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Bandhan Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationModerately High risk
Direct
NAV (25-Aug-25)
₹28.090.15%1D
Returns (Since Inception)
9.96%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹2,292 Cr
Expense Ratio
0.76%
ISIN
INF194KA1UH1
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
10 Oct 2014
About this fund
Bandhan Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 10 years, 10 months and 16 days, having been launched on 10-Oct-14.
As of 25-Aug-25, it has a Net Asset Value (NAV) of ₹28.09, Assets Under Management (AUM) of 2291.97 Crores, and an expense ratio of 0.76%.
As of 25-Aug-25, it has a Net Asset Value (NAV) of ₹28.09, Assets Under Management (AUM) of 2291.97 Crores, and an expense ratio of 0.76%.
- Bandhan Balanced Advantage Fund Direct Growth has given a CAGR return of 9.96% since inception.
- The fund's asset allocation comprises around 48.11% in equities, 12.89% in debts, and 39.00% in cash & cash equivalents.
- You can start investing in Bandhan Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+4.70%
+1.66% (Cat Avg.)
3 Years
+12.07%
+12.63% (Cat Avg.)
5 Years
+11.96%
+12.99% (Cat Avg.)
10 Years
+10.25%
+9.70% (Cat Avg.)
Since Inception
+9.96%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Equity | ₹1,102.61 Cr | 48.11% |
| Debt | ₹295.51 Cr | 12.89% |
| Others | ₹893.86 Cr | 39.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹731.8 Cr | 31.93% |
| Infosys Ltd | Equity | ₹125.03 Cr | 5.46% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹108.26 Cr | 4.72% |
| Bajaj Finance Ltd | Equity | ₹100.19 Cr | 4.37% |
| ICICI Bank Ltd | Equity | ₹94.09 Cr | 4.11% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹93.11 Cr | 4.06% |
| Infosys Limited August 2025 Future | Equity - Future | ₹-82.29 Cr | 3.59% |
| Bharti Airtel Ltd | Equity | ₹81.73 Cr | 3.57% |
| HDFC Bank Ltd | Equity | ₹77.56 Cr | 3.38% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-73.92 Cr | 3.23% |
| Reliance Industries Ltd | Equity | ₹70.65 Cr | 3.08% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-64.44 Cr | 2.81% |
| Mahindra & Mahindra Ltd | Equity | ₹60.86 Cr | 2.66% |
| State Bank of India | Equity | ₹58.01 Cr | 2.53% |
| Triparty Repo Trp_010825 | Cash - Repurchase Agreement | ₹55.46 Cr | 2.42% |
| Tata Consultancy Services Ltd | Equity | ₹54.15 Cr | 2.36% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-54.02 Cr | 2.36% |
| Varun Beverages Ltd | Equity | ₹47.03 Cr | 2.05% |
| Kotak Mahindra Bank Ltd | Equity | ₹43.74 Cr | 1.91% |
| One97 Communications Ltd | Equity | ₹40.85 Cr | 1.78% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-35.43 Cr | 1.55% |
| Axis Bank Ltd | Equity | ₹34.18 Cr | 1.49% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-34.11 Cr | 1.49% |
| HDFC Life Insurance Co Ltd | Equity | ₹33.91 Cr | 1.48% |
| Future on Godrej Consumer Products Ltd | Equity - Future | ₹-32.44 Cr | 1.42% |
| Godrej Consumer Products Ltd | Equity | ₹32.42 Cr | 1.41% |
| Tata Capital Limited | Bond - Corporate Bond | ₹32.12 Cr | 1.40% |
| United Spirits Ltd | Equity | ₹30.99 Cr | 1.35% |
| Future on United Spirits Ltd | Equity - Future | ₹-30.93 Cr | 1.35% |
| Canara Bank | Cash - CD/Time Deposit | ₹29.85 Cr | 1.30% |
| Larsen & Toubro Ltd | Equity | ₹29.56 Cr | 1.29% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-28.57 Cr | 1.25% |
| Aurobindo Pharma Ltd | Equity | ₹27.66 Cr | 1.21% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹26.1 Cr | 1.14% |
| Future on Tata Motors Ltd | Equity - Future | ₹-25.29 Cr | 1.10% |
| Tata Motors Ltd | Equity | ₹25.2 Cr | 1.10% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.86 Cr | 1.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 1.08% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-24.46 Cr | 1.07% |
| Hindustan Unilever Ltd | Equity | ₹24.35 Cr | 1.06% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹23.87 Cr | 1.04% |
