PGIM India Liquid Fund Regular Growth
Capital PreservationLiquidLow to Moderate Risk
Regular
NAV (28-Jul-19)
Returns (Since Inception)
Fund Overview
Fund Size
₹1,031 Cr
Expense Ratio
0.22%
ISIN
INF223J01BJ9
Minimum SIP
₹1,000
Exit Load
No Charges
Inception Date
21 Jan 2003
About this fund
As of 28-Jul-19, it has a Net Asset Value (NAV) of ₹27.71, Assets Under Management (AUM) of 1030.92 Crores, and an expense ratio of 0.22%.
- PGIM India Liquid Fund Regular Growth has given a CAGR return of 6.37% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.82% in cash & cash equivalents.
- You can start investing in PGIM India Liquid Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.60%
+5.94% (Cat Avg.)
3 Years
+5.06%
+6.47% (Cat Avg.)
5 Years
+5.45%
+5.99% (Cat Avg.)
10 Years
+6.31%
+5.32% (Cat Avg.)
Since Inception
+6.37%
— (Cat Avg.)
Portfolio Summaryas of 15th September 2026
| Others | ₹1,030.92 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Clearing Corporation Of India Ltd. | Cash - Repurchase Agreement | ₹177.45 Cr | 13.74% |
| Indian Oil Corporation Limited | Cash - Commercial Paper | ₹99.87 Cr | 7.73% |
| Ultratech Cement Limited | Cash - Commercial Paper | ₹74.99 Cr | 5.81% |
| TATA Steel Limited | Bond - Corporate Bond | ₹65.05 Cr | 5.04% |
| India (Republic of) | Bond - Short-term Government Bills | ₹54.68 Cr | 4.23% |
| Axis Bank Ltd. | Bond - Corporate Bond | ₹50 Cr | 3.87% |
| Bank of Baroda | Bond - Corporate Bond | ₹50 Cr | 3.87% |
| Jamnagar Utilities & Power Private Limited | Bond - Corporate Bond | ₹50 Cr | 3.87% |
| India (Republic of) | Bond - Short-term Government Bills | ₹49.99 Cr | 3.87% |
| Infina Finance Private Limited | Cash - Commercial Paper | ₹49.8 Cr | 3.86% |
| Bajaj Finance Limited | Cash - Commercial Paper | ₹49.54 Cr | 3.84% |
| HSBC Investdirect Financial Services (India) Ltd. | Cash - Commercial Paper | ₹47.42 Cr | 3.67% |
| Jm Financial Services Ltd. ** | Cash | ₹44.74 Cr | 3.47% |
| India (Republic of) | Bond - Short-term Government Bills | ₹39.81 Cr | 3.08% |
| India (Republic of) | Bond - Short-term Government Bills | ₹34.76 Cr | 2.69% |
| India (Republic of) | Bond - Short-term Government Bills | ₹29.99 Cr | 2.32% |
| HDFC Bank Ltd. | Bond - Corporate Bond | ₹24.98 Cr | 1.93% |
| Axis Securities Ltd. ** | Cash | ₹24.89 Cr | 1.93% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹24.88 Cr | 1.93% |
| Axis Securities Limited | Cash - Commercial Paper | ₹24.84 Cr | 1.92% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹24.8 Cr | 1.92% |
| JM Financial Services Limited | Cash - Commercial Paper | ₹24.75 Cr | 1.92% |
| ICICI Home Finance Company Limited | Cash - Commercial Paper | ₹24.73 Cr | 1.92% |
| Kotak Securities Ltd | Cash - Commercial Paper | ₹24.68 Cr | 1.91% |
| Hindustan Petroleum Corporation Limited | Cash - Commercial Paper | ₹20 Cr | 1.55% |
| 24/09/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹19.98 Cr | 1.55% |
| Union Bank of India | Bond - Corporate Bond | ₹17.88 Cr | 1.38% |
| India (Republic of) | Bond - Short-term Government Bills | ₹14.98 Cr | 1.16% |
| 12/11/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹14.88 Cr | 1.15% |
| Tbill | Bond - Gov't/Treasury | ₹5.97 Cr | 0.46% |
| Net Receivables / (Payables) | Cash | ₹5.65 Cr | 0.44% |
| 6.85% Kerala SDL 2026 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.39% |
| 7.23% Madhyapradesh Sdl 2026 | Bond - Gov't/Treasury | ₹5.01 Cr | 0.39% |
| India (Republic of) | Bond - Short-term Government Bills | ₹4.96 Cr | 0.38% |
| 7.14% Karnataka Sdl 2026 | Bond - Gov't/Treasury | ₹4.01 Cr | 0.31% |
| Sbi Cdmdf--A2 | Mutual Fund - Unspecified | ₹2.37 Cr | 0.18% |
| India (Republic of) | Bond - Short-term Government Bills | ₹2 Cr | 0.15% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.9 Cr | 0.15% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - Commercial Paper | ₹465.5 Cr | 36.05% |
| Bond - Corporate Bond | ₹257.91 Cr | 19.97% |
| Bond - Short-term Government Bills | ₹233.07 Cr | 18.05% |
| Cash - Repurchase Agreement | ₹177.45 Cr | 13.74% |
| Cash | ₹75.29 Cr | 5.83% |
