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NJ Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (12-Sep-25)
₹14.61-0.07%1D
Returns (Since Inception)
10.29%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹3,871 Cr
Expense Ratio
0.57%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
About this fund
NJ Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 10 months and 15 days, having been launched on 29-Oct-21.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹14.61, Assets Under Management (AUM) of 3870.85 Crores, and an expense ratio of 0.57%.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹14.61, Assets Under Management (AUM) of 3870.85 Crores, and an expense ratio of 0.57%.
- NJ Balanced Advantage Fund Direct Growth has given a CAGR return of 10.29% since inception.
- The fund's asset allocation comprises around 62.65% in equities, 6.38% in debts, and 30.97% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-2.99%
+1.54% (Cat Avg.)
3 Years
+13.17%
+12.01% (Cat Avg.)
Since Inception
+10.29%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2025
| Equity | ₹2,424.89 Cr | 62.65% |
| Debt | ₹247.07 Cr | 6.38% |
| Others | ₹1,198.88 Cr | 30.97% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹685.01 Cr | 17.70% |
| Reliance Industries Ltd | Equity | ₹327.83 Cr | 8.47% |
| Future on Reliance Chemotex Industries Ltd | Equity - Future | ₹-323.91 Cr | 8.37% |
| HDFC Asset Management Co Ltd | Equity | ₹173.35 Cr | 4.48% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹149.6 Cr | 3.86% |
| Bosch Ltd | Equity | ₹146.23 Cr | 3.78% |
| HCL Technologies Ltd | Equity | ₹133.11 Cr | 3.44% |
| Coal India Ltd | Equity | ₹124.08 Cr | 3.21% |
| Hero MotoCorp Ltd | Equity | ₹122.56 Cr | 3.17% |
| Bajaj Auto Ltd | Equity | ₹117.92 Cr | 3.05% |
| Britannia Industries Ltd | Equity | ₹99.28 Cr | 2.56% |
| Colgate-Palmolive (India) Ltd | Equity | ₹84.6 Cr | 2.19% |
| Torrent Pharmaceuticals Ltd | Equity | ₹84.18 Cr | 2.17% |
| Alkem Laboratories Ltd | Equity | ₹83.58 Cr | 2.16% |
| Eicher Motors Ltd | Equity | ₹79.31 Cr | 2.05% |
| Gillette India Ltd | Equity | ₹76.68 Cr | 1.98% |
| Ajanta Pharma Ltd | Equity | ₹75.95 Cr | 1.96% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹74.89 Cr | 1.93% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-73.99 Cr | 1.91% |
| Bajaj Finance Ltd | Equity | ₹73.67 Cr | 1.90% |
| Divi's Laboratories Ltd | Equity | ₹73.05 Cr | 1.89% |
| UTI Asset Management Co Ltd | Equity | ₹67.5 Cr | 1.74% |
| HDFC Bank Ltd | Equity | ₹65.53 Cr | 1.69% |
| Dr. Lal PathLabs Ltd | Equity | ₹62.61 Cr | 1.62% |
| Pidilite Industries Ltd | Equity | ₹59.03 Cr | 1.52% |
| Tech Mahindra Ltd | Equity | ₹58.91 Cr | 1.52% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹56.14 Cr | 1.45% |
| Petronet LNG Ltd | Equity | ₹54.26 Cr | 1.40% |
| Infosys Ltd | Equity | ₹51.24 Cr | 1.32% |
| Havells India Ltd | Equity | ₹49.31 Cr | 1.27% |
| Asian Paints Ltd | Equity | ₹48.62 Cr | 1.26% |
| India (Republic of) | Bond - Short-term Government Bills | ₹47.78 Cr | 1.23% |
| Tata Consultancy Services Ltd | Equity | ₹46.51 Cr | 1.20% |
| ITC Ltd | Equity | ₹45.3 Cr | 1.17% |
| Nestle India Ltd | Equity | ₹44.32 Cr | 1.15% |
| Dabur India Ltd | Equity | ₹44.13 Cr | 1.14% |
| Indian Energy Exchange Ltd | Equity | ₹43.37 Cr | 1.12% |
| Mahanagar Gas Ltd | Equity | ₹42.25 Cr | 1.09% |
| Hdfc Bank Limited September 2025 Future | Equity - Future | ₹-40.36 Cr | 1.04% |
| 364 DTB 30-Oct-2025 | Bond - Gov't/Treasury | ₹29.74 Cr | 0.77% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹26.85 Cr | 0.69% |
| Hdfc Bank Limited October 2025 Future | Equity - Future | ₹-25.72 Cr | 0.66% |
| 8.33% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.55 Cr | 0.66% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.23 Cr | 0.65% |
| 8.2% Govt Stock 2025 | Bond - Gov't/Treasury | ₹25.04 Cr | 0.65% |
| 07.00 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹25.02 Cr | 0.65% |
| 08.24 Ts SDL 2025 | Bond - Gov't/Treasury | ₹25.01 Cr | 0.65% |
