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Fund Overview

Fund Size

Fund Size

₹4,440 Cr

Expense Ratio

Expense Ratio

0.39%

ISIN

ISIN

INF194KA10Q8

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

18 Jul 2018

About this fund

Bandhan Ultra Short Term Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 7 years, 11 months and 12 days, having been launched on 18-Jul-18.
As of 29-Jun-26, it has a Net Asset Value (NAV) of ₹16.18, Assets Under Management (AUM) of 4440.47 Crores, and an expense ratio of 0.39%.
  • Bandhan Ultra Short Term Fund Regular Growth has given a CAGR return of 6.24% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 31.81% in debts, and 67.90% in cash & cash equivalents.
  • You can start investing in Bandhan Ultra Short Term Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.26%

+5.60% (Cat Avg.)

3 Years

+7.00%

+6.65% (Cat Avg.)

5 Years

+6.13%

+5.92% (Cat Avg.)

Since Inception

+6.24%

(Cat Avg.)

Portfolio Summaryas of 15th June 2026

Debt1,412.68 Cr31.81%
Others3,027.8 Cr68.19%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Triparty Repo Trp_160626Cash - Repurchase Agreement359.33 Cr7.73%
Rec LimitedBond - Corporate Bond330.16 Cr7.10%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit263.18 Cr5.66%
Interest Rate Swaps (11/09/2026) Pay FixedInterest Rate Swap-200.01 Cr4.30%
Interest Rate Swaps (11/09/2026) Receive FloatingInterest Rate Swap200 Cr4.30%
Tata Capital Housing Finance LimitedBond - Corporate Bond195.4 Cr4.20%
Axis Bank LimitedCash - CD/Time Deposit195.3 Cr4.20%
HDFC Bank LimitedCash - CD/Time Deposit193.05 Cr4.15%
Canara BankCash - CD/Time Deposit191.34 Cr4.12%
Small Industries Development Bank of IndiaBond - Corporate Bond185.57 Cr3.99%
Interest Rate Swaps (23/09/2026) Pay FixedInterest Rate Swap-175.04 Cr3.76%
Interest Rate Swaps (23/09/2026) Receive FloatingInterest Rate Swap175 Cr3.76%
India (Republic of)Bond - Short-term Government Bills173.92 Cr3.74%
Axis Bank Ltd.Bond - Corporate Bond146.5 Cr3.15%
Bank Of BarodaCash - CD/Time Deposit145.91 Cr3.14%
Indian BankCash - CD/Time Deposit121.73 Cr2.62%
Canara BankCash - CD/Time Deposit120.6 Cr2.59%
TbillBond - Gov't/Treasury99.38 Cr2.14%
Barclays Investments & Loans India Private LimitedCash - Commercial Paper98.02 Cr2.11%
HDFC Bank LimitedCash - CD/Time Deposit97.1 Cr2.09%
HDFC Bank LimitedCash - CD/Time Deposit96.99 Cr2.09%
Canara BankCash - CD/Time Deposit95.65 Cr2.06%
Punjab National BankCash - CD/Time Deposit95.54 Cr2.05%
Axis Bank Ltd.Bond - Corporate Bond95.39 Cr2.05%
Small Industries Development Bank of IndiaCash - CD/Time Deposit87.65 Cr1.89%
Tata Capital Housing Finance LimitedBond - Corporate Bond75.08 Cr1.61%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit72.91 Cr1.57%
Mahindra & Mahindra Financial Services Ltd.Cash - Commercial Paper72.39 Cr1.56%
Bank Of BarodaCash - CD/Time Deposit71.8 Cr1.54%
Punjab National BankCash - CD/Time Deposit71.65 Cr1.54%
HDFC Bank LtdCash - CD/Time Deposit71.38 Cr1.54%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond59.66 Cr1.28%
Tata Capital Housing Finance LimitedBond - Corporate Bond50.11 Cr1.08%
LIC Housing Finance LtdBond - Corporate Bond50.09 Cr1.08%
Small Industries Dev Bank Of IndiaCash - CD/Time Deposit48.7 Cr1.05%
Bank Of BarodaCash - CD/Time Deposit48.36 Cr1.04%
Axis Bank Ltd.Bond - Corporate Bond48.33 Cr1.04%
HDFC Bank LimitedCash - CD/Time Deposit47.74 Cr1.03%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit47.73 Cr1.03%
Small Industries Dev Bank Of IndiaCash - CD/Time Deposit47.53 Cr1.02%
HDFC Bank LimitedCash - CD/Time Deposit47.42 Cr1.02%
National Bank for Agriculture and Rural DevelopmentBond - Gov't Agency Debt47.35 Cr1.02%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit38.85 Cr0.84%
Net Current AssetsCash-37.07 Cr0.80%
Bajaj Housing Finance LimitedBond - Corporate Bond30.14 Cr0.65%
Bajaj Housing Finance LimitedBond - Corporate Bond25.13 Cr0.54%
Muthoot Finance LimitedBond - Corporate Bond25.1 Cr0.54%
Tata Capital Housing Finance LimitedBond - Corporate Bond25.09 Cr0.54%
Bank Of BarodaCash - CD/Time Deposit24.31 Cr0.52%
Bank Of BarodaCash - CD/Time Deposit23.88 Cr0.51%
Canara BankCash - CD/Time Deposit23.66 Cr0.51%
Muthoot Finance LimitedBond - Corporate Bond20.11 Cr0.43%
6.87% Uttarpradesh Sdl 2026Bond - Gov't/Treasury20.1 Cr0.43%
Bank of BarodaBond - Corporate Bond19.66 Cr0.42%
Corporate Debt Market Development Fund Class A2Mutual Fund - Unspecified13.3 Cr0.29%
8.15% Tamilnadu SDL 2028Bond - Gov't/Treasury5.12 Cr0.11%
7.61% Tamilnadu SDL 2027Bond - Gov't/Treasury5.05 Cr0.11%
7.27% Karnataka Sdl 2026Bond - Gov't/Treasury5.04 Cr0.11%
7.25% Maharashtra Sdl 2026Bond - Gov't/Treasury5.04 Cr0.11%
7.2% Bihar Sdl 2027Bond - Gov't/Treasury5.03 Cr0.11%
6.86% Haryana Sdl 2026Bond - Gov't/Treasury5.02 Cr0.11%
Cash Margin - CcilCash - Repurchase Agreement1.18 Cr0.03%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Cash - CD/Time Deposit2,389.98 Cr51.40%
Bond - Corporate Bond1,381.52 Cr29.71%
Interest Rate Swap-0.06 Cr16.13%
Cash - Repurchase Agreement360.51 Cr7.75%
Bond - Short-term Government Bills173.92 Cr3.74%
Cash - Commercial Paper170.41 Cr3.67%
Bond - Gov't/Treasury149.79 Cr3.22%
Bond - Gov't Agency Debt47.35 Cr1.02%
Cash-37.07 Cr0.80%
Mutual Fund - Unspecified13.3 Cr0.29%

