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DSP Savings Fund Direct Growth
DebtMoney MarketModerate Risk
Direct
NAV (24-Oct-25)
₹55.400.01%1D
Returns (Since Inception)
7.03%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹6,858 Cr
Expense Ratio
0.15%
ISIN
INF740K01NU2
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
DSP Savings Fund Direct Growth is a Money Market mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 12 years, 9 months and 26 days, having been launched on 01-Jan-13.
As of 24-Oct-25, it has a Net Asset Value (NAV) of ₹55.40, Assets Under Management (AUM) of 6858.15 Crores, and an expense ratio of 0.15%.
As of 24-Oct-25, it has a Net Asset Value (NAV) of ₹55.40, Assets Under Management (AUM) of 6858.15 Crores, and an expense ratio of 0.15%.
- DSP Savings Fund Direct Growth has given a CAGR return of 7.03% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 13.49% in debts, and 86.33% in cash & cash equivalents.
- You can start investing in DSP Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.45%
+7.08% (Cat Avg.)
3 Years
+7.54%
+7.13% (Cat Avg.)
5 Years
+5.97%
+5.80% (Cat Avg.)
10 Years
+6.50%
+5.87% (Cat Avg.)
Since Inception
+7.03%
— (Cat Avg.)
Portfolio Summaryas of 15th October 2025
| Debt | ₹925.23 Cr | 13.49% |
| Others | ₹5,932.91 Cr | 86.51% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹395.34 Cr | 5.14% |
| 7.59% Govt Stock 2026 | Bond - Gov't/Treasury | ₹307.39 Cr | 4.00% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹289.34 Cr | 3.76% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹241.31 Cr | 3.14% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹210.9 Cr | 2.74% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹195.09 Cr | 2.54% |
| Indian Bank | Cash - CD/Time Deposit | ₹193.37 Cr | 2.51% |
| Net Receivables/Payables | Cash | ₹-187.69 Cr | 2.44% |
| Power Finance Corp Ltd. | Bond - Corporate Bond | ₹169.73 Cr | 2.21% |
| Bank Of Baroda | Cash | ₹168.8 Cr | 2.19% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹168.79 Cr | 2.19% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹147.26 Cr | 1.91% |
| Canara Bank** | Cash | ₹146.77 Cr | 1.91% |
| Idfc First Bank Limited** | Cash | ₹144.72 Cr | 1.88% |
| IDFC First Bank Limited | Cash - CD/Time Deposit | ₹144.55 Cr | 1.88% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹144.19 Cr | 1.87% |
| Canara Bank** | Cash | ₹144.17 Cr | 1.87% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹142.69 Cr | 1.85% |
| Kotak Mahindra Bank Limited** | Cash | ₹141.6 Cr | 1.84% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹120.86 Cr | 1.57% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹120.12 Cr | 1.56% |
| 364 DTB 18122025 | Bond - Gov't/Treasury | ₹99.08 Cr | 1.29% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹98.23 Cr | 1.28% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹98.2 Cr | 1.28% |
| Bank of Baroda | Bond - Corporate Bond | ₹97.89 Cr | 1.27% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹97.86 Cr | 1.27% |
| 364 Days Tbill Red 12-03-2026 | Bond - Gov't/Treasury | ₹97.84 Cr | 1.27% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹97.83 Cr | 1.27% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹97.83 Cr | 1.27% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹97.76 Cr | 1.27% |
| Axis Securities Limited | Cash - Commercial Paper | ₹97.65 Cr | 1.27% |
| Kotak Securities Limited** | Cash | ₹97.61 Cr | 1.27% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹97.44 Cr | 1.27% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹97.16 Cr | 1.26% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹96.34 Cr | 1.25% |
| Hdfc Bank Limited** | Cash | ₹96.07 Cr | 1.25% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹96.01 Cr | 1.25% |
| Cholamandalam Investment And Finance Company Limited** | Cash | ₹95.66 Cr | 1.24% |
| Equitas Small Finance Bank Limited** | Cash | ₹95.5 Cr | 1.24% |
| Julius Baer Capital (India) Private Limited** | Cash | ₹95.4 Cr | 1.24% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹94.55 Cr | 1.23% |
