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ICICI Prudential Credit Risk Fund Regular Growth
DebtCredit RiskVery High Risk
Regular
NAV (15-Oct-26)
₹34.80-0.02%1D
Returns (Since Inception)
8.18%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹6,320 Cr
Expense Ratio
1.43%
ISIN
INF109K01GU4
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
03 Dec 2010
About this fund
ICICI Prudential Credit Risk Fund Regular Growth is a Credit Risk mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 15 years, 10 months and 13 days, having been launched on 03-Dec-10.
As of 15-Oct-26, it has a Net Asset Value (NAV) of ₹34.80, Assets Under Management (AUM) of 6320.29 Crores, and an expense ratio of 1.43%.
As of 15-Oct-26, it has a Net Asset Value (NAV) of ₹34.80, Assets Under Management (AUM) of 6320.29 Crores, and an expense ratio of 1.43%.
- ICICI Prudential Credit Risk Fund Regular Growth has given a CAGR return of 8.18% since inception.
- The fund's asset allocation comprises around 9.14% in equities, 90.10% in debts, and 0.38% in cash & cash equivalents.
- You can start investing in ICICI Prudential Credit Risk Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.40%
+7.52% (Cat Avg.)
3 Years
+8.22%
+9.16% (Cat Avg.)
5 Years
+7.20%
+9.19% (Cat Avg.)
10 Years
+7.54%
+6.00% (Cat Avg.)
Since Inception
+8.18%
— (Cat Avg.)
Portfolio Summaryas of 30th September 2026
| Equity | ₹577.87 Cr | 9.14% |
| Debt | ₹5,694.8 Cr | 90.10% |
| Others | ₹47.63 Cr | 0.75% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offsets For Shorts & Derivatives | Cash - General Offset | ₹-475 Cr | 7.52% |
| Jtpm Metal TRaders Limited | Bond - Corporate Bond | ₹275.18 Cr | 4.35% |
| 6.94% Govt Stock 2036 | Bond - Gov't/Treasury | ₹216.05 Cr | 3.42% |
| Embassy Office Parks REIT | Equity - REIT | ₹207.42 Cr | 3.28% |
| Interest Rate Swaps- Md -25-Jun-2029 (Pay Float/Receive Fixed) | Interest Rate Swap | ₹200 Cr | 3.16% |
| Adani Enterprises Limited | Bond - Corporate Bond | ₹199.74 Cr | 3.16% |
| TRuhome Finance Limited | Bond - Corporate Bond | ₹199.68 Cr | 3.16% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | Bond - Corporate Bond | ₹185.6 Cr | 2.94% |
| Vedanta Aluminium Metal Limited | Bond - Corporate Bond | ₹175.49 Cr | 2.78% |
| Nirma Limited | Bond - Corporate Bond | ₹150.27 Cr | 2.38% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹150.23 Cr | 2.38% |
| Interest Rate Swaps- Md -30-Jul-2029 (Pay Float/Receive Fixed) | Interest Rate Swap | ₹150 Cr | 2.37% |
| Adani Power Limited | Bond - Corporate Bond | ₹149.37 Cr | 2.36% |
| Hiranandani Financial Services Private Limited | Bond - Corporate Bond | ₹148.37 Cr | 2.35% |
| Treps | Cash - Repurchase Agreement | ₹146.23 Cr | 2.31% |
| Keystone Realtors Limited | Bond - Corporate Bond | ₹139.33 Cr | 2.20% |
| Net Current Assets | Cash | ₹132.42 Cr | 2.10% |
| Indus Infra Trust Unit | Equity | ₹130.5 Cr | 2.06% |
| Nuvama Wealth Finance Limited | Bond - Corporate Bond | ₹124.96 Cr | 1.98% |
| Sis Limited | Bond - Corporate Bond | ₹124.95 Cr | 1.98% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹100.25 Cr | 1.59% |
| JM Financial Home Loans Limited | Bond - Corporate Bond | ₹100.22 Cr | 1.59% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹100.16 Cr | 1.58% |