Risk & Performance Ratios

Standard Deviation

This fund

0.33%

Cat. avg.

0.53%

Lower the better

Sharpe Ratio

This fund

1.05

Cat. avg.

0.41

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.53

Higher the better

Fund Managers

Harshal Joshi

Harshal Joshi

Since July 2018

BS

Brijesh Shah

Since June 2024

Additional Scheme Detailsas of 15th June 2026

ISIN
INF194KA10Q8
Expense Ratio
0.39%
Exit Load
No Charges
Fund Size
₹4,440 Cr
Age
7 years 11 months
Lumpsum Minimum
₹100
Fund Status
Open Ended Investment Company
Benchmark
NIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Ultra Short Duration Funds

Fund nameExpense RatioExit LoadFund size
1Y
Franklin India Ultra Short Duration Fund Regular Growth

Moderate Risk

0.6%0.0%₹323.92 Cr6.1%
Franklin India Ultra Short Duration Fund Direct Growth

Moderate Risk

0.2%0.0%₹323.92 Cr6.6%
Invesco India Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹1197.43 Cr6.7%
Motilal Oswal Ultra Short Term Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹379.62 Cr5.2%
Motilal Oswal Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹379.62 Cr6.2%
ITI Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹144.85 Cr5.6%
ITI Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹144.85 Cr6.4%
Sundaram Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹2330.91 Cr6.5%
Nippon India Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹10937.99 Cr7.0%
Kotak Savings Fund Direct Growth

