Bank of India Mid & Small Cap Equity & Debt Regular Growth
HybridAggressive AllocationVery High Risk
Regular
NAV (18-Jun-25)
₹38.09-0.50%1D
Returns (Since Inception)
16.19%
Rated ★4.5+ on 
Fund Overview
Fund Size
₹1,198 Cr
Expense Ratio
2.06%
ISIN
INF761K01DP9
Minimum SIP
₹1,000
Exit Load
1.00%
Inception Date
20 Jul 2016
About this fund
Bank of India Mid & Small Cap Equity & Debt Regular Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years, 10 months and 30 days, having been launched on 20-Jul-16.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹38.09, Assets Under Management (AUM) of 1198.04 Crores, and an expense ratio of 2.06%.
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹38.09, Assets Under Management (AUM) of 1198.04 Crores, and an expense ratio of 2.06%.
- Bank of India Mid & Small Cap Equity & Debt Regular Growth has given a CAGR return of 16.19% since inception.
- The fund's asset allocation comprises around 71.52% in equities, 13.02% in debts, and 15.46% in cash & cash equivalents.
- You can start investing in Bank of India Mid & Small Cap Equity & Debt Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+2.50%
+6.06% (Cat Avg.)
3 Years
+24.12%
+19.20% (Cat Avg.)
5 Years
+27.51%
+20.81% (Cat Avg.)
Since Inception
+16.19%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹856.86 Cr | 71.52% |
| Debt | ₹156 Cr | 13.02% |
| Others | ₹185.19 Cr | 15.46% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps | Cash - Repurchase Agreement | ₹66.31 Cr | 5.53% |
| Coforge Ltd | Equity | ₹45.15 Cr | 3.77% |
| Housing & Urban Development Corp Ltd | Equity | ₹38.12 Cr | 3.18% |
| Jindal Stainless Ltd | Equity | ₹36.49 Cr | 3.05% |
| Bharat Dynamics Ltd Ordinary Shares | Equity | ₹32.05 Cr | 2.67% |
| Lloyds Metals & Energy Ltd | Equity | ₹30.93 Cr | 2.58% |
| Hindustan Copper Ltd | Equity | ₹25.99 Cr | 2.17% |
| PB Fintech Ltd | Equity | ₹25.54 Cr | 2.13% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.17 Cr | 2.02% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Equity | ₹23.34 Cr | 1.95% |
| UNO Minda Ltd | Equity | ₹22.65 Cr | 1.89% |
| Eris Lifesciences Ltd Registered Shs | Equity | ₹21.83 Cr | 1.82% |
| APL Apollo Tubes Ltd | Equity | ₹21.74 Cr | 1.81% |
| Zaggle Prepaid Ocean Services Ltd | Equity | ₹21.44 Cr | 1.79% |
| Bharat Forge Ltd | Equity | ₹21.34 Cr | 1.78% |
| HEG Ltd | Equity | ₹21.15 Cr | 1.77% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹20.67 Cr | 1.73% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹20.67 Cr | 1.73% |
| Swan Energy Ltd | Equity | ₹20.61 Cr | 1.72% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹20.59 Cr | 1.72% |
| Jyoti CNC Automation Ltd | Equity | ₹20.34 Cr | 1.70% |
| Steel Authority Of India Ltd | Equity | ₹20.02 Cr | 1.67% |
| TD Power Systems Ltd | Equity | ₹19.79 Cr | 1.65% |
| Coromandel International Ltd | Equity | ₹19.69 Cr | 1.64% |
| Castrol India Ltd | Equity | ₹18.71 Cr | 1.56% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹18.5 Cr | 1.54% |
| Indian Bank | Equity | ₹18.37 Cr | 1.53% |
| 7.1% Govt Stock 2029 | Bond - Gov't/Treasury | ₹18.26 Cr | 1.52% |
| JK Cement Ltd | Equity | ₹17.59 Cr | 1.47% |
| Radico Khaitan Ltd | Equity | ₹16.31 Cr | 1.36% |
| Dixon Technologies (India) Ltd | Equity | ₹16.16 Cr | 1.35% |
| Ganesha Ecosphere Ltd | Equity | ₹15.65 Cr | 1.31% |
| Angel One Ltd Ordinary Shares | Equity | ₹15.18 Cr | 1.27% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹15.01 Cr | 1.25% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹14.45 Cr | 1.21% |
| Power Grid Corporation Of India Limited | Bond - Corporate Bond | ₹13.88 Cr | 1.16% |
| Balrampur Chini Mills Ltd | Equity | ₹13.72 Cr | 1.15% |
| Deepak Nitrite Ltd | Equity | ₹13.58 Cr | 1.13% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹13.01 Cr | 1.09% |
| CMS Info Systems Ltd | Equity | ₹12.84 Cr | 1.07% |
| Aditya Birla Real Estate Ltd | Equity | ₹12.72 Cr | 1.06% |
| Torrent Power Ltd | Equity | ₹12.37 Cr | 1.03% |
| Abbott India Ltd | Equity | ₹12.18 Cr | 1.02% |
| Max Healthcare Institute Ltd Ordinary Shares | Equity | ₹11.7 Cr | 0.98% |
| Triveni Engineering & Industries Ltd | Equity | ₹11.57 Cr | 0.97% |
| Ajanta Pharma Ltd | Equity | ₹11.55 Cr | 0.96% |
| Indian Hotels Co Ltd | Equity | ₹11.55 Cr | 0.96% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹11.31 Cr | 0.94% |
| Schneider Electric Infrastructure Ltd | Equity | ₹10.98 Cr | 0.92% |
| Syrma SGS Technology Ltd | Equity | ₹10.78 Cr | 0.90% |
| Ipca Laboratories Ltd | Equity | ₹10.69 Cr | 0.89% |
| Kotak Mahindra Investments Ltd. | Cash - Commercial Paper | ₹10.44 Cr | 0.87% |