| 5.97% Govt Stock 2025 | Bond - Gov't/Treasury | ₹25.01 Cr | 0.65% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹24.98 Cr | 0.65% |
| 05.41 GA Sdl 2025 | Bond - Gov't/Treasury | ₹24.98 Cr | 0.65% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.83 Cr | 0.64% |
| 364 DTB 11122025 | Bond - Gov't/Treasury | ₹24.63 Cr | 0.64% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹24.57 Cr | 0.63% |
| 364 DTB 01012026 | Bond - Gov't/Treasury | ₹24.55 Cr | 0.63% |
| Treasury Bills | Bond - Gov't/Treasury | ₹24.52 Cr | 0.63% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹24.27 Cr | 0.63% |
| Future on State Bank of India | Equity - Future | ₹-22 Cr | 0.57% |
| State Bank of India | Equity | ₹21.91 Cr | 0.57% |
| Icici Bank Limited September 2025 Future | Equity - Future | ₹-17.13 Cr | 0.44% |
| ICICI Bank Ltd | Equity | ₹17.12 Cr | 0.44% |
| 08.15 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹15.02 Cr | 0.39% |
| 364 DTB 04092025 | Bond - Gov't/Treasury | ₹14.99 Cr | 0.39% |
| 91 Days Tbill (Md 28/08/2025) | Bond - Gov't/Treasury | ₹14.99 Cr | 0.39% |
| Coforge Ltd | Equity | ₹13.4 Cr | 0.35% |
| Future on Axis Bank Ltd | Equity - Future | ₹-13.35 Cr | 0.34% |
| Axis Bank Ltd | Equity | ₹13.26 Cr | 0.34% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-12.76 Cr | 0.33% |
| Aditya Birla Capital Ltd | Equity | ₹12.66 Cr | 0.33% |
| Abbott India Ltd | Equity | ₹12.03 Cr | 0.31% |
| CRISIL Ltd | Equity | ₹11.89 Cr | 0.31% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹11.78 Cr | 0.30% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-11.6 Cr | 0.30% |
| Marico Ltd | Equity | ₹11.6 Cr | 0.30% |
| Page Industries Ltd | Equity | ₹11.54 Cr | 0.30% |
| Kotak Mahindra Bank Ltd | Equity | ₹11.53 Cr | 0.30% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-10.98 Cr | 0.28% |
| Adani Enterprises Ltd | Equity | ₹10.91 Cr | 0.28% |
| Mphasis Ltd | Equity | ₹10.62 Cr | 0.27% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-10.44 Cr | 0.27% |
| Hindustan Unilever Ltd | Equity | ₹10.37 Cr | 0.27% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹10.05 Cr | 0.26% |
| 08.17 Wb SDL 2025sep | Bond - Gov't/Treasury | ₹10.01 Cr | 0.26% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹10 Cr | 0.26% |
| Berger Paints India Ltd | Equity | ₹9.53 Cr | 0.25% |
| Alkyl Amines Chemicals Ltd | Equity | ₹9.23 Cr | 0.24% |
| Future on Bank of Baroda | Equity - Future | ₹-9.23 Cr | 0.24% |
| Bank of Baroda | Equity | ₹9.19 Cr | 0.24% |
| Future on Canara Bank | Equity - Future | ₹-9.08 Cr | 0.23% |
| LTIMindtree Ltd | Equity | ₹9.07 Cr | 0.23% |
| Kajaria Ceramics Ltd | Equity | ₹9.05 Cr | 0.23% |
| Canara Bank | Equity | ₹9.04 Cr | 0.23% |
| L&T Technology Services Ltd | Equity | ₹8.75 Cr | 0.23% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹8.66 Cr | 0.22% |
| Net Receivables / (Payables) | Cash | ₹8.54 Cr | 0.22% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-8.21 Cr | 0.21% |
| Power Grid Corp Of India Ltd | Equity | ₹8.16 Cr | 0.21% |
| Oracle Financial Services Software Ltd | Equity | ₹8.04 Cr | 0.21% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹7.77 Cr | 0.20% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-7.48 Cr | 0.19% |
| Tata Elxsi Ltd | Equity | ₹7.47 Cr | 0.19% |
| Tata Power Co Ltd | Equity | ₹7.43 Cr | 0.19% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-7.3 Cr | 0.19% |
| Bandhan Bank Ltd | Equity | ₹7.28 Cr | 0.19% |
| Grindwell Norton Ltd | Equity | ₹7.18 Cr | 0.19% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-7.09 Cr | 0.18% |
| Larsen & Toubro Ltd | Equity | ₹7.06 Cr | 0.18% |
| Birlasoft Ltd | Equity | ₹6.85 Cr | 0.18% |
| Cyient Ltd | Equity | ₹6.76 Cr | 0.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹6.72 Cr | 0.17% |
| Titan Company Limited September 2025 Future | Equity - Future | ₹-6.51 Cr | 0.17% |
| Titan Co Ltd | Equity | ₹6.48 Cr | 0.17% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-5.7 Cr | 0.15% |
| 08.55 RJ SDL SPL 2025 | Bond - Gov't Agency Debt | ₹5.02 Cr | 0.13% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-4.97 Cr | 0.13% |