| Bond - Gov't/Treasury | ₹54.86 Cr | 4.25% |
| Cash - CD/Time Deposit | ₹24.8 Cr | 1.92% |
| Mutual Fund - Unspecified | ₹2.37 Cr | 0.18% |
Risk & Performance Ratios
Standard Deviation
This fund
0.37%
Cat. avg.
0.36%
Lower the better
Sharpe Ratio
This fund
-4.10
Cat. avg.
0.38
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
13.77
Higher the better
Fund Managers
Puneet Pal
Since July 2022
Akhil Dhar
Since February 2026
Additional Scheme Detailsas of 15th September 2026
ISIN INF223J01BJ9 | Expense Ratio 0.22% | Exit Load No Charges | Fund Size ₹1,031 Cr | Age 23 years 8 months | Lumpsum Minimum ₹5,000 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹31556.43 Cr | 6.4% |
| JioBlackRock Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹12173.43 Cr | - |
| ASK Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| ASK Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| UTI Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹31556.43 Cr | 6.5% |
| UTI Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹31556.43 Cr | 6.4% |
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹817.92 Cr | - |
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹589.26 Cr | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹589.26 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹98.25 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹98.25 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹817.92 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹12173.43 Cr | 6.6% |
| Unifi Liquid Fund Regular Growth Low Risk | 0.1% | 0.0% | ₹51.79 Cr | 5.8% |
| Unifi Liquid Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹51.79 Cr | 5.8% |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹1071.13 Cr | 5.0% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹476.98 Cr | 6.4% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹476.98 Cr | 6.2% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1904.83 Cr | 4.9% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17358.70 Cr | 6.5% |
| LIC MF Liquid Plan Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17484.09 Cr | 6.5% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹62798.37 Cr | 6.5% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.01 Cr | 6.0% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹52.01 Cr | 6.2% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.3% | 0.0% | ₹81.56 Cr | 5.8% |
| Sundaram Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹9094.46 Cr | 6.6% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹20197.71 Cr | 6.5% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹381.39 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹40489.55 Cr | 6.6% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹7577.89 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹1742.62 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹11740.88 Cr | 6.6% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹22395.05 Cr | 6.5% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹42047.28 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹742.59 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹742.59 Cr | 6.3% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1392.28 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1392.28 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹556.28 Cr | 5.8% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹17358.70 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹63342.66 Cr | 6.5% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹8588.55 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹8588.55 Cr | 6.5% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹90940.50 Cr | 6.4% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹33248.42 Cr | 6.4% |
About the AMC
PGIM India Mutual Fund
Total AUM
₹28,255 Cr
Address
Nirlon House, 2nd Floor, Mumbai, 400 030
Other Funds by PGIM India Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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- Puneet Pal
- Akhil Dhar
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