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Fund Overview

Fund Size

Fund Size

₹7,063 Cr

Expense Ratio

Expense Ratio

1.83%

ISIN

ISIN

INF789F01AP6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

1.00%

Inception Date

Inception Date

21 Oct 2008

About this fund

UTI Multi Asset Fund Regular Growth is a Multi Asset Allocation mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 17 years, 11 months and 4 days, having been launched on 21-Oct-08.
As of 24-Sep-26, it has a Net Asset Value (NAV) of ₹77.02, Assets Under Management (AUM) of 7062.53 Crores, and an expense ratio of 1.83%.
  • UTI Multi Asset Fund Regular Growth has given a CAGR return of 12.06% since inception.
  • The fund's asset allocation comprises around 71.67% in equities, 9.77% in debts, and 3.88% in cash & cash equivalents.
  • You can start investing in UTI Multi Asset Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+1.99%

— (Cat Avg.)

3 Years

+13.69%

— (Cat Avg.)

5 Years

+11.70%

— (Cat Avg.)

10 Years

+9.88%

— (Cat Avg.)

Since Inception

+12.06%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2026

Equity₹5,062.04 Cr71.67%
Debt₹689.84 Cr9.77%
Others₹1,310.65 Cr18.56%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
UTI Gold ETFMutual Fund - ETF₹948.8 Cr13.43%
Net Current AssetsCash₹310.34 Cr4.39%
ICICI Bank LtdEquity₹235.49 Cr3.33%
Kotak Mahindra Bank LtdEquity₹209.88 Cr2.97%
Nestle India LtdEquity₹192.93 Cr2.73%
Tata Consultancy Services LtdEquity₹183.79 Cr2.60%
HDFC Bank LtdEquity₹176.74 Cr2.50%
ITC LtdEquity₹166.49 Cr2.36%
Bharat Electronics LtdEquity₹129.26 Cr1.83%
Infosys LtdEquity₹123.31 Cr1.75%
InterGlobe Aviation LtdEquity₹118.02 Cr1.67%
Titan Co LtdEquity₹115.34 Cr1.63%
State Bank of IndiaEquity₹113.81 Cr1.61%
Asian Paints LtdEquity₹113.62 Cr1.61%
Britannia Industries LtdEquity₹112.6 Cr1.59%
Cummins India LtdEquity₹106.62 Cr1.51%
UTI Silver Exchange Traded FundMutual Fund - ETF₹101.11 Cr1.43%
HCL Technologies LtdEquity₹100.66 Cr1.43%
Bharti Airtel LtdEquity₹98.55 Cr1.40%
Embassy Office Parks REITEquity - REIT₹93.29 Cr1.32%
Coal India LtdEquity₹90.87 Cr1.29%
Eicher Motors LtdEquity₹89.89 Cr1.27%
Cash Offset For DerivativesCash - General Offset₹-88.48 Cr1.25%
7.24% Govt Stock 2055Bond - Gov't/Treasury₹82.03 Cr1.16%
DIXON TECHNOLOGIES (INDIA) LTD-29-Sep-2026Equity - Future₹81.19 Cr1.15%
Multi Commodity Exchange of India LtdEquity₹78.81 Cr1.12%
Shriram Finance LtdEquity₹69.8 Cr0.99%
The Federal Bank LtdEquity₹68.84 Cr0.97%
Marico LtdEquity₹67.1 Cr0.95%
Laurus Labs LtdEquity₹66.93 Cr0.95%
Knowledge Realty Trust UnitsEquity - REIT₹66.92 Cr0.95%
