Loading...
ICICI Prudential Credit Risk Fund Direct Growth
DebtCredit RiskVery High Risk
Direct
NAV (04-Sep-26)
₹38.720.05%1D
Returns (Since Inception)
8.95%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹6,320 Cr
Expense Ratio
0.77%
ISIN
INF109K01V00
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
01 Jan 2013
About this fund
ICICI Prudential Credit Risk Fund Direct Growth is a Credit Risk mutual fund schemes offered by ICICI Prudential Mutual Fund. This fund has been in existence for 13 years, 8 months and 4 days, having been launched on 01-Jan-13.
As of 04-Sep-26, it has a Net Asset Value (NAV) of ₹38.72, Assets Under Management (AUM) of 6319.79 Crores, and an expense ratio of 0.77%.
As of 04-Sep-26, it has a Net Asset Value (NAV) of ₹38.72, Assets Under Management (AUM) of 6319.79 Crores, and an expense ratio of 0.77%.
- ICICI Prudential Credit Risk Fund Direct Growth has given a CAGR return of 8.95% since inception.
- The fund's asset allocation comprises around 9.83% in equities, 82.13% in debts, and 7.67% in cash & cash equivalents.
- You can start investing in ICICI Prudential Credit Risk Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+8.88%
+8.80% (Cat Avg.)
3 Years
+9.21%
+9.36% (Cat Avg.)
5 Years
+8.04%
+9.56% (Cat Avg.)
10 Years
+8.51%
+6.14% (Cat Avg.)
Since Inception
+8.95%
— (Cat Avg.)
Portfolio Summaryas of 15th August 2026
| Equity | ₹621.41 Cr | 9.83% |
| Debt | ₹5,190.64 Cr | 82.13% |
| Others | ₹507.74 Cr | 8.03% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Jtpm Metal TRaders Limited | Bond - Corporate Bond | ₹248.64 Cr | 3.90% |
| Embassy Office Parks REIT | Equity - REIT | ₹216.97 Cr | 3.41% |
| Vedanta Aluminium Metal Limited | Bond - Corporate Bond | ₹201.01 Cr | 3.16% |
| Adani Enterprises Limited | Bond - Corporate Bond | ₹200.62 Cr | 3.15% |
| TRuhome Finance Limited | Bond - Corporate Bond | ₹197.57 Cr | 3.10% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | Bond - Corporate Bond | ₹185.92 Cr | 2.92% |
| Net Current Assets | Cash | ₹184.32 Cr | 2.89% |
| Adani Power Limited | Bond - Corporate Bond | ₹174.61 Cr | 2.74% |
| Keystone Realtors Limited | Bond - Corporate Bond | ₹171.12 Cr | 2.69% |
| Nirma Limited | Bond - Corporate Bond | ₹150.55 Cr | 2.36% |
| Aavas Financiers Limited | Bond - Corporate Bond | ₹149.97 Cr | 2.35% |
| Hiranandani Financial Services Private Limited | Bond - Corporate Bond | ₹148.94 Cr | 2.34% |
| 6.94% Govt Stock 2036 | Bond - Gov't/Treasury | ₹146.48 Cr | 2.30% |
| Indus Infra Trust Unit | Equity | ₹133.76 Cr | 2.10% |
| Sis Limited | Bond - Corporate Bond | ₹125.11 Cr | 1.96% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹110 Cr | 1.73% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹100.57 Cr | 1.58% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹100.39 Cr | 1.58% |
| Nuvama Wealth And Investment Limited | Bond - Corporate Bond | ₹100.32 Cr | 1.58% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹100.3 Cr | 1.57% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹100.28 Cr | 1.57% |
| JM Financial Home Loans Limited | Bond - Corporate Bond | ₹100.26 Cr | 1.57% |
| Interest Rate Swaps- Md -30-Jul-2029 (Pay Float/Receive Fixed) | Interest Rate Swap | ₹100 Cr | 1.57% |
| Cash Offsets For Shorts & Derivatives | Cash - General Offset | ₹-100 Cr | 1.57% |
| Kalpataru Projects International Limited | Bond - Corporate Bond | ₹100 Cr | 1.57% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹99.89 Cr | 1.57% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹96.5 Cr | 1.52% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹95 Cr | 1.49% |
| Capital Infra Trust InvITs | Equity | ₹91.32 Cr | 1.43% |
