UTI Liquid Fund Cash Plan Direct Growth

Fund Overview

Fund Size

₹23,383 Cr

Expense Ratio

0.17%

ISIN

INF789F01XQ6

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

UTI Liquid Fund Cash Plan Direct Growth is a Liquid mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 3 months and 18 days, having been launched on 01-Jan-13.
As of 20-Apr-25, it has a Net Asset Value (NAV) of ₹4269.59, Assets Under Management (AUM) of 23382.80 Crores, and an expense ratio of 0.17%.

UTI Liquid Fund Cash Plan Direct Growth has given a CAGR return of 6.88% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.73% in cash & cash equivalents.
You can start investing in UTI Liquid Fund Cash Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.39%

+6.82% (Cat Avg.)

3 Years

+6.90%

+6.46% (Cat Avg.)

5 Years

+5.53%

+5.16% (Cat Avg.)

10 Years

+6.36%

+5.36% (Cat Avg.)

Since Inception

+6.88%

— (Cat Avg.)

Portfolio Summaryas of 31st March 2025

Others

₹23,382.8 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Current Assets	Cash	₹-5,006.63 Cr	21.41%
91 Days Treasury Bill 26-Jun-2025	Bond - Gov't/Treasury	₹1,527.36 Cr	6.53%
91 DTB 30052025	Bond - Gov't/Treasury	₹1,039.33 Cr	4.44%
National Bk For Agriculture & Rural Dev. **	Cash - Commercial Paper	₹1,037.11 Cr	4.44%
91 Days Tbill Red 19-06-2025	Bond - Gov't/Treasury	₹986.59 Cr	4.22%
HDFC Bank Ltd. ** #	Cash - CD/Time Deposit	₹887.91 Cr	3.80%
364 DTB	Bond - Gov't/Treasury	₹617.19 Cr	2.64%
Export-Import Bank Of India	Cash - Commercial Paper	₹508.85 Cr	2.18%
HDFC Bank Limited	Cash - CD/Time Deposit	₹494.71 Cr	2.12%
91 Days Tbill Red 05-06-2025	Bond - Gov't/Treasury	₹494.35 Cr	2.11%
Union Bank Of India**	Cash - CD/Time Deposit	₹493.93 Cr	2.11%
HDFC Bank Ltd. ** #	Cash - CD/Time Deposit	₹493.47 Cr	2.11%
National Bank For Agriculture And Rural Development (10/06/2025) **	Cash - Commercial Paper	₹493.29 Cr	2.11%
Canara Bank 12-Jun-2025 # **	Cash - CD/Time Deposit	₹493.21 Cr	2.11%
National Bk For Agriculture & Rural Dev. **	Cash - Commercial Paper	₹493.2 Cr	2.11%
Indian Bank	Cash - CD/Time Deposit	₹493.17 Cr	2.11%
Bajaj Finance Ltd.	Cash - Commercial Paper	₹493.09 Cr	2.11%
Bank of India Ltd.	Bond - Corporate Bond	₹492.74 Cr	2.11%
Punjab & Sind Bank	Bond - Corporate Bond	₹492.61 Cr	2.11%
Indian Bank	Cash - CD/Time Deposit	₹469.94 Cr	2.01%
Punjab & Sind Bank	Cash - CD/Time Deposit	₹444.46 Cr	1.90%
National Bank For Agriculture And Rural Development	Cash - Commercial Paper	₹413.69 Cr	1.77%
182 Days Tbill (Md 01/05/2025)	Bond - Gov't/Treasury	₹373.07 Cr	1.60%
Indian Overseas Bank	Cash - CD/Time Deposit	₹371.9 Cr	1.59%
Canara Bank	Cash - CD/Time Deposit	₹370.97 Cr	1.59%
Export-Import Bank Of India	Cash - Commercial Paper	₹346.28 Cr	1.48%