| SBI Life Insurance Co Ltd | Equity | ₹4.94 Cr | 0.13% |
| 08.15 MH Sdl 2025 | Bond - Gov't/Treasury | ₹4.33 Cr | 0.11% |
| Future on DLF Ltd | Equity - Future | ₹-3.87 Cr | 0.10% |
| DLF Ltd | Equity | ₹3.84 Cr | 0.10% |
| Tata Motors Limited September 2025 Future | Equity - Future | ₹-3.61 Cr | 0.09% |
| Tata Motors Ltd | Equity | ₹3.59 Cr | 0.09% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-3.38 Cr | 0.09% |
| Future on Asian Paints Ltd | Equity - Future | ₹-3.37 Cr | 0.09% |
| Jio Financial Services Ltd | Equity | ₹3.37 Cr | 0.09% |
| Petronet Lng Limited September 2025 Future | Equity - Future | ₹-3.08 Cr | 0.08% |
| Trent Ltd | Equity | ₹2.97 Cr | 0.08% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-2.85 Cr | 0.07% |
| Ambuja Cements Ltd | Equity | ₹2.84 Cr | 0.07% |
| Future on Punjab National Bank | Equity - Future | ₹-2.61 Cr | 0.07% |
| Punjab National Bank | Equity | ₹2.58 Cr | 0.07% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-2.46 Cr | 0.06% |
| Future on Yes Bank Ltd | Equity - Future | ₹-2.45 Cr | 0.06% |
| Yes Bank Ltd | Equity | ₹2.44 Cr | 0.06% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹2.3 Cr | 0.06% |
| Indus Towers Limited September 2025 Future | Equity - Future | ₹-2.15 Cr | 0.06% |
| Trent Limited November 2025 Future | Equity - Future | ₹-1.99 Cr | 0.05% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-1.82 Cr | 0.05% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.8 Cr | 0.05% |
| Bharti Airtel Ltd | Equity | ₹1.79 Cr | 0.05% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.69 Cr | 0.04% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.68 Cr | 0.04% |
| Itc Limited October 2025 Future | Equity - Future | ₹-1.65 Cr | 0.04% |
| Future on Coal India Ltd | Equity - Future | ₹-1.58 Cr | 0.04% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-1.56 Cr | 0.04% |
| Godrej Properties Ltd | Equity | ₹1.55 Cr | 0.04% |
| Infosys Limited September 2025 Future | Equity - Future | ₹-1.36 Cr | 0.04% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-1.28 Cr | 0.03% |
| Future on Tata Steel Ltd | Equity - Future | ₹-1.28 Cr | 0.03% |
| Tata Steel Ltd | Equity | ₹1.27 Cr | 0.03% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.27 Cr | 0.03% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-1.2 Cr | 0.03% |
| GAIL (India) Ltd | Equity | ₹1.2 Cr | 0.03% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-1.03 Cr | 0.03% |
| Manappuram Finance Ltd | Equity | ₹1.02 Cr | 0.03% |
| Trent Limited October 2025 Future | Equity - Future | ₹-1.02 Cr | 0.03% |
| 08.31 PN Sdl 2026 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.03% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.93 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.93 Cr | 0.02% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-0.92 Cr | 0.02% |
| Samvardhana Motherson International Ltd | Equity | ₹0.91 Cr | 0.02% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.83 Cr | 0.02% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.82 Cr | 0.02% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-0.59 Cr | 0.02% |
| The Indian Hotels Company Limited September 2025 Future | Equity - Future | ₹-0.46 Cr | 0.01% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-0.46 Cr | 0.01% |
| Indian Hotels Co Ltd | Equity | ₹0.46 Cr | 0.01% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.45 Cr | 0.01% |
| Future on ITC Hotels Ltd | Equity - Future | ₹-0.39 Cr | 0.01% |
| Future on JSW Energy Ltd | Equity - Future | ₹-0.39 Cr | 0.01% |
| JSW Energy Ltd | Equity | ₹0.39 Cr | 0.01% |
| Future on Mphasis Ltd | Equity - Future | ₹-0.39 Cr | 0.01% |
| Cipla Limited September 2025 Future | Equity - Future | ₹-0.36 Cr | 0.01% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-0.36 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.36 Cr | 0.01% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.36 Cr | 0.01% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.29 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.29 Cr | 0.01% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-0.25 Cr | 0.01% |
