Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

Fund Overview

Fund Size

₹297 Cr

Expense Ratio

0.84%

ISIN

INF955L01971

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

About this fund

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is a Sector - Financial Services mutual fund schemes offered by Baroda BNP Paribas Mutual Fund. This fund has been in existence for 12 years, 7 months and 25 days, having been launched on 01-Jan-13.
As of 25-Aug-25, it has a Net Asset Value (NAV) of ₹53.48, Assets Under Management (AUM) of 296.53 Crores, and an expense ratio of 0.84%.

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth has given a CAGR return of 12.50% since inception.
The fund's asset allocation comprises around 97.32% in equities, 0.23% in debts, and 2.45% in cash & cash equivalents.
You can start investing in Baroda BNP Paribas Banking and Financial Services Fund Direct Growth with a SIP of ₹1000 or a Lumpsum investment of ₹5000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+14.69%

+7.85% (Cat Avg.)

3 Years

+18.18%

+17.10% (Cat Avg.)

5 Years

+20.51%

+22.37% (Cat Avg.)

10 Years

+13.37%

+12.15% (Cat Avg.)

Since Inception

+12.50%

— (Cat Avg.)

Portfolio Summaryas of 31st July 2025

Equity	₹288.57 Cr	97.32%
Debt	₹0.69 Cr	0.23%
Others	₹7.27 Cr	2.45%

Top Holdings

All Holdings

Equity

Debt & Others

Name	Type	Amount	Holdings
HDFC Bank Ltd	Equity	₹77.69 Cr	26.20%
ICICI Bank Ltd	Equity	₹57.92 Cr	19.53%
State Bank of India	Equity	₹19.61 Cr	6.61%
Kotak Mahindra Bank Ltd	Equity	₹12.96 Cr	4.37%
Axis Bank Ltd	Equity	₹12.29 Cr	4.14%
Clearing Corporation Of India Ltd	Cash - Repurchase Agreement	₹10.55 Cr	3.56%
Bajaj Finance Ltd	Equity	₹8.35 Cr	2.82%
HDFC Asset Management Co Ltd	Equity	₹8.19 Cr	2.76%
PB Fintech Ltd	Equity	₹7.25 Cr	2.44%
Aditya Birla Capital Ltd	Equity	₹6.67 Cr	2.25%
SBI Life Insurance Co Ltd	Equity	₹6.5 Cr	2.19%
Karur Vysya Bank Ltd	Equity	₹5.93 Cr	2.00%
PNB Housing Finance Ltd	Equity	₹5.67 Cr	1.91%
HDFC Life Insurance Co Ltd	Equity	₹5.29 Cr	1.78%
Central Depository Services (India) Ltd	Equity	₹5.18 Cr	1.75%
Ujjivan Small Finance Bank Ltd Ordinary Shares	Equity	₹5.09 Cr	1.72%
Punjab National Bank	Equity	₹4.74 Cr	1.60%
Bajaj Finserv Ltd	Equity	₹4.38 Cr	1.48%
HDB Financial Services Ltd	Equity	₹4.24 Cr	1.43%
Multi Commodity Exchange of India Ltd	Equity	₹4.23 Cr	1.43%
One97 Communications Ltd	Equity	₹4.14 Cr	1.40%
IDFC First Bank Ltd	Equity	₹4.13 Cr	1.39%
AU Small Finance Bank Ltd	Equity	₹4.08 Cr	1.38%
Prudent Corporate Advisory Services Ltd	Equity	₹3.9 Cr	1.32%
Cholamandalam Investment and Finance Co Ltd	Equity	₹3.61 Cr	1.22%
Hdfc Bank Limited August 2025 Future	Equity - Future	₹3.35 Cr	1.13%
Net Receivables / (Payables)	Cash - Collateral	₹-3.29 Cr	1.11%
ICICI Lombard General Insurance Co Ltd	Equity	₹3.18 Cr	1.07%
364 DTB 18122025	Bond - Gov't/Treasury	₹0.69 Cr	0.23%

Allocation By Market Cap (Equity)

Allocation By Credit Quality (Debt)

AAA

Other Allocation

Equity Sector

Debt & Others

Sector	Amount	Holdings
Financial Services	₹281.09 Cr	94.79%
Technology	₹4.14 Cr	1.40%