| Vedanta Limited | Bond - Corporate Bond | ₹75.74 Cr | 1.19% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹74.68 Cr | 1.17% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹74.6 Cr | 1.17% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹74.04 Cr | 1.16% |
| Prism Johnson Limited | Bond - Corporate Bond | ₹69.95 Cr | 1.10% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹65.19 Cr | 1.02% |
| AShiana Housing Limited | Bond - Corporate Bond | ₹63.91 Cr | 1.00% |
| Mindspace Business Parks REIT Unit | Equity - REIT | ₹63.6 Cr | 1.00% |
| Aadharshila Infratech Private Limited | Bond - Corporate Bond | ₹60.07 Cr | 0.94% |
| Treps | Cash - Repurchase Agreement | ₹50.32 Cr | 0.79% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹50.25 Cr | 0.79% |
| Piramal Finance Limited | Bond - Corporate Bond | ₹50.24 Cr | 0.79% |
| Lodha Developers Limited | Bond - Corporate Bond | ₹50.19 Cr | 0.79% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹50.17 Cr | 0.79% |
| Oberoi Realty Limited | Bond - Corporate Bond | ₹50.14 Cr | 0.79% |
| Creamline Dairy Products Limited | Bond - Corporate Bond | ₹50.07 Cr | 0.79% |
| Narayana Hrudayalaya Limited | Bond - Corporate Bond | ₹50.02 Cr | 0.79% |
| Nuvama Wealth Finance Limited | Bond - Corporate Bond | ₹49.98 Cr | 0.78% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹49.97 Cr | 0.78% |
| 7.24% Maharashtra Sgs 2034 | Bond - Gov't/Treasury | ₹49.71 Cr | 0.78% |
| 7.26% Tamilnadu Sgs 2035 | Bond - Gov't/Treasury | ₹49.7 Cr | 0.78% |
| Hampi Expressways Private Limited | Bond - Corporate Bond | ₹49.33 Cr | 0.77% |
| 7.24% Uttarpradesh Sgs 2036 | Bond - Gov't/Treasury | ₹49.26 Cr | 0.77% |
| Creamline Dairy Products Limited | Bond - Corporate Bond | ₹49.01 Cr | 0.77% |
| APtus Value Housing Finance India Limited | Bond - Corporate Bond | ₹48.19 Cr | 0.76% |
| Cube Highways Trust | Equity | ₹47.13 Cr | 0.74% |
| 6.9% Govt Stock 2065 | Bond - Gov't/Treasury | ₹46.52 Cr | 0.73% |
| APtus Value Housing Finance India Limited | Bond - Corporate Bond | ₹40.05 Cr | 0.63% |
| Mahanagar Telephone Nigam Limited | Bond - Corporate Bond | ₹39.88 Cr | 0.63% |
| 7.18% Maharashtra Sgs 2033 | Bond - Gov't/Treasury | ₹39.04 Cr | 0.61% |
| Brookfield India Real Estate Trust | Equity - REIT | ₹37.74 Cr | 0.59% |
| Raajmarg Infra Investment Trust Units | Equity | ₹35.63 Cr | 0.56% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹35.05 Cr | 0.55% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹35.05 Cr | 0.55% |
| Bahadur Chand Investments Private Limited | Bond - Corporate Bond | ₹35.01 Cr | 0.55% |
| 7.29% Rajasthan Sgs 2037 | Bond - Gov't/Treasury | ₹33.88 Cr | 0.53% |
| Indostar Capital Finance Limited | Bond - Corporate Bond | ₹30.24 Cr | 0.47% |
| Aadharshila Infratech Private Limited | Bond - Corporate Bond | ₹29.73 Cr | 0.47% |
| Tyger Capital Private Limited | Bond - Corporate Bond | ₹27.48 Cr | 0.43% |
| Tyger Capital Private Limited | Bond - Corporate Bond | ₹27.48 Cr | 0.43% |
| 7.6% Gujarat Sgs 2033 | Bond - Gov't/Treasury | ₹25.43 Cr | 0.40% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹25.42 Cr | 0.40% |
| Adani Enterprises Limited | Bond - Corporate Bond | ₹25.24 Cr | 0.40% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹25.09 Cr | 0.39% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹25.07 Cr | 0.39% |
| TATA Projects Limited | Bond - Corporate Bond | ₹25.02 Cr | 0.39% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹25 Cr | 0.39% |
| Chhattisgarh (Government of) | Bond - Sub-sovereign Government Debt | ₹24.94 Cr | 0.39% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹24.91 Cr | 0.39% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.8 Cr | 0.39% |
