ITI Balanced Advantage Fund Direct Growth

Fund Overview

Fund Size

₹399 Cr

Expense Ratio

0.63%

ISIN

INF00XX01689

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Dec 2019

About this fund

ITI Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by ITI Mutual Fund. This fund has been in existence for 5 years, 11 months and 28 days, having been launched on 31-Dec-19.
As of 26-Dec-25, it has a Net Asset Value (NAV) of ₹16.64, Assets Under Management (AUM) of 399.17 Crores, and an expense ratio of 0.63%.

ITI Balanced Advantage Fund Direct Growth has given a CAGR return of 8.88% since inception.
The fund's asset allocation comprises around 73.60% in equities, 20.44% in debts, and 5.96% in cash & cash equivalents.
You can start investing in ITI Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.19%

+5.49% (Cat Avg.)

3 Years

+13.68%

+12.79% (Cat Avg.)

5 Years

+12.72%

+11.59% (Cat Avg.)

Since Inception

+8.88%

— (Cat Avg.)

Portfolio Summaryas of 30th November 2025

Equity	₹293.8 Cr	73.60%
Debt	₹81.58 Cr	20.44%
Others	₹23.79 Cr	5.96%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Cash Offset For Derivatives	Cash - General Offset	₹-36.04 Cr	9.03%
Net Receivables / (Payables)	Cash	₹33.31 Cr	8.34%
Treps 01-Dec-2025	Cash - Repurchase Agreement	₹26.52 Cr	6.64%
Reliance Industries Ltd	Equity	₹26.04 Cr	6.52%
Shriram Finance Ltd	Equity	₹20.87 Cr	5.23%
HDFC Bank Ltd	Equity	₹17.44 Cr	4.37%
Bharti Airtel Ltd	Equity	₹17.34 Cr	4.34%
7.06% Govt Stock 2028	Bond - Gov't/Treasury	₹15.42 Cr	3.86%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹14.27 Cr	3.57%
Infosys Ltd	Equity	₹12.57 Cr	3.15%
Power Grid Corporation Of India Limited	Bond - Corporate Bond	₹10.34 Cr	2.59%
Garware Hi-Tech Films Ltd	Equity	₹10.22 Cr	2.56%
Mahindra & Mahindra Ltd	Equity	₹9.46 Cr	2.37%
Bajaj Finance Ltd	Equity	₹9.23 Cr	2.31%
Swiggy Ltd	Equity	₹8.92 Cr	2.23%
AU Small Finance Bank Ltd	Equity	₹8.82 Cr	2.21%
Eternal Ltd	Equity	₹8.58 Cr	2.15%
State Bank of India	Equity	₹8.35 Cr	2.09%
Laurus Labs Ltd	Equity	₹8.22 Cr	2.06%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹8.14 Cr	2.04%
Vedanta Ltd	Equity	₹8.1 Cr	2.03%
ICICI Bank Ltd	Equity	₹8.05 Cr	2.02%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹7.62 Cr	1.91%
