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Fund Overview

Fund Size

Fund Size

₹13,375 Cr

Expense Ratio

Expense Ratio

0.81%

ISIN

ISIN

INF174K01FD6

Minimum SIP

Minimum SIP

₹100

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

13 Aug 2004

About this fund

Kotak Savings Fund Regular Growth is a Ultra Short Duration mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 19 years, 9 months and 7 days, having been launched on 13-Aug-04.
As of 17-May-24, it has a Net Asset Value (NAV) of ₹39.62, Assets Under Management (AUM) of 13374.94 Crores, and an expense ratio of 0.81%.
  • Kotak Savings Fund Regular Growth has given a CAGR return of 7.22% since inception.
  • The fund's asset allocation comprises around 0.00% in equities, 51.37% in debts, and 48.40% in cash & cash equivalents.
  • You can start investing in Kotak Savings Fund Regular Growth with a SIP of ₹100 or a Lumpsum investment of ₹100.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.93%

+6.12% (Cat Avg.)

3 Years

+5.37%

+5.13% (Cat Avg.)

5 Years

+5.56%

+4.98% (Cat Avg.)

10 Years

+6.75%

+5.56% (Cat Avg.)

Since Inception

+7.22%

(Cat Avg.)

Portfolio Summaryas of 30th April 2024

Debt6,870.89 Cr51.37%
Others6,504.05 Cr48.63%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
National Housing BankCash - Commercial Paper970.93 Cr7.26%
India (Republic of)Bond - Short-term Government Bills585.71 Cr4.38%
Bank Of BarodaCash - CD/Time Deposit482.98 Cr3.61%
Rural Electrification Corporation LimitedBond - Corporate Bond458.82 Cr3.43%
India (Republic of)Bond - Short-term Government Bills389.96 Cr2.92%
HDFC Bank LimitedCash - CD/Time Deposit382.69 Cr2.86%
India (Republic of)Bond - Short-term Government Bills379.43 Cr2.84%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit374.85 Cr2.80%
182 DTB 22082024Bond - Gov't/Treasury367.05 Cr2.74%
Mahindra And Mahindra Financial Services LimitedBond - Corporate Bond349.66 Cr2.61%
Nirma Limited 0.083%Bond - Corporate Bond250.15 Cr1.87%
182 DTB 29082024Bond - Gov't/Treasury244.37 Cr1.83%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit238.6 Cr1.78%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit237.15 Cr1.77%
Panatone Finvest LimitedCash - Commercial Paper236.51 Cr1.77%
HDFC Bank LimitedCash - CD/Time Deposit236.33 Cr1.77%
IDFC First Bank Ltd.Bond - Corporate Bond235.09 Cr1.76%
The Federal Bank LimitedCash - CD/Time Deposit234.48 Cr1.75%
SANSAR TRUST MARCH 2023 IIBond - Asset Backed204.19 Cr1.53%
Small Industries Development Bank Of IndiaCash - CD/Time Deposit191.14 Cr1.43%
ICICI Bank Ltd.Bond - Corporate Bond188.37 Cr1.41%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit188.16 Cr1.41%
Small Industries Development Bank of IndiaBond - Corporate Bond188.15 Cr1.41%
HDFC Bank LimitedCash - CD/Time Deposit187.91 Cr1.40%
Cholamandalam Investment & Finance Co Ltd.Cash - Commercial Paper187.78 Cr1.40%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond176.71 Cr1.32%
Indinfravit TrustBond - Corporate Bond175.77 Cr1.31%
HDFC Bank LimitedBond - Corporate Bond174.54 Cr1.30%
Tata Capital Housing Finance LimitedBond - Corporate Bond169.97 Cr1.27%
Net Current Assets/(Liabilities)Cash167.26 Cr1.25%
National Bank For Agriculture And Rural DevelopmentCash - CD/Time Deposit165.95 Cr1.24%
National Bank for Agriculture and Rural DevelopmentCash - CD/Time Deposit163.74 Cr1.22%