| Future on State Bank of India | Equity - Future | ₹-23.79 Cr | 1.04% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-22.86 Cr | 1.00% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-22.46 Cr | 0.98% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹22.44 Cr | 0.98% |
| Lupin Ltd | Equity | ₹21.9 Cr | 0.96% |
| Titan Co Ltd | Equity | ₹21.72 Cr | 0.95% |
| Future on JSW Steel Ltd | Equity - Future | ₹-21.03 Cr | 0.92% |
| JSW Steel Ltd | Equity | ₹20.95 Cr | 0.91% |
| Titan Company Limited August 2025 Future | Equity - Future | ₹-20.93 Cr | 0.91% |
| Aster DM Healthcare Ltd Ordinary Shares | Equity | ₹20.67 Cr | 0.90% |
| Mphasis Ltd | Equity | ₹20.47 Cr | 0.89% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹19.66 Cr | 0.86% |
| Vedanta Ltd | Equity | ₹19.27 Cr | 0.84% |
| UltraTech Cement Ltd | Equity | ₹19.01 Cr | 0.83% |
| ITC Ltd | Equity | ₹18.23 Cr | 0.80% |
| InterGlobe Aviation Ltd | Equity | ₹16.89 Cr | 0.74% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹16.88 Cr | 0.74% |
| Wockhardt Ltd | Equity | ₹16.6 Cr | 0.72% |
| Eternal Ltd | Equity | ₹16.42 Cr | 0.72% |
| CG Power & Industrial Solutions Ltd | Equity | ₹15.37 Cr | 0.67% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹15.23 Cr | 0.66% |
| NTPC Ltd | Equity | ₹15.08 Cr | 0.66% |
| Maruti Suzuki India Ltd | Equity | ₹14.31 Cr | 0.62% |
| Signatureglobal (India) Ltd | Equity | ₹13.8 Cr | 0.60% |
| Tech Mahindra Ltd | Equity | ₹13.66 Cr | 0.60% |
| Granules India Ltd | Equity | ₹13.63 Cr | 0.59% |
| Medplus Health Services Ltd | Equity | ₹13.48 Cr | 0.59% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹12.65 Cr | 0.55% |
| City Union Bank Ltd | Equity | ₹12.35 Cr | 0.54% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹12.26 Cr | 0.53% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-12.11 Cr | 0.53% |
| Bharat Heavy Electricals Ltd | Equity | ₹12.08 Cr | 0.53% |
| GAIL (India) Ltd | Equity | ₹11.86 Cr | 0.52% |
| UPL Ltd | Equity | ₹11.72 Cr | 0.51% |
| Zinka Logistics Solutions Ltd | Equity | ₹11.59 Cr | 0.51% |
| Bajaj Auto Ltd | Equity | ₹11.26 Cr | 0.49% |
| IDFC First Bank Ltd | Equity | ₹11.16 Cr | 0.49% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹10.87 Cr | 0.47% |
| Crizac Ltd | Equity | ₹10.87 Cr | 0.47% |
| ISGEC Heavy Engineering Ltd | Equity | ₹10.47 Cr | 0.46% |
| Rainbow Childrens Medicare Ltd | Equity | ₹10.44 Cr | 0.46% |
| Future on SRF Ltd | Equity - Future | ₹-10.44 Cr | 0.46% |
| SRF Ltd | Equity | ₹10.4 Cr | 0.45% |
| Bharat Electronics Ltd | Equity | ₹10.39 Cr | 0.45% |
| Future on PI Industries Ltd | Equity - Future | ₹-10.28 Cr | 0.45% |
| PI Industries Ltd | Equity | ₹10.27 Cr | 0.45% |
| Aditya Birla Real Estate Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.44% |
| Future on Divi's Laboratories Ltd | Equity - Future | ₹-9.87 Cr | 0.43% |
| Divi's Laboratories Ltd | Equity | ₹9.83 Cr | 0.43% |
| JSW Energy Ltd | Equity | ₹9.78 Cr | 0.43% |
| SBI Life Insurance Co Ltd | Equity | ₹9.7 Cr | 0.42% |
| KEC International Ltd | Equity | ₹9.42 Cr | 0.41% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹9.32 Cr | 0.41% |
| Devyani International Ltd | Equity | ₹8.4 Cr | 0.37% |
| Wipro Ltd | Equity | ₹8.29 Cr | 0.36% |
| Sobha Ltd | Equity | ₹8.15 Cr | 0.36% |
| Future on Lupin Ltd | Equity - Future | ₹-8.14 Cr | 0.36% |
| REC Ltd | Equity | ₹7.9 Cr | 0.34% |
| Angel One Ltd Ordinary Shares | Equity | ₹7.8 Cr | 0.34% |
| Future on Mphasis Ltd | Equity - Future | ₹-7.7 Cr | 0.34% |
| Suraksha Diagnostic Ltd | Equity | ₹7.51 Cr | 0.33% |
| Vedant Fashions Ltd | Equity | ₹7.44 Cr | 0.32% |
| IndusInd Bank Ltd | Equity | ₹6.82 Cr | 0.30% |
| Itc Limited August 2025 Future | Equity - Future | ₹-5.82 Cr | 0.25% |
| Punjab National Bank | Equity | ₹5.65 Cr | 0.25% |
| Icici Bank Limited August 2025 Future | Equity - Future | ₹-5.48 Cr | 0.24% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-5.42 Cr | 0.24% |
