
HybridDynamic Asset AllocationVery High Risk
Direct
NAV (13-Mar-26)
Returns (Since Inception)
Fund Size
₹3,567 Cr
Expense Ratio
0.60%
ISIN
INF0J8L01040
Minimum SIP
₹500
Exit Load
1.00%
Inception Date
29 Oct 2021
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+3.88%
+6.09% (Cat Avg.)
3 Years
+11.04%
+11.26% (Cat Avg.)
Since Inception
+7.38%
— (Cat Avg.)
| Equity | ₹2,182.68 Cr | 61.19% |
| Debt | ₹64.02 Cr | 1.79% |
| Others | ₹1,320.51 Cr | 37.02% |
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Cash Offset For Derivatives | Cash - General Offset | ₹990.31 Cr | 27.76% |
| Future on Reliance Industries Ltd | Equity - Future | ₹-307.73 Cr | 8.63% |
| Reliance Industries Ltd | Equity | ₹305.82 Cr | 8.57% |
| Future on BANK Index | Equity Index - Future | ₹-246.01 Cr | 6.90% |
| HDFC Bank Ltd | Equity | ₹214.45 Cr | 6.01% |
| Clearing Corporation Of India Ltd | Cash - Repurchase Agreement | ₹195.52 Cr | 5.48% |
| Bajaj Finance Ltd | Equity | ₹194.92 Cr | 5.46% |
| Eicher Motors Ltd | Equity | ₹134.57 Cr | 3.77% |
| Marico Ltd | Equity | ₹115.37 Cr | 3.23% |
| Future on Bajaj Finance Ltd | Equity - Future | ₹-112.22 Cr | 3.15% |
| Britannia Industries Ltd | Equity | ₹108.07 Cr | 3.03% |
| Bosch Ltd | Equity | ₹105.88 Cr | 2.97% |
| Muthoot Finance Ltd | Equity | ₹96.33 Cr | 2.70% |
| HDFC Asset Management Co Ltd | Equity | ₹81.77 Cr | 2.29% |
| Great Eastern Shipping Co Ltd | Equity | ₹80.19 Cr | 2.25% |
| ICICI Bank Ltd | Equity | ₹75.02 Cr | 2.10% |
| Kotak Mahindra Bank Ltd | Equity | ₹74.63 Cr | 2.09% |
| Nestle India Ltd | Equity | ₹66.67 Cr | 1.87% |
| Dr Reddy's Laboratories Ltd | Equity | ₹62.56 Cr | 1.75% |
| Pidilite Industries Ltd | Equity | ₹62.2 Cr | 1.74% |
| Hero MotoCorp Ltd | Equity | ₹62.1 Cr | 1.74% |
| Hindustan Unilever Ltd | Equity | ₹59.13 Cr | 1.66% |
| SBI Cards and Payment Services Ltd Ordinary Shares | Equity | ₹59.1 Cr | 1.66% |
| Tech Mahindra Ltd | Equity | ₹57.73 Cr | 1.62% |
| Endurance Technologies Ltd | Equity | ₹57.71 Cr | 1.62% |
| Dr. Lal PathLabs Ltd | Equity | ₹53.32 Cr | 1.49% |
| Mphasis Ltd | Equity | ₹53.17 Cr | 1.49% |
| Ajanta Pharma Ltd | Equity | ₹51.72 Cr | 1.45% |
| Wipro Ltd | Equity | ₹49.96 Cr | 1.40% |
| Page Industries Ltd | Equity | ₹46.97 Cr | 1.32% |
| Future on Sammaan Capital Ltd | Equity - Future | ₹-44.24 Cr | 1.24% |
| Sammaan Capital Ltd | Equity | ₹44.03 Cr | 1.23% |
| Net Receivables / (Payables) | Cash | ₹38.58 Cr | 1.08% |
| Axis Bank Ltd | Equity | ₹38.58 Cr | 1.08% |
| 02/07/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹34.38 Cr | 0.96% |
| UTI Asset Management Co Ltd | Equity | ₹31.54 Cr | 0.88% |
| Future on Vodafone Idea Ltd | Equity - Future | ₹-30.72 Cr | 0.86% |
| Vodafone Idea Ltd | Equity | ₹30.58 Cr | 0.86% |
| Future on Jio Financial Services Ltd | Equity - Future | ₹-30.05 Cr | 0.84% |
