Dezerv

Fund Overview

Fund Size

Fund Size

₹976 Cr

Expense Ratio

Expense Ratio

2.19%

ISIN

ISIN

INF194KB1GE6

Minimum SIP

Minimum SIP

₹1,000

Exit Load

Exit Load

No Charges

Inception Date

Inception Date

31 Jul 2023

About this fund

Bandhan Financial Services Fund Regular Growth is a Sector - Financial Services mutual fund schemes offered by Bandhan Mutual Fund. This fund has been in existence for 1 years, 3 months and 4 days, having been launched on 31-Jul-23.
As of 31-Oct-24, it has a Net Asset Value (NAV) of ₹13.85, Assets Under Management (AUM) of 976.32 Crores, and an expense ratio of 2.19%.
  • Bandhan Financial Services Fund Regular Growth has given a CAGR return of 29.50% since inception.
  • The fund's asset allocation comprises around 97.98% in equities, 0.00% in debts, and 2.02% in cash & cash equivalents.
  • You can start investing in Bandhan Financial Services Fund Regular Growth with a SIP of ₹1000 or a Lumpsum investment of ₹1000.

Performance against Category Average

In this section, we compare the returns of the scheme with the category average over various periods. Periods for which the fund has outperformed its category average are marked in green, otherwise red.

1 Year

+36.51%

+22.50% (Cat Avg.)

Since Inception

+29.50%

(Cat Avg.)

Portfolio Summaryas of 30th September 2024

Equity956.64 Cr97.98%
Others19.69 Cr2.02%

Top Holdings

All Holdings

Equity

Debt & Others

NameType sortAmount sortHoldings sort
ICICI Bank LtdEquity138.98 Cr14.23%
HDFC Bank LtdEquity138.07 Cr14.14%
Axis Bank LtdEquity88.85 Cr9.10%
Kotak Mahindra Bank LtdEquity53.48 Cr5.48%
Cholamandalam Investment and Finance Co LtdEquity40.9 Cr4.19%
Shriram Finance LtdEquity32.22 Cr3.30%
Jio Financial Services LtdEquity32.22 Cr3.30%
Triparty Repo Trp_011024Cash - Repurchase Agreement30.3 Cr3.10%
PB Fintech LtdEquity22.1 Cr2.26%
Aditya Birla Sun Life AMC LtdEquity20.47 Cr2.10%
Prudent Corporate Advisory Services LtdEquity19.39 Cr1.99%
IndusInd Bank LtdEquity19.01 Cr1.95%
SBI Cards and Payment Services Ltd Ordinary SharesEquity17.93 Cr1.84%
Repco Home Finance LtdEquity15.96 Cr1.63%
Cholamandalam Financial Holdings LtdEquity14.75 Cr1.51%
One97 Communications LtdEquity14.48 Cr1.48%
Net Receivables/PayablesCash - Collateral-13.73 Cr1.41%
BSE LtdEquity13.62 Cr1.40%
KFin Technologies LtdEquity12.79 Cr1.31%
Central Depository Services (India) LtdEquity12.23 Cr1.25%
Poonawalla Fincorp LtdEquity11.52 Cr1.18%
ICICI Prudential Life Insurance Co LtdEquity11.26 Cr1.15%
SBI Life Insurance Co LtdEquity11.15 Cr1.14%
Bajaj Housing Finance LtdEquity11.01 Cr1.13%
ICICI Lombard General Insurance Co LtdEquity11 Cr1.13%
UTI Asset Management Co LtdEquity10.86 Cr1.11%
HDFC Life Insurance Co LtdEquity10.83 Cr1.11%
Sundaram Finance LtdEquity10.73 Cr1.10%
Medi Assist Healthcare Services LtdEquity10.71 Cr1.10%
Max Financial Services LtdEquity10.61 Cr1.09%
Mahindra & Mahindra Financial Services LtdEquity10.18 Cr1.04%
Go Digit General Insurance LtdEquity10.16 Cr1.04%
Star Health and Allied Insurance Co LtdEquity10 Cr1.02%
Bajaj Finance LtdEquity9.86 Cr1.01%
CRISIL LtdEquity9.59 Cr0.98%
Bajaj Finserv LtdEquity9.51 Cr0.97%
AU Small Finance Bank LtdEquity9.43 Cr0.97%
REC LtdEquity9.29 Cr0.95%
Aadhar Housing Finance LtdEquity8.36 Cr0.86%
Can Fin Homes LtdEquity7.42 Cr0.76%
Manappuram Finance LtdEquity7.36 Cr0.75%
Home First Finance Co India Ltd ---Equity7.33 Cr0.75%
CreditAccess Grameen Ltd Ordinary SharesEquity7.31 Cr0.75%
AAVAS Financiers LtdEquity6.97 Cr0.71%
The Federal Bank LtdEquity5.8 Cr0.59%
Angel One Ltd Ordinary SharesEquity5.7 Cr0.58%
Religare Enterprises LtdEquity5.25 Cr0.54%
Cash Margin - DerivativesCash - Collateral2 Cr0.20%
Cash / Bank BalanceCash - Collateral0.96 Cr0.10%
Cash Margin - CcilCash - Repurchase Agreement0.16 Cr0.02%

