Loading...
HDFC Credit Risk Debt Fund Direct Growth
DebtCredit RiskHigh Risk
Direct
NAV (18-Jun-26)
₹27.820.06%1D
Returns (Since Inception)
8.71%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹7,523 Cr
Expense Ratio
1.01%
ISIN
INF179KA1FZ3
Minimum SIP
₹100
Exit Load
1.00%
Inception Date
25 Mar 2014
About this fund
HDFC Credit Risk Debt Fund Direct Growth is a Credit Risk mutual fund schemes offered by HDFC Mutual Fund. This fund has been in existence for 12 years, 2 months and 25 days, having been launched on 25-Mar-14.
As of 18-Jun-26, it has a Net Asset Value (NAV) of ₹27.82, Assets Under Management (AUM) of 7522.50 Crores, and an expense ratio of 1.01%.
As of 18-Jun-26, it has a Net Asset Value (NAV) of ₹27.82, Assets Under Management (AUM) of 7522.50 Crores, and an expense ratio of 1.01%.
- HDFC Credit Risk Debt Fund Direct Growth has given a CAGR return of 8.71% since inception.
- The fund's asset allocation comprises around 3.53% in equities, 84.83% in debts, and 10.10% in cash & cash equivalents.
- You can start investing in HDFC Credit Risk Debt Fund Direct Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+7.08%
+7.60% (Cat Avg.)
3 Years
+8.12%
+8.97% (Cat Avg.)
5 Years
+7.18%
+9.45% (Cat Avg.)
10 Years
+8.12%
+6.27% (Cat Avg.)
Since Inception
+8.71%
— (Cat Avg.)
Portfolio Summaryas of 31st May 2026
| Equity | ₹265.9 Cr | 3.53% |
| Debt | ₹6,381.24 Cr | 84.83% |
| Others | ₹875.38 Cr | 11.64% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| GMR Airports Limited | Bond - Corporate Bond | ₹363.6 Cr | 4.83% |
| TATA Projects Limited | Bond - Corporate Bond | ₹249.65 Cr | 3.32% |
| The Tata Power Company Limited | Bond - Corporate Bond | ₹224.48 Cr | 2.98% |
| Jubilant Beverages Limited | Bond - Corporate Bond | ₹208.34 Cr | 2.77% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | Bond - Corporate Bond | ₹200.14 Cr | 2.66% |
| SK Finance Limited | Bond - Corporate Bond | ₹199.54 Cr | 2.65% |
| Kalpataru Projects International Limited | Bond - Corporate Bond | ₹198.93 Cr | 2.64% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹195.9 Cr | 2.60% |
| Jubilant Bevco Limited | Bond - Corporate Bond | ₹193.27 Cr | 2.57% |
| Nirma Limited | Bond - Corporate Bond | ₹174.92 Cr | 2.33% |
| Evonith Value Steel Limited | Bond - Corporate Bond | ₹173.6 Cr | 2.31% |
| JSW Energy Limited | Bond - Corporate Bond | ₹173.52 Cr | 2.31% |
| SIDDHIVINAYAK SECURITISATION TRUST | Bond - Asset Backed | ₹172.94 Cr | 2.30% |
| Aditya Birla Renewables Limited | Bond - Corporate Bond | ₹159.57 Cr | 2.12% |
| Net Current Assets | Cash | ₹158.38 Cr | 2.11% |
| Jtpm Metal TRaders Limited | Bond - Corporate Bond | ₹157.6 Cr | 2.10% |
| Kalpataru Projects International Limited | Bond - Corporate Bond | ₹150.08 Cr | 2.00% |
| Kalpataru Projects International Limited | Bond - Corporate Bond | ₹149.2 Cr | 1.98% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹148.96 Cr | 1.98% |
| Kogta Financial (India) Limited | Bond - Corporate Bond | ₹148.4 Cr | 1.97% |