ICICI Home Finance Company LimitedBond - Corporate Bond154.87 Cr1.16%
Bharti Telecom LimitedBond - Corporate Bond150.32 Cr1.12%
Bharti Telecom LimitedBond - Corporate Bond150.1 Cr1.12%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond149.85 Cr1.12%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond149.54 Cr1.12%
Axis Bank LimitedCash - CD/Time Deposit145.83 Cr1.09%
Axis Bank Ltd.Bond - Corporate Bond141.9 Cr1.06%
HDFC Bank LimitedCash - CD/Time Deposit140.73 Cr1.05%
Embassy Office Parks ReitBond - Corporate Bond124.74 Cr0.93%
Canara BankCash - CD/Time Deposit118.64 Cr0.89%
Canara BankCash - CD/Time Deposit118.61 Cr0.89%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond113.46 Cr0.85%
Bharti Telecom LimitedBond - Corporate Bond103.81 Cr0.78%
Titan Company LimitedBond - Corporate Bond100.09 Cr0.75%
Sundaram Home Finance LimitedBond - Corporate Bond99.99 Cr0.75%
Cholamandalam Investment And Finance Company LimitedBond - Corporate Bond99.92 Cr0.75%
Poonawalla Housing Finance LimitedBond - Corporate Bond99.79 Cr0.75%
HDFC Bank LimitedBond - Corporate Bond99.62 Cr0.74%
LIC Housing Finance LimitedBond - Corporate Bond99.52 Cr0.74%
The Federal Bank LimitedCash - CD/Time Deposit95.75 Cr0.72%
Bajaj Housing Finance LimitedBond - Corporate Bond94.8 Cr0.71%
Indusind Bank Ltd.Bond - Corporate Bond94.72 Cr0.71%
ICICI Bank Ltd.Bond - Corporate Bond94.64 Cr0.71%
Muthoot Finance Ltd.Cash - Commercial Paper94.29 Cr0.71%
Axis Bank Ltd.Bond - Corporate Bond94.2 Cr0.70%
HDFC Bank LimitedCash - CD/Time Deposit94.07 Cr0.70%
Embassy Office Parks REIT 0.0817%Bond - Corporate Bond90.26 Cr0.67%
SANSAR TRUST SEP 2023 IXBond - Asset Backed81.83 Cr0.61%
Rec LimitedBond - Corporate Bond75.04 Cr0.56%
Bajaj Housing Finance LimitedBond - Corporate Bond74.82 Cr0.56%
Godrej IndustriesCash - Commercial Paper74.4 Cr0.56%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond73.75 Cr0.55%
Cholamandalam Investment & Finance Co Ltd.Bond - Corporate Bond70.93 Cr0.53%
Barclays Investments & Loans (India) LimitedCash - Commercial Paper70.32 Cr0.53%
7.14% Govt Stock 2024Bond - Gov't/Treasury49.98 Cr0.37%
Bharti Telecom LimitedBond - Corporate Bond49.95 Cr0.37%
Kotak Mahindra Prime LimitedBond - Corporate Bond49.88 Cr0.37%
Bajaj Housing Finance LimitedBond - Corporate Bond49.88 Cr0.37%
182 DTB 20062024Bond - Gov't/Treasury44.58 Cr0.33%
LIC Housing Finance LtdBond - Corporate Bond35.22 Cr0.26%
SBI ALTERNATIVE INVESTMENT FUNDMutual Fund - Open End31.04 Cr0.23%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond29.79 Cr0.22%
Power Finance Corporation LimitedBond - Corporate Bond24.98 Cr0.19%
Reliance Jio Infocomm Ltd.Cash - Commercial Paper24.9 Cr0.19%
National Bank For Agriculture And Rural DevelopmentBond - Corporate Bond24.89 Cr0.19%
Muthoot Finance LimitedBond - Corporate Bond24.65 Cr0.18%
Sikka Ports & Terminals LimitedBond - Corporate Bond24.48 Cr0.18%
Goi 12.09.2025 GovBond - Gov't/Treasury22.74 Cr0.17%
0% GOI - 17122026 STRIPSBond - Gov't/Treasury20.97 Cr0.16%
Ongc Petro Additions LimitedBond - Corporate Bond14.97 Cr0.11%
PNb Housing Finance LimitedBond - Corporate Bond12.51 Cr0.09%
Poonawalla Fincorp LimitedBond - Corporate Bond9.98 Cr0.07%
Power Finance Corporation LimitedBond - Corporate Bond5.02 Cr0.04%
Power Grid Corporation Of India LimitedBond - Corporate Bond5 Cr0.04%