| Jio Financial Services Ltd | Equity | ₹29.89 Cr | 0.84% |
| Aptus Value Housing Finance India Ltd | Equity | ₹29.79 Cr | 0.84% |
| 8.33% Govt.Stock 2026 | Bond - Gov't/Treasury | ₹25.24 Cr | 0.71% |
| 7.27% Gs 2026 | Bond - Gov't/Treasury | ₹25.04 Cr | 0.70% |
| Oil & Natural Gas Corp Ltd | Equity | ₹23.84 Cr | 0.67% |
| Bajaj Auto Ltd | Equity | ₹23.45 Cr | 0.66% |
| Future on Aditya Birla Capital Ltd | Equity - Future | ₹-23.33 Cr | 0.65% |
| Aditya Birla Capital Ltd | Equity | ₹23.28 Cr | 0.65% |
| Dabur India Ltd | Equity | ₹22.77 Cr | 0.64% |
| Sun Pharmaceuticals Industries Ltd | Equity | ₹22.23 Cr | 0.62% |
| Asian Paints Ltd | Equity | ₹21.81 Cr | 0.61% |
| Tata Consultancy Services Ltd | Equity | ₹21.81 Cr | 0.61% |
| Power Grid Corp Of India Ltd | Equity | ₹21.75 Cr | 0.61% |
| HCL Technologies Ltd | Equity | ₹20.46 Cr | 0.57% |
| Crompton Greaves Consumer Electricals Ltd | Equity | ₹20.39 Cr | 0.57% |
| Gujarat State Petronet Ltd | Equity | ₹20.09 Cr | 0.56% |
| Bayer CropScience Ltd | Equity | ₹19.81 Cr | 0.56% |
| Cipla Ltd | Equity | ₹19.36 Cr | 0.54% |
| Castrol India Ltd | Equity | ₹19.1 Cr | 0.54% |
| Infosys Ltd | Equity | ₹18.66 Cr | 0.52% |
| Berger Paints India Ltd | Equity | ₹18.07 Cr | 0.51% |
| Tata Technologies Ltd | Equity | ₹17.84 Cr | 0.50% |
| Tata Elxsi Ltd | Equity | ₹17.63 Cr | 0.49% |
| L&T Technology Services Ltd | Equity | ₹17.42 Cr | 0.49% |
| 16/04/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹17.39 Cr | 0.49% |
| Kajaria Ceramics Ltd | Equity | ₹16.74 Cr | 0.47% |
| ITC Ltd | Equity | ₹16.5 Cr | 0.46% |
| Trent Ltd | Equity | ₹16.42 Cr | 0.46% |
| Procter & Gamble Hygiene and Health Care Ltd | Equity | ₹16.37 Cr | 0.46% |
| Future on DLF Ltd | Equity - Future | ₹-15.85 Cr | 0.44% |
| DLF Ltd | Equity | ₹15.79 Cr | 0.44% |
| Eternal Ltd | Equity | ₹13.98 Cr | 0.39% |
| Tbill | Bond - Gov't/Treasury | ₹13.89 Cr | 0.39% |
| Future on Tata Steel Ltd | Equity - Future | ₹-13.8 Cr | 0.39% |
| Tata Steel Ltd | Equity | ₹13.66 Cr | 0.38% |
| CRISIL Ltd | Equity | ₹13.2 Cr | 0.37% |
| Future on Bharti Airtel Ltd | Equity - Future | ₹-13.05 Cr | 0.37% |
| Bharti Airtel Ltd | Equity | ₹12.94 Cr | 0.36% |
| Titan Co Ltd | Equity | ₹12.72 Cr | 0.36% |
| 12/03/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹12.48 Cr | 0.35% |
| Future on Mahindra & Mahindra Ltd | Equity - Future | ₹-12.26 Cr | 0.34% |
| Mahindra & Mahindra Ltd | Equity | ₹12.16 Cr | 0.34% |
| Titan Company Limited March 2026 Future | Equity - Future | ₹-12 Cr | 0.34% |
| Trent Limited March 2026 Future | Equity - Future | ₹-10.62 Cr | 0.30% |
| 08/05/2026 Maturing 182 DTB | Bond - Gov't/Treasury | ₹9.9 Cr | 0.28% |
| Abbott India Ltd | Equity | ₹9.03 Cr | 0.25% |
| Future on Ambuja Cements Ltd | Equity - Future | ₹-8.8 Cr | 0.25% |