| Nuvama Wealth And Investment Limited | Bond - Corporate Bond | ₹100.11 Cr | 1.58% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹99.61 Cr | 1.58% |
| Kalpataru Projects International Limited | Bond - Corporate Bond | ₹99.59 Cr | 1.58% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹99.52 Cr | 1.57% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹99.45 Cr | 1.57% |
| Adani Airport Holdings Limited | Bond - Corporate Bond | ₹98.99 Cr | 1.57% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹94.82 Cr | 1.50% |
| Capital Infra Trust InvITs | Equity | ₹89.84 Cr | 1.42% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹80.32 Cr | 1.27% |
| Vedanta Limited | Bond - Corporate Bond | ₹75.63 Cr | 1.20% |
| Interest Rate Swaps- Md -17-Sep-2029 (Pay Float/Receive Fixed) | Interest Rate Swap | ₹75 Cr | 1.19% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹74.25 Cr | 1.17% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹73.85 Cr | 1.17% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹73.28 Cr | 1.16% |
| Prism Johnson Limited | Bond - Corporate Bond | ₹69.7 Cr | 1.10% |
| AShiana Housing Limited | Bond - Corporate Bond | ₹63.78 Cr | 1.01% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹59.74 Cr | 0.95% |
| Aadharshila Infratech Private Limited | Bond - Corporate Bond | ₹55.14 Cr | 0.87% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹50.13 Cr | 0.79% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹50.1 Cr | 0.79% |
| Creamline Dairy Products Limited | Bond - Corporate Bond | ₹50.03 Cr | 0.79% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹49.97 Cr | 0.79% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹49.91 Cr | 0.79% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹49.79 Cr | 0.79% |
| Oberoi Realty Limited | Bond - Corporate Bond | ₹49.73 Cr | 0.79% |
| Tata Housing Development Company Limited | Bond - Corporate Bond | ₹49.08 Cr | 0.78% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹49.04 Cr | 0.78% |
| Hampi Expressways Private Limited | Bond - Corporate Bond | ₹48.94 Cr | 0.77% |
| 7.24% Maharashtra Sgs 2034 | Bond - Gov't/Treasury | ₹48.53 Cr | 0.77% |
| 7.26% Tamilnadu Sgs 2035 | Bond - Gov't/Treasury | ₹48.26 Cr | 0.76% |
| APtus Value Housing Finance India Limited | Bond - Corporate Bond | ₹48.13 Cr | 0.76% |
| 7.24% Uttarpradesh Sgs 2036 | Bond - Gov't/Treasury | ₹47.73 Cr | 0.76% |
| Cube Highways Trust | Equity | ₹45.92 Cr | 0.73% |
| 6.9% Govt Stock 2065 | Bond - Gov't/Treasury | ₹44.85 Cr | 0.71% |
| Mindspace Business Parks REIT Unit | Equity - REIT | ₹42.14 Cr | 0.67% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹39.68 Cr | 0.63% |
| 7.18% Maharashtra Sgs 2033 | Bond - Gov't/Treasury | ₹38.18 Cr | 0.60% |
| Raajmarg Infra Investment Trust Units | Equity | ₹36.26 Cr | 0.57% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹35.07 Cr | 0.55% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹34.95 Cr | 0.55% |
| 7.29% Rajasthan Sgs 2037 | Bond - Gov't/Treasury | ₹32.83 Cr | 0.52% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹30.17 Cr | 0.48% |
| Aadharshila Infratech Private Limited | Bond - Corporate Bond | ₹29.48 Cr | 0.47% |
| Tyger Capital Private Limited | Bond - Corporate Bond | ₹27.45 Cr | 0.43% |
