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Fund Overview

Fund Size

Fund Size

₹3,946 Cr

Expense Ratio

Expense Ratio

0.99%

ISIN

ISIN

INF789F01570

Minimum SIP

Minimum SIP

₹500

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

29 Aug 2003

About this fund

UTI Ultra Short Term Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 22 years, 7 months and 11 days, having been launched on 29-Aug-03.
As of 08-Apr-26, it has a Net Asset Value (NAV) of ₹4424.38, Assets Under Management (AUM) of 3946.27 Crores, and an expense ratio of 0.99%.
  • UTI Ultra Short Term Fund Regular Growth has given a CAGR return of 6.80% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 41.06% in debts, and 58.58% in cash & cash equivalents.
  • You can start investing in UTI Ultra Short Term Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+5.88%

+5.87% (Cat Avg.)

3 Years

+6.70%

+6.70% (Cat Avg.)

5 Years

+6.27%

+5.85% (Cat Avg.)

10 Years

+6.06%

+5.53% (Cat Avg.)

Since Inception

+6.80%

(Cat Avg.)

Portfolio Summaryas of 15th March 2026

Debt1,620.17 Cr41.06%
Others2,326.1 Cr58.94%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
TbillBond - Gov't/Treasury295.92 Cr8.31%
Net Current AssetsCash205.36 Cr5.77%
09/04/2026 Maturing 182 DTBBond - Gov't/Treasury149.51 Cr4.20%
HDFC Bank Ltd.Bond - Corporate Bond140.08 Cr3.93%
Shriram Finance LimitedBond - Corporate Bond100.21 Cr2.81%
IDFC First Bank LimitedCash - CD/Time Deposit98.28 Cr2.76%
Ujjivan Small Finance Bank LimitedCash - CD/Time Deposit98.12 Cr2.76%
Equitas Small Finance Bank LimitedCash - CD/Time Deposit98.11 Cr2.76%
HDFC Bank LimitedCash - CD/Time Deposit94.06 Cr2.64%
Muthoot Fincorp LimitedCash - Commercial Paper93.61 Cr2.63%
Canara BankCash - CD/Time Deposit93.57 Cr2.63%
Cd - Canara Bank - 12/03/2027Cash93.4 Cr2.62%
Tata Capital Ltd.Cash - Commercial Paper93.35 Cr2.62%
Piramal Finance LimitedBond - Corporate Bond85.32 Cr2.40%
Indian BankBond - Gov't Agency Debt74.96 Cr2.11%
TATA Communications LimitedBond - Corporate Bond74.95 Cr2.11%
Piramal Finance LimitedBond - Corporate Bond74.89 Cr2.10%
Aditya Birla Renewables LimitedBond - Corporate Bond65.34 Cr1.84%
360 One Prime LimitedBond - Corporate Bond50.32 Cr1.41%
Tata Capital Housing Finance LimitedBond - Corporate Bond50.28 Cr1.41%
Pnb Housing Finance LimitedBond - Corporate Bond50.09 Cr1.41%
Equitas Small Finance Bank Ltd.Bond - Corporate Bond49.99 Cr1.40%
Godrej Industries LimitedBond - Corporate Bond49.98 Cr1.40%
Kotak Mahindra Bank Limited (19/03/2026)Cash - CD/Time Deposit49.97 Cr1.40%
Gic Housing Finance LimitedBond - Corporate Bond49.97 Cr1.40%
Bajaj Housing Finance LimitedBond - Corporate Bond49.95 Cr1.40%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.89 Cr1.40%
Gic Housing Finance LimitedBond - Corporate Bond49.73 Cr1.40%
Axis Bank LimitedCash - CD/Time Deposit49.13 Cr1.38%
Standard Chartered Capital LimitedCash - Commercial Paper48.17 Cr1.35%
Axis Bank LimitedCash - CD/Time Deposit47.15 Cr1.32%
Indian BankCash - CD/Time Deposit47.11 Cr1.32%
Export Import Bank Of IndiaCash - CD/Time Deposit47.05 Cr1.32%
Canara BankCash - CD/Time Deposit47.05 Cr1.32%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit46.98 Cr1.32%
Cd - Kotak Mahindra Bank Ltd - 12/02/2027Cash - CD/Time Deposit46.93 Cr1.32%
Cd - Canara Bank - 12/02/2027Cash - CD/Time Deposit46.93 Cr1.32%
