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NJ Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (10-Oct-25)
₹14.370.14%1D
Returns (Since Inception)
9.62%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹3,815 Cr
Expense Ratio
0.57%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
About this fund
NJ Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 11 months and 14 days, having been launched on 29-Oct-21.
As of 10-Oct-25, it has a Net Asset Value (NAV) of ₹14.37, Assets Under Management (AUM) of 3815.16 Crores, and an expense ratio of 0.57%.
As of 10-Oct-25, it has a Net Asset Value (NAV) of ₹14.37, Assets Under Management (AUM) of 3815.16 Crores, and an expense ratio of 0.57%.
- NJ Balanced Advantage Fund Direct Growth has given a CAGR return of 9.62% since inception.
- The fund's asset allocation comprises around 62.26% in equities, 3.91% in debts, and 33.83% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-2.04%
+2.07% (Cat Avg.)
3 Years
+13.38%
+12.89% (Cat Avg.)
Since Inception
+9.62%
— (Cat Avg.)
Portfolio Summaryas of 30th September 2025
| Equity | ₹2,375.34 Cr | 62.26% |
| Debt | ₹149 Cr | 3.91% |
| Others | ₹1,290.81 Cr | 33.83% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹902.4 Cr | 23.65% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-332.74 Cr | 8.72% |
| Reliance Industries Ltd | Equity | ₹330.43 Cr | 8.66% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹191.85 Cr | 5.03% |
| HDFC Asset Management Co Ltd | Equity | ₹174.4 Cr | 4.57% |
| Bosch Ltd | Equity | ₹138.66 Cr | 3.63% |
| Hero MotoCorp Ltd | Equity | ₹130.88 Cr | 3.43% |
| Coal India Ltd | Equity | ₹128.25 Cr | 3.36% |
| HCL Technologies Ltd | Equity | ₹125.88 Cr | 3.30% |
| Net Receivables / (Payables) | Cash | ₹125.38 Cr | 3.29% |
| Bajaj Auto Ltd | Equity | ₹117.82 Cr | 3.09% |
| Britannia Industries Ltd | Equity | ₹101.46 Cr | 2.66% |
| Eicher Motors Ltd | Equity | ₹90.44 Cr | 2.37% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-85.83 Cr | 2.25% |
| Bajaj Finance Ltd | Equity | ₹85.33 Cr | 2.24% |
| HDFC Bank Ltd | Equity | ₹85.26 Cr | 2.23% |
| Alkem Laboratories Ltd | Equity | ₹84.92 Cr | 2.23% |
| Torrent Pharmaceuticals Ltd | Equity | ₹84.6 Cr | 2.22% |
| Colgate-Palmolive (India) Ltd | Equity | ₹80.04 Cr | 2.10% |
| Ajanta Pharma Ltd | Equity | ₹68.94 Cr | 1.81% |
| Hdfc Bank Limited October 2025 Future | Equity - Future | ₹-68.47 Cr | 1.79% |
| Gillette India Ltd | Equity | ₹67.65 Cr | 1.77% |
| Divi's Laboratories Ltd | Equity | ₹67.35 Cr | 1.77% |
| UTI Asset Management Co Ltd | Equity | ₹63.53 Cr | 1.67% |
| Dr. Lal PathLabs Ltd | Equity | ₹58.61 Cr | 1.54% |
| Pidilite Industries Ltd | Equity | ₹56.43 Cr | 1.48% |
| Petronet LNG Ltd | Equity | ₹55.79 Cr | 1.46% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹55.77 Cr | 1.46% |
| Tech Mahindra Ltd | Equity | ₹55.29 Cr | 1.45% |
| Infosys Ltd | Equity | ₹48.63 Cr | 1.27% |
| Havells India Ltd | Equity | ₹48.23 Cr | 1.26% |
| India (Republic of) | Bond - Short-term Government Bills | ₹48 Cr | 1.26% |
| ITC Ltd | Equity | ₹47.35 Cr | 1.24% |
| Asian Paints Ltd | Equity | ₹45.07 Cr | 1.18% |
| Nestle India Ltd | Equity | ₹44.09 Cr | 1.16% |
| Mahanagar Gas Ltd | Equity | ₹43.42 Cr | 1.14% |
| Tata Consultancy Services Ltd | Equity | ₹43.26 Cr | 1.13% |
| Indian Energy Exchange Ltd | Equity | ₹42.9 Cr | 1.12% |
| Dabur India Ltd | Equity | ₹41.35 Cr | 1.08% |
| ICICI Bank Ltd | Equity | ₹30.76 Cr | 0.81% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-27.27 Cr | 0.71% |
| Kotak Mahindra Bank Ltd | Equity | ₹27.02 Cr | 0.71% |
| Future on State Bank of India | Equity - Future | ₹-26.39 Cr | 0.69% |
| State Bank of India | Equity | ₹26.24 Cr | 0.69% |
| Trent Ltd | Equity | ₹25.54 Cr | 0.67% |
| 8.33% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.5 Cr | 0.67% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.21 Cr | 0.66% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹24.99 Cr | 0.65% |
| 05.41 GA Sdl 2025 | Bond - Gov't/Treasury | ₹24.99 Cr | 0.65% |
| Trent Limited November 2025 Future | Equity - Future | ₹-24.95 Cr | 0.65% |
| 364 DTB 01012026 | Bond - Gov't/Treasury | ₹24.66 Cr | 0.65% |
| Treasury Bills | Bond - Gov't/Treasury | ₹24.63 Cr | 0.65% |
| Future on Axis Bank Ltd | Equity - Future | ₹-22.64 Cr | 0.59% |