| Arvind Ltd | Equity | ₹5.3 Cr | 0.23% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹5.12 Cr | 0.22% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹5.09 Cr | 0.22% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5 Cr | 0.22% |
| Future on One97 Communications Ltd | Equity - Future | ₹-4.91 Cr | 0.21% |
| Info Edge (India) Ltd | Equity | ₹4.87 Cr | 0.21% |
| Eicher Motors Ltd | Equity | ₹4.84 Cr | 0.21% |
| Nestle India Ltd | Equity | ₹4.84 Cr | 0.21% |
| Birlasoft Ltd | Equity | ₹4.8 Cr | 0.21% |
| Marico Ltd | Equity | ₹4.77 Cr | 0.21% |
| Marico Limited August 2025 Future | Equity - Future | ₹-4.74 Cr | 0.21% |
| Hdfc Bank Limited August 2025 Future | Equity - Future | ₹-4.69 Cr | 0.20% |
| Future on DLF Ltd | Equity - Future | ₹-4.55 Cr | 0.20% |
| DLF Ltd | Equity | ₹4.53 Cr | 0.20% |
| Trent Ltd | Equity | ₹4.35 Cr | 0.19% |
| Indus Towers Limited August 2025 Future | Equity - Future | ₹-4.27 Cr | 0.19% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-3.99 Cr | 0.17% |
| UNO Minda Ltd | Equity | ₹3.72 Cr | 0.16% |
| Hindustan Petroleum Corp Ltd | Equity | ₹3.47 Cr | 0.15% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-3.47 Cr | 0.15% |
| Praj Industries Ltd | Equity | ₹3.1 Cr | 0.14% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-2.73 Cr | 0.12% |
| Future on Aurobindo Pharma Ltd | Equity - Future | ₹-2.65 Cr | 0.12% |
| Future on Glenmark Pharmaceuticals Ltd | Equity - Future | ₹-2.49 Cr | 0.11% |
| Future on Punjab National Bank | Equity - Future | ₹-2.37 Cr | 0.10% |
| Zee Entertainment Enterprises Ltd | Equity | ₹2.3 Cr | 0.10% |
| Future on Muthoot Finance Ltd | Equity - Future | ₹-2.16 Cr | 0.09% |
| Muthoot Finance Ltd | Equity | ₹2.16 Cr | 0.09% |
| Future on Adani Energy Solutions Ltd | Equity - Future | ₹-2.08 Cr | 0.09% |
| Adani Energy Solutions Ltd | Equity | ₹2.07 Cr | 0.09% |
| Indiqube Spaces Ltd | Equity | ₹1.86 Cr | 0.08% |
| Net Current Assets | Cash | ₹-1.85 Cr | 0.08% |
| Carborundum Universal Ltd | Equity | ₹1.83 Cr | 0.08% |
| Bandhan Bank Ltd | Equity | ₹1.82 Cr | 0.08% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-1.81 Cr | 0.08% |
| Future on AU Small Finance Bank Ltd | Equity - Future | ₹-1.64 Cr | 0.07% |
| AU Small Finance Bank Ltd | Equity | ₹1.63 Cr | 0.07% |
| Future on Asian Paints Ltd | Equity - Future | ₹-1.62 Cr | 0.07% |
| Asian Paints Ltd | Equity | ₹1.62 Cr | 0.07% |
| Future on Bank of Baroda | Equity - Future | ₹-1.54 Cr | 0.07% |
| Bank of Baroda | Equity | ₹1.53 Cr | 0.07% |
| Indian Oil Corporation Limited August 2025 Future | Equity - Future | ₹-1.5 Cr | 0.07% |
| Indian Oil Corp Ltd | Equity | ₹1.49 Cr | 0.07% |
| Future on Jindal Iron & Steel | Equity - Future | ₹-1.39 Cr | 0.06% |
| Jindal Steel Ltd | Equity | ₹1.39 Cr | 0.06% |
| Future on Bank of India | Equity - Future | ₹-1.11 Cr | 0.05% |
| Bank of India | Equity | ₹1.1 Cr | 0.05% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-1.02 Cr | 0.04% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹1.02 Cr | 0.04% |
| Ecos (India) Mobility & Hospitality Ltd | Equity | ₹0.92 Cr | 0.04% |
| Godrej Properties Ltd | Equity | ₹0.92 Cr | 0.04% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-0.79 Cr | 0.03% |
| Pidilite Industries Ltd | Equity | ₹0.79 Cr | 0.03% |
| Future on Life Insurance Corporation of India | Equity - Future | ₹-0.63 Cr | 0.03% |
| Life Insurance Corporation of India | Equity | ₹0.63 Cr | 0.03% |
| Future on Tata Consumer Products Ltd | Equity - Future | ₹-0.36 Cr | 0.02% |
| Tata Consumer Products Ltd | Equity | ₹0.35 Cr | 0.02% |
| Indo Count Industries Ltd | Equity | ₹0.32 Cr | 0.01% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-0.31 Cr | 0.01% |
| Ambuja Cements Ltd | Equity | ₹0.31 Cr | 0.01% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹0.31 Cr | 0.01% |
| Vedanta Limited August 2025 Future | Equity - Future | ₹-0.15 Cr | 0.01% |
