Bandhan Bond Fund - Short Term Plan Direct Growth

Fund Overview

Fund Size

₹10,673 Cr

Expense Ratio

0.34%

ISIN

INF194K01U07

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

Bandhan Bond Fund - Short Term Plan Direct Growth is a Short Duration mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 12 years, 9 months and 24 days, having been launched on 01-Jan-13.
As of 24-Oct-25, it has a Net Asset Value (NAV) of ₹62.48, Assets Under Management (AUM) of 10673.19 Crores, and an expense ratio of 0.34%.

Bandhan Bond Fund - Short Term Plan Direct Growth has given a CAGR return of 7.91% since inception.
The fund's asset allocation comprises around 0.00% in equities, 86.10% in debts, and 13.62% in cash & cash equivalents.
You can start investing in Bandhan Bond Fund - Short Term Plan Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+8.48%

+8.23% (Cat Avg.)

3 Years

+8.24%

+7.87% (Cat Avg.)

5 Years

+6.22%

+6.30% (Cat Avg.)

10 Years

+7.43%

+6.43% (Cat Avg.)

Since Inception

+7.91%

— (Cat Avg.)

Portfolio Summaryas of 15th October 2025

Debt	₹9,189.7 Cr	86.10%
Others	₹1,483.48 Cr	13.90%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
7.02% Govt Stock 2031	Bond - Gov't/Treasury	₹4,271.51 Cr	39.93%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹481.66 Cr	4.50%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹458.27 Cr	4.28%
Tata Capital Limited	Bond - Corporate Bond	₹443.6 Cr	4.15%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹305.68 Cr	2.86%
6.1% Govt Stock 2031	Bond - Gov't/Treasury	₹302.29 Cr	2.83%
Bajaj Finance Limited	Bond - Corporate Bond	₹301.61 Cr	2.82%
Union Bank Of India	Cash - CD/Time Deposit	₹294.68 Cr	2.75%
Net Current Assets	Cash	₹280.26 Cr	2.62%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹275.66 Cr	2.58%
5.77% Govt Stock 2030	Bond - Gov't/Treasury	₹270.39 Cr	2.53%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹253.68 Cr	2.37%
06.88 Up SDL 2031 23 Jun	Bond - Gov't/Treasury	₹250.55 Cr	2.34%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹249.63 Cr	2.33%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹195.98 Cr	1.83%
HDFC Bank Limited	Cash - CD/Time Deposit	₹195.34 Cr	1.83%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹176.77 Cr	1.65%
HDFC Bank Limited	Cash - CD/Time Deposit	₹137.43 Cr	1.28%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹125.13 Cr	1.17%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹101.49 Cr	0.95%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹101.28 Cr	0.95%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹100.01 Cr	0.93%