Moderate Risk

0.4%0.0%₹16186.29 Cr6.5%
Tata Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹5454.00 Cr6.9%
Tata Ultra Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹5454.00 Cr6.0%
ICICI Prudential Ultra Short Term Fund Regular Growth

Moderate Risk

0.7%0.0%₹16002.16 Cr6.3%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Direct Growth

Moderate Risk

0.4%0.0%-195.1%
Nippon India Ultra Short Duration Fund Segregated Portfolio 1 Regular Growth

Moderate Risk

1.2%0.0%-195.1%
WhiteOak Capital Ultra Short Term Fund Regular Growth

Low to Moderate Risk

1.0%0.0%₹560.01 Cr5.7%
WhiteOak Capital Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.5%0.0%₹560.01 Cr6.2%
DSP Ultra Short Fund Regular Growth

Moderate Risk

0.9%0.0%₹4711.12 Cr5.8%
Mirae Asset Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹1714.86 Cr6.4%
Mirae Asset Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹1714.86 Cr6.7%
UTI Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹3996.87 Cr6.6%
Aditya Birla Sun Life Savings Fund Direct Growth

Moderate Risk

0.3%0.0%₹19611.34 Cr6.6%
Bank of India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.4%0.0%₹139.98 Cr6.4%
SBI Magnum Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹11860.95 Cr6.4%
HSBC Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹3524.69 Cr6.5%
HSBC Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.3%0.0%₹3524.69 Cr6.4%
Bandhan Ultra Short Term Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹4440.47 Cr6.3%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹4440.47 Cr6.5%
ICICI Prudential Ultra Short Term Fund Direct Growth

Moderate Risk

0.3%0.0%₹16002.16 Cr6.7%
Canara Robeco Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹529.09 Cr6.4%
DSP Ultra Short Fund Direct Growth

Moderate Risk

0.3%0.0%₹4711.12 Cr6.6%
PGIM India Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹174.73 Cr6.3%
Axis Ultra Short Term Fund Regular Growth

Moderate Risk

1.2%0.0%₹6167.96 Cr5.8%
Axis Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹6167.96 Cr6.7%
Sundaram Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

1.4%0.0%₹2330.91 Cr5.2%
Aditya Birla Sun Life Savings Fund Regular Growth

Moderate Risk

0.5%0.0%₹19611.34 Cr6.4%
Kotak Savings Fund Regular Growth

Moderate Risk

0.8%0.0%₹16186.29 Cr6.0%
Invesco India Ultra Short Term Fund Regular Growth

Low to Moderate Risk

0.7%0.0%₹1197.43 Cr6.1%
SBI Magnum Ultra Short Duration Fund Regular Growth

Moderate Risk

0.6%0.0%₹11860.95 Cr6.2%
Bank of India Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.8%0.0%₹139.98 Cr5.9%
HDFC Ultra Short Term Fund Regular Growth

Moderate Risk

0.7%0.0%₹16657.58 Cr6.0%
HDFC Ultra Short Term Fund Direct Growth

Moderate Risk

0.4%0.0%₹16657.58 Cr6.4%
Mahindra Manulife Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹213.25 Cr6.6%
Mahindra Manulife Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.6%0.0%₹213.25 Cr6.1%
Nippon India Ultra Short Duration Fund Regular Growth

Moderate Risk

0.9%0.0%₹10937.99 Cr6.2%
UTI Ultra Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹3996.87 Cr5.9%
LIC MF Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

1.2%0.0%₹371.37 Cr5.8%
LIC MF Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹371.37 Cr6.6%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹774.98 Cr6.5%
Baroda BNP Paribas Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.4%0.0%₹774.98 Cr6.3%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹2,03,935 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Arudha Equity Long-Short Fund Direct Growth