| Axis Bank Ltd | Equity | ₹22.49 Cr | 0.59% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-19.92 Cr | 0.52% |
| Aditya Birla Capital Ltd | Equity | ₹19.76 Cr | 0.52% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-18.9 Cr | 0.50% |
| Jio Financial Services Ltd | Equity | ₹18.67 Cr | 0.49% |
| Hdfc Bank Limited November 2025 Future | Equity - Future | ₹-17.34 Cr | 0.45% |
| Icici Bank Limited October 2025 Future | Equity - Future | ₹-16.63 Cr | 0.44% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-16.03 Cr | 0.42% |
| Mahindra & Mahindra Ltd | Equity | ₹15.83 Cr | 0.41% |
| Future on DLF Ltd | Equity - Future | ₹-15.53 Cr | 0.41% |
| DLF Ltd | Equity | ₹15.35 Cr | 0.40% |
| Icici Bank Limited November 2025 Future | Equity - Future | ₹-14.43 Cr | 0.38% |
| Future on Bank of Baroda | Equity - Future | ₹-14.26 Cr | 0.37% |
| Bank of Baroda | Equity | ₹14.14 Cr | 0.37% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-12.56 Cr | 0.33% |
| Adani Enterprises Ltd | Equity | ₹12.48 Cr | 0.33% |
| Coforge Ltd | Equity | ₹12.28 Cr | 0.32% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹11.4 Cr | 0.30% |
| Abbott India Ltd | Equity | ₹11.12 Cr | 0.29% |
| Marico Ltd | Equity | ₹11.06 Cr | 0.29% |
| Future on Canara Bank | Equity - Future | ₹-10.85 Cr | 0.28% |
| Canara Bank | Equity | ₹10.77 Cr | 0.28% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-10.57 Cr | 0.28% |
| Page Industries Ltd | Equity | ₹10.53 Cr | 0.28% |
| CRISIL Ltd | Equity | ₹10.51 Cr | 0.28% |
| Bharti Airtel Ltd | Equity | ₹10.44 Cr | 0.27% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-10.39 Cr | 0.27% |
| Larsen & Toubro Ltd | Equity | ₹10.31 Cr | 0.27% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹10.12 Cr | 0.27% |
| Mphasis Ltd | Equity | ₹10.05 Cr | 0.26% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹9.87 Cr | 0.26% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-9.87 Cr | 0.26% |
| Hindustan Unilever Ltd | Equity | ₹9.81 Cr | 0.26% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-9.6 Cr | 0.25% |
| Tata Power Co Ltd | Equity | ₹9.52 Cr | 0.25% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-9.48 Cr | 0.25% |
| Ambuja Cements Ltd | Equity | ₹9.4 Cr | 0.25% |
| Titan Co Ltd | Equity | ₹9.37 Cr | 0.25% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹9.3 Cr | 0.24% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-9.28 Cr | 0.24% |
| Bandhan Bank Ltd | Equity | ₹9.23 Cr | 0.24% |
| Berger Paints India Ltd | Equity | ₹9.15 Cr | 0.24% |
| LTIMindtree Ltd | Equity | ₹9.05 Cr | 0.24% |
| Alkyl Amines Chemicals Ltd | Equity | ₹8.74 Cr | 0.23% |
| Kajaria Ceramics Ltd | Equity | ₹8.67 Cr | 0.23% |
| L&T Technology Services Ltd | Equity | ₹8.48 Cr | 0.22% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-8.36 Cr | 0.22% |
| Power Grid Corp Of India Ltd | Equity | ₹8.31 Cr | 0.22% |
| Oracle Financial Services Software Ltd | Equity | ₹8.09 Cr | 0.21% |
| Eternal Limited November 2025 Future | Equity - Future | ₹-7.52 Cr | 0.20% |
| Eternal Ltd | Equity | ₹7.42 Cr | 0.19% |
| Tata Elxsi Ltd | Equity | ₹7.41 Cr | 0.19% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹7.25 Cr | 0.19% |
| Grindwell Norton Ltd | Equity | ₹7.24 Cr | 0.19% |
| Cyient Ltd | Equity | ₹6.6 Cr | 0.17% |
| Birlasoft Ltd | Equity | ₹6.53 Cr | 0.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹6.2 Cr | 0.16% |
| Titan Company Limited October 2025 Future | Equity - Future | ₹-6.05 Cr | 0.16% |
| Future on Solar Industries India Ltd | Equity - Future | ₹-5.17 Cr | 0.14% |
| Solar Industries India Ltd | Equity | ₹5.1 Cr | 0.13% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-5.07 Cr | 0.13% |
| SBI Life Insurance Co Ltd | Equity | ₹5.04 Cr | 0.13% |
| 08.55 RJ SDL SPL 2025 | Bond - Gov't Agency Debt | ₹5.01 Cr | 0.13% |
| Future on Yes Bank Ltd | Equity - Future | ₹-5 Cr | 0.13% |
| Yes Bank Ltd | Equity | ₹4.96 Cr | 0.13% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-4.67 Cr | 0.12% |
| Bajaj Finserv Ltd | Equity | ₹4.61 Cr | 0.12% |
| 08.15 MH Sdl 2025 | Bond - Gov't/Treasury | ₹4.33 Cr | 0.11% |
| Future on One97 Communications Ltd | Equity - Future | ₹-4.28 Cr | 0.11% |
| One97 Communications Ltd | Equity | ₹4.24 Cr | 0.11% |
| Future on Tata Steel Ltd | Equity - Future | ₹-3.94 Cr | 0.10% |
| Tata Steel Ltd | Equity | ₹3.9 Cr | 0.10% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-3.78 Cr | 0.10% |