| Tyger Capital Private Limited | Bond - Corporate Bond | ₹27.43 Cr | 0.43% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹25.63 Cr | 0.41% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹25.12 Cr | 0.40% |
| Adani Enterprises Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.40% |
| TATA Projects Limited | Bond - Corporate Bond | ₹25 Cr | 0.40% |
| Interest Rate Swaps- Md -25-Jul-2028 (Pay Float/Receive Fixed) | Interest Rate Swap | ₹25 Cr | 0.40% |
| Interest Rate Swaps- Md -28-Mar-2031 (Pay Float/Receive Fixed) | Interest Rate Swap | ₹25 Cr | 0.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.94 Cr | 0.39% |
| 7.6% Gujarat Sgs 2033 | Bond - Gov't/Treasury | ₹24.93 Cr | 0.39% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹24.73 Cr | 0.39% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹24.68 Cr | 0.39% |
| Rec Limited | Bond - Corporate Bond | ₹24.68 Cr | 0.39% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.54 Cr | 0.39% |
| Chhattisgarh (Government of) | Bond - Sub-sovereign Government Debt | ₹24.23 Cr | 0.38% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Unspecified | ₹23.6 Cr | 0.37% |
| 7.25% Maharashtra Sgs 2037 | Bond - Gov't/Treasury | ₹23.45 Cr | 0.37% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹21.89 Cr | 0.35% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹21.04 Cr | 0.33% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹20 Cr | 0.32% |
| 7.34% Telangana Sgs 2038 | Bond - Gov't/Treasury | ₹19.72 Cr | 0.31% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹19.06 Cr | 0.30% |
| 7.54% Rajasthan Sgs 2035 | Bond - Gov't/Treasury | ₹19.01 Cr | 0.30% |
| 7.14% Maharashtra Sgs 2039 | Bond - Gov't/Treasury | ₹18.85 Cr | 0.30% |
| 7.24% Rajasthan Sgs 2036 | Bond - Gov't/Treasury | ₹18.68 Cr | 0.30% |
| 7.63% Andhra Sgs 2037 | Bond - Gov't/Treasury | ₹18.13 Cr | 0.29% |
| 7.12% Maharashtra Sgs 2038 | Bond - Gov't/Treasury | ₹15.62 Cr | 0.25% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹15.07 Cr | 0.24% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹14.94 Cr | 0.24% |
| 7.46% Rajasthan Sgs 2038 | Bond - Gov't/Treasury | ₹14.47 Cr | 0.23% |
| 7.24% Govt Stock 2055 | Bond - Gov't/Treasury | ₹9.85 Cr | 0.16% |
| 7.13% Karnataka Sgs 2034 | Bond - Gov't/Treasury | ₹9.63 Cr | 0.15% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹6.15 Cr | 0.10% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹6.14 Cr | 0.10% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹4.94 Cr | 0.08% |
| Maharashtra State Development Loans | Bond - Gov't/Treasury | ₹3.15 Cr | 0.05% |
| 7.29% Westbengal Sgs 2038 | Bond - Gov't/Treasury | ₹2.75 Cr | 0.04% |
| 7.36% Uttarpradesh Sgs 2036 | Bond - Gov't/Treasury | ₹1.03 Cr | 0.02% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹0.9 Cr | 0.01% |
| 7.19% Tamilnadu Sgs 2033 | Bond - Gov't/Treasury | ₹0.72 Cr | 0.01% |
| Nexus Select Trust Reits | Equity - REIT | ₹0.16 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
3.28%
Small Cap Stocks
1.07%
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹166.76 Cr | 2.64% |
| Industrials | ₹135.75 Cr | 2.15% |
Risk & Performance Ratios
Standard Deviation
This fund
1.19%
Cat. avg.
2.97%
Lower the better
Sharpe Ratio
This fund
1.60
Cat. avg.