| 7.25% Maharashtra Sgs 2037 | Bond - Gov't/Treasury | ₹24.26 Cr | 0.38% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.24 Cr | 0.38% |
| Corporate Debt Market Development Fund (Class A2) | Mutual Fund - Unspecified | ₹23.49 Cr | 0.37% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹22.66 Cr | 0.36% |
| 7.34% Telangana Sgs 2038 | Bond - Gov't/Treasury | ₹20.38 Cr | 0.32% |
| Sheela Foam Limited | Bond - Corporate Bond | ₹20.01 Cr | 0.31% |
| 7.54% Rajasthan Sgs 2035 | Bond - Gov't/Treasury | ₹19.57 Cr | 0.31% |
| 7.14% Maharashtra Sgs 2039 | Bond - Gov't/Treasury | ₹19.45 Cr | 0.31% |
| 7.24% Rajasthan Sgs 2036 | Bond - Gov't/Treasury | ₹19.25 Cr | 0.30% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹19.12 Cr | 0.30% |
| 7.63% Andhra Sgs 2037 | Bond - Gov't/Treasury | ₹18.72 Cr | 0.29% |
| 7.12% Maharashtra Sgs 2038 | Bond - Gov't/Treasury | ₹16.17 Cr | 0.25% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹15.08 Cr | 0.24% |
| 7.46% Rajasthan Sgs 2038 | Bond - Gov't/Treasury | ₹14.95 Cr | 0.23% |
| 7.24% Govt Stock 2055 | Bond - Gov't/Treasury | ₹10.25 Cr | 0.16% |
| 7.13% Karnataka Sgs 2034 | Bond - Gov't/Treasury | ₹9.86 Cr | 0.15% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹6.22 Cr | 0.10% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹6.2 Cr | 0.10% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹6.2 Cr | 0.10% |
| Godrej Seeds & Genetics Limited | Bond - Corporate Bond | ₹4.97 Cr | 0.08% |
| Maharashtra State Development Loans | Bond - Gov't/Treasury | ₹3.25 Cr | 0.05% |
| 7.29% Westbengal Sgs 2038 | Bond - Gov't/Treasury | ₹2.84 Cr | 0.04% |
| 7.36% Uttarpradesh Sgs 2036 | Bond - Gov't/Treasury | ₹1.06 Cr | 0.02% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹0.9 Cr | 0.01% |
| 7.19% Tamilnadu Sgs 2033 | Bond - Gov't/Treasury | ₹0.74 Cr | 0.01% |
| Nexus Select Trust Reits | Equity - REIT | ₹0.16 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
--
Mid Cap Stocks
3.41%
Small Cap Stocks
1.59%
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹169.39 Cr | 2.66% |
| Industrials | ₹138.44 Cr | 2.17% |
Risk & Performance Ratios
Standard Deviation
This fund
1.17%
Cat. avg.
2.95%
Lower the better
Sharpe Ratio
This fund
2.18
Cat. avg.
1.16
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
4.69
Higher the better
Fund Managers
Manish Banthia
Since November 2016
AK
Akhil Kakkar
Since January 2024
Additional Scheme Detailsas of 15th August 2026
ISIN INF109K01V00 | Expense Ratio 0.77% | Exit Load 1.00% | Fund Size ₹6,320 Cr | Age 13 years 8 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Credit Risk Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
About the AMC
ICICI Prudential Mutual Fund
Total AUM
₹12,13,548 Cr
Address
3rd Floor, Hallmark Business Plaza, Mumbai, 400 051
Other Funds by ICICI Prudential Mutual Fund
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of ICICI Prudential Credit Risk Fund Direct Growth?
The NAV of ICICI Prudential Credit Risk Fund Direct Growth, as of 04-Sep-2026, is ₹38.72.
What are the returns of ICICI Prudential Credit Risk Fund Direct Growth?
The fund has generated 8.88% over the last 1 year and 9.21% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of ICICI Prudential Credit Risk Fund Direct Growth?
The fund's allocation of assets is distributed as 9.83% in equities, 82.13% in bonds, and 7.67% in cash and cash equivalents.
Who manages the ICICI Prudential Credit Risk Fund Direct Growth?
The fund managers responsible for ICICI Prudential Credit Risk Fund Direct Growth are:-
- Manish Banthia
- Akhil Kakkar
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2026 Dezerv. All Rights Reserved
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
