Shriram Balanced Advantage Fund Direct Growth

Fund Overview

Fund Size

₹59 Cr

Expense Ratio

0.78%

ISIN

INF680P01208

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

05 Jul 2019

About this fund

Shriram Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Shriram Mutual Fund. This fund has been in existence for 6 years, 1 months and 22 days, having been launched on 05-Jul-19.
As of 26-Aug-25, it has a Net Asset Value (NAV) of ₹18.58, Assets Under Management (AUM) of 59.02 Crores, and an expense ratio of 0.78%.

Shriram Balanced Advantage Fund Direct Growth has given a CAGR return of 10.61% since inception.
The fund's asset allocation comprises around 63.90% in equities, 20.51% in debts, and 15.59% in cash & cash equivalents.
You can start investing in Shriram Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-6.13%

+1.71% (Cat Avg.)

3 Years

+9.53%

+12.50% (Cat Avg.)

5 Years

+10.97%

+12.94% (Cat Avg.)

Since Inception

+10.61%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2025

Equity	₹37.72 Cr	63.90%
Debt	₹12.1 Cr	20.51%
Others	₹9.2 Cr	15.59%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Net Receivables / (Payables)	Cash - Collateral	₹4.97 Cr	8.42%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹4.34 Cr	7.35%
HDFC Bank Ltd	Equity	₹3.79 Cr	6.43%
Bharti Airtel Ltd	Equity	₹2.99 Cr	5.07%
Nifty 28-Aug-2025	Equity - Future	₹-2.98 Cr	5.06%
Rural Electrification Corporation Limited	Bond - Corporate Bond	₹2.58 Cr	4.37%
ICICI Bank Ltd	Equity	₹2.57 Cr	4.36%
ITC Ltd	Equity	₹2.34 Cr	3.97%
Clearing Corporation Of India Ltd.	Cash - Collateral	₹2.25 Cr	3.81%
Reliance Industries Ltd	Equity	₹2.21 Cr	3.75%
Export Import Bank Of India	Bond - Corporate Bond	₹2.11 Cr	3.58%
6.54% Govt Stock 2032	Bond - Gov't/Treasury	₹2.03 Cr	3.45%
Mahindra & Mahindra Ltd	Equity	₹1.99 Cr	3.36%
364 DTB 03102025	Bond - Gov't/Treasury	₹1.98 Cr	3.36%
HCL Technologies Ltd	Equity	₹1.5 Cr	2.54%
State Bank of India	Equity	₹1.49 Cr	2.52%
