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Fund Overview

Fund Size

Fund Size

₹5,453 Cr

Expense Ratio

Expense Ratio

0.39%

ISIN

ISIN

INF740K01714

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

30 Sep 1999

About this fund

DSP Savings Fund Regular Growth is a Money Market mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 26 years and 15 days, having been launched on 30-Sep-99.
As of 14-Oct-25, it has a Net Asset Value (NAV) of ₹53.65, Assets Under Management (AUM) of 5453.39 Crores, and an expense ratio of 0.39%.
  • DSP Savings Fund Regular Growth has given a CAGR return of 6.66% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 13.91% in debts, and 85.89% in cash & cash equivalents.
  • You can start investing in DSP Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.22%

+7.14% (Cat Avg.)

3 Years

+7.27%

+7.12% (Cat Avg.)

5 Years

+5.71%

+5.79% (Cat Avg.)

10 Years

+6.25%

+5.87% (Cat Avg.)

Since Inception

+6.66%

(Cat Avg.)

Portfolio Summaryas of 30th September 2025

Debt758.6 Cr13.91%
Others4,694.79 Cr86.09%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement567.95 Cr8.28%
7.59% Govt Stock 2026Bond - Gov't/Treasury306.62 Cr4.47%
Net Receivables/PayablesCash-290.37 Cr4.23%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit240.39 Cr3.51%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit194.56 Cr2.84%
Power Finance Corp Ltd.Bond - Corporate Bond193.43 Cr2.82%
Indian BankCash - CD/Time Deposit192.83 Cr2.81%
Axis Bank Ltd.Cash - CD/Time Deposit192.49 Cr2.81%
Bank Of BarodaCash168.32 Cr2.45%
HDFC Bank LimitedCash - CD/Time Deposit168.31 Cr2.45%
Bank Of BarodaCash - CD/Time Deposit146.86 Cr2.14%
Canara Bank**Cash146.37 Cr2.13%
IDFC First Bank LimitedCash - CD/Time Deposit144.11 Cr2.10%
Export-Import Bank Of IndiaCash - CD/Time Deposit143.77 Cr2.10%
HDFC Bank LimitedCash - CD/Time Deposit142.31 Cr2.08%
Kotak Mahindra Bank Limited**Cash141.26 Cr2.06%
5.63% Govt Stock 2026Bond - Gov't/Treasury128.31 Cr1.87%
Axis Bank LimitedCash - CD/Time Deposit119.76 Cr1.75%
Tata Capital Housing Finance LimitedCash - Commercial Paper99.85 Cr1.46%
364 DTB 18122025Bond - Gov't/Treasury98.86 Cr1.44%
Union Bank Of India**Cash98.63 Cr1.44%
Muthoot Finance LimitedCash - Commercial Paper97.95 Cr1.43%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit97.93 Cr1.43%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury97.61 Cr1.42%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit97.57 Cr1.42%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit97.56 Cr1.42%
Axis Securities LimitedCash - Commercial Paper97.37 Cr1.42%
Kotak Securities Limited**Cash97.33 Cr1.42%
Bank Of BarodaCash - CD/Time Deposit96.89 Cr1.41%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit96.39 Cr1.41%
Export-Import Bank Of IndiaCash - CD/Time Deposit96.07 Cr1.40%
Hdfc Bank LimitedCash95.79 Cr1.40%
Standard Chartered Capital LimitedCash - Commercial Paper95.74 Cr1.40%
Cholamandalam Investment And Finance Company Limited**Cash95.29 Cr1.39%
Equitas Small Finance Bank Limited**Cash95.18 Cr1.39%
Julius Baer Capital (India) Private Limited**Cash95.11 Cr1.39%
HDFC Bank LimitedCash - CD/Time Deposit73.21 Cr1.07%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit73.04 Cr1.06%
