
Capital PreservationMoney MarketModerate Risk
Regular
NAV (13-Nov-26)
Returns (Since Inception)
Fund Size
₹32,701 Cr
Expense Ratio
0.40%
ISIN
INF277K01LQ7
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
22 May 2003
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.32%
+6.16% (Cat Avg.)
3 Years
+7.20%
+6.92% (Cat Avg.)
5 Years
+6.67%
+6.40% (Cat Avg.)
10 Years
+5.84%
+5.89% (Cat Avg.)
Since Inception
+6.75%
— (Cat Avg.)
| Debt | ₹6,016.51 Cr | 18.40% |
| Others | ₹26,684.68 Cr | 81.60% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Bank Of Baroda | Cash - CD/Time Deposit | ₹1,437.52 Cr | 4.40% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | Cash - CD/Time Deposit | ₹1,176.84 Cr | 3.60% |
| Yes Bank Limited | Cash - CD/Time Deposit | ₹1,144.23 Cr | 3.50% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹1,031.15 Cr | 3.15% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1,030.35 Cr | 3.15% |
| Indian Overseas Bank | Cash - CD/Time Deposit | ₹976.03 Cr | 2.98% |
| ** - Reliance Industries Ltd - Cp - 08/03/2027 | Cash | ₹973.74 Cr | 2.98% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹954.62 Cr | 2.92% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹803.8 Cr | 2.46% |
| The Jammu And Kashmir Bank Limited | Bond - Corporate Bond | ₹731.11 Cr | 2.24% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹726.26 Cr | 2.22% |
| India (Republic of) | Bond - Short-term Government Bills | ₹690.18 Cr | 2.11% |
| Indian Overseas Bank | Bond - Corporate Bond | ₹682.94 Cr | 2.09% |
| ** - Rec Ltd - Cp - 19/03/2027 | Cash | ₹680.15 Cr | 2.08% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹639.88 Cr | 1.96% |
| India (Republic of) | Bond - Short-term Government Bills | ₹619.67 Cr | 1.89% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹614.95 Cr | 1.88% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹589.59 Cr | 1.80% |
| Equitas Small Finance Bank Ltd. | Bond - Corporate Bond | ₹583.69 Cr | 1.78% |
| 7.86% Karnataka Sdl 2027 | Bond - Gov't/Treasury | ₹537.52 Cr | 1.64% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹535.89 Cr | 1.64% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹535.09 Cr | 1.64% |
| ** - Reliance Industries Ltd - Cp - 03/12/2026 | Cash | ₹496.82 Cr | 1.52% |
| ** - Hdfc Bank Ltd - Cd - 15/01/2027 | Cash | ₹492.31 Cr | 1.51% |
| Bajaj Housing Finance Limited | Cash - Commercial Paper | ₹490.97 Cr | 1.50% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹490.02 Cr | 1.50% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹487.32 Cr | 1.49% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹487.22 Cr | 1.49% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹486.5 Cr | 1.49% |
| The Jammu & Kashmir Bank Ltd. | Cash - CD/Time Deposit | ₹486.01 Cr | 1.49% |
| Small Industries Dev Bank Of India | Cash - CD/Time Deposit | ₹441.81 Cr | 1.35% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹392.75 Cr | 1.20% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹391.81 Cr | 1.20% |
| ** - Sharekhan Ltd - Cp - 26/02/2027 | Cash | ₹388.97 Cr | 1.19% |
| Igh Holdings Private Limited | Cash - Commercial Paper | ₹388.08 Cr | 1.19% |
| Pilani Investments And Industries Corporation Limited | Cash - Commercial Paper | ₹364.05 Cr | 1.11% |
| India (Republic of) | Bond - Short-term Government Bills | ₹312.78 Cr | 0.96% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹294.68 Cr | 0.90% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹294.06 Cr | 0.90% |
| Angel One Limited | Cash - Commercial Paper | ₹293.59 Cr | 0.90% |
| ** Treasury Bill 182 Days (11/03/2027) | Bond - Gov't/Treasury | ₹293.4 Cr | 0.90% |
| Kisetsu Saison Finance (India) Private Limited | Cash - Commercial Paper | ₹291.3 Cr | 0.89% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹291.03 Cr | 0.89% |
| India (Republic of) | Bond - Short-term Government Bills | ₹286.25 Cr | 0.88% |
| Deutsche Investments India Private Limited | Cash - Commercial Paper | ₹246 Cr | 0.75% |
| The Federal Bank Limited | Cash - CD/Time Deposit | ₹245.06 Cr | 0.75% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹244.99 Cr | 0.75% |