| Kosamattam Finance Limited | Bond - Corporate Bond | ₹146.81 Cr | 1.95% |
| Indus Infra Trust Unit | Equity | ₹141.8 Cr | 1.89% |
| Treps - Tri-Party Repo | Cash - Repurchase Agreement | ₹131.37 Cr | 1.75% |
| TVS Credit Services Limited | Bond - Corporate Bond | ₹105.25 Cr | 1.40% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹100.12 Cr | 1.33% |
| Infopark Properties Limited | Bond - Corporate Bond | ₹100.02 Cr | 1.33% |
| 360 One Prime Limited | Bond - Corporate Bond | ₹100.01 Cr | 1.33% |
| Globe Capital Market Limited | Bond - Corporate Bond | ₹99.67 Cr | 1.32% |
| Globe Fincap Limited | Bond - Corporate Bond | ₹99.67 Cr | 1.32% |
| Raajmarg Infra Investment Trust | Mutual Fund - Unspecified | ₹90.42 Cr | 1.20% |
| 6.48% Govt Stock 2035 | Bond - Gov't/Treasury | ₹77.15 Cr | 1.03% |
| 7.34% Govt Stock 2064 | Bond - Gov't/Treasury | ₹76.64 Cr | 1.02% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹74.62 Cr | 0.99% |
| JM Financial Home Loans Limited | Bond - Corporate Bond | ₹74.58 Cr | 0.99% |
| JM Financial Home Loans Limited | Bond - Corporate Bond | ₹74.47 Cr | 0.99% |
| 7.1% Govt Stock 2034 | Bond - Gov't/Treasury | ₹72.71 Cr | 0.97% |
| Embassy Office Parks REIT | Equity - REIT | ₹72.62 Cr | 0.97% |
| 7.09% Govt Stock 2054 | Bond - Gov't/Treasury | ₹70.33 Cr | 0.93% |
| Ramco Industries Limited | Bond - Corporate Bond | ₹69.94 Cr | 0.93% |
| 6.67% Govt Stock 2035 | Bond - Gov't/Treasury | ₹65.92 Cr | 0.88% |
| 7.23% Govt Stock 2039 | Bond - Gov't/Treasury | ₹60.09 Cr | 0.80% |
| Vastu Finserve India Private Limited | Bond - Corporate Bond | ₹58.72 Cr | 0.78% |
| Mas Financial Services Limited | Bond - Corporate Bond | ₹55.17 Cr | 0.73% |
| VAJRA 009 TRUST | Bond - Asset Backed | ₹54.19 Cr | 0.72% |
| 7.24% Govt Stock 2055 | Bond - Gov't/Treasury | ₹53.18 Cr | 0.71% |
| 6.68% Govt Stock 2040 | Bond - Gov't/Treasury | ₹51.9 Cr | 0.69% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹50.43 Cr | 0.67% |
| Cholamandalam Investment And Finance Company Limited | Bond - Corporate Bond | ₹50.39 Cr | 0.67% |
| Ongc Petro Additions Limited | Bond - Corporate Bond | ₹50.07 Cr | 0.67% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹49.99 Cr | 0.66% |
| Aadhar Housing Finance Limited | Bond - Corporate Bond | ₹49.93 Cr | 0.66% |
| IKF Finance Limited | Bond - Corporate Bond | ₹49.86 Cr | 0.66% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹49.76 Cr | 0.66% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹49.41 Cr | 0.66% |
| Indigrid Infrastructure Trust | Bond - Corporate Bond | ₹48.93 Cr | 0.65% |
| Vastu Finserve India Private Limited | Bond - Corporate Bond | ₹48.58 Cr | 0.65% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹48.54 Cr | 0.65% |
| Vastu Finserve India Private Limited | Bond - Corporate Bond | ₹48.31 Cr | 0.64% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹48.21 Cr | 0.64% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹48.15 Cr | 0.64% |
