Dezerv

Fund Overview

Fund Size

Fund Size

₹10,610 Cr

Expense Ratio

Expense Ratio

1.75%

ISIN

ISIN

INF740K01318

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

27 May 1999

About this fund

DSP Equity & Bond Fund Regular Growth is a Aggressive Allocation mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 25 years, 5 months and 9 days, having been launched on 27-May-99.
As of 04-Nov-24, it has a Net Asset Value (NAV) of ₹344.14, Assets Under Management (AUM) of 10610.03 Crores, and an expense ratio of 1.75%.
  • DSP Equity & Bond Fund Regular Growth has given a CAGR return of 14.92% since inception.
  • The fund's asset allocation comprises around 69.07% in equities, 27.47% in debts, and 3.46% in cash & cash equivalents.
  • You can start investing in DSP Equity & Bond Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+31.34%

+30.94% (Cat Avg.)

3 Years

+12.65%

+14.14% (Cat Avg.)

5 Years

+16.17%

+17.13% (Cat Avg.)

10 Years

+13.19%

+12.68% (Cat Avg.)

Since Inception

+14.92%

(Cat Avg.)

Portfolio Summaryas of 30th September 2024

Equity7,327.95 Cr69.07%
Debt2,914.78 Cr27.47%
Others367.3 Cr3.46%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity739.69 Cr6.97%
Bajaj Finance LtdEquity530.82 Cr5.00%
ICICI Bank LtdEquity484.9 Cr4.57%
07.09 Goi 05082054Bond - Gov't/Treasury418.69 Cr3.95%
Mahindra & Mahindra LtdEquity282.76 Cr2.67%
Axis Bank LtdEquity278.05 Cr2.62%
7.14% Madhya Pradesh SDL 2043Bond - Gov't/Treasury271.43 Cr2.56%
ITC LtdEquity236.01 Cr2.22%
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement230.43 Cr2.17%
SBI Life Insurance Co LtdEquity228.2 Cr2.15%
Samvardhana Motherson International LtdEquity226.08 Cr2.13%
Suven Pharmaceuticals LtdEquity210.58 Cr1.98%
Power Finance Corp LtdEquity200.6 Cr1.89%
Emami LtdEquity181.56 Cr1.71%
Hindustan Unilever LtdEquity175.02 Cr1.65%
Ganesha Ecosphere LtdEquity174.2 Cr1.64%
Kotak Mahindra Bank LtdEquity172.18 Cr1.62%
Infosys LtdEquity166.18 Cr1.57%
Cipla LtdEquity163.73 Cr1.54%
Century Plyboards (India) LtdEquity162.96 Cr1.54%
Indus Towers Ltd Ordinary SharesEquity158.87 Cr1.50%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond155.1 Cr1.46%
Avenue Supermarts LtdEquity151.16 Cr1.42%
Radico Khaitan LtdEquity141.9 Cr1.34%
7.34% Govt Stock 2064Bond - Gov't/Treasury136.06 Cr1.28%
AU Small Finance Bank LtdEquity129.51 Cr1.22%
Tech Mahindra LtdEquity122.36 Cr1.15%
APL Apollo Tubes LtdEquity120.52 Cr1.14%
Gujarat Fluorochemicals Ltd Ordinary SharesEquity119.12 Cr1.12%
Apar Industries LtdEquity118.04 Cr1.11%
UNO Minda LtdEquity115.76 Cr1.09%
REC LtdEquity115.56 Cr1.09%
HCL Technologies LtdEquity115.08 Cr1.08%
7.25% State Government Of Maharashtra 2044Bond - Gov't/Treasury107.52 Cr1.01%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond105.87 Cr1.00%
Prudent Corporate Advisory Services LtdEquity104.63 Cr0.99%
AIA Engineering LtdEquity103.55 Cr0.98%
Coforge LtdEquity101.91 Cr0.96%
Rainbow Childrens Medicare LtdEquity101 Cr0.95%
Ipca Laboratories LtdEquity100.31 Cr0.95%
Polycab India LtdEquity95.12 Cr0.90%
SBI Cards and Payment Services Ltd Ordinary SharesEquity91.01 Cr0.86%
Tata Motors LtdEquity89.41 Cr0.84%
Alkem Laboratories LtdEquity87.48 Cr0.82%
PI Industries LtdEquity86.33 Cr0.81%
7.30 Goi 19062053Bond - Gov't/Treasury80.35 Cr0.76%
7.10%Goi 08/04/2034Bond - Gov't/Treasury79.38 Cr0.75%