| 360 One Prime Limited | Cash - Commercial Paper | ₹244.98 Cr | 0.75% |
| ** - Icici Securities Ltd - Cp - 23/02/2027 | Cash | ₹243.77 Cr | 0.75% |
| Mahindra And Mahindra Financial Services Limited | Cash - Commercial Paper | ₹243.7 Cr | 0.75% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹243.46 Cr | 0.74% |
| Mahindra And Mahindra Financial Services Limited | Cash - Commercial Paper | ₹243.23 Cr | 0.74% |
| ** Treasury Bill 182 Days (08/04/2027) | Bond - Gov't/Treasury | ₹243.11 Cr | 0.74% |
| Ctbc Bankco., Ltd. | Cash - CD/Time Deposit | ₹242.99 Cr | 0.74% |
| India (Republic of) | Bond - Short-term Government Bills | ₹221.07 Cr | 0.68% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹210.43 Cr | 0.64% |
| Mahindra Rural Housing Finance Limited | Cash - Commercial Paper | ₹196.34 Cr | 0.60% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹196.06 Cr | 0.60% |
| Muthoot Fincorp Limited | Cash - Commercial Paper | ₹196 Cr | 0.60% |
| LIC Housing Finance Ltd | Cash - Commercial Paper | ₹195.75 Cr | 0.60% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹194.7 Cr | 0.60% |
| ** - Mirae Asset Capital Markets (India) Private Ltd - Cp - 26/02/2027 | Cash | ₹194.52 Cr | 0.59% |
| ** - Nuvama Wealth And Investment Ltd - Cp - 26/02/2027 | Cash | ₹194.37 Cr | 0.59% |
| ** - Shriram Finance Ltd - Cp - 18/12/2026 | Cash | ₹148.52 Cr | 0.45% |
| Canara Bank | Cash - CD/Time Deposit | ₹147.15 Cr | 0.45% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹147.04 Cr | 0.45% |
| 360 One Wam Limited | Cash - Commercial Paper | ₹146.99 Cr | 0.45% |
| India (Republic of) | Bond - Short-term Government Bills | ₹138.36 Cr | 0.42% |
| Birla Group Holdings Private Limited | Cash - Commercial Paper | ₹123.06 Cr | 0.38% |
| Hsbc Investdirect Financial Services (India) Limited | Cash - Commercial Paper | ₹122.91 Cr | 0.38% |
| Sbimf Aif - Cat I (Cdmdf)27/10/2038 | Mutual Fund - Unspecified | ₹103.26 Cr | 0.32% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹98.03 Cr | 0.30% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹98 Cr | 0.30% |
| India (Republic of) | Bond - Short-term Government Bills | ₹97.92 Cr | 0.30% |
| Nuvama Wealth And Investment Limited | Cash - Commercial Paper | ₹97.91 Cr | 0.30% |
| ** - Qatar National Bank (Q.P.S.C.) - Cd - 08/03/2027 | Cash | ₹97.24 Cr | 0.30% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹97.07 Cr | 0.30% |
| 7.28% Haryana Sdl 2026 | Bond - Gov't/Treasury | ₹95.17 Cr | 0.29% |
| ASeem Infrastructure Finance Limited | Cash - Commercial Paper | ₹49.64 Cr | 0.15% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹48.95 Cr | 0.15% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹48.75 Cr | 0.15% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹48.62 Cr | 0.15% |
| Nuvama Wealth Management Limited | Cash - Commercial Paper | ₹48.61 Cr | 0.15% |
| Net Current Liabilities | Cash - Collateral | ₹-46.13 Cr | 0.14% |
| ** Treasury Bill 91 Days (17/12/2026) | Bond - Gov't/Treasury | ₹44.68 Cr | 0.14% |
| 8.24% Govt Stock 2027 | Bond - Gov't/Treasury | ₹25.13 Cr | 0.08% |
| 6.45% Rajasthan Sdl 2027 | Bond - Gov't/Treasury | ₹24.99 Cr | 0.08% |
| Punjab & Sind Bank | Bond - Corporate Bond | ₹24.4 Cr | 0.07% |
| Jio Credit Limited | Cash - Commercial Paper | ₹24.28 Cr | 0.07% |
| 7.16% Westbengal Sdl 2027 | Bond - Gov't/Treasury | ₹20.03 Cr | 0.06% |
| I) Repo | Cash - Repurchase Agreement | ₹2.35 Cr | 0.01% |
| Day Tbill | Bond - Gov't/Treasury | ₹0.76 Cr | 0.00% |
AAA
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹13,318 Cr | 40.73% |
| Cash - Commercial Paper | ₹7,454.94 Cr | 22.80% |
| Cash | ₹3,910.41 Cr | 11.96% |
| Bond - Short-term Government Bills | ₹3,396.59 Cr | 10.39% |
| Bond - Corporate Bond | ₹3,276.98 Cr | 10.02% |
| Bond - Gov't/Treasury | ₹1,284.79 Cr | 3.93% |
| Mutual Fund - Unspecified | ₹103.26 Cr | 0.32% |
| Cash - Collateral | ₹-46.13 Cr | 0.14% |
| Cash - Repurchase Agreement | ₹2.35 Cr | 0.01% |
| Bond - Gov't Agency Debt | ₹0 Cr | - |
Standard Deviation
This fund
0.55%
Cat. avg.