| Varun Beverages Ltd | Equity | ₹0.25 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.22 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.22 Cr | 0.01% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-0.2 Cr | 0.01% |
| Mahindra & Mahindra Ltd | Equity | ₹0.19 Cr | 0.00% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.18 Cr | 0.00% |
| Indus Towers Limited October 2025 Future | Equity - Future | ₹-0.17 Cr | 0.00% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-0.15 Cr | 0.00% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.15 Cr | 0.00% |
| NTPC Ltd | Equity | ₹0.15 Cr | 0.00% |
| Future on NTPC Green Energy Ltd | Equity - Future | ₹-0.15 Cr | 0.00% |
| Icici Bank Limited October 2025 Future | Equity - Future | ₹-0.1 Cr | 0.00% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| Hindalco Industries Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| Grasim Industries Ltd | Equity | ₹0.07 Cr | 0.00% |
| Future on Tata Consumer Products Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Future on CG Power & Industrial Solutions Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| CG Power & Industrial Solutions Ltd | Equity | ₹0.06 Cr | 0.00% |
| Tata Consumer Products Ltd | Equity | ₹0.06 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
41.43%
Mid Cap Stocks
23.55%
Small Cap Stocks
0.40%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹553.16 Cr | 14.29% |
| Energy | ₹517.41 Cr | 13.37% |
| Consumer Cyclical | ₹500.16 Cr | 12.92% |
| Healthcare | ₹459.98 Cr | 11.88% |
| Consumer Defensive | ₹425.26 Cr | 10.99% |
| Technology | ₹361.75 Cr | 9.35% |
| Basic Materials | ₹130.7 Cr | 3.38% |
| Industrials | ₹92.42 Cr | 2.39% |
| Utilities | ₹59.57 Cr | 1.54% |
| Real Estate | ₹5.39 Cr | 0.14% |
| Communication Services | ₹4.1 Cr | 0.11% |
Risk & Performance Ratios
Standard Deviation
This fund
8.51%
Cat. avg.
7.87%
Lower the better
Sharpe Ratio
This fund
0.69
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.06
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 31st August 2025
ISIN INF0J8L01040 | Expense Ratio 0.57% | Exit Load 1.00% | Fund Size ₹3,871 Cr | Age 3 years 10 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
NJ Mutual Fund
Total AUM
₹7,041 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹2402.34 Cr | -11.9% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹311.88 Cr | 6.1% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹269.47 Cr | 6.5% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3870.85 Cr | -3.0% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.6% | 0.0% | ₹292.90 Cr | -8.7% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
Related Articles
Still got questions?
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What is the current NAV of NJ Balanced Advantage Fund Direct Growth?
The NAV of NJ Balanced Advantage Fund Direct Growth, as of 12-Sep-2025, is ₹14.61.
What are the returns of NJ Balanced Advantage Fund Direct Growth?
The fund has generated -2.99% over the last 1 year and 13.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 62.65% in equities, 6.38% in bonds, and 30.97% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Direct Growth?
The fund managers responsible for NJ Balanced Advantage Fund Direct Growth are:-
- Viral Shah
- Dhaval Patel
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
NJ Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (12-Sep-25)
₹14.61-0.07%1D
Returns (Since Inception)
10.29%
Rated ★4.3+ on
Fund Overview
Fund Size
₹3,871 Cr
Expense Ratio
0.57%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
Risk Level
Your principal amount will be at Very High Risk
About this fund
NJ Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 10 months and 15 days, having been launched on 29-Oct-21.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹14.61, Assets Under Management (AUM) of 3870.85 Crores, and an expense ratio of 0.57%.