Allocation By Market Cap (Equity)

Large Cap Stocks

60.88%

Mid Cap Stocks

18.27%

Small Cap Stocks

17.70%

Other Allocation

Equity Sector

Debt & Others

SectorAmount sortHoldings sort
Financial Services918.65 Cr94.09%
Technology27.27 Cr2.79%
Healthcare10.71 Cr1.10%

Risk & Performance Ratios

Standard Deviation

This fund

--

Cat. avg.

16.52%

Lower the better

Sharpe Ratio

This fund

--

Cat. avg.

0.61

Higher the better

Sortino Ratio

This fund

--

Cat. avg.

1.09

Higher the better

Fund Managers

SA

Sumit Agrawal

Since July 2023

Harshal Joshi

Harshal Joshi

Since July 2023

RB

Ritika Behera

Since October 2023

GS

Gaurav Satra

Since June 2024

HA

Harshvardhan Agarwal

Since June 2024

Additional Scheme Detailsas of 30th September 2024

ISIN
INF194KB1GE6
Expense Ratio
2.19%
Exit Load
No Charges
Fund Size
₹976 Cr
Age
1 year 3 months
Lumpsum Minimum
₹1,000
Fund Status
Open Ended Investment Company
Benchmark
Nifty Financial Services TR INR

Investment ObjectiveInvestment Objective

To seek to generate long-term capital growth from an actively managed portfolio primarily of Equity and Equity Related Securities. Scheme shall invest in Indian equities,foreign equities and related instruments and debt securities.

Tax Treatment

iconCapital Gains Taxation:

iconDividend Taxation:

info icon

Note: As per the Income Tax Budget 2024, mutual funds are subject to capital gains taxation, which includes surcharge and cess based on prevailing income tax rules and the investor’s income. Taxation applies only to realised gains, not notional gains. Please consult your tax advisors to determine the implications or consequences of your investments in such securities.

Similar Sector - Financial Services Funds

Fund nameExpense RatioExit LoadFund size
1Y
Tata Nifty Private Bank ETF

Very High Risk

0.1%-₹10.07 Cr14.1%
Aditya Birla Sun Life Nifty Financial Services ETF

Very High Risk

----
Nippon India ETF Nifty PSU Bank BeES

Very High Risk

0.5%-₹2475.19 Cr36.7%
Kotak Nifty PSU Bank ETF

Very High Risk

0.5%-₹1349.39 Cr36.6%
HDFC Nifty Bank ETF

Very High Risk

0.2%-₹2549.65 Cr21.0%
ICICI Prudential Nifty Private Banks ETF

Very High Risk

0.1%-₹1911.12 Cr14.1%
Axis NIFTY Bank ETF

Very High Risk

0.2%-₹274.94 Cr20.9%
ICICI Prudential Banking and Financial Services Regular Growth

