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Fund Overview

Fund Size

Fund Size

₹724 Cr

Expense Ratio

Expense Ratio

2.42%

ISIN

ISIN

INF761K01DP9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

20 Jul 2016

About this fund

Bank of India Mid & Small Cap Equity & Debt Regular Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 7 years and 10 months, having been launched on 20-Jul-16.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹34.97, Assets Under Management (AUM) of 724.24 Crores, and an expense ratio of 2.42%.
  • Bank of India Mid & Small Cap Equity & Debt Regular Growth has given a CAGR return of 17.35% since inception.
  • The fund's asset allocation comprises around 76.26% in equities, 13.38% in debts, and 10.37% in cash & cash equivalents.
  • You can start investing in Bank of India Mid & Small Cap Equity & Debt Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+49.32%

+29.18% (Cat Avg.)

3 Years

+23.91%

+16.05% (Cat Avg.)

5 Years

+23.54%

+15.72% (Cat Avg.)

Since Inception

+17.35%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity552.28 Cr76.26%
Debt96.88 Cr13.38%
Others75.08 Cr10.37%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Jindal Stainless LtdEquity26.51 Cr3.66%
Oil India LtdEquity25.18 Cr3.48%
TrepsCash - Repurchase Agreement23.5 Cr3.24%
Indus Towers Ltd Ordinary SharesEquity22.18 Cr3.06%
Indian Railway Finance Corporation LimitedBond - Corporate Bond19.99 Cr2.76%
Castrol India LtdEquity19.21 Cr2.65%
UNO Minda LtdEquity16.97 Cr2.34%
HEG LtdEquity16.77 Cr2.32%
Indian BankEquity16.56 Cr2.29%
JK Cement LtdEquity15.4 Cr2.13%
Power Grid Corporation Of India LimitedBond - Corporate Bond14.96 Cr2.07%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper14.84 Cr2.05%
Nippon Life India Asset Management Ltd Ordinary SharesEquity14.07 Cr1.94%
Steel Authority Of India LtdEquity13.87 Cr1.92%
UTI Asset Management Co LtdEquity13.5 Cr1.86%
Kotak Mahindra Bank Ltd.Bond - Corporate Bond13.11 Cr1.81%
7.26% Govt Stock 2033Bond - Gov't/Treasury13.03 Cr1.80%
7.18% Govt Stock 2033Bond - Gov't/Treasury12.65 Cr1.75%
Hero MotoCorp LtdEquity12.49 Cr1.73%
India (Republic of)Bond - Short-term Government Bills12.2 Cr1.68%
Tejas Networks LtdEquity12.13 Cr1.67%
Ajanta Pharma LtdEquity11.63 Cr1.61%
Astral LtdEquity11.01 Cr1.52%
GlaxoSmithKline Pharmaceuticals LtdEquity10.96 Cr1.51%
BSE LtdEquity10.91 Cr1.51%
Triveni Engineering & Industries LtdEquity10.87 Cr1.50%
Abbott India LtdEquity10.58 Cr1.46%
Kotak Mahindra Prime LimitedCash - Commercial Paper10.58 Cr1.46%
Graphite India LtdEquity10.48 Cr1.45%
Coromandel International LtdEquity10.39 Cr1.43%
CRISIL LtdEquity9.98 Cr1.38%
J.B. Chemicals & Pharmaceuticals LtdEquity9.72 Cr1.34%
Bharat Forge LtdEquity9.53 Cr1.32%
Eris Lifesciences Ltd Registered ShsEquity9.05 Cr1.25%
Deepak Nitrite LtdEquity8.99 Cr1.24%
Central Depository Services (India) LtdEquity8.86 Cr1.22%
CreditAccess Grameen Ltd Ordinary SharesEquity8.6 Cr1.19%
CMS Info Systems LtdEquity8.42 Cr1.16%
Arvind LtdEquity8.41 Cr1.16%
Swan Energy LtdEquity8.38 Cr1.16%
Jamna Auto Industries LtdEquity8.36 Cr1.15%
Senco Gold LtdEquity8.22 Cr1.13%
Balrampur Chini Mills LtdEquity7.91 Cr1.09%
Radico Khaitan LtdEquity7.91 Cr1.09%
Century Textiles & Industries LtdEquity7.79 Cr1.08%
ICICI Bank LimitedCash - CD/Time Deposit7.77 Cr1.07%
Bayer CropScience LtdEquity7.71 Cr1.06%
Axis Bank LimitedCash - CD/Time Deposit7.67 Cr1.06%
PB Fintech LtdEquity7.59 Cr1.05%
Endurance Technologies LtdEquity7.12 Cr0.98%
Indian Hotels Co LtdEquity7.04 Cr0.97%
APL Apollo Tubes LtdEquity7.01 Cr0.97%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond6.95 Cr0.96%
Ramco Cements LtdEquity6.91 Cr0.95%
Torrent Power LtdEquity6.38 Cr0.88%
Ethos LtdEquity6.23 Cr0.86%
Coforge LtdEquity6.12 Cr0.85%
Cera Sanitaryware LtdEquity5.03 Cr0.70%
Ganesha Ecosphere LtdEquity4.74 Cr0.65%
HDFC Bank LimitedCash - CD/Time Deposit4.7 Cr0.65%
KPIT Technologies LtdEquity4.63 Cr0.64%
AIA Engineering LtdEquity4.56 Cr0.63%
Bharat Heavy Electricals LtdEquity4.34 Cr0.60%
Rategain Travel Technologies LtdEquity4.18 Cr0.58%
Dixon Technologies (India) LtdEquity4.17 Cr0.58%
Poly Medicure LtdEquity3.61 Cr0.50%
Angel One Ltd Ordinary SharesEquity3.48 Cr0.48%
Kamdhenu LtdEquity2.82 Cr0.39%
VST Tillers Tractors LtdEquity2.57 Cr0.35%
R R Kabel LtdEquity2.48 Cr0.34%
Rural Electrification Corporation LimitedBond - Corporate Bond2.01 Cr0.28%
Reliance Industries LimitedBond - Corporate Bond2 Cr0.28%
Power Grid Corporation Of India LimitedBond - Corporate Bond1.98 Cr0.27%
RepoCash - Repurchase Agreement1.95 Cr0.27%
Bank Of BarodaCash - CD/Time Deposit1.89 Cr0.26%
Vodafone Idea LtdEquity1.76 Cr0.24%
Net Receivables / (Payables)Cash0.19 Cr0.03%