HDFC Bank Limited	Cash - CD/Time Deposit	₹94.55 Cr	0.88%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹75.82 Cr	0.71%
Indian Bank	Cash - CD/Time Deposit	₹73.66 Cr	0.69%
Bajaj Finance Limited	Bond - Corporate Bond	₹60.79 Cr	0.57%
Indian Railway Finance Corporation Limited	Bond - Corporate Bond	₹51.32 Cr	0.48%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.8 Cr	0.47%
Tata Capital Housing Finance Limited	Bond - Corporate Bond	₹50.62 Cr	0.47%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.35 Cr	0.47%
National Bank For Agriculture And Rural Development	Bond - Corporate Bond	₹50.33 Cr	0.47%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹50.24 Cr	0.47%
Bajaj Housing Finance Limited	Bond - Corporate Bond	₹50.2 Cr	0.47%
Jio Credit Limited	Bond - Corporate Bond	₹50.12 Cr	0.47%
Power Finance Corporation Limited	Bond - Corporate Bond	₹49.8 Cr	0.47%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.1 Cr	0.46%
Small Industries Development Bank of India	Cash - Commercial Paper	₹48.88 Cr	0.46%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹48.82 Cr	0.46%
LIC Housing Finance Ltd	Bond - Corporate Bond	₹40.72 Cr	0.38%
Corporate Debt Market Development Fund Class A2	Mutual Fund - Open End	₹30.36 Cr	0.28%
Bajaj Finance Limited	Bond - Corporate Bond	₹30.19 Cr	0.28%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹25.5 Cr	0.24%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹25.12 Cr	0.23%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹25.12 Cr	0.23%
Canara Bank	Cash - CD/Time Deposit	₹24.56 Cr	0.23%
Triparty Repo Trp_161025	Cash - Repurchase Agreement	₹13.32 Cr	0.12%
7.26% Govt Stock 2033	Bond - Gov't/Treasury	₹2.09 Cr	0.02%
8.24% Govt Stock 2027	Bond - Gov't/Treasury	₹1.03 Cr	0.01%
5.63% Govt Stock 2026	Bond - Gov't/Treasury	₹1 Cr	0.01%
6.79% Govt Stock 2027	Bond - Gov't/Treasury	₹0.86 Cr	0.01%
Cash Margin - Ccil	Cash - Collateral	₹0.03 Cr	0.00%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Bond - Gov't/Treasury	₹5,099.72 Cr	47.67%
Bond - Corporate Bond	₹4,111.53 Cr	38.43%
Cash - CD/Time Deposit	₹1,114.11 Cr	10.41%
Cash	₹280.26 Cr	2.62%
Cash - Commercial Paper	₹48.88 Cr	0.46%
Mutual Fund - Open End	₹30.36 Cr	0.28%
Cash - Repurchase Agreement	₹13.32 Cr	0.12%
Cash - Collateral	₹0.03 Cr	0.00%

