Quant Fund Direct Growth

Very High Risk

1.0%0.0%₹710.89 Cr-10.6%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4454.61 Cr5.4%
DSP Value Fund Direct Growth

Very High Risk

1.6%1.0%₹2224.54 Cr1.4%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1641.62 Cr4.7%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹248.75 Cr3.0%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹11719.54 Cr-7.7%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1082.59 Cr0.7%
DSP Equity & Bond Fund Direct Growth

High Risk

0.8%1.0%₹11311.98 Cr-7.9%
DSP Focus Fund Direct Growth

Very High Risk

1.1%1.0%₹2503.17 Cr-5.1%
DSP Credit Risk Fund Direct Growth

Moderate Risk

0.4%3.0%₹325.92 Cr10.3%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹6264.82 Cr3.6%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹24725.51 Cr6.5%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.6%0.0%₹175.30 Cr1.3%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹21467.11 Cr9.9%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4425.18 Cr6.4%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

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What is the current NAV of DSP Short Term Fund Direct Growth?

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The NAV of DSP Short Term Fund Direct Growth, as of 23-Oct-2026, is ₹53.80.
The fund has generated 3.99% over the last 1 year and 7.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 81.73% in bonds, and 18.27% in cash and cash equivalents.
The fund managers responsible for DSP Short Term Fund Direct Growth are:-
  1. Karan Mundhra
  2. Shantanu Godambe
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