Kotak Securities Ltd	Cash - Commercial Paper	₹345.6 Cr	1.48%
Export-Import Bank Of India	Cash - Commercial Paper	₹297.94 Cr	1.27%
Motilal Oswal Finvest Limited	Cash - Commercial Paper	₹297.73 Cr	1.27%
182 DTB 05062025	Bond - Gov't/Treasury	₹296.61 Cr	1.27%
Axis Securities Limited	Cash - Commercial Paper	₹295.88 Cr	1.27%
Indian Bank ** #	Cash - CD/Time Deposit	₹295.68 Cr	1.26%
Canara Bank (17/06/2025)	Cash - CD/Time Deposit	₹295.65 Cr	1.26%
182 DTB 12062025	Bond - Gov't/Treasury	₹271.56 Cr	1.16%
7.72% Govt Stock 2025	Bond - Gov't/Treasury	₹250.46 Cr	1.07%
Punjab & Sind Bank	Cash - CD/Time Deposit	₹248.36 Cr	1.06%
Union Bank Of India	Cash - CD/Time Deposit	₹248.33 Cr	1.06%
Indian Bank	Cash - CD/Time Deposit	₹248.33 Cr	1.06%
Union Bank Of India	Cash - CD/Time Deposit	₹248.28 Cr	1.06%
Indian Bank	Cash - CD/Time Deposit	₹248.28 Cr	1.06%
91 Days Tbill	Bond - Gov't/Treasury	₹248.1 Cr	1.06%
Canara Bank	Cash - CD/Time Deposit	₹247.92 Cr	1.06%
ICICI Securities Limited	Cash - Commercial Paper	₹247.46 Cr	1.06%
Bajaj Finance Limited	Cash - Commercial Paper	₹247.42 Cr	1.06%
JSW Energy Ltd	Cash - Commercial Paper	₹246.94 Cr	1.06%
IDFC First Bank Limited	Cash - CD/Time Deposit	₹246.92 Cr	1.06%
Small Industries Dev Bank Of India (05/06/2025) **	Cash - Commercial Paper	₹246.9 Cr	1.06%
Icici Securities Limited	Cash - Commercial Paper	₹246.81 Cr	1.06%
Small Industries Dev Bank Of India**	Cash - Commercial Paper	₹246.67 Cr	1.05%
Export-Import Bank of India	Cash - Commercial Paper	₹246.6 Cr	1.05%
Network18 Media & Investments Limited	Cash - Commercial Paper	₹246.56 Cr	1.05%
Bank Of India	Cash - CD/Time Deposit	₹246.56 Cr	1.05%
Bajaj Financial Securities Limited	Cash - Commercial Paper	₹246.51 Cr	1.05%
Bajaj Finance Limited (11/06/2025) **	Cash - Commercial Paper	₹246.5 Cr	1.05%
Icici Securities Limited	Cash - Commercial Paper	₹246.47 Cr	1.05%
HDFC Bank Ltd. ** #	Cash - CD/Time Deposit	₹246.36 Cr	1.05%
Union Bank of India	Bond - Gov't Agency Debt	₹246.36 Cr	1.05%
Export Import Bank Of India	Bond - Corporate Bond	₹199.83 Cr	0.85%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹198.59 Cr	0.85%
The Karur Vysya Bank Ltd.	Cash - CD/Time Deposit	₹198.24 Cr	0.85%
Poonawalla Fincorp Ltd.	Cash - Commercial Paper	₹198.19 Cr	0.85%
Poonawalla Fincorp Ltd.	Cash - Commercial Paper	₹197.79 Cr	0.85%
Piramal Capital And Housing Finance Ltd.	Cash - Commercial Paper	₹197.62 Cr	0.85%
Canara Bank**	Cash - CD/Time Deposit	₹197.51 Cr	0.84%
HDFC Securities Limited	Cash - Commercial Paper	₹197.48 Cr	0.84%
HDFC Securities Limited	Cash - Commercial Paper	₹197.44 Cr	0.84%
Kotak Securities Ltd	Cash - Commercial Paper	₹197.37 Cr	0.84%