Power Finance Corporation Limited	Bond - Corporate Bond	₹7.55 Cr	1.89%
LTIMindtree Ltd	Equity	₹7.34 Cr	1.84%
Rec Limited	Bond - Corporate Bond	₹7.09 Cr	1.78%
Future on One97 Communications Ltd	Equity - Future	₹6.56 Cr	1.64%
Wockhardt Ltd	Equity	₹6.55 Cr	1.64%
Axis Bank Limited	Equity - Future	₹6.51 Cr	1.63%
Future on Tata Consultancy Services Ltd	Equity - Future	₹-6.13 Cr	1.54%
Tata Consultancy Services Ltd	Equity	₹6.1 Cr	1.53%
Kotak Mahindra Bank Ltd	Equity	₹5.99 Cr	1.50%
Larsen & Toubro Ltd	Equity	₹5.9 Cr	1.48%
Godrej Properties Ltd	Equity	₹5.84 Cr	1.46%
Dixon Technologies (India) Ltd	Equity	₹5.62 Cr	1.41%
PB Fintech Ltd	Equity	₹5.51 Cr	1.38%
Sagility Ltd	Equity	₹5.26 Cr	1.32%
Amber Enterprises India Ltd Ordinary Shares	Equity	₹4.8 Cr	1.20%
One97 Communications Ltd	Equity	₹4.75 Cr	1.19%
Axis Bank Ltd	Equity	₹4.36 Cr	1.09%
SBI Life Insurance Co Ltd	Equity	₹4.27 Cr	1.07%
Future on Eternal Ltd	Equity - Future	₹4.03 Cr	1.01%
ICICI Lombard General Insurance Co Ltd	Equity	₹4.01 Cr	1.00%
UltraTech Cement Ltd	Equity	₹3.94 Cr	0.99%
HCL Technologies Ltd	Equity	₹3.77 Cr	0.94%
NTPC Ltd	Equity	₹3.45 Cr	0.86%
Future on ABB India Ltd	Equity - Future	₹-2.93 Cr	0.73%
ABB India Ltd	Equity	₹2.91 Cr	0.73%
Cummins India Ltd	Equity	₹2.69 Cr	0.67%
Ntpc Limited	Bond - Corporate Bond	₹2.52 Cr	0.63%
Hdb Financial Services Limited	Bond - Corporate Bond	₹2.51 Cr	0.63%
Dam Capital Advisors Ltd	Equity	₹2.37 Cr	0.59%
Apollo Hospitals Enterprise Ltd	Equity	₹2.11 Cr	0.53%
Cochin Shipyard Ltd	Equity	₹2.08 Cr	0.52%
Nuclear Power Corporation Of India Limited	Bond - Corporate Bond	₹2.07 Cr	0.52%
Tata Consumer Products Ltd	Equity	₹2.05 Cr	0.51%
National Housing Bank	Bond - Corporate Bond	₹2.03 Cr	0.51%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹2.02 Cr	0.51%
Power Grid Corp Of India Ltd	Equity	₹1.86 Cr	0.47%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹99.27 Cr	24.87%
Technology	₹40.16 Cr	10.06%
Consumer Cyclical	₹31.76 Cr	7.96%
Energy	₹26.04 Cr	6.52%
Basic Materials	₹22.27 Cr	5.58%
Healthcare	₹22.14 Cr	5.55%
Communication Services	₹17.34 Cr	4.34%
Industrials	₹13.58 Cr	3.40%
Real Estate	₹5.84 Cr	1.46%
Utilities	₹5.31 Cr	1.33%
Consumer Defensive	₹2.05 Cr	0.51%