| Bosch Limited August 2025 Future | Equity - Future | ₹-0.1 Cr | 0.00% |
| Bosch Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on Torrent Power Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| Torrent Power Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on Torrent Pharmaceuticals Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Torrent Pharmaceuticals Ltd | Equity | ₹0.09 Cr | 0.00% |
| Future on Polycab India Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Polycab India Ltd | Equity | ₹0.09 Cr | 0.00% |
| HDFC Asset Management Co Ltd | Equity | ₹0.08 Cr | 0.00% |
| Future on HDFC Asset Management Co Ltd | Equity - Future | ₹-0.08 Cr | 0.00% |
| Future on Dalmia Bharat Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| Dalmia Bharat Ltd | Equity | ₹0.07 Cr | 0.00% |
| Future on Patanjali Foods Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Patanjali Foods Ltd | Equity | ₹0.06 Cr | 0.00% |
| Bajaj Finance Limited 940 Call August 2025 Option | Equity - Option (Call) | ₹-0.03 Cr | 0.00% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
37.99%
Mid Cap Stocks
6.45%
Small Cap Stocks
8.84%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹535.13 Cr | 23.35% |
| Technology | ₹278.84 Cr | 12.17% |
| Consumer Cyclical | ₹184.24 Cr | 8.04% |
| Consumer Defensive | ₹173.91 Cr | 7.59% |
| Healthcare | ₹171.34 Cr | 7.48% |
| Industrials | ₹143.96 Cr | 6.28% |
| Communication Services | ₹117.88 Cr | 5.14% |
| Basic Materials | ₹85.38 Cr | 3.73% |
| Energy | ₹75.62 Cr | 3.30% |
| Utilities | ₹38.89 Cr | 1.70% |
| Real Estate | ₹29.25 Cr | 1.28% |
Risk & Performance Ratios
Standard Deviation
This fund
6.57%
Cat. avg.
7.86%
Lower the better
Sharpe Ratio
This fund
0.84
Cat. avg.
0.79
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.32
Higher the better
Fund Managers
Manish Gunwani
Since January 2024
BS
Brijesh Shah
Since July 2022
Vishal Biraia
Since December 2024
RB
Ritika Behera
Since October 2023
GS
Gaurav Satra
Since June 2024
Additional Scheme Detailsas of 31st July 2025
ISIN INF194KA1UH1 | Expense Ratio 0.76% | Exit Load No Charges | Fund Size ₹2,292 Cr | Age 10 years 10 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,78,696 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
Risk Level
Your principal amount will be at Moderately High risk
Take control of your wealth
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Still got questions?
We're here to help.
What is the current NAV of Bandhan Balanced Advantage Fund Direct Growth?
The NAV of Bandhan Balanced Advantage Fund Direct Growth, as of 25-Aug-2025, is ₹28.09.
What are the returns of Bandhan Balanced Advantage Fund Direct Growth?
The fund has generated 4.70% over the last 1 year and 12.07% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 48.11% in equities, 12.89% in bonds, and 39.00% in cash and cash equivalents.
Who manages the Bandhan Balanced Advantage Fund Direct Growth?
The fund managers responsible for Bandhan Balanced Advantage Fund Direct Growth are:-
- Manish Gunwani
- Brijesh Shah
- Vishal Biraia
- Ritika Behera
- Gaurav Satra
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Bandhan Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationModerately High risk
Direct
NAV (25-Aug-25)
₹28.090.15%1D
Returns (Since Inception)
9.96%
Rated ★4.3+ on
Fund Overview
Fund Size
₹2,292 Cr
Expense Ratio
0.76%
ISIN
INF194KA1UH1
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
10 Oct 2014
Risk Level
Your principal amount will be at Moderately High risk
About this fund
Bandhan Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 10 years, 10 months and 16 days, having been launched on 10-Oct-14.
As of 25-Aug-25, it has a Net Asset Value (NAV) of ₹28.09, Assets Under Management (AUM) of 2291.97 Crores, and an expense ratio of 0.76%.
As of 25-Aug-25, it has a Net Asset Value (NAV) of ₹28.09, Assets Under Management (AUM) of 2291.97 Crores, and an expense ratio of 0.76%.