ICICI Securities LimitedCash - Commercial Paper72.9 Cr1.06%
Hdfc Securities Limited**Cash72.81 Cr1.06%
HDFC Bank LimitedCash - CD/Time Deposit72.7 Cr1.06%
Bank Of Baroda**Cash72.08 Cr1.05%
Cholamandalam Investment And Finance Company Limited**Cash71.81 Cr1.05%
Motilal Oswal Finvest LimitedCash - Commercial Paper71.23 Cr1.04%
Axis Bank LimitedCash - CD/Time Deposit71.1 Cr1.04%
Canara Bank**Cash - CD/Time Deposit63.23 Cr0.92%
Kotak Securities Limited**Cash49.19 Cr0.72%
364 DTB 29012026Bond - Gov't/Treasury49.11 Cr0.72%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.95 Cr0.71%
Bank Of BarodaCash - CD/Time Deposit48.93 Cr0.71%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit48.86 Cr0.71%
ICICI Securities LimitedCash - Commercial Paper48.85 Cr0.71%
Muthoot Finance LimitedCash - Commercial Paper48.79 Cr0.71%
Export-Import Bank Of IndiaCash - CD/Time Deposit48.75 Cr0.71%
Export-Import Bank Of IndiaCash - CD/Time Deposit48.63 Cr0.71%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper48.43 Cr0.71%
Indian BankCash - CD/Time Deposit47.91 Cr0.70%
ICICI Securities LimitedCash - Commercial Paper47.9 Cr0.70%
Axis Bank LimitedCash - CD/Time Deposit47.9 Cr0.70%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper47.83 Cr0.70%
Union Bank Of IndiaCash - CD/Time Deposit47.79 Cr0.70%
364 Days T-Bill 2026Bond - Gov't/Treasury47.66 Cr0.69%
Standard Chartered Securities (India) Limited**Cash47.53 Cr0.69%
HDFC Bank LimitedCash - CD/Time Deposit47.15 Cr0.69%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit39.09 Cr0.57%
364 DTB 19mar2026Bond - Gov't/Treasury34.13 Cr0.50%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt24.53 Cr0.36%
Union Bank Of IndiaCash - CD/Time Deposit24.52 Cr0.36%
HDFC Bank LimitedCash - CD/Time Deposit24.49 Cr0.36%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit24.47 Cr0.36%
Bank of BarodaBond - Corporate Bond24.4 Cr0.36%
Axis Bank LimitedCash - CD/Time Deposit24.37 Cr0.36%
NTPC Ltd.Cash - Commercial Paper24.36 Cr0.36%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.34 Cr0.35%
Small Industries Development Bk Of India ** #Cash - Commercial Paper24.29 Cr0.35%
364 Days T-Bill 2026Bond - Gov't/Treasury24.22 Cr0.35%
Hero Housing Finance LimitedCash - Commercial Paper24.08 Cr0.35%
IDFC Bank LimitedCash - CD/Time Deposit24.01 Cr0.35%
IDFC First Bank Ltd.Bond - Corporate Bond24 Cr0.35%
Hero Housing Finance LimitedCash - Commercial Paper23.95 Cr0.35%
HDFC Bank LimitedCash - CD/Time Deposit23.9 Cr0.35%
Motilal Oswal Financial Services LtdCash - Commercial Paper23.76 Cr0.35%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End13.56 Cr0.20%
364 DTB 06112025Bond - Gov't/Treasury4.97 Cr0.07%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit3,265.18 Cr47.61%
Cash1,056.32 Cr23.87%
Cash - Commercial Paper897.28 Cr13.08%
Bond - Gov't/Treasury791.48 Cr11.54%
Cash - Repurchase Agreement567.95 Cr8.28%
Bond - Corporate Bond241.83 Cr3.53%
Bond - Gov't Agency Debt24.53 Cr0.36%
Mutual Fund - Open End13.56 Cr0.20%

Risk & Performance Ratios

Standard Deviation

This fund

0.27%

Cat. avg.

0.51%

Lower the better

Sharpe Ratio

This fund

1.69

Cat. avg.

