Bajaj Finserv Balanced Advantage Fund Direct Growth

Fund Overview

Fund Size

₹1,299 Cr

Expense Ratio

0.59%

ISIN

INF0QA701656

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

15 Dec 2023

About this fund

Bajaj Finserv Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bajaj Finserv Mutual Fund. This fund has been in existence for 1 years, 8 months and 19 days, having been launched on 15-Dec-23.
As of 02-Sep-25, it has a Net Asset Value (NAV) of ₹11.43, Assets Under Management (AUM) of 1298.54 Crores, and an expense ratio of 0.59%.

Bajaj Finserv Balanced Advantage Fund Direct Growth has given a CAGR return of 8.11% since inception.
The fund's asset allocation comprises around 78.77% in equities, 6.49% in debts, and 14.73% in cash & cash equivalents.
You can start investing in Bajaj Finserv Balanced Advantage Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-0.94%

— (Cat Avg.)

Since Inception

+8.11%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2025

Equity	₹1,022.9 Cr	78.77%
Debt	₹84.34 Cr	6.49%
Others	₹191.3 Cr	14.73%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Receivables / (Payables)	Cash	₹160.27 Cr	12.34%
HDFC Bank Ltd	Equity	₹110.84 Cr	8.54%
Infosys Ltd	Equity	₹59.21 Cr	4.56%
Nifty August 2025 Future	Equity Index - Future	₹-51.3 Cr	3.95%
Reliance Industries Ltd	Equity	₹47.17 Cr	3.63%
Mahindra & Mahindra Ltd	Equity	₹46.29 Cr	3.56%
State Bank of India	Equity	₹46.1 Cr	3.55%
ICICI Bank Ltd	Equity	₹41.82 Cr	3.22%
Larsen & Toubro Ltd	Equity	₹34.22 Cr	2.64%
UltraTech Cement Ltd	Equity	₹33.5 Cr	2.58%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹31.03 Cr	2.39%
Sun Pharmaceuticals Industries Ltd	Equity	₹29.8 Cr	2.30%
DLF Ltd	Equity	₹29.66 Cr	2.28%
Hindustan Unilever Ltd	Equity	₹27.33 Cr	2.10%
Nifty September 2025 Future	Equity Index - Future	₹-26.27 Cr	2.02%
Indus Towers Ltd Ordinary Shares	Equity	₹26.24 Cr	2.02%
Britannia Industries Ltd	Equity	₹25.96 Cr	2.00%
Power Finance Corporation Limited	Bond - Corporate Bond	₹25.57 Cr	1.97%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹25.06 Cr	1.93%
Bajaj Finserv Ltd	Equity	₹24.05 Cr	1.85%
Divi's Laboratories Ltd	Equity	₹23.65 Cr	1.82%
Tata Consultancy Services Ltd	Equity	₹23.22 Cr	1.79%
Kotak Mahindra Bank Ltd	Equity	₹22.89 Cr	1.76%
HDFC Life Insurance Co Ltd	Equity	₹22.87 Cr	1.76%
United Spirits Ltd	Equity	₹20.44 Cr	1.57%
Adani Ports & Special Economic Zone Ltd	Equity	₹20.34 Cr	1.57%
Jio Financial Services Ltd	Equity	₹19.95 Cr	1.54%
Eternal Ltd	Equity	₹19.43 Cr	1.50%
Sanofi Consumer Healthcare India Ltd	Equity	₹18.3 Cr	1.41%
VIP Industries Ltd	Equity	₹17.6 Cr	1.36%
Bajaj Finance Ltd	Equity	₹17.08 Cr	1.32%
Yes Bank Ltd	Equity	₹16.15 Cr	1.24%
LTIMindtree Ltd	Equity	₹15.21 Cr	1.17%
Canara Bank	Equity	₹14.65 Cr	1.13%
Siemens Energy India Ltd	Equity	₹14.25 Cr	1.10%
Biocon Ltd	Equity	₹13.89 Cr	1.07%
SBI Life Insurance Co Ltd	Equity	₹13.81 Cr	1.06%
HDB Financial Services Ltd	Equity	₹13.78 Cr	1.06%
Tata Steel Ltd	Equity	₹13.19 Cr	1.02%
Axis Bank Ltd	Equity	₹12.84 Cr	0.99%
Maruti Suzuki India Ltd	Equity	₹12.33 Cr	0.95%
JSW Steel Ltd	Equity	₹12.23 Cr	0.94%
Bharat Heavy Electricals Ltd	Equity	₹12.11 Cr	0.93%
Vedanta Ltd	Equity	₹12.1 Cr	0.93%
ITC Ltd	Equity	₹11.51 Cr	0.89%
Cummins India Ltd	Equity	₹11.35 Cr	0.87%
07.70 MH Sdl 2034	Bond - Gov't/Treasury	₹10.55 Cr	0.81%
7.34% Govt Stock 2064	Bond - Gov't/Treasury	₹10.3 Cr	0.79%
Apollo Hospitals Enterprise Ltd	Equity	₹10.26 Cr	0.79%
Bharat Electronics Ltd	Equity	₹9.85 Cr	0.76%
Aditya Birla Capital Ltd	Equity	₹8.74 Cr	0.67%
Eicher Motors Ltd	Equity	₹7.79 Cr	0.60%
Central Bank of India	Equity	₹7.14 Cr	0.55%
United Breweries Ltd	Equity	₹6.67 Cr	0.51%
Devyani International Ltd	Equity	₹6.4 Cr	0.49%
Tata Consumer Products Ltd	Equity	₹6.38 Cr	0.49%
Shree Cement Ltd	Equity	₹6.08 Cr	0.47%
Hindustan Aeronautics Ltd Ordinary Shares	Equity	₹5.92 Cr	0.46%
Tech Mahindra Ltd	Equity	₹5.66 Cr	0.44%
Coal India Ltd	Equity	₹5.65 Cr	0.43%
6.79% Govt Stock 2034	Bond - Gov't/Treasury	₹5.35 Cr	0.41%
7.3% Govt Stock 2053	Bond - Gov't/Treasury	₹5.16 Cr	0.40%
Info Edge (India) Ltd	Equity	₹3.48 Cr	0.27%
Manappuram Finance Ltd	Equity	₹3.07 Cr	0.24%
6.79% Govt Stock 2031	Bond - Gov't/Treasury	₹2.29 Cr	0.18%
7.09% Govt Stock 2054	Bond - Gov't/Treasury	₹0.05 Cr	0.00%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹395.79 Cr	30.48%
Consumer Cyclical	₹109.84 Cr	8.46%
Technology	₹103.3 Cr	7.95%
Consumer Defensive	₹98.29 Cr	7.57%
Healthcare	₹95.9 Cr	7.39%
Industrials	₹93.8 Cr	7.22%
Basic Materials	₹77.1 Cr	5.94%
Energy	₹52.82 Cr	4.07%
Communication Services	₹29.72 Cr	2.29%
Real Estate	₹29.66 Cr	2.28%
Utilities	₹14.25 Cr	1.10%

