HSBC Balanced Advantage Fund Regular Growth

Fund Overview

Fund Size

₹1,497 Cr

Expense Ratio

2.11%

ISIN

INF917K01KY4

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

07 Feb 2011

About this fund

HSBC Balanced Advantage Fund Regular Growth is a Dynamic Asset Allocation mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 14 years, 4 months and 2 days, having been launched on 07-Feb-11.
As of 06-Jun-25, it has a Net Asset Value (NAV) of ₹43.20, Assets Under Management (AUM) of 1497.26 Crores, and an expense ratio of 2.11%.

HSBC Balanced Advantage Fund Regular Growth has given a CAGR return of 10.75% since inception.
The fund's asset allocation comprises around 66.33% in equities, 31.81% in debts, and 1.86% in cash & cash equivalents.
You can start investing in HSBC Balanced Advantage Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+10.23%

+8.25% (Cat Avg.)

3 Years

+12.72%

+13.99% (Cat Avg.)

5 Years

+11.48%

+14.48% (Cat Avg.)

10 Years

+8.10%

+10.05% (Cat Avg.)

Since Inception

+10.75%

— (Cat Avg.)

Portfolio Summaryas of 30th April 2025

Equity	₹993.07 Cr	66.33%
Debt	₹476.29 Cr	31.81%
Others	₹27.9 Cr	1.86%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
ICICI Bank Ltd	Equity	₹118.4 Cr	7.91%
HDFC Bank Ltd	Equity	₹106.44 Cr	7.11%
Infosys Ltd	Equity	₹69 Cr	4.61%
Axis Bank Ltd	Equity	₹68.51 Cr	4.58%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹49.49 Cr	3.31%
Aurobindo Pharma Ltd	Equity	₹43.6 Cr	2.91%
7.18% Govt Stock 2033	Bond - Gov't/Treasury	₹42.72 Cr	2.85%
7.37% Govt Stock 2028	Bond - Gov't/Treasury	₹41.69 Cr	2.78%
Tata Power Co Ltd	Equity	₹39.8 Cr	2.66%
Kotak Mahindra Bank Ltd	Equity	₹36.21 Cr	2.42%
Polycab India Ltd	Equity	₹28.5 Cr	1.90%
Reliance Industries Ltd	Equity	₹28.1 Cr	1.88%
Rec Limited	Bond - Corporate Bond	₹27.55 Cr	1.84%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹27.44 Cr	1.83%
Rec Limited	Bond - Corporate Bond	₹27.25 Cr	1.82%
National Housing Bank	Bond - Corporate Bond	₹27.16 Cr	1.81%
INDIA UNIVERSAL TRUST AL2	Bond - Asset Backed	₹26.86 Cr	1.79%
DLF Ltd	Equity	₹26.15 Cr	1.75%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹25.82 Cr	1.72%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹25.81 Cr	1.72%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹25.63 Cr	1.71%
Treps	Cash - Repurchase Agreement	₹25.58 Cr	1.71%
LIC Housing Finance Limited	Bond - Corporate Bond	₹25.44 Cr	1.70%