Allocation By Credit Quality (Debt)

AAA

AA

Other Allocation

Equity Sector

Debt & Others

InstrumentsAmount sortHoldings sort
Bond - Corporate Bond5,329.11 Cr39.84%
Cash - CD/Time Deposit3,797.59 Cr28.39%
Cash - Commercial Paper1,659.13 Cr12.40%
Bond - Short-term Government Bills1,355.1 Cr10.13%
Bond - Gov't/Treasury749.68 Cr5.61%
Bond - Asset Backed286.03 Cr2.14%
Cash167.26 Cr1.25%
Mutual Fund - Open End31.04 Cr0.23%
Bond - Gov't Agency Debt0 Cr-

Risk & Performance Ratios

Standard Deviation

This fund

0.54%

Cat. avg.

0.73%

Lower the better

Sharpe Ratio

This fund

-0.84

Cat. avg.

-0.83

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

-0.13

Higher the better

Fund Managers

DA

Deepak Agrawal

Since April 2008

Manu Sharma

Manu Sharma

Since November 2022

PK

Palha Khanna

Since July 2023

Additional Scheme Detailsas of 30th April 2024

ISININF174K01FD6Expense Ratio0.81%Exit LoadNo ChargesFund Size₹13,375 CrAge13 Aug 2004Lumpsum Minimum₹100Fund StatusOpen Ended Investment CompanyBenchmarkNIFTY Ultra Short Duration Debt TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Withdrawal (irrespective of holding period)

Realised Gain (capital gains) are taxed at your marginal income tax rate

Note: Mutual funds are subject to capital gains taxation with surcharge and cess, based on prevailing income tax rules and investor income. Taxation applies to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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Fund nameExpense RatioExit LoadFund size
1Y
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Baroda BNP Paribas Ultra Short Duration Fund Regular Growth

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Baroda BNP Paribas Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹1259.19 Cr7.5%
LIC MF Ultra Short Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹284.82 Cr6.9%
LIC MF Ultra Short Duration Fund Regular Growth

Low to Moderate Risk

0.9%0.0%₹284.82 Cr6.3%
UTI Ultra Short Term Fund Regular Growth

Moderate Risk

1.0%0.0%₹2349.32 Cr6.9%
Nippon India Ultra Short Duration Fund Regular Growth

Moderate Risk

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Mahindra Manulife Ultra Short Duration Fund Regular Growth

Moderate Risk

0.7%0.0%₹220.10 Cr7.1%
Mahindra Manulife Ultra Short Duration Fund Direct Growth

Moderate Risk

0.3%0.0%₹220.10 Cr7.5%

About the AMC

Total AUM

₹4,14,792 Cr

Address

2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051

Other Funds by Kotak Mahindra Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Kotak FMP Series 327 Direct Growth

