Shriram Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (18-Jun-25)
Returns (Since Inception)
Fund Overview
Fund Size
₹61 Cr
Expense Ratio
0.77%
ISIN
INF680P01208
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
05 Jul 2019
About this fund
As of 18-Jun-25, it has a Net Asset Value (NAV) of ₹18.69, Assets Under Management (AUM) of 60.70 Crores, and an expense ratio of 0.77%.
- Shriram Balanced Advantage Fund Direct Growth has given a CAGR return of 11.08% since inception.
- The fund's asset allocation comprises around 65.57% in equities, 19.89% in debts, and 14.53% in cash & cash equivalents.
- You can start investing in Shriram Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-3.28%
+5.20% (Cat Avg.)
3 Years
+12.61%
+15.31% (Cat Avg.)
5 Years
+12.76%
+14.70% (Cat Avg.)
Since Inception
+11.08%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2025
| Equity | ₹39.8 Cr | 65.57% |
| Debt | ₹12.07 Cr | 19.89% |
| Others | ₹8.83 Cr | 14.54% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹6.46 Cr | 10.64% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹4.3 Cr | 7.08% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹2.56 Cr | 4.22% |
| ICICI Bank Ltd | Equity | ₹2.51 Cr | 4.13% |
| HDFC Bank Ltd | Equity | ₹2.49 Cr | 4.10% |
| TVS Motor Co Ltd | Equity | ₹2.47 Cr | 4.08% |
| Bharti Airtel Ltd | Equity | ₹2.47 Cr | 4.08% |
| Reliance Industries Ltd | Equity | ₹2.47 Cr | 4.07% |
| Mahindra & Mahindra Ltd | Equity | ₹2.46 Cr | 4.05% |
| NTPC Ltd | Equity | ₹2.42 Cr | 3.98% |
| ITC Ltd | Equity | ₹2.38 Cr | 3.91% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹2.26 Cr | 3.73% |
| Britannia Industries Ltd | Equity | ₹2.26 Cr | 3.72% |
| 6.54% Govt Stock 2032 | Bond - Gov't/Treasury | ₹2.1 Cr | 3.46% |
| Export Import Bank Of India | Bond - Corporate Bond | ₹2.09 Cr | 3.45% |
| Bajaj Holdings and Investment Ltd | Equity | ₹2.01 Cr | 3.31% |
| Kotak Mahindra Bank Ltd | Equity | ₹1.6 Cr | 2.63% |
| State Bank of India | Equity | ₹1.52 Cr | 2.50% |
| InterGlobe Aviation Ltd | Equity | ₹1.39 Cr | 2.28% |
| Tata Consumer Products Ltd | Equity | ₹1.31 Cr | 2.15% |
| Bharat Electronics Ltd | Equity | ₹1.29 Cr | 2.13% |
| ICICI Pru Liquid Dir Gr | Mutual Fund - Open End | ₹1.25 Cr | 2.06% |
| Net Receivables / (Payables) | Cash - Collateral | ₹1.12 Cr | 1.84% |
| Divi's Laboratories Ltd | Equity | ₹1.06 Cr | 1.74% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹1.02 Cr | 1.69% |
| Eicher Motors Ltd | Equity | ₹0.96 Cr | 1.58% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹0.83 Cr | 1.36% |
| HDFC Life Insurance Co Ltd | Equity | ₹0.75 Cr | 1.24% |
| Power Grid Corp Of India Ltd | Equity | ₹0.72 Cr | 1.19% |
| Marico Ltd | Equity | ₹0.54 Cr | 0.89% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.5 Cr | 0.82% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹0.44 Cr | 0.73% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.4 Cr | 0.67% |
| Shree Cement Ltd | Equity | ₹0.3 Cr | 0.49% |
Allocation By Market Cap (Equity)
Large Cap Stocks
62.84%
Mid Cap Stocks
2.73%
Small Cap Stocks
--
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹10.88 Cr | 17.92% |
| Consumer Defensive | ₹6.48 Cr | 10.67% |
| Consumer Cyclical | ₹5.89 Cr | 9.70% |
| Healthcare | ₹4.15 Cr | 6.83% |
| Industrials | ₹3.62 Cr | 5.96% |
| Utilities | ₹3.14 Cr | 5.17% |
| Energy | ₹2.88 Cr | 4.74% |
| Communication Services | ₹2.47 Cr | 4.08% |
| Basic Materials | ₹0.3 Cr | 0.49% |
Risk & Performance Ratios
Standard Deviation
This fund
9.99%
Cat. avg.
