UTI Long Term Equity Fund Direct Growth

Fund Overview

Fund Size

₹3,732 Cr

Expense Ratio

0.89%

ISIN

INF789F01TF7

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

UTI Long Term Equity Fund Direct Growth is a ELSS (Tax Savings) mutual fund schemes offered by UTI Mutual Fund. This fund has been in existence for 12 years, 8 months and 14 days, having been launched on 01-Jan-13.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹231.94, Assets Under Management (AUM) of 3731.81 Crores, and an expense ratio of 0.89%.

UTI Long Term Equity Fund Direct Growth has given a CAGR return of 14.36% since inception.
The fund's asset allocation comprises around 98.98% in equities, 0.00% in debts, and 1.02% in cash & cash equivalents.
You can start investing in UTI Long Term Equity Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

-3.84%

— (Cat Avg.)

3 Years

+12.91%

+16.21% (Cat Avg.)

5 Years

+19.76%

+21.03% (Cat Avg.)

10 Years

+13.81%

+14.38% (Cat Avg.)

Since Inception

+14.36%

— (Cat Avg.)

Portfolio Summaryas of 31st August 2025

Equity	₹3,693.65 Cr	98.98%
Others	₹38.16 Cr	1.02%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹347.33 Cr	9.48%
ICICI Bank Ltd	Equity	₹251.6 Cr	6.87%
Infosys Ltd	Equity	₹177.85 Cr	4.85%
Bharti Airtel Ltd	Equity	₹169.99 Cr	4.64%
Kotak Mahindra Bank Ltd	Equity	₹137.22 Cr	3.74%
Reliance Industries Ltd	Equity	₹134.36 Cr	3.67%
Axis Bank Ltd	Equity	₹126.47 Cr	3.45%
Bajaj Finance Ltd	Equity	₹100.95 Cr	2.75%
Tech Mahindra Ltd	Equity	₹88.88 Cr	2.43%
Tata Steel Ltd	Equity	₹85.52 Cr	2.33%
Avenue Supermarts Ltd	Equity	₹83.22 Cr	2.27%
Godrej Consumer Products Ltd	Equity	₹74.56 Cr	2.03%
Maruti Suzuki India Ltd	Equity	₹73.96 Cr	2.02%
Jubilant Foodworks Ltd	Equity	₹69.05 Cr	1.88%
HCL Technologies Ltd	Equity	₹65.47 Cr	1.79%
Mahindra & Mahindra Ltd	Equity	₹63.99 Cr	1.75%
Crompton Greaves Consumer Electricals Ltd	Equity	₹60.98 Cr	1.66%
State Bank of India	Equity	₹60.19 Cr	1.64%
Ajanta Pharma Ltd	Equity	₹56.96 Cr	1.55%
Cholamandalam Investment and Finance Co Ltd	Equity	₹56.83 Cr	1.55%
Cipla Ltd	Equity	₹55.63 Cr	1.52%
Aster DM Healthcare Ltd Ordinary Shares	Equity	₹55.23 Cr	1.51%
ICICI Lombard General Insurance Co Ltd	Equity	₹55.19 Cr	1.51%
Phoenix Mills Ltd	Equity	₹54.87 Cr	1.50%
Havells India Ltd	Equity	₹53.05 Cr	1.45%
NTPC Ltd	Equity	₹52.41 Cr	1.43%
Tube Investments of India Ltd Ordinary Shares	Equity	₹51.83 Cr	1.41%
Bajaj Auto Ltd	Equity	₹51.79 Cr	1.41%
HDFC Life Insurance Co Ltd	Equity	₹50.18 Cr	1.37%
Mahanagar Gas Ltd	Equity	₹50.03 Cr	1.37%
Eicher Motors Ltd	Equity	₹48.82 Cr	1.33%
Info Edge (India) Ltd	Equity	₹47.53 Cr	1.30%
Endurance Technologies Ltd	Equity	₹47.24 Cr	1.29%
Polycab India Ltd	Equity	₹46.09 Cr	1.26%
Bharat Electronics Ltd	Equity	₹42.48 Cr	1.16%
Coforge Ltd	Equity	₹42.11 Cr	1.15%
Swiggy Ltd	Equity	₹40.15 Cr	1.10%
Sun Pharmaceuticals Industries Ltd	Equity	₹39.86 Cr	1.09%
Kajaria Ceramics Ltd	Equity	₹37.5 Cr	1.02%
Tata Consumer Products Ltd	Equity	₹37.35 Cr	1.02%
Net Current Assets	Cash	₹36.75 Cr	1.00%
Syngene International Ltd	Equity	₹36.36 Cr	0.99%
PI Industries Ltd	Equity	₹32.14 Cr	0.88%
Bharat Petroleum Corp Ltd	Equity	₹31.98 Cr	0.87%
Oberoi Realty Ltd	Equity	₹29.83 Cr	0.81%
Astral Ltd	Equity	₹29.82 Cr	0.81%
IndiaMART InterMESH Ltd	Equity	₹29.48 Cr	0.80%
Emami Ltd	Equity	₹29.43 Cr	0.80%
Power Grid Corp Of India Ltd	Equity	₹28.87 Cr	0.79%
Samvardhana Motherson International Ltd	Equity	₹26.85 Cr	0.73%
Trent Ltd	Equity	₹23.76 Cr	0.65%
PNC Infratech Ltd	Equity	₹20.59 Cr	0.56%
Timken India Ltd	Equity	₹18.83 Cr	0.51%
Tips Music Ltd	Equity	₹17.27 Cr	0.47%
Metro Brands Ltd	Equity	₹16.97 Cr	0.46%
Barbeque-Nation Hospitality Ltd	Equity	₹10.4 Cr	0.28%
Clearing Corporation Of India Ltd. Std - Margin	Cash - Repurchase Agreement	₹0.73 Cr	0.02%