Bharat Petroleum Corp Ltd	Equity	₹1.3 Cr	2.20%
Bharat Electronics Ltd	Equity	₹1.29 Cr	2.18%
Bajaj Holdings and Investment Ltd	Equity	₹1.26 Cr	2.13%
Infosys Ltd	Equity	₹1.19 Cr	2.02%
Kotak Mahindra Bank Ltd	Equity	₹1.19 Cr	2.01%
Power Grid Corp Of India Ltd	Equity	₹1.15 Cr	1.95%
Sun Pharmaceuticals Industries Ltd	Equity	₹1.14 Cr	1.94%
Canara Bank	Equity	₹1.09 Cr	1.85%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹1.03 Cr	1.75%
Eicher Motors Ltd	Equity	₹0.98 Cr	1.67%
Max Financial Services Ltd	Equity	₹0.81 Cr	1.37%
Divi's Laboratories Ltd	Equity	₹0.79 Cr	1.34%
Axis Bank Ltd	Equity	₹0.75 Cr	1.27%
HDFC Life Insurance Co Ltd	Equity	₹0.73 Cr	1.24%
Tata Consultancy Services Ltd	Equity	₹0.73 Cr	1.23%
InterGlobe Aviation Ltd	Equity	₹0.65 Cr	1.10%
Larsen & Toubro Ltd	Equity	₹0.62 Cr	1.05%
E I D Parry India Ltd	Equity	₹0.52 Cr	0.88%
Coromandel International Ltd	Equity	₹0.46 Cr	0.78%
Narayana Hrudayalaya Ltd	Equity	₹0.44 Cr	0.75%
Cholamandalam Financial Holdings Ltd	Equity	₹0.42 Cr	0.70%
Marico Ltd	Equity	₹0.41 Cr	0.70%
NMDC Ltd	Equity	₹0.41 Cr	0.69%
LIC Housing Finance Ltd	Equity	₹0.39 Cr	0.67%
TVS Motor Co Ltd	Equity	₹0.39 Cr	0.66%
Siemens Ltd	Equity	₹0.36 Cr	0.62%
Bank of India	Equity	₹0.36 Cr	0.62%
Garden Reach Shipbuilders & Engineers Ltd	Equity	₹0.31 Cr	0.53%
Hindustan Petroleum Corp Ltd	Equity	₹0.25 Cr	0.42%
Muthoot Finance Ltd	Equity	₹0.24 Cr	0.40%
Welspun Corp Ltd	Equity	₹0.22 Cr	0.38%
Shree Cement Ltd	Equity	₹0.22 Cr	0.37%
Bharti Hexacom Ltd	Equity	₹0.2 Cr	0.34%
Lloyds Metals & Energy Ltd	Equity	₹0.2 Cr	0.34%
Manappuram Finance Ltd	Equity	₹0.18 Cr	0.30%
Mazagon Dock Shipbuilders Ltd	Equity	₹0.17 Cr	0.28%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹15.27 Cr	25.86%
Energy	₹3.76 Cr	6.37%
Technology	₹3.42 Cr	5.79%
Industrials	₹3.4 Cr	5.76%
Consumer Cyclical	₹3.36 Cr	5.70%
Communication Services	₹3.2 Cr	5.41%
Consumer Defensive	₹2.75 Cr	4.67%
Healthcare	₹2.38 Cr	4.02%
Basic Materials	₹2.02 Cr	3.43%
Utilities	₹1.15 Cr	1.95%