1.09

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

5.92

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since May 2021

SV

Shalini Vasanta

Since August 2024

Additional Scheme Detailsas of 30th September 2025

ISIN
INF740K01714
Expense Ratio
0.39%
Exit Load
No Charges
Fund Size
₹5,453 Cr
Age
26 years
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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Zerodha Nifty 1D Rate Liquid ETF

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Mirae Asset Money Market Fund Direct Growth

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Mirae Asset Money Market Fund Regular Growth

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0.4%0.0%₹3319.43 Cr7.5%
HSBC Money Market Fund Direct Growth

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0.1%0.0%₹3999.50 Cr7.7%
ICICI Prudential Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹37136.65 Cr7.8%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹12246.66 Cr7.8%
Nippon India Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹23246.25 Cr7.9%
Invesco India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4771.51 Cr7.6%
Edelweiss Money Market Fund Direct Growth

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0.2%0.0%₹1647.30 Cr7.7%
Kotak Money Market Scheme Direct Growth

Low to Moderate Risk

0.2%0.0%₹32820.86 Cr7.8%
Axis Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹18085.61 Cr7.9%
Axis Money Market Fund Regular Growth

Moderate Risk

0.3%0.0%₹18085.61 Cr7.7%
Sundaram Money Market Fund Regular Growth

Moderate Risk

0.3%0.0%₹1760.95 Cr7.6%
Sundaram Money Market Fund Direct Growth

Moderate Risk

0.2%0.0%₹1760.95 Cr7.8%
Invesco India Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹4771.51 Cr7.4%
UTI Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹18862.20 Cr7.8%
Aditya BSL Money Manager Fund Direct Growth

Moderate Risk

0.2%0.0%₹26757.31 Cr7.8%
SBI Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹36565.60 Cr7.8%
Tata Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹38807.85 Cr7.9%
Franklin India Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3580.24 Cr7.9%
Baroda BNP Paribas Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2936.84 Cr7.8%
Baroda BNP Paribas Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹2936.84 Cr7.6%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹5453.39 Cr7.5%
HDFC Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹37139.08 Cr7.8%
PGIM India Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹157.77 Cr7.4%
PGIM India Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹157.77 Cr7.6%
UTI Money Market Fund Regular Growth

Low to Moderate Risk

0.2%0.0%₹18862.20 Cr7.7%
Bajaj Finserv Money Market Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹6563.26 Cr7.2%
Bajaj Finserv Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹6563.26 Cr7.9%
Kotak Money Market Scheme Regular Growth

Low to Moderate Risk

0.4%0.0%₹32820.86 Cr7.6%
Aditya BSL Money Manager Fund Regular Growth

Moderate Risk

0.4%0.0%₹26757.31 Cr7.7%
Bandhan Money Manager Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹12246.66 Cr7.5%
DSP Savings Fund Regular Growth

Moderate Risk

0.4%0.0%₹5453.39 Cr7.2%
HSBC Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹3999.50 Cr7.5%
SBI Savings Fund Regular Growth

Moderate Risk

0.6%0.0%₹36565.60 Cr7.3%
ICICI Prudential Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹37136.65 Cr7.7%
Nippon India Money Market Fund Regular Growth

Moderate Risk

0.4%0.0%₹23246.25 Cr7.7%
HDFC Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹37139.08 Cr7.6%
Franklin India Money Market Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹3580.24 Cr7.7%
Tata Money Market Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹38807.85 Cr7.7%
LIC MF Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹2619.38 Cr6.7%
LIC MF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2619.38 Cr7.1%
TRUSTMF Money Market Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹95.49 Cr7.2%
TRUSTMF Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹95.49 Cr7.5%
Union Money Market Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹242.36 Cr6.7%
Union Money Market Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹242.36 Cr7.5%
Edelweiss Money Market Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1647.30 Cr7.0%

About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹2,08,229 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Nifty500 Flexicap Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹41.24 Cr-
DSP Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹9.65 Cr-
DSP Nifty Healthcare Index Fund Direct Growth

Very High Risk

0.3%0.0%₹12.93 Cr-
DSP Silver ETF Fund of Fund Direct Growth

Very High Risk

0.6%0.0%₹204.29 Cr-
DSP Nifty Private Bank Index Fund Direct Growth

Very High Risk

0.3%0.0%₹28.48 Cr-
DSP BSE SENSEX Next 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹11.92 Cr-
DSP Business Cycle Fund Direct Growth

Very High Risk

0.6%0.0%₹1137.71 Cr-
DSP Nifty Top 10 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1378.42 Cr-0.1%
DSP Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹51.23 Cr9.6%
DSP US Treasury Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹64.18 Cr-
DSP Multicap Fund Direct Growth