Risk & Performance Ratios

Fund Managers

Suyash Choudhary

Since March 2011

Brijesh Shah

Since June 2024

Additional Scheme Detailsas of 15th October 2025

ISIN

INF194K01U07

Expense Ratio

0.34%

Exit Load

No Charges

Fund Size

₹10,673 Cr

Age

12 years 9 months

Lumpsum Minimum

₹1,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Short Duration Debt TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Short Duration Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Union Short Duration Fund Direct Growth Low Risk	0.3%	0.0%	₹363.64 Cr	-
Union Short Duration Fund Regular Growth Low Risk	0.7%	0.0%	₹363.64 Cr	-
HSBC Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹4454.79 Cr	8.6%
Groww Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹134.79 Cr	8.7%
Groww Short Duration Fund Regular Growth Moderate Risk	1.0%	0.0%	₹134.79 Cr	7.8%
Invesco India Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹925.17 Cr	8.7%
ICICI Prudential Short Term Fund Direct Growth Moderate Risk	0.5%	0.0%	₹22387.34 Cr	8.8%
Sundaram Short Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹195.11 Cr	8.4%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹10673.19 Cr	8.5%
Nippon India Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹8851.05 Cr	9.0%
Kotak Bond Fund Short Term Plan Direct Growth Low to Moderate Risk	0.4%	0.0%	₹18155.54 Cr	8.5%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹151.13 Cr	8.6%
LIC MF Short Duration Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹151.13 Cr	7.5%
Canara Robeco Short Duration Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹427.39 Cr	7.4%
SBI Short Term Debt Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹16276.82 Cr	8.2%
Bank of India S/T Income Regular Growth Low to Moderate Risk	1.0%	0.0%	₹238.22 Cr	9.4%
Baroda BNP Paribas Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹271.94 Cr	8.0%
JM Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹84.67 Cr	8.4%
JM Short Duration Fund Regular Growth Moderate Risk	1.1%	0.0%	₹84.67 Cr	7.6%
Invesco India Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹925.17 Cr	8.0%
Axis Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹12200.82 Cr	9.1%
UTI Short Term Income Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹3230.60 Cr	8.3%
HDFC Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹17621.91 Cr	8.6%
Aditya Birla Sun Life Short Term Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹10695.85 Cr	8.7%
Bank of India S/T Income Direct Growth Low to Moderate Risk	0.5%	0.0%	₹238.22 Cr	10.0%
Baroda BNP Paribas Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹271.94 Cr	8.7%
SBI Short Term Debt Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹16276.82 Cr	8.7%
Tata Short Term Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹3305.01 Cr	8.2%
Canara Robeco Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹427.39 Cr	8.0%
DSP Short Term Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹3697.75 Cr	8.4%
PGIM India Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹27.94 Cr	6.7%
HSBC Short Duration Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹4454.79 Cr	8.1%
UTI Short Term Income Fund Regular Growth Low to Moderate Risk	0.8%	0.0%	₹3230.60 Cr	7.8%
TrustMF Short Term Fund Regular Growth Moderate Risk	0.7%	0.0%	₹102.43 Cr	8.0%
TrustMF Short Term Fund Direct Growth Moderate Risk	0.2%	0.0%	₹102.43 Cr	8.5%
Aditya Birla Sun Life Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹10695.85 Cr	8.1%
Kotak Bond Fund Short Term Plan Regular Growth Low to Moderate Risk	1.1%	0.0%	₹18155.54 Cr	7.7%
Sundaram Short Duration Fund Regular Growth Moderate Risk	0.9%	0.0%	₹195.11 Cr	7.7%
DSP Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹3697.75 Cr	7.7%
PGIM India Short Duration Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹27.94 Cr	6.1%
HDFC Short Term Debt Fund Regular Growth Low to Moderate Risk	0.7%	0.0%	₹17621.91 Cr	8.2%
Nippon India Short Term Fund Regular Growth Low to Moderate Risk	1.0%	0.0%	₹8851.05 Cr	8.4%
Mahindra Manulife Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹72.29 Cr	8.6%
Mahindra Manulife Short Duration Fund Regular Growth Low to Moderate Risk	1.3%	0.0%	₹72.29 Cr	7.6%
ICICI Prudential Short Term Fund Regular Growth Moderate Risk	1.1%	0.0%	₹22387.34 Cr	8.2%
Mirae Asset Short Term Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹703.54 Cr	8.8%
Bandhan Bond Fund - Short Term Plan Regular Growth Low to Moderate Risk	0.8%	0.0%	₹10673.19 Cr	8.0%
Tata Short Term Bond Fund Regular Growth Moderate Risk	1.2%	0.0%	₹3305.01 Cr	7.3%
Mirae Asset Short Term Fund Regular Growth Low to Moderate Risk	1.1%	0.0%	₹703.54 Cr	7.9%
Axis Short Term Fund Regular Growth Low to Moderate Risk	0.9%	0.0%	₹12200.82 Cr	8.5%

