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Fund Overview

Fund Size

Fund Size

₹1,010 Cr

Expense Ratio

Expense Ratio

2.11%

ISIN

ISIN

INF761K01DP9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

20 Jul 2016

About this fund

Bank of India Mid & Small Cap Equity & Debt Regular Growth is a Aggressive Allocation mutual fund schemes offered by BOI Mutual Fund. This fund has been in existence for 8 years, 4 months and 9 days, having been launched on 20-Jul-16.
As of 28-Nov-24, it has a Net Asset Value (NAV) of ₹38.36, Assets Under Management (AUM) of 1009.82 Crores, and an expense ratio of 2.11%.
  • Bank of India Mid & Small Cap Equity & Debt Regular Growth has given a CAGR return of 17.45% since inception.
  • The fund's asset allocation comprises around 73.64% in equities, 15.11% in debts, and 11.25% in cash & cash equivalents.
  • You can start investing in Bank of India Mid & Small Cap Equity & Debt Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+29.42%

+26.31% (Cat Avg.)

3 Years

+19.01%

+14.95% (Cat Avg.)

5 Years

+26.17%

+16.99% (Cat Avg.)

Since Inception

+17.45%

(Cat Avg.)

Portfolio Summaryas of 31st October 2024

Equity743.62 Cr73.64%
Debt152.6 Cr15.11%
Others113.6 Cr11.25%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TrepsCash - Repurchase Agreement32.83 Cr3.25%
Jindal Stainless LtdEquity27.69 Cr2.74%
Nippon Life India Asset Management Ltd Ordinary SharesEquity22.31 Cr2.21%
Castrol India LtdEquity21.05 Cr2.08%
Indian Railway Finance Corporation LimitedBond - Corporate Bond20.27 Cr2.01%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond20.18 Cr2.00%
UNO Minda LtdEquity19.67 Cr1.95%
Coforge LtdEquity19.52 Cr1.93%
Oil India LtdEquity18.41 Cr1.82%
Eris Lifesciences Ltd Registered ShsEquity18.26 Cr1.81%
Small Industries Development Bank Of IndiaBond - Corporate Bond18.03 Cr1.79%
Deepak Nitrite LtdEquity17.66 Cr1.75%
National Bank for Agriculture and Rural Development 7.68%Bond - Gov't Agency Debt17.15 Cr1.70%
EPL Ltd Ordinary SharesEquity16.93 Cr1.68%
Dixon Technologies (India) LtdEquity16.17 Cr1.60%
PB Fintech LtdEquity15.48 Cr1.53%
HEG LtdEquity15.13 Cr1.50%
Power Finance Corporation Ltd.Bond - Corporate Bond14.94 Cr1.48%
Ganesha Ecosphere LtdEquity14.94 Cr1.48%
Info Edge (India) LtdEquity14.88 Cr1.47%
Indian BankEquity14.81 Cr1.47%
Indus Towers Ltd Ordinary SharesEquity14.47 Cr1.43%
Coromandel International LtdEquity14.35 Cr1.42%
Tata Technologies LtdEquity14.29 Cr1.42%
Ajanta Pharma LtdEquity14.1 Cr1.40%
Swan Energy LtdEquity13.99 Cr1.39%
Small Industries Dev Bank Of India (23/10/2025) ** #Cash13.97 Cr1.38%
7.18% Govt Stock 2033Bond - Gov't/Treasury13.95 Cr1.38%
JK Cement LtdEquity13.83 Cr1.37%
Aditya Birla Real Estate LtdEquity13.71 Cr1.36%
Power Grid Corporation Of India LimitedBond - Corporate Bond13.7 Cr1.36%
CMS Info Systems LtdEquity12.89 Cr1.28%
364 Day T-Bill 30.01.25Bond - Gov't/Treasury12.65 Cr1.25%
CarTrade Tech LtdEquity12.41 Cr1.23%
Ipca Laboratories LtdEquity11.92 Cr1.18%
Torrent Power LtdEquity11.66 Cr1.15%
Abbott India LtdEquity11.59 Cr1.15%
Zaggle Prepaid Ocean Services LtdEquity11.43 Cr1.13%
Arvind LtdEquity11.41 Cr1.13%
PI Industries LtdEquity11.22 Cr1.11%
