LIC MF Liquid Plan Direct Growth

Fund Overview

Fund Size

₹12,352 Cr

Expense Ratio

0.12%

ISIN

INF767K01DN1

Minimum SIP

₹500

Exit Load

No Charges

Inception Date

01 Jan 2013

About this fund

LIC MF Liquid Plan Direct Growth is a Liquid mutual fund schemes offered by LIC Mutual Fund. This fund has been in existence for 13 years, 2 months and 4 days, having been launched on 01-Jan-13.
As of 04-Mar-26, it has a Net Asset Value (NAV) of ₹4978.98, Assets Under Management (AUM) of 12352.47 Crores, and an expense ratio of 0.12%.

LIC MF Liquid Plan Direct Growth has given a CAGR return of 6.83% since inception.
The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.77% in cash & cash equivalents.
You can start investing in LIC MF Liquid Plan Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+6.37%

+5.81% (Cat Avg.)

3 Years

+7.00%

+6.48% (Cat Avg.)

5 Years

+5.96%

+5.52% (Cat Avg.)

10 Years

+6.20%

+5.23% (Cat Avg.)

Since Inception

+6.83%

— (Cat Avg.)

Portfolio Summaryas of 15th February 2026

Others

₹12,352.47 Cr

100.00%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
Treps	Cash - Repurchase Agreement	₹1,405.06 Cr	9.61%
Net Receivables / (Payables)	Cash	₹-1,036.81 Cr	7.09%
10/04/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹496.24 Cr	3.40%
Tbill	Bond - Gov't/Treasury	₹495.33 Cr	3.39%
HDFC Bank Limited	Cash - CD/Time Deposit	₹472.73 Cr	3.23%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹448.35 Cr	3.07%
Punjab National Bank	Cash - CD/Time Deposit	₹398.42 Cr	2.73%
Motilal Oswal Financial Services Ltd	Cash - Commercial Paper	₹398.17 Cr	2.72%
Tbill	Bond - Gov't/Treasury	₹395.86 Cr	2.71%
Punjab National Bank ** #	Cash	₹344.09 Cr	2.35%
India (Republic of)	Bond - Short-term Government Bills	₹341.36 Cr	2.34%
26/02/2026 Maturing 91 DTB	Bond - Gov't/Treasury	₹299.6 Cr	2.05%
Punjab National Bank	Cash - CD/Time Deposit	₹299.19 Cr	2.05%
07/05/2026 Maturing 91 DTB	Bond - Gov't/Treasury	₹296.58 Cr	2.03%
HDFC Bank Limited	Cash - CD/Time Deposit	₹249.93 Cr	1.71%
Small Industries Dev Bank Of India	Cash - Commercial Paper	₹249.93 Cr	1.71%
Bank of Baroda	Bond - Corporate Bond	₹249.69 Cr	1.71%
Titan Co Ltd.	Cash - Commercial Paper	₹248.84 Cr	1.70%
Tata Capital Housing Finance Ltd	Cash - Commercial Paper	₹248.68 Cr	1.70%
Small Industries Development Bank Of India	Cash - CD/Time Deposit	₹246.34 Cr	1.69%
Bank Of Baroda	Cash - CD/Time Deposit	₹224.18 Cr	1.53%
Indian Bank	Cash - CD/Time Deposit	₹224.15 Cr	1.53%
Axis Bank Limited	Cash - CD/Time Deposit	₹199.94 Cr	1.37%
Igh Holdings Private Limited	Cash - Commercial Paper	₹199.93 Cr	1.37%
Reliance Retail Ventures Ltd	Cash - Commercial Paper	₹199.87 Cr	1.37%
Bank of Baroda	Bond - Corporate Bond	₹199.78 Cr	1.37%
Punjab National Bank	Cash - CD/Time Deposit	₹199.56 Cr	1.37%
Bank Of India	Cash - CD/Time Deposit	₹199.46 Cr	1.36%
Export Import Bank Of India	Cash - Commercial Paper	₹199.24 Cr	1.36%
Axis Bank Ltd	Cash - CD/Time Deposit	₹198.83 Cr	1.36%
Jio Credit Ltd	Cash - Commercial Paper	₹198.78 Cr	1.36%
16/04/2026 Maturing 364 DTB	Bond - Gov't/Treasury	₹198.33 Cr	1.36%
Axis Bank Ltd. ** #	Cash - CD/Time Deposit	₹197.28 Cr	1.35%
Birla Group Holdings Pvt Ltd	Cash - Commercial Paper	₹197.01 Cr	1.35%
