Dezerv

Fund Overview

Fund Size

Fund Size

₹9,132 Cr

Expense Ratio

Expense Ratio

1.77%

ISIN

ISIN

INF740K01318

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

27 May 1999

About this fund

DSP Equity & Bond Fund Regular Growth is a Aggressive Allocation mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 25 years and 16 days, having been launched on 27-May-99.
As of 11-Jun-24, it has a Net Asset Value (NAV) of ₹315.96, Assets Under Management (AUM) of 9131.81 Crores, and an expense ratio of 1.77%.
  • DSP Equity & Bond Fund Regular Growth has given a CAGR return of 14.78% since inception.
  • The fund's asset allocation comprises around 71.31% in equities, 23.48% in debts, and 5.21% in cash & cash equivalents.
  • You can start investing in DSP Equity & Bond Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+28.27%

+29.60% (Cat Avg.)

3 Years

+13.23%

+15.16% (Cat Avg.)

5 Years

+15.35%

+15.60% (Cat Avg.)

10 Years

+13.76%

+13.10% (Cat Avg.)

Since Inception

+14.78%

(Cat Avg.)

Portfolio Summaryas of 31st May 2024

Equity6,511.65 Cr71.31%
Debt2,144.07 Cr23.48%
Others476.09 Cr5.21%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LtdEquity654.06 Cr7.16%
Bajaj Finance LtdEquity461.55 Cr5.05%
ICICI Bank LtdEquity427.02 Cr4.68%
7.59% Govt Stock 2026Bond - Gov't/Treasury285.32 Cr3.12%
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement276.14 Cr3.02%
Samvardhana Motherson International LtdEquity252.85 Cr2.77%
Axis Bank LtdEquity237.21 Cr2.60%
Power Finance Corp LtdEquity202.41 Cr2.22%
7.38% Govt Stock 2027Bond - Gov't/Treasury191.69 Cr2.10%
Mahindra & Mahindra LtdEquity175.3 Cr1.92%
Hindustan Unilever LtdEquity163.01 Cr1.79%
Indus Towers Ltd Ordinary SharesEquity162.53 Cr1.78%
Avenue Supermarts LtdEquity152.12 Cr1.67%
Tech Mahindra LtdEquity151 Cr1.65%
SBI Life Insurance Company LimitedEquity150.94 Cr1.65%
Emami LtdEquity148.22 Cr1.62%
Polycab India LtdEquity143.87 Cr1.58%
ITC LtdEquity140.12 Cr1.53%
Gujarat Fluorochemicals Ltd Ordinary SharesEquity138.48 Cr1.52%
Alkem Laboratories LtdEquity138.32 Cr1.51%
Apar Industries LtdEquity136.26 Cr1.49%
Suven Pharmaceuticals LtdEquity125.53 Cr1.37%
Cipla LtdEquity119.67 Cr1.31%
Century Plyboards (India) LtdEquity119.03 Cr1.30%
APL Apollo Tubes LtdEquity114.49 Cr1.25%
7.18% Govt Stock 2033Bond - Gov't/Treasury113.34 Cr1.24%
Infosys LtdEquity112.51 Cr1.23%
REC LtdEquity112.07 Cr1.23%
Radico Khaitan LtdEquity109.37 Cr1.20%
Ganesha Ecosphere LtdEquity107.47 Cr1.18%
UNO Minda LtdEquity107.27 Cr1.17%
HCL Technologies LtdEquity104.99 Cr1.15%
7.32% Govt Stock 2030Bond - Gov't/Treasury104.77 Cr1.15%
Prudent Corporate Advisory Services LtdEquity104.74 Cr1.15%
Bharat Electronics LtdEquity93.89 Cr1.03%
AIA Engineering LtdEquity88.61 Cr0.97%
Can Fin Homes LtdEquity84.72 Cr0.93%
Tata Motors LtdEquity84.67 Cr0.93%
Bharat Forge LtdEquity83.9 Cr0.92%
SBI Cards and Payment Services Ltd Ordinary SharesEquity81.41 Cr0.89%
Ipca Laboratories LtdEquity77.15 Cr0.84%
JK Lakshmi Cement LtdEquity75.14 Cr0.82%
ICICI Lombard General Insurance Co LtdEquity74.1 Cr0.81%
HDFC Bank LimitedCash - CD/Time Deposit72.22 Cr0.79%
Coforge LtdEquity72.2 Cr0.79%
AU Small Finance Bank LtdEquity66.5 Cr0.73%
Rainbow Childrens Medicare LtdEquity65.96 Cr0.72%
HDFC Bank LimitedBond - Corporate Bond65.7 Cr0.72%
PI Industries LtdEquity65.63 Cr0.72%
Bajaj Finserv LtdEquity58.7 Cr0.64%
HDFC Bank LimitedBond - Corporate Bond53.44 Cr0.59%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond52.98 Cr0.58%
Rural Electrification Corporation LimitedBond - Corporate Bond52.95 Cr0.58%
Mahindra & Mahindra Financial Services LtdBond - Corporate Bond52.51 Cr0.58%
