ITI Liquid Fund Regular Growth
Capital PreservationLiquidLow to Moderate Risk
Regular
NAV (21-Jan-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹52 Cr
Expense Ratio
0.25%
ISIN
INF00XX01192
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
24 Apr 2019
About this fund
As of 21-Jan-26, it has a Net Asset Value (NAV) of ₹1402.98, Assets Under Management (AUM) of 52.46 Crores, and an expense ratio of 0.25%.
- ITI Liquid Fund Regular Growth has given a CAGR return of 5.15% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.69% in cash & cash equivalents.
- You can start investing in ITI Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.24%
+5.77% (Cat Avg.)
3 Years
+6.62%
+6.36% (Cat Avg.)
5 Years
+5.53%
+5.35% (Cat Avg.)
Since Inception
+5.15%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2025
| Others | ₹52.46 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Treps 01-Jan-2026 | Cash - Repurchase Agreement | ₹9.43 Cr | 16.06% |
| Tbill | Bond - Gov't/Treasury | ₹7.9 Cr | 13.46% |
| Canara Bank** | Cash - CD/Time Deposit | ₹4.94 Cr | 8.41% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹4.47 Cr | 7.62% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹4.45 Cr | 7.57% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹4.01 Cr | 6.82% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹3.96 Cr | 6.75% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹3.95 Cr | 6.73% |
| Bank Of India | Cash - CD/Time Deposit | ₹3.46 Cr | 5.90% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹2.98 Cr | 5.08% |
| 364 DTB 12022026 | Bond - Gov't/Treasury | ₹2.98 Cr | 5.08% |
| Fedbank Financial Services Limited | Cash - Commercial Paper | ₹2.97 Cr | 5.06% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹2.47 Cr | 4.21% |
| Net Receivables / (Payables) | Cash | ₹0.54 Cr | 0.93% |
| Corporate Debt Market Development Fund Class A2 | Mutual Fund - Open End | ₹0.18 Cr | 0.31% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹28.22 Cr | 48.06% |
| Bond - Gov't/Treasury | ₹10.89 Cr | 18.54% |
| Cash - Repurchase Agreement | ₹9.43 Cr | 16.06% |
| Cash - Commercial Paper | ₹5.44 Cr | 9.27% |
| Bond - Corporate Bond | ₹4.01 Cr | 6.82% |
| Cash | ₹0.54 Cr | 0.93% |
| Mutual Fund - Open End | ₹0.18 Cr | 0.31% |
Risk & Performance Ratios
Standard Deviation
This fund
0.13%
Cat. avg.
0.31%
Lower the better
Sharpe Ratio
This fund
-0.34
Cat. avg.
-0.84
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
9.11
Higher the better
Fund Managers
Laukik Bagwe
Since February 2025
Additional Scheme Detailsas of 31st December 2025
ISIN INF00XX01192 | Expense Ratio 0.25% | Exit Load No Charges | Fund Size ₹52 Cr | Age 6 years 8 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
About the AMC
Other Funds by ITI Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| Diviniti Equity Long Short Fund Direct Growth Very High Risk | - | 0.0% | - | - |
| ITI Bharat Consumption Fund Direct Growth Very High Risk | 0.7% | 0.0% | ₹360.91 Cr | - |
| ITI Large & Mid Cap Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹823.88 Cr | 2.1% |
| ITI Focused Equity Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹573.08 Cr | 12.7% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹52.46 Cr | 6.4% |
| ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹150.19 Cr | 6.8% |
| ITI Multi Cap Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹1348.96 Cr | 5.1% |
| ITI Value Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹349.28 Cr | 6.6% |
| ITI Conservative Hybrid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹14.80 Cr | 8.9% |
| ITI Dynamic Bond Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹114.99 Cr | 4.6% |
| ITI Balanced Advantage Fund Direct Growth Moderately High risk | 0.6% | 0.0% | ₹399.17 Cr | 6.7% |
| ITI Small Cap Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹2793.05 Cr | -2.2% |
| ITI Large Cap Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹528.41 Cr | 6.4% |
| ITI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹37.34 Cr | 6.9% |
| ITI Banking and Financial Services Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹355.82 Cr | 26.0% |
| ITI Arbitrage Fund Direct Growth Low Risk | 0.2% | 0.0% | ₹50.35 Cr | 7.2% |
| ITI Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹39.93 Cr | 5.5% |
| ITI Mid Cap Fund Direct Growth Very High Risk | 0.4% | 0.0% | ₹1329.00 Cr | 7.4% |
| ITI Long Term Equity Fund Direct Growth Very High Risk | 0.6% | 0.0% | ₹439.54 Cr | 5.8% |
| ITI Pharma and Healthcare Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹223.80 Cr | -7.8% |
| ITI Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 0.0% | ₹1299.35 Cr | 7.3% |
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
Related Articles
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- Laukik Bagwe
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