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Fund Overview

Fund Size

Fund Size

₹17,938 Cr

Expense Ratio

Expense Ratio

0.20%

ISIN

ISIN

INF336L01BL1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

04 Dec 2002

About this fund

HSBC Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by HSBC Mutual Fund. This fund has been in existence for 23 years, 1 months and 17 days, having been launched on 04-Dec-02.
As of 19-Jan-26, it has a Net Asset Value (NAV) of ₹3875.22, Assets Under Management (AUM) of 17937.83 Crores, and an expense ratio of 0.2%.
  • HSBC Liquid Fund Regular Growth has given a CAGR return of 6.03% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.71% in cash & cash equivalents.
  • You can start investing in HSBC Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.39%

+5.82% (Cat Avg.)

3 Years

+6.93%

+6.38% (Cat Avg.)

5 Years

+5.50%

+5.34% (Cat Avg.)

10 Years

+5.51%

+5.20% (Cat Avg.)

Since Inception

+6.03%

(Cat Avg.)

Portfolio Summaryas of 31st December 2025

Others17,937.83 Cr100.00%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TbillBond - Gov't/Treasury1,039.65 Cr5.80%
India (Republic of)Bond - Short-term Government Bills671.65 Cr3.74%
HDFC Bank Ltd.Bond - Corporate Bond597.93 Cr3.33%
T-BillBond - Gov't/Treasury497.4 Cr2.77%
TbillBond - Gov't/Treasury496.05 Cr2.77%
Small Industries Development Bank Of IndiaCash - Commercial Paper494.48 Cr2.76%
Aditya Birla Housing Finance Ltd.Cash - Commercial Paper494.39 Cr2.76%
Canara BankCash - CD/Time Deposit448.52 Cr2.50%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit445.03 Cr2.48%
TrepsCash - Repurchase Agreement360.76 Cr2.01%
364 DTB 12022026Bond - Gov't/Treasury342.91 Cr1.91%
Reliance Retail Ventures LimitedCash - Commercial Paper297.37 Cr1.66%
Small Industries Dev Bank Of IndiaCash - Commercial Paper297.35 Cr1.66%
Net Current Assets (Including Cash & Bank Balances)Cash-297.32 Cr1.66%
Punjab National BankCash - CD/Time Deposit297.3 Cr1.66%
Punjab National BankCash - CD/Time Deposit296.97 Cr1.66%
Bank Of IndiaCash - CD/Time Deposit296.93 Cr1.66%
Bank Of BarodaCash - CD/Time Deposit296.92 Cr1.66%
Punjab National BankCash - CD/Time Deposit295.92 Cr1.65%
Axis Bank LimitedCash - CD/Time Deposit295.2 Cr1.65%
India (Republic of)Bond - Short-term Government Bills249 Cr1.39%
Bank Of IndiaCash - CD/Time Deposit247.97 Cr1.38%
Canara BankCash - CD/Time Deposit247.75 Cr1.38%
Punjab National BankCash - CD/Time Deposit247.55 Cr1.38%
HDFC Bank LimitedCash - CD/Time Deposit245.83 Cr1.37%
Indian BankCash - CD/Time Deposit245.63 Cr1.37%
HDFC Bank LimitedCash - CD/Time Deposit223 Cr1.24%
Indian BankCash - CD/Time Deposit198.97 Cr1.11%
Sikka Ports & Terminals LimitedCash - Commercial Paper198.83 Cr1.11%
Small Industries Dev Bank Of IndiaCash - Commercial Paper198.63 Cr1.11%
HDFC Bank LimitedCash - CD/Time Deposit198.45 Cr1.11%
PNb Housing Finance Ltd.Cash - Commercial Paper198.44 Cr1.11%
Indian Bank**Cash - CD/Time Deposit198.24 Cr1.11%
SRF LimitedCash - Commercial Paper198.09 Cr1.10%
HDFC Securities LimitedCash - Commercial Paper198.07 Cr1.10%
Titan Company LimitedCash - Commercial Paper197.81 Cr1.10%
Icici Securities LimitedCash - Commercial Paper197.79 Cr1.10%
Titan Co Ltd.Cash - Commercial Paper197.74 Cr1.10%
Bajaj Financial Securities LimitedCash - Commercial Paper197.37 Cr1.10%
Small Industries Development Bk Of India ** #Cash - Commercial Paper197.28 Cr1.10%
Small Industries Development Bank Of IndiaCash - Commercial Paper173.26 Cr0.97%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit149.17 Cr0.83%
