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Kotak Liquid Fund Regular Growth
Capital PreservationLiquidModerate Risk
Regular
NAV (30-Dec-25)
₹5428.010.00%1D
Returns (Since Inception)
6.86%
Rated ★4.3+ on 
Fund Overview
Fund Size
₹34,798 Cr
Expense Ratio
0.31%
ISIN
INF174K01NI9
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
04 Nov 2003
About this fund
Kotak Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 22 years, 1 months and 27 days, having been launched on 04-Nov-03.
As of 30-Dec-25, it has a Net Asset Value (NAV) of ₹5428.01, Assets Under Management (AUM) of 34798.13 Crores, and an expense ratio of 0.31%.
As of 30-Dec-25, it has a Net Asset Value (NAV) of ₹5428.01, Assets Under Management (AUM) of 34798.13 Crores, and an expense ratio of 0.31%.
- Kotak Liquid Fund Regular Growth has given a CAGR return of 6.86% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.70% in cash & cash equivalents.
- You can start investing in Kotak Liquid Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.49%
+5.86% (Cat Avg.)
3 Years
+6.90%
+6.39% (Cat Avg.)
5 Years
+5.72%
+5.31% (Cat Avg.)
10 Years
+6.08%
+5.23% (Cat Avg.)
Since Inception
+6.86%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2025
| Others | ₹34,798.13 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Net Current Assets/(Liabilities) | Cash | ₹-2,920.03 Cr | 8.91% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹1,974.09 Cr | 6.02% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹1,498.63 Cr | 4.57% |
| 364 Days Tbill Mat 200226 | Bond - Gov't/Treasury | ₹1,485.79 Cr | 4.53% |
| Treasury Bill | Bond - Gov't/Treasury | ₹1,016.49 Cr | 3.10% |
| Indian Overseas Bank** Cd | Cash - CD/Time Deposit | ₹999.85 Cr | 3.05% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹991.75 Cr | 3.03% |
| Treasury Bill | Bond - Gov't/Treasury | ₹989.63 Cr | 3.02% |
| Canara Bank | Cash - CD/Time Deposit | ₹988.06 Cr | 3.02% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹987.56 Cr | 3.01% |
| Bank Of Baroda** Cd | Cash | ₹986.43 Cr | 3.01% |
| Small Industries Development Bank Of India** Cp | Cash | ₹986.19 Cr | 3.01% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹790.94 Cr | 2.41% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹742.16 Cr | 2.27% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹641.8 Cr | 1.96% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹640.88 Cr | 1.96% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹591.83 Cr | 1.81% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹549.34 Cr | 1.68% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹543.31 Cr | 1.66% |
| India (Republic of) | Bond - Short-term Government Bills | ₹538.22 Cr | 1.64% |
| India (Republic of) | Bond - Short-term Government Bills | ₹528.92 Cr | 1.61% |
| 7.59% Govt Stock 2026 | Bond - Gov't/Treasury | ₹500.74 Cr | 1.53% |
| India (Republic of) | Bond - Short-term Government Bills | ₹499.85 Cr | 1.53% |
| The Karur Vysya Bank Ltd. | Cash - CD/Time Deposit | ₹495.54 Cr | 1.51% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹495.34 Cr | 1.51% |
| Small Industries Development Bk Of India | Cash - Commercial Paper | ₹495.1 Cr | 1.51% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹494.62 Cr | 1.51% |
| India (Republic of) | Bond - Short-term Government Bills | ₹494.36 Cr | 1.51% |
| Federal Bank Ltd.** Cd | Cash - CD/Time Deposit | ₹494.12 Cr | 1.51% |
| Federal Bank Ltd.** Cd | Cash - CD/Time Deposit | ₹493.96 Cr | 1.51% |
| Rbl Bank Ltd.** Cd | Cash - CD/Time Deposit | ₹493.65 Cr | 1.51% |
| Indian Bank** Cd | Cash | ₹493.54 Cr | 1.51% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹455.02 Cr | 1.39% |
| India (Republic of) | Bond - Short-term Government Bills | ₹445.29 Cr | 1.36% |
| Icici Securities Limited | Cash - Commercial Paper | ₹444.87 Cr | 1.36% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹422.48 Cr | 1.29% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹399.94 Cr | 1.22% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹399.46 Cr | 1.22% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹395.3 Cr | 1.21% |