Shriram Finance Ltd	Equity	₹24.47 Cr	1.63%
PB Fintech Ltd	Equity	₹24.38 Cr	1.63%
Paradeep Phosphates Ltd	Equity	₹23.05 Cr	1.54%
Sun Pharmaceuticals Industries Ltd	Equity	₹22.9 Cr	1.53%
7.1% Govt Stock 2034	Bond - Gov't/Treasury	₹21.08 Cr	1.41%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹20.69 Cr	1.38%
Tata Consultancy Services Ltd	Equity	₹20.67 Cr	1.38%
Radico Khaitan Ltd	Equity	₹18.42 Cr	1.23%
NTPC Ltd	Equity	₹17.73 Cr	1.18%
Varun Beverages Ltd	Equity	₹16.98 Cr	1.13%
Max Healthcare Institute Ltd Ordinary Shares	Equity	₹16.47 Cr	1.10%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹16.11 Cr	1.08%
The Federal Bank Ltd	Equity	₹15.73 Cr	1.05%
Indian Railway Finance Corp Ltd.	Bond - Gov't Agency Debt	₹15.55 Cr	1.04%
Maruti Suzuki India Ltd	Equity	₹15.32 Cr	1.02%
Safari Industries (India) Ltd	Equity	₹15.03 Cr	1.00%
Abbott India Ltd	Equity	₹14.99 Cr	1.00%
Neuland Laboratories Ltd	Equity	₹14.99 Cr	1.00%
Jubilant Foodworks Ltd	Equity	₹14.31 Cr	0.96%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹14.02 Cr	0.94%
Time Technoplast Ltd	Equity	₹13.5 Cr	0.90%
ITC Ltd	Equity	₹13.35 Cr	0.89%
GE Vernova T&D India Ltd	Equity	₹12.67 Cr	0.85%
State Bank of India	Equity	₹11.65 Cr	0.78%
Eternal Ltd	Equity	₹11.63 Cr	0.78%
United Spirits Ltd	Equity	₹10.95 Cr	0.73%
7.38% Govt Stock 2027	Bond - Gov't/Treasury	₹10.54 Cr	0.70%
Aditya Vision Ltd	Equity	₹10.23 Cr	0.68%
Firstsource Solutions Ltd	Equity	₹10.22 Cr	0.68%
Hindalco Industries Ltd	Equity	₹8.83 Cr	0.59%
Cohance Lifesciences Ltd	Equity	₹8.53 Cr	0.57%
Godrej Consumer Products Ltd	Equity	₹8.45 Cr	0.56%
Vinati Organics Ltd	Equity	₹8.12 Cr	0.54%
Bharat Electronics Ltd	Equity	₹7.16 Cr	0.48%
Tech Mahindra Ltd	Equity	₹6.76 Cr	0.45%
IIFL Capital Services Ltd Ordinary Shares	Equity	₹5.52 Cr	0.37%
7.32% Govt Stock 2030	Bond - Gov't/Treasury	₹5.45 Cr	0.36%
LIC Housing Finance Ltd	Cash - Commercial Paper	₹4.88 Cr	0.33%
Bharat Bijlee Ltd	Equity	₹4.38 Cr	0.29%
Net Current Assets (Including Cash & Bank Balances)	Cash	₹-2.56 Cr	0.17%
Bajaj Finance Ltd	Equity	₹0.97 Cr	0.06%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹412.28 Cr	27.54%
Healthcare	₹121.49 Cr	8.11%
Technology	₹106.66 Cr	7.12%
Consumer Cyclical	₹80.02 Cr	5.34%
Consumer Defensive	₹68.14 Cr	4.55%
Utilities	₹57.53 Cr	3.84%
Industrials	₹52.71 Cr	3.52%
Basic Materials	₹40 Cr	2.67%
Energy	₹28.1 Cr	1.88%
Real Estate	₹26.15 Cr	1.75%