Risk & Performance Ratios

Fund Managers

Prateek Nigudkar

Since August 2025

Deepak Ramaraju

Since August 2022

Sudip More

Since October 2024

Additional Scheme Detailsas of 31st July 2025

ISIN

INF680P01208

Expense Ratio

0.78%

Exit Load

1.00%

Fund Size

₹59 Cr

Age

6 years 1 month

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 Hybrid Comp Debt 50:50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.9%	1.0%	₹709.83 Cr	-
Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk	1.5%	1.0%	₹709.83 Cr	-
Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1478.45 Cr	-0.4%
Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹1478.45 Cr	1.1%
Helios Balanced Advantage Fund Direct Growth Very High Risk	0.9%	1.0%	₹301.60 Cr	1.7%
Helios Balanced Advantage Fund Regular Growth Very High Risk	2.4%	1.0%	₹301.60 Cr	0.1%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk	0.6%	1.0%	₹2414.57 Cr	4.4%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.3%	1.0%	₹2414.57 Cr	4.7%
Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.9%	1.0%	₹378.01 Cr	-8.0%
Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.4%	1.0%	₹378.01 Cr	-9.5%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹1298.54 Cr	-0.3%
Bajaj Finserv Balanced Advantage Fund Regular Growth Very High Risk	2.0%	1.0%	₹1298.54 Cr	-1.8%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.9%	1.0%	₹1566.97 Cr	3.7%
HDFC Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹101772.60 Cr	1.0%
HDFC Balanced Advantage Fund Regular Growth Very High Risk	1.3%	1.0%	₹101772.60 Cr	0.4%
Edelweiss Balanced Advantage Fund Regular Growth Very High Risk	1.7%	1.0%	₹12791.71 Cr	-0.6%
Sundaram Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹1678.91 Cr	2.3%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	0.0%	₹8157.01 Cr	5.2%
Nippon India Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹9355.29 Cr	3.2%
Invesco India Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	0.0%	₹1034.44 Cr	3.7%
Tata Balanced Advantage Fund Regular Growth Very High Risk	1.7%	0.0%	₹10030.96 Cr	0.5%
Tata Balanced Advantage Fund Direct Growth Very High Risk	0.4%	0.0%	₹10030.96 Cr	1.8%
DSP Dynamic Asset Allocation Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3503.00 Cr	4.6%
DSP Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3503.00 Cr	5.9%
HSBC Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1566.97 Cr	2.3%
LIC MF Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹827.64 Cr	2.2%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹827.64 Cr	3.8%
ICICI Prudential Balanced Advantage Fund Regular Growth High Risk	1.4%	1.0%	₹64964.03 Cr	6.1%
ITI Balanced Advantage Fund Regular Growth Moderately High risk	2.4%	0.0%	₹401.55 Cr	1.5%
ITI Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹401.55 Cr	3.3%
Invesco India Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	0.0%	₹1034.44 Cr	2.3%
Sundaram Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1678.91 Cr	0.8%
Union Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1371.61 Cr	1.4%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1371.61 Cr	2.6%
Edelweiss Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹12791.71 Cr	0.6%
Bank of India Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹140.43 Cr	-2.8%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹140.43 Cr	-1.7%
Kotak Balanced Advantage Fund Regular Growth Very High Risk	1.6%	1.0%	₹17537.30 Cr	2.3%
Kotak Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹17537.30 Cr	3.4%
PGIM India Balanced Advantage Fund Regular Growth Moderately High risk	2.2%	0.0%	₹964.70 Cr	1.8%
PGIM India Balanced Advantage Fund Direct Growth Moderately High risk	0.5%	0.0%	₹964.70 Cr	3.6%
Axis Balanced Advantage Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3431.21 Cr	2.7%
Axis Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3431.21 Cr	3.9%
ICICI Prudential Balanced Advantage Fund Direct Growth High Risk	0.9%	1.0%	₹64964.03 Cr	6.8%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹4424.23 Cr	3.8%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹4424.23 Cr	2.6%
NJ Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹3792.50 Cr	-5.4%
NJ Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹3792.50 Cr	-4.2%
UTI Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹3003.72 Cr	4.4%
UTI Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹3003.72 Cr	5.7%

About the AMC

Shriram Mutual Fund

+91 33 23373012

https://www.shriramamc.in/

Total AUM

₹591 Cr

Address

CK-6, 2nd Floor, Kolkata, 700 091

Other Funds by Shriram Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Shriram Multi Asset Allocation Fund Direct Growth Very High Risk	0.6%	1.0%	₹137.20 Cr	-4.7%
Shriram Flexi Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹136.51 Cr	-12.1%
Shriram Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹136.93 Cr	6.1%
Shriram Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹59.02 Cr	-6.1%
Shriram Hybrid Equity Fund Direct Growth Very High Risk	1.0%	1.0%	₹48.31 Cr	-5.0%
Shriram Long Term Equity Fund Direct Growth Very High Risk	0.8%	0.0%	₹49.21 Cr	-11.3%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of Shriram Balanced Advantage Fund Direct Growth?

The NAV of Shriram Balanced Advantage Fund Direct Growth, as of 26-Aug-2025, is ₹18.58.

What are the returns of Shriram Balanced Advantage Fund Direct Growth?

The fund has generated -6.13% over the last 1 year and 9.53% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Shriram Balanced Advantage Fund Direct Growth?

The fund's allocation of assets is distributed as 63.90% in equities, 20.51% in bonds, and 15.59% in cash and cash equivalents.

Who manages the Shriram Balanced Advantage Fund Direct Growth?

The fund managers responsible for Shriram Balanced Advantage Fund Direct Growth are:-

Prateek Nigudkar
Deepak Ramaraju
Sudip More

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹59 Cr

Expense Ratio

0.78%

ISIN

INF680P01208

Minimum SIP

₹500

Exit Load

1.00%

Inception Date

05 Jul 2019

Risk Level

Your principal amount will be at Very High Risk