| Titan Company Limited November 2025 Future | Equity - Future | ₹-3.4 Cr | 0.09% |
| Future on ITC Hotels Ltd | Equity - Future | ₹-3.25 Cr | 0.09% |
| Future on Asian Paints Ltd | Equity - Future | ₹-3.13 Cr | 0.08% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹2.97 Cr | 0.08% |
| Future on Punjab National Bank | Equity - Future | ₹-2.92 Cr | 0.08% |
| Punjab National Bank | Equity | ₹2.89 Cr | 0.08% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-2.74 Cr | 0.07% |
| Godrej Properties Ltd | Equity | ₹2.71 Cr | 0.07% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-2.69 Cr | 0.07% |
| Samvardhana Motherson International Ltd | Equity | ₹2.66 Cr | 0.07% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-2.47 Cr | 0.06% |
| Indus Towers Limited October 2025 Future | Equity - Future | ₹-2.35 Cr | 0.06% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-2.02 Cr | 0.05% |
| Itc Limited October 2025 Future | Equity - Future | ₹-2.01 Cr | 0.05% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹2 Cr | 0.05% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹1.99 Cr | 0.05% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-1.85 Cr | 0.05% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.81 Cr | 0.05% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.8 Cr | 0.05% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-1.68 Cr | 0.04% |
| GAIL (India) Ltd | Equity | ₹1.67 Cr | 0.04% |
| Future on Coal India Ltd | Equity - Future | ₹-1.64 Cr | 0.04% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-1.1 Cr | 0.03% |
| Manappuram Finance Ltd | Equity | ₹1.1 Cr | 0.03% |
| 08.31 PN Sdl 2026 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.03% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.95 Cr | 0.02% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.94 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.92 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.91 Cr | 0.02% |
| Trent Limited October 2025 Future | Equity - Future | ₹-0.89 Cr | 0.02% |
| Future on United Spirits Ltd | Equity - Future | ₹-0.7 Cr | 0.02% |
| United Spirits Ltd | Equity | ₹0.69 Cr | 0.02% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.68 Cr | 0.02% |
| GMR Airports Ltd | Equity | ₹0.67 Cr | 0.02% |
| Indus Towers Limited November 2025 Future | Equity - Future | ₹-0.65 Cr | 0.02% |
| The Indian Hotels Company Limited October 2025 Future | Equity - Future | ₹-0.44 Cr | 0.01% |
| Indian Hotels Co Ltd | Equity | ₹0.43 Cr | 0.01% |
| Future on HFCL Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| Future on JSW Energy Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| JSW Energy Ltd | Equity | ₹0.42 Cr | 0.01% |
| HFCL Ltd | Equity | ₹0.42 Cr | 0.01% |
| Future on Mphasis Ltd | Equity - Future | ₹-0.37 Cr | 0.01% |
| Cipla Limited October 2025 Future | Equity - Future | ₹-0.34 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.34 Cr | 0.01% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-0.32 Cr | 0.01% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.31 Cr | 0.01% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.29 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.29 Cr | 0.01% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-0.25 Cr | 0.01% |
| UltraTech Cement Ltd | Equity | ₹0.24 Cr | 0.01% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| Varun Beverages Ltd | Equity | ₹0.23 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.22 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.22 Cr | 0.01% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-0.2 Cr | 0.01% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.2 Cr | 0.01% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.18 Cr | 0.00% |
| Future on Nestle India Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| Future on NTPC Green Energy Ltd | Equity - Future | ₹-0.15 Cr | 0.00% |
| NTPC Ltd | Equity | ₹0.15 Cr | 0.00% |
| Future on Adani Energy Solutions Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
| Adani Energy Solutions Ltd | Equity | ₹0.12 Cr | 0.00% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.11 Cr | 0.00% |
| Hindalco Industries Ltd | Equity | ₹0.11 Cr | 0.00% |
| Future on The Federal Bank Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| The Federal Bank Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-0.08 Cr | 0.00% |