Risk & Performance Ratios

Fund Managers

Mahesh Chhabria

Since July 2023

Neelotpal Sahai

Since November 2022

Praveen Ayathan

Since October 2023

Sonal Gupta

Since October 2023

Mohd Asif Rizwi

Since February 2025

Additional Scheme Detailsas of 30th April 2025

ISIN

INF917K01KY4

Expense Ratio

2.11%

Exit Load

1.00%

Fund Size

₹1,497 Cr

Age

14 years 4 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 Hybrid Comp Debt 50:50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.9%	1.0%	-	-
Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk	1.5%	1.0%	-	-
Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1466.23 Cr	-
Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹1466.23 Cr	-
Helios Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹300.87 Cr	8.4%
Helios Balanced Advantage Fund Regular Growth Very High Risk	2.4%	1.0%	₹300.87 Cr	6.6%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk	0.6%	1.0%	₹1919.67 Cr	9.7%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.3%	1.0%	₹1919.67 Cr	10.0%
Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.8%	1.0%	₹478.25 Cr	4.9%
Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.4%	1.0%	₹478.25 Cr	3.2%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹1287.96 Cr	7.0%
Bajaj Finserv Balanced Advantage Fund Regular Growth Very High Risk	2.0%	1.0%	₹1287.96 Cr	5.4%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹1497.26 Cr	11.7%
HDFC Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹97460.90 Cr	9.8%
HDFC Balanced Advantage Fund Regular Growth Very High Risk	1.4%	1.0%	₹97460.90 Cr	9.1%
Edelweiss Balanced Advantage Fund Regular Growth Very High Risk	1.7%	1.0%	₹12455.32 Cr	7.2%
Sundaram Balanced Advantage Fund Direct Growth High Risk	0.6%	1.0%	₹1536.89 Cr	11.2%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Very High Risk	0.7%	0.0%	₹7532.74 Cr	13.1%
Nippon India Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹9049.42 Cr	10.6%
Invesco India Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	0.0%	₹965.33 Cr	10.5%
Tata Balanced Advantage Fund Regular Growth High Risk	1.7%	1.0%	₹10154.27 Cr	6.3%
Tata Balanced Advantage Fund Direct Growth High Risk	0.4%	1.0%	₹10154.27 Cr	7.7%
DSP Dynamic Asset Allocation Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3310.56 Cr	10.9%
DSP Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3310.56 Cr	12.2%
HSBC Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1497.26 Cr	10.2%
LIC MF Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹830.92 Cr	12.2%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹830.92 Cr	14.0%
ICICI Prudential Balanced Advantage Fund Regular Growth High Risk	1.4%	1.0%	₹62527.91 Cr	11.1%
ITI Balanced Advantage Fund Regular Growth Moderately High risk	2.4%	0.0%	₹390.85 Cr	9.7%
ITI Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹390.85 Cr	11.6%
Invesco India Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	0.0%	₹965.33 Cr	9.0%
Sundaram Balanced Advantage Fund Regular Growth High Risk	2.1%	1.0%	₹1536.89 Cr	9.6%
Union Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1377.80 Cr	7.5%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1377.80 Cr	8.8%
Edelweiss Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹12455.32 Cr	8.5%
Bank of India Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹134.23 Cr	3.7%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹134.23 Cr	4.8%
Kotak Balanced Advantage Fund Regular Growth Very High Risk	1.7%	1.0%	₹16987.87 Cr	10.8%
Kotak Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹16987.87 Cr	12.1%
PGIM India Balanced Advantage Fund Regular Growth Very High Risk	2.2%	0.0%	₹967.50 Cr	10.2%
PGIM India Balanced Advantage Fund Direct Growth Very High Risk	0.5%	0.0%	₹967.50 Cr	12.1%
Axis Balanced Advantage Fund Regular Growth Moderately High risk	2.0%	1.0%	₹2935.36 Cr	11.9%
Axis Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹2935.36 Cr	13.2%
ICICI Prudential Balanced Advantage Fund Direct Growth High Risk	0.8%	1.0%	₹62527.91 Cr	11.7%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹4155.29 Cr	12.5%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹4155.29 Cr	11.2%
NJ Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹3747.88 Cr	3.1%
NJ Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹3747.88 Cr	4.3%
UTI Balanced Advantage Fund Regular Growth Very High Risk	2.0%	1.0%	₹2945.08 Cr	10.6%
UTI Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹2945.08 Cr	12.1%