Small Industries Development Bank Of IndiaBond - Corporate Bond52.5 Cr0.57%
Small Industries Development Bank Of IndiaBond - Corporate Bond51.8 Cr0.57%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond51.32 Cr0.56%
Kotak Mahindra Prime LimitedBond - Corporate Bond51.31 Cr0.56%
Hdb Financial Services LimitedBond - Corporate Bond51.22 Cr0.56%
Rural Electrification Corporation LimitedBond - Corporate Bond50.95 Cr0.56%
HDFC Bank LimitedBond - Corporate Bond49.81 Cr0.55%
Axis Bank LimitedCash - CD/Time Deposit48.21 Cr0.53%
Union Bank Of IndiaCash - CD/Time Deposit47.74 Cr0.52%
Balkrishna Industries LtdEquity46.93 Cr0.51%
5.74% Govt Stock 2026Bond - Gov't/Treasury46.31 Cr0.51%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond46.14 Cr0.51%
JK Cement LtdEquity42.2 Cr0.46%
7.1% Govt Stock 2029Bond - Gov't/Treasury40.41 Cr0.44%
Schaeffler India LtdEquity39.69 Cr0.43%
Atul LtdEquity37.82 Cr0.41%
Indian Railway Finance Corporation LimitedBond - Corporate Bond27.2 Cr0.30%
Bajaj Finance LimitedBond - Corporate Bond26.87 Cr0.29%
Muthoot Finance LimitedBond - Corporate Bond26.41 Cr0.29%
Muthoot Finance LimitedBond - Corporate Bond26.39 Cr0.29%
Bharti Telecom LimitedBond - Corporate Bond26.15 Cr0.29%
Titan Company LimitedBond - Corporate Bond26.12 Cr0.29%
Bharti Telecom LimitedBond - Corporate Bond26.05 Cr0.29%
Bharti Telecom LimitedBond - Corporate Bond25.92 Cr0.28%
7.17% Govt Stock 2028Bond - Gov't/Treasury25.8 Cr0.28%
Power Finance Corporation LimitedBond - Corporate Bond25.54 Cr0.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.47 Cr0.28%
7.1% Govt Stock 2034Bond - Gov't/Treasury25.46 Cr0.28%
Bajaj Finance Ltd.Bond - Corporate Bond25.41 Cr0.28%
Bajaj Housing Finance LimitedBond - Corporate Bond25.38 Cr0.28%
LIC Housing Finance LtdBond - Corporate Bond25.32 Cr0.28%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond25.03 Cr0.27%
Small Industries Development Bank Of IndiaBond - Corporate Bond25.01 Cr0.27%
Cholamandalam Investment And Fin. Co. LtdBond - Corporate Bond24.96 Cr0.27%
Kotak Mahindra Prime LimitedBond - Corporate Bond24.96 Cr0.27%
Bajaj Finance LimitedBond - Corporate Bond24.88 Cr0.27%
Muthoot Finance LimitedBond - Corporate Bond24.76 Cr0.27%
Panatone Finvest LtdCash - Commercial Paper24.74 Cr0.27%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.73 Cr0.27%
Panatone Finvest LimitedCash - Commercial Paper23.8 Cr0.26%
Goi 19.03.2025 GovBond - Gov't/Treasury19.6 Cr0.21%
Goi 19.09.2025 GovBond - Gov't/Treasury18.93 Cr0.21%
Goi 12.10.2025 GovBond - Gov't/Treasury17.91 Cr0.20%
Net Receivables/PayablesCash-16.75 Cr0.18%
5.63% Govt Stock 2026Bond - Gov't/Treasury16.72 Cr0.18%
Rural Electrification Corporation LimitedBond - Corporate Bond14.67 Cr0.16%
Power Finance Corporation LimitedBond - Corporate Bond10.61 Cr0.12%
Goi 12.04.2026 GovBond - Gov't/Treasury4.94 Cr0.05%
Goi 12.04.2026 GovBond - Gov't/Treasury4.39 Cr0.05%
07.37 MH Sdl 2026Bond - Gov't/Treasury3.56 Cr0.04%
06.18 GJ Sdl 2026Bond - Gov't/Treasury1.74 Cr0.02%
8.6% Govt Stock 2028Bond - Gov't/Treasury1.64 Cr0.02%
7.27% Govt Stock 2026Bond - Gov't/Treasury1.02 Cr0.01%
5.15% Govt Stock 2025Bond - Gov't/Treasury0.05 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

42.72%

Mid Cap Stocks

16.39%

Small Cap Stocks

12.20%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services2,715.43 Cr29.74%
Consumer Cyclical898.08 Cr9.83%
Consumer Defensive712.84 Cr7.81%
Basic Materials592.79 Cr6.49%
Healthcare526.63 Cr5.77%
Industrials462.63 Cr5.07%
Technology440.71 Cr4.83%
Communication Services162.53 Cr1.78%

Risk & Performance Ratios

Standard Deviation

This fund

10.24%

Cat. avg.

9.79%

Lower the better

Sharpe Ratio

This fund

0.68

Cat. avg.