| Punjab National Bank** Cd | Cash | ₹345.47 Cr | 1.05% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹297.71 Cr | 0.91% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹297.51 Cr | 0.91% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹296.06 Cr | 0.90% |
| Bajaj Financial Securities Limited** Cp | Cash | ₹295.38 Cr | 0.90% |
| Canara Bank | Cash - CD/Time Deposit | ₹249.89 Cr | 0.76% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹249 Cr | 0.76% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹248.43 Cr | 0.76% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹247.94 Cr | 0.76% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹247.1 Cr | 0.75% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹246.99 Cr | 0.75% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹246.74 Cr | 0.75% |
| Uco Bank** Cd | Cash | ₹246.46 Cr | 0.75% |
| India (Republic of) | Bond - Short-term Government Bills | ₹237.77 Cr | 0.73% |
| Dcb Bank Limited | Cash - CD/Time Deposit | ₹223.95 Cr | 0.68% |
| Tata Power Company Limited | Cash - Commercial Paper | ₹199.97 Cr | 0.61% |
| Angel One Limited | Cash - Commercial Paper | ₹199.96 Cr | 0.61% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹199.07 Cr | 0.61% |
| T-Bill | Bond - Gov't/Treasury | ₹198.51 Cr | 0.61% |
| Indusind Bank Ltd. | Bond - Corporate Bond | ₹197.84 Cr | 0.60% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹197.6 Cr | 0.60% |
| Export-Import Bank Of India** Cp | Cash | ₹197.18 Cr | 0.60% |
| Tata Teleservices Ltd | Cash - Commercial Paper | ₹173.18 Cr | 0.53% |
| T-Bill | Bond - Gov't/Treasury | ₹159.79 Cr | 0.49% |
| Dsp Finance Private Limited | Cash - Commercial Paper | ₹149.95 Cr | 0.46% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹149.48 Cr | 0.46% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹149.43 Cr | 0.46% |
| Indian Bank | Cash - CD/Time Deposit | ₹149.43 Cr | 0.46% |
| Godrej Consumer Products Limited | Cash - Commercial Paper | ₹148.75 Cr | 0.45% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹148.46 Cr | 0.45% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹148.2 Cr | 0.45% |
| Fedbank Financial Services Ltd | Cash - Commercial Paper | ₹148.03 Cr | 0.45% |
| Icici Securities Limited** Cp | Cash | ₹147.69 Cr | 0.45% |
| 360 One Wam Ltd. | Cash - Commercial Paper | ₹123.44 Cr | 0.38% |
| Cesc Limited | Cash - Commercial Paper | ₹99.98 Cr | 0.31% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹99.62 Cr | 0.30% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹99.25 Cr | 0.30% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹99.12 Cr | 0.30% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹99.03 Cr | 0.30% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹98.94 Cr | 0.30% |
| Igh Holdings Private Ltd | Cash - Commercial Paper | ₹98.8 Cr | 0.30% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹98.73 Cr | 0.30% |
| IGH Holdings Pvt Ltd. | Cash - Commercial Paper | ₹98.53 Cr | 0.30% |
| Hdfc Securities Limited ( ) ** Cp | Cash | ₹98.46 Cr | 0.30% |
| Aditya Birla Money Ltd** Cp | Cash | ₹98.41 Cr | 0.30% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹97.63 Cr | 0.30% |
| Cholamandalam Securities Limited** Cp | Cash | ₹88.57 Cr | 0.27% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.99 Cr | 0.23% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.38 Cr | 0.23% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹49.95 Cr | 0.15% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹49.57 Cr | 0.15% |
| Dsp Finance Private Limited** Cp | Cash | ₹49.21 Cr | 0.15% |
| 364 DTB 12022026 | Bond - Gov't/Treasury | ₹39.67 Cr | 0.12% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.93 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹14,237.19 Cr | 43.45% |
| Cash - Commercial Paper | ₹8,030.85 Cr | 24.51% |
| Cash | ₹1,112.95 Cr | 21.22% |
| Bond - Gov't/Treasury | ₹4,390.62 Cr | 13.40% |
| Bond - Short-term Government Bills | ₹2,744.41 Cr | 8.38% |
| Bond - Gov't Agency Debt | ₹1,498.63 Cr | 4.57% |
| Bond - Corporate Bond | ₹652.85 Cr | 1.99% |
| Mutual Fund - Open End | ₹97.63 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
0.18%
Cat. avg.
0.30%
Lower the better
Sharpe Ratio
This fund
1.81
Cat. avg.