| Angel One Limited | Cash - Commercial Paper | ₹83.41 Cr | 1.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹73.31 Cr | 0.95% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹73.11 Cr | 0.95% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹73.07 Cr | 0.95% |
| Hdfc Securities Limited** | Cash | ₹73.02 Cr | 0.95% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹72.9 Cr | 0.95% |
| Bank Of Baroda** | Cash | ₹72.28 Cr | 0.94% |
| Cholamandalam Investment And Finance Company Limited** | Cash | ₹72.08 Cr | 0.94% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹71.46 Cr | 0.93% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹71.3 Cr | 0.93% |
| Canara Bank** | Cash - CD/Time Deposit | ₹63.4 Cr | 0.82% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹49.99 Cr | 0.65% |
| Kotak Securities Limited** | Cash | ₹49.34 Cr | 0.64% |
| 364 DTB 29012026 | Bond - Gov't/Treasury | ₹49.23 Cr | 0.64% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹49.08 Cr | 0.64% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.06 Cr | 0.64% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹48.99 Cr | 0.64% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹48.98 Cr | 0.64% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.92 Cr | 0.64% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹48.83 Cr | 0.63% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹48.75 Cr | 0.63% |
| Kotak Mahindra Investments Ltd. | Cash - Commercial Paper | ₹48.59 Cr | 0.63% |
| Indian Bank | Cash - CD/Time Deposit | ₹48.05 Cr | 0.62% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.04 Cr | 0.62% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹48.03 Cr | 0.62% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹47.96 Cr | 0.62% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹47.95 Cr | 0.62% |
| 364 DAYS T-BILL 2026 | Bond - Gov't/Treasury | ₹47.77 Cr | 0.62% |
| Standard Chartered Securities (India) Limited** | Cash | ₹47.67 Cr | 0.62% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹39.2 Cr | 0.51% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹34.21 Cr | 0.44% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹24.6 Cr | 0.32% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹24.59 Cr | 0.32% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.55 Cr | 0.32% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24.54 Cr | 0.32% |
| NTPC Ltd. | Cash - Commercial Paper | ₹24.42 Cr | 0.32% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹24.41 Cr | 0.32% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹24.4 Cr | 0.32% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹24.37 Cr | 0.32% |
| Small Industries Development Bk Of India ** # | Cash - Commercial Paper | ₹24.35 Cr | 0.32% |
| 364 Days T-Bill 2026 | Bond - Gov't/Treasury | ₹24.28 Cr | 0.32% |
| Hero Housing Finance Limited | Cash - Commercial Paper | ₹24.16 Cr | 0.31% |
| IDFC Bank Limited | Cash - CD/Time Deposit | ₹24.08 Cr | 0.31% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹24.07 Cr | 0.31% |
| Hero Housing Finance Limited | Cash - Commercial Paper | ₹24.03 Cr | 0.31% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹24 Cr | 0.31% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹23.97 Cr | 0.31% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹23.84 Cr | 0.31% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹23.83 Cr | 0.31% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹13.59 Cr | 0.18% |
| 364 DTB 06112025 | Bond - Gov't/Treasury | ₹4.98 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹3,661.96 Cr | 47.59% |
| Cash | ₹1,352.99 Cr | 22.46% |
| Bond - Gov't/Treasury | ₹1,060.11 Cr | 13.78% |
| Cash - Commercial Paper | ₹1,005.34 Cr | 13.07% |
| Bond - Corporate Bond | ₹291.7 Cr | 3.79% |
| Cash - Repurchase Agreement | ₹210.9 Cr | 2.74% |
| Bond - Gov't Agency Debt | ₹97.67 Cr | 1.27% |
| Mutual Fund - Open End | ₹13.59 Cr | 0.18% |
Risk & Performance Ratios
Standard Deviation
This fund
0.28%
Cat. avg.
0.51%
Lower the better
Sharpe Ratio
This fund
2.56
Cat. avg.