As of 12-Sep-25, it has a Net Asset Value (NAV) of ₹14.61, Assets Under Management (AUM) of 3870.85 Crores, and an expense ratio of 0.57%.
- NJ Balanced Advantage Fund Direct Growth has given a CAGR return of 10.29% since inception.
- The fund's asset allocation comprises around 62.65% in equities, 6.38% in debts, and 30.97% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-2.99%
+1.54% (Cat Avg.)
3 Years
+13.17%
+12.01% (Cat Avg.)
Since Inception
+10.29%
— (Cat Avg.)
Portfolio Summaryas of 31st August 2025
| Equity | ₹2,424.89 Cr | 62.65% |
| Debt | ₹247.07 Cr | 6.38% |
| Others | ₹1,198.88 Cr | 30.97% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹685.01 Cr | 17.70% |
| Reliance Industries Ltd | Equity | ₹327.83 Cr | 8.47% |
| Future on Reliance Chemotex Industries Ltd | Equity - Future | ₹-323.91 Cr | 8.37% |
| HDFC Asset Management Co Ltd | Equity | ₹173.35 Cr | 4.48% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹149.6 Cr | 3.86% |
| Bosch Ltd | Equity | ₹146.23 Cr | 3.78% |
| HCL Technologies Ltd | Equity | ₹133.11 Cr | 3.44% |
| Coal India Ltd | Equity | ₹124.08 Cr | 3.21% |
| Hero MotoCorp Ltd | Equity | ₹122.56 Cr | 3.17% |
| Bajaj Auto Ltd | Equity | ₹117.92 Cr | 3.05% |
| Britannia Industries Ltd | Equity | ₹99.28 Cr | 2.56% |
| Colgate-Palmolive (India) Ltd | Equity | ₹84.6 Cr | 2.19% |
| Torrent Pharmaceuticals Ltd | Equity | ₹84.18 Cr | 2.17% |
| Alkem Laboratories Ltd | Equity | ₹83.58 Cr | 2.16% |
| Eicher Motors Ltd | Equity | ₹79.31 Cr | 2.05% |
| Gillette India Ltd | Equity | ₹76.68 Cr | 1.98% |
| Ajanta Pharma Ltd | Equity | ₹75.95 Cr | 1.96% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹74.89 Cr | 1.93% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-73.99 Cr | 1.91% |
| Bajaj Finance Ltd | Equity | ₹73.67 Cr | 1.90% |
| Divi's Laboratories Ltd | Equity | ₹73.05 Cr | 1.89% |
| UTI Asset Management Co Ltd | Equity | ₹67.5 Cr | 1.74% |
| HDFC Bank Ltd | Equity | ₹65.53 Cr | 1.69% |
| Dr. Lal PathLabs Ltd | Equity | ₹62.61 Cr | 1.62% |
| Pidilite Industries Ltd | Equity | ₹59.03 Cr | 1.52% |
| Tech Mahindra Ltd | Equity | ₹58.91 Cr | 1.52% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹56.14 Cr | 1.45% |
| Petronet LNG Ltd | Equity | ₹54.26 Cr | 1.40% |
| Infosys Ltd | Equity | ₹51.24 Cr | 1.32% |
| Havells India Ltd | Equity | ₹49.31 Cr | 1.27% |
| Asian Paints Ltd | Equity | ₹48.62 Cr | 1.26% |
| India (Republic of) | Bond - Short-term Government Bills | ₹47.78 Cr | 1.23% |
| Tata Consultancy Services Ltd | Equity | ₹46.51 Cr | 1.20% |
| ITC Ltd | Equity | ₹45.3 Cr | 1.17% |
| Nestle India Ltd | Equity | ₹44.32 Cr | 1.15% |
| Dabur India Ltd | Equity | ₹44.13 Cr | 1.14% |
| Indian Energy Exchange Ltd | Equity | ₹43.37 Cr | 1.12% |
| Mahanagar Gas Ltd | Equity | ₹42.25 Cr | 1.09% |
| Hdfc Bank Limited September 2025 Future | Equity - Future | ₹-40.36 Cr | 1.04% |
| 364 DTB 30-Oct-2025 | Bond - Gov't/Treasury | ₹29.74 Cr | 0.77% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹26.85 Cr | 0.69% |
| Hdfc Bank Limited October 2025 Future | Equity - Future | ₹-25.72 Cr | 0.66% |
| 8.33% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.55 Cr | 0.66% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.23 Cr | 0.65% |
| 8.2% Govt Stock 2025 | Bond - Gov't/Treasury | ₹25.04 Cr | 0.65% |
| 07.00 RJ Sdl 2025 | Bond - Gov't/Treasury | ₹25.02 Cr | 0.65% |
| 08.24 Ts SDL 2025 | Bond - Gov't/Treasury | ₹25.01 Cr | 0.65% |
| 5.97% Govt Stock 2025 | Bond - Gov't/Treasury | ₹25.01 Cr | 0.65% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹24.98 Cr | 0.65% |
| 05.41 GA Sdl 2025 | Bond - Gov't/Treasury | ₹24.98 Cr | 0.65% |
| India (Republic of) | Bond - Short-term Government Bills | ₹24.83 Cr | 0.64% |