Allocation By Market Cap (Equity)

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹1,185.97 Cr	32.36%
Consumer Cyclical	₹533.95 Cr	14.57%
Technology	₹374.31 Cr	10.21%
Industrials	₹300.2 Cr	8.19%
Communication Services	₹264.28 Cr	7.21%
Healthcare	₹244.05 Cr	6.66%
Consumer Defensive	₹224.56 Cr	6.13%
Energy	₹166.35 Cr	4.54%
Utilities	₹131.31 Cr	3.58%
Basic Materials	₹117.66 Cr	3.21%
Real Estate	₹84.69 Cr	2.31%

Risk & Performance Ratios

Fund Managers

Amit Premchandani

Since June 2025

Additional Scheme Detailsas of 31st August 2025

ISIN

INF789F01TF7

Expense Ratio

0.89%

Exit Load

No Charges

Fund Size

₹3,732 Cr

Age

12 years 8 months

Lumpsum Minimum

₹500

Fund Status

Open Ended Investment Company

Benchmark

Nifty 500 TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar ELSS (Tax Savings) Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Bajaj Finserv ELSS Tax Saver Fund Regular Growth Low Risk	2.3%	0.0%	₹61.97 Cr	-
Bajaj Finserv ELSS Tax Saver Fund Direct Growth Low Risk	0.5%	0.0%	₹61.97 Cr	-
Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund Direct Growth Very High Risk	0.3%	0.0%	₹214.56 Cr	-1.3%
Sundaram Long Term Tax Advantage Fund Series I Regular Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.0%
Bank of India Midcap Tax Fund Series 1 Direct Growth Very High Risk	-	0.0%	₹62.36 Cr	-3.5%
SBI Long Term Advantage Fund Series II Regular Growth Very High Risk	-	0.0%	₹34.17 Cr	6.4%
SBI Long Term Advantage Fund Series II Direct Growth Very High Risk	-	0.0%	₹34.17 Cr	6.8%
Bank of India Midcap Tax Fund Series 1 Regular Growth Very High Risk	-	0.0%	₹62.36 Cr	-3.8%
Sundaram Long Term Tax Advantage Fund Series I Direct Growth High Risk	1.4%	0.0%	₹19.18 Cr	8.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Regular Growth Very High Risk	1.4%	0.0%	₹30.97 Cr	-0.5%
Sundaram Long Term Micro Cap Tax Advantage Fund Series V Direct Growth Very High Risk	1.2%	0.0%	₹30.97 Cr	-0.3%
Sundaram Long Term Tax Advantage Fund Series II Direct Growth Very High Risk	1.2%	0.0%	₹13.02 Cr	-0.7%
Sundaram Long Term Tax Advantage Fund Series II Regular Growth Very High Risk	1.4%	0.0%	₹13.02 Cr	-0.9%
SBI Long Term Advantage Fund Series I Regular Growth Low Risk	-	0.0%	₹49.50 Cr	16.8%
SBI Long Term Advantage Fund Series I Direct Growth Low Risk	-	0.0%	₹49.50 Cr	17.1%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Direct Growth Very High Risk	1.3%	0.0%	₹77.12 Cr	-1.4%
SBI Long Term Advantage Fund Series VI Regular Growth Very High Risk	-	0.0%	₹269.27 Cr	-7.1%
SBI Long Term Advantage Fund Series VI Direct Growth Very High Risk	-	0.0%	₹269.27 Cr	-6.8%
Sundaram Long Term Micro CapTax Advantage Fund Sries III Regular Growth Very High Risk	1.4%	0.0%	₹77.12 Cr	-1.6%