Motilal Oswal Financial Services Ltd	Cash - Commercial Paper	₹197.29 Cr	0.84%
Icici Securities Limited	Cash - Commercial Paper	₹197.14 Cr	0.84%
Karur Vysya Bank Limited**	Cash - CD/Time Deposit	₹196.95 Cr	0.84%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹172.82 Cr	0.74%
Axis Bank Limited	Cash - CD/Time Deposit	₹172.81 Cr	0.74%
360 One Prime Ltd	Cash - Commercial Paper	₹149.35 Cr	0.64%
Axis Bank Limited	Cash - CD/Time Deposit	₹149.11 Cr	0.64%
Nuvama Wealth Finance Limited	Cash - Commercial Paper	₹148.08 Cr	0.63%
Sikka Ports And Terminals Limited**	Cash - Commercial Paper	₹147.91 Cr	0.63%
Nuvama Wealth Management Ltd.	Cash - Commercial Paper	₹123.17 Cr	0.53%
5.22% Govt Stock 2025	Bond - Gov't/Treasury	₹99.74 Cr	0.43%
Bajaj Finance Limited	Cash - Commercial Paper	₹99.7 Cr	0.43%
Barclays Investments & Loans (India) Limited	Cash - Commercial Paper	₹99.53 Cr	0.43%
ICICI Securities Limited	Cash - Commercial Paper	₹99.52 Cr	0.43%
Axis Finance Limited	Cash - Commercial Paper	₹99.44 Cr	0.43%
Aditya Birla Money Limited	Cash - Commercial Paper	₹99.42 Cr	0.43%
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)	Cash - CD/Time Deposit	₹99.28 Cr	0.42%
Motilal Oswal Financial Services Limited	Cash - Commercial Paper	₹99.26 Cr	0.42%
Julius Baer Capital (India) Private Limited	Cash - Commercial Paper	₹99.08 Cr	0.42%
Julius Baer Capital (India) Private Limited	Cash - Commercial Paper	₹99 Cr	0.42%
Hindustan Zinc Limited**	Cash - Commercial Paper	₹98.73 Cr	0.42%
Aseem Infrastructure Finance Ltd.	Cash - Commercial Paper	₹98.67 Cr	0.42%
Icici Securities Limited	Cash - Commercial Paper	₹98.47 Cr	0.42%
Piramal Capital & Housing Finance Ltd.	Cash - Commercial Paper	₹98.37 Cr	0.42%
HDFC Bank Limited	Bond - Corporate Bond	₹89.96 Cr	0.38%
Bajaj Finance Limited	Cash - Commercial Paper	₹74.76 Cr	0.32%
Tata Motors Finance Solutions Limited	Cash - Commercial Paper	₹74.25 Cr	0.32%
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	Mutual Fund - Open End	₹64.03 Cr	0.27%
Aditya Birla Money Limited	Cash - Commercial Paper	₹49.57 Cr	0.21%
Tata Teleservices (Maharashtra) Ltd.	Cash - Commercial Paper	₹49.23 Cr	0.21%
91 Days Tbill Red 24-04-2025	Bond - Gov't/Treasury	₹24.9 Cr	0.11%
Aditya Birla Finance Limited	Cash - Commercial Paper	₹24.89 Cr	0.11%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹6.85 Cr	0.03%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹11,546.75 Cr	49.38%
Cash - CD/Time Deposit	₹9,021.06 Cr	38.58%
Bond - Gov't/Treasury	₹6,229.26 Cr	26.64%
Cash	₹-5,006.63 Cr	21.41%
Bond - Corporate Bond	₹1,275.13 Cr	5.45%
Bond - Gov't Agency Debt	₹246.36 Cr	1.05%
Mutual Fund - Open End	₹64.03 Cr	0.27%
Cash - Repurchase Agreement	₹6.85 Cr	0.03%
Bond - Short-term Government Bills	₹0 Cr	-