| 364 DTB 11122025 | Bond - Gov't/Treasury | ₹24.63 Cr | 0.64% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹24.57 Cr | 0.63% |
| 364 DTB 01012026 | Bond - Gov't/Treasury | ₹24.55 Cr | 0.63% |
| Treasury Bills | Bond - Gov't/Treasury | ₹24.52 Cr | 0.63% |
| 364 DTB 19mar2026 | Bond - Gov't/Treasury | ₹24.27 Cr | 0.63% |
| Future on State Bank of India | Equity - Future | ₹-22 Cr | 0.57% |
| State Bank of India | Equity | ₹21.91 Cr | 0.57% |
| Icici Bank Limited September 2025 Future | Equity - Future | ₹-17.13 Cr | 0.44% |
| ICICI Bank Ltd | Equity | ₹17.12 Cr | 0.44% |
| 08.15 GJ Sdl 2025 | Bond - Gov't/Treasury | ₹15.02 Cr | 0.39% |
| 364 DTB 04092025 | Bond - Gov't/Treasury | ₹14.99 Cr | 0.39% |
| 91 Days Tbill (Md 28/08/2025) | Bond - Gov't/Treasury | ₹14.99 Cr | 0.39% |
| Coforge Ltd | Equity | ₹13.4 Cr | 0.35% |
| Future on Axis Bank Ltd | Equity - Future | ₹-13.35 Cr | 0.34% |
| Axis Bank Ltd | Equity | ₹13.26 Cr | 0.34% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-12.76 Cr | 0.33% |
| Aditya Birla Capital Ltd | Equity | ₹12.66 Cr | 0.33% |
| Abbott India Ltd | Equity | ₹12.03 Cr | 0.31% |
| CRISIL Ltd | Equity | ₹11.89 Cr | 0.31% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹11.78 Cr | 0.30% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-11.6 Cr | 0.30% |
| Marico Ltd | Equity | ₹11.6 Cr | 0.30% |
| Page Industries Ltd | Equity | ₹11.54 Cr | 0.30% |
| Kotak Mahindra Bank Ltd | Equity | ₹11.53 Cr | 0.30% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-10.98 Cr | 0.28% |
| Adani Enterprises Ltd | Equity | ₹10.91 Cr | 0.28% |
| Mphasis Ltd | Equity | ₹10.62 Cr | 0.27% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-10.44 Cr | 0.27% |
| Hindustan Unilever Ltd | Equity | ₹10.37 Cr | 0.27% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹10.05 Cr | 0.26% |
| 08.17 Wb SDL 2025sep | Bond - Gov't/Treasury | ₹10.01 Cr | 0.26% |
| 182 Days Tbill | Bond - Gov't/Treasury | ₹10 Cr | 0.26% |
| Berger Paints India Ltd | Equity | ₹9.53 Cr | 0.25% |
| Alkyl Amines Chemicals Ltd | Equity | ₹9.23 Cr | 0.24% |
| Future on Bank of Baroda | Equity - Future | ₹-9.23 Cr | 0.24% |
| Bank of Baroda | Equity | ₹9.19 Cr | 0.24% |
| Future on Canara Bank | Equity - Future | ₹-9.08 Cr | 0.23% |
| LTIMindtree Ltd | Equity | ₹9.07 Cr | 0.23% |
| Kajaria Ceramics Ltd | Equity | ₹9.05 Cr | 0.23% |
| Canara Bank | Equity | ₹9.04 Cr | 0.23% |
| L&T Technology Services Ltd | Equity | ₹8.75 Cr | 0.23% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹8.66 Cr | 0.22% |
| Net Receivables / (Payables) | Cash | ₹8.54 Cr | 0.22% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-8.21 Cr | 0.21% |
| Power Grid Corp Of India Ltd | Equity | ₹8.16 Cr | 0.21% |
| Oracle Financial Services Software Ltd | Equity | ₹8.04 Cr | 0.21% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹7.77 Cr | 0.20% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-7.48 Cr | 0.19% |
| Tata Elxsi Ltd | Equity | ₹7.47 Cr | 0.19% |
| Tata Power Co Ltd | Equity | ₹7.43 Cr | 0.19% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-7.3 Cr | 0.19% |
| Bandhan Bank Ltd | Equity | ₹7.28 Cr | 0.19% |
| Grindwell Norton Ltd | Equity | ₹7.18 Cr | 0.19% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-7.09 Cr | 0.18% |
| Larsen & Toubro Ltd | Equity | ₹7.06 Cr | 0.18% |
| Birlasoft Ltd | Equity | ₹6.85 Cr | 0.18% |
| Cyient Ltd | Equity | ₹6.76 Cr | 0.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹6.72 Cr | 0.17% |
| Titan Company Limited September 2025 Future | Equity - Future | ₹-6.51 Cr | 0.17% |
| Titan Co Ltd | Equity | ₹6.48 Cr | 0.17% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-5.7 Cr | 0.15% |
| 08.55 RJ SDL SPL 2025 | Bond - Gov't Agency Debt | ₹5.02 Cr | 0.13% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-4.97 Cr | 0.13% |