| Ambuja Cements Ltd | Equity | ₹8.77 Cr | 0.25% |
| Eternal Limited March 2026 Future | Equity - Future | ₹-7.85 Cr | 0.22% |
| 02/04/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹7.47 Cr | 0.21% |
| Tbill | Bond - Gov't/Treasury | ₹7.44 Cr | 0.21% |
| Future on Eicher Motors Ltd | Equity - Future | ₹-7.33 Cr | 0.21% |
| Future on Bank of Baroda | Equity - Future | ₹-6.9 Cr | 0.19% |
| Bank of Baroda | Equity | ₹6.87 Cr | 0.19% |
| Yes Bank Ltd | Equity | ₹6.32 Cr | 0.18% |
| Eternal Limited April 2026 Future | Equity - Future | ₹-5.92 Cr | 0.17% |
| Future on Britannia Industries Ltd | Equity - Future | ₹-5.89 Cr | 0.17% |
| SBI Life Future Mar 26 | Equity - Future | ₹-5.75 Cr | 0.16% |
| SBI Life Insurance Co Ltd | Equity | ₹5.73 Cr | 0.16% |
| Trent Limited April 2026 Future | Equity - Future | ₹-5.33 Cr | 0.15% |
| Future on Muthoot Finance Ltd | Equity - Future | ₹-5.18 Cr | 0.15% |
| Future on Bajaj Finserv Ltd | Equity - Future | ₹-4.66 Cr | 0.13% |
| Bajaj Finserv Ltd | Equity | ₹4.63 Cr | 0.13% |
| Future on Petronet LNG Ltd | Equity - Future | ₹-4.31 Cr | 0.12% |
| Petronet LNG Ltd | Equity | ₹4.3 Cr | 0.12% |
| State Bank of India | Equity | ₹4.24 Cr | 0.12% |
| Bandhan Bank Ltd | Equity | ₹4.06 Cr | 0.11% |
| State Bank of India Future Apr 26 | Equity - Future | ₹-3.83 Cr | 0.11% |
| Indus Towers Limited March 2026 Future | Equity - Future | ₹-3.81 Cr | 0.11% |
| Indus Towers Ltd Ordinary Shares | Equity | ₹3.79 Cr | 0.11% |
| Future on Varun Beverages Ltd | Equity - Future | ₹-3.52 Cr | 0.10% |
| Varun Beverages Ltd | Equity | ₹3.5 Cr | 0.10% |
| Future on Tata Consultancy Services Ltd | Equity - Future | ₹-3.2 Cr | 0.09% |
| Punjab National Bank Future Mar 26 | Equity - Future | ₹-3.12 Cr | 0.09% |
| Punjab National Bank | Equity | ₹3.11 Cr | 0.09% |
| Future on Unilever | Equity - Future | ₹-3.1 Cr | 0.09% |
| SKF India (Industrial) Ltd | Equity | ₹2.8 Cr | 0.08% |
| UPL Future Apr 26 | Equity - Future | ₹-2.53 Cr | 0.07% |
| UPL Ltd | Equity | ₹2.5 Cr | 0.07% |
| 07/05/2026 Maturing 91 DTB | Bond - Gov't/Treasury | ₹2.48 Cr | 0.07% |
| 09/07/2026 Maturing 364 DTB | Bond - Gov't/Treasury | ₹2.45 Cr | 0.07% |
| Future on Crompton Greaves Consumer Electricals Ltd | Equity - Future | ₹-2.33 Cr | 0.07% |
| Future on Adani Ports & Special Economic Zone Ltd | Equity - Future | ₹-2.33 Cr | 0.07% |
| Adani Ports & Special Economic Zone Ltd | Equity | ₹2.31 Cr | 0.06% |
| Future on Godrej Properties Ltd | Equity - Future | ₹-2.3 Cr | 0.06% |
| Godrej Properties Ltd | Equity | ₹2.28 Cr | 0.06% |
| India (Republic of) | Bond - Short-term Government Bills | ₹1.95 Cr | 0.05% |
| SKF India Ltd | Equity | ₹1.9 Cr | 0.05% |
| Future on Pidilite Industries Ltd | Equity - Future | ₹-1.72 Cr | 0.05% |
| Future on Mphasis Ltd | Equity - Future | ₹-1.65 Cr | 0.05% |