Cd - Nabard - 03/02/2027Cash - CD/Time Deposit46.93 Cr1.32%
Cd - Hdfc Bank - 05/02/2027Cash - CD/Time Deposit46.91 Cr1.32%
Cd - Small Indst. Dev. Bank Of India - 05/02/2027Cash - CD/Time Deposit46.91 Cr1.32%
Can Fin Homes LimitedBond - Corporate Bond35.2 Cr0.99%
7.59% Gujarat Sdl 2027Bond - Gov't/Treasury25.38 Cr0.71%
7.15% Karnataka Sdl 2027Bond - Gov't/Treasury25.25 Cr0.71%
Eris Lifesciences LimitedBond - Corporate Bond25.09 Cr0.70%
Mankind Pharma LimitedBond - Corporate Bond25.07 Cr0.70%
Nirma LimitedBond - Corporate Bond25.05 Cr0.70%
Nirma LimitedBond - Corporate Bond25 Cr0.70%
Ongc Petro Additions LimitedBond - Corporate Bond24.99 Cr0.70%
LIC Housing Finance LtdBond - Corporate Bond24.99 Cr0.70%
Embassy Office Parks ReitCash - Commercial Paper24.98 Cr0.70%
Aadhar Housing Finance LimitedBond - Corporate Bond24.98 Cr0.70%
Embassy Office Parks ReitBond - Corporate Bond24.96 Cr0.70%
Nuvama Wealth Finance LimitedCash - Commercial Paper24.96 Cr0.70%
Aditya Birla Real Estate LimitedBond - Corporate Bond23.97 Cr0.67%
Muthoot Fincorp LtdCash - Commercial Paper23.84 Cr0.67%
Small Industries Dev Bank Of IndiaCash - CD/Time Deposit23.55 Cr0.66%
Vedanta LimitedBond - Corporate Bond15.08 Cr0.42%
360 One Prime LimitedBond - Corporate Bond13.58 Cr0.38%
Corporate Debt Market Devt Fund - A2 UnitsMutual Fund - Unspecified12.97 Cr0.36%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond10.05 Cr0.28%
Tata Motors Passenger Vehicles LimitedBond - Corporate Bond3 Cr0.08%
Clearing Corporation Of India Ltd. Std - MarginCash - Repurchase Agreement1.77 Cr0.05%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond1,291.99 Cr36.29%
Cash - CD/Time Deposit1,074.75 Cr30.19%
Bond - Gov't/Treasury496.07 Cr13.93%
Cash - Commercial Paper308.91 Cr8.68%
Cash298.76 Cr8.39%
Bond - Gov't Agency Debt74.96 Cr2.11%
Mutual Fund - Unspecified12.97 Cr0.36%
Cash - Repurchase Agreement1.77 Cr0.05%

Risk & Performance Ratios

Standard Deviation

This fund

0.30%

Cat. avg.

0.48%

Lower the better

Sharpe Ratio

This fund

0.44

Cat. avg.

0.53

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

2.25

Higher the better

Fund Managers

AS

Abhishek Sonthalia

Since November 2025

Additional Scheme Detailsas of 15th March 2026

ISIN
INF789F01570
Expense Ratio
0.99%
Exit Load
No Charges
Fund Size
₹3,946 Cr
Age
22 years 7 months
Lumpsum Minimum
₹500
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Ultra Short Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Ultra Short Duration Fund Regular Growth

Moderate Risk

0.7%0.0%₹282.95 Cr6.3%
Franklin India Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹282.95 Cr6.8%
Invesco India Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1292.12 Cr6.6%
Motilal Oswal Ultra Short Term Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹440.99 Cr5.2%
Motilal Oswal Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹440.99 Cr6.2%
ITI Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹195.17 Cr5.7%
ITI Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹195.17 Cr6.5%
Sundaram Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1907.34 Cr6.5%
Nippon India Ultra Short Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹10671.71 Cr7.0%
Kotak Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹16105.32 Cr6.6%
Tata Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹3793.02 Cr6.9%
Tata Ultra Short Term Fund Regular Growth