| SBI Life Insurance Co Ltd | Equity | ₹4.94 Cr | 0.13% |
| 08.15 MH Sdl 2025 | Bond - Gov't/Treasury | ₹4.33 Cr | 0.11% |
| Future on DLF Ltd | Equity - Future | ₹-3.87 Cr | 0.10% |
| DLF Ltd | Equity | ₹3.84 Cr | 0.10% |
| Tata Motors Limited September 2025 Future | Equity - Future | ₹-3.61 Cr | 0.09% |
| Tata Motors Ltd | Equity | ₹3.59 Cr | 0.09% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-3.38 Cr | 0.09% |
| Future on Asian Paints Ltd | Equity - Future | ₹-3.37 Cr | 0.09% |
| Jio Financial Services Ltd | Equity | ₹3.37 Cr | 0.09% |
| Petronet Lng Limited September 2025 Future | Equity - Future | ₹-3.08 Cr | 0.08% |
| Trent Ltd | Equity | ₹2.97 Cr | 0.08% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-2.85 Cr | 0.07% |
| Ambuja Cements Ltd | Equity | ₹2.84 Cr | 0.07% |
| Future on Punjab National Bank | Equity - Future | ₹-2.61 Cr | 0.07% |
| Punjab National Bank | Equity | ₹2.58 Cr | 0.07% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-2.46 Cr | 0.06% |
| Future on Yes Bank Ltd | Equity - Future | ₹-2.45 Cr | 0.06% |
| Yes Bank Ltd | Equity | ₹2.44 Cr | 0.06% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹2.3 Cr | 0.06% |
| Indus Towers Limited September 2025 Future | Equity - Future | ₹-2.15 Cr | 0.06% |
| Trent Limited November 2025 Future | Equity - Future | ₹-1.99 Cr | 0.05% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-1.82 Cr | 0.05% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-1.8 Cr | 0.05% |
| Bharti Airtel Ltd | Equity | ₹1.79 Cr | 0.05% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.69 Cr | 0.04% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.68 Cr | 0.04% |
| Itc Limited October 2025 Future | Equity - Future | ₹-1.65 Cr | 0.04% |
| Future on Coal India Ltd | Equity - Future | ₹-1.58 Cr | 0.04% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-1.56 Cr | 0.04% |
| Godrej Properties Ltd | Equity | ₹1.55 Cr | 0.04% |
| Infosys Limited September 2025 Future | Equity - Future | ₹-1.36 Cr | 0.04% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-1.28 Cr | 0.03% |
| Future on Tata Steel Ltd | Equity - Future | ₹-1.28 Cr | 0.03% |
| Tata Steel Ltd | Equity | ₹1.27 Cr | 0.03% |
| HDFC Life Insurance Co Ltd | Equity | ₹1.27 Cr | 0.03% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-1.2 Cr | 0.03% |
| GAIL (India) Ltd | Equity | ₹1.2 Cr | 0.03% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-1.03 Cr | 0.03% |
| Manappuram Finance Ltd | Equity | ₹1.02 Cr | 0.03% |
| Trent Limited October 2025 Future | Equity - Future | ₹-1.02 Cr | 0.03% |
| 08.31 PN Sdl 2026 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.03% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.93 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.93 Cr | 0.02% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-0.92 Cr | 0.02% |
| Samvardhana Motherson International Ltd | Equity | ₹0.91 Cr | 0.02% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.83 Cr | 0.02% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.82 Cr | 0.02% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-0.59 Cr | 0.02% |
| The Indian Hotels Company Limited September 2025 Future | Equity - Future | ₹-0.46 Cr | 0.01% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-0.46 Cr | 0.01% |
| Indian Hotels Co Ltd | Equity | ₹0.46 Cr | 0.01% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹0.45 Cr | 0.01% |
| Future on ITC Hotels Ltd | Equity - Future | ₹-0.39 Cr | 0.01% |
| Future on JSW Energy Ltd | Equity - Future | ₹-0.39 Cr | 0.01% |
| JSW Energy Ltd | Equity | ₹0.39 Cr | 0.01% |
| Future on Mphasis Ltd | Equity - Future | ₹-0.39 Cr | 0.01% |