-0.81
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
9.23
Higher the better
Fund Managers
DA
Deepak Agrawal
Since May 2007
SP
Sunil Pandey
Since June 2025
Additional Scheme Detailsas of 15th December 2025
ISIN INF174K01NI9 | Expense Ratio 0.31% | Exit Load No Charges | Fund Size ₹34,798 Cr | Age 22 years 1 month | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Liquid Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
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|---|---|---|---|---|
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | - | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | - | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹100.56 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹1047.32 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6889.21 Cr | - |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹178.22 Cr | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹178.22 Cr | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹237.83 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹815.44 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹64.54 Cr | 4.6% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹329.22 Cr | 5.6% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹182.38 Cr | 6.2% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹182.38 Cr | 6.1% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹116.98 Cr | 5.4% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low to Moderate Risk | 0.2% | - | ₹657.13 Cr | 5.4% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹2025.26 Cr | 5.5% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹18005.22 Cr | 6.6% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹11543.29 Cr | 6.6% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹47726.07 Cr | 6.6% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹53.98 Cr | 6.3% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹53.98 Cr | 6.5% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹61.90 Cr | 6.1% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6763.17 Cr | 6.6% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17408.73 Cr | 6.6% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹175.54 Cr | 6.7% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹32354.91 Cr | 6.6% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹7051.99 Cr | 6.5% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2850.92 Cr | 6.5% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10214.41 Cr | 6.6% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17792.80 Cr | 6.6% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹34798.13 Cr | 6.6% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹544.05 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹544.05 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1189.95 Cr | 6.5% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1189.95 Cr | 6.6% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹547.82 Cr | 6.1% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹18005.22 Cr | 6.5% |
| Axis Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹37357.87 Cr | 6.6% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹6206.49 Cr | 6.4% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6206.49 Cr | 6.6% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹69047.58 Cr | 6.4% |
| UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹24570.02 Cr | 6.6% |
| Axis Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹37357.87 Cr | 6.7% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,83,270 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Risk Level
Your principal amount will be at Moderate Risk
Take control of your wealth
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What is the current NAV of Kotak Liquid Fund Regular Growth?
The NAV of Kotak Liquid Fund Regular Growth, as of 30-Dec-2025, is ₹5428.01.
What are the returns of Kotak Liquid Fund Regular Growth?
The fund has generated 6.49% over the last 1 year and 6.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.70% in cash and cash equivalents.
Who manages the Kotak Liquid Fund Regular Growth?
The fund managers responsible for Kotak Liquid Fund Regular Growth are:-
- Deepak Agrawal
- Sunil Pandey
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Kotak Liquid Fund Regular Growth
Capital PreservationLiquidModerate Risk
Regular
NAV (30-Dec-25)
₹5428.010.00%1D
Returns (Since Inception)
6.86%
Rated ★4.3+ on
Fund Overview
Fund Size
₹34,798 Cr
Expense Ratio
0.31%
ISIN
INF174K01NI9
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
04 Nov 2003
Risk Level
Your principal amount will be at Moderate Risk
About this fund
Kotak Liquid Fund Regular Growth is a Liquid mutual fund schemes offered by Kotak Mahindra Mutual Fund. This fund has been in existence for 22 years, 1 months and 27 days, having been launched on 04-Nov-03.
As of 30-Dec-25, it has a Net Asset Value (NAV) of ₹5428.01, Assets Under Management (AUM) of 34798.13 Crores, and an expense ratio of 0.31%.
As of 30-Dec-25, it has a Net Asset Value (NAV) of ₹5428.01, Assets Under Management (AUM) of 34798.13 Crores, and an expense ratio of 0.31%.
- Kotak Liquid Fund Regular Growth has given a CAGR return of 6.86% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.70% in cash & cash equivalents.
- You can start investing in Kotak Liquid Fund Regular Growth with a SIP of ₹500 or a Lumpsum investment of ₹1000.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.49%
+5.86% (Cat Avg.)
3 Years
+6.90%
+6.39% (Cat Avg.)
5 Years
+5.72%
+5.31% (Cat Avg.)
10 Years
+6.08%
+5.23% (Cat Avg.)
Since Inception
+6.86%
— (Cat Avg.)