Low Risk

0.5%1.0%₹2534.69 Cr-4.1%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹275.60 Cr-13.5%
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹1419.62 Cr13.3%
DSP Gold ETF Fund of Fund Direct Growth

Very High Risk

0.7%0.0%₹134.98 Cr62.4%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹4400.45 Cr16.7%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹52.27 Cr7.6%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹699.56 Cr7.1%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%₹180.35 Cr7.1%
DSP FMP Series 268 - 1281 Days Direct Growth

Low Risk

--₹122.54 Cr7.2%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low Risk

0.3%0.0%₹4703.65 Cr7.5%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3532.22 Cr5.5%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1825.67 Cr6.1%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹832.84 Cr1.1%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1134.72 Cr-9.3%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹3074.18 Cr-3.4%
DSP Global Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1693.56 Cr-
DSP Quant Fund Direct Growth

Very High Risk

0.6%0.0%₹895.64 Cr-3.7%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5697.99 Cr7.7%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹1124.73 Cr5.1%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2068.17 Cr8.3%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹317.50 Cr8.5%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹11911.24 Cr-3.3%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1505.15 Cr6.3%
DSP Equity & Bond Fund Direct Growth

High Risk

0.7%1.0%₹11564.68 Cr2.3%
DSP Focus Fund Direct Growth

Very High Risk

0.9%1.0%₹2570.61 Cr-2.2%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹207.91 Cr22.6%
DSP India TIGER Fund Direct Growth

Very High Risk

0.7%1.0%₹5390.01 Cr-8.5%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹16473.54 Cr6.9%
DSP Regular Saving Fund Direct Growth

Moderate Risk

0.5%0.0%₹178.08 Cr6.3%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹16496.31 Cr-4.9%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3466.54 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3697.75 Cr8.3%
DSP Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹19162.03 Cr-2.4%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1391.09 Cr-1.4%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹15857.08 Cr-2.0%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1471.87 Cr5.5%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹5453.39 Cr7.5%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹16749.39 Cr-1.5%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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The NAV of DSP Savings Fund Regular Growth, as of 14-Oct-2025, is ₹53.65.
The fund has generated 7.22% over the last 1 year and 7.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 13.91% in bonds, and 85.89% in cash and cash equivalents.
The fund managers responsible for DSP Savings Fund Regular Growth are:-
  1. Karan Mundhra
  2. Shalini Vasanta

Fund Overview

Fund Size

Fund Size

₹5,453 Cr

Expense Ratio

Expense Ratio

0.39%

ISIN

ISIN

INF740K01714

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

30 Sep 1999

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

About this fund

DSP Savings Fund Regular Growth is a Money Market mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 26 years and 15 days, having been launched on 30-Sep-99.
As of 14-Oct-25, it has a Net Asset Value (NAV) of ₹53.65, Assets Under Management (AUM) of 5453.39 Crores, and an expense ratio of 0.39%.
  • DSP Savings Fund Regular Growth has given a CAGR return of 6.66% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 13.91% in debts, and 85.89% in cash & cash equivalents.
  • You can start investing in DSP Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.22%

+7.14% (Cat Avg.)

3 Years

+7.27%

+7.12% (Cat Avg.)

5 Years

+5.71%

+5.79% (Cat Avg.)

10 Years

+6.25%

+5.87% (Cat Avg.)

Since Inception

+6.66%

(Cat Avg.)

