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Fund Overview

Fund Size

Fund Size

₹10,748 Cr

Expense Ratio

Expense Ratio

0.34%

ISIN

ISIN

INF209K01UR9

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

01 Jan 2013

About this fund

Aditya Birla Sun Life Savings Fund Direct Growth is a Ultra Short Duration mutual fund schemes offered by Aditya Birla SL Mutual Fund. This fund has been in existence for 11 years, 3 months and 14 days, having been launched on 01-Jan-13.
As of 12-Apr-24, it has a Net Asset Value (NAV) of ₹507.97, Assets Under Management (AUM) of 10747.67 Crores, and an expense ratio of 0.34%.
  • Aditya Birla Sun Life Savings Fund Direct Growth has given a CAGR return of 7.74% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 70.96% in debts, and 28.68% in cash & cash equivalents.
  • You can start investing in Aditya Birla Sun Life Savings Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+7.69%

+6.30%(Cat. Avg.)

3 Years

+5.92%

+5.10%(Cat. Avg.)

5 Years

+6.39%

+4.98%(Cat. Avg.)

10 Years

+7.49%

+5.62%(Cat. Avg.)

Since Inception

+7.74%

--%(Cat. Avg.)

Portfolio Summaryas of 31st March 2024

Debt7,627 Cr70.96%
Others3,120.67 Cr29.04%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
Net Receivables / (Payables)Cash-721.75 Cr6.72%
HDFC Bank LimitedBond - Corporate Bond597.57 Cr5.56%
Nirma LimitedBond - Corporate Bond500.93 Cr4.66%
Dbs Bank India LimitedCash - CD/Time Deposit466.62 Cr4.34%
Tata Realty And Infrastructure LimitedBond - Corporate Bond360.18 Cr3.35%
Bharti Telecom LimitedBond - Corporate Bond324.63 Cr3.02%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond302.13 Cr2.81%
Bajaj Housing Finance Ltd. 8%Bond - Corporate Bond300.46 Cr2.80%
Nirma Limited 8.3%Bond - Corporate Bond250.34 Cr2.33%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond248.97 Cr2.32%
Clearing Corporation Of India LimitedCash - Repurchase Agreement247.3 Cr2.30%
HDFC Bank LimitedBond - Corporate Bond244.19 Cr2.27%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond243.62 Cr2.27%
The Federal Bank LimitedCash - CD/Time Deposit237.68 Cr2.21%
The Federal Bank LimitedCash - CD/Time Deposit233.1 Cr2.17%
HDFC Bank LimitedCash - CD/Time Deposit213.94 Cr1.99%
Tata Projects LimitedCash - Commercial Paper196.25 Cr1.83%
The Federal Bank LimitedCash - CD/Time Deposit190.48 Cr1.77%
Tata Teleservices LtdBond - Corporate Bond190.27 Cr1.77%
Tata Teleservices LtdCash - Commercial Paper190.27 Cr1.77%
Dbs Bank India LimitedCash - CD/Time Deposit189.82 Cr1.77%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit186.62 Cr1.74%
7.38% Govt Stock 2027Bond - Gov't/Treasury176.59 Cr1.64%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond173.82 Cr1.62%
Bharti Telecom LimitedBond - Corporate Bond149.86 Cr1.39%
7.69% Govt Stock 2028Bond - Gov't/Treasury149.71 Cr1.39%