| Punjab National Bank | Bond - Corporate Bond | ₹47.55 Cr | 0.63% |
| Mahindra Rural Housing Finance Limited | Bond - Corporate Bond | ₹41.5 Cr | 0.55% |
| Muthoot Capital Services Limited | Bond - Corporate Bond | ₹40.29 Cr | 0.54% |
| 7.25% Govt Stock 2063 | Bond - Gov't/Treasury | ₹37.78 Cr | 0.50% |
| LIC Housing Finance Ltd | Bond - Corporate Bond | ₹37.55 Cr | 0.50% |
| POWERGRID Infrastructure Investment Trust Units | Equity | ₹32.83 Cr | 0.44% |
| Tmf Holdings Limited | Bond - Corporate Bond | ₹29.49 Cr | 0.39% |
| Corporate Debt Market Development Fund | Mutual Fund - Unspecified | ₹25.08 Cr | 0.33% |
| Gera Developments Private Limited | Bond - Corporate Bond | ₹25 Cr | 0.33% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹24.98 Cr | 0.33% |
| Tata Capital Housing Finance Limited | Bond - Corporate Bond | ₹24.97 Cr | 0.33% |
| Motilal Oswal Home Finance Limited | Bond - Corporate Bond | ₹24.86 Cr | 0.33% |
| Indian Railway Finance Corporation Limited | Bond - Corporate Bond | ₹24.84 Cr | 0.33% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹24.81 Cr | 0.33% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.7 Cr | 0.33% |
| SHIVSHAKTI SECURITISATION TRUST | Bond - Asset Backed | ₹24.68 Cr | 0.33% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹24.54 Cr | 0.33% |
| Canara Bank | Cash - CD/Time Deposit | ₹24.47 Cr | 0.33% |
| 6.92% Govt Stock 2039 | Bond - Gov't/Treasury | ₹24.45 Cr | 0.33% |
| JSW Energy Limited | Bond - Corporate Bond | ₹24.36 Cr | 0.32% |
| INDIGO 041 | Bond - Asset Backed | ₹21.9 Cr | 0.29% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.03 Cr | 0.27% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.03 Cr | 0.27% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.02 Cr | 0.27% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹20.02 Cr | 0.27% |
| Indigrid Infrastructure Trust | Bond - Corporate Bond | ₹19.94 Cr | 0.27% |
| Power Finance Corporation Limited | Bond - Corporate Bond | ₹19.77 Cr | 0.26% |
| IKF Finance Limited | Bond - Corporate Bond | ₹19.65 Cr | 0.26% |
| Capital Infra Trust InvITs | Equity | ₹18.64 Cr | 0.25% |
| 6.9% Govt Stock 2065 | Bond - Gov't/Treasury | ₹18.04 Cr | 0.24% |
| INDIGO 049 | Bond - Asset Backed | ₹17.92 Cr | 0.24% |
| Rec Limited | Bond - Corporate Bond | ₹10.24 Cr | 0.14% |
| Rec Limited | Bond - Corporate Bond | ₹10.04 Cr | 0.13% |
| 6.64% Govt Stock 2035 | Bond - Gov't/Treasury | ₹9.75 Cr | 0.13% |
| VAJRA 004 TRUST | Bond - Asset Backed | ₹9.05 Cr | 0.12% |
| VAJRA 006 TRUST | Bond - Asset Backed | ₹5.94 Cr | 0.08% |
| Bajaj Housing Finance Limited | Bond - Corporate Bond | ₹2.77 Cr | 0.04% |
| 7.64% Andhra Sgs 2031 | Bond - Gov't/Treasury | ₹1.17 Cr | 0.02% |
Allocation By Credit Quality (Debt)
AAA
AA
A
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹141.8 Cr | 1.89% |
| Utilities | ₹32.83 Cr | 0.44% |
| Industrials | ₹18.64 Cr | 0.25% |
Risk & Performance Ratios
Standard Deviation
This fund
1.06%
Cat. avg.
2.79%
Lower the better
Sharpe Ratio
This fund
1.16
Cat. avg.