AU Small Finance Bank LtdEquity₹65.41 Cr0.93%
BSE LtdEquity₹63.66 Cr0.90%
Bagmane Prime Office REIT UnitsEquity - REIT₹62.34 Cr0.88%
HDFC Asset Management Co LtdEquity₹61.28 Cr0.87%
Colgate-Palmolive (India) LtdEquity₹60.27 Cr0.85%
Hero MotoCorp LtdEquity₹59.46 Cr0.84%
Axis Bank LtdEquity₹58.54 Cr0.83%
Pidilite Industries LtdEquity₹57.98 Cr0.82%
Hindustan Zinc LtdEquity₹54.53 Cr0.77%
UTI Floating Intst Rts Dir GrMutual Fund - Open End₹54.08 Cr0.77%
IRB InvIT Fund Units 2017-Series IVEquity₹54.04 Cr0.77%
Brookfield India Real Estate TrustEquity - REIT₹53.95 Cr0.76%
Sun Pharmaceuticals Industries LtdEquity₹52.43 Cr0.74%
GE Vernova T&D India LtdEquity₹50.69 Cr0.72%
Reliance Industries LtdEquity₹50.3 Cr0.71%
6.9% Govt Stock 2065Bond - Gov't/Treasury₹50.04 Cr0.71%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond₹49.65 Cr0.70%
Export Import Bank Of IndiaBond - Corporate Bond₹49.44 Cr0.70%
Maruti Suzuki India LtdEquity₹47.86 Cr0.68%
Hindustan Unilever LtdEquity₹47.39 Cr0.67%
Torrent Pharmaceuticals LtdEquity₹46.35 Cr0.66%
Bharat Forge LtdEquity₹44.5 Cr0.63%
Indus Towers Ltd Ordinary SharesEquity₹44.48 Cr0.63%
Ashok Leyland LtdEquity₹44.11 Cr0.62%
Suzlon Energy LtdEquity₹43.88 Cr0.62%
Persistent Systems LtdEquity₹43.88 Cr0.62%
Solar Industries India LtdEquity₹39.07 Cr0.55%
Hyundai Motor India LtdEquity₹36.81 Cr0.52%
Aditya Birla Capital LtdEquity₹34.44 Cr0.49%
Max Financial Services LtdEquity₹34.3 Cr0.49%
Vedanta Aluminium Metal LtdEquity₹33.12 Cr0.47%
UltraTech Cement LtdEquity₹31.56 Cr0.45%
Page Industries LtdEquity₹29.56 Cr0.42%
Indian BankEquity₹29.29 Cr0.41%
Polycab India LtdEquity₹27.55 Cr0.39%
LTM LtdEquity₹26.95 Cr0.38%
Navin Fluorine International LtdEquity₹26.39 Cr0.37%
Oracle Financial Services Software LtdEquity₹25.11 Cr0.36%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond₹24.96 Cr0.35%
Bajaj Finance LimitedBond - Corporate Bond₹24.9 Cr0.35%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹24.88 Cr0.35%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹24.85 Cr0.35%
HDFC Bank LimitedBond - Corporate Bond₹24.85 Cr0.35%
Muthoot Finance LimitedBond - Corporate Bond₹24.85 Cr0.35%
Bajaj Housing Finance LimitedBond - Corporate Bond₹24.81 Cr0.35%
Small Industries Development Bank Of IndiaBond - Corporate Bond₹24.51 Cr0.35%
Bajaj Finance LimitedBond - Corporate Bond₹24.4 Cr0.35%
Power Finance Corporation LimitedBond - Corporate Bond₹24.37 Cr0.35%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit₹24.14 Cr0.34%
6.68% Govt Stock 2040Bond - Gov't/Treasury₹24.13 Cr0.34%
7.34% Govt Stock 2064Bond - Gov't/Treasury₹24.03 Cr0.34%
6.9% Bihar Sgs 2035Bond - Gov't/Treasury₹23.85 Cr0.34%