Risk & Performance Ratios

Fund Managers

Amit Sharma

Since July 2017

Additional Scheme Detailsas of 31st March 2025

ISIN

INF789F01XQ6

Expense Ratio

0.17%

Exit Load

No Charges

Fund Size

₹23,383 Cr

Age

12 years 3 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty Liquid Index A-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Liquid Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk	-	-	-	-
HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk	0.8%	-	₹25.37 Cr	5.3%
Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.1%	-	₹256.05 Cr	-
Shriram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹118.09 Cr	-
Shriram Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹118.09 Cr	-
Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹59.47 Cr	-
Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹461.96 Cr	-
DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹2686.33 Cr	6.3%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,03,409 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Innovation Fund Direct Growth Very High Risk	1.0%	1.0%	₹737.59 Cr	0.4%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹316.65 Cr	8.2%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	8.1%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	₹176.51 Cr	8.2%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	9.7%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.5%	0.0%	₹1384.92 Cr	8.1%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹512.30 Cr	0.8%
UTI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹785.18 Cr	9.0%
UTI Focused Equity Fund Direct Growth Very High Risk	0.7%	1.0%	₹2497.47 Cr	9.3%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹50.94 Cr	11.9%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹7352.90 Cr	-9.3%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3038.58 Cr	6.6%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5007.17 Cr	9.9%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹240.16 Cr	7.4%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹6614.10 Cr	8.0%
UTI Small Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹4146.53 Cr	11.8%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.4%	0.0%	₹3142.90 Cr	7.9%
UTI Credit Risk Fund Direct Growth Moderately High risk	1.2%	1.0%	₹287.90 Cr	9.4%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.4%	1.0%	₹3855.37 Cr	12.5%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1211.18 Cr	19.6%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹447.05 Cr	11.2%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹5910.13 Cr	12.6%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3592.53 Cr	10.3%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹24531.52 Cr	14.1%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹319.60 Cr	11.0%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.2%	0.0%	₹23382.80 Cr	7.4%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹732.75 Cr	11.3%
UTI India Consumer Fund Direct Growth Very High Risk	1.5%	1.0%	₹651.45 Cr	9.8%
UTI Infrastructure Fund Direct Growth Very High Risk	1.8%	1.0%	₹2096.67 Cr	6.0%
UTI MNC Fund Direct Growth Very High Risk	1.2%	1.0%	₹2639.71 Cr	2.0%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹12180.00 Cr	9.8%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1647.97 Cr	12.0%
UTI Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹16265.27 Cr	8.1%
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹10649.44 Cr	5.7%
UTI Value Opportunities Fund Direct Growth Very High Risk	1.1%	1.0%	₹9455.20 Cr	14.6%
UTI Healthcare Fund Direct Growth Very High Risk	1.2%	1.0%	₹1042.04 Cr	22.1%
UTI Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹21356.16 Cr	8.8%
UTI Transportation & Logistics Fund Direct Growth Very High Risk	0.8%	1.0%	₹3163.31 Cr	0.8%
UTI Short Term Income Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹2565.85 Cr	9.3%
UTI - Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹2734.89 Cr	8.2%
UTI Multi Asset Fund Direct Growth High Risk	0.5%	1.0%	₹5284.99 Cr	9.5%
UTI Core Equity Fund Direct Growth Very High Risk	0.9%	1.0%	₹4100.83 Cr	13.5%
UTI Medium Term Fund Direct Growth Moderate Risk	0.8%	1.0%	₹39.35 Cr	10.0%

Risk Level

Your principal amount will be at Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Liquid Fund Cash Plan Direct Growth?

The NAV of UTI Liquid Fund Cash Plan Direct Growth, as of 20-Apr-2025, is ₹4269.59.

What are the returns of UTI Liquid Fund Cash Plan Direct Growth?

The fund has generated 7.39% over the last 1 year and 6.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Liquid Fund Cash Plan Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.73% in cash and cash equivalents.

Who manages the UTI Liquid Fund Cash Plan Direct Growth?

The fund managers responsible for UTI Liquid Fund Cash Plan Direct Growth are:-

Amit Sharma

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹23,383 Cr

Expense Ratio

0.17%

ISIN

INF789F01XQ6

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Moderate Risk