Small Industries Development Bank Of IndiaBond - Corporate Bond148.92 Cr1.39%
05.88 GJ Sdl 2025Bond - Gov't/Treasury148.18 Cr1.38%
The Federal Bank LimitedCash - CD/Time Deposit142.75 Cr1.33%
Indusind Bank LimitedCash - CD/Time Deposit141.96 Cr1.32%
HDFC Bank LimitedCash - CD/Time Deposit140.14 Cr1.30%
Indusind Bank Ltd.Bond - Corporate Bond139.72 Cr1.30%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond139.42 Cr1.30%
Hinduja Housing Finance Limited 8.85%Bond - Corporate Bond124.6 Cr1.16%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond124.49 Cr1.16%
JM Financial Products LimitedBond - Corporate Bond123.56 Cr1.15%
India (Republic of)Bond - Short-term Government Bills113.93 Cr1.06%
05.47 RJ Sdl 2024Bond - Gov't/Treasury104.7 Cr0.97%
Shriram Finance LimitedBond - Corporate Bond100.11 Cr0.93%
SMFG India Home Finance Co Ltd. 8.35%Bond - Corporate Bond100.04 Cr0.93%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond99.81 Cr0.93%
TATA Motors Finance LimitedBond - Corporate Bond98.89 Cr0.92%
Bahadur Chand Investments Private LimitedCash - Commercial Paper98.07 Cr0.91%
364 DTB 01082024Bond - Gov't/Treasury97.71 Cr0.91%
Brookfield India Real Estate TrustCash - Commercial Paper97.08 Cr0.90%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit94.83 Cr0.88%
Au Small Finance Bank LimitedCash - CD/Time Deposit93.08 Cr0.87%
Utkarsh Small Finance Bank LimitedCash - CD/Time Deposit92.56 Cr0.86%
Power Finance Corporation Ltd.Bond - Corporate Bond89.92 Cr0.84%
Shriram Finance LimitedBond - Corporate Bond79.83 Cr0.74%
08.08 Up SDL 2025febBond - Gov't/Treasury75.55 Cr0.70%
Dlf Home Developers Limited 8.5%Bond - Corporate Bond74.95 Cr0.70%
Godrej Industries LimitedBond - Corporate Bond74.92 Cr0.70%
Godrej IndustriesCash - Commercial Paper74.5 Cr0.69%
Small Industries Development Bank Of IndiaBond - Corporate Bond74.48 Cr0.69%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond64.72 Cr0.60%
Tata Realty And Infrastructure LimitedBond - Corporate Bond64.64 Cr0.60%
Shriram Housing Finance LimitedBond - Corporate Bond61.62 Cr0.57%
Shriram Finance LimitedBond - Corporate Bond60.44 Cr0.56%
National Housing BankBond - Corporate Bond50.23 Cr0.47%
Rural Electrification Corporation LimitedBond - Corporate Bond50.1 Cr0.47%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.96 Cr0.46%
Tata Capital LimitedBond - Corporate Bond49.83 Cr0.46%
Bharti Telecom LimitedBond - Corporate Bond49.8 Cr0.46%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.69 Cr0.46%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond49.6 Cr0.46%
Small Industries Development Bank Of IndiaBond - Corporate Bond49.56 Cr0.46%
Muthoot Finance LimitedBond - Corporate Bond49.31 Cr0.46%
Can Fin Homes LimitedBond - Corporate Bond49.26 Cr0.46%
JM Financial Credit Solutions LimitedBond - Corporate Bond49.1 Cr0.46%