Risk & Performance Ratios

Fund Managers

Sandeep Jain

Since March 2022

Arjun Bagga

Since October 2024

Additional Scheme Detailsas of 31st July 2025

ISIN

INF955L01971

Expense Ratio

0.84%

Exit Load

1.00%

Fund Size

₹297 Cr

Age

12 years 7 months

Lumpsum Minimum

₹5,000

Fund Status

Open Ended Investment Company

Benchmark

Nifty Financial Services TR INR

Investment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

Capital Gains Taxation:

Dividend Taxation:

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Mahindra Manulife Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	0.0%	₹286.55 Cr	-
Mahindra Manulife Banking & Financial Services Fund Direct Growth Very High Risk	0.5%	0.0%	₹286.55 Cr	-
HSBC Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹683.17 Cr	-
HSBC Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹683.17 Cr	-
HDFC Nifty Bank ETF Very High Risk	0.2%	-	₹2736.71 Cr	8.9%
Mirae Asset Nifty PSU Bank ETF Very High Risk	0.2%	-	₹41.87 Cr	-
Edelweiss Nifty Bank ETF Very High Risk	0.1%	-	₹4.73 Cr	-
Helios Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹188.65 Cr	13.2%
Helios Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹188.65 Cr	11.4%
Baroda BNP Paribas NIFTY Bank ETF Very High Risk	0.1%	-	₹3.30 Cr	8.9%
ICICI Prudential Nifty Private Banks ETF Very High Risk	0.1%	-	₹3193.75 Cr	5.0%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹327.23 Cr	5.1%
Groww Banking & Financial Services Fund Regular Growth Very High Risk	2.3%	1.0%	₹57.48 Cr	7.6%
Groww Banking & Financial Services Fund Direct Growth Very High Risk	0.4%	1.0%	₹57.48 Cr	9.7%
WhiteOak Capital Banking & Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹457.23 Cr	13.3%
WhiteOak Capital Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	1.0%	₹457.23 Cr	15.3%
HDFC Nifty PSU Bank ETF Very High Risk	0.3%	-	₹26.69 Cr	-0.3%
Bajaj Finserv Nifty Bank ETF Very High Risk	0.1%	-	₹344.31 Cr	9.0%
DSP Banking & Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹1346.44 Cr	16.9%
DSP Banking & Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1346.44 Cr	18.7%
Mirae Asset Nifty Financial Services ETF Very High Risk	0.1%	-	₹431.17 Cr	14.2%
Kotak Nifty Bank ETF Very High Risk	0.1%	-	₹5351.92 Cr	8.9%
Nippon India Banking & Financial Services Fund Direct Growth Very High Risk	1.0%	1.0%	₹7222.06 Cr	9.7%
Invesco India Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹1432.76 Cr	11.3%
UTI Nifty Bank ETF Very High Risk	0.2%	-	₹3674.44 Cr	9.0%
HDFC Nifty Private Bank ETF Very High Risk	0.1%	-	₹352.74 Cr	-88.9%
ICICI Prudential Nifty Bank ETF Very High Risk	0.1%	-	₹3052.64 Cr	9.0%
SBI Nifty Private Bank ETF Very High Risk	0.1%	-	₹502.38 Cr	5.0%
Bandhan Financial Services Fund Regular Growth Very High Risk	2.2%	0.0%	₹1057.98 Cr	8.5%
Bandhan Financial Services Fund Direct Growth Very High Risk	0.6%	0.0%	₹1057.98 Cr	10.2%
Mirae Asset Nifty Bank ETF Very High Risk	0.1%	-	₹256.74 Cr	9.0%
SBI Nifty Bank ETF Very High Risk	0.2%	-	₹4015.90 Cr	8.9%
Quant BFSI Fund Regular Growth Very High Risk	2.3%	1.0%	₹646.88 Cr	1.9%
Baroda BNP Paribas Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	1.0%	₹296.53 Cr	12.9%
Quant BFSI Fund Direct Growth Very High Risk	0.8%	1.0%	₹646.88 Cr	3.6%
ICICI Prudential Nifty Financial Services Ex-Bank ETF Very High Risk	0.2%	-	₹202.57 Cr	15.5%
HDFC Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹4186.79 Cr	9.7%
HDFC Banking & Financial Services Fund Regular Growth Very High Risk	1.9%	1.0%	₹4186.79 Cr	8.5%
UTI Banking and Financial Services Fund Direct Growth Very High Risk	1.1%	1.0%	₹1304.90 Cr	11.1%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹296.53 Cr	14.7%
SBI Banking & Financial Services Fund Direct Growth Very High Risk	0.8%	0.0%	₹8450.07 Cr	14.8%
SBI Banking & Financial Services Fund Regular Growth Very High Risk	1.8%	0.0%	₹8450.07 Cr	13.6%
ICICI Prudential Banking and Financial Services Direct Growth Very High Risk	1.0%	1.0%	₹9930.21 Cr	11.2%
ITI Banking and Financial Services Fund Regular Growth Very High Risk	2.4%	0.0%	₹310.07 Cr	9.3%
ITI Banking and Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹310.07 Cr	11.3%
Kotak Banking & Financial Services Fund Regular Growth Very High Risk	2.1%	0.0%	₹1236.49 Cr	8.1%
Kotak Banking & Financial Services Fund Direct Growth Very High Risk	0.7%	0.0%	₹1236.49 Cr	9.8%
Sundaram Financial Services Opportunities Direct Growth Very High Risk	0.8%	0.0%	₹1547.92 Cr	3.3%
Taurus Banking & Financial Services Fund Direct Growth Very High Risk	1.6%	1.0%	₹11.83 Cr	6.5%
Mirae Asset Banking and Financial Services Fund Regular Growth Very High Risk	2.0%	1.0%	₹2042.45 Cr	10.0%