0.92
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
3.52
Higher the better
Fund Managers
Additional Scheme Detailsas of 31st May 2026
ISIN INF179KA1FZ3 | Expense Ratio 1.01% | Exit Load 1.00% | Fund Size ₹7,523 Cr | Age 12 years 2 months | Lumpsum Minimum ₹100 | Fund Status Open Ended Investment Company | Benchmark NIFTY Credit Risk Bond TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Credit Risk Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| HSBC Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹470.99 Cr | 6.2% |
| ICICI Prudential Credit Risk Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹6004.80 Cr | 8.2% |
| Nippon India Credit Risk Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹1410.13 Cr | 8.2% |
| Kotak Credit Risk Fund Direct Growth Moderately High risk | 0.8% | 1.0% | ₹761.05 Cr | 7.5% |
| HDFC Credit Risk Debt Fund Direct Growth High Risk | 1.0% | 1.0% | ₹7522.50 Cr | 7.1% |
| HDFC Credit Risk Debt Fund Regular Growth High Risk | 1.5% | 1.0% | ₹7522.50 Cr | 6.5% |
| HSBC Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹470.99 Cr | 5.4% |
| ICICI Prudential Credit Risk Fund Regular Growth Very High Risk | 1.2% | 1.0% | ₹6004.80 Cr | 7.5% |
| Invesco India Credit Risk Fund Regular Growth Moderately High risk | 1.2% | 1.0% | ₹160.47 Cr | 6.4% |
| Invesco India Credit Risk Fund Direct Growth Moderately High risk | 0.2% | 1.0% | ₹160.47 Cr | 7.7% |
| UTI Credit Risk Fund Direct Growth Moderately High risk | 1.0% | 1.0% | ₹250.95 Cr | 6.4% |
| SBI Credit Risk Fund Direct Growth High Risk | 0.9% | 3.0% | ₹2141.67 Cr | 7.5% |
| Bank of India Credit Risk Fund Direct Growth Moderately High risk | 1.0% | 4.0% | ₹87.95 Cr | 17.4% |
| Bank of India Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 4.0% | ₹87.95 Cr | 16.9% |
| DSP Credit Risk Fund Direct Growth Moderately High risk | 0.3% | 3.0% | ₹257.78 Cr | 10.0% |
| Axis Credit Risk Fund Direct Growth High Risk | 0.8% | 1.0% | ₹353.88 Cr | 8.2% |
| Axis Credit Risk Fund Regular Growth High Risk | 1.6% | 1.0% | ₹353.88 Cr | 7.4% |
| Kotak Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹761.05 Cr | 6.5% |
| DSP Credit Risk Fund Regular Growth Moderately High risk | 1.0% | 3.0% | ₹257.78 Cr | 9.1% |
| SBI Credit Risk Fund Regular Growth High Risk | 1.6% | 3.0% | ₹2141.67 Cr | 6.8% |
| Nippon India Credit Risk Fund Regular Growth Moderately High risk | 1.3% | 1.0% | ₹1410.13 Cr | 7.4% |
| UTI Credit Risk Fund Regular Growth Moderately High risk | 1.7% | 1.0% | ₹250.95 Cr | 5.7% |
| Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹174.26 Cr | 7.0% |
| Baroda BNP Paribas Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹174.26 Cr | 6.1% |
| Aditya BSL Credit Risk Fund Direct Growth Moderately High risk | 0.7% | 1.0% | ₹1390.96 Cr | 12.8% |
| Aditya BSL Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹1390.96 Cr | 11.8% |
| Bandhan Credit Risk Fund Direct Growth Moderately High risk | 0.6% | 1.0% | ₹228.53 Cr | 5.5% |
| Bandhan Credit Risk Fund Regular Growth Moderately High risk | 1.4% | 1.0% | ₹228.53 Cr | 4.4% |
About the AMC
HDFC Mutual Fund
Total AUM
₹9,06,863 Cr
Address
“HUL House”, 2nd Floor, Mumbai, 400 020
Other Funds by HDFC Mutual Fund
Risk Level
Your principal amount will be at High Risk
Take control of your wealth
Related Articles
Still got questions?
We're here to help.
What is the current NAV of HDFC Credit Risk Debt Fund Direct Growth?
The NAV of HDFC Credit Risk Debt Fund Direct Growth, as of 18-Jun-2026, is ₹27.82.
What are the returns of HDFC Credit Risk Debt Fund Direct Growth?
The fund has generated 7.08% over the last 1 year and 8.12% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of HDFC Credit Risk Debt Fund Direct Growth?
The fund's allocation of assets is distributed as 3.53% in equities, 84.83% in bonds, and 10.10% in cash and cash equivalents.
Who manages the HDFC Credit Risk Debt Fund Direct Growth?
The fund managers responsible for HDFC Credit Risk Debt Fund Direct Growth are:-
- Praveen Jain
- Dhruv Muchhal
- Bhavyesh Divecha
Track & Analyse all your investments in one place
Compare your portfolio's performance with benchmarks
Identify potential risks in your portfolio and learn to fix them
Track all your family's investments in one place
Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Trending Mutual Funds Searches
Popular Equity Funds
Popular Debt Funds
©2021-2026 Dezerv. All Rights Reserved
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
