Groww Liquid Fund Direct Growth
Capital PreservationLiquidLow to Moderate Risk
Direct
NAV (26-Jan-26)
Returns (Since Inception)
Fund Overview
Fund Size
₹165 Cr
Expense Ratio
0.10%
ISIN
INF666M01451
Minimum SIP
₹500
Exit Load
No Charges
Inception Date
01 Jan 2013
About this fund
As of 26-Jan-26, it has a Net Asset Value (NAV) of ₹2641.63, Assets Under Management (AUM) of 165.23 Crores, and an expense ratio of 0.1%.
- Groww Liquid Fund Direct Growth has given a CAGR return of 6.81% since inception.
- The fund's asset allocation comprises around 0.00% in equities, 0.00% in debts, and 99.58% in cash & cash equivalents.
- You can start investing in Groww Liquid Fund Direct Growth with a SIP of ₹500 or a Lumpsum investment of ₹500.
Performance against Category Average
In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.
1 Year
+6.52%
+5.71% (Cat Avg.)
3 Years
+6.97%
+6.32% (Cat Avg.)
5 Years
+5.81%
+5.32% (Cat Avg.)
10 Years
+6.15%
+5.16% (Cat Avg.)
Since Inception
+6.81%
— (Cat Avg.)
Portfolio Summaryas of 31st December 2025
| Others | ₹165.23 Cr | 100.00% |
Top Holdings
All Holdings
Equity
Debt & Others
| Name | Type  | Amount | Holdings |
|---|---|---|---|
| Bank Of Baroda | Cash - CD/Time Deposit | ₹17.31 Cr | 10.47% |
| Reverse Repo 01-Jan-26 | Cash - Repurchase Agreement | ₹15.86 Cr | 9.60% |
| Kotak Mahindra Bank Limited | Cash - CD/Time Deposit | ₹14.88 Cr | 9.01% |
| Indian Bank | Cash - CD/Time Deposit | ₹14.83 Cr | 8.98% |
| National Bank For Agriculture & Rural Development** | Cash - CD/Time Deposit | ₹14.83 Cr | 8.97% |
| Axis Bank Limited | Cash - CD/Time Deposit | ₹14.82 Cr | 8.97% |
| Punjab National Bank (18/03/2026) | Cash - CD/Time Deposit | ₹14.82 Cr | 8.97% |
| Aditya Birla Capital Limited | Cash - Commercial Paper | ₹14.8 Cr | 8.96% |
| HDFC Securities Ltd | Cash - Commercial Paper | ₹14.8 Cr | 8.96% |
| Small Industries Development Bank Of India | Bond - Corporate Bond | ₹10.02 Cr | 6.06% |
| Export-Import Bank Of India | Cash - CD/Time Deposit | ₹9.88 Cr | 5.98% |
| Hdb Financial Services Limited | Bond - Corporate Bond | ₹5.01 Cr | 3.03% |
| Net Receivable/Payable | Cash | ₹1.76 Cr | 1.07% |
| Ccil | Cash - Repurchase Agreement | ₹0.93 Cr | 0.56% |
| % SBI FUNDS MANAGEMENT PVT LMTD **# | Mutual Fund - Open End | ₹0.7 Cr | 0.42% |
Allocation By Credit Quality (Debt)
AAA
UNRATED
Other Allocation
Equity Sector
Debt & Others
| Instruments | Amount | Holdings |
|---|---|---|
| Cash - CD/Time Deposit | ₹101.36 Cr | 61.34% |
| Cash - Commercial Paper | ₹29.6 Cr | 17.92% |
| Cash - Repurchase Agreement | ₹16.79 Cr | 10.16% |
| Bond - Corporate Bond | ₹15.02 Cr | 9.09% |
| Cash | ₹1.76 Cr | 1.07% |
| Mutual Fund - Open End | ₹0.7 Cr | 0.42% |
| Bond - Short-term Government Bills | ₹0 Cr | - |
Risk & Performance Ratios
Standard Deviation
This fund
0.18%
Cat. avg.
0.31%
Lower the better
Sharpe Ratio
This fund
2.25
Cat. avg.
-0.84
Higher the better
Sortino Ratio
This fund
--
Cat. avg.
9.11
Higher the better
Fund Managers
Kaustubh Sule
Since May 2023
Additional Scheme Detailsas of 31st December 2025
ISIN INF666M01451 | Expense Ratio 0.10% | Exit Load No Charges | Fund Size ₹165 Cr | Age 13 years | Lumpsum Minimum ₹500 | Fund Status Open Ended Investment Company | Benchmark CRISIL Liquid Debt TR INR |
Investment Objective
To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.
Tax Treatment
Capital Gains Taxation:
Dividend Taxation:
Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.