Icici Securities Limited (Earlier Icici Brokerage Services Limited)Cash - Commercial Paper149.13 Cr0.83%
ASeem Infrastructure Finance LimitedCash - Commercial Paper149.02 Cr0.83%
Aditya Birla Lifestyle Brands Ltd.Cash - Commercial Paper148.96 Cr0.83%
Mahindra & Mahindra Financial Services Ltd.Cash - Commercial Paper148.88 Cr0.83%
Motilal Oswal Financial Services LimitedCash - Commercial Paper148.83 Cr0.83%
Jamnagar Utilities & Power Private LimitedCash - Commercial Paper148.81 Cr0.83%
Bajaj Finance Ltd.Cash - Commercial Paper148.76 Cr0.83%
Aditya Birla Capital LtdCash - Commercial Paper148.75 Cr0.83%
Axis Securities LimitedCash - Commercial Paper148.6 Cr0.83%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper148.5 Cr0.83%
SBICAP Securities LtdCash - Commercial Paper148.2 Cr0.83%
Aditya Birla Capital LimitedCash - Commercial Paper148.16 Cr0.83%
Canara BankCash - CD/Time Deposit124.33 Cr0.69%
Network18 Media & Investments LimitedCash - Commercial Paper124.16 Cr0.69%
Punjab National BankCash - CD/Time Deposit124.16 Cr0.69%
Punjab National BankCash - CD/Time Deposit123.58 Cr0.69%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit123.34 Cr0.69%
08.67 MH Sdl 2026Bond - Gov't/Treasury113.86 Cr0.63%
360 One Prime LimitedCash - Commercial Paper99.58 Cr0.56%
HDFC Securities LimitedCash - Commercial Paper99.52 Cr0.55%
Sbicap Securities LimitedCash - Commercial Paper99.5 Cr0.55%
Union Bank Of IndiaCash - CD/Time Deposit99.47 Cr0.55%
Axis Bank LimitedCash - CD/Time Deposit99.45 Cr0.55%
Axis Bank LimitedCash - CD/Time Deposit99.44 Cr0.55%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit99.42 Cr0.55%
India (Republic of)Bond - Short-term Government Bills99.39 Cr0.55%
Julius Baer Capital (India) Private LimitedCash - Commercial Paper99.34 Cr0.55%
Dalmia Cement Bharat Ltd.Cash - Commercial Paper99.34 Cr0.55%
Birla Group Holdings Private LimitedCash - Commercial Paper99.26 Cr0.55%
Kotak Mahindra Bank LimitedCash - CD/Time Deposit99.23 Cr0.55%
Sharekhan LimitedCash - Commercial Paper99.2 Cr0.55%
Godrej Agrovet Ltd.Cash - Commercial Paper99.18 Cr0.55%
Kotak Securities LtdCash - Commercial Paper99.17 Cr0.55%
Bank of BarodaBond - Corporate Bond99.15 Cr0.55%
Bank of BarodaBond - Corporate Bond99.13 Cr0.55%
Birla Group Holdings Private LimitedCash - Commercial Paper99.13 Cr0.55%
364 Days Tbill (Md 05/03/2026)Bond - Gov't/Treasury99.11 Cr0.55%
SBICAP Securities LtdCash - Commercial Paper99.05 Cr0.55%
Indian Bank**Cash - CD/Time Deposit98.86 Cr0.55%
Mirae Asset Capital Markets (India) Pvt Ltd.Cash - Commercial Paper98.76 Cr0.55%
Sharekhan LimitedCash - Commercial Paper98.74 Cr0.55%
India (Republic of)Bond - Short-term Government Bills93.88 Cr0.52%
Godrej Industries LimitedCash - Commercial Paper74.59 Cr0.42%
Godrej Industries LimitedCash - Commercial Paper74.56 Cr0.42%
Godrej Industries Ltd.Cash - Commercial Paper74.24 Cr0.41%
Godrej Industries Ltd.Cash - Commercial Paper74.21 Cr0.41%
Godrej Industries Ltd.Cash - Commercial Paper74.2 Cr0.41%
Corp Debt Mkt Devlop Fund (SBI AIF Fund)Mutual Fund - Open End52.06 Cr0.29%
Canara Bank**Cash - CD/Time Deposit49.38 Cr0.28%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - Commercial Paper7,307.22 Cr40.74%
Cash - CD/Time Deposit6,016 Cr33.54%
Bond - Gov't/Treasury2,588.98 Cr14.43%
Bond - Short-term Government Bills1,113.92 Cr6.21%
Bond - Corporate Bond796.21 Cr4.44%
Cash - Repurchase Agreement360.76 Cr2.01%
Cash-297.32 Cr1.66%
Mutual Fund - Open End52.06 Cr0.29%