Risk & Performance Ratios

Fund Managers

Nimesh Chandan

Since December 2023

Siddharth Chaudhary

Since December 2023

Sorbh Gupta

Since December 2023

Additional Scheme Detailsas of 31st July 2025

ISIN

INF0QA701656

Expense Ratio

0.59%

Exit Load

1.00%

Fund Size

₹1,299 Cr

Age

1 year 8 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 Hybrid Composite Debt 50:50

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.9%	1.0%	₹709.83 Cr	-
Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk	1.5%	1.0%	₹709.83 Cr	-
Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1478.45 Cr	-1.2%
Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹1478.45 Cr	0.2%
Helios Balanced Advantage Fund Direct Growth Very High Risk	0.9%	1.0%	₹301.60 Cr	1.2%
Helios Balanced Advantage Fund Regular Growth Very High Risk	2.4%	1.0%	₹301.60 Cr	-0.3%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk	0.6%	1.0%	₹2414.57 Cr	4.5%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.3%	1.0%	₹2414.57 Cr	4.8%
Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.9%	1.0%	₹378.01 Cr	-9.0%
Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.4%	1.0%	₹378.01 Cr	-10.4%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹1298.54 Cr	-0.9%
Bajaj Finserv Balanced Advantage Fund Regular Growth Very High Risk	2.0%	1.0%	₹1298.54 Cr	-2.4%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.9%	1.0%	₹1566.97 Cr	3.1%
HDFC Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹101772.60 Cr	0.3%
HDFC Balanced Advantage Fund Regular Growth Very High Risk	1.3%	1.0%	₹101772.60 Cr	-0.3%
Edelweiss Balanced Advantage Fund Regular Growth Very High Risk	1.7%	1.0%	₹12791.71 Cr	-1.3%
Sundaram Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹1678.91 Cr	1.1%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	0.0%	₹8157.01 Cr	4.5%
Nippon India Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹9355.29 Cr	2.7%
Invesco India Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	0.0%	₹1034.44 Cr	2.8%
Tata Balanced Advantage Fund Regular Growth Very High Risk	1.7%	0.0%	₹10030.96 Cr	-0.4%
Tata Balanced Advantage Fund Direct Growth Very High Risk	0.4%	0.0%	₹10030.96 Cr	0.9%
DSP Dynamic Asset Allocation Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3503.00 Cr	3.9%
DSP Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3503.00 Cr	5.2%
HSBC Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1566.97 Cr	1.7%
LIC MF Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹827.64 Cr	1.7%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹827.64 Cr	3.3%
ICICI Prudential Balanced Advantage Fund Regular Growth High Risk	1.4%	1.0%	₹64964.03 Cr	5.5%
ITI Balanced Advantage Fund Regular Growth Moderately High risk	2.4%	0.0%	₹401.55 Cr	0.7%
ITI Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹401.55 Cr	2.5%
Invesco India Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	0.0%	₹1034.44 Cr	1.5%
Sundaram Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1678.91 Cr	-0.3%
Union Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1371.61 Cr	0.9%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1371.61 Cr	2.1%
Edelweiss Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹12791.71 Cr	-0.1%
Bank of India Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹140.43 Cr	-3.1%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹140.43 Cr	-2.0%
Kotak Balanced Advantage Fund Regular Growth Very High Risk	1.6%	1.0%	₹17537.30 Cr	1.4%
Kotak Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹17537.30 Cr	2.6%
PGIM India Balanced Advantage Fund Regular Growth Moderately High risk	2.2%	0.0%	₹964.70 Cr	1.0%
PGIM India Balanced Advantage Fund Direct Growth Moderately High risk	0.5%	0.0%	₹964.70 Cr	2.7%
Axis Balanced Advantage Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3431.21 Cr	1.5%
Axis Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3431.21 Cr	2.7%
ICICI Prudential Balanced Advantage Fund Direct Growth High Risk	0.9%	1.0%	₹64964.03 Cr	6.2%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹4424.23 Cr	2.9%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹4424.23 Cr	1.7%
NJ Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹3792.50 Cr	-5.5%
NJ Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹3792.50 Cr	-4.2%
UTI Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹3003.72 Cr	3.2%
UTI Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹3003.72 Cr	4.6%