1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
5.92
Higher the better
Fund Managers
Karan Mundhra
Since May 2021
SV
Shalini Vasanta
Since August 2024
Additional Scheme Detailsas of 15th October 2025
ISIN INF740K01NU2 | Expense Ratio 0.15% | Exit Load No Charges | Fund Size ₹6,858 Cr | Age 12 years 9 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹2388.11 Cr | - |
| Bank of India Money Market Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹183.04 Cr | - |
| Bank of India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹183.04 Cr | - |
| Zerodha Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹5430.77 Cr | 5.8% |
| Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3212.01 Cr | 7.8% |
| Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹3212.01 Cr | 7.5% |
| HSBC Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4357.62 Cr | 7.7% |
| ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹34019.73 Cr | 7.8% |
| Bandhan Money Manager Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12246.66 Cr | 7.8% |
| Nippon India Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹23246.25 Cr | 7.8% |
| Invesco India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹4771.51 Cr | 7.6% |
| Edelweiss Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1647.30 Cr | 7.7% |
| Kotak Money Market Scheme Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹32820.86 Cr | 7.7% |
| Axis Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹18085.61 Cr | 7.8% |
| Axis Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹18085.61 Cr | 7.7% |
| Sundaram Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1760.95 Cr | 7.6% |
| Sundaram Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹1760.95 Cr | 7.7% |
| Invesco India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹4771.51 Cr | 7.3% |
| UTI Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹18862.20 Cr | 7.8% |
| Aditya BSL Money Manager Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹26757.31 Cr | 7.8% |
| SBI Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹36565.60 Cr | 7.7% |
| Tata Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹38807.85 Cr | 7.9% |
| Franklin India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3580.24 Cr | 7.8% |
| Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2936.84 Cr | 7.8% |
| Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹2936.84 Cr | 7.5% |
| DSP Savings Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹6858.15 Cr | 7.5% |
| HDFC Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹36985.66 Cr | 7.8% |
| PGIM India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹157.77 Cr | 7.3% |
| PGIM India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹157.77 Cr | 7.6% |
| UTI Money Market Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹18862.20 Cr | 7.7% |
| Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹6563.26 Cr | 7.2% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6563.26 Cr | 7.8% |
| Kotak Money Market Scheme Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹32820.86 Cr | 7.6% |
| Aditya BSL Money Manager Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹26757.31 Cr | 7.6% |
| Bandhan Money Manager Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹12246.66 Cr | 7.5% |
| DSP Savings Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹6858.15 Cr | 7.2% |
| HSBC Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4357.62 Cr | 7.5% |
| SBI Savings Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹36565.60 Cr | 7.3% |
| ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹34019.73 Cr | 7.6% |
| Nippon India Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹23246.25 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹36985.66 Cr | 7.6% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹3580.24 Cr | 7.7% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹38807.85 Cr | 7.6% |
| LIC MF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹2619.38 Cr | 6.7% |
| LIC MF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2619.38 Cr | 7.1% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹95.49 Cr | 7.2% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹95.49 Cr | 7.4% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹242.36 Cr | 6.7% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹242.36 Cr | 7.4% |
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1647.30 Cr | 7.0% |
About the AMC
DSP Mutual Fund
Total AUM
₹2,08,229 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of DSP Savings Fund Direct Growth?
The NAV of DSP Savings Fund Direct Growth, as of 24-Oct-2025, is ₹55.40.
What are the returns of DSP Savings Fund Direct Growth?
The fund has generated 7.45% over the last 1 year and 7.54% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 13.49% in bonds, and 86.33% in cash and cash equivalents.
Who manages the DSP Savings Fund Direct Growth?
The fund managers responsible for DSP Savings Fund Direct Growth are:-
- Karan Mundhra
- Shalini Vasanta
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
DSP Savings Fund Direct Growth
DebtMoney MarketModerate Risk
Direct
NAV (24-Oct-25)
₹55.400.01%1D
Returns (Since Inception)
7.03%
Rated ★4.3+ on
Fund Overview
Fund Size
₹6,858 Cr
Expense Ratio
0.15%
ISIN
INF740K01NU2
Minimum SIP
₹100
Exit Load
No Charges
Inception Date
01 Jan 2013
Risk Level
Your principal amount will be at Moderate Risk
About this fund
DSP Savings Fund Direct Growth is a Money Market mutual fund schemes offered by DSP Mutual Fund. This fund has been in existence for 12 years, 9 months and 26 days, having been launched on 01-Jan-13.
As of 24-Oct-25, it has a Net Asset Value (NAV) of ₹55.40, Assets Under Management (AUM) of 6858.15 Crores, and an expense ratio of 0.15%.
As of 24-Oct-25, it has a Net Asset Value (NAV) of ₹55.40, Assets Under Management (AUM) of 6858.15 Crores, and an expense ratio of 0.15%.
- DSP Savings Fund Direct Growth has given a CAGR return of 7.03% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 13.49% in debts, and 86.33% in cash & cash equivalents.
- You can start investing in DSP Savings Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.45%
+7.08% (Cat Avg.)
3 Years
+7.54%
+7.13% (Cat Avg.)