Sundaram Long Term Tax Advantage Fund Series III Direct Growth Very High Risk	1.2%	-	₹34.34 Cr	-0.0%
SBI Tax Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹33.26 Cr	32.0%
SBI Tax Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹33.26 Cr	31.5%
Sundaram Long Term Tax Advantage Fund Series III Regular Growth Very High Risk	1.4%	-	₹34.34 Cr	-0.3%
ICICI Prudential Long Term Wealth Enhancement Fund Regular Growth Very High Risk	1.4%	0.0%	₹40.95 Cr	-0.8%
ICICI Prudential Long Term Wealth Enhancement Fund Direct Growth Very High Risk	1.0%	0.0%	₹40.95 Cr	-0.4%
Sundaram Long Term Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹22.85 Cr	0.6%
Sundaram Long Term Tax Advantage Fund Series IV Direct Growth Very High Risk	1.2%	0.0%	₹22.85 Cr	0.8%
SBI Long Term Advantage Fund Series III Regular Growth Very High Risk	-	0.0%	₹66.86 Cr	-10.4%
SBI Long Term Advantage Fund Series III Direct Growth Very High Risk	-	0.0%	₹66.86 Cr	-10.1%
SBI Long Term Advantage Fund Series V Direct Growth Very High Risk	-	0.0%	₹379.41 Cr	11.0%
SBI Long Term Advantage Fund Series V Regular Growth Very High Risk	-	0.0%	₹379.41 Cr	10.6%
SBI Long Term Advantage Fund Series IV Regular Growth Very High Risk	-	0.0%	₹201.58 Cr	-7.8%
SBI Long Term Advantage Fund Series IV Direct Growth Very High Risk	-	0.0%	₹201.58 Cr	-7.4%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Direct Growth Very High Risk	1.3%	0.0%	₹36.37 Cr	-1.1%
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV Regular Growth Very High Risk	1.4%	0.0%	₹36.37 Cr	-1.2%
Invesco India Tax Plan Regular Growth Very High Risk	1.9%	0.0%	₹2821.90 Cr	-2.9%
HSBC ELSS Fund Direct Growth Very High Risk	1.2%	0.0%	₹4020.94 Cr	-0.1%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1081.57 Cr	-1.3%
Kotak Taxsaver Fund Direct Growth Very High Risk	0.6%	0.0%	₹6200.52 Cr	-2.4%
Invesco India Tax Plan Direct Growth Very High Risk	0.8%	0.0%	₹2821.90 Cr	-1.8%
HSBC Tax Saver Equity Fund Regular Growth Very High Risk	2.5%	0.0%	₹249.72 Cr	3.4%
ICICI Prudential Long Term Equity Fund ( Tax Saving) Direct Growth Very High Risk	1.1%	0.0%	₹14345.55 Cr	0.0%
Sundaram Tax Savings Fund Direct Growth Very High Risk	1.7%	0.0%	₹1376.95 Cr	0.4%
Bandhan Tax Advantage (ELSS) Fund Direct Growth Very High Risk	0.7%	0.0%	₹6899.23 Cr	-2.9%
Nippon India Tax Saver (ELSS) Fund Direct Growth Very High Risk	1.0%	0.0%	₹15338.90 Cr	-1.7%
JM Tax Gain Fund Direct Growth Very High Risk	1.1%	0.0%	₹206.74 Cr	-4.9%
Samco ELSS Tax Saver Fund Direct Growth Very High Risk	1.0%	0.0%	₹120.20 Cr	-10.5%
Samco ELSS Tax Saver Fund Regular Growth Very High Risk	2.4%	0.0%	₹120.20 Cr	-11.8%
Mahindra Manulife ELSS Fund Regular Growth Very High Risk	2.2%	0.0%	₹952.81 Cr	-1.2%
Mahindra Manulife ELSS Fund Direct Growth Very High Risk	0.6%	0.0%	₹952.81 Cr	0.3%