| HDFC Life Insurance Co Ltd | Equity | ₹0.08 Cr | 0.00% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| Grasim Industries Ltd | Equity | ₹0.07 Cr | 0.00% |
| Abb India Limited November 2025 Future | Equity - Future | ₹-0.07 Cr | 0.00% |
| ABB India Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on CG Power & Industrial Solutions Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| CG Power & Industrial Solutions Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on Tata Consumer Products Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Future on Adani Green Energy Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Tata Consumer Products Ltd | Equity | ₹0.06 Cr | 0.00% |
| Adani Green Energy Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on LIC Housing Finance Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| LIC Housing Finance Ltd | Equity | ₹0.06 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
34.87%
Mid Cap Stocks
23.32%
Small Cap Stocks
8.42%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹660.05 Cr | 17.30% |
| Consumer Cyclical | ₹557.02 Cr | 14.60% |
| Energy | ₹527.33 Cr | 13.82% |
| Healthcare | ₹443.35 Cr | 11.62% |
| Consumer Defensive | ₹413.09 Cr | 10.83% |
| Technology | ₹346.86 Cr | 9.09% |
| Basic Materials | ₹138.2 Cr | 3.62% |
| Industrials | ₹96.69 Cr | 2.53% |
| Utilities | ₹63.67 Cr | 1.67% |
| Real Estate | ₹18.06 Cr | 0.47% |
| Communication Services | ₹13.41 Cr | 0.35% |
Risk & Performance Ratios
Standard Deviation
This fund
8.43%
Cat. avg.
7.70%
Lower the better
Sharpe Ratio
This fund
0.74
Cat. avg.
0.75
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.25
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 30th September 2025
ISIN INF0J8L01040 | Expense Ratio 0.57% | Exit Load 1.00% | Fund Size ₹3,815 Cr | Age 3 years 11 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
NJ Mutual Fund
Total AUM
₹7,147 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹2411.49 Cr | -10.2% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹307.19 Cr | 6.0% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹264.59 Cr | 6.4% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3815.16 Cr | -2.0% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.6% | 0.0% | ₹297.86 Cr | -7.8% |
Risk Level
Your principal amount will be at Very High Risk
Take control of your wealth
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What is the current NAV of NJ Balanced Advantage Fund Direct Growth?
The NAV of NJ Balanced Advantage Fund Direct Growth, as of 10-Oct-2025, is ₹14.37.
What are the returns of NJ Balanced Advantage Fund Direct Growth?
The fund has generated -2.04% over the last 1 year and 13.38% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 62.26% in equities, 3.91% in bonds, and 33.83% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Direct Growth?
The fund managers responsible for NJ Balanced Advantage Fund Direct Growth are:-
- Viral Shah
- Dhaval Patel
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
NJ Balanced Advantage Fund Direct Growth
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (10-Oct-25)
₹14.370.14%1D
Returns (Since Inception)
9.62%
Rated ★4.3+ on
Fund Overview
Fund Size
₹3,815 Cr
Expense Ratio
0.57%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
Risk Level
Your principal amount will be at Very High Risk
About this fund
NJ Balanced Advantage Fund Direct Growth is a Dynamic Asset Allocation mutual fund schemes offered by NJ Mutual Fund. This fund has been in existence for 3 years, 11 months and 14 days, having been launched on 29-Oct-21.
As of 10-Oct-25, it has a Net Asset Value (NAV) of ₹14.37, Assets Under Management (AUM) of 3815.16 Crores, and an expense ratio of 0.57%.
As of 10-Oct-25, it has a Net Asset Value (NAV) of ₹14.37, Assets Under Management (AUM) of 3815.16 Crores, and an expense ratio of 0.57%.
- NJ Balanced Advantage Fund Direct Growth has given a CAGR return of 9.62% since inception.
- The fund's asset allocation comprises around 62.26% in equities, 3.91% in debts, and 33.83% in cash & cash equivalents.
- You can start investing in NJ Balanced Advantage Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
-2.04%
+2.07% (Cat Avg.)
3 Years
+13.38%
+12.89% (Cat Avg.)
Since Inception
+9.62%
— (Cat Avg.)