- Bandhan Balanced Advantage Fund Direct Growth has given a CAGR return of 9.96% since inception.
- The fund's asset allocation comprises around 48.11% in equities, 12.89% in debts, and 39.00% in cash & cash equivalents.
- You can start investing in Bandhan Balanced Advantage Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+4.70%
+1.66% (Cat Avg.)
3 Years
+12.07%
+12.63% (Cat Avg.)
5 Years
+11.96%
+12.99% (Cat Avg.)
10 Years
+10.25%
+9.70% (Cat Avg.)
Since Inception
+9.96%
— (Cat Avg.)
Portfolio Summaryas of 31st July 2025
| Equity | ₹1,102.61 Cr | 48.11% |
| Debt | ₹295.51 Cr | 12.89% |
| Others | ₹893.86 Cr | 39.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹731.8 Cr | 31.93% |
| Infosys Ltd | Equity | ₹125.03 Cr | 5.46% |
| 7.3% Govt Stock 2053 | Bond - Gov't/Treasury | ₹108.26 Cr | 4.72% |
| Bajaj Finance Ltd | Equity | ₹100.19 Cr | 4.37% |
| ICICI Bank Ltd | Equity | ₹94.09 Cr | 4.11% |
| 7.18% Govt Stock 2033 | Bond - Gov't/Treasury | ₹93.11 Cr | 4.06% |
| Infosys Limited August 2025 Future | Equity - Future | ₹-82.29 Cr | 3.59% |
| Bharti Airtel Ltd | Equity | ₹81.73 Cr | 3.57% |
| HDFC Bank Ltd | Equity | ₹77.56 Cr | 3.38% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-73.92 Cr | 3.23% |
| Reliance Industries Ltd | Equity | ₹70.65 Cr | 3.08% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-64.44 Cr | 2.81% |
| Mahindra & Mahindra Ltd | Equity | ₹60.86 Cr | 2.66% |
| State Bank of India | Equity | ₹58.01 Cr | 2.53% |
| Triparty Repo Trp_010825 | Cash - Repurchase Agreement | ₹55.46 Cr | 2.42% |
| Tata Consultancy Services Ltd | Equity | ₹54.15 Cr | 2.36% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-54.02 Cr | 2.36% |
| Varun Beverages Ltd | Equity | ₹47.03 Cr | 2.05% |
| Kotak Mahindra Bank Ltd | Equity | ₹43.74 Cr | 1.91% |
| One97 Communications Ltd | Equity | ₹40.85 Cr | 1.78% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-35.43 Cr | 1.55% |
| Axis Bank Ltd | Equity | ₹34.18 Cr | 1.49% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-34.11 Cr | 1.49% |
| HDFC Life Insurance Co Ltd | Equity | ₹33.91 Cr | 1.48% |
| Future on Godrej Consumer Products Ltd | Equity - Future | ₹-32.44 Cr | 1.42% |
| Godrej Consumer Products Ltd | Equity | ₹32.42 Cr | 1.41% |
| Tata Capital Limited | Bond - Corporate Bond | ₹32.12 Cr | 1.40% |
| United Spirits Ltd | Equity | ₹30.99 Cr | 1.35% |
| Future on United Spirits Ltd | Equity - Future | ₹-30.93 Cr | 1.35% |
| Canara Bank | Cash - CD/Time Deposit | ₹29.85 Cr | 1.30% |
| Larsen & Toubro Ltd | Equity | ₹29.56 Cr | 1.29% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-28.57 Cr | 1.25% |
| Aurobindo Pharma Ltd | Equity | ₹27.66 Cr | 1.21% |
| 7.18% Govt Stock 2037 | Bond - Gov't/Treasury | ₹26.1 Cr | 1.14% |
| Future on Tata Motors Ltd | Equity - Future | ₹-25.29 Cr | 1.10% |
| Tata Motors Ltd | Equity | ₹25.2 Cr | 1.10% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.86 Cr | 1.08% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹24.85 Cr | 1.08% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-24.46 Cr | 1.07% |
| Hindustan Unilever Ltd | Equity | ₹24.35 Cr | 1.06% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹23.87 Cr | 1.04% |
| Future on State Bank of India | Equity - Future | ₹-23.79 Cr | 1.04% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-22.86 Cr | 1.00% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-22.46 Cr | 0.98% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹22.44 Cr | 0.98% |
| Lupin Ltd | Equity | ₹21.9 Cr | 0.96% |
| Titan Co Ltd | Equity | ₹21.72 Cr | 0.95% |
| Future on JSW Steel Ltd | Equity - Future | ₹-21.03 Cr | 0.92% |
