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Fund Overview

Fund Size

Fund Size

₹12,633 Cr

Expense Ratio

Expense Ratio

0.55%

ISIN

ISIN

INF209K01LZ1

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

16 Apr 2003

About this fund

Aditya Birla Sun Life Savings Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 21 years, 1 months and 4 days, having been launched on 16-Apr-03.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹503.53, Assets Under Management (AUM) of 12632.74 Crores, and an expense ratio of 0.55%.
  • Aditya Birla Sun Life Savings Fund Regular Growth has given a CAGR return of 7.41% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 57.75% in debts, and 41.94% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Savings Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.44%

+6.12% (Cat Avg.)

3 Years

+5.80%

+5.13% (Cat Avg.)

5 Years

+6.20%

+4.98% (Cat Avg.)

10 Years

+7.30%

+5.56% (Cat Avg.)

Since Inception

+7.41%

(Cat Avg.)

Portfolio Summaryas of 15th May 2024

Debt7,295.99 Cr57.75%
Others5,336.74 Cr42.25%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
HDFC Bank LimitedBond - Corporate Bond597.74 Cr4.73%
Nirma LimitedBond - Corporate Bond500.93 Cr3.97%
Dbs Bank India LimitedCash - CD/Time Deposit471.07 Cr3.73%
Clearing Corporation Of India LimitedCash - Repurchase Agreement426.11 Cr3.37%
National Housing Bank 7.78%Bond - Corporate Bond400.3 Cr3.17%
Tata Realty And Infrastructure LimitedBond - Corporate Bond360.31 Cr2.85%
Bharti Telecom LimitedBond - Corporate Bond324.68 Cr2.57%
Bajaj Housing Finance Ltd. 8%Bond - Corporate Bond299.95 Cr2.37%
Nirma Limited 8.3%Bond - Corporate Bond250.21 Cr1.98%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond249.16 Cr1.97%
Net Receivables / (Payables)Cash - Collateral248.71 Cr1.97%
91 DTB 25072024Bond - Gov't/Treasury246.7 Cr1.95%
HDFC Bank LimitedBond - Corporate Bond244.34 Cr1.93%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond244.18 Cr1.93%
The Federal Bank LimitedCash - CD/Time Deposit239.92 Cr1.90%
The Federal Bank LimitedCash - CD/Time Deposit235.27 Cr1.86%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond202.59 Cr1.60%
Tata Projects LimitedCash - Commercial Paper198.26 Cr1.57%
Tata Teleservices LtdBond - Corporate Bond192.19 Cr1.52%
Tata Teleservices LtdCash - Commercial Paper192.19 Cr1.52%
Dbs Bank India LimitedCash - CD/Time Deposit191.66 Cr1.52%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit188.33 Cr1.49%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond173.92 Cr1.38%
India (Republic of)Bond - Short-term Government Bills162.57 Cr1.29%
Bharti Telecom LimitedBond - Corporate Bond149.87 Cr1.19%
05.88 GJ Sdl 2025Bond - Gov't/Treasury148.4 Cr1.17%
The Federal Bank LimitedCash - CD/Time Deposit147.25 Cr1.17%
The Federal Bank LimitedCash - CD/Time Deposit144.22 Cr1.14%
The Federal Bank LimitedCash - CD/Time Deposit144.11 Cr1.14%
Indusind Bank LimitedCash - CD/Time Deposit143.34 Cr1.13%
Indusind Bank Ltd.Bond - Corporate Bond140.95 Cr1.12%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond124.33 Cr0.98%
Small Industries Development Bank Of IndiaBond - Corporate Bond124.23 Cr0.98%
Hinduja Housing Finance Limited 8.85%Bond - Corporate Bond124.23 Cr0.98%
Mindspace Business Parks ReitBond - Corporate Bond123.96 Cr0.98%
JM Financial Products LimitedBond - Corporate Bond123.9 Cr0.98%
Tata Realty And Infrastructure LimitedCash - Commercial Paper115.87 Cr0.92%
India (Republic of)Bond - Short-term Government Bills114.88 Cr0.91%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond114.56 Cr0.91%
05.47 RJ Sdl 2024Bond - Gov't/Treasury104.9 Cr0.83%
Shriram Finance LimitedBond - Corporate Bond100.05 Cr0.79%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond99.91 Cr0.79%
SMFG India Home Finance Co Ltd. 8.35%Bond - Corporate Bond99.69 Cr0.79%
Bahadur Chand Investments Private LimitedCash - Commercial Paper99.16 Cr0.78%
TATA Motors Finance LimitedBond - Corporate Bond99.08 Cr0.78%
364 DTB 01082024Bond - Gov't/Treasury98.55 Cr0.78%
Brookfield India Real Estate TrustCash - Commercial Paper98.09 Cr0.78%
HDFC Bank LimitedCash - CD/Time Deposit95.97 Cr0.76%
Axis Bank LimitedCash - CD/Time Deposit95.23 Cr0.75%
Export-Import Bank of IndiaCash - Commercial Paper94.24 Cr0.75%
ICICI Bank Ltd.Bond - Corporate Bond94.13 Cr0.75%
Au Small Finance Bank LimitedCash - CD/Time Deposit93.94 Cr0.74%
Utkarsh Small Finance Bank LimitedCash - CD/Time Deposit93.5 Cr0.74%