Risk & Performance Ratios

Fund Managers

Laukik Bagwe

Since February 2025

Vasav Sahgal

Since February 2025

Rohan Korde

Since November 2024

Additional Scheme Detailsas of 30th November 2025

ISIN

INF00XX01689

Expense Ratio

0.63%

Exit Load

No Charges

Fund Size

₹399 Cr

Age

5 years 11 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty 50 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Dynamic Asset Allocation Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Groww Multi Asset Allocation Fund Regular Growth Very High Risk	2.3%	1.0%	₹327.80 Cr	-
Groww Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	1.0%	₹327.80 Cr	-
Unifi Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.9%	1.0%	₹995.36 Cr	-
Unifi Dynamic Asset Allocation Fund Regular Growth Moderately High risk	1.5%	1.0%	₹995.36 Cr	-
Canara Robeco Balanced Advantage Fund Regular Growth Very High Risk	2.1%	1.0%	₹1372.64 Cr	4.3%
Canara Robeco Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹1372.64 Cr	5.7%
Helios Balanced Advantage Fund Direct Growth Very High Risk	0.9%	1.0%	₹325.75 Cr	6.2%
Helios Balanced Advantage Fund Regular Growth Very High Risk	2.4%	1.0%	₹325.75 Cr	4.5%
Parag Parikh Dynamic Asset Allocation Fund Regular Growth Moderate Risk	0.6%	1.0%	₹2704.76 Cr	5.6%
Parag Parikh Dynamic Asset Allocation Fund Direct Growth Moderate Risk	0.3%	1.0%	₹2704.76 Cr	5.9%
Samco Dynamic Asset Allocation Fund Direct Growth Very High Risk	0.9%	1.0%	₹313.06 Cr	-4.6%
Samco Dynamic Asset Allocation Fund Regular Growth Very High Risk	2.4%	1.0%	₹313.06 Cr	-6.1%
Bajaj Finserv Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹1346.96 Cr	9.8%
Bajaj Finserv Balanced Advantage Fund Regular Growth Very High Risk	2.0%	1.0%	₹1346.96 Cr	8.2%
HSBC Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	1.0%	₹1591.48 Cr	4.1%
HDFC Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹107971.20 Cr	7.4%
HDFC Balanced Advantage Fund Regular Growth Very High Risk	1.3%	1.0%	₹107971.20 Cr	6.8%
Edelweiss Balanced Advantage Fund Regular Growth Very High Risk	1.6%	1.0%	₹13411.40 Cr	6.6%
Sundaram Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	1.0%	₹1753.56 Cr	6.6%
Aditya Birla Sun Life Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	0.0%	₹8799.67 Cr	11.1%
Nippon India Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹9748.77 Cr	8.2%
Invesco India Balanced Advantage Fund Direct Growth Moderately High risk	0.8%	0.0%	₹1121.27 Cr	3.9%
Tata Balanced Advantage Fund Regular Growth High Risk	1.7%	0.0%	₹9857.07 Cr	5.6%
Tata Balanced Advantage Fund Direct Growth High Risk	0.4%	0.0%	₹9857.07 Cr	7.0%
DSP Dynamic Asset Allocation Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3689.72 Cr	8.3%
DSP Dynamic Asset Allocation Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3689.72 Cr	9.6%
HSBC Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	1.0%	₹1591.48 Cr	2.8%
LIC MF Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹756.40 Cr	2.9%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	0.8%	1.0%	₹756.40 Cr	4.4%
ICICI Prudential Balanced Advantage Fund Regular Growth High Risk	1.4%	1.0%	₹69867.93 Cr	11.6%
ITI Balanced Advantage Fund Regular Growth Moderately High risk	2.4%	0.0%	₹399.17 Cr	4.4%
ITI Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹399.17 Cr	6.2%
Invesco India Balanced Advantage Fund Regular Growth Moderately High risk	2.1%	0.0%	₹1121.27 Cr	2.5%
Sundaram Balanced Advantage Fund Regular Growth Moderately High risk	2.0%	1.0%	₹1753.56 Cr	5.1%
Union Balanced Advantage Fund Regular Growth Very High Risk	2.2%	1.0%	₹1370.71 Cr	5.4%
Union Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹1370.71 Cr	6.6%
Edelweiss Balanced Advantage Fund Direct Growth Very High Risk	0.5%	1.0%	₹13411.40 Cr	7.8%
Bank of India Balanced Advantage Fund Regular Growth Very High Risk	2.3%	1.0%	₹145.05 Cr	7.4%
Bank of India Balanced Advantage Fund Direct Growth Very High Risk	1.0%	1.0%	₹145.05 Cr	8.7%
Kotak Balanced Advantage Fund Regular Growth Very High Risk	1.6%	1.0%	₹17959.16 Cr	5.6%
Kotak Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹17959.16 Cr	6.7%
PGIM India Balanced Advantage Fund Regular Growth Moderately High risk	2.2%	0.0%	₹948.61 Cr	5.9%
PGIM India Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹948.61 Cr	7.7%
Axis Balanced Advantage Fund Regular Growth Moderately High risk	1.9%	1.0%	₹3810.49 Cr	6.5%
Axis Balanced Advantage Fund Direct Growth Moderately High risk	0.7%	1.0%	₹3810.49 Cr	7.7%
ICICI Prudential Balanced Advantage Fund Direct Growth High Risk	0.9%	1.0%	₹69867.93 Cr	12.3%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹4696.84 Cr	8.5%
Baroda BNP Paribas Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹4696.84 Cr	7.3%
NJ Balanced Advantage Fund Regular Growth Very High Risk	1.9%	1.0%	₹3755.48 Cr	1.6%
NJ Balanced Advantage Fund Direct Growth Very High Risk	0.6%	1.0%	₹3755.48 Cr	2.9%