| JSW Steel Ltd | Equity | ₹20.95 Cr | 0.91% |
| Titan Company Limited August 2025 Future | Equity - Future | ₹-20.93 Cr | 0.91% |
| Aster DM Healthcare Ltd Ordinary Shares | Equity | ₹20.67 Cr | 0.90% |
| Mphasis Ltd | Equity | ₹20.47 Cr | 0.89% |
| Bharti Airtel Ltd (Partly Paid Rs.1.25) | Equity | ₹19.66 Cr | 0.86% |
| Vedanta Ltd | Equity | ₹19.27 Cr | 0.84% |
| UltraTech Cement Ltd | Equity | ₹19.01 Cr | 0.83% |
| ITC Ltd | Equity | ₹18.23 Cr | 0.80% |
| InterGlobe Aviation Ltd | Equity | ₹16.89 Cr | 0.74% |
| Glenmark Pharmaceuticals Ltd | Equity | ₹16.88 Cr | 0.74% |
| Wockhardt Ltd | Equity | ₹16.6 Cr | 0.72% |
| Eternal Ltd | Equity | ₹16.42 Cr | 0.72% |
| CG Power & Industrial Solutions Ltd | Equity | ₹15.37 Cr | 0.67% |
| Muthoot Finance Limited | Bond - Corporate Bond | ₹15.23 Cr | 0.66% |
| NTPC Ltd | Equity | ₹15.08 Cr | 0.66% |
| Maruti Suzuki India Ltd | Equity | ₹14.31 Cr | 0.62% |
| Signatureglobal (India) Ltd | Equity | ₹13.8 Cr | 0.60% |
| Tech Mahindra Ltd | Equity | ₹13.66 Cr | 0.60% |
| Granules India Ltd | Equity | ₹13.63 Cr | 0.59% |
| Medplus Health Services Ltd | Equity | ₹13.48 Cr | 0.59% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹12.65 Cr | 0.55% |
| City Union Bank Ltd | Equity | ₹12.35 Cr | 0.54% |
| Prudent Corporate Advisory Services Ltd | Equity | ₹12.26 Cr | 0.53% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-12.11 Cr | 0.53% |
| Bharat Heavy Electricals Ltd | Equity | ₹12.08 Cr | 0.53% |
| GAIL (India) Ltd | Equity | ₹11.86 Cr | 0.52% |
| UPL Ltd | Equity | ₹11.72 Cr | 0.51% |
| Zinka Logistics Solutions Ltd | Equity | ₹11.59 Cr | 0.51% |
| Bajaj Auto Ltd | Equity | ₹11.26 Cr | 0.49% |
| IDFC First Bank Ltd | Equity | ₹11.16 Cr | 0.49% |
| Cholamandalam Financial Holdings Ltd | Equity | ₹10.87 Cr | 0.47% |
| Crizac Ltd | Equity | ₹10.87 Cr | 0.47% |
| ISGEC Heavy Engineering Ltd | Equity | ₹10.47 Cr | 0.46% |
| Rainbow Childrens Medicare Ltd | Equity | ₹10.44 Cr | 0.46% |
| Future on SRF Ltd | Equity - Future | ₹-10.44 Cr | 0.46% |
| SRF Ltd | Equity | ₹10.4 Cr | 0.45% |
| Bharat Electronics Ltd | Equity | ₹10.39 Cr | 0.45% |
| Future on PI Industries Ltd | Equity - Future | ₹-10.28 Cr | 0.45% |
| PI Industries Ltd | Equity | ₹10.27 Cr | 0.45% |
| Aditya Birla Real Estate Limited | Bond - Corporate Bond | ₹10.17 Cr | 0.44% |
| Future on Divi's Laboratories Ltd | Equity - Future | ₹-9.87 Cr | 0.43% |
| Divi's Laboratories Ltd | Equity | ₹9.83 Cr | 0.43% |
| JSW Energy Ltd | Equity | ₹9.78 Cr | 0.43% |
| SBI Life Insurance Co Ltd | Equity | ₹9.7 Cr | 0.42% |
| KEC International Ltd | Equity | ₹9.42 Cr | 0.41% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹9.32 Cr | 0.41% |
| Devyani International Ltd | Equity | ₹8.4 Cr | 0.37% |
| Wipro Ltd | Equity | ₹8.29 Cr | 0.36% |
| Sobha Ltd | Equity | ₹8.15 Cr | 0.36% |
| Future on Lupin Ltd | Equity - Future | ₹-8.14 Cr | 0.36% |
| REC Ltd | Equity | ₹7.9 Cr | 0.34% |
| Angel One Ltd Ordinary Shares | Equity | ₹7.8 Cr | 0.34% |
| Future on Mphasis Ltd | Equity - Future | ₹-7.7 Cr | 0.34% |
| Suraksha Diagnostic Ltd | Equity | ₹7.51 Cr | 0.33% |
| Vedant Fashions Ltd | Equity | ₹7.44 Cr | 0.32% |
| IndusInd Bank Ltd | Equity | ₹6.82 Cr | 0.30% |
| Itc Limited August 2025 Future | Equity - Future | ₹-5.82 Cr | 0.25% |
| Punjab National Bank | Equity | ₹5.65 Cr | 0.25% |
| Icici Bank Limited August 2025 Future | Equity - Future | ₹-5.48 Cr | 0.24% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-5.42 Cr | 0.24% |
| Arvind Ltd | Equity | ₹5.3 Cr | 0.23% |
| Godrej Properties Limited | Bond - Corporate Bond | ₹5.12 Cr | 0.22% |