Similar Liquid Funds
| Fund name | Expense Ratio | Exit Load | Fund size | 1Y  |
|---|---|---|---|---|
| The Wealth Company Liquid Fund Regular Growth Low to Moderate Risk | - | 0.0% | ₹976.98 Cr | - |
| Abakkus Liquid Fund Regular Growth Low Risk | - | 0.0% | ₹66.19 Cr | - |
| Abakkus Liquid Fund Direct Growth Low Risk | - | 0.0% | ₹66.19 Cr | - |
| Capitalmind Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹49.54 Cr | - |
| Capitalmind Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹49.54 Cr | - |
| Edelweiss Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.2% | - | ₹101.03 Cr | - |
| The Wealth Company Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹976.98 Cr | - |
| JioBlackRock Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6965.03 Cr | - |
| Unifi Liquid Fund Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹169.63 Cr | - |
| Unifi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹169.63 Cr | - |
| Angel One Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.3% | - | ₹236.24 Cr | - |
| ICICI Prudential BSE Liquid Rate ETF - Growth Low Risk | 0.3% | - | ₹763.62 Cr | - |
| HDFC Nifty 1D Rate Liquid ETF - Growth Low Risk | 0.5% | - | ₹59.40 Cr | 4.6% |
| Mirae Asset Nifty 1D Rate Liquid ETF Low Risk | 0.1% | - | ₹367.52 Cr | 5.5% |
| Shriram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹156.32 Cr | 6.1% |
| Shriram Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹156.32 Cr | 6.0% |
| Groww Nifty 1D Rate Liquid ETF Low Risk | 0.3% | - | ₹119.81 Cr | 5.3% |
| Bajaj Finserv Nifty 1D Rate Liquid ETF Low to Moderate Risk | 0.2% | - | ₹678.47 Cr | 5.3% |
| DSP S&P BSE Liquid Rate ETF Low Risk | 0.3% | - | ₹1866.76 Cr | 5.4% |
| HDFC Nifty 1D Rate Liquid ETF Low Risk | 0.5% | - | ₹29.44 Cr | 5.3% |
| Kotak Quarterly Interval Series 12 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 12 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Regular Growth Low to Moderate Risk | - | 0.0% | - | - |
| Kotak Quarterly Interval Series 13 Direct Growth Low to Moderate Risk | - | 0.0% | - | - |
| Mirae Asset Cash Management Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹15756.80 Cr | 6.5% |
| LIC MF Liquid Plan Direct Growth Moderate Risk | 0.1% | 0.0% | ₹12671.67 Cr | 6.4% |
| ICICI Prudential Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹45244.37 Cr | 6.5% |
| ITI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹52.46 Cr | 6.2% |
| ITI Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹52.46 Cr | 6.4% |
| Navi Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹69.29 Cr | 6.0% |
| Sundaram Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹6371.28 Cr | 6.5% |
| Bandhan Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹14538.39 Cr | 6.4% |
| Groww Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹165.23 Cr | 6.5% |
| Nippon India Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹27591.03 Cr | 6.5% |
| Union Liquid Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹6684.74 Cr | 6.4% |
| JM Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹2284.65 Cr | 6.4% |
| Edelweiss Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹10414.02 Cr | 6.5% |
| Invesco India Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹16203.24 Cr | 6.5% |
| Kotak Liquid Fund Direct Growth Moderate Risk | 0.2% | 0.0% | ₹29817.08 Cr | 6.5% |
| WhiteOak Capital Liquid Fund Direct Growth Low to Moderate Risk | 0.2% | 0.0% | ₹558.95 Cr | 6.4% |
| WhiteOak Capital Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹558.95 Cr | 6.2% |
| Mahindra Manulife Liquid Fund Regular Growth Moderate Risk | 0.3% | 0.0% | ₹1215.68 Cr | 6.4% |
| Mahindra Manulife Liquid Fund Direct Growth Moderate Risk | 0.1% | 0.0% | ₹1215.68 Cr | 6.5% |
| Quantum Liquid Fund Regular Growth Low Risk | 0.3% | 0.0% | ₹564.13 Cr | 5.9% |
| Mirae Asset Cash Management Regular Growth Low to Moderate Risk | 0.2% | 0.0% | ₹15756.80 Cr | 6.3% |
| Axis Liquid Fund Regular Growth Moderate Risk | 0.2% | 0.0% | ₹35653.20 Cr | 6.4% |
| Bajaj Finserv Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹5581.33 Cr | 6.3% |
| Bajaj Finserv Liquid Fund Direct Growth Low to Moderate Risk | 0.1% | 0.0% | ₹5581.33 Cr | 6.4% |
| SBI Liquid Fund Regular Growth Low to Moderate Risk | 0.3% | 0.0% | ₹61410.99 Cr | 6.3% |
| UTI Liquid Fund Cash Plan Direct Growth Moderate Risk | 0.2% | 0.0% | ₹23479.98 Cr | 6.5% |
About the AMC
Groww Mutual Fund
Total AUM
₹3,897 Cr
Address
Jupiter Mills Compound Senapati Bapat Marg, Mumbai, 400013
Other Funds by Groww Mutual Fund
Risk Level
Your principal amount will be at Low to Moderate Risk
Take control of your wealth
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- Kaustubh Sule
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