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Fund Overview

Fund Size

Fund Size

₹17,938 Cr

Expense Ratio

Expense Ratio

0.20%

ISIN

ISIN

INF336L01BL1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

04 Dec 2002

About this fund

HSBC Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 23 years and 2 months, having been launched on 04-Dec-02.
As of 03-Feb-26, it has a Net Asset Value (NAV) of ₹3885.17, Assets Under Management (AUM) of 17937.83 Crores, and an expense ratio of 0.2%.
  • HSBC Liquid Fund Regular Growth has given a CAGR return of 6.03% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.70% in cash & cash equivalents.
  • You can start investing in HSBC Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.36%

+5.81% (Cat Avg.)

3 Years

+6.93%

+6.37% (Cat Avg.)

5 Years

+5.53%

+5.37% (Cat Avg.)

10 Years

+5.51%

+5.20% (Cat Avg.)

Since Inception

+6.03%

(Cat Avg.)

Portfolio Summaryas of 15th January 2026

Others17,937.83 Cr100.00%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Current Assets (Including Cash & Bank Balances)Cash1,291.47 Cr7.32%
TbillBond - Gov't/Treasury497.08 Cr2.82%
Small Industries Development Bank Of IndiaCash - Commercial Paper495.45 Cr2.81%
Aditya Birla Housing Finance Ltd.Cash - Commercial Paper495.37 Cr2.81%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit446.05 Cr2.53%
Titan Co Ltd.Cash - Commercial Paper396.29 Cr2.25%
Bank Of BarodaCash - CD/Time Deposit346.8 Cr1.97%
Reliance Retail Ventures LimitedCash - Commercial Paper297.99 Cr1.69%
Small Industries Dev Bank Of IndiaCash - Commercial Paper297.98 Cr1.69%
Punjab National BankCash - CD/Time Deposit297.92 Cr1.69%
National Bank For Agriculture And Rural DevelopmentCash - Commercial Paper297.71 Cr1.69%
Punjab National BankCash - CD/Time Deposit297.57 Cr1.69%
Bank Of IndiaCash - CD/Time Deposit297.53 Cr1.69%
Bank Of BarodaCash - CD/Time Deposit297.51 Cr1.69%
Axis Bank LimitedCash - CD/Time Deposit288.37 Cr1.64%
T-BillBond - Gov't/Treasury249.24 Cr1.41%
Canara BankCash - CD/Time Deposit248.26 Cr1.41%
Punjab National BankCash - CD/Time Deposit248.06 Cr1.41%
National Bank For Agriculture & Rural Development**Cash - CD/Time Deposit247.63 Cr1.40%
Punjab National BankBond - Gov't Agency Debt246.56 Cr1.40%
Union Bank of IndiaBond - Gov't Agency Debt246.56 Cr1.40%
Indian BankCash - CD/Time Deposit246.15 Cr1.40%
HDFC Bank LimitedCash - CD/Time Deposit238.9 Cr1.35%
Indian BankCash - CD/Time Deposit199.43 Cr1.13%
Sikka Ports & Terminals LimitedCash - Commercial Paper199.3 Cr1.13%
Small Industries Dev Bank Of IndiaCash - Commercial Paper199.08 Cr1.13%
PNb Housing Finance Ltd.Cash - Commercial Paper198.88 Cr1.13%
HDFC Bank LimitedCash - CD/Time Deposit198.87 Cr1.13%
Indian Bank**Cash - CD/Time Deposit198.64 Cr1.13%
HDFC Securities LimitedCash - Commercial Paper198.56 Cr1.13%
SRF LimitedCash - Commercial Paper198.51 Cr1.13%
Icici Securities LimitedCash - Commercial Paper198.27 Cr1.12%
Titan Company LimitedCash - Commercial Paper198.21 Cr1.12%
Godrej Consumer Products Ltd.Cash - Commercial Paper197.96 Cr1.12%
Bajaj Financial Securities LimitedCash - Commercial Paper197.83 Cr1.12%
Small Industries Development Bk Of India ** #Cash - Commercial Paper197.66 Cr1.12%
Kotak Securities LtdCash - Commercial Paper197.6 Cr1.12%
TrepsCash - Repurchase Agreement185.45 Cr1.05%
Small Industries Development Bank Of IndiaCash - Commercial Paper173.62 Cr0.98%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)Cash - Commercial Paper149.52 Cr0.85%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit149.51 Cr0.85%
ASeem Infrastructure Finance LimitedCash - Commercial Paper149.42 Cr0.85%
Aditya Birla Lifestyle Brands Ltd.Cash - Commercial Paper149.3 Cr0.85%
Mahindra & Mahindra Financial Services Ltd.Cash - Commercial Paper149.27 Cr0.85%
