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Union Liquid Regular Growth
Capital PreservationLiquidLow to Moderate Risk
Regular
NAV (18-Sep-26)
₹2706.440.02%1D
Returns (Since Inception)
6.74%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹7,578 Cr
Expense Ratio
0.15%
ISIN
INF582M01013
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
15 Jun 2011
About this fund
Union Liquid Regular Growth is a Liquid mutual fund schemes offered by Union Mutual Fund. This fund has been in existence for 15 years, 3 months and 5 days, having been launched on 15-Jun-11.
As of 18-Sep-26, it has a Net Asset Value (NAV) of ₹2706.44, Assets Under Management (AUM) of 7577.89 Crores, and an expense ratio of 0.15%.
As of 18-Sep-26, it has a Net Asset Value (NAV) of ₹2706.44, Assets Under Management (AUM) of 7577.89 Crores, and an expense ratio of 0.15%.
- Union Liquid Regular Growth has given a CAGR return of 6.74% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.77% in cash & cash equivalents.
- You can start investing in Union Liquid Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.40%
+5.83% (Cat Avg.)
3 Years
+6.87%
+6.37% (Cat Avg.)
5 Years
+6.28%
+5.83% (Cat Avg.)
10 Years
+5.63%
+5.20% (Cat Avg.)
Since Inception
+6.74%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2026
| Others | ₹7,577.89 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 5.20% Reverse Repo | Cash - Repurchase Agreement | ₹378.07 Cr | 4.99% |
| India (Republic of) | Bond - Short-term Government Bills | ₹264.42 Cr | 3.49% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹249.37 Cr | 3.29% |
| India (Republic of) | Bond - Short-term Government Bills | ₹222.21 Cr | 2.93% |
| Indian Bank | Cash - CD/Time Deposit | ₹199.8 Cr | 2.64% |
| National Bank For Agriculture And Rural Development | Cash - Commercial Paper | ₹199.66 Cr | 2.63% |
| India (Republic of) | Bond - Short-term Government Bills | ₹173.03 Cr | 2.28% |
| TATA Steel Limited | Cash - Commercial Paper | ₹149.95 Cr | 1.98% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹149.77 Cr | 1.98% |
| Alembic Pharmaceuticals Limited | Cash - Commercial Paper | ₹149.74 Cr | 1.98% |
| ICICI Bank Ltd. | Bond - Corporate Bond | ₹149.65 Cr | 1.97% |
| India (Republic of) | Bond - Short-term Government Bills | ₹148.61 Cr | 1.96% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹123.02 Cr | 1.62% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹120.04 Cr | 1.58% |
| India (Republic of) | Bond - Short-term Government Bills | ₹114.07 Cr | 1.51% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹99.85 Cr | 1.32% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹99.84 Cr | 1.32% |
| Sbicap Securities Limited | Cash - Commercial Paper | ₹99.84 Cr | 1.32% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹99.83 Cr | 1.32% |
| Punjab National Bank Red | Cash - CD/Time Deposit | ₹99.77 Cr | 1.32% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹99.71 Cr | 1.32% |
| Rec Limited | Cash - Commercial Paper | ₹99.66 Cr | 1.32% |
| Bank of India Ltd. | Bond - Corporate Bond | ₹99.63 Cr | 1.31% |
| Central Bank of India | Bond - Gov't Agency Debt | ₹99.6 Cr | 1.31% |
| Alembic Pharmaceuticals Limited | Cash - Commercial Paper | ₹99.59 Cr | 1.31% |
| IDBI Bank Ltd | Bond - Gov't Agency Debt | ₹99.54 Cr | 1.31% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹99.54 Cr | 1.31% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹99.49 Cr | 1.31% |
| India (Republic of) | Bond - Short-term Government Bills | ₹99.29 Cr | 1.31% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹98.89 Cr | 1.30% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹98.77 Cr | 1.30% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹98.76 Cr | 1.30% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹98.58 Cr | 1.30% |
| LIC Housing Finance Ltd. | Cash - Commercial Paper | ₹98.5 Cr | 1.30% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹98.49 Cr | 1.30% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹98.47 Cr | 1.30% |
| SBICAP Securities Ltd | Cash - Commercial Paper | ₹98.46 Cr | 1.30% |
| Reliance Retail Ventures Limited | Cash - Commercial Paper | ₹74.99 Cr | 0.99% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹74.9 Cr | 0.99% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹74.88 Cr | 0.99% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹74.78 Cr | 0.99% |