About the AMC

HSBC Mutual Fund

+91 22 66145000

https://www.assetmanagement.hsbc.co.in/en/mutual-funds

Total AUM

₹1,22,950 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
HSBC Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹1490.22 Cr	13.1%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹1497.26 Cr	11.7%
HSBC Infrastructure Fund Direct Growth Very High Risk	1.0%	1.0%	₹2250.35 Cr	2.0%
HSBC Aggressive Hybrid Fund Direct Growth Very High Risk	0.8%	1.0%	₹5124.56 Cr	9.8%
HSBC Value Fund Direct Growth Very High Risk	0.8%	1.0%	₹13095.25 Cr	9.8%
HSBC Credit Risk Fund Direct Growth Moderately High risk	0.9%	3.0%	₹669.62 Cr	23.0%
HSBC Banking & PSU Debt Direct Growth Moderate Risk	0.2%	0.0%	₹4272.40 Cr	10.0%
HSBC Midcap Fund Direct Growth Very High Risk	0.7%	1.0%	₹10724.08 Cr	12.0%
HSBC ELSS Fund Direct Growth Very High Risk	1.1%	0.0%	₹3917.33 Cr	13.3%
HSBC Equity Savings Fund Direct Growth Moderate Risk	0.6%	0.0%	₹648.51 Cr	8.8%
HSBC Low Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹509.74 Cr	10.2%
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3880.75 Cr	10.5%
HSBC Corporate Bond Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹5711.85 Cr	10.7%
HSBC Dynamic Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹167.67 Cr	11.0%
HSBC Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹2834.01 Cr	8.4%
HSBC Gilt Fund Direct Growth Moderate Risk	0.5%	0.0%	₹281.50 Cr	10.2%
HSBC Medium Duration Direct Growth Moderate Risk	0.4%	0.0%	₹649.17 Cr	11.1%
HSBC Focused Fund Direct Growth Very High Risk	0.9%	1.0%	₹1587.98 Cr	12.3%
HSBC Business Cycles Fund Direct Growth Very High Risk	1.1%	1.0%	₹997.92 Cr	14.0%
HSBC Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹2709.89 Cr	6.5%
HSBC Conservative Hybrid Fund Direct Growth Moderately High risk	1.3%	0.0%	₹143.48 Cr	11.5%
HSBC Large Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹1808.98 Cr	8.7%
HSBC Global Emerging Markets Fund Direct Growth Very High Risk	1.6%	1.0%	₹41.96 Cr	13.3%
HSBC Brazil Fund Direct Growth Very High Risk	1.8%	1.0%	₹63.32 Cr	7.2%
HSBC Medium to Long Duration Fund Direct Growth Moderate Risk	0.7%	0.0%	₹49.98 Cr	10.9%
HSBC Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹20899.79 Cr	7.4%
HSBC Flexi Cap Fund Direct Growth Very High Risk	1.2%	1.0%	₹4700.30 Cr	12.0%
HSBC Tax Saver Equity Fund Direct Growth Very High Risk	1.6%	0.0%	₹235.25 Cr	19.3%
HSBC Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2664.97 Cr	8.1%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹1910.12 Cr	10.6%
HSBC Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹14736.99 Cr	6.2%
HSBC Global Equity Climate Change Fund of Fund Direct Growth Very High Risk	1.4%	1.0%	₹56.71 Cr	6.3%
HSBC Managed Solutions India Conservative Direct Growth Low to Moderate Risk	0.3%	0.0%	₹146.20 Cr	8.7%
HSBC Managed Solutions India Moderate Direct Growth Very High Risk	0.9%	1.0%	₹57.00 Cr	12.8%
HSBC Managed Solutions India Growth Direct Growth Very High Risk	0.9%	1.0%	₹39.26 Cr	10.4%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹198.71 Cr	9.6%
HSBC Arbitrage Fund Direct Growth Low Risk	0.2%	0.0%	₹2340.75 Cr	7.5%
HSBC Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	1.0%	₹128.82 Cr	-0.3%
HSBC Nifty 50 Index Fund Direct Growth Very High Risk	0.2%	1.0%	₹326.95 Cr	10.4%
HSBC Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹3905.54 Cr	9.7%
HSBC Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4474.49 Cr	10.6%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth Very High Risk	1.6%	1.0%	₹10.23 Cr	15.0%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of HSBC Balanced Advantage Fund Regular Growth?

The NAV of HSBC Balanced Advantage Fund Regular Growth, as of 06-Jun-2025, is ₹43.20.

What are the returns of HSBC Balanced Advantage Fund Regular Growth?

The fund has generated 10.23% over the last 1 year and 12.72% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of HSBC Balanced Advantage Fund Regular Growth?

The fund's allocation of assets is distributed as 66.33% in equities, 31.81% in bonds, and 1.86% in cash and cash equivalents.

Who manages the HSBC Balanced Advantage Fund Regular Growth?

The fund managers responsible for HSBC Balanced Advantage Fund Regular Growth are:-

Mahesh Chhabria
Neelotpal Sahai
Praveen Ayathan
Sonal Gupta
Mohd Asif Rizwi

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,497 Cr

Expense Ratio

2.11%

ISIN

INF917K01KY4

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

07 Feb 2011

Risk Level

Your principal amount will be at Moderately High risk