Motilal Oswal Financial Services LimitedCash - Commercial Paper149.24 Cr0.85%
Jamnagar Utilities & Power Private LimitedCash - Commercial Paper149.15 Cr0.85%
Aditya Birla Capital LtdCash - Commercial Paper149.11 Cr0.85%
Axis Securities LimitedCash - Commercial Paper148.97 Cr0.84%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper148.88 Cr0.84%
Axis Bank LimitedCash - CD/Time Deposit148.77 Cr0.84%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit148.62 Cr0.84%
SBICAP Securities LtdCash - Commercial Paper148.55 Cr0.84%
Aditya Birla Capital LimitedCash - Commercial Paper148.5 Cr0.84%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)Cash - Commercial Paper148.3 Cr0.84%
Union Bank of IndiaBond - Gov't Agency Debt148.22 Cr0.84%
Canara BankCash - CD/Time Deposit124.62 Cr0.71%
Network18 Media & Investments LimitedCash - Commercial Paper124.44 Cr0.71%
Punjab National BankCash - CD/Time Deposit124.43 Cr0.71%
Axis Bank LimitedCash - CD/Time Deposit124 Cr0.70%
Punjab National BankCash - CD/Time Deposit123.82 Cr0.70%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit123.58 Cr0.70%
08.67 MH Sdl 2026Bond - Gov't/Treasury114.11 Cr0.65%
360 One Prime LimitedCash - Commercial Paper99.87 Cr0.57%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit99.64 Cr0.57%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper99.62 Cr0.56%
Dalmia Cement Bharat Ltd.Cash - Commercial Paper99.57 Cr0.56%
Birla Group Holdings Private LimitedCash - Commercial Paper99.52 Cr0.56%
Sharekhan LimitedCash - Commercial Paper99.48 Cr0.56%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit99.44 Cr0.56%
Kotak Securities LtdCash - Commercial Paper99.42 Cr0.56%
Godrej Agrovet Ltd.Cash - Commercial Paper99.39 Cr0.56%
Birla Group Holdings Private LimitedCash - Commercial Paper99.38 Cr0.56%
Bank of BarodaBond - Corporate Bond99.36 Cr0.56%
Bank of BarodaBond - Corporate Bond99.34 Cr0.56%
364 Days Tbill (Md 05/03/2026)Bond - Gov't/Treasury99.32 Cr0.56%
SBICAP Securities LtdCash - Commercial Paper99.29 Cr0.56%
Canara BankCash - CD/Time Deposit99.19 Cr0.56%
HDFC Bank LimitedCash - CD/Time Deposit99.06 Cr0.56%
Indian Bank**Cash - CD/Time Deposit99.05 Cr0.56%
Mirae Asset Capital Markets (India) Pvt Ltd.Cash - Commercial Paper99 Cr0.56%
Sharekhan LimitedCash - Commercial Paper98.99 Cr0.56%
Union Bank of IndiaBond - Gov't Agency Debt98.93 Cr0.56%
India (Republic of)Bond - Short-term Government Bills94.08 Cr0.53%
Sbicap Securities LimitedCash - Commercial Paper74.83 Cr0.42%
Godrej Industries LimitedCash - Commercial Paper74.76 Cr0.42%
Godrej Industries LimitedCash - Commercial Paper74.74 Cr0.42%
Godrej Industries Ltd.Cash - Commercial Paper74.39 Cr0.42%
Godrej Industries Ltd.Cash - Commercial Paper74.36 Cr0.42%
Godrej Industries Ltd.Cash - Commercial Paper74.35 Cr0.42%
HDFC Bank LimitedCash - CD/Time Deposit74.33 Cr0.42%
CDMDF CLASS A2Mutual Fund - Open End52.16 Cr0.30%
India (Republic of)Bond - Short-term Government Bills49.86 Cr0.28%
Bajaj Finance Ltd.Cash - Commercial Paper49.71 Cr0.28%
TbillBond - Gov't/Treasury49.61 Cr0.28%
Canara Bank**Cash - CD/Time Deposit49.49 Cr0.28%
Punjab National BankCash - CD/Time Deposit47.36 Cr0.27%
HDFC Bank LimitedCash - CD/Time Deposit24.83 Cr0.14%
364 Days Tbill Red 05-02-2026Bond - Gov't/Treasury13.42 Cr0.08%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper8,139.57 Cr46.16%
Cash - CD/Time Deposit5,857.43 Cr33.22%
Cash1,291.47 Cr7.32%
Bond - Gov't/Treasury1,022.79 Cr5.80%
Bond - Gov't Agency Debt740.28 Cr4.20%
Bond - Corporate Bond198.69 Cr1.13%
Cash - Repurchase Agreement185.45 Cr1.05%
Bond - Short-term Government Bills143.93 Cr0.82%
Mutual Fund - Open End52.16 Cr0.30%

Risk & Performance Ratios

Standard Deviation

This fund

0.20%

Cat. avg.