About the AMC

UTI Mutual Fund

+91-22-6678 6666

https://www.utimf.com/

Total AUM

₹3,46,197 Cr

Address

UTI Towers, Gn Block, Mumbai, 400 051

Other Funds by UTI Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
UTI Multi Cap Fund Direct Growth Very High Risk	0.3%	1.0%	₹1390.21 Cr	-
UTI Income Plus Arbitrage Active Fund of Fund Direct Growth Moderately High risk	0.1%	0.0%	₹293.14 Cr	-
UTI Nifty India Manufacturing Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹21.35 Cr	-
UTI Nifty Midsmallcap 400 Momentum Quality 100 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹74.42 Cr	-
UTI Quant Fund Direct Growth Very High Risk	0.3%	1.0%	₹1693.00 Cr	-
UTI Nifty Alpha Low-Volatility 30 Index Fund Direct Growth Very High Risk	0.7%	0.0%	₹80.01 Cr	-
UTI Nifty Midcap 150 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹54.57 Cr	-
UTI Nifty Private Bank Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹217.99 Cr	-
UTI Nifty200 Quality 30 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹633.10 Cr	-
UTI Innovation Fund Direct Growth Very High Risk	0.9%	1.0%	₹837.67 Cr	-9.0%
UTI Fixed Income Interval Fund Annual Plan I Direct Growth Low Risk	-	0.0%	₹13.13 Cr	6.2%
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹316.65 Cr	7.4%
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) Direct Growth Low to Moderate Risk	-	0.0%	₹42.79 Cr	7.3%
UTI FIIF Ser 2 Qt Interval V Direct Growth Low Risk	-	1.0%	₹2.20 Cr	6.3%
UTI Fixed Income Interval Fund Quarterly I Direct Growth Low Risk	-	0.0%	₹9.74 Cr	6.5%
UTI Fixed Inc Intvl Series2 Qt Intvl VI Direct Growth Moderate Risk	-	1.0%	₹8.54 Cr	6.8%
UTI-Fixed Term Income Fund - Series XXX-VI (1107 days) Direct Growth Low to Moderate Risk	-	0.0%	-	10.0%
UTI-Fixed Term Income Fund - Series XXX - VII (1294 days) Direct Growth Low to Moderate Risk	-	0.0%	-	-
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) Direct Growth Moderate Risk	-	-	₹176.51 Cr	7.5%
UTI Fixed Income Interval Fund Annual Plan III Direct Growth Low to Moderate Risk	-	0.0%	₹13.38 Cr	6.9%
UTI Fixed Term Income Fund - Series XXXVI-I (1574 days) Direct Growth Low to Moderate Risk	-	0.0%	₹57.60 Cr	8.4%
UTI Floater Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹1547.80 Cr	7.7%
UTI Nifty 500 Value 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹529.30 Cr	-3.8%
UTI Banking & PSU Debt Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹810.30 Cr	8.4%
UTI Focused Equity Fund Direct Growth Very High Risk	0.6%	1.0%	₹2590.20 Cr	-4.2%
UTI Silver ETF Fund of Fund Direct Growth Very High Risk	0.1%	1.0%	₹96.86 Cr	51.8%
UTI Nifty200 Momentum 30 Index Fund Direct Growth Very High Risk	0.5%	0.0%	₹8199.28 Cr	-15.1%
UTI Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹5481.39 Cr	6.2%