| Axis Securities Limited | Cash - Commercial Paper | ₹74.77 Cr | 0.99% |
| Ntpc Limited | Cash - Commercial Paper | ₹74.72 Cr | 0.99% |
| Godrej Properties Limited | Cash - Commercial Paper | ₹74.7 Cr | 0.99% |
| India (Republic of) | Bond - Short-term Government Bills | ₹74.23 Cr | 0.98% |
| Godrej Finance Ltd. | Cash - Commercial Paper | ₹73.93 Cr | 0.98% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹73.89 Cr | 0.98% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹73.88 Cr | 0.97% |
| Canara Bank | Bond - Gov't Agency Debt | ₹73.84 Cr | 0.97% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹50.04 Cr | 0.66% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹50.01 Cr | 0.66% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹49.99 Cr | 0.66% |
| Au Small Finance Bank Limited | Cash - CD/Time Deposit | ₹49.98 Cr | 0.66% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.95 Cr | 0.66% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹49.91 Cr | 0.66% |
| Canara Bank | Cash - CD/Time Deposit | ₹49.88 Cr | 0.66% |
| Indian Bank | Bond - Gov't Agency Debt | ₹49.87 Cr | 0.66% |
| Ntpc Limited | Cash - Commercial Paper | ₹49.86 Cr | 0.66% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹49.84 Cr | 0.66% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹49.83 Cr | 0.66% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹49.78 Cr | 0.66% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹49.59 Cr | 0.65% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹49.52 Cr | 0.65% |
| Adani Ports And SPecial Economic Zone Limited | Cash - Commercial Paper | ₹49.5 Cr | 0.65% |
| Aditya Birla Capital Limited | Cash - Commercial Paper | ₹49.48 Cr | 0.65% |
| Axis Finance Limited | Cash - Commercial Paper | ₹49.47 Cr | 0.65% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹49.39 Cr | 0.65% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹49.39 Cr | 0.65% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.38 Cr | 0.65% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹49.36 Cr | 0.65% |
| Canara Bank | Bond - Gov't Agency Debt | ₹49.34 Cr | 0.65% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹49.32 Cr | 0.65% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹49.31 Cr | 0.65% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.27 Cr | 0.65% |
| Axis Securities Limited | Cash - Commercial Paper | ₹49.23 Cr | 0.65% |
| Infina Finance Pvt Ltd. | Cash - Commercial Paper | ₹49.23 Cr | 0.65% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹44.99 Cr | 0.59% |
| 5.15% Reverse Repo | Cash - Repurchase Agreement | ₹41.11 Cr | 0.54% |
| India (Republic of) | Bond - Short-term Government Bills | ₹39.95 Cr | 0.53% |
| Net Receivable / Payable | Cash - Collateral | ₹31.4 Cr | 0.41% |
| 5.10% Reverse Repo | Cash - Repurchase Agreement | ₹25.42 Cr | 0.34% |
| Sikka Ports & Terminals Limited | Bond - Corporate Bond | ₹25.04 Cr | 0.33% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹24.99 Cr | 0.33% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹24.9 Cr | 0.33% |
| 12/11/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹24.74 Cr | 0.33% |
| Cholamandalam Investment And Finance Company Limited | Cash - Commercial Paper | ₹24.58 Cr | 0.32% |
| Corporate Debt Mkt Devp. Fund-A2 | Mutual Fund - Unspecified | ₹17.76 Cr | 0.23% |
| 5.12% Reverse Repo | Cash - Repurchase Agreement | ₹14.57 Cr | 0.19% |
| Treps | Cash - Repurchase Agreement | ₹9.64 Cr | 0.13% |
| 7.23% Tamilnadu SDL 2026 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.07% |
| 7.22% Maharashtra Sdl 2026 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.07% |
| 7.25% Uttarakhand Sdl 2026 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.07% |
| 7.19% Westbengal Sdl 2026 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.07% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹3,322.76 Cr | 43.85% |
| Cash - CD/Time Deposit | ₹1,316.12 Cr | 17.37% |
| Bond - Short-term Government Bills | ₹1,135.81 Cr | 14.99% |
| Bond - Corporate Bond | ₹868.27 Cr | 11.46% |
| Cash - Repurchase Agreement | ₹468.8 Cr | 6.19% |
| Bond - Gov't Agency Debt | ₹372.18 Cr | 4.91% |
| Bond - Gov't/Treasury | ₹44.79 Cr | 0.59% |
| Cash - Collateral | ₹31.4 Cr | 0.41% |
| Mutual Fund - Unspecified | ₹17.76 Cr | 0.23% |