| Cipla Limited September 2025 Future | Equity - Future | ₹-0.36 Cr | 0.01% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-0.36 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.36 Cr | 0.01% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.36 Cr | 0.01% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.29 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.29 Cr | 0.01% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-0.25 Cr | 0.01% |
| Varun Beverages Ltd | Equity | ₹0.25 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.22 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.22 Cr | 0.01% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-0.2 Cr | 0.01% |
| Mahindra & Mahindra Ltd | Equity | ₹0.19 Cr | 0.00% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.18 Cr | 0.00% |
| Indus Towers Limited October 2025 Future | Equity - Future | ₹-0.17 Cr | 0.00% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-0.15 Cr | 0.00% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.15 Cr | 0.00% |
| NTPC Ltd | Equity | ₹0.15 Cr | 0.00% |
| Future on NTPC Green Energy Ltd | Equity - Future | ₹-0.15 Cr | 0.00% |
| Icici Bank Limited October 2025 Future | Equity - Future | ₹-0.1 Cr | 0.00% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| Hindalco Industries Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| Grasim Industries Ltd | Equity | ₹0.07 Cr | 0.00% |
| Future on Tata Consumer Products Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Future on CG Power & Industrial Solutions Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| CG Power & Industrial Solutions Ltd | Equity | ₹0.06 Cr | 0.00% |
| Tata Consumer Products Ltd | Equity | ₹0.06 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
41.43%
Mid Cap Stocks
23.55%
Small Cap Stocks
0.40%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹553.16 Cr | 14.29% |
| Energy | ₹517.41 Cr | 13.37% |
| Consumer Cyclical | ₹500.16 Cr | 12.92% |
| Healthcare | ₹459.98 Cr | 11.88% |
| Consumer Defensive | ₹425.26 Cr | 10.99% |
| Technology | ₹361.75 Cr | 9.35% |
| Basic Materials | ₹130.7 Cr | 3.38% |
| Industrials | ₹92.42 Cr | 2.39% |
| Utilities | ₹59.57 Cr | 1.54% |
| Real Estate | ₹5.39 Cr | 0.14% |
| Communication Services | ₹4.1 Cr | 0.11% |
Risk & Performance Ratios
Standard Deviation
This fund
8.51%
Cat. avg.
7.87%
Lower the better
Sharpe Ratio
This fund
0.69
Cat. avg.
0.64
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.06
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 31st August 2025
ISIN INF0J8L01040 | Expense Ratio 0.57% | Exit Load 1.00% | Fund Size ₹3,871 Cr | Age 3 years 10 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
NJ Mutual Fund
Total AUM
₹7,041 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹2402.34 Cr | -11.9% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹311.88 Cr | 6.1% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹269.47 Cr | 6.5% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3870.85 Cr | -3.0% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.6% | 0.0% | ₹292.90 Cr | -8.7% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of NJ Balanced Advantage Fund Direct Growth?
The NAV of NJ Balanced Advantage Fund Direct Growth, as of 12-Sep-2025, is ₹14.61.
What are the returns of NJ Balanced Advantage Fund Direct Growth?
The fund has generated -2.99% over the last 1 year and 13.17% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 62.65% in equities, 6.38% in bonds, and 30.97% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Direct Growth?
The fund managers responsible for NJ Balanced Advantage Fund Direct Growth are:-
- Viral Shah
- Dhaval Patel
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Private Limited is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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