UTI Corporate Bond Fund Direct Growth Moderate Risk	0.3%	0.0%	₹5717.46 Cr	8.6%
UTI Nifty Midcap 150 Quality 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹266.03 Cr	-4.1%
UTI Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹8511.83 Cr	7.2%
UTI Small Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹4780.24 Cr	-1.2%
UTI Ultra Short Term Fund Direct Growth Moderate Risk	0.3%	0.0%	₹4337.24 Cr	7.7%
UTI Credit Risk Fund Direct Growth Moderately High risk	0.9%	1.0%	₹275.18 Cr	8.3%
UTI Dividend Yield Fund Direct Growth Very High Risk	1.5%	1.0%	₹4039.91 Cr	-4.1%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1304.90 Cr	9.4%
UTI Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹478.32 Cr	7.3%
UTI Hybrid Equity Fund Direct Growth Very High Risk	1.2%	1.0%	₹6422.41 Cr	-0.3%
UTI Long Term Equity Fund Direct Growth Very High Risk	0.9%	0.0%	₹3731.81 Cr	-3.8%
UTI Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹25685.44 Cr	0.1%
UTI Bond Fund Direct Growth Moderate Risk	1.2%	0.0%	₹329.66 Cr	6.7%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.1%	0.0%	₹29013.49 Cr	7.0%
UTI Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹594.23 Cr	5.3%
UTI India Consumer Fund Direct Growth Very High Risk	1.6%	1.0%	₹696.36 Cr	-3.5%
UTI Infrastructure Fund Direct Growth Very High Risk	1.9%	1.0%	₹2193.21 Cr	-6.6%
UTI MNC Fund Direct Growth Very High Risk	1.3%	1.0%	₹2835.45 Cr	-2.7%
UTI Master Share Unit Scheme Direct Growth Very High Risk	0.9%	1.0%	₹12720.05 Cr	-1.8%
UTI Regular Savings Fund Direct Growth Moderately High risk	1.2%	1.0%	₹1707.10 Cr	5.0%
UTI Money Market Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹20708.14 Cr	8.0%
UTI Mid Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹11822.41 Cr	-5.0%

Risk Level

Your principal amount will be at Very High Risk

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Still got questions?
We're here to help.

What is the current NAV of UTI Long Term Equity Fund Direct Growth?

The NAV of UTI Long Term Equity Fund Direct Growth, as of 12-Sep-2025, is ₹231.94.

What are the returns of UTI Long Term Equity Fund Direct Growth?

The fund has generated -3.84% over the last 1 year and 12.91% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of UTI Long Term Equity Fund Direct Growth?

The fund's allocation of assets is distributed as 98.98% in equities, 0.00% in bonds, and 1.02% in cash and cash equivalents.

Who manages the UTI Long Term Equity Fund Direct Growth?

The fund managers responsible for UTI Long Term Equity Fund Direct Growth are:-

Amit Premchandani

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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Fund Overview

Fund Size

₹3,732 Cr

Expense Ratio

0.89%

ISIN

INF789F01TF7

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Very High Risk