Risk & Performance Ratios
Standard Deviation
This fund
0.20%
Cat. avg.
0.35%
Lower the better
Sharpe Ratio
This fund
2.68
Cat. avg.
0.24
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
12.71
Higher the better
Fund Managers
PA
Parijat Agrawal
Since June 2021
Devesh Thacker
Since September 2010
Additional Scheme Detailsas of 31st August 2026
ISIN INF582M01013 | Expense Ratio 0.15% | Exit Load No Charges | Fund Size ₹7,578 Cr | Age 15 years 3 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29217.85 Cr | 6.4% |
| JioBlackRock Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | ₹12173.43 Cr | - |
| ASK Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| ASK Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| UTI Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹29217.85 Cr | 6.5% |
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹29217.85 Cr | 6.4% |
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹817.92 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹559.10 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹559.10 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹98.25 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹98.25 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹817.92 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12173.43 Cr | 6.6% |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹51.79 Cr | 5.8% |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹51.79 Cr | 5.9% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹1247.38 Cr | 5.0% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹496.82 Cr | 6.3% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹496.82 Cr | 6.2% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1904.83 Cr | 5.0% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17358.70 Cr | 6.4% |
| LIC MF Liquid Plan Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17484.09 Cr | 6.5% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹62798.37 Cr | 6.5% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.01 Cr | 6.0% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.01 Cr | 6.2% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹73.81 Cr | 5.8% |
| Sundaram Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹9094.46 Cr | 6.6% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹19030.95 Cr | 6.5% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹381.39 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹43124.99 Cr | 6.5% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.1% | 0.0% | ₹7577.89 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1742.62 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13272.23 Cr | 6.5% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹20748.17 Cr | 6.5% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹49073.09 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹742.59 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹742.59 Cr | 6.3% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1392.28 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1392.28 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹556.28 Cr | 5.8% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹17358.70 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹63342.66 Cr | 6.5% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹8588.55 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8588.55 Cr | 6.5% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹92191.69 Cr | 6.4% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹33248.42 Cr | 6.4% |
About the AMC
Union Mutual Fund
Total AUM
₹28,567 Cr
Address
Unit 802, 8th Floor, Tower ‘A’, Mumbai, 400013
Other Funds by Union Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Union Liquid Regular Growth?
The NAV of Union Liquid Regular Growth, as of 18-Sep-2026, is ₹2706.44.
What are the returns of Union Liquid Regular Growth?
The fund has generated 6.40% over the last 1 year and 6.87% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Union Liquid Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.77% in cash and cash equivalents.
Who manages the Union Liquid Regular Growth?
The fund managers responsible for Union Liquid Regular Growth are:-
- Parijat Agrawal
- Devesh Thacker
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