Portfolio Summaryas of 30th September 2025
| Equity | ₹2,375.34 Cr | 62.26% |
| Debt | ₹149 Cr | 3.91% |
| Others | ₹1,290.81 Cr | 33.83% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹902.4 Cr | 23.65% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-332.74 Cr | 8.72% |
| Reliance Industries Ltd | Equity | ₹330.43 Cr | 8.66% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹191.85 Cr | 5.03% |
| HDFC Asset Management Co Ltd | Equity | ₹174.4 Cr | 4.57% |
| Bosch Ltd | Equity | ₹138.66 Cr | 3.63% |
| Hero MotoCorp Ltd | Equity | ₹130.88 Cr | 3.43% |
| Coal India Ltd | Equity | ₹128.25 Cr | 3.36% |
| HCL Technologies Ltd | Equity | ₹125.88 Cr | 3.30% |
| Net Receivables / (Payables) | Cash | ₹125.38 Cr | 3.29% |
| Bajaj Auto Ltd | Equity | ₹117.82 Cr | 3.09% |
| Britannia Industries Ltd | Equity | ₹101.46 Cr | 2.66% |
| Eicher Motors Ltd | Equity | ₹90.44 Cr | 2.37% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-85.83 Cr | 2.25% |
| Bajaj Finance Ltd | Equity | ₹85.33 Cr | 2.24% |
| HDFC Bank Ltd | Equity | ₹85.26 Cr | 2.23% |
| Alkem Laboratories Ltd | Equity | ₹84.92 Cr | 2.23% |
| Torrent Pharmaceuticals Ltd | Equity | ₹84.6 Cr | 2.22% |
| Colgate-Palmolive (India) Ltd | Equity | ₹80.04 Cr | 2.10% |
| Ajanta Pharma Ltd | Equity | ₹68.94 Cr | 1.81% |
| Hdfc Bank Limited October 2025 Future | Equity - Future | ₹-68.47 Cr | 1.79% |
| Gillette India Ltd | Equity | ₹67.65 Cr | 1.77% |
| Divi's Laboratories Ltd | Equity | ₹67.35 Cr | 1.77% |
| UTI Asset Management Co Ltd | Equity | ₹63.53 Cr | 1.67% |
| Dr. Lal PathLabs Ltd | Equity | ₹58.61 Cr | 1.54% |
| Pidilite Industries Ltd | Equity | ₹56.43 Cr | 1.48% |
| Petronet LNG Ltd | Equity | ₹55.79 Cr | 1.46% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹55.77 Cr | 1.46% |
| Tech Mahindra Ltd | Equity | ₹55.29 Cr | 1.45% |
| Infosys Ltd | Equity | ₹48.63 Cr | 1.27% |
| Havells India Ltd | Equity | ₹48.23 Cr | 1.26% |
| India (Republic of) | Bond - Short-term Government Bills | ₹48 Cr | 1.26% |
| ITC Ltd | Equity | ₹47.35 Cr | 1.24% |
| Asian Paints Ltd | Equity | ₹45.07 Cr | 1.18% |
| Nestle India Ltd | Equity | ₹44.09 Cr | 1.16% |
| Mahanagar Gas Ltd | Equity | ₹43.42 Cr | 1.14% |
| Tata Consultancy Services Ltd | Equity | ₹43.26 Cr | 1.13% |
| Indian Energy Exchange Ltd | Equity | ₹42.9 Cr | 1.12% |
| Dabur India Ltd | Equity | ₹41.35 Cr | 1.08% |
| ICICI Bank Ltd | Equity | ₹30.76 Cr | 0.81% |
| Future on Kotak Mahindra Bank Ltd | Equity - Future | ₹-27.27 Cr | 0.71% |
| Kotak Mahindra Bank Ltd | Equity | ₹27.02 Cr | 0.71% |
| Future on State Bank of India | Equity - Future | ₹-26.39 Cr | 0.69% |
| State Bank of India | Equity | ₹26.24 Cr | 0.69% |
| Trent Ltd | Equity | ₹25.54 Cr | 0.67% |
| 8.33% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.5 Cr | 0.67% |
| 7.27% Govt Stock 2026 | Bond - Gov't/Treasury | ₹25.21 Cr | 0.66% |
| 5.15% Govt Stock 2025 | Bond - Gov't/Treasury | ₹24.99 Cr | 0.65% |
| 05.41 GA Sdl 2025 | Bond - Gov't/Treasury | ₹24.99 Cr | 0.65% |
| Trent Limited November 2025 Future | Equity - Future | ₹-24.95 Cr | 0.65% |
| 364 DTB 01012026 | Bond - Gov't/Treasury | ₹24.66 Cr | 0.65% |
| Treasury Bills | Bond - Gov't/Treasury | ₹24.63 Cr | 0.65% |
| Future on Axis Bank Ltd | Equity - Future | ₹-22.64 Cr | 0.59% |
| Axis Bank Ltd | Equity | ₹22.49 Cr | 0.59% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-19.92 Cr | 0.52% |
| Aditya Birla Capital Ltd | Equity | ₹19.76 Cr | 0.52% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-18.9 Cr | 0.50% |
| Jio Financial Services Ltd | Equity | ₹18.67 Cr | 0.49% |
| Hdfc Bank Limited November 2025 Future | Equity - Future | ₹-17.34 Cr | 0.45% |
| Icici Bank Limited October 2025 Future | Equity - Future | ₹-16.63 Cr | 0.44% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-16.03 Cr | 0.42% |
| Mahindra & Mahindra Ltd | Equity | ₹15.83 Cr | 0.41% |
| Future on DLF Ltd | Equity - Future | ₹-15.53 Cr | 0.41% |