Shriram Finance LimitedBond - Corporate Bond79.87 Cr0.63%
08.08 Up SDL 2025febBond - Gov't/Treasury75.49 Cr0.60%
Small Industries Development Bank Of IndiaBond - Corporate Bond74.89 Cr0.59%
Dlf Home Developers Limited 8.5%Bond - Corporate Bond74.89 Cr0.59%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit74.69 Cr0.59%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond74.58 Cr0.59%
Axis Bank LimitedCash - CD/Time Deposit73.13 Cr0.58%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit71.81 Cr0.57%
Canara BankCash - CD/Time Deposit71.32 Cr0.56%
Rec LimitedBond - Corporate Bond68.11 Cr0.54%
Tata Realty And Infrastructure LimitedBond - Corporate Bond64.81 Cr0.51%
Shriram Housing Finance LimitedBond - Corporate Bond61.42 Cr0.49%
Shriram Finance LimitedBond - Corporate Bond60.3 Cr0.48%
Tata Capital LimitedBond - Corporate Bond49.94 Cr0.40%
Rural Electrification Corporation LimitedBond - Corporate Bond49.93 Cr0.40%
Bharti Telecom LimitedBond - Corporate Bond49.84 Cr0.39%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.7 Cr0.39%
Can Fin Homes LimitedBond - Corporate Bond49.33 Cr0.39%
Muthoot Finance LimitedBond - Corporate Bond49.3 Cr0.39%
JM Financial Credit Solutions LimitedBond - Corporate Bond49.21 Cr0.39%
Goi Strips 12092024Bond - Gov't/Treasury48.92 Cr0.39%
Rec LimitedBond - Corporate Bond48.65 Cr0.39%
AU Small Finance Bank Ltd.Bond - Corporate Bond47.04 Cr0.37%
Indusind Bank LimitedCash - CD/Time Deposit47.03 Cr0.37%
0% GOI - 15062024 STRIPSBond - Gov't/Treasury44.72 Cr0.35%
Torrent Power LimitedBond - Corporate Bond44.39 Cr0.35%
0% GOI - 15122024 STRIPSBond - Gov't/Treasury43.21 Cr0.34%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond39.91 Cr0.32%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond39.82 Cr0.32%
SBI - Corporate Debt Market Development Fund – A2 UnitsMutual Fund - Open End38.24 Cr0.30%
08.05 KA Sdl 2025Bond - Gov't/Treasury35.22 Cr0.28%
08.05 HR Sdl 2025Bond - Gov't/Treasury35.22 Cr0.28%
Small Industries Development Bank of India 7.68%Bond - Corporate Bond34.97 Cr0.28%
Goi Strips 15032048Bond - Gov't/Treasury34.85 Cr0.28%
Small Industries Development Bank Of IndiaBond - Corporate Bond29.88 Cr0.24%
08.08 MP Sdl 2025Bond - Gov't/Treasury25.15 Cr0.20%
PNb Housing Finance LimitedBond - Corporate Bond25.01 Cr0.20%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond25.01 Cr0.20%
Bharti Telecom LimitedBond - Corporate Bond25 Cr0.20%
08.84 AS Sdl 2024Bond - Gov't/Treasury25 Cr0.20%
The Tata Power Company LimitedBond - Corporate Bond24.99 Cr0.20%
Rural Electrification Corporation LimitedBond - Corporate Bond24.99 Cr0.20%
TATA Motors Finance LimitedBond - Corporate Bond24.95 Cr0.20%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.91 Cr0.20%
06.69 MP Sdl 2025Bond - Gov't/Treasury24.9 Cr0.20%
Power Finance Corporation Ltd.Bond - Corporate Bond24.87 Cr0.20%
Punjab & Sind BankCash - CD/Time Deposit24.86 Cr0.20%
Punjab National BankCash - CD/Time Deposit23.7 Cr0.19%
Gs CG 12/6/2025 - (Strips) TbBond - Gov't/Treasury23.54 Cr0.19%
GS CG 22/08/2024 - (STRIPS) StripsBond - Gov't/Treasury22.56 Cr0.18%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond19.85 Cr0.16%
0% GOI - 17062024 STRIPSBond - Gov't/Treasury18.96 Cr0.15%
0% GOI- 17122024 STRIPSBond - Gov't/Treasury18.32 Cr0.15%
Pipeline Infrastructure Ltd. 7.96%Bond - Corporate Bond14.99 Cr0.12%
Power Finance Corporation Ltd.Bond - Corporate Bond14.99 Cr0.12%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond14.98 Cr0.12%
182 DTB 26102024Bond - Gov't/Treasury14.78 Cr0.12%
FIRST BUSINESS RECEIVABLES TRUSTBond - Asset Backed14.57 Cr0.12%
ICICI Home Finance Company LimitedBond - Corporate Bond9.99 Cr0.08%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond9.95 Cr0.08%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond9.89 Cr0.08%
Small Industries Development Bank Of IndiaBond - Corporate Bond9.84 Cr0.08%
08.24 Tn SDL 2025sepBond - Gov't/Treasury5.06 Cr0.04%
08.23 MH Sdl 2025Bond - Gov't/Treasury5.06 Cr0.04%
08.16 MH Sdl 2025Bond - Gov't/Treasury5.06 Cr0.04%
Goi Strips 16122024Bond - Gov't/Treasury0.55 Cr0.00%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond7,054.37 Cr55.84%
Cash - CD/Time Deposit2,670.35 Cr21.14%
Bond - Gov't/Treasury1,105.12 Cr8.75%
Cash - Commercial Paper797.81 Cr6.32%
Cash - Repurchase Agreement426.11 Cr3.37%
Bond - Short-term Government Bills277.46 Cr2.20%
Cash - Collateral248.71 Cr1.97%
Mutual Fund - Open End38.24 Cr0.30%
Bond - Asset Backed14.57 Cr0.12%

