Tata India Tax Savings Fund Regular Growth

Fund Overview

Fund Size

₹4,197 Cr

Expense Ratio

1.83%

ISIN

INF277K01I52

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

13 Oct 2014

About this fund

Tata India Tax Savings Fund Regular Growth is a ELSS (Tax Savings) mutual fund schemes offered by Tata Mutual Fund. This fund has been in existence for 9 years, 7 months and 7 days, having been launched on 13-Oct-14.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹39.00, Assets Under Management (AUM) of 4196.77 Crores, and an expense ratio of 1.83%.

Tata India Tax Savings Fund Regular Growth has given a CAGR return of 15.24% since inception.
The fund's asset allocation comprises around 97.14% in equities, 0.00% in debts, and 2.86% in cash & cash equivalents.
You can start investing in Tata India Tax Savings Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+32.25%

+37.53% (Cat Avg.)

3 Years

+18.37%

+19.84% (Cat Avg.)

5 Years

+17.06%

+18.79% (Cat Avg.)

Since Inception

+15.24%

— (Cat Avg.)

Portfolio Summaryas of 30th April 2024

Equity	₹4,076.61 Cr	97.14%
Others	₹120.17 Cr	2.86%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹328.34 Cr	7.82%
ICICI Bank Ltd	Equity	₹267.47 Cr	6.37%
Reliance Industries Ltd	Equity	₹198.05 Cr	4.72%
State Bank of India	Equity	₹179.71 Cr	4.28%
Infosys Ltd	Equity	₹164.78 Cr	3.93%
Axis Bank Ltd	Equity	₹151.57 Cr	3.61%
Larsen & Toubro Ltd	Equity	₹126.57 Cr	3.02%
NTPC Ltd	Equity	₹125.34 Cr	2.99%
Bharti Airtel Ltd	Equity	₹124.3 Cr	2.96%
Samvardhana Motherson International Ltd	Equity	₹89.22 Cr	2.13%
Pricol Ltd	Equity	₹88.64 Cr	2.11%
Cummins India Ltd	Equity	₹88.44 Cr	2.11%
Radico Khaitan Ltd	Equity	₹80.83 Cr	1.93%
Tata Motors Ltd	Equity	₹77.1 Cr	1.84%
SBI Life Insurance Company Limited	Equity	₹75.42 Cr	1.80%
Cash / Net Current Asset	Cash	₹75.18 Cr	1.79%
Bharat Electronics Ltd	Equity	₹73.63 Cr	1.75%
Voltas Ltd	Equity	₹72.26 Cr	1.72%
Sun Pharmaceuticals Industries Ltd	Equity	₹71.35 Cr	1.70%
UltraTech Cement Ltd	Equity	₹69.8 Cr	1.66%
HCL Technologies Ltd	Equity	₹69.7 Cr	1.66%
Graphite India Ltd	Equity	₹67.64 Cr	1.61%
Brigade Enterprises Ltd	Equity	₹66.28 Cr	1.58%
UNO Minda Ltd	Equity	₹65.27 Cr	1.56%
KEI Industries Ltd	Equity	₹62.33 Cr	1.49%
Ambuja Cements Ltd	Equity	₹61.99 Cr	1.48%
PVR INOX Ltd	Equity	₹60.03 Cr	1.43%
REC Ltd	Equity	₹58.58 Cr	1.40%
The Federal Bank Ltd	Equity	₹58.54 Cr	1.39%
Hindalco Industries Ltd	Equity	₹58 Cr	1.38%
Cipla Ltd	Equity	₹56 Cr	1.33%
Craftsman Automation Ltd	Equity	₹51.79 Cr	1.23%
UTI Asset Management Co Ltd	Equity	₹48 Cr	1.14%
Cyient Ltd	Equity	₹46.59 Cr	1.11%
Restaurant Brands Asia Ltd Ordinary Shares	Equity	₹46.03 Cr	1.10%
Eris Lifesciences Ltd Registered Shs	Equity	₹45.87 Cr	1.09%
A) Repo	Cash - Repurchase Agreement	₹44.99 Cr	1.07%
V-Mart Retail Ltd	Equity	₹44.52 Cr	1.06%
Flair Writing Industries Ltd	Equity	₹44.51 Cr	1.06%
Ami Organics Ltd	Equity	₹41 Cr	0.98%
City Union Bank Ltd	Equity	₹40.17 Cr	0.96%
Varroc Engineering Ltd Ordinary Shares	Equity	₹38.9 Cr	0.93%
Kajaria Ceramics Ltd	Equity	₹38.74 Cr	0.92%
Barbeque-Nation Hospitality Ltd	Equity	₹38.73 Cr	0.92%
SBI Cards and Payment Services Ltd Ordinary Shares	Equity	₹38.24 Cr	0.91%
Syrma SGS Technology Ltd	Equity	₹37.17 Cr	0.89%
Anant Raj Ltd	Equity	₹36.78 Cr	0.88%
PI Industries Ltd	Equity	₹36.54 Cr	0.87%
Tech Mahindra Ltd	Equity	₹32.85 Cr	0.78%
Neogen Chemicals Ltd	Equity	₹30.78 Cr	0.73%
Bajaj Finserv Ltd	Equity	₹30.69 Cr	0.73%
Gujarat State Petronet Ltd	Equity	₹27.16 Cr	0.65%
KNR Constructions Ltd	Equity	₹26.57 Cr	0.63%
Jio Financial Services Ltd	Equity	₹25.45 Cr	0.61%
Piramal Enterprises Ltd	Equity	₹24.32 Cr	0.58%
Jubilant Foodworks Ltd	Equity	₹23.16 Cr	0.55%
Bajaj Finance Ltd	Equity	₹22.85 Cr	0.54%
AIA Engineering Ltd	Equity	₹13.03 Cr	0.31%
Bharti Airtel Ltd (Partly Paid Rs.1.25)	Equity	₹9.03 Cr	0.22%