| Future on Hindustan Aeronautics Ltd Ordinary Shares | Equity - Future | ₹-1.49 Cr | 0.04% |
| Hindustan Aeronautics Ltd Ordinary Shares | Equity | ₹1.47 Cr | 0.04% |
| Bank of India | Equity | ₹1.46 Cr | 0.04% |
| Future on Shriram Finance Ltd | Equity - Future | ₹-1.35 Cr | 0.04% |
| Shriram Finance Ltd | Equity | ₹1.34 Cr | 0.04% |
| Future on Dabur India Ltd | Equity - Future | ₹-1.24 Cr | 0.03% |
| Future on Asian Paints Ltd | Equity - Future | ₹-1.19 Cr | 0.03% |
| Future on Samvardhana Motherson International Ltd | Equity - Future | ₹-1.15 Cr | 0.03% |
| Samvardhana Motherson International Ltd | Equity | ₹1.15 Cr | 0.03% |
| RBL Bank Ltd | Equity | ₹0.91 Cr | 0.03% |
| Future on Tata Power Co Ltd | Equity - Future | ₹-0.88 Cr | 0.02% |
| Tata Power Co Ltd | Equity | ₹0.88 Cr | 0.02% |
| Future on Exide Industries Ltd | Equity - Future | ₹-0.85 Cr | 0.02% |
| Exide Industries Ltd | Equity | ₹0.84 Cr | 0.02% |
| Future on Multi Commodity Exchange of India Ltd | Equity - Future | ₹-0.77 Cr | 0.02% |
| Titan Company Limited April 2026 Future | Equity - Future | ₹-0.76 Cr | 0.02% |
| Multi Commodity Exchange of India Ltd | Equity | ₹0.76 Cr | 0.02% |
| Cipla Limited March 2026 Future | Equity - Future | ₹-0.76 Cr | 0.02% |
| Future on United Spirits Ltd | Equity - Future | ₹-0.72 Cr | 0.02% |
| United Spirits Ltd | Equity | ₹0.72 Cr | 0.02% |
| Future on GAIL (India) Ltd | Equity - Future | ₹-0.64 Cr | 0.02% |
| GAIL (India) Ltd | Equity | ₹0.64 Cr | 0.02% |
| Future on Trent Ltd | Equity - Future | ₹-0.59 Cr | 0.02% |
| Future on ITC | Equity - Future | ₹-0.56 Cr | 0.02% |
| State Bank of India Future Mar 26 | Equity - Future | ₹-0.45 Cr | 0.01% |
| Future on Larsen & Toubro Ltd | Equity - Future | ₹-0.38 Cr | 0.01% |
| Larsen & Toubro Ltd | Equity | ₹0.37 Cr | 0.01% |
| The Indian Hotels Company Limited March 2026 Future | Equity - Future | ₹-0.34 Cr | 0.01% |
| Indian Hotels Co Ltd | Equity | ₹0.33 Cr | 0.01% |
| Cipla Limited April 2026 Future | Equity - Future | ₹-0.31 Cr | 0.01% |
| Eternal Limited May 2026 Future | Equity - Future | ₹-0.3 Cr | 0.01% |
| Future on Solar Industries India Ltd | Equity - Future | ₹-0.27 Cr | 0.01% |
| Solar Industries India Ltd | Equity | ₹0.27 Cr | 0.01% |
| Infosys Future Mar 26 | Equity - Future | ₹-0.26 Cr | 0.01% |
| Future on Maruti Suzuki India Ltd | Equity - Future | ₹-0.23 Cr | 0.01% |
| Maruti Suzuki India Ltd | Equity | ₹0.22 Cr | 0.01% |
| Future on BSEL Algo Ltd Ordinary Shares | Equity - Future | ₹-0.2 Cr | 0.01% |
| BSE Ltd | Equity | ₹0.2 Cr | 0.01% |
| Cenergy Holdings SA Future Mar 26 | Equity - Future | ₹-0.19 Cr | 0.01% |
| Future on UltraTech Cement Ltd | Equity - Future | ₹-0.19 Cr | 0.01% |
| UltraTech Cement Ltd | Equity | ₹0.19 Cr | 0.01% |
| Future on Laurus Labs Ltd | Equity - Future | ₹-0.18 Cr | 0.01% |