National Bank For Financing Infrastructure And DevelopmentBond - Corporate Bond77.05 Cr0.73%
Bajaj Finserv LtdEquity75.78 Cr0.71%
JK Lakshmi Cement LtdEquity73.93 Cr0.70%
HDFC Bank LimitedBond - Corporate Bond67.6 Cr0.64%
ICICI Lombard General Insurance Co LtdEquity57.76 Cr0.54%
Small Industries Development Bank Of IndiaBond - Corporate Bond54.03 Cr0.51%
Small Industries Development Bank Of IndiaBond - Corporate Bond53.08 Cr0.50%
Kotak Mahindra Prime LimitedBond - Corporate Bond52.64 Cr0.50%
Hdb Financial Services LimitedBond - Corporate Bond52.59 Cr0.50%
Rural Electrification Corporation LimitedBond - Corporate Bond52.51 Cr0.49%
HDFC Bank LimitedBond - Corporate Bond51.82 Cr0.49%
National Bank For Financing Infrastructure And DevelopmentBond - Corporate Bond51.76 Cr0.49%
Atul LtdEquity51.74 Cr0.49%
Small Industries Development Bank Of IndiaBond - Corporate Bond51.29 Cr0.48%
Rural Electrification Corporation LimitedBond - Corporate Bond51.01 Cr0.48%
HDFC Bank LimitedBond - Corporate Bond51 Cr0.48%
Canara BankBond - Corporate Bond50.64 Cr0.48%
Hdb Financial Services LimitedBond - Corporate Bond50.62 Cr0.48%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond50.57 Cr0.48%
07.10 MH Sdl 2036Bond - Gov't/Treasury50.52 Cr0.48%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond50.01 Cr0.47%
Power Finance Corporation LimitedBond - Corporate Bond49.15 Cr0.46%
Balkrishna Industries LtdEquity46.93 Cr0.44%
7.38% Govt Stock 2027Bond - Gov't/Treasury45.68 Cr0.43%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond44.71 Cr0.42%
7.59% Govt Stock 2026Bond - Gov't/Treasury41.13 Cr0.39%
Rural Electrification Corporation LimitedBond - Corporate Bond40.74 Cr0.38%
Godrej Industries LtdEquity34.55 Cr0.33%
Net Receivables/PayablesCash-30.46 Cr0.29%
Indian Railway Finance Corporation LimitedBond - Corporate Bond28.09 Cr0.26%
Bharti Telecom LimitedBond - Corporate Bond27.05 Cr0.25%
Bharti Telecom LimitedBond - Corporate Bond26.78 Cr0.25%
Titan Company LimitedBond - Corporate Bond26.77 Cr0.25%
Bharti Telecom LimitedBond - Corporate Bond26.74 Cr0.25%
Bajaj Finance LimitedBond - Corporate Bond26.4 Cr0.25%
Power Finance Corporation LimitedBond - Corporate Bond26.18 Cr0.25%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond26.13 Cr0.25%
Bajaj Housing Finance LimitedBond - Corporate Bond26.08 Cr0.25%
LIC Housing Finance LtdBond - Corporate Bond25.99 Cr0.24%
State Bank of IndiaBond - Corporate Bond25.99 Cr0.24%
Cholamandalam Investment And Fin. Co. LtdBond - Corporate Bond25.7 Cr0.24%
Kotak Mahindra Prime LimitedBond - Corporate Bond25.68 Cr0.24%
Muthoot Finance LimitedBond - Corporate Bond25.66 Cr0.24%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.65 Cr0.24%
Bajaj Finance LimitedBond - Corporate Bond25.59 Cr0.24%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.35 Cr0.24%
Muthoot Finance LimitedBond - Corporate Bond25.25 Cr0.24%
Muthoot Finance LimitedBond - Corporate Bond25.24 Cr0.24%
7.12% State Government Of Maharashtra 2038Bond - Gov't/Treasury25.09 Cr0.24%
Power Finance Corporation LimitedBond - Corporate Bond25.04 Cr0.24%
Panatone Finvest LimitedCash - Commercial Paper24.44 Cr0.23%
Power Finance Corporation LimitedBond - Corporate Bond10.88 Cr0.10%
Alembic Pharmaceuticals LtdEquity5.11 Cr0.05%
5.63% Govt Stock 2026Bond - Gov't/Treasury3.04 Cr0.03%
06.18 GJ Sdl 2026Bond - Gov't/Treasury1.73 Cr0.02%
7.27% Govt Stock 2026Bond - Gov't/Treasury1.04 Cr0.01%