Allocation By Market Cap (Equity)

Large Cap Stocks

61.09%

Mid Cap Stocks

10.54%

Small Cap Stocks

25.50%

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹1,349.32 Cr	32.15%
Industrials	₹660.3 Cr	15.73%
Consumer Cyclical	₹563.36 Cr	13.42%
Technology	₹304.5 Cr	7.26%
Basic Materials	₹298.11 Cr	7.10%
Energy	₹198.05 Cr	4.72%
Communication Services	₹193.35 Cr	4.61%
Healthcare	₹173.22 Cr	4.13%
Utilities	₹152.5 Cr	3.63%
Real Estate	₹103.06 Cr	2.46%
Consumer Defensive	₹80.83 Cr	1.93%

Risk & Performance Ratios

Standard Deviation

This fund

12.79%

Cat. avg.

12.86%

Lower the better

Sharpe Ratio

This fund

1.03

Cat. avg.

1.10

Higher the better

Sortino Ratio

This fund

Cat. avg.

2.10

Higher the better

Fund Managers

Sailesh Jain

Since December 2021

Tejas Gutka

Since March 2021

Additional Scheme Detailsas of 30th April 2024

	ISIN	INF277K01I52		Expense Ratio	1.83%		Exit Load	No Charges		Fund Size	₹4,197 Cr		Age	13 Oct 2014		Lumpsum Minimum	₹500		Fund Status	Open Ended Investment Company		Benchmark	Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal within 1 year

Flat 15% tax on realised gains (STCG - short term capital gains)

Withdrawal after 1 year

10% tax on realised gains above Rs. 1 lakh per financial year (LTCG - long term capital gains)

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata India Tax Savings Fund Direct Growth Very High Risk	0.7%	0.0%	₹4196.77 Cr	33.7%
Tata India Tax Savings Fund Regular Growth Very High Risk	1.8%	0.0%	₹4196.77 Cr	32.2%
Axis Long Term Equity Fund Regular Growth Very High Risk	1.5%	0.0%	₹35641.94 Cr	30.8%
Parag Parikh Tax Saver Fund Direct Growth Very High Risk	0.7%	0.0%	₹3360.61 Cr	33.3%
Parag Parikh Tax Saver Fund Regular Growth Very High Risk	1.8%	0.0%	₹3360.61 Cr	31.8%
Shriram Long Term Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹49.62 Cr	41.2%
Shriram Long Term Equity Fund Regular Growth Very High Risk	2.3%	0.0%	₹49.62 Cr	38.9%
ITI Long Term Equity Fund Direct Growth Very High Risk	0.5%	0.0%	₹325.14 Cr	58.0%
ITI Long Term Equity Fund Regular Growth Very High Risk	2.3%	0.0%	₹325.14 Cr	55.1%
Sundaram Diversified Equity Regular Growth Very High Risk	2.2%	0.0%	₹1602.76 Cr	26.6%