Bank Of Baroda	Cash - CD/Time Deposit	₹196.98 Cr	1.35%
Indian Bank	Bond - Gov't Agency Debt	₹196.81 Cr	1.35%
National Bank for Agriculture and Rural Development	Cash - Commercial Paper	₹196.74 Cr	1.35%
Tata Projects Limited	Cash - Commercial Paper	₹196.43 Cr	1.34%
Punjab National Bank	Bond - Gov't Agency Debt	₹174.11 Cr	1.19%
Punjab & Sind Bank	Cash - CD/Time Deposit	₹174.08 Cr	1.19%
Mahindra Rural Housing Finance Ltd	Cash - Commercial Paper	₹149.44 Cr	1.02%
HDFC Bank Limited	Cash - CD/Time Deposit	₹149.43 Cr	1.02%
Kotak Securities Ltd	Cash - Commercial Paper	₹149.42 Cr	1.02%
Tbill	Bond - Gov't/Treasury	₹149.4 Cr	1.02%
Reliance Jio Infocomm Ltd	Cash - Commercial Paper	₹149.27 Cr	1.02%
Angel One Ltd	Cash - Commercial Paper	₹149.18 Cr	1.02%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹149.14 Cr	1.02%
Indian Bank	Cash - CD/Time Deposit	₹147.95 Cr	1.01%
Reliance Retail Ventures Limited	Cash - Commercial Paper	₹147.57 Cr	1.01%
Central Bank of India	Bond - Gov't Agency Debt	₹147.47 Cr	1.01%
HDFC Securities Limited	Cash - Commercial Paper	₹147.25 Cr	1.01%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹124.79 Cr	0.85%
Tata Capital Ltd	Cash - Commercial Paper	₹124.24 Cr	0.85%
Indian Bank	Cash - CD/Time Deposit	₹123.15 Cr	0.84%
HDFC Securities Limited	Cash - Commercial Paper	₹99.98 Cr	0.68%
HDFC Securities Limited	Cash - Commercial Paper	₹99.88 Cr	0.68%
Canara Bank	Bond - Gov't Agency Debt	₹99.83 Cr	0.68%
Motilal Oswal Financial Services Ltd	Cash - Commercial Paper	₹99.61 Cr	0.68%
Kotak Securities Ltd	Cash - Commercial Paper	₹99.5 Cr	0.68%
Bajaj Financial Securities Ltd	Cash - Commercial Paper	₹99.5 Cr	0.68%
Tata Housing Development Company Limited	Cash - Commercial Paper	₹99.49 Cr	0.68%
Axis Securities Ltd	Cash - Commercial Paper	₹98.54 Cr	0.67%
Bank of India Ltd.	Bond - Corporate Bond	₹98.38 Cr	0.67%
Aditya Birla Capital Ltd.	Cash - Commercial Paper	₹98.31 Cr	0.67%
Hero Fincorp Limited	Cash - Commercial Paper	₹98.19 Cr	0.67%
Hero Fincorp Limited	Cash - Commercial Paper	₹98.1 Cr	0.67%
Small Industries Development Bank Of India	Bond - Corporate Bond	₹87.76 Cr	0.60%
HDFC Securities Ltd	Cash - Commercial Paper	₹74.96 Cr	0.51%
One Prime Ltd	Cash - Commercial Paper	₹74.57 Cr	0.51%
Fedbank Financial Services Ltd	Cash - Commercial Paper	₹74.55 Cr	0.51%
8.28% Karnataka Sdl 2026	Bond - Gov't/Treasury	₹51.94 Cr	0.36%
Au Small Finance Bank Limited	Cash - CD/Time Deposit	₹49.91 Cr	0.34%
Axis Bank Limited	Cash - CD/Time Deposit	₹49.87 Cr	0.34%
National Bank For Agriculture And Rural Development	Cash - CD/Time Deposit	₹49.83 Cr	0.34%
Kotak Mahindra Bank Ltd.	Bond - Corporate Bond	₹49.8 Cr	0.34%
Indian Overseas Bank	Cash - CD/Time Deposit	₹49.7 Cr	0.34%
Power Finance Corporation Limited	Cash - Commercial Paper	₹49.45 Cr	0.34%
Axis Bank Limited	Cash - CD/Time Deposit	₹49.31 Cr	0.34%
Igh Holdings Private Ltd	Cash - Commercial Paper	₹49.3 Cr	0.34%
Barclays Invest & Loans India Pvt Ltd	Cash - Commercial Paper	₹49.24 Cr	0.34%
Sbi Cdmdf--A2	Mutual Fund - Unspecified	₹33.06 Cr	0.23%
Kotak Mahindra Prime Limited	Bond - Corporate Bond	₹32.35 Cr	0.22%
Export-Import Bank Of India	Cash - CD/Time Deposit	₹24.94 Cr	0.17%