Portfolio Summaryas of 15th December 2025
| Others | ₹34,798.13 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type | Amount | Holdings |
|---|---|---|---|
| Net Current Assets/(Liabilities) | Cash | ₹-2,920.03 Cr | 8.91% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹1,974.09 Cr | 6.02% |
| Union Bank of India | Bond - Gov't Agency Debt | ₹1,498.63 Cr | 4.57% |
| 364 Days Tbill Mat 200226 | Bond - Gov't/Treasury | ₹1,485.79 Cr | 4.53% |
| Treasury Bill | Bond - Gov't/Treasury | ₹1,016.49 Cr | 3.10% |
| Indian Overseas Bank** Cd | Cash - CD/Time Deposit | ₹999.85 Cr | 3.05% |
| Union Bank Of India | Cash - CD/Time Deposit | ₹991.75 Cr | 3.03% |
| Treasury Bill | Bond - Gov't/Treasury | ₹989.63 Cr | 3.02% |
| Canara Bank | Cash - CD/Time Deposit | ₹988.06 Cr | 3.02% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹987.56 Cr | 3.01% |
| Bank Of Baroda** Cd | Cash | ₹986.43 Cr | 3.01% |
| Small Industries Development Bank Of India** Cp | Cash | ₹986.19 Cr | 3.01% |
| PNB Housing Finance Ltd. | Cash - Commercial Paper | ₹790.94 Cr | 2.41% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹742.16 Cr | 2.27% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹641.8 Cr | 1.96% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹640.88 Cr | 1.96% |
| ICICI Securities Limited | Cash - Commercial Paper | ₹591.83 Cr | 1.81% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹549.34 Cr | 1.68% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹543.31 Cr | 1.66% |
| India (Republic of) | Bond - Short-term Government Bills | ₹538.22 Cr | 1.64% |
| India (Republic of) | Bond - Short-term Government Bills | ₹528.92 Cr | 1.61% |
| 7.59% Govt Stock 2026 | Bond - Gov't/Treasury | ₹500.74 Cr | 1.53% |
| India (Republic of) | Bond - Short-term Government Bills | ₹499.85 Cr | 1.53% |
| The Karur Vysya Bank Ltd. | Cash - CD/Time Deposit | ₹495.54 Cr | 1.51% |
| National Bank for Agriculture and Rural Development | Cash - Commercial Paper | ₹495.34 Cr | 1.51% |
| Small Industries Development Bk Of India | Cash - Commercial Paper | ₹495.1 Cr | 1.51% |
| HDFC Bank Limited | Cash - CD/Time Deposit | ₹494.62 Cr | 1.51% |
| India (Republic of) | Bond - Short-term Government Bills | ₹494.36 Cr | 1.51% |
| Federal Bank Ltd.** Cd | Cash - CD/Time Deposit | ₹494.12 Cr | 1.51% |
| Federal Bank Ltd.** Cd | Cash - CD/Time Deposit | ₹493.96 Cr | 1.51% |
| Rbl Bank Ltd.** Cd | Cash - CD/Time Deposit | ₹493.65 Cr | 1.51% |
| Indian Bank** Cd | Cash | ₹493.54 Cr | 1.51% |
| National Bank For Agriculture And Rural Development | Bond - Corporate Bond | ₹455.02 Cr | 1.39% |
| India (Republic of) | Bond - Short-term Government Bills | ₹445.29 Cr | 1.36% |
| Icici Securities Limited | Cash - Commercial Paper | ₹444.87 Cr | 1.36% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹422.48 Cr | 1.29% |
| Icici Securities Limited (Earlier Icici Brokerage Services Limited) | Cash - Commercial Paper | ₹399.94 Cr | 1.22% |
| HDFC Securities Limited | Cash - Commercial Paper | ₹399.46 Cr | 1.22% |
| Small Industries Dev Bank Of India | Cash - Commercial Paper | ₹395.3 Cr | 1.21% |
| Punjab National Bank** Cd | Cash | ₹345.47 Cr | 1.05% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹297.71 Cr | 0.91% |
| Aditya Birla Housing Finance Limited | Cash - Commercial Paper | ₹297.51 Cr | 0.91% |
| Network18 Media & Investments Limited | Cash - Commercial Paper | ₹296.06 Cr | 0.90% |
| Bajaj Financial Securities Limited** Cp | Cash | ₹295.38 Cr | 0.90% |
| Canara Bank | Cash - CD/Time Deposit | ₹249.89 Cr | 0.76% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹249 Cr | 0.76% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹248.43 Cr | 0.76% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹247.94 Cr | 0.76% |