Very High Risk

0.9%0.0%₹80.55 Cr-
Bandhan Gold ETF FOF Direct Growth

High Risk

0.1%0.0%₹154.16 Cr-
Bandhan Silver ETF FOF Direct Growth

Very High Risk

0.1%0.0%₹164.95 Cr-
Arudha Hybrid Long-Short Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹129.50 Cr-
Bandhan Healthcare Fund Direct Growth

Very High Risk

0.7%0.0%₹310.92 Cr-
Bandhan BSE India Sector Leaders Index Fund Direct Growth

Very High Risk

0.2%0.0%₹25.62 Cr-
Bandhan Multi-Factor Fund Direct Growth

Very High Risk

0.7%0.0%₹679.53 Cr-
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹390.01 Cr6.8%
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Fund Direct Growth

Moderate Risk

0.0%0.0%₹0.39 Cr5.2%
Bandhan Nifty Next 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹31.20 Cr4.7%
Bandhan Fixed Maturity Plan (FMP) - Series 209 (93 Days) Direct Growth

Low to Moderate Risk

-0.0%--
Bandhan Nifty Alpha Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹9.13 Cr-3.3%
Bandhan Nifty 200 Quality 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹11.17 Cr-5.6%
Bandhan Nifty 500 Momentum 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹34.20 Cr-2.5%
Bandhan Nifty 500 Value 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹36.58 Cr13.6%
Bandhan Business Cycle Fund Direct Growth

Very High Risk

0.5%0.0%₹1202.40 Cr-2.7%
Bandhan Nifty Midcap 150 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹89.33 Cr4.1%
Bandhan BSE Healthcare Index Fund Direct Growth

Very High Risk

0.2%0.0%₹20.21 Cr11.6%
Bandhan Nifty Bank Index Fund Direct Growth

Very High Risk

0.2%0.0%₹19.66 Cr0.9%
Bandhan Nifty Total Market Index Fund Direct Growth

Very High Risk

0.3%0.0%₹45.39 Cr-2.0%
Bandhan Innovation Fund Direct Growth

Very High Risk

0.5%0.0%₹2204.15 Cr13.4%
Bandhan Long Duration Fund Direct Growth

Moderate Risk

0.2%0.0%₹55.00 Cr4.7%
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.3%0.0%₹3380.49 Cr15.4%
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹86.19 Cr0.1%
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹573.89 Cr-0.5%
Bandhan Retirement Fund Direct Growth

Moderately High risk

0.7%0.0%₹180.72 Cr0.8%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.3%0.0%₹29.39 Cr-29.2%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Low to Moderate Risk

-0.0%₹334.47 Cr5.8%
Bandhan Overnight Fund Direct Growth

Low Risk

0.0%0.0%₹813.28 Cr5.3%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹17285.70 Cr6.3%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.4%1.0%₹17460.93 Cr4.5%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.6%0.0%₹2025.53 Cr8.0%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.8%0.0%₹2000.94 Cr-0.4%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

Very High Risk

0.1%1.0%₹20.97 Cr7.3%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹1794.37 Cr8.8%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.7%1.0%₹2043.45 Cr0.7%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.2%0.0%₹292.14 Cr5.3%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.7%0.0%₹1495.06 Cr-2.2%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

0.8%0.0%₹96.44 Cr2.7%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1285.87 Cr6.1%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.1%1.0%₹403.56 Cr6.5%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹14977.42 Cr6.5%
Bandhan Bond Fund - Short Term Plan Direct Growth

Low to Moderate Risk

0.3%0.0%₹8326.50 Cr6.4%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹2626.55 Cr-5.7%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.6%1.0%₹9823.18 Cr-1.2%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

0.9%1.0%₹7256.55 Cr-1.1%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Low Risk

0.1%0.0%₹91.46 Cr5.9%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹6767.05 Cr0.5%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk

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What is the current NAV of Bandhan Ultra Short Term Fund Regular Growth?

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The NAV of Bandhan Ultra Short Term Fund Regular Growth, as of 29-Jun-2026, is ₹16.18.
The fund has generated 6.26% over the last 1 year and 7.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 31.81% in bonds, and 67.90% in cash and cash equivalents.
The fund managers responsible for Bandhan Ultra Short Term Fund Regular Growth are:-
  1. Harshal Joshi
  2. Brijesh Shah
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