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Instruments	Amount	Holdings
Cash - Commercial Paper	₹5,062.28 Cr	34.63%
Cash - CD/Time Deposit	₹4,748.31 Cr	32.49%
Bond - Gov't/Treasury	₹2,383.28 Cr	16.31%
Cash - Repurchase Agreement	₹1,405.06 Cr	9.61%
Cash	₹-692.72 Cr	9.45%
Bond - Corporate Bond	₹717.76 Cr	4.91%
Bond - Gov't Agency Debt	₹618.23 Cr	4.23%
Bond - Short-term Government Bills	₹341.36 Cr	2.34%
Mutual Fund - Unspecified	₹33.06 Cr	0.23%

Risk & Performance Ratios

Fund Managers

Rahul Singh

Since October 2015

Aakash Dhulia

Since September 2025

Additional Scheme Detailsas of 15th February 2026

ISIN

INF767K01DN1

Expense Ratio

0.12%

Exit Load

No Charges

Fund Size

₹12,352 Cr

Age

13 years 2 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

CRISIL Liquid Debt B-I TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

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HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk	0.5%	-	₹69.73 Cr	5.0%
Mirae Asset Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹477.08 Cr	5.3%
Shriram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹153.51 Cr	6.0%
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Groww Nifty 1D Rate Liquid ETF Low Risk	0.3%	-	₹75.07 Cr	5.1%
Bajaj Finserv Nifty 1D Rate Liquid ETF Low Risk	0.2%	-	₹566.39 Cr	5.2%
DSP S&P BSE Liquid Rate ETF Low Risk	0.3%	-	₹1832.21 Cr	5.2%
HDFC Nifty 1D Rate Liquid ETF Low Risk	0.5%	-	₹29.44 Cr	5.3%
Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk	-	0.0%	-	-
Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk	-	0.0%	-	-
Mirae Asset Cash Management Direct Growth Low to Moderate Risk	0.1%	0.0%	₹12122.11 Cr	6.4%
LIC MF Liquid Plan Direct Growth Moderate Risk	0.1%	0.0%	₹12352.47 Cr	6.4%
ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹52164.97 Cr	6.4%
ITI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹56.85 Cr	6.2%
ITI Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹56.85 Cr	6.3%
Navi Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹68.04 Cr	5.9%
Sundaram Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹6214.71 Cr	6.4%
Bandhan Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹15367.16 Cr	6.3%
Groww Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹169.14 Cr	6.4%
Nippon India Liquid Fund Direct Growth Moderate Risk	0.2%	0.0%	₹25993.84 Cr	6.4%
Union Liquid Regular Growth Low to Moderate Risk	0.2%	0.0%	₹7388.78 Cr	6.3%
JM Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2702.86 Cr	6.3%
Edelweiss Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹9557.24 Cr	6.4%
Invesco India Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹15883.77 Cr	6.4%
Kotak Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹34234.21 Cr	6.4%
WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹605.70 Cr	6.3%
WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹605.70 Cr	6.2%
Mahindra Manulife Liquid Fund Regular Growth Moderate Risk	0.3%	0.0%	₹1074.37 Cr	6.3%
Mahindra Manulife Liquid Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1074.37 Cr	6.4%
Quantum Liquid Fund Regular Growth Low Risk	0.3%	0.0%	₹583.13 Cr	5.9%
Mirae Asset Cash Management Regular Growth Low to Moderate Risk	0.2%	0.0%	₹12122.11 Cr	6.3%
Axis Liquid Fund Regular Growth Moderate Risk	0.2%	0.0%	₹39027.92 Cr	6.3%
Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹4360.10 Cr	6.2%
Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk	0.1%	0.0%	₹4360.10 Cr	6.4%
SBI Liquid Fund Regular Growth Low to Moderate Risk	0.3%	0.0%	₹59282.02 Cr	6.2%
UTI Liquid Fund Cash Plan Direct Growth Moderate Risk	0.1%	0.0%	₹24939.44 Cr	6.4%