About the AMC

Bandhan Mutual Fund

022-66289999

https://bandhanmutual.com/

Total AUM

₹1,85,330 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bandhan BSE India Sector Leaders Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹32.72 Cr	-
Bandhan Multi-Factor Fund Direct Growth Very High Risk	0.9%	0.0%	₹526.74 Cr	-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹339.40 Cr	-
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Direct Growth Moderate Risk	0.0%	0.0%	₹4.83 Cr	-
Bandhan Nifty Next 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹21.29 Cr	-
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
Bandhan Nifty Alpha Low Volatility 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹8.76 Cr	-
Bandhan Nifty 200 Quality 30 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹11.52 Cr	-
Bandhan Nifty 500 Momentum 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹26.82 Cr	-
Bandhan Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹14.93 Cr	-
Bandhan Business Cycle Fund Direct Growth Very High Risk	0.6%	0.0%	₹1601.78 Cr	7.0%
Bandhan Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹28.29 Cr	4.4%
Bandhan BSE Healthcare Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹17.74 Cr	4.9%
Bandhan Nifty Bank Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹19.03 Cr	12.6%
Bandhan Nifty Total Market Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹40.34 Cr	4.3%
Bandhan Innovation Fund Direct Growth Very High Risk	0.6%	0.0%	₹1788.04 Cr	10.7%
Bandhan Long Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹142.65 Cr	4.4%
Bandhan Multi Asset Allocation Fund Direct Growth Very High Risk	0.5%	0.0%	₹2254.29 Cr	13.8%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹60.98 Cr	-0.9%
Bandhan Nifty Alpha 50 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹487.25 Cr	-9.3%
Bandhan Retirement Fund Direct Growth Moderately High risk	0.7%	0.0%	₹182.16 Cr	6.8%
Bandhan Nifty IT Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹25.00 Cr	-12.9%
Bandhan Interval Fund - Series 17 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 197 Direct Growth Moderate Risk	-	0.0%	-	-
Bandhan Fixed Term Plan Series 179 Direct Growth Moderate Risk	-	0.0%	₹334.47 Cr	8.6%
Bandhan Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹932.14 Cr	6.1%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹13140.66 Cr	6.8%
Bandhan Core Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹10817.90 Cr	7.8%
Bandhan Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹2680.64 Cr	4.2%
Bandhan Large Cap Fund Direct Growth Very High Risk	0.9%	0.0%	₹1916.18 Cr	7.7%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth High Risk	0.5%	1.0%	₹18.60 Cr	7.0%
Bandhan Government Securities Fund Investment Plan Direct Growth Moderate Risk	0.5%	0.0%	₹2540.22 Cr	4.3%
Bandhan Focused Equity Fund Direct Growth Very High Risk	0.8%	1.0%	₹1974.00 Cr	6.8%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth Moderate Risk	0.3%	0.0%	₹341.12 Cr	8.3%
Bandhan Infrastructure Fund Direct Growth Very High Risk	0.9%	0.0%	₹1614.68 Cr	-0.9%
Bandhan Regular Savings Fund Direct Growth Moderately High risk	1.1%	0.0%	₹101.64 Cr	6.4%
Bandhan Bond Fund - Medium Term Plan Direct Growth Moderate Risk	0.7%	0.0%	₹1433.85 Cr	8.0%
Bandhan Bond Fund - Income Plan Direct Growth Moderate Risk	1.3%	1.0%	₹480.81 Cr	5.1%
Bandhan Money Manager Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹12246.66 Cr	7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth Low to Moderate Risk	0.3%	0.0%	₹10673.19 Cr	8.5%
Bandhan Nifty 50 Index Fund Direct Growth Very High Risk	0.1%	0.0%	₹1998.71 Cr	6.9%
Bandhan Sterling Value Fund Direct Growth Very High Risk	0.7%	1.0%	₹9942.10 Cr	2.0%
Bandhan Flexi Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹7383.72 Cr	6.7%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth Moderate Risk	0.1%	0.0%	₹102.38 Cr	7.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6947.79 Cr	4.4%
Bandhan Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹6604.06 Cr	7.7%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth Moderately High risk	0.2%	1.0%	₹6.46 Cr	7.6%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth Low Risk	0.2%	0.0%	₹401.01 Cr	7.0%
Bandhan Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2727.70 Cr	4.4%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1056.19 Cr	11.7%

Risk Level

Your principal amount will be at Low to Moderate Risk

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Still got questions?
We're here to help.

What is the current NAV of Bandhan Bond Fund - Short Term Plan Direct Growth?

The NAV of Bandhan Bond Fund - Short Term Plan Direct Growth, as of 24-Oct-2025, is ₹62.48.

What are the returns of Bandhan Bond Fund - Short Term Plan Direct Growth?

The fund has generated 8.48% over the last 1 year and 8.24% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Bandhan Bond Fund - Short Term Plan Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 86.10% in bonds, and 13.62% in cash and cash equivalents.

Who manages the Bandhan Bond Fund - Short Term Plan Direct Growth?

The fund managers responsible for Bandhan Bond Fund - Short Term Plan Direct Growth are:-

Suyash Choudhary
Brijesh Shah

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹10,673 Cr

Expense Ratio

0.34%

ISIN

INF194K01U07

Minimum SIP

₹1,000

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Low to Moderate Risk