| DLF Ltd | Equity | ₹15.35 Cr | 0.40% |
| Icici Bank Limited November 2025 Future | Equity - Future | ₹-14.43 Cr | 0.38% |
| Future on Bank of Baroda | Equity - Future | ₹-14.26 Cr | 0.37% |
| Bank of Baroda | Equity | ₹14.14 Cr | 0.37% |
| Future on Adani Enterprises Ltd | Equity - Future | ₹-12.56 Cr | 0.33% |
| Adani Enterprises Ltd | Equity | ₹12.48 Cr | 0.33% |
| Coforge Ltd | Equity | ₹12.28 Cr | 0.32% |
| Apollo Hospitals Enterprise Ltd | Equity | ₹11.4 Cr | 0.30% |
| Abbott India Ltd | Equity | ₹11.12 Cr | 0.29% |
| Marico Ltd | Equity | ₹11.06 Cr | 0.29% |
| Future on Canara Bank | Equity - Future | ₹-10.85 Cr | 0.28% |
| Canara Bank | Equity | ₹10.77 Cr | 0.28% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-10.57 Cr | 0.28% |
| Page Industries Ltd | Equity | ₹10.53 Cr | 0.28% |
| CRISIL Ltd | Equity | ₹10.51 Cr | 0.28% |
| Bharti Airtel Ltd | Equity | ₹10.44 Cr | 0.27% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-10.39 Cr | 0.27% |
| Larsen & Toubro Ltd | Equity | ₹10.31 Cr | 0.27% |
| Indian Railway Catering And Tourism Corp Ltd | Equity | ₹10.12 Cr | 0.27% |
| Mphasis Ltd | Equity | ₹10.05 Cr | 0.26% |
| 364 DTB 26122025 | Bond - Gov't/Treasury | ₹9.87 Cr | 0.26% |
| Future on Hindustan Unilever Ltd | Equity - Future | ₹-9.87 Cr | 0.26% |
| Hindustan Unilever Ltd | Equity | ₹9.81 Cr | 0.26% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-9.6 Cr | 0.25% |
| Tata Power Co Ltd | Equity | ₹9.52 Cr | 0.25% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-9.48 Cr | 0.25% |
| Ambuja Cements Ltd | Equity | ₹9.4 Cr | 0.25% |
| Titan Co Ltd | Equity | ₹9.37 Cr | 0.25% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹9.3 Cr | 0.24% |
| Future on Bandhan Bank Ltd | Equity - Future | ₹-9.28 Cr | 0.24% |
| Bandhan Bank Ltd | Equity | ₹9.23 Cr | 0.24% |
| Berger Paints India Ltd | Equity | ₹9.15 Cr | 0.24% |
| LTIMindtree Ltd | Equity | ₹9.05 Cr | 0.24% |
| Alkyl Amines Chemicals Ltd | Equity | ₹8.74 Cr | 0.23% |
| Kajaria Ceramics Ltd | Equity | ₹8.67 Cr | 0.23% |
| L&T Technology Services Ltd | Equity | ₹8.48 Cr | 0.22% |
| Future on Power Grid Corp Of India Ltd | Equity - Future | ₹-8.36 Cr | 0.22% |
| Power Grid Corp Of India Ltd | Equity | ₹8.31 Cr | 0.22% |
| Oracle Financial Services Software Ltd | Equity | ₹8.09 Cr | 0.21% |
| Eternal Limited November 2025 Future | Equity - Future | ₹-7.52 Cr | 0.20% |
| Eternal Ltd | Equity | ₹7.42 Cr | 0.19% |
| Tata Elxsi Ltd | Equity | ₹7.41 Cr | 0.19% |
| Happiest Minds Technologies Ltd Ordinary Shares | Equity | ₹7.25 Cr | 0.19% |
| Grindwell Norton Ltd | Equity | ₹7.24 Cr | 0.19% |
| Cyient Ltd | Equity | ₹6.6 Cr | 0.17% |
| Birlasoft Ltd | Equity | ₹6.53 Cr | 0.17% |
| Sona BLW Precision Forgings Ltd | Equity | ₹6.2 Cr | 0.16% |
| Titan Company Limited October 2025 Future | Equity - Future | ₹-6.05 Cr | 0.16% |
| Future on Solar Industries India Ltd | Equity - Future | ₹-5.17 Cr | 0.14% |
| Solar Industries India Ltd | Equity | ₹5.1 Cr | 0.13% |
| Future on SBI Life Insurance Co Ltd | Equity - Future | ₹-5.07 Cr | 0.13% |
| SBI Life Insurance Co Ltd | Equity | ₹5.04 Cr | 0.13% |
| 08.55 RJ SDL SPL 2025 | Bond - Gov't Agency Debt | ₹5.01 Cr | 0.13% |
| Future on Yes Bank Ltd | Equity - Future | ₹-5 Cr | 0.13% |
| Yes Bank Ltd | Equity | ₹4.96 Cr | 0.13% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-4.67 Cr | 0.12% |
| Bajaj Finserv Ltd | Equity | ₹4.61 Cr | 0.12% |
| 08.15 MH Sdl 2025 | Bond - Gov't/Treasury | ₹4.33 Cr | 0.11% |
| Future on One97 Communications Ltd | Equity - Future | ₹-4.28 Cr | 0.11% |
| One97 Communications Ltd | Equity | ₹4.24 Cr | 0.11% |
| Future on Tata Steel Ltd | Equity - Future | ₹-3.94 Cr | 0.10% |
| Tata Steel Ltd | Equity | ₹3.9 Cr | 0.10% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-3.78 Cr | 0.10% |
| Titan Company Limited November 2025 Future | Equity - Future | ₹-3.4 Cr | 0.09% |