About the AMC

Tata Mutual Fund

+91 22 6657 8282

https://www.tatamutualfund.com/

Total AUM

₹1,43,432 Cr

Address

Mafatlal Centre, 9th Floor, Mumbai, 400 021

Other Funds by Tata Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Tata Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	0.0%	₹31.76 Cr	-
Tata Gold ETF Fund of Fund Direct Growth High Risk	0.1%	0.0%	₹61.62 Cr	-
Tata Fixed Maturity Plan Series 56 Scheme G Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Plan Series 56 Scheme H Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Fixed Maturity Series E Direct Growth Low to Moderate Risk	-	0.0%	-	-
Tata Balanced Advantage Fund Direct Growth High Risk	0.4%	1.0%	₹9107.02 Cr	23.1%
Tata Ultra Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹2712.12 Cr	7.6%
Tata Business Cycle Fund Direct Growth Very High Risk	0.4%	1.0%	₹2200.75 Cr	54.1%
Tata Nifty India Digital ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹48.64 Cr	44.2%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60: 40 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹846.83 Cr	6.7%
Tata Floating Rate Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹219.91 Cr	7.4%
Tata Small Cap Fund Direct Growth Very High Risk	0.3%	1.0%	₹6951.59 Cr	46.9%
Tata Large & Mid Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹7203.51 Cr	32.7%
Tata Mid Cap Growth Fund Direct Growth Very High Risk	0.8%	1.0%	₹3637.33 Cr	57.8%
Tata Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹3748.90 Cr	24.2%
Tata Ethical Fund Direct Growth Very High Risk	0.8%	0.0%	₹2489.80 Cr	33.4%
Tata Gilt Securities Fund Direct Growth Moderate Risk	0.4%	0.0%	₹764.20 Cr	7.0%
Tata Equity P/E Fund Direct Growth Very High Risk	0.8%	1.0%	₹7753.52 Cr	50.8%
Tata Infrastructure Fund Direct Growth Very High Risk	1.3%	0.0%	₹2064.50 Cr	73.6%
Tata Treasury Advantage Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2349.85 Cr	7.3%
Tata Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹17287.51 Cr	7.8%
Tata Equity Savings Fund Direct Growth Moderately High risk	0.5%	0.0%	₹141.56 Cr	16.6%
Tata Young Citizens Fund Direct Growth Very High Risk	2.2%	1.0%	₹339.36 Cr	29.5%
Tata Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹17257.17 Cr	7.3%
Tata Large Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹2103.32 Cr	34.8%
Tata Retirement Savings Moderate Fund Direct Growth Very High Risk	0.6%	1.0%	₹1977.17 Cr	31.9%
Tata Retirement Savings Conservative Fund Direct Growth Moderately High risk	1.0%	1.0%	₹165.87 Cr	14.7%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹2333.49 Cr	7.0%
Tata Retirement Savings Progressive Fund Direct Growth Very High Risk	0.6%	1.0%	₹1835.96 Cr	38.2%
Tata Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1105.85 Cr	7.2%
Tata India Consumer Fund Direct Growth Very High Risk	0.8%	0.0%	₹1949.56 Cr	39.9%
Tata Digital India Fund Direct Growth Very High Risk	0.4%	0.0%	₹9460.81 Cr	36.0%
Tata Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹2093.75 Cr	23.5%
Tata Resources & Energy Fund Direct Growth Very High Risk	0.8%	0.0%	₹593.80 Cr	47.2%
Tata India Pharma & Healthcare Fund Direct Growth Very High Risk	0.8%	0.0%	₹893.64 Cr	55.8%
TATA Nifty G-SEC Dec 2029 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹169.84 Cr	6.5%
Tata Multi Asset Opportunities Fund Direct Growth Very High Risk	0.4%	1.0%	₹2754.79 Cr	29.5%
Tata Flexi Cap Fund Direct Growth Very High Risk	0.7%	1.0%	₹2751.38 Cr	35.1%
Tata Dividend Yield Fund Direct Growth Very High Risk	0.5%	1.0%	₹889.11 Cr	44.8%
Tata Housing Opportunities Fund Direct Growth Very High Risk	0.7%	1.0%	₹565.65 Cr	39.5%
Tata Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹11605.73 Cr	8.4%
Tata Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹213.01 Cr	6.9%
Tata Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹3181.71 Cr	6.8%
Tata Nifty Midcap 150 Momentum 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹258.60 Cr	75.1%
Tata CRISIL IBX Gilt Index-April 2026 Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹1102.39 Cr	6.6%
Tata Multicap Fund Direct Growth Very High Risk	0.3%	1.0%	₹2933.77 Cr	31.3%
Tata Treasury Advantage Fund Segregated Portfolio 1 Direct Growth Low to Moderate Risk	-	0.0%	-	154.6%
Tata Medium Term Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	1.0%	-	187.2%
Tata Corporate Bond Fund Segregated Portfolio 1 Direct Growth Moderate Risk	-	0.0%	-	116.5%
TATA Nifty G-Sec Dec 2026 Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹110.25 Cr	6.6%

Risk Level

Your principal amount will be at Very High Risk

Still got questions?
We're here to help.

What is the current NAV of Tata India Tax Savings Fund Regular Growth?

The NAV of Tata India Tax Savings Fund Regular Growth, as of 17-May-2024, is ₹39.00.

What are the returns of Tata India Tax Savings Fund Regular Growth?

The fund has generated 32.25% over the last 1 year and 18.37% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Tata India Tax Savings Fund Regular Growth?

The fund's allocation of assets is distributed as 97.14% in equities, 0.00% in bonds, and 2.86% in cash and cash equivalents.

Who manages the Tata India Tax Savings Fund Regular Growth?

The fund managers responsible for Tata India Tax Savings Fund Regular Growth are:-

Sailesh Jain
Tejas Gutka

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Tata India Tax Savings Fund Regular Growth

Fund Overview