| Laurus Labs Ltd | Equity | ₹0.18 Cr | 0.01% |
| Future on HDFC Asset Management Co Ltd | Equity - Future | ₹-0.16 Cr | 0.00% |
| Future on Bharat Heavy Electricals Ltd | Equity - Future | ₹-0.14 Cr | 0.00% |
| Bharat Heavy Electricals Ltd | Equity | ₹0.14 Cr | 0.00% |
| Adani Energy Solutions Ltd | Equity | ₹0.14 Cr | 0.00% |
| NTPC Future Apr 26 | Equity - Future | ₹-0.12 Cr | 0.00% |
| NTPC Ltd | Equity | ₹0.11 Cr | 0.00% |
| Future on LIC Housing Finance Ltd | Equity - Future | ₹-0.11 Cr | 0.00% |
| LIC Housing Finance Ltd | Equity | ₹0.11 Cr | 0.00% |
| Future on Inox Wind Ltd | Equity - Future | ₹-0.1 Cr | 0.00% |
| Inox Wind Ltd | Equity | ₹0.1 Cr | 0.00% |
| HDFC Life Future Apr 26 | Equity - Future | ₹-0.08 Cr | 0.00% |
| HDFC Life Insurance Co Ltd | Equity | ₹0.08 Cr | 0.00% |
| Future on GMR Airports Ltd | Equity - Future | ₹-0.07 Cr | 0.00% |
| GMR Airports Ltd | Equity | ₹0.07 Cr | 0.00% |
| Adani Green Energy Ltd | Equity | ₹0.06 Cr | 0.00% |
| Future on Coforge Ltd | Equity - Future | ₹-0.05 Cr | 0.00% |
| Coforge Ltd | Equity | ₹0.04 Cr | 0.00% |
Large Cap Stocks
46.47%
Mid Cap Stocks
12.35%
Small Cap Stocks
10.79%
AAA
Equity Sector
Debt & Others
| Sector | Amount | Holdings |
|---|---|---|
| Financial Services | ₹1,046.34 Cr | 29.33% |
| Consumer Cyclical | ₹508.9 Cr | 14.27% |
| Consumer Defensive | ₹409.11 Cr | 11.47% |
| Energy | ₹353.07 Cr | 9.90% |
| Technology | ₹274.73 Cr | 7.70% |
| Healthcare | ₹218.4 Cr | 6.12% |
| Basic Materials | ₹147.3 Cr | 4.13% |
| Industrials | ₹106.09 Cr | 2.97% |
| Communication Services | ₹47.31 Cr | 1.33% |
| Utilities | ₹43.67 Cr | 1.22% |
| Real Estate | ₹18.08 Cr | 0.51% |
Standard Deviation
This fund
8.31%
Cat. avg.
7.64%
Lower the better
Sharpe Ratio
This fund
0.72
Cat. avg.
0.82
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
1.38
Higher the better
Since October 2022
Since March 2023
ISIN INF0J8L01040 | Expense Ratio 0.60% | Exit Load 1.00% | Fund Size ₹3,567 Cr | Age 4 years 4 months | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark NIFTY 50 Arbitrage TR INR |
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Total AUM
₹7,007 Cr
Address
Unit No. 101A, 1st Floor, Mumbai, 400051
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| NJ Flexi Cap Fund Direct Growth Very High Risk | 0.5% | 1.0% | ₹2493.83 Cr | 2.7% |
| NJ Overnight Fund Direct Growth Low Risk | 0.1% | 0.0% | ₹409.20 Cr | 5.5% |
| NJ Arbitrage Fund Direct Growth Low Risk | 0.3% | 0.0% | ₹269.01 Cr | 6.3% |
| NJ Balanced Advantage Fund Direct Growth Very High Risk | 0.6% | 1.0% | ₹3567.21 Cr | 3.9% |
| NJ ELSS Tax Saver Scheme Direct Growth Very High Risk | 0.7% | 0.0% | ₹314.31 Cr | 3.5% |
Your principal amount will be at Very High Risk

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