Risk & Performance Ratios

Standard Deviation

This fund

0.19%

Cat. avg.

0.31%

Lower the better

Sharpe Ratio

This fund

2.25

Cat. avg.

-0.84

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

9.11

Higher the better

Fund Managers

RT

Rahul Totla

Since January 2026

Abhishek Iyer

Abhishek Iyer

Since April 2025

Additional Scheme Detailsas of 31st December 2025

ISIN
INF336L01BL1
Expense Ratio
0.20%
Exit Load
No Charges
Fund Size
₹17,938 Cr
Age
23 years 1 month
Lumpsum Minimum
₹5,000
Fund Status
Open Ended Investment Company
Benchmark
IISL Nifty Liquid TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Moderate Risk

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Low to Moderate Risk

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Low to Moderate Risk

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SBI Liquid Fund Regular Growth

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UTI Liquid Fund Cash Plan Direct Growth

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About the AMC

HSBC Mutual Fund

HSBC Mutual Fund

Total AUM

₹1,40,131 Cr

Address

16, V N Road, Mumbai, 400 001

Other Funds by HSBC Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
HSBC Financial Services Fund Direct Growth

Very High Risk

0.8%1.0%₹825.41 Cr-
HSBC India Export Opportunities Fund Direct Growth

Very High Risk

0.8%1.0%₹1414.16 Cr3.1%
HSBC Multi Asset Allocation Fund Direct Growth

Very High Risk

0.5%1.0%₹2536.70 Cr17.3%
HSBC Consumption Fund Direct Growth

Very High Risk

0.9%1.0%₹1791.67 Cr3.9%
HSBC Balanced Advantage Fund Direct Growth

Moderately High risk

0.8%1.0%₹1581.48 Cr5.5%
HSBC Infrastructure Fund Direct Growth

Very High Risk

1.0%1.0%₹2270.60 Cr-1.5%
HSBC Aggressive Hybrid Fund Direct Growth

Very High Risk

0.8%1.0%₹5569.07 Cr5.4%
HSBC Value Fund Direct Growth

Very High Risk

0.7%1.0%₹14752.64 Cr12.2%
HSBC Credit Risk Fund Direct Growth

Moderately High risk

1.0%1.0%₹511.89 Cr20.9%
HSBC Banking & PSU Debt Direct Growth

Moderate Risk

0.2%0.0%₹4360.45 Cr7.3%
HSBC Midcap Fund Direct Growth

Very High Risk

0.7%1.0%₹12439.62 Cr6.6%
HSBC ELSS Fund Direct Growth

Very High Risk

1.2%0.0%₹4108.91 Cr4.7%
HSBC Equity Savings Fund Direct Growth

Moderately High risk

0.7%0.0%₹785.83 Cr3.8%
HSBC Low Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹973.76 Cr8.9%
HSBC Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹4441.96 Cr7.7%
HSBC Corporate Bond Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹6254.08 Cr7.7%
HSBC Dynamic Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹158.33 Cr5.7%
HSBC Money Market Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹4894.59 Cr7.3%