| Godrej Industries Limited | Bond - Corporate Bond | ₹5.09 Cr | 0.22% |
| HDFC Bank Limited | Bond - Corporate Bond | ₹5 Cr | 0.22% |
| Future on One97 Communications Ltd | Equity - Future | ₹-4.91 Cr | 0.21% |
| Info Edge (India) Ltd | Equity | ₹4.87 Cr | 0.21% |
| Eicher Motors Ltd | Equity | ₹4.84 Cr | 0.21% |
| Nestle India Ltd | Equity | ₹4.84 Cr | 0.21% |
| Birlasoft Ltd | Equity | ₹4.8 Cr | 0.21% |
| Marico Ltd | Equity | ₹4.77 Cr | 0.21% |
| Marico Limited August 2025 Future | Equity - Future | ₹-4.74 Cr | 0.21% |
| Hdfc Bank Limited August 2025 Future | Equity - Future | ₹-4.69 Cr | 0.20% |
| Future on DLF Ltd | Equity - Future | ₹-4.55 Cr | 0.20% |
| DLF Ltd | Equity | ₹4.53 Cr | 0.20% |
| Trent Ltd | Equity | ₹4.35 Cr | 0.19% |
| Indus Towers Limited August 2025 Future | Equity - Future | ₹-4.27 Cr | 0.19% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-3.99 Cr | 0.17% |
| UNO Minda Ltd | Equity | ₹3.72 Cr | 0.16% |
| Hindustan Petroleum Corp Ltd | Equity | ₹3.47 Cr | 0.15% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-3.47 Cr | 0.15% |
| Praj Industries Ltd | Equity | ₹3.1 Cr | 0.14% |
| Future on Tech Mahindra Ltd | Equity - Future | ₹-2.73 Cr | 0.12% |
| Future on Aurobindo Pharma Ltd | Equity - Future | ₹-2.65 Cr | 0.12% |
| Future on Glenmark Pharmaceuticals Ltd | Equity - Future | ₹-2.49 Cr | 0.11% |
| Future on Punjab National Bank | Equity - Future | ₹-2.37 Cr | 0.10% |
| Zee Entertainment Enterprises Ltd | Equity | ₹2.3 Cr | 0.10% |
| Future on Muthoot Finance Ltd | Equity - Future | ₹-2.16 Cr | 0.09% |
| Muthoot Finance Ltd | Equity | ₹2.16 Cr | 0.09% |
| Future on Adani Energy Solutions Ltd | Equity - Future | ₹-2.08 Cr | 0.09% |
| Adani Energy Solutions Ltd | Equity | ₹2.07 Cr | 0.09% |
| Indiqube Spaces Ltd | Equity | ₹1.86 Cr | 0.08% |
| Net Current Assets | Cash | ₹-1.85 Cr | 0.08% |
| Carborundum Universal Ltd | Equity | ₹1.83 Cr | 0.08% |
| Bandhan Bank Ltd | Equity | ₹1.82 Cr | 0.08% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-1.81 Cr | 0.08% |
| Future on AU Small Finance Bank Ltd | Equity - Future | ₹-1.64 Cr | 0.07% |
| AU Small Finance Bank Ltd | Equity | ₹1.63 Cr | 0.07% |
| Future on Asian Paints Ltd | Equity - Future | ₹-1.62 Cr | 0.07% |
| Asian Paints Ltd | Equity | ₹1.62 Cr | 0.07% |
| Future on Bank of Baroda | Equity - Future | ₹-1.54 Cr | 0.07% |
| Bank of Baroda | Equity | ₹1.53 Cr | 0.07% |
| Indian Oil Corporation Limited August 2025 Future | Equity - Future | ₹-1.5 Cr | 0.07% |
| Indian Oil Corp Ltd | Equity | ₹1.49 Cr | 0.07% |
| Future on Jindal Iron & Steel | Equity - Future | ₹-1.39 Cr | 0.06% |
| Jindal Steel Ltd | Equity | ₹1.39 Cr | 0.06% |
| Future on Bank of India | Equity - Future | ₹-1.11 Cr | 0.05% |
| Bank of India | Equity | ₹1.1 Cr | 0.05% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-1.02 Cr | 0.04% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹1.02 Cr | 0.04% |
| Ecos (India) Mobility & Hospitality Ltd | Equity | ₹0.92 Cr | 0.04% |
| Godrej Properties Ltd | Equity | ₹0.92 Cr | 0.04% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-0.79 Cr | 0.03% |
| Pidilite Industries Ltd | Equity | ₹0.79 Cr | 0.03% |
| Future on Life Insurance Corporation of India | Equity - Future | ₹-0.63 Cr | 0.03% |
| Life Insurance Corporation of India | Equity | ₹0.63 Cr | 0.03% |
| Future on Tata Consumer Products Ltd | Equity - Future | ₹-0.36 Cr | 0.02% |
| Tata Consumer Products Ltd | Equity | ₹0.35 Cr | 0.02% |
| Indo Count Industries Ltd | Equity | ₹0.32 Cr | 0.01% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-0.31 Cr | 0.01% |