Very High Risk

1.8%1.0%₹8899.01 Cr25.8%
UTI Banking and Financial Services Fund Regular Growth

Very High Risk

2.2%1.0%₹1191.78 Cr29.8%
Nippon India Banking & Financial Services Fund Regular Growth

Very High Risk

1.9%1.0%₹6388.51 Cr26.3%

About the AMC

Bandhan Mutual Fund

Bandhan Mutual Fund

Total AUM

₹1,57,157 Cr

Address

6th Floor, 841, One World Center, Mumbai, 400013

Other Funds by Bandhan Mutual Fund

Fund nameExpense RatioExit LoadFund size
1Y
Bandhan Multi Asset Allocation Fund Direct Growth

Very High Risk

0.4%0.0%₹1777.87 Cr-
Bandhan Nifty Smallcap 250 Index Fund Direct Growth

Very High Risk

0.2%0.0%₹42.34 Cr-
Bandhan Nifty Alpha 50 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹270.28 Cr-
Bandhan Retirement Fund Direct Growth

Very High Risk

0.7%0.0%₹178.36 Cr25.1%
Bandhan Nifty IT Index Fund Direct Growth

Very High Risk

0.4%0.0%₹25.29 Cr35.8%
Bandhan Interval Fund - Series 17 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 197 Direct Growth

Moderate Risk

-0.0%--
Bandhan Fixed Term Plan Series 179 Direct Growth

Moderate Risk

-0.0%₹286.43 Cr10.1%
Bandhan Overnight Fund Direct Growth

Low Risk

0.1%0.0%₹1028.95 Cr6.8%
Bandhan Liquid Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹10387.08 Cr7.5%
Bandhan Core Equity Fund Direct Growth

Very High Risk

0.6%1.0%₹6982.00 Cr51.5%
Bandhan Dynamic Bond Fund Direct Growth

Moderate Risk

0.7%0.0%₹2830.99 Cr13.1%
Bandhan Large Cap Fund Direct Growth

Very High Risk

0.9%0.0%₹1744.59 Cr40.6%
Bandhan Asset Allocation FOF Aggressive Plan Direct Growth

High Risk

0.5%1.0%₹19.72 Cr28.9%
Bandhan Government Securities Fund Investment Plan Direct Growth

Moderate Risk

0.5%0.0%₹2860.22 Cr13.5%
Bandhan Focused Equity Fund Direct Growth

Very High Risk

0.8%1.0%₹1793.67 Cr48.9%
Bandhan Government Securities Fund - Constant Maturity Plan Direct Growth

Moderate Risk

0.3%0.0%₹341.03 Cr11.2%
Bandhan Infrastructure Fund Direct Growth

Very High Risk

0.8%0.0%₹1905.92 Cr66.9%
Bandhan Regular Savings Fund Direct Growth

Moderately High risk

1.0%0.0%₹118.07 Cr13.4%
Bandhan Bond Fund - Medium Term Plan Direct Growth

Moderate Risk

0.6%0.0%₹1521.27 Cr9.3%
Bandhan Bond Fund - Income Plan Direct Growth

Moderate Risk

1.3%1.0%₹480.54 Cr10.2%
Bandhan Money Manager Fund Direct Growth

Low to Moderate Risk

0.1%0.0%₹7706.67 Cr7.8%
Bandhan Bond Fund - Short Term Plan Direct Growth

Moderate Risk

0.3%0.0%₹8909.57 Cr9.0%
Bandhan Nifty 50 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹1629.27 Cr28.0%
Bandhan Sterling Value Fund Direct Growth