About the AMC

LIC Mutual Fund

+91 022-66016000

https://www.licmf.com/

Total AUM

₹45,846 Cr

Address

4th Floor, Industrial Assurance Building, Mumbai, 400 020

Other Funds by LIC Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
LIC MF Technology Fund Direct Growth Very High Risk	-	1.0%	-	-
LIC MF Consumption Fund Direct Growth Very High Risk	0.8%	1.0%	₹498.63 Cr	-
LIC MF Multi Asset Allocation Fund Regular Growth Very High Risk	0.6%	1.0%	₹953.98 Cr	22.8%
LIC MF Manufacturing Fund Direct Growth Very High Risk	0.8%	1.0%	₹709.03 Cr	26.6%
LIC MF Large & Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2992.97 Cr	12.5%
LIC MF Aggressive Hybrid Fund Direct Growth Very High Risk	1.4%	1.0%	₹515.46 Cr	12.6%
LIC MF Medium to Long Duration Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹200.91 Cr	7.2%
LIC MF Flexi Cap Fund Direct Growth Very High Risk	1.6%	1.0%	₹1765.96 Cr	14.8%
LIC MF Gilt Fund Direct Growth Moderate Risk	0.7%	0.0%	₹56.96 Cr	3.7%
LIC MF Banking & PSU Debt Fund Direct Growth Moderate Risk	0.3%	0.0%	₹1866.75 Cr	7.6%
LIC MF Large Cap Fund Direct Growth Very High Risk	1.1%	1.0%	₹1433.80 Cr	11.4%
LIC MF Low Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1866.64 Cr	7.3%
LIC MF S & P Sensex Index Fund Direct Growth Very High Risk	0.8%	0.0%	₹90.87 Cr	8.8%
LIC MF Nifty 50 Index Fund Direct Growth Very High Risk	0.6%	0.0%	₹358.74 Cr	11.5%
LIC MF Infrastructure Fund Direct Growth Very High Risk	1.0%	1.0%	₹946.24 Cr	23.4%
LIC MF Liquid Plan Direct Growth Moderate Risk	0.1%	0.0%	₹12352.47 Cr	6.4%
LIC MF ELSS Direct Growth Very High Risk	1.0%	0.0%	₹1053.61 Cr	6.9%
LIC MF Gold ETF FOF Direct Growth High Risk	0.4%	1.0%	₹808.61 Cr	84.0%
LIC MF Equity Savings Fund Direct Growth Moderate Risk	1.3%	1.0%	₹35.61 Cr	11.1%
LIC MF Nifty Next 50 Index Fund Direct Growth Very High Risk	0.4%	0.0%	₹98.00 Cr	15.8%
LIC MF Short Duration Fund Direct Growth Low to Moderate Risk	0.4%	0.0%	₹260.41 Cr	7.7%
LIC MF Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹281.47 Cr	6.7%
LIC MF Balanced Advantage Fund Direct Growth Very High Risk	1.2%	1.0%	₹718.69 Cr	8.0%
LIC MF Focused 30 Equity Direct Growth Very High Risk	1.2%	1.0%	₹161.98 Cr	9.3%
LIC MF Long Term Value Fund Direct Growth Very High Risk	1.4%	1.0%	₹191.63 Cr	20.0%
LIC MF Healthcare Fund Direct Growth Very High Risk	1.1%	1.0%	₹78.65 Cr	8.6%
LIC MF Small Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹587.16 Cr	8.5%
LIC MF Conservative Hybrid Fund Direct Growth Moderately High risk	1.4%	1.0%	₹48.69 Cr	7.3%
LIC MF Midcap Fund Direct Growth Very High Risk	1.4%	1.0%	₹330.68 Cr	11.7%
LIC MF Banking & Financial Services Fund Direct Growth Very High Risk	1.2%	1.0%	₹278.17 Cr	23.6%
LIC MF Money Market Fund Direct Growth Moderate Risk	0.2%	0.0%	₹4227.22 Cr	7.0%
LIC MF Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹712.15 Cr	5.6%
LIC MF Multi Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹1765.96 Cr	16.3%
LIC MF Dividend Yield Fund Direct Growth Very High Risk	0.8%	1.0%	₹649.64 Cr	13.9%
LIC MF Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹246.32 Cr	6.8%

Risk Level

Your principal amount will be at Moderate Risk

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What is the current NAV of LIC MF Liquid Plan Direct Growth?

The NAV of LIC MF Liquid Plan Direct Growth, as of 04-Mar-2026, is ₹4978.98.

What are the returns of LIC MF Liquid Plan Direct Growth?

The fund has generated 6.37% over the last 1 year and 7.00% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of LIC MF Liquid Plan Direct Growth?

The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.77% in cash and cash equivalents.

Who manages the LIC MF Liquid Plan Direct Growth?

The fund managers responsible for LIC MF Liquid Plan Direct Growth are:-

Rahul Singh
Aakash Dhulia

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

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LIC MF Liquid Plan Direct Growth

Fund Overview