Jupiter Wagons LtdEquity11.21 Cr1.11%
Tejas Networks LtdEquity11 Cr1.09%
BSE LtdEquity10.94 Cr1.08%
Bharat Forge LtdEquity10.72 Cr1.06%
Canara Bank (20/03/2025) ** #Cash10.7 Cr1.06%
Jyoti CNC Automation LtdEquity10.69 Cr1.06%
KPIT Technologies LtdEquity10.66 Cr1.06%
Sterling and Wilson Renewable Energy LtdEquity10 Cr0.99%
Triveni Engineering & Industries LtdEquity9.83 Cr0.97%
Kotak Mahindra Bank Limited (02/05/2025) ** #Cash9.65 Cr0.96%
Ethos LtdEquity9.59 Cr0.95%
ICICI Lombard General Insurance Co LtdEquity9.59 Cr0.95%
Radico Khaitan LtdEquity9.52 Cr0.94%
Schneider Electric Infrastructure LtdEquity9.43 Cr0.93%
Bayer CropScience LtdEquity9.28 Cr0.92%
Steel Authority Of India LtdEquity9.26 Cr0.92%
Titagarh Rail Systems LtdEquity9.16 Cr0.91%
Balrampur Chini Mills LtdEquity8.66 Cr0.86%
Prudent Corporate Advisory Services LtdEquity8.4 Cr0.83%
APL Apollo Tubes LtdEquity7.75 Cr0.77%
CRISIL LtdEquity7.66 Cr0.76%
Graphite India LtdEquity7.42 Cr0.73%
National Bank For Agriculture And Rural Development (07/02/2025) ** #Cash7.36 Cr0.73%
Power Finance Corp Ltd. 7.6%Bond - Corporate Bond7.07 Cr0.70%
Kotak Securities Limited (07/03/2025) **Cash6.82 Cr0.68%
Housing & Urban Development Corp LtdEquity6.73 Cr0.67%
Bank of MaharashtraEquity6.59 Cr0.65%
Poly Medicure LtdEquity6.32 Cr0.63%
Senco Gold LtdEquity6.22 Cr0.62%
Central Depository Services (India) LtdEquity5.87 Cr0.58%
Angel One Ltd Ordinary SharesEquity5.8 Cr0.57%
ICICI Bank Ltd.Bond - Corporate Bond5.72 Cr0.57%
Hindustan Copper LtdEquity5.15 Cr0.51%
Tata Capital Housing Finance LimitedBond - Corporate Bond5.01 Cr0.50%
Icici Securities Limited (29/11/2024) **Cash4.97 Cr0.49%
Godrej Industries LimitedBond - Corporate Bond4.97 Cr0.49%
Bharat Dynamics Ltd Ordinary SharesEquity4.88 Cr0.48%
Au Small Finance Bank Limited (01/10/2025) ** #Cash4.66 Cr0.46%
Astral LtdEquity4.6 Cr0.46%
AIA Engineering LtdEquity4.54 Cr0.45%
Jamna Auto Industries LtdEquity4.49 Cr0.44%
HDFC Asset Management Co LtdEquity4.3 Cr0.43%
Linde India LtdEquity4.26 Cr0.42%
TD Power Systems LtdEquity4.13 Cr0.41%
7.1% Govt Stock 2034Bond - Gov't/Treasury4.11 Cr0.41%
Hdfc Securities Limited (18/12/2024) **Cash3.96 Cr0.39%
IRCON International LtdEquity3.7 Cr0.37%
Cera Sanitaryware LtdEquity3.59 Cr0.36%
6.79% Govt Stock 2034Bond - Gov't/Treasury3.25 Cr0.32%
Net Receivables / (Payables)Cash3.12 Cr0.31%
Rategain Travel Technologies LtdEquity3.01 Cr0.30%
Aditya Birla Finance Limited (12/03/2025) **Cash2.92 Cr0.29%
Kamdhenu LtdEquity2.44 Cr0.24%
Small Industries Development Bank Of IndiaBond - Corporate Bond2.01 Cr0.20%
7.26% Govt Stock 2033Bond - Gov't/Treasury1.66 Cr0.16%
364 DTBBond - Gov't/Treasury0.58 Cr0.06%

Allocation By Market Cap (Equity)

Large Cap Stocks

--

Mid Cap Stocks

40.77%

Small Cap Stocks

32.87%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Basic Materials136.61 Cr13.53%
Financial Services118.49 Cr11.73%
Industrials115.39 Cr11.43%
Consumer Cyclical106.38 Cr10.53%
Technology96.08 Cr9.51%
Healthcare62.19 Cr6.16%
Energy39.46 Cr3.91%
Communication Services29.36 Cr2.91%
Consumer Defensive28.01 Cr2.77%
Utilities11.66 Cr1.15%

Risk & Performance Ratios

Standard Deviation

This fund

13.73%

Cat. avg.

