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UTI Money Market Fund Regular Growth
Capital PreservationMoney MarketModerate Risk
Regular
NAV (22-Jan-26)
₹3192.660.05%1D
Returns (Since Inception)
7.27%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹19,301 Cr
Expense Ratio
0.23%
ISIN
INF789F01PX8
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
13 Jul 2009
About this fund
UTI Money Market Fund Regular Growth is a Money Market mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 16 years, 6 months and 10 days, having been launched on 13-Jul-09.
As of 22-Jan-26, it has a Net Asset Value (NAV) of ₹3192.66, Assets Under Management (AUM) of 19300.55 Crores, and an expense ratio of 0.23%.
As of 22-Jan-26, it has a Net Asset Value (NAV) of ₹3192.66, Assets Under Management (AUM) of 19300.55 Crores, and an expense ratio of 0.23%.
- UTI Money Market Fund Regular Growth has given a CAGR return of 7.27% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 27.27% in debts, and 72.46% in cash & cash equivalents.
- You can start investing in UTI Money Market Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.27%
+6.65% (Cat Avg.)
3 Years
+7.50%
+7.00% (Cat Avg.)
5 Years
+6.27%
+5.90% (Cat Avg.)
10 Years
+6.71%
+5.87% (Cat Avg.)
Since Inception
+7.27%
— (Cat Avg.)
Portfolio Summaryas of 15th January 2026
| Debt | ₹5,264.13 Cr | 27.27% |
| Others | ₹14,036.42 Cr | 72.73% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Canara Bank | Bond - Gov't Agency Debt | ₹682.97 Cr | 3.45% |
| Net Current Assets | Cash | ₹620.9 Cr | 3.13% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹564.99 Cr | 2.85% |
| Indusind Bank Ltd. | Bond - Corporate Bond | ₹536.56 Cr | 2.71% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹495.61 Cr | 2.50% |
| India (Republic of) | Bond - Short-term Government Bills | ₹488.84 Cr | 2.47% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹412.63 Cr | 2.08% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹397.82 Cr | 2.01% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹392.18 Cr | 1.98% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹390.9 Cr | 1.97% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹366.77 Cr | 1.85% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹365.89 Cr | 1.85% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹347.2 Cr | 1.75% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹346.78 Cr | 1.75% |
| India (Republic of) | Bond - Short-term Government Bills | ₹344.32 Cr | 1.74% |
| Tbill | Bond - Gov't/Treasury | ₹343.67 Cr | 1.73% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹263.67 Cr | 1.33% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹248.6 Cr | 1.25% |
| Ongc Petro Additions Limited | Cash - Commercial Paper | ₹247.49 Cr | 1.25% |
| Indian Bank | Cash - CD/Time Deposit | ₹245.22 Cr | 1.24% |
| IDFC First Bank Limited | Cash - CD/Time Deposit | ₹244.43 Cr | 1.23% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹244.35 Cr | 1.23% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹244.29 Cr | 1.23% |
| Cd - Federal Bank Ltd - 20/05/2026 | Cash - CD/Time Deposit | ₹244.14 Cr | 1.23% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹243.3 Cr | 1.23% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹234.16 Cr | 1.18% |
| Bank Of Maharashtra | Bond - Gov't Agency Debt | ₹233.75 Cr | 1.18% |
| Bajaj Housing Finance Limited | Cash - Commercial Paper | ₹198.79 Cr | 1.00% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹198.02 Cr | 1.00% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹197.23 Cr | 1.00% |
| T-Bill | Bond - Gov't/Treasury | ₹196.58 Cr | 0.99% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹195.97 Cr | 0.99% |