Allocation By Market Cap (Equity)

Large Cap Stocks

42.92%

Mid Cap Stocks

14.77%

Small Cap Stocks

11.38%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services3,208.69 Cr30.24%
Consumer Cyclical935.15 Cr8.81%
Consumer Defensive885.64 Cr8.35%
Healthcare668.22 Cr6.30%
Basic Materials614.59 Cr5.79%
Technology505.53 Cr4.76%
Industrials351.26 Cr3.31%
Communication Services158.87 Cr1.50%

Risk & Performance Ratios

Standard Deviation

This fund

10.98%

Cat. avg.

10.23%

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

0.75

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.32

Higher the better

Fund Managers

AS

Abhishek Singh

Since March 2024

SG

Shantanu Godambe

Since August 2024

Additional Scheme Detailsas of 30th September 2024

ISIN
INF740K01318
Expense Ratio
1.75%
Exit Load
1.00%
Fund Size
₹10,610 Cr
Age
25 years 5 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Aggressive Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Aggressive Hybrid Fund Regular Growth

Very High Risk

2.1%1.0%₹1487.60 Cr32.3%
Mahindra Manulife Aggressive Hybrid Fund Direct Growth

Very High Risk

0.5%1.0%₹1487.60 Cr34.5%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹817.50 Cr30.2%
Bandhan Hybrid Equity Fund Regular Growth

Very High Risk

2.3%1.0%₹817.50 Cr28.5%
Tata Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹4312.06 Cr25.6%
UTI Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹6330.44 Cr31.2%
Nippon India Equity Hybrid Fund Regular Growth

Very High Risk

2.0%1.0%₹3975.65 Cr27.7%
SBI Equity Hybrid Fund Regular Growth

Very High Risk

1.4%1.0%₹74852.31 Cr22.6%
Canara Robeco Equity Hybrid Fund Regular Growth

Very High Risk

1.7%1.0%₹11162.86 Cr28.0%
Quant Absolute Fund Regular Growth

Very High Risk

2.0%1.0%₹2352.27 Cr30.1%

About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹1,91,740 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.5%1.0%₹1663.70 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹152.80 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹978.54 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.6%0.0%₹38.41 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹2194.59 Cr30.0%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹48.86 Cr8.9%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹656.19 Cr8.4%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-8.4%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---8.6%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2914.36 Cr9.4%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderate Risk

0.7%1.0%₹3259.27 Cr23.2%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹2929.10 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹661.52 Cr25.9%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹844.26 Cr55.0%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹3094.08 Cr60.5%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹55.49 Cr22.0%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5149.20 Cr7.8%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹940.10 Cr39.9%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹2240.38 Cr9.1%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹376.03 Cr8.6%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹12415.55 Cr37.9%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1417.52 Cr12.1%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹10610.03 Cr32.7%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2703.98 Cr39.5%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹188.00 Cr8.7%
DSP India TIGER Fund Direct Growth

Very High Risk

0.8%1.0%₹5645.88 Cr61.1%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹22611.12 Cr7.5%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.5%0.0%₹180.98 Cr15.8%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹16704.97 Cr39.6%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3033.50 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2885.79 Cr8.5%
DSP Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹20237.46 Cr39.7%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1335.59 Cr46.1%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.7%1.0%₹14485.57 Cr44.8%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1815.53 Cr11.7%
DSP Savings Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4416.25 Cr7.7%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹17770.63 Cr45.4%
DSP World Agriculture Direct Growth

Very High Risk

1.5%0.0%₹12.18 Cr7.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹4613.49 Cr39.4%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹871.98 Cr27.3%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹142.80 Cr17.7%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.6%0.0%₹1098.04 Cr43.9%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹142.41 Cr17.7%
DSP Equity Savings Fund Direct Growth

Moderate Risk

0.5%0.0%₹1936.65 Cr18.9%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹6121.53 Cr8.1%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2548.64 Cr8.2%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹56.31 Cr10.0%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹91.87 Cr9.0%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of DSP Equity & Bond Fund Regular Growth, as of 04-Nov-2024, is ₹344.14.
The fund has generated 31.34% over the last 1 year and 12.65% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 69.07% in equities, 27.47% in bonds, and 3.46% in cash and cash equivalents.
The fund managers responsible for DSP Equity & Bond Fund Regular Growth are:-
  1. Abhishek Singh
  2. Shantanu Godambe