About the AMC

Bajaj Finserv Mutual Fund

1800-309-3900

https://www.bajajamc.com/

Total AUM

₹20,440 Cr

Address

8th floor, E-Core,Solitaire Business Hub (formerly Marvel Edge), Viman Nagar 411014

Other Funds by Bajaj Finserv Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv Equity Savings Fund Direct Growth Moderate Risk	-	0.0%	-	-
Bajaj Finserv Small Cap Fund Direct Growth Very High Risk	0.4%	0.0%	₹1201.14 Cr	-
Bajaj Finserv Nifty 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹7.91 Cr	-
Bajaj Finserv Nifty Next 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹9.91 Cr	-
Bajaj Finserv Multi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹840.37 Cr	-
Bajaj Finserv Gilt Fund Direct Growth Moderate Risk	0.4%	0.0%	₹34.93 Cr	-
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹61.00 Cr	-
Bajaj Finserv Healthcare Fund Direct Growth Very High Risk	0.7%	1.0%	₹341.35 Cr	-
Bajaj Finserv Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹601.79 Cr	-
Bajaj Finserv Large Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1501.12 Cr	-2.0%
Bajaj Finserv Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹1190.92 Cr	2.1%
Bajaj Finserv Large and Mid Cap Fund Direct Growth Low Risk	0.6%	1.0%	₹2098.13 Cr	-1.4%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹1298.54 Cr	-0.9%
Bajaj Finserv Banking and PSU Fund Direct Growth Moderate Risk	0.3%	0.0%	₹149.22 Cr	8.3%
Bajaj Finserv Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹906.18 Cr	6.9%
Bajaj Finserv Overnight Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹701.11 Cr	6.2%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4554.89 Cr	7.0%
Bajaj Finserv Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹5828.18 Cr	8.1%
Bajaj Finserv Flexi Cap Fund Direct Growth Very High Risk	0.5%	1.0%	₹5244.12 Cr	2.5%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Bajaj Finserv Balanced Advantage Fund Direct Growth?

The NAV of Bajaj Finserv Balanced Advantage Fund Direct Growth, as of 02-Sep-2025, is ₹11.43.

What is the portfolio composition of Bajaj Finserv Balanced Advantage Fund Direct Growth?

The fund's allocation of assets is distributed as 78.77% in equities, 6.49% in bonds, and 14.73% in cash and cash equivalents.

Who manages the Bajaj Finserv Balanced Advantage Fund Direct Growth?

The fund managers responsible for Bajaj Finserv Balanced Advantage Fund Direct Growth are:-

Nimesh Chandan
Siddharth Chaudhary
Sorbh Gupta

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹1,299 Cr

Expense Ratio

0.59%

ISIN

INF0QA701656

Minimum SIP

₹100

Exit Load

1.00%

Inception Date

15 Dec 2023

Risk Level

Your principal amount will be at Very High Risk