| India (Republic of) | Bond - Short-term Government Bills | ₹195.76 Cr | 0.99% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹195.29 Cr | 0.99% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹195.2 Cr | 0.99% |
| Cholamandalam Investment And Finance Company Limited | Cash - Commercial Paper | ₹195.16 Cr | 0.98% |
| Axis Securities Limited | Cash - Commercial Paper | ₹195.15 Cr | 0.98% |
| Smfg India Credit Company Limited | Cash - Commercial Paper | ₹194.79 Cr | 0.98% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹194.59 Cr | 0.98% |
| L&T Finance Limited | Cash - Commercial Paper | ₹194.49 Cr | 0.98% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹194.16 Cr | 0.98% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹192.37 Cr | 0.97% |
| Indian Bank | Bond - Gov't Agency Debt | ₹189.73 Cr | 0.96% |
| Indian Bank | Cash - CD/Time Deposit | ₹189.38 Cr | 0.96% |
| Indian Bank | Bond - Gov't Agency Debt | ₹187.15 Cr | 0.94% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹186.98 Cr | 0.94% |
| Small Industries Development Bank of India | Bond - Corporate Bond | ₹186.94 Cr | 0.94% |
| Infina Finance Pvt Ltd. | Cash - Commercial Paper | ₹186.93 Cr | 0.94% |
| AU Small Finance Bank Ltd. | Bond - Corporate Bond | ₹186.45 Cr | 0.94% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹171.18 Cr | 0.86% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹148.98 Cr | 0.75% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹148.93 Cr | 0.75% |
| Equitas Small Finance Bank Ltd. | Bond - Corporate Bond | ₹148.32 Cr | 0.75% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹148.29 Cr | 0.75% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹148.19 Cr | 0.75% |
| Indian Bank | Cash - CD/Time Deposit | ₹146.96 Cr | 0.74% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹146.89 Cr | 0.74% |
| L&T Finance Limited | Cash - Commercial Paper | ₹146.01 Cr | 0.74% |
| Canara Bank | Cash - CD/Time Deposit | ₹146 Cr | 0.74% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹145.96 Cr | 0.74% |
| HSBC Investdirect Financial Services (India) Ltd. | Cash - Commercial Paper | ₹145.86 Cr | 0.74% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹142.23 Cr | 0.72% |
| Ongc Petro Additions Limited | Cash - Commercial Paper | ₹124.06 Cr | 0.63% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹123.65 Cr | 0.62% |
| 6.99% Govt Stock 2026 | Bond - Gov't/Treasury | ₹100.38 Cr | 0.51% |
| Gic Housing Finance Limited | Cash - Commercial Paper | ₹99.49 Cr | 0.50% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹99.2 Cr | 0.50% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹99.17 Cr | 0.50% |
| Indian Bank | Cash - CD/Time Deposit | ₹99.07 Cr | 0.50% |
| Canara Bank (13/03/2026) | Cash - CD/Time Deposit | ₹99.05 Cr | 0.50% |
| Mahindra Rural Housing Finance Limited | Cash - Commercial Paper | ₹98.94 Cr | 0.50% |
| Nuvama Wealth Management Limited | Cash - Commercial Paper | ₹98.88 Cr | 0.50% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹98.85 Cr | 0.50% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹97.76 Cr | 0.49% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹97.63 Cr | 0.49% |
| Dcb Bank Limited | Cash - CD/Time Deposit | ₹97.61 Cr | 0.49% |
| DSP Finance Pvt Ltd. | Cash - Commercial Paper | ₹97.56 Cr | 0.49% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹97.55 Cr | 0.49% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹97.46 Cr | 0.49% |
| HSBC Investdirect Financial Services (India) Ltd. | Cash - Commercial Paper | ₹97.43 Cr | 0.49% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹97.4 Cr | 0.49% |
| Kotak Mahindra Prime Limited | Cash - Commercial Paper | ₹97.35 Cr | 0.49% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹97.32 Cr | 0.49% |