10.23%

Lower the better

Sharpe Ratio

This fund

0.91

Cat. avg.

0.75

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.32

Higher the better

Fund Managers

AS

Alok Singh

Since February 2017

Additional Scheme Detailsas of 31st October 2024

ISIN
INF761K01DP9
Expense Ratio
2.11%
Exit Load
1.00%
Fund Size
₹1,010 Cr
Age
8 years 4 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Short Term Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Aggressive Allocation Funds

Fund nameExpense RatioExit LoadFund size
1Y
Mahindra Manulife Aggressive Hybrid Fund Regular Growth

Very High Risk

2.1%1.0%₹1465.17 Cr29.0%
Mahindra Manulife Aggressive Hybrid Fund Direct Growth

Very High Risk

0.5%1.0%₹1465.17 Cr31.1%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹787.10 Cr27.8%
Bandhan Hybrid Equity Fund Regular Growth

Very High Risk

2.3%1.0%₹787.10 Cr26.1%
Tata Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹4137.30 Cr21.8%
UTI Hybrid Equity Fund Regular Growth

Very High Risk

1.9%1.0%₹6110.59 Cr27.5%
Nippon India Equity Hybrid Fund Regular Growth

Very High Risk

2.0%1.0%₹3857.87 Cr23.6%
SBI Equity Hybrid Fund Regular Growth

Very High Risk

1.4%1.0%₹71585.08 Cr20.6%
Canara Robeco Equity Hybrid Fund Regular Growth

Very High Risk

1.7%1.0%₹10677.10 Cr24.0%
Quant Absolute Fund Regular Growth

Very High Risk

2.0%1.0%₹2250.71 Cr22.4%

About the AMC

BOI Mutual Fund

BOI Mutual Fund

Total AUM

₹10,514 Cr

Address

B/204, Tower 1, Peninsula Corporate Park, Mumbai, 400 013

Other Funds by BOI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bank of India Midcap Tax Fund Series 1 Direct Growth

Very High Risk

-0.0%₹66.92 Cr29.7%
Bank of India Midcap Tax Fund Series 2 Direct Growth

Very High Risk

-0.0%₹35.83 Cr29.1%
Bank of India Mid & Small Cap Equity & Debt Direct Growth

Very High Risk

0.9%1.0%₹1009.82 Cr31.0%
Bank of India Conservative Hybrid Fund Direct Growth

Moderately High risk

1.1%1.0%₹66.22 Cr11.1%
Bank of India Balanced Advantage Fund Direct Growth

Very High Risk

1.2%1.0%₹135.02 Cr17.8%
Bank of India Multi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹719.25 Cr34.4%
Bank of India Bluechip Fund Direct Growth

Very High Risk

1.0%1.0%₹192.46 Cr28.5%
Bank of India Flexi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1929.59 Cr42.8%
Bank of India Large & Mid Cap Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹364.78 Cr31.8%
Bank of India Liquid Direct Growth

Low to Moderate Risk

0.1%0.0%₹1774.42 Cr7.5%
Bank of India S/T Income Direct Growth

Moderate Risk

0.5%0.0%₹76.82 Cr9.9%
Bank of India Manufacturing and Infrastructure fund Direct Growth

Very High Risk

0.8%1.0%₹519.36 Cr40.3%
Bank of India Tax Advantage Fund Direct Growth

Very High Risk

0.8%0.0%₹1435.90 Cr36.2%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹175.29 Cr7.1%
Bank of India Credit Risk Fund Direct Growth

Moderately High risk

1.0%4.0%₹114.69 Cr6.5%
Bank of India Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹1537.17 Cr36.7%
Bank of India Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹106.84 Cr6.8%
Bank of India Arbitrage Fund Direct Growth

Low Risk

0.2%0.0%₹40.76 Cr7.7%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bank of India Mid & Small Cap Equity & Debt Regular Growth, as of 28-Nov-2024, is ₹38.36.
The fund has generated 29.42% over the last 1 year and 19.01% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 73.64% in equities, 15.11% in bonds, and 11.25% in cash and cash equivalents.
The fund managers responsible for Bank of India Mid & Small Cap Equity & Debt Regular Growth are:-
  1. Alok Singh