Portfolio Summaryas of 30th September 2025

Debt758.6 Cr13.91%
Others4,694.79 Cr86.09%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Treps / Reverse Repo InvestmentsCash - Repurchase Agreement567.95 Cr8.28%
7.59% Govt Stock 2026Bond - Gov't/Treasury306.62 Cr4.47%
Net Receivables/PayablesCash-290.37 Cr4.23%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit240.39 Cr3.51%
Punjab National Bank (18/03/2026)Cash - CD/Time Deposit194.56 Cr2.84%
Power Finance Corp Ltd.Bond - Corporate Bond193.43 Cr2.82%
Indian BankCash - CD/Time Deposit192.83 Cr2.81%
Axis Bank Ltd.Cash - CD/Time Deposit192.49 Cr2.81%
Bank Of BarodaCash168.32 Cr2.45%
HDFC Bank LimitedCash - CD/Time Deposit168.31 Cr2.45%
Bank Of BarodaCash - CD/Time Deposit146.86 Cr2.14%
Canara Bank**Cash146.37 Cr2.13%
IDFC First Bank LimitedCash - CD/Time Deposit144.11 Cr2.10%
Export-Import Bank Of IndiaCash - CD/Time Deposit143.77 Cr2.10%
HDFC Bank LimitedCash - CD/Time Deposit142.31 Cr2.08%
Kotak Mahindra Bank Limited**Cash141.26 Cr2.06%
5.63% Govt Stock 2026Bond - Gov't/Treasury128.31 Cr1.87%
Axis Bank LimitedCash - CD/Time Deposit119.76 Cr1.75%
Tata Capital Housing Finance LimitedCash - Commercial Paper99.85 Cr1.46%
364 DTB 18122025Bond - Gov't/Treasury98.86 Cr1.44%
Union Bank Of India**Cash98.63 Cr1.44%
Muthoot Finance LimitedCash - Commercial Paper97.95 Cr1.43%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit97.93 Cr1.43%
364 Days Tbill Red 12-03-2026Bond - Gov't/Treasury97.61 Cr1.42%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit97.57 Cr1.42%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit97.56 Cr1.42%
Axis Securities LimitedCash - Commercial Paper97.37 Cr1.42%
Kotak Securities Limited**Cash97.33 Cr1.42%
Bank Of BarodaCash - CD/Time Deposit96.89 Cr1.41%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit96.39 Cr1.41%
Export-Import Bank Of IndiaCash - CD/Time Deposit96.07 Cr1.40%
Hdfc Bank LimitedCash95.79 Cr1.40%
Standard Chartered Capital LimitedCash - Commercial Paper95.74 Cr1.40%
Cholamandalam Investment And Finance Company Limited**Cash95.29 Cr1.39%
Equitas Small Finance Bank Limited**Cash95.18 Cr1.39%
Julius Baer Capital (India) Private Limited**Cash95.11 Cr1.39%
HDFC Bank LimitedCash - CD/Time Deposit73.21 Cr1.07%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit73.04 Cr1.06%
ICICI Securities LimitedCash - Commercial Paper72.9 Cr1.06%
Hdfc Securities Limited**Cash72.81 Cr1.06%
HDFC Bank LimitedCash - CD/Time Deposit72.7 Cr1.06%
Bank Of Baroda**Cash72.08 Cr1.05%
Cholamandalam Investment And Finance Company Limited**Cash71.81 Cr1.05%
Motilal Oswal Finvest LimitedCash - Commercial Paper71.23 Cr1.04%
Axis Bank LimitedCash - CD/Time Deposit71.1 Cr1.04%
Canara Bank**Cash - CD/Time Deposit63.23 Cr0.92%
Kotak Securities Limited**Cash49.19 Cr0.72%
364 DTB 29012026Bond - Gov't/Treasury49.11 Cr0.72%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit48.95 Cr0.71%
Bank Of BarodaCash - CD/Time Deposit48.93 Cr0.71%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit48.86 Cr0.71%
ICICI Securities LimitedCash - Commercial Paper48.85 Cr0.71%
Muthoot Finance LimitedCash - Commercial Paper48.79 Cr0.71%
Export-Import Bank Of IndiaCash - CD/Time Deposit48.75 Cr0.71%
Export-Import Bank Of IndiaCash - CD/Time Deposit48.63 Cr0.71%
Kotak Mahindra Investments Ltd.Cash - Commercial Paper48.43 Cr0.71%
Indian BankCash - CD/Time Deposit47.91 Cr0.70%
ICICI Securities LimitedCash - Commercial Paper47.9 Cr0.70%
Axis Bank LimitedCash - CD/Time Deposit47.9 Cr0.70%
Kotak Mahindra Prime Ltd.Cash - Commercial Paper47.83 Cr0.70%
Union Bank Of IndiaCash - CD/Time Deposit47.79 Cr0.70%
364 Days T-Bill 2026Bond - Gov't/Treasury47.66 Cr0.69%
Standard Chartered Securities (India) Limited**Cash47.53 Cr0.69%
HDFC Bank LimitedCash - CD/Time Deposit47.15 Cr0.69%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit39.09 Cr0.57%
364 DTB 19mar2026Bond - Gov't/Treasury34.13 Cr0.50%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt24.53 Cr0.36%
Union Bank Of IndiaCash - CD/Time Deposit24.52 Cr0.36%
HDFC Bank LimitedCash - CD/Time Deposit24.49 Cr0.36%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit24.47 Cr0.36%
Bank of BarodaBond - Corporate Bond24.4 Cr0.36%
Axis Bank LimitedCash - CD/Time Deposit24.37 Cr0.36%
NTPC Ltd.Cash - Commercial Paper24.36 Cr0.36%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit24.34 Cr0.35%
Small Industries Development Bk Of India ** #Cash - Commercial Paper24.29 Cr0.35%
364 Days T-Bill 2026Bond - Gov't/Treasury24.22 Cr0.35%
Hero Housing Finance LimitedCash - Commercial Paper24.08 Cr0.35%
IDFC Bank LimitedCash - CD/Time Deposit24.01 Cr0.35%
IDFC First Bank Ltd.Bond - Corporate Bond24 Cr0.35%
Hero Housing Finance LimitedCash - Commercial Paper23.95 Cr0.35%
HDFC Bank LimitedCash - CD/Time Deposit23.9 Cr0.35%
Motilal Oswal Financial Services LtdCash - Commercial Paper23.76 Cr0.35%
SBI Funds Management Pvt Ltd/Fund ParentMutual Fund - Open End13.56 Cr0.20%
364 DTB 06112025Bond - Gov't/Treasury4.97 Cr0.07%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit3,265.18 Cr47.61%
Cash1,056.32 Cr23.87%
Cash - Commercial Paper897.28 Cr13.08%
Bond - Gov't/Treasury791.48 Cr11.54%
Cash - Repurchase Agreement567.95 Cr8.28%
Bond - Corporate Bond241.83 Cr3.53%
Bond - Gov't Agency Debt24.53 Cr0.36%
Mutual Fund - Open End13.56 Cr0.20%