Rec LimitedBond - Corporate Bond48.57 Cr0.45%
Goi Strips 12092024Bond - Gov't/Treasury48.52 Cr0.45%
AU Small Finance Bank Ltd.Bond - Corporate Bond46.6 Cr0.43%
0% GOI - 15062024 STRIPSBond - Gov't/Treasury44.35 Cr0.41%
Torrent Power LimitedBond - Corporate Bond44.32 Cr0.41%
Rec LimitedBond - Corporate Bond43.7 Cr0.41%
0% GOI - 15122024 STRIPSBond - Gov't/Treasury42.83 Cr0.40%
SBI - Corporate Debt Market Development Fund – A2 UnitsMutual Fund - Open End38.07 Cr0.35%
08.05 KA Sdl 2025Bond - Gov't/Treasury35.26 Cr0.33%
08.05 HR Sdl 2025Bond - Gov't/Treasury35.25 Cr0.33%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond34.79 Cr0.32%
Goi Strips 15032048Bond - Gov't/Treasury34.56 Cr0.32%
Small Industries Development Bank Of IndiaBond - Corporate Bond29.9 Cr0.28%
Small Industries Development Bank Of IndiaBond - Corporate Bond29.17 Cr0.27%
08.08 MP Sdl 2025Bond - Gov't/Treasury25.18 Cr0.23%
08.84 AS Sdl 2024Bond - Gov't/Treasury25.05 Cr0.23%
Mahindra Rural Housing Finance LimitedBond - Corporate Bond25.01 Cr0.23%
Small Industries Development Bank Of IndiaBond - Corporate Bond24.93 Cr0.23%
Bajaj Finance LimitedBond - Corporate Bond24.93 Cr0.23%
TATA Motors Finance LimitedBond - Corporate Bond24.91 Cr0.23%
Bharti Telecom LimitedBond - Corporate Bond24.91 Cr0.23%
06.69 MP Sdl 2025Bond - Gov't/Treasury24.89 Cr0.23%
Punjab & Sind BankCash - CD/Time Deposit24.62 Cr0.23%
Gs CG 12/6/2025 - (Strips) TbBond - Gov't/Treasury23.35 Cr0.22%
GS CG 22/08/2024 - (STRIPS) StripsBond - Gov't/Treasury22.37 Cr0.21%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond19.83 Cr0.18%
0% GOI - 17062024 STRIPSBond - Gov't/Treasury18.8 Cr0.17%
0% GOI- 17122024 STRIPSBond - Gov't/Treasury18.16 Cr0.17%
Pipeline Infrastructure Ltd. 7.96%Bond - Corporate Bond14.99 Cr0.14%
Larsen And Toubro LimitedBond - Corporate Bond14.99 Cr0.14%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond14.97 Cr0.14%
FIRST BUSINESS RECEIVABLES TRUSTBond - Asset Backed14.43 Cr0.13%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond9.95 Cr0.09%
Muthoot Finance LimitedCash - Commercial Paper9.9 Cr0.09%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond9.89 Cr0.09%
Small Industries Development Bank Of IndiaBond - Corporate Bond9.82 Cr0.09%
08.24 Tn SDL 2025sepBond - Gov't/Treasury5.06 Cr0.05%
08.23 MH Sdl 2025Bond - Gov't/Treasury5.06 Cr0.05%
08.16 MH Sdl 2025Bond - Gov't/Treasury5.06 Cr0.05%
Goi Strips 16122024Bond - Gov't/Treasury0.54 Cr0.01%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond6,774.7 Cr63.03%
Cash - CD/Time Deposit2,448.19 Cr22.78%
Bond - Gov't/Treasury1,166.73 Cr10.86%
Cash-721.75 Cr6.72%
Cash - Commercial Paper666.08 Cr6.20%
Cash - Repurchase Agreement247.3 Cr2.30%
Bond - Short-term Government Bills113.93 Cr1.06%
Mutual Fund - Open End38.07 Cr0.35%
Bond - Asset Backed14.43 Cr0.13%