| Future on ITC Hotels Ltd | Equity - Future | ₹-3.25 Cr | 0.09% |
| Future on Asian Paints Ltd | Equity - Future | ₹-3.13 Cr | 0.08% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹2.97 Cr | 0.08% |
| Future on Punjab National Bank | Equity - Future | ₹-2.92 Cr | 0.08% |
| Punjab National Bank | Equity | ₹2.89 Cr | 0.08% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-2.74 Cr | 0.07% |
| Godrej Properties Ltd | Equity | ₹2.71 Cr | 0.07% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-2.69 Cr | 0.07% |
| Samvardhana Motherson International Ltd | Equity | ₹2.66 Cr | 0.07% |
| Future on Sun Pharmaceuticals Industries Ltd | Equity - Future | ₹-2.47 Cr | 0.06% |
| Indus Towers Limited October 2025 Future | Equity - Future | ₹-2.35 Cr | 0.06% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-2.02 Cr | 0.05% |
| Itc Limited October 2025 Future | Equity - Future | ₹-2.01 Cr | 0.05% |
| 364 DTB 09102025 | Bond - Gov't/Treasury | ₹2 Cr | 0.05% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹1.99 Cr | 0.05% |
| Future on Indian Railway Catering And Tourism Corp Ltd | Equity - Future | ₹-1.85 Cr | 0.05% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-1.81 Cr | 0.05% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹1.8 Cr | 0.05% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-1.68 Cr | 0.04% |
| GAIL (India) Ltd | Equity | ₹1.67 Cr | 0.04% |
| Future on Coal India Ltd | Equity - Future | ₹-1.64 Cr | 0.04% |
| Future on Manappuram Finance Ltd | Equity - Future | ₹-1.1 Cr | 0.03% |
| Manappuram Finance Ltd | Equity | ₹1.1 Cr | 0.03% |
| 08.31 PN Sdl 2026 | Bond - Gov't/Treasury | ₹1.01 Cr | 0.03% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.95 Cr | 0.02% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.94 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.92 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.91 Cr | 0.02% |
| Trent Limited October 2025 Future | Equity - Future | ₹-0.89 Cr | 0.02% |
| Future on United Spirits Ltd | Equity - Future | ₹-0.7 Cr | 0.02% |
| United Spirits Ltd | Equity | ₹0.69 Cr | 0.02% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.68 Cr | 0.02% |
| GMR Airports Ltd | Equity | ₹0.67 Cr | 0.02% |
| Indus Towers Limited November 2025 Future | Equity - Future | ₹-0.65 Cr | 0.02% |
| The Indian Hotels Company Limited October 2025 Future | Equity - Future | ₹-0.44 Cr | 0.01% |
| Indian Hotels Co Ltd | Equity | ₹0.43 Cr | 0.01% |
| Future on HFCL Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| Future on JSW Energy Ltd | Equity - Future | ₹-0.43 Cr | 0.01% |
| JSW Energy Ltd | Equity | ₹0.42 Cr | 0.01% |
| HFCL Ltd | Equity | ₹0.42 Cr | 0.01% |
| Future on Mphasis Ltd | Equity - Future | ₹-0.37 Cr | 0.01% |
| Cipla Limited October 2025 Future | Equity - Future | ₹-0.34 Cr | 0.01% |
| Cipla Ltd | Equity | ₹0.34 Cr | 0.01% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-0.32 Cr | 0.01% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹0.31 Cr | 0.01% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.29 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.29 Cr | 0.01% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-0.25 Cr | 0.01% |
| UltraTech Cement Ltd | Equity | ₹0.24 Cr | 0.01% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| Varun Beverages Ltd | Equity | ₹0.23 Cr | 0.01% |
| Future on ICICI Prudential Life Insurance Co Ltd | Equity - Future | ₹-0.22 Cr | 0.01% |
| ICICI Prudential Life Insurance Co Ltd | Equity | ₹0.22 Cr | 0.01% |
| Future on Bharat Petroleum Corp Ltd | Equity - Future | ₹-0.2 Cr | 0.01% |
| Bharat Petroleum Corp Ltd | Equity | ₹0.2 Cr | 0.01% |
| Future on Hindustan Petroleum Corp Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| Hindustan Petroleum Corp Ltd | Equity | ₹0.18 Cr | 0.00% |
| Future on Nestle India Ltd | Equity - Future | ₹-0.18 Cr | 0.00% |
| Future on NTPC Green Energy Ltd | Equity - Future | ₹-0.15 Cr | 0.00% |