HSBC Gilt Fund Direct Growth

Moderate Risk

0.5%0.0%₹270.67 Cr4.0%
HSBC Medium Duration Direct Growth

Moderate Risk

0.4%0.0%₹777.62 Cr8.0%
HSBC Focused Fund Direct Growth

Very High Risk

1.0%1.0%₹1718.20 Cr7.6%
HSBC Business Cycles Fund Direct Growth

Very High Risk

1.0%1.0%₹1137.31 Cr1.6%
HSBC Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹3767.27 Cr5.8%
HSBC Conservative Hybrid Fund Direct Growth

Moderately High risk

1.1%0.0%₹146.58 Cr3.5%
HSBC Large Cap Fund Direct Growth

Very High Risk

1.3%1.0%₹1912.18 Cr9.2%
HSBC Global Emerging Markets Fund Direct Growth

Very High Risk

1.0%1.0%₹331.78 Cr53.7%
HSBC Brazil Fund Direct Growth

Very High Risk

1.1%1.0%₹325.61 Cr53.5%
HSBC Medium to Long Duration Fund Direct Growth

Moderate Risk

0.7%0.0%₹48.62 Cr5.7%
HSBC Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹17937.83 Cr6.5%
HSBC Flexi Cap Fund Direct Growth

Very High Risk

1.2%1.0%₹5227.12 Cr6.0%
HSBC Tax Saver Equity Fund Direct Growth

Very High Risk

1.8%0.0%₹243.60 Cr4.1%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹3014.42 Cr7.0%
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1963.04 Cr8.0%
HSBC Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹15968.70 Cr-8.6%
HSBC Global Equity Climate Change Fund of Fund Direct Growth

Very High Risk

0.9%1.0%₹51.62 Cr15.2%
HSBC Managed Solutions India Conservative Direct Growth

Low to Moderate Risk

0.5%0.0%₹669.62 Cr6.0%
HSBC Managed Solutions India Moderate Direct Growth

Very High Risk

1.3%1.0%₹78.31 Cr20.0%
HSBC Managed Solutions India Growth Direct Growth

Very High Risk

0.9%1.0%₹44.68 Cr5.8%
HSBC CRISIL IBX Gilt June 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹186.07 Cr7.8%
HSBC Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹2349.75 Cr6.9%
HSBC Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.3%1.0%₹142.89 Cr5.9%
HSBC Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%1.0%₹375.02 Cr11.4%
HSBC Large & Mid Cap Fund Direct Growth

Very High Risk

0.8%1.0%₹4657.66 Cr3.4%
HSBC Multi Cap Fund Direct Growth

Very High Risk

0.6%1.0%₹5315.11 Cr5.7%
HSBC Asia Pacific (Ex Japan) Dividend Yield Fund Direct Growth

Very High Risk

1.1%1.0%₹60.52 Cr44.3%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

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The NAV of HSBC Liquid Fund Regular Growth, as of 19-Jan-2026, is ₹3875.22.
The fund has generated 6.39% over the last 1 year and 6.93% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.71% in cash and cash equivalents.
The fund managers responsible for HSBC Liquid Fund Regular Growth are:-
  1. Rahul Totla
  2. Abhishek Iyer
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