Very High Risk

0.7%1.0%₹10600.66 Cr39.0%
Bandhan Flexi Cap Fund Direct Growth

Very High Risk

1.1%1.0%₹7917.83 Cr34.3%
Bandhan Crisil IBX Gilt November 2026 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹115.23 Cr8.8%
Bandhan Tax Advantage (ELSS) Fund Direct Growth

Very High Risk

0.6%0.0%₹7353.93 Cr31.1%
Bandhan Low Duration Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹5627.45 Cr7.7%
Bandhan Asset Allocation FOF Conservative Plan Direct Growth

Moderately High risk

0.2%1.0%₹6.25 Cr13.9%
Bandhan Crisil IBX Gilt April 2026 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹488.82 Cr8.1%
Bandhan Multi Cap Fund Direct Growth

Very High Risk

0.5%1.0%₹2541.41 Cr40.6%
Bandhan Financial Services Fund Direct Growth

Very High Risk

0.6%0.0%₹976.32 Cr38.8%
Bandhan Floating Rate Fund Direct Growth

Moderate Risk

0.3%0.0%₹322.66 Cr8.4%
Bandhan Arbitrage Fund Direct Growth

Low Risk

0.4%0.0%₹6876.36 Cr8.2%
Bandhan US Equity Fund of Fund Direct Growth

Very High Risk

0.7%1.0%₹318.44 Cr48.4%
Bandhan CRISIL IBX Gilt June 2032 Index Fund Direct Growth

Moderate Risk

-0.0%₹407.86 Cr10.7%
Bandhan Crisil IBX Gilt September 2027 Index Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹167.88 Cr9.3%
Bandhan Crisil IBX Gilt April 2032 Index Fund Direct Growth

Moderate Risk

0.2%0.0%₹372.31 Cr10.9%
Bandhan Ultra Short Term Fund Direct Growth

Low to Moderate Risk

0.3%0.0%₹3648.08 Cr7.6%
Bandhan Asset Allocation FOF Moderate Plan Direct Growth

High Risk

0.4%1.0%₹20.49 Cr22.5%
Bandhan Equity Savings Fund Direct Growth

Low to Moderate Risk

0.2%0.0%₹161.85 Cr11.5%
Bandhan US Treasury Bond 0-1 year Fund of Fund Direct Growth

Very High Risk

0.2%0.0%₹149.73 Cr6.2%
Bandhan Nifty100 Low Volatility 30 Index Fund Direct Growth

Very High Risk

0.3%0.0%₹1241.83 Cr32.8%
Bandhan All Seasons Bond Fund Direct Growth

Moderate Risk

0.1%0.0%₹113.42 Cr8.7%
Bandhan Nifty200 Momentum 30 Index Fund Direct Growth

Very High Risk

0.4%0.0%₹141.23 Cr54.2%
Bandhan Emerging Businesses Fund Direct Growth

Very High Risk

0.4%1.0%₹8489.25 Cr70.3%
Bandhan Hybrid Equity Fund Direct Growth

Very High Risk

1.0%1.0%₹817.50 Cr32.2%
Bandhan Nifty 100 Index Fund Direct Growth

Very High Risk

0.1%0.0%₹155.86 Cr32.7%
Bandhan Credit Risk Fund Direct Growth

Moderately High risk

0.7%1.0%₹328.91 Cr8.6%

Risk Level

Your principal amount will be at Very High Risk

Very High Risk
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The NAV of Bandhan Financial Services Fund Regular Growth, as of 31-Oct-2024, is ₹13.85.
The fund's allocation of assets is distributed as 97.98% in equities, 0.00% in bonds, and 2.02% in cash and cash equivalents.
The fund managers responsible for Bandhan Financial Services Fund Regular Growth are:-
  1. Sumit Agrawal
  2. Harshal Joshi
  3. Ritika Behera
  4. Gaurav Satra
  5. Harshvardhan Agarwal