Risk & Performance Ratios

Standard Deviation

This fund

0.27%

Cat. avg.

0.51%

Lower the better

Sharpe Ratio

This fund

1.69

Cat. avg.

1.09

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

5.92

Higher the better

Fund Managers

Karan Mundhra

Karan Mundhra

Since May 2021

SV

Shalini Vasanta

Since August 2024

Additional Scheme Detailsas of 30th September 2025

ISIN
INF740K01714
Expense Ratio
0.39%
Exit Load
No Charges
Fund Size
₹5,453 Cr
Age
26 years
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Money Market A-I TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Moderate Risk

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Low to Moderate Risk

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Moderate Risk

0.4%0.0%₹5453.39 Cr7.2%
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0.3%0.0%₹3999.50 Cr7.5%
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About the AMC

DSP Mutual Fund

DSP Mutual Fund

Total AUM

₹2,08,229 Cr

Address

West Wing, 11th Floor, Mumbai, 400021

Other Funds by DSP Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
DSP Nifty500 Flexicap Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹41.24 Cr-
DSP Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹9.65 Cr-
DSP Nifty Healthcare Index Fund Direct Growth

Very High Risk

0.3%0.0%₹12.93 Cr-
DSP Silver ETF Fund of Fund Direct Growth

Very High Risk

0.6%0.0%₹204.29 Cr-
DSP Nifty Private Bank Index Fund Direct Growth

Very High Risk

0.3%0.0%₹28.48 Cr-
DSP BSE SENSEX Next 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹11.92 Cr-
DSP Business Cycle Fund Direct Growth

Very High Risk

0.6%0.0%₹1137.71 Cr-
DSP Nifty Top 10 Equal Weight Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1378.42 Cr-0.1%
DSP Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹51.23 Cr9.6%
DSP US Treasury Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹64.18 Cr-
DSP Multicap Fund Direct Growth

Low Risk

0.5%1.0%₹2534.69 Cr-4.1%
DSP Nifty Smallcap250 Quality 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹275.60 Cr-13.5%
DSP Banking & Financial Services Fund Direct Growth