| Canara Bank | Cash - CD/Time Deposit | ₹9.61 Cr | 0.80% |
| Indian Bank | Cash - CD/Time Deposit | ₹9.58 Cr | 0.80% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹9.43 Cr | 0.79% |
| Jupiter Wagons Ltd | Equity | ₹9.37 Cr | 0.78% |
| Ethos Ltd | Equity | ₹9.26 Cr | 0.77% |
| Rec Limited | Bond - Corporate Bond | ₹8.23 Cr | 0.69% |
| Senco Gold Ltd | Equity | ₹7.69 Cr | 0.64% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹7.66 Cr | 0.64% |
| Central Depository Services (India) Ltd | Equity | ₹7.65 Cr | 0.64% |
| Titagarh Rail Systems Ltd | Equity | ₹7.58 Cr | 0.63% |
| Poly Medicure Ltd | Equity | ₹7.23 Cr | 0.60% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹7.22 Cr | 0.60% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹6.72 Cr | 0.56% |
| Bank of Maharashtra | Equity | ₹6.48 Cr | 0.54% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹6.14 Cr | 0.51% |
| Sterling and Wilson Renewable Energy Ltd | Equity | ₹6.04 Cr | 0.50% |
| Net Receivables / (Payables) | Cash | ₹5.44 Cr | 0.45% |
| Senores Pharmaceuticals Ltd | Equity | ₹5.23 Cr | 0.44% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹4.89 Cr | 0.41% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹4.87 Cr | 0.41% |
| Export Import Bank Of India (20/03/2026) | Cash - CD/Time Deposit | ₹4.76 Cr | 0.40% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹3.68 Cr | 0.31% |
| Arvind Ltd | Equity | ₹3.58 Cr | 0.30% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹3.09 Cr | 0.26% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹3.01 Cr | 0.25% |
| 364 DTB 15012026 | Bond - Gov't/Treasury | ₹2.9 Cr | 0.24% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹1.02 Cr | 0.09% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
40.31%
Small Cap Stocks
31.21%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Basic Materials | ₹198.75 Cr | 16.59% |
| Financial Services | ₹159.03 Cr | 13.27% |
| Industrials | ₹154.72 Cr | 12.91% |
| Technology | ₹99.56 Cr | 8.31% |
| Consumer Cyclical | ₹91.72 Cr | 7.66% |
| Healthcare | ₹80.41 Cr | 6.71% |
| Consumer Defensive | ₹41.6 Cr | 3.47% |
| Energy | ₹18.71 Cr | 1.56% |
| Utilities | ₹12.37 Cr | 1.03% |
Risk & Performance Ratios
Standard Deviation
This fund
14.76%
Cat. avg.
10.87%
Lower the better
Sharpe Ratio
This fund
0.96
Cat. avg.
0.88
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.48
Higher the better
Fund Managers
AS
Alok Singh
Since February 2017
Additional Scheme Detailsas of 31st May 2025
ISIN | INF761K01DP9 | Expense Ratio | 2.06% | Exit Load | 1.00% | Fund Size | ₹1,198 Cr | Age | 8 years 10 months | Lumpsum Minimum | ₹5,000 | Fund Status | Open Ended Investment Company | Benchmark | CRISIL Short Term Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Aggressive Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| HSBC Aggressive Hybrid Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹5396.34 Cr | 3.0% |
| LIC MF Aggressive Hybrid Fund Direct Growth Very High Risk | 1.4% | 1.0% | ₹530.29 Cr | 6.6% |
| HDFC Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹24460.63 Cr | 6.9% |
| HDFC Hybrid Equity Fund Regular Growth Very High Risk | 1.7% | 1.0% | ₹24460.63 Cr | 6.3% |
| SBI Equity Hybrid Fund Direct Growth Very High Risk | 0.7% | 1.0% | ₹75639.24 Cr | 11.7% |
| Sundaram Aggressive Hybrid Fund Direct Growth High Risk | 0.7% | 1.0% | ₹6146.43 Cr | 6.8% |
| Nippon India Equity Hybrid Fund Direct Growth Very High Risk | 1.1% | 1.0% | ₹3897.03 Cr | 6.4% |
| JM Equity Hybrid Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹822.48 Cr | -0.0% |
| HSBC Aggressive Hybrid Fund Regular Growth Very High Risk | 1.9% | 1.0% | ₹5396.34 Cr | 1.9% |
| Union Hybrid Equity Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹651.94 Cr | 5.9% |
About the AMC
Total AUM
₹10,605 Cr
Address
B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013
Other Funds by BOI Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
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What is the current NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth, as of 18-Jun-2025, is ₹38.09.
What are the returns of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund has generated 2.50% over the last 1 year and 24.12% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund's allocation of assets is distributed as 71.52% in equities, 13.02% in bonds, and 15.46% in cash and cash equivalents.
Who manages the Bank of India Mid & Small Cap Equity & Debt Regular Growth?
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Regular Growth are:-
- Alok Singh
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.