Karur Vysya Bank LtdEquity₹23.68 Cr0.34%
Rec LimitedBond - Corporate Bond₹23.29 Cr0.33%
Life Insurance Corporation of IndiaEquity₹23.04 Cr0.33%
Delhivery LtdEquity₹22.98 Cr0.33%
Glenmark Pharmaceuticals LtdEquity₹22.56 Cr0.32%
Vedanta LtdEquity₹21.76 Cr0.31%
7.32% Govt Stock 2030Bond - Gov't/Treasury₹20.57 Cr0.29%
7.08% Andhra Sgs 2037Bond - Gov't/Treasury₹19.18 Cr0.27%
Muthoot Finance LtdEquity₹18.52 Cr0.26%
Bajaj Finserv LtdEquity₹18.39 Cr0.26%
Mindspace Business Parks REIT UnitEquity - REIT₹17.8 Cr0.25%
SBI Life Insurance Co LtdEquity₹17.48 Cr0.25%
Apollo Hospitals Enterprise LtdEquity₹17.26 Cr0.24%
Computer Age Management Services Ltd Ordinary SharesEquity₹16.95 Cr0.24%
Acutaas Chemicals LtdEquity₹16.74 Cr0.24%
Nippon Life India Asset Management Ltd Ordinary SharesEquity₹16.25 Cr0.23%
Indian Railway Catering And Tourism Corp LtdEquity₹15.93 Cr0.23%
Central Depository Services (India) LtdEquity₹15.88 Cr0.22%
MTAR Technologies LtdEquity₹15.78 Cr0.22%
Abbott India LtdEquity₹15.69 Cr0.22%
HDFC Life Insurance Co LtdEquity₹13.93 Cr0.20%
Dr Reddy's Laboratories LtdEquity₹13.71 Cr0.19%
TD Power Systems LtdEquity₹12.5 Cr0.18%
Great Eastern Shipping Co LtdEquity₹11.44 Cr0.16%
7.06% Govt Stock 2041Bond - Gov't/Treasury₹9.96 Cr0.14%
Procter & Gamble Hygiene and Health Care LtdEquity₹8.41 Cr0.12%
Tata Elxsi LtdEquity₹8.36 Cr0.12%
Fortis Healthcare LtdEquity₹7.81 Cr0.11%
KPIT TECHNOLOGIES LTD-29-Sep-2026Equity - Future₹7.29 Cr0.10%
ICICI Lombard General Insurance Co LtdEquity₹7.12 Cr0.10%
Dabur India LtdEquity₹5.94 Cr0.08%
Shree Cement LtdEquity₹5.61 Cr0.08%
7.1% Govt Stock 2034Bond - Gov't/Treasury₹5.07 Cr0.07%
6.94% Govt Stock 2036Bond - Gov't/Treasury₹5 Cr0.07%
West Bengal (Government of) 7.72%Bond - Sub-sovereign Government Debt₹4.99 Cr0.07%
West Bengal (Government of) 7.74%Bond - Sub-sovereign Government Debt₹4.71 Cr0.07%
Emami LtdEquity₹4.68 Cr0.07%
MRF LtdEquity₹4.36 Cr0.06%
West Bengal (Government of) 7.72%Bond - Sub-sovereign Government Debt₹3.71 Cr0.05%
Emcure Pharmaceuticals LtdEquity₹3.71 Cr0.05%
Triveni Turbine LtdEquity₹3.51 Cr0.05%
Vedanta Oil and Gas LtdEquity₹2.95 Cr0.04%
Vedanta Iron and Steel LtdEquity₹2.8 Cr0.04%
eClerx Services LtdEquity₹2.76 Cr0.04%
Vedanta Power LtdEquity₹2.68 Cr0.04%
IndiaMART InterMESH LtdEquity₹2.56 Cr0.04%
UTI Nifty 5 Yr Benchmark G-Sec ETFMutual Fund - ETF₹1.6 Cr0.02%
UTI Nifty 10 yr Benchmark G-Sec ETFMutual Fund - ETF₹1.43 Cr0.02%
Dixon Technologies (India) LtdEquity₹0.71 Cr0.01%
Short Term Deposits -Cash - Collateral₹0.46 Cr0.01%
KPIT Technologies LtdEquity₹0.26 Cr0.00%
Relaxo Footwears LtdEquity₹0.01 Cr0.00%