About the AMC

Baroda BNP Paribas Mutual Fund

+91 22 69209600

https://www.barodabnpparibasmf.in/

Total AUM

₹44,086 Cr

Address

Crescenzo, 7th Floor, G-Block, Mumbai, 400 051

Other Funds by Baroda BNP Paribas Mutual Fund

Fund name	Expense Ratio	Exit Load	Fund size	1Y
Baroda BNP Paribas Health and Wellness Fund Direct Growth Very High Risk	0.4%	1.0%	₹670.42 Cr	-
Baroda BNP Paribas Multi Asset Active Fund of Funds Regular Growth Moderately High risk	0.1%	1.0%	₹123.84 Cr	-
Baroda BNP Paribas Income Plus Arbitrage Active Fund of Fund Direct Growth Moderate Risk	0.1%	0.0%	₹97.88 Cr	-
Baroda BNP Paribas NIFTY 50 Index Fund Direct Growth Very High Risk	0.2%	0.0%	₹62.74 Cr	1.5%
Baroda BNP Paribas Small Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹1286.25 Cr	-6.0%
Baroda BNP Paribas Aqua Fund of Fund Direct Growth Very High Risk	0.5%	1.0%	₹37.51 Cr	13.5%
Baroda BNP Paribas Overnight Fund Direct Growth Low Risk	0.1%	0.0%	₹915.27 Cr	6.2%
Baroda BNP Paribas Business Cycle Fund Direct Growth Very High Risk	0.9%	1.0%	₹578.42 Cr	-4.0%
Baroda BNP Paribas Multi Asset Fund Direct Growth Very High Risk	0.9%	1.0%	₹1200.48 Cr	5.5%
Baroda BNP Paribas Floater Fund Direct Growth Moderate Risk	0.2%	0.0%	₹17.70 Cr	8.8%
Baroda BNP Paribas Banking and PSU Bond Fund Direct Growth Moderate Risk	0.4%	0.0%	₹26.94 Cr	8.6%
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Very High Risk	0.8%	1.0%	₹296.53 Cr	14.7%
Baroda BNP Paribas Gilt Fund Direct Growth Moderate Risk	0.1%	0.0%	₹1552.56 Cr	6.9%
Baroda BNP Paribas Multi Cap Fund Direct Growth Very High Risk	0.9%	1.0%	₹2953.13 Cr	0.5%
Baroda BNP Paribas Liquid Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹11835.57 Cr	7.0%
Baroda BNP Paribas Corporate Bond Fund Direct Growth Moderate Risk	0.2%	0.0%	₹425.54 Cr	9.1%
Baroda BNP Paribas Large Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹2650.36 Cr	-2.5%
Baroda BNP Paribas Dynamic Bond Fund Direct Growth Moderate Risk	0.7%	0.0%	₹220.86 Cr	6.1%
Baroda BNP Paribas Mid Cap Fund Direct Growth Very High Risk	0.6%	1.0%	₹2183.48 Cr	-1.9%
Baroda BNP Paribas Conservative Hybrid Fund Direct Growth Moderately High risk	0.5%	1.0%	₹819.70 Cr	6.2%
Baroda BNP Paribas Low Duration Fund Direct Growth Moderate Risk	0.3%	0.0%	₹288.83 Cr	8.2%
Baroda BNP Paribas ELSS Fund Direct Growth Very High Risk	1.0%	0.0%	₹911.15 Cr	3.1%
Baroda BNP Paribas Short Duration Fund Direct Growth Moderate Risk	0.4%	0.0%	₹289.84 Cr	8.9%
Baroda BNP Paribas Balanced Advantage Fund Direct Growth Very High Risk	0.7%	1.0%	₹4424.23 Cr	5.2%
Baroda BNP Paribas Money Market Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹2048.14 Cr	8.0%
Baroda BNP Paribas Aggressive Hybrid Fund Direct Growth Very High Risk	0.5%	1.0%	₹1229.66 Cr	1.4%