| NTPC Ltd | Equity | ₹0.15 Cr | 0.00% |
| Future on Adani Energy Solutions Ltd | Equity - Future | ₹-0.12 Cr | 0.00% |
| Adani Energy Solutions Ltd | Equity | ₹0.12 Cr | 0.00% |
| Future on Hindalco Industries Ltd | Equity - Future | ₹-0.11 Cr | 0.00% |
| Hindalco Industries Ltd | Equity | ₹0.11 Cr | 0.00% |
| Future on The Federal Bank Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| The Federal Bank Ltd | Equity | ₹0.1 Cr | 0.00% |
| Future on HDFC Life Insurance Co Ltd | Equity - Future | ₹-0.08 Cr | 0.00% |
| HDFC Life Insurance Co Ltd | Equity | ₹0.08 Cr | 0.00% |
| Future on Grasim Industries Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| Grasim Industries Ltd | Equity | ₹0.07 Cr | 0.00% |
| Abb India Limited November 2025 Future | Equity - Future | ₹-0.07 Cr | 0.00% |
| ABB India Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on CG Power & Industrial Solutions Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| CG Power & Industrial Solutions Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on Tata Consumer Products Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Future on Adani Green Energy Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| Tata Consumer Products Ltd | Equity | ₹0.06 Cr | 0.00% |
| Adani Green Energy Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on LIC Housing Finance Ltd | Equity - Future | ₹-0.06 Cr | 0.00% |
| LIC Housing Finance Ltd | Equity | ₹0.06 Cr | 0.00% |
Allocation By Market Cap (Equity)
Large Cap Stocks
34.87%
Mid Cap Stocks
23.32%
Small Cap Stocks
8.42%
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹660.05 Cr | 17.30% |
| Consumer Cyclical | ₹557.02 Cr | 14.60% |
| Energy | ₹527.33 Cr | 13.82% |
| Healthcare | ₹443.35 Cr | 11.62% |
| Consumer Defensive | ₹413.09 Cr | 10.83% |
| Technology | ₹346.86 Cr | 9.09% |
| Basic Materials | ₹138.2 Cr | 3.62% |
| Industrials | ₹96.69 Cr | 2.53% |
| Utilities | ₹63.67 Cr | 1.67% |
| Real Estate | ₹18.06 Cr | 0.47% |
| Communication Services | ₹13.41 Cr | 0.35% |
Risk & Performance Ratios
Standard Deviation
This fund
8.43%
Cat. avg.
7.70%
Lower the better
Sharpe Ratio
This fund
0.74
Cat. avg.
0.75
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.25
Higher the better
Fund Managers
VS
Viral Shah
Since October 2022
DP
Dhaval Patel
Since March 2023
Additional Scheme Detailsas of 30th September 2025
ISIN INF0J8L01040 | Expense Ratio 0.57% | Exit Load 1.00% | Fund Size ₹3,815 Cr | Age 3 years 11 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Dynamic Asset Allocation Funds
About the AMC
NJ Mutual Fund
Total AUM
₹7,147 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
Other Funds by NJ Mutual Fund
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹2411.49 Cr | -10.2% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹307.19 Cr | 6.0% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹264.59 Cr | 6.4% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3815.16 Cr | -2.0% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.6% | 0.0% | ₹297.86 Cr | -7.8% |
Related Articles
Still got questions?
We're here to help.
What is the current NAV of NJ Balanced Advantage Fund Direct Growth?
The NAV of NJ Balanced Advantage Fund Direct Growth, as of 10-Oct-2025, is ₹14.37.
What are the returns of NJ Balanced Advantage Fund Direct Growth?
The fund has generated -2.04% over the last 1 year and 13.38% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of NJ Balanced Advantage Fund Direct Growth?
The fund's allocation of assets is distributed as 62.26% in equities, 3.91% in bonds, and 33.83% in cash and cash equivalents.
Who manages the NJ Balanced Advantage Fund Direct Growth?
The fund managers responsible for NJ Balanced Advantage Fund Direct Growth are:-
- Viral Shah
- Dhaval Patel
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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