0.70%
Lower the better
Sharpe Ratio
This fund
1.52
Cat. avg.
0.99
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
2.41
Higher the better

Since October 2013
Since June 2026
ISIN INF277K01LQ7 | Expense Ratio 0.40% | Exit Load No Charges | Fund Size ₹32,701 Cr | Age 23 years 5 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market B-I TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| JioBlackRock Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4663.56 Cr | - |
| Shriram Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹94.78 Cr | - |
| Shriram Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹94.78 Cr | - |
| Groww Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹79.53 Cr | - |
| Groww Money Market Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹79.53 Cr | - |
| JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹4663.56 Cr | 6.4% |
| Bank of India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹295.27 Cr | 6.1% |
| Bank of India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹295.27 Cr | 6.6% |
| Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹2451.64 Cr | 6.4% |
| Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹2451.64 Cr | 6.1% |
| HSBC Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6382.40 Cr | 6.4% |
| ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹31009.57 Cr | 6.5% |
| Bandhan Money Manager Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹13600.52 Cr | 6.6% |
| Nippon India Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹20815.32 Cr | 6.5% |
| Invesco India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹6300.62 Cr | 6.4% |
| Edelweiss Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹2065.40 Cr | 6.5% |
| Kotak Money Market Scheme Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹27617.50 Cr | 6.5% |
| Axis Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹19507.26 Cr | 6.6% |
| Axis Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹19507.26 Cr | 6.4% |
| Sundaram Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹1300.40 Cr | 6.3% |
| Sundaram Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1300.40 Cr | 6.5% |
| Invesco India Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹6300.62 Cr | 6.1% |
| UTI Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹16004.59 Cr | 6.5% |
| Aditya BSL Money Manager Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹26943.19 Cr | 6.5% |
| SBI Savings Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹25529.89 Cr | 6.3% |
| Tata Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹32701.19 Cr | 6.6% |
| Franklin India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3886.79 Cr | 6.5% |
| Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹3266.80 Cr | 6.5% |
| Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹3266.80 Cr | 6.2% |
| DSP Savings Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹8072.04 Cr | 6.5% |
| HDFC Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹27624.26 Cr | 6.5% |
| PGIM India Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹123.15 Cr | 6.0% |
| PGIM India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹123.15 Cr | 6.3% |
| UTI Money Market Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹16004.59 Cr | 6.4% |
| Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹4288.77 Cr | 5.8% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4288.77 Cr | 6.5% |
| Kotak Money Market Scheme Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹27617.50 Cr | 6.3% |
| Aditya BSL Money Manager Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹26943.19 Cr | 6.3% |
| Bandhan Money Manager Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹13600.52 Cr | 6.3% |
| DSP Savings Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹8072.04 Cr | 6.2% |
| HSBC Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹6382.40 Cr | 6.2% |
| SBI Savings Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹25529.89 Cr | 5.9% |
| ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹31009.57 Cr | 6.3% |
| Nippon India Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹20815.32 Cr | 6.3% |
| HDFC Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹27624.26 Cr | 6.3% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹3886.79 Cr | 6.4% |
| Tata Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹32701.19 Cr | 6.3% |
| LIC MF Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹4380.80 Cr | 6.3% |
| LIC MF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹4380.80 Cr | 6.6% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹259.27 Cr | 6.1% |

Total AUM
₹2,28,020 Cr
Address
Mafatlal Centre, 9th Floor, Mumbai, 400 021
Your principal amount will be at Moderate Risk

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