Moderate Risk

1.1%0.0%₹3793.02 Cr6.0%
ICICI Prudential Ultra Short Term Fund Regular Growth

Moderate Risk

0.8%0.0%₹16815.77 Cr6.4%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

0.4%0.0%-195.1%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Regular Growth

Moderate Risk

1.2%0.0%-195.1%
WhiteOak Capital Ultra Short Term Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹540.72 Cr5.7%
WhiteOak Capital Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹540.72 Cr6.3%
DSP Ultra Short Fund Regular Growth

Moderate Risk

1.0%0.0%₹3714.46 Cr5.7%
Mirae Asset Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹1809.31 Cr6.4%
Mirae Asset Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1809.31 Cr6.7%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹3946.27 Cr6.6%
Aditya Birla Sun Life Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹21466.70 Cr6.8%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹165.18 Cr6.5%
SBI Magnum Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹13685.39 Cr6.5%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2873.63 Cr6.5%
HSBC Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹2873.63 Cr6.4%
Bandhan Ultra Short Term Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹3732.35 Cr6.3%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3732.35 Cr6.5%
ICICI Prudential Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹16815.77 Cr6.8%
Canara Robeco Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹486.05 Cr6.5%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹3714.46 Cr6.5%
PGIM India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹165.29 Cr6.3%
Axis Ultra Short Term Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹3958.30 Cr5.9%
Axis Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹3958.30 Cr6.8%
Sundaram Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

1.4%0.0%₹1907.34 Cr5.2%
Aditya Birla Sun Life Savings Fund Regular Growth

Moderate Risk

0.6%0.0%₹21466.70 Cr6.5%
Kotak Savings Fund Regular Growth

Moderate Risk

0.8%0.0%₹16105.32 Cr6.1%
Invesco India Ultra Short Term Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹1292.12 Cr6.1%
SBI Magnum Ultra Short Duration Fund Regular Growth

Moderate Risk

0.6%0.0%₹13685.39 Cr6.2%
Bank of India Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹165.18 Cr6.0%
HDFC Ultra Short Term Fund Regular Growth

Moderate Risk

0.7%0.0%₹17170.58 Cr6.1%
HDFC Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹17170.58 Cr6.5%
Mahindra Manulife Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹217.01 Cr6.6%
Mahindra Manulife Ultra Short Duration Fund Regular Growth

Moderate Risk

0.7%0.0%₹217.01 Cr6.2%
Nippon India Ultra Short Duration Fund Regular Growth

Moderate Risk

1.1%0.0%₹10671.71 Cr6.1%
UTI Ultra Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹3946.27 Cr5.9%
LIC MF Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹186.58 Cr5.8%
LIC MF Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹186.58 Cr6.5%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹669.64 Cr6.5%
Baroda BNP Paribas Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.5%0.0%₹669.64 Cr6.4%

About the AMC

UTI Mutual Fund

UTI Mutual Fund

Total AUM

₹3,62,162 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
UTI Nifty500 Shariah Index Fund Direct Growth

Very High Risk

0.6%0.0%₹65.07 Cr-
UTI Children's Equity Fund Direct Growth

Very High Risk

1.2%0.0%₹1010.11 Cr4.8%
UTI Multi Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹1699.88 Cr-
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth

Moderately High risk

0.1%0.0%₹186.38 Cr5.8%
UTI Nifty India Manufacturing Index Fund Direct Growth

Very High Risk

0.7%0.0%₹24.64 Cr18.7%
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹89.33 Cr9.6%
UTI Quant Fund Direct Growth

Very High Risk

0.4%1.0%₹1487.60 Cr7.2%
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth

Very High Risk

0.8%0.0%₹69.59 Cr3.7%
UTI Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹57.68 Cr13.8%
UTI Nifty Private Bank Index Fund Direct Growth