Risk & Performance Ratios

Standard Deviation

This fund

0.54%

Cat. avg.

0.73%

Lower the better

Sharpe Ratio

This fund

0.64

Cat. avg.

-0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.13

Higher the better

Fund Managers

SC

Sunaina Cunha

Since June 2014

KG

Kaustubh Gupta

Since July 2011

Monika Gandhi

Monika Gandhi

Since March 2021

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 15th May 2024

ISININF209K01LZ1Expense Ratio0.55%Exit LoadNo ChargesFund Size₹12,633 CrAge16 Apr 2003Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Baroda BNP Paribas Ultra Short Duration Fund Regular Growth

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Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1259.19 Cr7.5%
LIC MF Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹284.82 Cr6.9%
LIC MF Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹284.82 Cr6.3%
UTI Ultra Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹2349.32 Cr6.9%
Nippon India Ultra Short Duration Fund Regular Growth

Moderate Risk

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Mahindra Manulife Ultra Short Duration Fund Regular Growth

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0.7%0.0%₹220.10 Cr7.1%
Mahindra Manulife Ultra Short Duration Fund Direct Growth

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About the AMC

Total AUM

₹3,44,491 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹91.81 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.2%1.0%₹1295.47 Cr-
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹84.87 Cr-
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹241.20 Cr-
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Moderate Risk

-0.0%₹271.27 Cr7.5%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹23.88 Cr7.0%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹290.41 Cr7.1%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹201.28 Cr6.7%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Aditya Birla Sun Life Savings Fund Regular Growth, as of 17-May-2024, is ₹503.53.
The fund has generated 7.44% over the last 1 year and 5.80% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 57.75% in bonds, and 41.94% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Savings Fund Regular Growth are:-
  1. Sunaina Cunha
  2. Kaustubh Gupta
  3. Monika Gandhi
  4. Dhaval Joshi