1.14
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.63
Higher the better
Fund Managers
Manish Banthia
Since November 2016
AK
Akhil Kakkar
Since January 2024
Additional Scheme Detailsas of 30th September 2026
ISIN INF109K01GU4 | Expense Ratio 1.43% | Exit Load 1.00% | Fund Size ₹6,320 Cr | Age 15 years 10 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| HSBC Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹441.18 Cr | 6.0% |
| ICICI Prudential Credit Risk Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹6320.29 Cr | 7.1% |
| Nippon India Credit Risk Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹1707.58 Cr | 7.2% |
| Kotak Credit Risk Fund Direct Growth Moderate Risk | 0.8% | 1.0% | ₹769.05 Cr | 6.2% |
| HDFC Credit Risk Debt Fund Direct Growth High Risk | 1.0% | 1.0% | ₹7630.51 Cr | 6.4% |
| HDFC Credit Risk Debt Fund Regular Growth High Risk | 1.5% | 1.0% | ₹7630.51 Cr | 5.8% |
| HSBC Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹441.18 Cr | 5.2% |
| ICICI Prudential Credit Risk Fund Regular Growth Very High Risk | 1.4% | 1.0% | ₹6320.29 Cr | 6.4% |
| Invesco India Credit Risk Fund Regular Growth Moderately High risk | 1.5% | 1.0% | ₹167.37 Cr | 5.9% |
| Invesco India Credit Risk Fund Direct Growth Moderately High risk | 0.3% | 1.0% | ₹167.37 Cr | 7.1% |
| UTI Credit Risk Fund Direct Growth Moderately High risk | 1.0% | 1.0% | ₹241.47 Cr | 5.8% |
| SBI Credit Risk Fund Direct Growth High Risk | 0.9% | 3.0% | ₹2182.18 Cr | 7.3% |
| Bank of India Credit Risk Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹74.33 Cr | 17.2% |
| Bank of India Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹74.33 Cr | 16.7% |
| DSP Credit Risk Fund Direct Growth Moderate Risk | 0.4% | 3.0% | ₹325.92 Cr | 10.4% |
| Axis Credit Risk Fund Direct Growth High Risk | 0.8% | 1.0% | ₹378.33 Cr | 7.4% |
| Axis Credit Risk Fund Regular Growth High Risk | 1.6% | 1.0% | ₹378.33 Cr | 6.6% |
| Kotak Credit Risk Fund Regular Growth Moderate Risk | 1.7% | 1.0% | ₹769.05 Cr | 5.2% |
| DSP Credit Risk Fund Regular Growth Moderate Risk | 1.2% | 3.0% | ₹325.92 Cr | 9.5% |
| SBI Credit Risk Fund Regular Growth High Risk | 1.6% | 3.0% | ₹2182.18 Cr | 6.6% |
| Nippon India Credit Risk Fund Regular Growth Moderately High risk | 0.6% | 1.0% | ₹1707.58 Cr | 6.3% |
| UTI Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹241.47 Cr | 5.0% |
| Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹177.69 Cr | 7.0% |
| Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹177.69 Cr | 6.2% |
| Aditya BSL Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹1657.06 Cr | 11.4% |
| Aditya BSL Credit Risk Fund Regular Growth Moderately High risk | 1.6% | 1.0% | ₹1657.06 Cr | 10.5% |
| Bandhan Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹220.84 Cr | 5.1% |
| Bandhan Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹220.84 Cr | 4.0% |
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹12,32,494 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Credit Risk Fund Regular Growth?
The NAV of ICICI Prudential Credit Risk Fund Regular Growth, as of 15-Oct-2026, is ₹34.80.
What are the returns of ICICI Prudential Credit Risk Fund Regular Growth?
The fund has generated 6.40% over the last 1 year and 8.22% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Credit Risk Fund Regular Growth?
The fund's allocation of assets is distributed as 9.14% in equities, 90.10% in bonds, and 0.38% in cash and cash equivalents.
Who manages the ICICI Prudential Credit Risk Fund Regular Growth?
The fund managers responsible for ICICI Prudential Credit Risk Fund Regular Growth are:-
- Manish Banthia
- Akhil Kakkar
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