8.36%
Lower the better
Sharpe Ratio
This fund
0.47
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.41
Higher the better
Fund Managers
Gargi Banerjee
Since July 2019
Deepak Ramaraju
Since August 2022
Sudip More
Since October 2024
Additional Scheme Detailsas of 31st May 2025
ISIN | INF680P01208 | Expense Ratio | 0.77% | Exit Load | 1.00% | Fund Size | ₹61 Cr | Age | 5 years 11 months | Lumpsum Minimum | ₹500 | Fund Status | Open Ended Investment Company | Benchmark | Nifty 50 Hybrid Comp Debt 50:50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
- If units are sold after 1 year from the date of investment: Gains up to INR 1.25 lakh in a financial year are exempt from tax. Any gains exceeding INR 1.25 lakh are taxed at a rate of 12.5%.
- If units are sold within 1 year from the date of investment: The entire amount of gain is taxed at a rate of 20%.
- Holding the units: No tax is applicable as long as you continue to hold the units.
Dividend Taxation:
Dividends are added to the investor’s income and taxed according to their respective tax slabs. Additionally, if an investors dividend income exceeds INR 5,000 in a financial year, the fund house deducts a 10% Tax Deducted at Source (TDS) before distributing the dividend.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.9% | 1.0% | ₹640.17 Cr | - |
| Unifi Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 1.5% | 1.0% | ₹640.17 Cr | - |
| Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk | 2.1% | 1.0% | ₹1485.86 Cr | - |
| Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹1485.86 Cr | - |
| Helios Balanced Advantage Fund Direct Growth Very High Risk | 0.9% | 1.0% | ₹304.96 Cr | 3.4% |
| Helios Balanced Advantage Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹304.96 Cr | 1.8% |
| Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk | 0.6% | 1.0% | ₹2104.51 Cr | 8.1% |
| Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk | 0.3% | 1.0% | ₹2104.51 Cr | 8.4% |
| Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹452.79 Cr | -2.7% |
| Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk | 2.4% | 1.0% | ₹452.79 Cr | -4.2% |
About the AMC
Total AUM
₹635 Cr
Address
CK-6, 2nd Floor, Kolkata, 700 091
Other Funds by Shriram Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Shriram Multi Asset Allocation Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹146.00 Cr | -3.3% |
| Shriram Flexi Cap Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹133.26 Cr | -10.4% |
| Shriram Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹199.57 Cr | 6.3% |
| Shriram Balanced Advantage Fund Direct Growth Very High Risk | 0.8% | 1.0% | ₹60.70 Cr | -3.3% |
| Shriram Hybrid Equity Fund Direct Growth Very High Risk | 1.0% | 1.0% | ₹47.86 Cr | -1.9% |
| Shriram Long Term Equity Fund Direct Growth Very High Risk | 0.8% | 0.0% | ₹48.76 Cr | -9.1% |
Risk Level
Your principal amount will be at Very High Risk
Unlock Expert Insights!
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Shriram Balanced Advantage Fund Direct Growth?
What are the returns of Shriram Balanced Advantage Fund Direct Growth?
What is the portfolio composition of Shriram Balanced Advantage Fund Direct Growth?
Who manages the Shriram Balanced Advantage Fund Direct Growth?
- Gargi Banerjee
- Deepak Ramaraju
- Sudip More
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377 and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.