Very High Risk

0.6%0.0%₹189.95 Cr6.5%
UTI Nifty200 Quality 30 Index Fund Direct Growth

Very High Risk

0.7%0.0%₹534.42 Cr6.5%
UTI Innovation Fund Direct Growth

Very High Risk

0.9%1.0%₹624.49 Cr-1.1%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth

Low Risk

-0.0%₹13.13 Cr5.5%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth

Low Risk

-0.0%₹316.65 Cr6.3%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth

Low to Moderate Risk

-0.0%₹42.79 Cr6.1%
UTI FIIF Ser 2 Qt Interval V Direct Growth

Low Risk

-1.0%₹2.20 Cr6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth

Low Risk

-0.0%₹9.74 Cr6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth

Moderate Risk

-1.0%₹8.54 Cr6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth

Low to Moderate Risk

-0.0%-10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth

Low to Moderate Risk

-0.0%--
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth

Low Risk

--₹176.51 Cr6.3%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth

Low to Moderate Risk

-0.0%₹13.38 Cr6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth

Low to Moderate Risk

-0.0%₹57.60 Cr6.8%
UTI Floater Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹1515.90 Cr6.4%
UTI Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹614.94 Cr27.0%
UTI Banking & PSU Debt Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1098.92 Cr6.5%
UTI Focused Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹2213.67 Cr6.9%
UTI Silver ETF Fund of Fund Direct Growth

Very High Risk

0.2%1.0%₹565.77 Cr159.9%
UTI Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹7475.58 Cr12.5%
UTI Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹5552.32 Cr5.5%
UTI Corporate Bond Fund Direct Growth

Moderate Risk

0.3%0.0%₹5037.41 Cr5.7%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth

Very High Risk

0.6%0.0%₹210.78 Cr6.6%
UTI Arbitrage Fund Direct Growth

Low Risk

0.3%0.0%₹10499.51 Cr6.6%
UTI Small Cap Fund Direct Growth

Very High Risk

0.7%1.0%₹4163.68 Cr9.1%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹3946.27 Cr6.6%
UTI Credit Risk Fund Direct Growth

Moderately High risk

0.9%1.0%₹251.72 Cr6.8%
UTI Dividend Yield Fund Direct Growth

Very High Risk

1.4%1.0%₹3497.16 Cr10.1%
UTI Banking and Financial Services Fund Direct Growth

Very High Risk

1.1%1.0%₹1213.39 Cr11.4%
UTI Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹417.90 Cr4.7%
UTI Hybrid Equity Fund Direct Growth

Very High Risk

1.2%1.0%₹6115.27 Cr7.9%
UTI Long Term Equity Fund Direct Growth

Very High Risk

0.9%0.0%₹3174.58 Cr6.1%
UTI Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹20437.91 Cr0.4%
UTI Bond Fund Direct Growth

Moderately High risk

1.3%0.0%₹299.84 Cr2.6%
UTI Liquid Fund Cash Plan Direct Growth

Moderate Risk

0.1%0.0%₹27263.41 Cr6.3%
UTI Gilt Fund Direct Growth

Moderate Risk

0.4%0.0%₹542.54 Cr3.6%
UTI India Consumer Fund Direct Growth

Very High Risk

1.6%1.0%₹609.19 Cr4.0%
UTI Infrastructure Fund Direct Growth

Very High Risk

1.9%1.0%₹1914.28 Cr7.7%
UTI MNC Fund Direct Growth

Very High Risk

1.3%1.0%₹2428.09 Cr8.2%
UTI Master Share Unit Scheme Direct Growth

Very High Risk

0.9%1.0%₹11203.47 Cr5.4%
UTI Regular Savings Fund Direct Growth

Moderately High risk

1.3%1.0%₹1616.56 Cr4.0%

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk

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What is the current NAV of UTI Ultra Short Term Fund Regular Growth?

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The NAV of UTI Ultra Short Term Fund Regular Growth, as of 08-Apr-2026, is ₹4424.38.
The fund has generated 5.88% over the last 1 year and 6.70% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 41.06% in bonds, and 58.58% in cash and cash equivalents.
The fund managers responsible for UTI Ultra Short Term Fund Regular Growth are:-
  1. Abhishek Sonthalia
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