Moderately High risk

-0.0%--
Kotak FMP Series 326 - 175 Days Direct Growth

Moderately High risk

----
Kotak FMP Series 325 - 90 Days Direct Growth

Moderate Risk

-0.0%--
Kotak FMP Series 324 - 109 Days Direct Growth

Moderately High risk

-0.0%--
Kotak Healthcare Fund Direct Growth

Very High Risk

0.7%1.0%₹290.95 Cr-
Kotak FMP Series 323 Direct Growth

Low Risk

-0.0%--
Kotak Consumption Fund Direct Growth

Very High Risk

0.7%1.0%₹547.81 Cr-
Kotak Nifty G-Sec July 2033 Index Fund Direct Growth

Moderate Risk

0.1%0.0%₹21.93 Cr-
Kotak Multi Asset Allocation Fund Direct Growth

High Risk

0.3%1.0%₹5755.21 Cr-
Kotak S&P BSE Housing Index Fund Direct Growth

Very High Risk

0.2%0.0%₹10.13 Cr-
Kotak Fixed Maturity Plan 1174 Days Series 268 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 308 - 1125 Days Direct Growth

Low Risk

-0.0%-7.6%
Kotak Yearly Interval Plan Series 1 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan 1355 Days Series 286 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 304 Direct Growth

Moderate Risk

---6.7%
Kotak Fixed Maturity Plan Series 262 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 291 - 1826 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 264 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 310 - 1131 Days Direct Growth

Moderate Risk

-0.0%-6.8%
Kotak FMP Series 306 Direct Growth

Moderate Risk

-0.0%--
Kotak Quarterly Interval Series 12 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 249 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 295 Direct Growth

Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 258 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 298 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 290 - 1180 Days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Monthly Interval Series 4 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 293 - 1826 Days Direct Growth

Moderate Risk

-0.0%--
Kotak India Growth Fund Series IV Direct Growth

Very High Risk

0.3%0.0%₹132.94 Cr50.2%
Kotak Fixed Maturity Plan Series 260 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 287 - 1188 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Fixed Maturity Plan Series 272 Direct Growth

Low to Moderate Risk

----
Kotak Fixed Maturity Plan Series 273 Direct Growth

Low to Moderate Risk

----
Kotak FMP Series 305 Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Kotak FMP Series 300 - 1223 days Direct Growth

Low to Moderate Risk

-0.0%-6.7%
Kotak Quarterly Interval Series 13 Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 292 - 1735 Days Direct Growth

Low to Moderate Risk

-0.0%₹421.44 Cr7.0%
Kotak FMP Series 289 -1179 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak FMP Series 288 -1177 days Direct Growth

Low to Moderate Risk

-0.0%--
Kotak Small Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹14815.19 Cr43.9%
Kotak Flexicap Fund Direct Growth

Very High Risk

0.6%1.0%₹47465.64 Cr36.7%
Kotak Equity Opportunities Fund Direct Growth

Very High Risk

0.5%1.0%₹21495.80 Cr47.5%
Kotak Taxsaver Fund Direct Growth

Very High Risk

0.6%0.0%₹5608.21 Cr42.8%
Kotak Nifty 200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹114.01 Cr-
Kotak Nifty 50 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹631.09 Cr24.4%
Kotak Infrastructure and Economic Reform Fund Direct Growth

Very High Risk

0.7%1.0%₹1803.53 Cr62.0%
Kotak Low Duration Fund Direct Growth

Moderate Risk

0.4%0.0%₹9235.14 Cr7.6%
Kotak Bluechip Fund Direct Growth

Very High Risk

0.6%1.0%₹8027.99 Cr32.8%
Kotak Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹1831.30 Cr7.4%
Kotak Bond Fund Short Term Plan Direct Growth

Moderate Risk

0.4%0.0%₹14803.86 Cr7.2%

Risk Level

Your principal amount will be at Low to Moderate Risk

Low to Moderate Risk
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The NAV of Kotak Savings Fund Regular Growth, as of 17-May-2024, is ₹39.62.
The fund has generated 6.93% over the last 1 year and 5.37% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
The fund's allocation of assets is distributed as 0.00% in equities, 51.37% in bonds, and 48.40% in cash and cash equivalents.
The fund managers responsible for Kotak Savings Fund Regular Growth are:-
  1. Deepak Agrawal
  2. Manu Sharma
  3. Palha Khanna