5 Years
+5.97%
+5.80% (Cat Avg.)
10 Years
+6.50%
+5.87% (Cat Avg.)
Since Inception
+7.03%
— (Cat Avg.)
Portfolio Summaryas of 15th October 2025
| Debt | ₹925.23 Cr | 13.49% |
| Others | ₹5,932.91 Cr | 86.51% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| 5.63% Govt Stock 2026 | Bond - Gov't/Treasury | ₹395.34 Cr | 5.14% |
| 7.59% Govt Stock 2026 | Bond - Gov't/Treasury | ₹307.39 Cr | 4.00% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹289.34 Cr | 3.76% |
| Axis Bank Ltd. | Cash - CD/Time Deposit | ₹241.31 Cr | 3.14% |
| Treps / Reverse Repo Investments | Cash - Repurchase Agreement | ₹210.9 Cr | 2.74% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹195.09 Cr | 2.54% |
| Indian Bank | Cash - CD/Time Deposit | ₹193.37 Cr | 2.51% |
| Net Receivables/Payables | Cash | ₹-187.69 Cr | 2.44% |
| Power Finance Corp Ltd. | Bond - Corporate Bond | ₹169.73 Cr | 2.21% |
| Bank Of Baroda | Cash | ₹168.8 Cr | 2.19% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹168.79 Cr | 2.19% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹147.26 Cr | 1.91% |
| Canara Bank** | Cash | ₹146.77 Cr | 1.91% |
| Idfc First Bank Limited** | Cash | ₹144.72 Cr | 1.88% |
| IDFC First Bank Limited | Cash - CD/Time Deposit | ₹144.55 Cr | 1.88% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹144.19 Cr | 1.87% |
| Canara Bank** | Cash | ₹144.17 Cr | 1.87% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹142.69 Cr | 1.85% |
| Kotak Mahindra Bank Limited** | Cash | ₹141.6 Cr | 1.84% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹120.86 Cr | 1.57% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹120.12 Cr | 1.56% |
| 364 DTB 18122025 | Bond - Gov't/Treasury | ₹99.08 Cr | 1.29% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹98.23 Cr | 1.28% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹98.2 Cr | 1.28% |
| Bank of Baroda | Bond - Corporate Bond | ₹97.89 Cr | 1.27% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹97.86 Cr | 1.27% |
| 364 Days Tbill Red 12-03-2026 | Bond - Gov't/Treasury | ₹97.84 Cr | 1.27% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹97.83 Cr | 1.27% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹97.83 Cr | 1.27% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹97.76 Cr | 1.27% |
| Axis Securities Limited | Cash - Commercial Paper | ₹97.65 Cr | 1.27% |
| Kotak Securities Limited** | Cash | ₹97.61 Cr | 1.27% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹97.44 Cr | 1.27% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹97.16 Cr | 1.26% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹96.34 Cr | 1.25% |
| Hdfc Bank Limited** | Cash | ₹96.07 Cr | 1.25% |
| Standard Chartered Capital Limited | Cash - Commercial Paper | ₹96.01 Cr | 1.25% |
| Cholamandalam Investment And Finance Company Limited** | Cash | ₹95.66 Cr | 1.24% |
| Equitas Small Finance Bank Limited** | Cash | ₹95.5 Cr | 1.24% |
| Julius Baer Capital (India) Private Limited** | Cash | ₹95.4 Cr | 1.24% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹94.55 Cr | 1.23% |
| Angel One Limited | Cash - Commercial Paper | ₹83.41 Cr | 1.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹73.31 Cr | 0.95% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹73.11 Cr | 0.95% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹73.07 Cr | 0.95% |
| Hdfc Securities Limited** | Cash | ₹73.02 Cr | 0.95% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹72.9 Cr | 0.95% |
| Bank Of Baroda** | Cash | ₹72.28 Cr | 0.94% |
| Cholamandalam Investment And Finance Company Limited** | Cash | ₹72.08 Cr | 0.94% |