Allocation By Market Cap (Equity)

Large Cap Stocks

49.38%

Mid Cap Stocks

17.63%

Small Cap Stocks

3.90%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services₹1,454.56 Cr20.60%
Industrials₹684.89 Cr9.70%
Consumer Defensive₹665.8 Cr9.43%
Technology₹532.75 Cr7.54%
Basic Materials₹406.13 Cr5.75%
Consumer Cyclical₹401.78 Cr5.69%
Healthcare₹246.46 Cr3.49%
Communication Services₹143.03 Cr2.03%
Energy₹141.18 Cr2.00%
Utilities₹2.68 Cr0.04%

Risk & Performance Ratios

Standard Deviation

This fund

10.56%

Cat. avg.

--

Lower the better

Sharpe Ratio

This fund

0.86

Cat. avg.

--

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

--

Higher the better

Fund Managers

SG

Sharwan Goyal

Since November 2021

Jaydeep Bhowal

Jaydeep Bhowal

Since October 2024

LK

Lokesh Kulthia

Since June 2026

Additional Scheme Detailsas of 31st August 2026

ISIN
INF789F01AP6
Expense Ratio
1.83%
Exit Load
1.00%
Fund Size
₹7,063 Cr
Age
17 years 11 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
CRISIL Composite Bond TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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4.2%1.0%₹400.20 Cr3.0%
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1.9%0.0%₹1234.81 Cr9.6%
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0.8%0.0%₹3744.87 Cr11.5%
Sundaram Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%1.0%₹3406.52 Cr4.1%
Sundaram Multi Asset Allocation Fund Regular Growth

Very High Risk

1.6%1.0%₹3406.52 Cr2.6%
DSP Multi Asset Allocation Fund Regular Growth

Very High Risk

1.6%1.0%₹10989.91 Cr10.9%
DSP Multi Asset Allocation Fund Direct Growth

Very High Risk

0.6%1.0%₹10989.91 Cr12.2%
Kotak Multi Asset Allocation Fund Direct Growth

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About the AMC

UTI Mutual Fund

UTI Mutual Fund

Total AUM

₹3,66,598 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI BSE India Sector Leaders Index Fund Direct Growth

Very High Risk

-0.0%--
UTI Balanced Hybrid Fund Direct Growth

High Risk

-1.0%--
UTI Nifty 500 Index Fund Direct Growth

Very High Risk

-0.0%₹110.25 Cr-
UTI Liquid Fund Direct Growth

Moderate Risk

0.2%0.0%₹29217.85 Cr6.5%
UTI Nifty500 Shariah Index Fund Direct Growth

Very High Risk

0.7%0.0%₹88.46 Cr-
UTI Children's Equity Fund Direct Growth

Very High Risk

1.3%0.0%₹1132.84 Cr-7.6%
UTI Multi Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹2177.65 Cr2.3%
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderately High risk

0.2%0.0%₹166.08 Cr5.6%
UTI Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.7%0.0%₹31.57 Cr5.3%
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth

Very High Risk

0.9%0.0%₹133.75 Cr5.3%
UTI Quant Fund Direct Growth

Very High Risk

0.6%1.0%₹1489.16 Cr-3.1%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth

Very High Risk

0.8%0.0%₹69.89 Cr-2.2%
UTI Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹79.27 Cr4.5%
UTI Nifty Private Bank Index Fund Direct Growth

Very High Risk

0.4%0.0%₹238.52 Cr-0.2%
UTI Nifty200 Quality 30 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹552.55 Cr-5.6%
UTI Innovation Fund Direct Growth

Very High Risk

1.1%1.0%₹837.37 Cr-3.4%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹13.13 Cr5.2%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low Risk

-0.0%₹316.65 Cr6.0%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%₹42.79 Cr6.0%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹2.20 Cr6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹9.74 Cr6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹8.54 Cr6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Low Risk

--₹176.51 Cr6.1%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%₹57.60 Cr5.8%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹1574.57 Cr6.2%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.8%0.0%₹846.22 Cr9.1%
UTI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1508.42 Cr6.1%
UTI Focused Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹2487.33 Cr-3.0%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.1%1.0%₹654.52 Cr64.8%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

1.0%0.0%₹8513.34 Cr-0.8%
UTI Overnight Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹5647.53 Cr5.3%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹4718.36 Cr5.2%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹270.42 Cr-3.4%
UTI Arbitrage Fund Direct Growth

Low Risk

1.3%0.0%₹11131.60 Cr6.6%
UTI Small Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹5447.65 Cr5.8%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹3347.94 Cr6.7%
UTI Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹249.38 Cr6.4%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3772.44 Cr-2.8%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.4%1.0%₹1451.73 Cr1.4%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.9%0.0%₹401.14 Cr5.4%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.3%1.0%₹6740.42 Cr-0.5%
UTI Long Term Equity Fund Direct Growth

Very High Risk

1.0%0.0%₹3482.37 Cr-5.1%
UTI Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹24163.23 Cr-3.0%
UTI Bond Fund Direct Growth

Moderately High risk

1.3%0.0%₹305.02 Cr3.7%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.2%0.0%₹33248.42 Cr6.4%
UTI Gilt Fund Direct Growth

Moderate Risk

0.7%0.0%₹419.51 Cr5.3%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹733.44 Cr-5.7%

Risk Level

Your principal amount will be at High Risk

High Risk

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What is the current NAV of UTI Multi Asset Fund Regular Growth?

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The NAV of UTI Multi Asset Fund Regular Growth, as of 24-Sep-2026, is ₹77.02.
The fund has generated 1.99% over the last 1 year and 13.69% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 71.67% in equities, 9.77% in bonds, and 3.88% in cash and cash equivalents.
The fund managers responsible for UTI Multi Asset Fund Regular Growth are:-
  1. Sharwan Goyal
  2. Jaydeep Bhowal
  3. Lokesh Kulthia
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