Very High Risk

0.7%0.0%₹1419.62 Cr13.3%
DSP Gold ETF Fund of Fund Direct Growth

Very High Risk

0.7%0.0%₹134.98 Cr62.4%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%1.0%₹4400.45 Cr16.7%
DSP FMP - Series 264 - 60M - 17D Direct Growth

Low to Moderate Risk

-0.0%₹52.27 Cr7.6%
DSP FMP Series 267 - 1246 Days Direct Growth

Low to Moderate Risk

-0.0%₹699.56 Cr7.1%
DSP FMP Series 261 37 Month Direct Growth

Moderate Risk

----
DSP Fixed Maturity Plan Series 270 1144 Days Direct Growth

Low to Moderate Risk

-0.0%₹180.35 Cr7.1%
DSP FMP Series 268 - 1281 Days Direct Growth

Low Risk

--₹122.54 Cr7.2%
DSP FMP Series 252 38 Month Direct Growth

Moderate Risk

-0.0%--
DSP Banking & PSU Debt Fund Direct Growth

Low Risk

0.3%0.0%₹4703.65 Cr7.5%
DSP Dynamic Asset Allocation Fund Direct Growth

Moderately High risk

0.7%1.0%₹3532.22 Cr5.5%
DSP Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1825.67 Cr6.1%
DSP Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹832.84 Cr1.1%
DSP Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1134.72 Cr-9.3%
DSP Healthcare Fund Direct Growth

Very High Risk

0.6%0.0%₹3074.18 Cr-3.4%
DSP Global Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1693.56 Cr-
DSP Quant Fund Direct Growth

Very High Risk

0.6%0.0%₹895.64 Cr-3.7%
DSP Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5697.99 Cr7.7%
DSP Value Fund Direct Growth

Very High Risk

0.9%1.0%₹1124.73 Cr5.1%
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹2068.17 Cr8.3%
DSP Bond Fund Direct Growth

Moderately High risk

0.4%0.0%₹317.50 Cr8.5%
DSP Flexi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹11911.24 Cr-3.3%
DSP Government Securities Direct Growth

Moderate Risk

0.6%0.0%₹1505.15 Cr6.3%
DSP Equity & Bond Fund Direct Growth

High Risk

0.7%1.0%₹11564.68 Cr2.3%
DSP Focus Fund Direct Growth

Very High Risk

0.9%1.0%₹2570.61 Cr-2.2%
DSP Credit Risk Fund Direct Growth

Moderately High risk

0.4%1.0%₹207.91 Cr22.6%
DSP India TIGER Fund Direct Growth

Very High Risk

0.7%1.0%₹5390.01 Cr-8.5%
DSP Liquidity Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹16473.54 Cr6.9%
DSP Regular Saving Fund Direct Growth

Moderate Risk

0.5%0.0%₹178.08 Cr6.3%
DSP Small Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹16496.31 Cr-4.9%
DSP Ultra Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3466.54 Cr7.7%
DSP Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3697.75 Cr8.3%
DSP Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹19162.03 Cr-2.4%
DSP Natural Resource & New Energy Fund Direct Growth

Very High Risk

1.0%0.0%₹1391.09 Cr-1.4%
DSP Equity Opportunities Fund Direct Growth

Very High Risk

0.6%1.0%₹15857.08 Cr-2.0%
DSP Strategic Bond Fund Direct Growth

Moderate Risk

0.5%0.0%₹1471.87 Cr5.5%
DSP Savings Fund Direct Growth

Moderate Risk

0.1%0.0%₹5453.39 Cr7.5%
DSP Tax Saver Fund Direct Growth

Very High Risk

0.7%0.0%₹16749.39 Cr-1.5%

Still got questions?
We're here to help.

The NAV of DSP Savings Fund Regular Growth, as of 14-Oct-2025, is ₹53.65.
The fund has generated 7.22% over the last 1 year and 7.27% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 13.91% in bonds, and 85.89% in cash and cash equivalents.
The fund managers responsible for DSP Savings Fund Regular Growth are:-
  1. Karan Mundhra
  2. Shalini Vasanta
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