| Bajaj Financial Securities Limited | Cash - Commercial Paper | ₹247.1 Cr | 0.75% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹246.99 Cr | 0.75% |
| Tata Capital Housing Finance Ltd. | Cash - Commercial Paper | ₹246.74 Cr | 0.75% |
| Uco Bank** Cd | Cash | ₹246.46 Cr | 0.75% |
| India (Republic of) | Bond - Short-term Government Bills | ₹237.77 Cr | 0.73% |
| Dcb Bank Limited | Cash - CD/Time Deposit | ₹223.95 Cr | 0.68% |
| Tata Power Company Limited | Cash - Commercial Paper | ₹199.97 Cr | 0.61% |
| Angel One Limited | Cash - Commercial Paper | ₹199.96 Cr | 0.61% |
| Small Industries Development Bank Of India | Cash - CD/Time Deposit | ₹199.07 Cr | 0.61% |
| T-Bill | Bond - Gov't/Treasury | ₹198.51 Cr | 0.61% |
| Indusind Bank Ltd. | Bond - Corporate Bond | ₹197.84 Cr | 0.60% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹197.6 Cr | 0.60% |
| Export-Import Bank Of India** Cp | Cash | ₹197.18 Cr | 0.60% |
| Tata Teleservices Ltd | Cash - Commercial Paper | ₹173.18 Cr | 0.53% |
| T-Bill | Bond - Gov't/Treasury | ₹159.79 Cr | 0.49% |
| Dsp Finance Private Limited | Cash - Commercial Paper | ₹149.95 Cr | 0.46% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹149.48 Cr | 0.46% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹149.43 Cr | 0.46% |
| Indian Bank | Cash - CD/Time Deposit | ₹149.43 Cr | 0.46% |
| Godrej Consumer Products Limited | Cash - Commercial Paper | ₹148.75 Cr | 0.45% |
| Julius Baer Capital (India) Private Limited | Cash - Commercial Paper | ₹148.46 Cr | 0.45% |
| Nuvama Wealth Finance Limited | Cash - Commercial Paper | ₹148.2 Cr | 0.45% |
| Fedbank Financial Services Ltd | Cash - Commercial Paper | ₹148.03 Cr | 0.45% |
| Icici Securities Limited** Cp | Cash | ₹147.69 Cr | 0.45% |
| 360 One Wam Ltd. | Cash - Commercial Paper | ₹123.44 Cr | 0.38% |
| Cesc Limited | Cash - Commercial Paper | ₹99.98 Cr | 0.31% |
| Punjab National Bank | Cash - CD/Time Deposit | ₹99.62 Cr | 0.30% |
| Indusind Bank Limited | Cash - CD/Time Deposit | ₹99.25 Cr | 0.30% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹99.12 Cr | 0.30% |
| Hero Fincorp Limited | Cash - Commercial Paper | ₹99.03 Cr | 0.30% |
| National Bank For Agriculture And Rural Development | Cash - CD/Time Deposit | ₹98.94 Cr | 0.30% |
| Igh Holdings Private Ltd | Cash - Commercial Paper | ₹98.8 Cr | 0.30% |
| Small Industries Development Bank Of India | Cash - Commercial Paper | ₹98.73 Cr | 0.30% |
| IGH Holdings Pvt Ltd. | Cash - Commercial Paper | ₹98.53 Cr | 0.30% |
| Hdfc Securities Limited ( ) ** Cp | Cash | ₹98.46 Cr | 0.30% |
| Aditya Birla Money Ltd** Cp | Cash | ₹98.41 Cr | 0.30% |
| SBI ALTERNATIVE INVESTMENT FUND | Mutual Fund - Open End | ₹97.63 Cr | 0.30% |
| Cholamandalam Securities Limited** Cp | Cash | ₹88.57 Cr | 0.27% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.99 Cr | 0.23% |
| Godrej Industries Limited | Cash - Commercial Paper | ₹74.38 Cr | 0.23% |
| Barclays Investments & Loans (India) Private Limited | Cash - Commercial Paper | ₹49.95 Cr | 0.15% |
| Indusind Bank Ltd. | Cash - CD/Time Deposit | ₹49.57 Cr | 0.15% |
| Dsp Finance Private Limited** Cp | Cash | ₹49.21 Cr | 0.15% |
| 364 DTB 12022026 | Bond - Gov't/Treasury | ₹39.67 Cr | 0.12% |
| Bank Of Baroda | Cash - CD/Time Deposit | ₹24.93 Cr | 0.08% |
Allocation By Credit Quality (Debt)
AAA
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹14,237.19 Cr | 43.45% |
| Cash - Commercial Paper | ₹8,030.85 Cr | 24.51% |
| Cash | ₹1,112.95 Cr | 21.22% |
| Bond - Gov't/Treasury | ₹4,390.62 Cr | 13.40% |
| Bond - Short-term Government Bills | ₹2,744.41 Cr | 8.38% |
| Bond - Gov't Agency Debt | ₹1,498.63 Cr | 4.57% |
| Bond - Corporate Bond | ₹652.85 Cr | 1.99% |
| Mutual Fund - Open End | ₹97.63 Cr | 0.30% |
Risk & Performance Ratios
Standard Deviation
This fund
0.18%
Cat. avg.