Baroda BNP Paribas Focused Fund Direct Growth Very High Risk	0.5%	1.0%	₹698.46 Cr	-4.2%
Baroda BNP Paribas NIFTY SDL December 2028 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹29.79 Cr	8.5%
Baroda BNP Paribas India Consumption Fund Direct Growth Very High Risk	0.7%	1.0%	₹1472.89 Cr	-1.9%
Baroda BNP Paribas Value Fund Direct Growth Very High Risk	1.1%	1.0%	₹1263.31 Cr	-8.6%
Baroda BNP Paribas Credit Risk Fund Direct Growth Moderately High risk	0.8%	1.0%	₹191.53 Cr	9.4%
Baroda BNP Paribas Arbitrage Fund Direct Growth Low Risk	0.3%	0.0%	₹1200.57 Cr	7.2%
Baroda BNP Paribas Large & Mid Cap Fund Direct Growth Very High Risk	0.8%	1.0%	₹1620.41 Cr	-2.8%
Baroda BNP Paribas Medium Duration Fund Direct Growth Moderate Risk	0.7%	1.0%	₹28.33 Cr	7.7%
Baroda BNP Paribas Equity Savings Fund Direct Growth Moderately High risk	1.4%	1.0%	₹261.01 Cr	6.1%
Baroda BNP Paribas NIFTY SDL December 2026 Index Fund Direct Growth Low to Moderate Risk	0.2%	0.0%	₹189.22 Cr	8.1%
Baroda BNP Paribas Ultra Short Duration Fund Direct Growth Low to Moderate Risk	0.3%	0.0%	₹1495.49 Cr	7.7%
Baroda BNP Paribas Flexi Cap Fund Direct Growth Very High Risk	1.0%	1.0%	₹1291.21 Cr	-1.2%

Risk Level

Your principal amount will be at Very High Risk

Take control of your wealth

Track and Analyse all your investments with Wealth Monitor

Rated ★ 4.3+ on

Still got questions?
We're here to help.

What is the current NAV of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The NAV of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth, as of 25-Aug-2025, is ₹53.48.

What are the returns of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The fund has generated 14.69% over the last 1 year and 18.18% over the last 3 years. However, this does not guarantee that the fund will perform similarly in the future.

What is the portfolio composition of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The fund's allocation of assets is distributed as 97.32% in equities, 0.23% in bonds, and 2.45% in cash and cash equivalents.

Who manages the Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The fund managers responsible for Baroda BNP Paribas Banking and Financial Services Fund Direct Growth are:-

Sandeep Jain
Arjun Bagga

Disclaimer: Mutual Fund investments are subject to market risks, read all scheme-related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of the future performance of the schemes. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

;

Fund Overview

Fund Size

₹297 Cr

Expense Ratio

0.84%

ISIN

INF955L01971

Minimum SIP

₹1,000

Exit Load

1.00%

Inception Date

01 Jan 2013

Risk Level

Your principal amount will be at Very High Risk