| Motilal Oswal Finvest Limited | Cash - Commercial Paper | ₹71.46 Cr | 0.93% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹71.3 Cr | 0.93% |
| Canara Bank** | Cash - CD/Time Deposit | ₹63.4 Cr | 0.82% |
| Bharti Telecom Limited | Cash - Commercial Paper | ₹49.99 Cr | 0.65% |
| Kotak Securities Limited** | Cash | ₹49.34 Cr | 0.64% |
| 364 DTB 29012026 | Bond - Gov't/Treasury | ₹49.23 Cr | 0.64% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹49.08 Cr | 0.64% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹49.06 Cr | 0.64% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹48.99 Cr | 0.64% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹48.98 Cr | 0.64% |
| Muthoot Finance Limited | Cash - Commercial Paper | ₹48.92 Cr | 0.64% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹48.83 Cr | 0.63% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹48.75 Cr | 0.63% |
| Kotak Mahindra Investments Ltd. | Cash - Commercial Paper | ₹48.59 Cr | 0.63% |
| Indian Bank | Cash - CD/Time Deposit | ₹48.05 Cr | 0.62% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹48.04 Cr | 0.62% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹48.03 Cr | 0.62% |
| Kotak Mahindra Prime Ltd. | Cash - Commercial Paper | ₹47.96 Cr | 0.62% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹47.95 Cr | 0.62% |
| 364 DAYS T-BILL 2026 | Bond - Gov't/Treasury | ₹47.77 Cr | 0.62% |
| Standard Chartered Securities (India) Limited** | Cash | ₹47.67 Cr | 0.62% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹39.2 Cr | 0.51% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹34.21 Cr | 0.44% |
| National Bank for Agriculture and Rural Development | Bond - Gov't Agency Debt | ₹24.6 Cr | 0.32% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹24.59 Cr | 0.32% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.55 Cr | 0.32% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹24.54 Cr | 0.32% |
| NTPC Ltd. | Cash - Commercial Paper | ₹24.42 Cr | 0.32% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹24.41 Cr | 0.32% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹24.4 Cr | 0.32% |
| Motilal Oswal Financial Services Limited | Cash - Commercial Paper | ₹24.37 Cr | 0.32% |
| Small Industries Development Bk Of India ** # | Cash - Commercial Paper | ₹24.35 Cr | 0.32% |
| 364 Days T-Bill 2026 | Bond - Gov't/Treasury | ₹24.28 Cr | 0.32% |
| Hero Housing Finance Limited | Cash - Commercial Paper | ₹24.16 Cr | 0.31% |
| IDFC Bank Limited | Cash - CD/Time Deposit | ₹24.08 Cr | 0.31% |
| IDFC First Bank Ltd. | Bond - Corporate Bond | ₹24.07 Cr | 0.31% |
| Hero Housing Finance Limited | Cash - Commercial Paper | ₹24.03 Cr | 0.31% |
| Cholamandalam Investment And Fin. Co. Ltd | Cash - Commercial Paper | ₹24 Cr | 0.31% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹23.97 Cr | 0.31% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹23.84 Cr | 0.31% |
| Motilal Oswal Financial Services Ltd | Cash - Commercial Paper | ₹23.83 Cr | 0.31% |
| SBI Funds Management Pvt Ltd/Fund Parent | Mutual Fund - Open End | ₹13.59 Cr | 0.18% |
| 364 DTB 06112025 | Bond - Gov't/Treasury | ₹4.98 Cr | 0.06% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹3,661.96 Cr | 47.59% |
| Cash | ₹1,352.99 Cr | 22.46% |
| Bond - Gov't/Treasury | ₹1,060.11 Cr | 13.78% |
| Cash - Commercial Paper | ₹1,005.34 Cr | 13.07% |
| Bond - Corporate Bond | ₹291.7 Cr | 3.79% |
| Cash - Repurchase Agreement | ₹210.9 Cr | 2.74% |
| Bond - Gov't Agency Debt | ₹97.67 Cr | 1.27% |
| Mutual Fund - Open End | ₹13.59 Cr | 0.18% |
Risk & Performance Ratios
Standard Deviation
This fund
0.28%
Cat. avg.
0.51%
Lower the better
Sharpe Ratio
This fund
2.56
Cat. avg.