| Tata Capital Limited | Cash - Commercial Paper | ₹97.25 Cr | 0.49% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹97.15 Cr | 0.49% |
| India (Republic of) | Bond - Short-term Government Bills | ₹96.39 Cr | 0.49% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹94.58 Cr | 0.48% |
| Canara Bank | Bond - Gov't Agency Debt | ₹93.64 Cr | 0.47% |
| Cd - Equitas Small Finance Bank - 26/11/2026 | Cash - CD/Time Deposit | ₹93.6 Cr | 0.47% |
| Angel One Limited | Cash - Commercial Paper | ₹92.4 Cr | 0.47% |
| 360 One Prime Limited | Cash - Commercial Paper | ₹74.73 Cr | 0.38% |
| Godrej Finance Limited | Cash - Commercial Paper | ₹74.15 Cr | 0.37% |
| 360 One Prime Limited | Cash - Commercial Paper | ₹74.14 Cr | 0.37% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹74.06 Cr | 0.37% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹73.33 Cr | 0.37% |
| IGH Holdings Pvt Ltd. | Cash - Commercial Paper | ₹69.86 Cr | 0.35% |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | Mutual Fund - Open End | ₹53.29 Cr | 0.27% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹49.83 Cr | 0.25% |
| 360 One Wam Limited | Cash - Commercial Paper | ₹49.82 Cr | 0.25% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.81 Cr | 0.25% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹49.75 Cr | 0.25% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹49.64 Cr | 0.25% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.62 Cr | 0.25% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹49.48 Cr | 0.25% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹49.47 Cr | 0.25% |
| Kotak Mahindra Bank Ltd. | Bond - Corporate Bond | ₹47.73 Cr | 0.24% |
| AU Small Finance Bank Ltd. | Bond - Corporate Bond | ₹47.66 Cr | 0.24% |
| Cd - Au Small Finance Bank Ltd - 25/11/2026 | Cash - CD/Time Deposit | ₹47.03 Cr | 0.24% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.92 Cr | 0.13% |
| Clearing Corporation Of India Ltd. Std - Margin | Cash - Repurchase Agreement | ₹4.48 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹8,226.48 Cr | 41.51% |
| Cash - Commercial Paper | ₹4,713.81 Cr | 23.79% |
| Bond - Corporate Bond | ₹2,157.24 Cr | 10.89% |
| Bond - Gov't Agency Debt | ₹1,778.13 Cr | 8.97% |
| Bond - Gov't/Treasury | ₹1,136.24 Cr | 5.73% |
| Bond - Short-term Government Bills | ₹1,125.3 Cr | 5.68% |
| Cash | ₹620.9 Cr | 3.13% |
| Mutual Fund - Open End | ₹53.29 Cr | 0.27% |
| Cash - Repurchase Agreement | ₹4.48 Cr | 0.02% |
Risk & Performance Ratios
Standard Deviation
This fund
0.33%
Cat. avg.
0.52%
Lower the better
Sharpe Ratio
This fund
2.57
Cat. avg.
1.22
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
9.17
Higher the better
Fund Managers
Anurag Mittal
Since December 2021
Amit Sharma
Since July 2017
Additional Scheme Detailsas of 15th January 2026
ISIN INF789F01PX8 | Expense Ratio 0.23% | Exit Load No Charges | Fund Size ₹19,301 Cr | Age 16 years 6 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
About the AMC
UTI Mutual Fund
Total AUM
₹3,64,771 Cr
Address
UTI Towers, Gn Block, Mumbai, 400 051
Other Funds by UTI Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of UTI Money Market Fund Regular Growth?
The NAV of UTI Money Market Fund Regular Growth, as of 22-Jan-2026, is ₹3192.66.
What are the returns of UTI Money Market Fund Regular Growth?
The fund has generated 7.27% over the last 1 year and 7.50% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of UTI Money Market Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 27.27% in bonds, and 72.46% in cash and cash equivalents.
Who manages the UTI Money Market Fund Regular Growth?
The fund managers responsible for UTI Money Market Fund Regular Growth are:-
- Anurag Mittal
- Amit Sharma
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