Risk & Performance Ratios

Standard Deviation

This fund

0.53%

Cat. avg.

0.72%

Lower the better

Sharpe Ratio

This fund

1.25

Cat. avg.

-0.72

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

0.04

Higher the better

Fund Managers

SC

Sunaina Cunha

Since June 2014

KG

Kaustubh Gupta

Since July 2011

Monika Gandhi

Monika Gandhi

Since March 2021

Dhaval Joshi

Dhaval Joshi

Since November 2022

Additional Scheme Detailsas of 31st March 2024

ISININF209K01UR9Expense Ratio0.34%Exit LoadNo ChargesFund Size₹10,748 CrAge01 Jan 2013Lumpsum Minimum₹1,000Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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1Y
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Low to Moderate Risk

0.3%0.0%₹268.35 Cr6.8%
LIC MF Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹268.35 Cr6.3%
UTI Ultra Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹2196.92 Cr7.0%
Nippon India Ultra Short Duration Fund Regular Growth

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Mahindra Manulife Ultra Short Duration Fund Regular Growth

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0.3%0.0%₹195.36 Cr7.5%

About the AMC

Total AUM

₹3,34,896 Cr

Address

One World Centre, Tower 1, 17th Floor, Mumbai, 400 013

Other Funds by Aditya Birla SL Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Aditya Birla Sun Life Fixed Maturity Plan-Series US (100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Maturity Plan-Series UR (85 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Crisil IBX Gilt April 2033 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹99.56 Cr-
Aditya Birla Sun Life Fixed Maturity Plan-Series UQ (92 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Transportation and Logistics Fund Direct Growth

Very High Risk

0.4%1.0%₹1095.89 Cr-
Aditya Birla Sun Life US Treasury 1-3 year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹78.33 Cr-
Aditya Birla Sun Life US Treasury 3-10 Year Bond ETFs Fund of Funds Direct Growth

Very High Risk

0.2%0.0%₹250.08 Cr-
Aditya Birla Sun Life Fixed Term Plan - Series SY (1259 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series SP Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TV (1169 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SC(1170 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SM Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TN Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TL (1839 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RM (91 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SE(1163 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TM (1842 days) Direct Growth

Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series TP (1923 Days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TK (1833 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RG(1283 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SD(1168 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TO (1214 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TE (1095 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TF (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan SeriesSH (1146 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Interval Income Fund Quarterly Series I Direct Growth

Moderate Risk

-0.0%₹268.74 Cr7.4%
Aditya BSL Fixed Term Plan Series RZ(1187 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series SB(1174 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TC (1119 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UB (1224 Days) Direct Growth

Low to Moderate Risk

-0.0%-6.9%
Aditya Birla Sun Life Fixed Term Plan - Series TJ (1838 days) Direct Growth

Low to Moderate Risk

-0.0%₹23.66 Cr6.8%
Aditya Birla Sun Life Fixed Term Plan Series TI (1837 days) Direct Growth

Low to Moderate Risk

-0.0%₹287.82 Cr7.0%
Aditya Birla Sun Life Fixed Term Plan - Series TG (1099 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TW (167 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UC (95 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan Series UF (180 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RT (1223 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SX Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan - Series TD (1100 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series TQ (1879 days) Direct Growth

Low to Moderate Risk

-0.0%₹199.62 Cr6.9%
Aditya Birla Sun Life Fixed Term Plan Series TH (1098 days) Direct Growth

Moderate Risk

-0.0%--
Aditya BSL Fixed Term Plan Series RS (1232 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TU (1789 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UD (79 days) Direct Growth

Low to Moderate Risk

----
Aditya Birla Sun Life Fixed Term Plan - Series UJ (1110 days) Direct Growth

Low to Moderate Risk

-0.0%-7.0%
Aditya Birla Sun Life Fixed Term Plan - Series UA (1231 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series SW Direct Growth

Low to Moderate Risk

----
Aditya BSL Fixed Term Plan Series QZ(1100 days) Direct Growth

Low to Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series UE (1275 days) Direct Growth

Moderate Risk

-0.0%--
Aditya Birla Sun Life Fixed Term Plan Series TB (1125 days) Direct Growth

Moderate Risk

-0.0%--

Risk Level

Your principal amount will be at Moderate Risk

Moderate Risk
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The NAV of Aditya Birla Sun Life Savings Fund Direct Growth, as of 12-Apr-2024, is ₹507.97.
The fund has generated 7.69% over the last 1 year and 5.92% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 70.96% in bonds, and 28.68% in cash and cash equivalents.
The fund managers responsible for Aditya Birla Sun Life Savings Fund Direct Growth are:-
  1. Sunaina Cunha
  2. Kaustubh Gupta
  3. Monika Gandhi
  4. Dhaval Joshi