Allocation By Market Cap (Equity)

Large Cap Stocks

1.73%

Mid Cap Stocks

40.62%

Small Cap Stocks

33.92%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Basic Materials107.4 Cr14.83%
Consumer Cyclical97.5 Cr13.46%
Financial Services93.54 Cr12.91%
Industrials65.66 Cr9.07%
Healthcare55.54 Cr7.67%
Energy44.39 Cr6.13%
Technology31.24 Cr4.31%
Consumer Defensive26.69 Cr3.69%
Communication Services23.94 Cr3.31%
Utilities6.38 Cr0.88%

Risk & Performance Ratios

Standard Deviation

This fund

13.93%

Cat. avg.

10.05%

Lower the better

Sharpe Ratio

This fund

1.26

Cat. avg.

1.02

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.93

Higher the better

Fund Managers

AS

Alok Singh

Since February 2017

Additional Scheme Detailsas of 30th April 2024

ISININF761K01DP9Expense Ratio2.42%Exit Load1.00%Fund Size₹724 CrAge20 Jul 2016Lumpsum Minimum₹5,000Fund StatusOpen Ended Investment CompanyBenchmarkCRISIL Short Term Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Aggressive Hybrid Fund Regular Growth

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Mahindra Manulife Aggressive Hybrid Fund Direct Growth

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0.5%1.0%₹1138.39 Cr35.2%
Bandhan Hybrid Equity Fund Direct Growth

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1.1%1.0%₹693.61 Cr26.1%
Bandhan Hybrid Equity Fund Regular Growth

Very High Risk

2.4%1.0%₹693.61 Cr24.5%
Tata Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹3748.90 Cr23.0%
UTI Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹5487.53 Cr31.2%
Nippon India Equity Hybrid Fund Regular Growth

Very High Risk

2.0%1.0%₹3522.61 Cr30.2%
SBI Equity Hybrid Fund Regular Growth

Very High Risk

1.4%1.0%₹68409.82 Cr24.7%
Canara Robeco Equity Hybrid Fund Regular Growth

Very High Risk

1.7%1.0%₹10077.44 Cr25.1%
Quant Absolute Fund Regular Growth

Very High Risk

2.0%1.0%₹2024.53 Cr37.3%

About the AMC

Total AUM

₹6,856 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹65.86 Cr49.6%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹34.78 Cr50.5%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

1.2%1.0%₹724.24 Cr51.0%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.3%1.0%₹71.40 Cr13.7%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.5%1.0%₹125.97 Cr25.8%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.4%1.0%₹498.08 Cr50.8%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.4%1.0%₹141.70 Cr45.0%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹879.32 Cr64.5%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.4%1.0%₹310.46 Cr43.8%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1317.91 Cr7.4%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹76.67 Cr6.3%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

1.0%1.0%₹293.80 Cr63.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

1.2%0.0%₹1297.72 Cr56.4%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.9%0.0%₹240.88 Cr6.7%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.1%4.0%₹137.49 Cr7.0%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹1052.37 Cr52.0%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹51.46 Cr6.9%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹28.97 Cr7.5%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth, as of 17-May-2024, is ₹34.97.
The fund has generated 49.32% over the last 1 year and 23.91% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 76.26% in equities, 13.38% in bonds, and 10.37% in cash and cash equivalents.
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Regular Growth are:-
  1. Alok Singh