About the AMC

ITI Mutual Fund

022-66214999

https://www.itimf.com/

Total AUM

₹11,294 Cr

Address

Mumbai, 400013

Other Funds by ITI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Diviniti Equity Long Short Fund Direct Growth Very High Risk	-	0.0%	-	-
ITI Bharat Consumption Fund Direct Growth Very High Risk	0.5%	0.0%	₹360.91 Cr	-
ITI Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹860.91 Cr	-0.6%
ITI Focused Equity Fund Direct Growth Very High Risk	0.3%	0.0%	₹567.02 Cr	8.6%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹53.98 Cr	6.5%
ITI Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹165.46 Cr	7.0%
ITI Multi Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1349.22 Cr	4.1%
ITI Value Fund Direct Growth Very High Risk	0.6%	0.0%	₹349.28 Cr	4.8%
ITI Conservative Hybrid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹14.80 Cr	8.9%
ITI Dynamic Bond Fund Direct Growth Moderate Risk	0.1%	0.0%	₹116.02 Cr	5.2%
ITI Balanced Advantage Fund Direct Growth Moderately High risk	0.6%	0.0%	₹399.17 Cr	6.2%
ITI Small Cap Fund Direct Growth Very High Risk	0.2%	0.0%	₹2819.14 Cr	-2.4%
ITI Large Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹537.20 Cr	4.7%
ITI Banking & PSU Debt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹37.19 Cr	7.5%
ITI Banking and Financial Services Fund Direct Growth Very High Risk	0.4%	0.0%	₹348.01 Cr	20.8%
ITI Arbitrage Fund Direct Growth Low Risk	0.2%	0.0%	₹50.35 Cr	7.2%
ITI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹44.71 Cr	5.6%
ITI Mid Cap Fund Direct Growth Very High Risk	0.5%	0.0%	₹1309.29 Cr	5.8%
ITI Long Term Equity Fund Direct Growth Very High Risk	0.3%	0.0%	₹440.77 Cr	4.1%
ITI Pharma and Healthcare Fund Direct Growth Very High Risk	0.5%	0.0%	₹230.85 Cr	-6.2%
ITI Flexi Cap Fund Direct Growth Very High Risk	0.6%	0.0%	₹1296.60 Cr	3.9%

Risk Level

Your principal amount will be at Moderately High risk

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Still got questions?
We're here to help.

What is the current NAV of ITI Balanced Advantage Fund Direct Growth?

The NAV of ITI Balanced Advantage Fund Direct Growth, as of 26-Dec-2025, is ₹16.64.

What are the returns of ITI Balanced Advantage Fund Direct Growth?

The fund has generated 6.19% over the last 1 year and 13.68% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of ITI Balanced Advantage Fund Direct Growth?

The fund's allocation of assets is distributed as 73.60% in equities, 20.44% in bonds, and 5.96% in cash and cash equivalents.

Who manages the ITI Balanced Advantage Fund Direct Growth?

The fund managers responsible for ITI Balanced Advantage Fund Direct Growth are:-

Laukik Bagwe
Vasav Sahgal
Rohan Korde

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹399 Cr

Expense Ratio

0.63%

ISIN

INF00XX01689

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

31 Dec 2019

Risk Level

Your principal amount will be at Moderately High risk