| Ambuja Cements Ltd | Equity | ₹0.31 Cr | 0.01% |
| Rural Electrification Corporation Limited | Bond - Corporate Bond | ₹0.31 Cr | 0.01% |
| Vedanta Limited August 2025 Future | Equity - Future | ₹-0.15 Cr | 0.01% |
| Bosch Limited August 2025 Future | Equity - Future | ₹-0.1 Cr | 0.00% |
| Bosch Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on Torrent Power Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| Torrent Power Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on Torrent Pharmaceuticals Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Torrent Pharmaceuticals Ltd | Equity | ₹0.09 Cr | 0.00% |
| Future on Polycab India Ltd | Equity - Future | ₹-0.09 Cr | 0.00% |
| Polycab India Ltd | Equity | ₹0.09 Cr | 0.00% |
| HDFC Asset Management Co Ltd | Equity | ₹0.08 Cr | 0.00% |
| Future on HDFC Asset Management Co Ltd | Equity - Future | ₹-0.08 Cr | 0.00% |
| Future on Dalmia Bharat Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| Dalmia Bharat Ltd | Equity | ₹0.07 Cr | 0.00% |
| Future on Patanjali Foods Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Patanjali Foods Ltd | Equity | ₹0.06 Cr | 0.00% |
| Bajaj Finance Limited 940 Call August 2025 Option | Equity - Option (Call) | ₹-0.03 Cr | 0.00% |
| Cash Margin - Ccil | Cash - Repurchase Agreement | ₹0 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
37.99%
Mid Cap Stocks
6.45%
Small Cap Stocks
8.84%
Allocation By Credit Quality (Debt)
AAA
AA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹535.13 Cr | 23.35% |
| Technology | ₹278.84 Cr | 12.17% |
| Consumer Cyclical | ₹184.24 Cr | 8.04% |
| Consumer Defensive | ₹173.91 Cr | 7.59% |
| Healthcare | ₹171.34 Cr | 7.48% |
| Industrials | ₹143.96 Cr | 6.28% |
| Communication Services | ₹117.88 Cr | 5.14% |
| Basic Materials | ₹85.38 Cr | 3.73% |
| Energy | ₹75.62 Cr | 3.30% |
| Utilities | ₹38.89 Cr | 1.70% |
| Real Estate | ₹29.25 Cr | 1.28% |
Risk & Performance Ratios
Standard Deviation
This fund
6.57%
Cat. avg.
7.86%
Lower the better
Sharpe Ratio
This fund
0.84
Cat. avg.
0.79
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.32
Higher the better
Fund Managers
Manish Gunwani
Since January 2024
BS
Brijesh Shah
Since July 2022
Vishal Biraia
Since December 2024
RB
Ritika Behera
Since October 2023
GS
Gaurav Satra
Since June 2024
Additional Scheme Detailsas of 31st July 2025
ISIN INF194KA1UH1 | Expense Ratio 0.76% | Exit Load No Charges | Fund Size ₹2,292 Cr | Age 10 years 10 months | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty 50 TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
Bandhan Mutual Fund
Total AUM
₹1,78,696 Cr
Address
6th Floor, 841, One World Center, Mumbai, 400013
Other Funds by Bandhan Mutual Fund
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Still got questions?
We're here to help.
What is the current NAV of Bandhan Balanced Advantage Fund Direct Growth?
The NAV of Bandhan Balanced Advantage Fund Direct Growth, as of 25-Aug-2025, is ₹28.09.
What are the returns of Bandhan Balanced Advantage Fund Direct Growth?
The fund has generated 4.70% over the last 1 year and 12.07% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Bandhan Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 48.11% in equities, 12.89% in bonds, and 39.00% in cash and cash equivalents.
Who manages the Bandhan Balanced Advantage Fund Direct Growth?
The fund managers responsible for Bandhan Balanced Advantage Fund Direct Growth are:-
- Manish Gunwani
- Brijesh Shah
- Vishal Biraia
- Ritika Behera
- Gaurav Satra
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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