0.89

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.64

Higher the better

Fund Managers

KK

Kedar Karnik

Since July 2023

AS

Abhishek Singh

Since March 2024

Additional Scheme Detailsas of 31st May 2024

ISININF740K01318Expense Ratio1.77%Exit Load1.00%Fund Size₹9,132 CrAge27 May 1999Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Hybrid 35+65 - Agg TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Aggressive Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Aggressive Hybrid Fund Regular Growth

Very High Risk

2.1%1.0%₹1168.14 Cr33.5%
Mahindra Manulife Aggressive Hybrid Fund Direct Growth

Very High Risk

0.5%1.0%₹1168.14 Cr35.8%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.1%1.0%₹693.61 Cr25.7%
Bandhan Hybrid Equity Fund Regular Growth

Very High Risk

2.4%1.0%₹693.61 Cr24.0%
Tata Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹3740.61 Cr24.0%
UTI Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹5487.53 Cr33.1%
Nippon India Equity Hybrid Fund Regular Growth

Very High Risk

2.0%1.0%₹3535.42 Cr30.6%
SBI Equity Hybrid Fund Regular Growth

Very High Risk

1.4%1.0%₹68409.82 Cr25.3%
Canara Robeco Equity Hybrid Fund Regular Growth

Very High Risk

1.7%1.0%₹10152.64 Cr26.4%
Quant Absolute Fund Regular Growth

Very High Risk

2.0%1.0%₹2114.19 Cr39.9%

About the AMC

Total AUM

₹1,49,790 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Multicap Fund Direct Growth

Low Risk

0.6%1.0%₹948.29 Cr-
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹70.06 Cr-
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.9%0.0%₹609.13 Cr-
DSP Gold ETF Fund of Fund Direct Growth

High Risk

0.6%0.0%₹23.81 Cr-
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹1607.56 Cr-
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹47.21 Cr7.3%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹635.34 Cr7.0%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%-7.0%
DSP FMP Series 268 - 1281 Days Direct Growth

Low to Moderate Risk

---7.2%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2505.18 Cr7.1%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3125.59 Cr21.5%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1648.64 Cr6.8%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹527.58 Cr26.5%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹613.85 Cr63.8%
DSP Healthcare Fund Direct Growth

Very High Risk

0.7%0.0%₹2363.39 Cr48.2%
DSP Global Allocation Fund Direct Growth

Very High Risk

1.4%0.0%₹64.57 Cr13.5%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4315.80 Cr7.3%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹803.12 Cr36.6%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹2279.62 Cr6.9%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹356.20 Cr7.0%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹10558.54 Cr38.1%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹772.57 Cr8.7%
DSP Equity & Bond Fund Direct Growth

Very High Risk

0.7%1.0%₹9131.81 Cr29.6%
DSP Focus Fund Direct Growth

Very High Risk

1.0%1.0%₹2338.45 Cr42.7%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹194.02 Cr16.2%
DSP India TIGER Fund Direct Growth

Very High Risk

1.1%1.0%₹4385.95 Cr77.8%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹13929.36 Cr7.4%
DSP Regular Saving Fund Direct Growth

Moderately High risk

0.6%0.0%₹172.43 Cr13.9%
DSP Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹13781.07 Cr42.4%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹2684.08 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹2972.58 Cr7.1%
DSP Midcap Fund Direct Growth

Very High Risk

0.8%1.0%₹17667.73 Cr52.7%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.1%0.0%₹1173.06 Cr58.6%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹11991.26 Cr51.1%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1015.21 Cr8.4%
DSP Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4605.33 Cr7.5%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.8%0.0%₹15161.20 Cr47.8%
DSP World Agriculture Direct Growth

Very High Risk

1.7%0.0%₹14.32 Cr-4.1%
DSP Top 100 Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹3716.97 Cr36.7%
DSP US Flexible Equity Fund Direct Growth

Very High Risk

1.5%0.0%₹882.01 Cr21.5%
DSP World Energy Direct Growth

Very High Risk

1.5%0.0%₹140.86 Cr0.8%
DSP World Gold Fund of Fund Direct Growth

Very High Risk

1.7%0.0%₹868.29 Cr7.7%
DSP World Mining Direct Growth

Very High Risk

1.5%0.0%₹165.75 Cr3.2%
DSP Equity Savings Fund Direct Growth

Moderately High risk

0.5%0.0%₹1206.01 Cr15.3%
DSP Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹5226.64 Cr8.3%
DSP Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹2620.46 Cr6.7%
DSP 10Y G-Sec Fund Direct Growth

Moderate Risk

0.3%0.0%₹49.78 Cr6.8%
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹86.68 Cr7.0%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of DSP Equity & Bond Fund Regular Growth, as of 11-Jun-2024, is ₹315.96.
The fund has generated 28.27% over the last 1 year and 13.23% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 71.31% in equities, 23.48% in bonds, and 5.21% in cash and cash equivalents.
The fund managers responsible for DSP Equity & Bond Fund Regular Growth are:-
  1. Kedar Karnik
  2. Abhishek Singh