1.09
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
5.92
Higher the better
Fund Managers
Karan Mundhra
Since May 2021
SV
Shalini Vasanta
Since August 2024
Additional Scheme Detailsas of 15th October 2025
ISIN INF740K01NU2 | Expense Ratio 0.15% | Exit Load No Charges | Fund Size ₹6,858 Cr | Age 12 years 9 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark CRISIL Money Market A-I TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Money Market Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| JioBlackRock Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹2388.11 Cr | - |
| Bank of India Money Market Fund Regular Growth Low to Moderate Risk | 0.6% | 0.0% | ₹183.04 Cr | - |
| Bank of India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹183.04 Cr | - |
| Zerodha Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹5430.77 Cr | 5.8% |
| Mirae Asset Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3212.01 Cr | 7.8% |
| Mirae Asset Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹3212.01 Cr | 7.5% |
| HSBC Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹4357.62 Cr | 7.7% |
| ICICI Prudential Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹34019.73 Cr | 7.8% |
| Bandhan Money Manager Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12246.66 Cr | 7.8% |
| Nippon India Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹23246.25 Cr | 7.8% |
| Invesco India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹4771.51 Cr | 7.6% |
| Edelweiss Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1647.30 Cr | 7.7% |
| Kotak Money Market Scheme Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹32820.86 Cr | 7.7% |
| Axis Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹18085.61 Cr | 7.8% |
| Axis Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹18085.61 Cr | 7.7% |
| Sundaram Money Market Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1760.95 Cr | 7.6% |
| Sundaram Money Market Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹1760.95 Cr | 7.7% |
| Invesco India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹4771.51 Cr | 7.3% |
| UTI Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹18862.20 Cr | 7.8% |
| Aditya BSL Money Manager Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹26757.31 Cr | 7.8% |
| SBI Savings Fund Direct Growth Moderate Risk | 0.3% | 0.0% | ₹36565.60 Cr | 7.7% |
| Tata Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹38807.85 Cr | 7.9% |
| Franklin India Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹3580.24 Cr | 7.8% |
| Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2936.84 Cr | 7.8% |
| Baroda BNP Paribas Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹2936.84 Cr | 7.5% |
| DSP Savings Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹6858.15 Cr | 7.5% |
| HDFC Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹36985.66 Cr | 7.8% |
| PGIM India Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹157.77 Cr | 7.3% |
| PGIM India Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹157.77 Cr | 7.6% |
| UTI Money Market Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹18862.20 Cr | 7.7% |
| Bajaj Finserv Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹6563.26 Cr | 7.2% |
| Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6563.26 Cr | 7.8% |
| Kotak Money Market Scheme Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹32820.86 Cr | 7.6% |
| Aditya BSL Money Manager Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹26757.31 Cr | 7.6% |
| Bandhan Money Manager Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹12246.66 Cr | 7.5% |
| DSP Savings Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹6858.15 Cr | 7.2% |
| HSBC Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹4357.62 Cr | 7.5% |
| SBI Savings Fund Regular Growth Moderate Risk | 0.6% | 0.0% | ₹36565.60 Cr | 7.3% |
| ICICI Prudential Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹34019.73 Cr | 7.6% |
| Nippon India Money Market Fund Regular Growth Moderate Risk | 0.4% | 0.0% | ₹23246.25 Cr | 7.6% |
| HDFC Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹36985.66 Cr | 7.6% |
| Franklin India Money Market Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹3580.24 Cr | 7.7% |
| Tata Money Market Fund Regular Growth Low to Moderate Risk | 0.4% | 0.0% | ₹38807.85 Cr | 7.6% |
| LIC MF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹2619.38 Cr | 6.7% |
| LIC MF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2619.38 Cr | 7.1% |
| TRUSTMF Money Market Fund Regular Growth Low to Moderate Risk | 0.5% | 0.0% | ₹95.49 Cr | 7.2% |
| TRUSTMF Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹95.49 Cr | 7.4% |
| Union Money Market Fund Regular Growth Low to Moderate Risk | 0.9% | 0.0% | ₹242.36 Cr | 6.7% |
| Union Money Market Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹242.36 Cr | 7.4% |
| Edelweiss Money Market Fund Regular Growth Low to Moderate Risk | 0.8% | 0.0% | ₹1647.30 Cr | 7.0% |
About the AMC
DSP Mutual Fund
Total AUM
₹2,08,229 Cr
Address
West Wing, 11th Floor, Mumbai, 400021
Other Funds by DSP Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of DSP Savings Fund Direct Growth?
The NAV of DSP Savings Fund Direct Growth, as of 24-Oct-2025, is ₹55.40.
What are the returns of DSP Savings Fund Direct Growth?
The fund has generated 7.45% over the last 1 year and 7.54% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of DSP Savings Fund Direct Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 13.49% in bonds, and 86.33% in cash and cash equivalents.
Who manages the DSP Savings Fund Direct Growth?
The fund managers responsible for DSP Savings Fund Direct Growth are:-
- Karan Mundhra
- Shalini Vasanta
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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