0.30%
Lower the better
Sharpe Ratio
This fund
1.81
Cat. avg.
-0.81
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
9.23
Higher the better
Fund Managers
DA
Deepak Agrawal
Since May 2007
SP
Sunil Pandey
Since June 2025
Additional Scheme Detailsas of 15th December 2025
ISIN INF174K01NI9 | Expense Ratio 0.31% | Exit Load No Charges | Fund Size ₹34,798 Cr | Age 22 years 1 month | Lumpsum Minimum ₹1,000 | Fund Status Open Ended Investment Company | Benchmark Nifty Liquid Index TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y |
|---|---|---|---|---|
| Abakkus Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Abakkus Liquid Fund Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | - | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | - | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹100.56 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹1047.32 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6889.21 Cr | - |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹178.22 Cr | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹178.22 Cr | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹237.83 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹815.44 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹64.54 Cr | 4.6% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹329.22 Cr | 5.6% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹182.38 Cr | 6.2% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹182.38 Cr | 6.1% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹116.98 Cr | 5.4% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low to Moderate Risk | 0.2% | - | ₹657.13 Cr | 5.4% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹2025.26 Cr | 5.5% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹18005.22 Cr | 6.6% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹11543.29 Cr | 6.6% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹47726.07 Cr | 6.6% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹53.98 Cr | 6.3% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹53.98 Cr | 6.5% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹61.90 Cr | 6.1% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6763.17 Cr | 6.6% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17408.73 Cr | 6.6% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹175.54 Cr | 6.7% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹32354.91 Cr | 6.6% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹7051.99 Cr | 6.5% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2850.92 Cr | 6.5% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10214.41 Cr | 6.6% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹17792.80 Cr | 6.6% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹34798.13 Cr | 6.6% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹544.05 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹544.05 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1189.95 Cr | 6.5% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1189.95 Cr | 6.6% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹547.82 Cr | 6.1% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹18005.22 Cr | 6.5% |
| Axis Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹37357.87 Cr | 6.6% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹6206.49 Cr | 6.4% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6206.49 Cr | 6.6% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹69047.58 Cr | 6.4% |
| UTI Liquid Fund Cash Plan Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹24570.02 Cr | 6.6% |
| Axis Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹37357.87 Cr | 6.7% |
About the AMC
Kotak Mahindra Mutual Fund
Total AUM
₹5,83,270 Cr
Address
2nd Floor, 12-BKC, Plot No C-12, Mumbai, 400 051
Other Funds by Kotak Mahindra Mutual Fund
Related Articles
Still got questions?
We're here to help.
What is the current NAV of Kotak Liquid Fund Regular Growth?
The NAV of Kotak Liquid Fund Regular Growth, as of 30-Dec-2025, is ₹5428.01.
What are the returns of Kotak Liquid Fund Regular Growth?
The fund has generated 6.49% over the last 1 year and 6.90% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.
What is the portfolio composition of Kotak Liquid Fund Regular Growth?
The fund's allocation of assets is distributed as 0.00% in equities, 0.00% in bonds, and 99.70% in cash and cash equivalents.
Who manages the Kotak Liquid Fund Regular Growth?
The fund managers responsible for Kotak Liquid Fund Regular Growth are:-
- Deepak Agrawal
- Sunil Pandey
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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
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Dezerv Investments Pvt. Ltd. is a Portfolio Manager with SEBI Registration no. INP000007377, a member of BSE with SEBI Stock Broker Registration no. INZ000303136, and an Investment Manager to Category - I AIF-VCF-Angel Fund with SEBI Registration no. IN/AIF1/22-23/1066.
Mutual Fund distribution services are offered through Dezerv Distribution Services Pvt Limited, a wholly owned subsidiary with AMFI Registration No.: ARN -248439. **Mutual fund investments are subject to market risks, read all scheme related documents carefully.** Terms and conditions of the website are applicable. Privacy policy of the website is applicable.
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