0.31%

Lower the better

Sharpe Ratio

This fund

2.17

Cat. avg.

-1.00

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

8.51

Higher the better

Fund Managers

RT

Rahul Totla

Since January 2026

Abhishek Iyer

Abhishek Iyer

Since April 2025

Additional Scheme Detailsas of 15th January 2026

ISIN
INF336L01BL1
Expense Ratio
0.20%
Exit Load
No Charges
Fund Size
₹17,938 Cr
Age
23 years 2 months
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
IISL Nifty Liquid TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Kotak Quarterly Interval Series 12 Regular Growth

Low to Moderate Risk

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Kotak Quarterly Interval Series 13 Regular Growth

Low to Moderate Risk

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Kotak Quarterly Interval Series 13 Direct Growth

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Sundaram Liquid Fund Direct Growth

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Low to Moderate Risk

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Low to Moderate Risk

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Low to Moderate Risk

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Low to Moderate Risk

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Moderate Risk

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Low to Moderate Risk

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Bajaj Finserv Liquid Fund Regular Growth

Low to Moderate Risk

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About the AMC

HSBC Mutual Fund

HSBC Mutual Fund

Total AUM

₹1,38,393 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Financial Services Fund Direct Growth

Very High Risk

0.8%1.0%₹825.41 Cr-
HSBC India Export Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹1414.16 Cr9.0%
HSBC Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%1.0%₹2536.70 Cr24.9%
HSBC Consumption Fund Direct Growth

Very High Risk

0.9%1.0%₹1791.67 Cr0.2%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%1.0%₹1581.48 Cr6.5%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2270.60 Cr9.3%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5569.07 Cr11.6%
HSBC Value Fund Direct Growth

Very High Risk

0.7%1.0%₹14752.64 Cr15.1%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹511.89 Cr20.7%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹4360.45 Cr7.3%
HSBC Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹12439.62 Cr15.5%
HSBC ELSS Fund Direct Growth

Very High Risk

1.2%0.0%₹4108.91 Cr10.0%
HSBC Equity Savings Fund Direct Growth

Moderately High risk

0.7%0.0%₹785.83 Cr9.4%
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹973.76 Cr8.8%
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4441.96 Cr7.4%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6254.08 Cr7.5%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹158.33 Cr5.1%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹4894.59 Cr7.3%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹270.67 Cr3.2%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹777.62 Cr7.7%
HSBC Focused Fund Direct Growth

Very High Risk

1.0%1.0%₹1718.20 Cr10.7%
HSBC Business Cycles Fund Direct Growth

Very High Risk

1.0%1.0%₹1137.31 Cr7.4%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹3767.27 Cr5.7%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.1%0.0%₹146.58 Cr5.6%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹1912.18 Cr11.0%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.0%1.0%₹331.78 Cr53.9%
HSBC Brazil Fund Direct Growth

Very High Risk

1.1%1.0%₹325.61 Cr60.2%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹48.62 Cr5.1%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹17937.83 Cr6.5%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹5227.12 Cr10.3%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.8%0.0%₹243.60 Cr4.7%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹3014.42 Cr7.0%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1963.04 Cr7.7%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹15968.70 Cr-0.7%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

0.9%1.0%₹51.62 Cr14.9%
HSBC Managed Solutions India Conservative Direct Growth

Low to Moderate Risk

0.5%0.0%₹669.62 Cr5.8%
HSBC Managed Solutions India Moderate Direct Growth

Very High Risk

1.3%1.0%₹78.31 Cr17.6%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

0.9%1.0%₹44.68 Cr5.4%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹186.07 Cr7.6%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹2349.75 Cr6.8%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹142.89 Cr10.2%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹375.02 Cr11.2%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹4657.66 Cr11.7%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹5315.11 Cr10.5%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.1%1.0%₹60.52 Cr45.6%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

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The NAV of HSBC Liquid Fund Regular Growth, as of 03-Feb-2026, is ₹3885.17.
The fund has generated 6.36% over the last 1 year and 6.93% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.70% in cash and cash equivalents.
The fund managers responsible for HSBC Liquid Fund Regular Growth are:-
  1. Rahul Totla
  2. Abhishek Iyer
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